Visio-TILE SiteMap 2008-08-21 MI

Author: Raymond A. Monaco (raymond@binarynewmedia.
com)
Date Updated: 2009-02-23
Version: 1.0
TILE Financial: Table of Contents Version 1.0
Title Page
Annotation Key
Question
1 Note
Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 2 of 31

TILE Financial: Functionality Map Version 1.0
Encourage
Link New
Allocations Reporting Approval Messages
Accounts Accounts
PARENTS
Manage USERS
Aggregate Transaction
Allocations Alerts Messages
Accounts Tagging
SPEND GROW GIVE
Transaction Savings Browse Suggest a Sponsored Featured

Wishlist Reporing Budgeting Watchlist
Tagging Goals Causes Cause Causes Causes
Micro
Learn Share Learn Share Learn Share Volunteer
Giving
Learn
Contests & Financial Financial In the Pressure
Blogs Earning Glossary Podcasts Q&A Links
Quizzes Topics Tutorials News Points
Share
People Like
Forums
Me...
Incentives
Enhanced Reputation
Free Offers Sales
Access Points

TILE Financial: (Stephanie) Home Version 1.0
Notes
RBS Citizens
English | Your location… | Customer service | Branch and ATM locator | About us
RBS Citizens Make it happen
Online Banking Log in Tell me more
Home
Home Personal Finance Small Business Commercial Search RBS Citizens SEARCH
Welcome to RBS Citizens Log In

I want to: Bank | Save | Invest | Borrow | Learn * Username:
* Password:
Compare our banking packages
LOG IN
Find out how we can support your small business
Learn about financing, cash management, and
other commercial services APPLY NOW help | forgot your password? | enroll
Smart thinking Quick Links

Customer Service
Help
Sign up for Our Email Newsletter
Screenshots
We help you manage your finances in the way that works for you. Learn more...
Customer Service | Branch and ATM Locator | Careers | About Us

TILE Financial: (Stephanie) Personal Finance: Banking Packages Version 1.0
Notes
RBS Citizens
Online Banking Log in Tell me more
Home Personal
Personal Finance
Finance Small Business Commercial Search RBS Citizens SEARCH
Personal Finance: Banking Packages Products

Our Personal Banking Packages provide you with all the tools you need to manage your finances. Banking Packages
Checking
Savings
Compare Banking Packages Investing
Borrowing
Cards
Citizens CIRCLE Banking Citizens CIRCLE GOLD Banking Student Banking
Package Includes Circle Checking or Circle Circle Gold Checking with
Checking with Interest Interest
Circle Savings Circle Gold Savings Services
Circle Money Market Circle Gold Money Market Direct Deposit
Insurance
Monthly Fees $17.50 $20.00 International Banking
Minimum Balance $5,000 - $7,500 * $20,000 Life Planning
Online Banking
Interest Optional * Yes Rewards
Switching Services
Services Debit Card Rewards Debit Card Rewards
Online Banking Online Banking
Free Transcations at Other Banks’ Tools & Information
ATMs
Borrowing Calculators
No Fee Traveller’s Checks Investing Information
Investing Calculators
more info… more info... Savings Calculators
Retrieve Saved Application APPLY
Customer Service | Branch and ATM Locator | Careers | About Us

TILE Financial: (Linda) User Flow Version 1.0
Online Banking
Home
Login
Tools &
My Finances Online Banking
Information
Summary
Account
Management
My Spending
Checking
Transactions
Savings
Tagging
Borrowing
My Budget
Investing
Goals Cards
Budget Student Banking
How Am I
Business
Doing?
Reports
Comparisons
My Profile
My Accounts
Alerts

TILE Financial: (Linda) My Finances: Summary Version 1.0
Notes
RBS Citizens
Online Banking Log off My account
My Finances
Finances Online Banking Information & Tools Community Search RBS Citizens SEARCH
Summary | My Spending | My Budget | How Am I Doing? My Profile
Account summary manage your accounts Your spending this quarter

All accounts $21,051.21
$16,400.00 Payroll
RBS Citizens Business Checking $52,653.21 $12,000.00 Lease
ending in 9766
$2,300.00 Healthcare
RBS Citizens Corporate Credit Line ($31,602.00) $1,756.00 Vendors
ending in 3443
$72,280.00 Other
add another account
help us categorize your spending…
how do I compare to others like me?
My alerts manage your alerts & notifications settings Recommended for you
Jul 28 Your $12,300.00 deposit (Check) to your RBS Citizens Business Checking account is Conversation: Comparing
now available.
healthcare packages
Jul 21 Your $8,500.00 purchase (Check 278) has cleared your RBS Citizens Business Tip for you: Try our business loan
Checking account.
calculator
Jul 18 A minimum payment of $420.00 is due in 6 days on your RBS Citizens Corporate
Credit Line account.
Article: Learn about our cash
management services
view more alerts
RBS Citizens Home | Branch and ATM Locator | Customer Service

TILE Financial: (Linda) My Finances: Profile Version 1.0
Notes
RBS Citizens
My Finances
My Accounts refresh add an account My Alerts add an alert manage notifications settings
RBS Citizens Business Checking $52,653.21 edit update remove Jul 28 Your $12,300.00 deposit (Check) to your RBS Citizens
xxxx xxxx xxxx 1234 Business Checking account is now available.
RBS Citizens Corporate Credit Line ($31,602.00) edit update remove Jul 21 Your $8,500.00 purchase (Check 278) has cleared your
xxxx xxxx xxxx 1234 RBS Citizens Business Checking account.
add another account Jul 18 A minimum payment of $420.00 is due in 6 days on your
RBS Citizens Corporate Credit Line account.
Older >>

TILE Financial: (Linda) My Finances: Profile: Add Account 1 Version 1.0
Notes
RBS Citizens
My Finances
Add an Account
Search for your bank: SEARCH
Or choose from a list of popular banks

American Express HSBC
Bank of America ING
CapitalOne Macys
Chase PayPal
Citibank US Bank
Discover Card Wachovia Bank
E*Trade WaMu
Fifth Third Wells Fargo
close window

Notes
RBS Citizens
My Finances
Add an Account > American Express
Login Why do we need your

bank login?
Enter your login information for the American Lorem ipsum dolor sit amet
Express web site here. consecture. Ut et ipsum.
Sed vulputate. Sed blandit
rutrum nisi. Morbi ligula nisl,
User ID: malesuada nec, euismod id,
Password: fringilla ut, erat. Cras porta
aliquam orci
LOGIN
close window

Notes
RBS Citizens
My Finances
Add an Account > American Express
Login
Gathering your data...
close window

TILE Financial: (Linda) My Finances: Profile (Updated Accounts) Version 1.0
Notes
RBS Citizens
My Finances
My Accounts refresh add an account My Alerts add an alert manage notifications settings
RBS Citizens Business Checking $52,653.21 edit update remove Jul 28 Your $12,300.00 deposit (Check) to your RBS Citizens
xxxx xxxx xxxx 1234 Business Checking account is now available.
RBS Citizens Corporate Credit Line ($31,602.00) edit update remove Jul 21 Your $8,500.00 purchase (Check 278) has cleared your
xxxx xxxx xxxx 1234 RBS Citizens Business Checking account.
American Express Credit Card ($ 900.20) Jul 18 A minimum payment of $420.00 is due in 6 days on your
xxxx xxxx xxxx 1234 RBS Citizens Corporate Credit Line account.
Older >>
add another account

TILE Financial: (Linda) My Finances: My Spending Version 1.0
Notes
RBS Citizens
My Finances
All
All accounts
accounts Date Transaction Amount
08/04/08 Bill payment ($349.62)
Business Checking Tags: bills
ending in 9766
08/03/08 Frank’s Deli, 235W 18th Street ($101.50)
Corporate Credit Line Tags: food
ending in 3443
07/29/08 Online - transfer to American Express ($3,000.00) Get rewarded with RBS
American Express Credit Card Tags: transfer, credit card payment Citizens credit cards more
ending in 1234
07/29/08 Online - transfer to eSavings account ($5,000.00)
Tags: transfer
07/28/08 ATM deposit $4,680.00
Tags: cash, ATM
07/25/08 Non-RBS Citizens ATM withdrawal ($101.75) Find an RBS Citizens
Tags: cash, ATM ATM near you more
07/21/08 Debit pin purchase ($43.92)
Tags: shopping
07/21/08 Check 278 ($2,000.00)
Tags: checks
07/17/08 ATM deposit $3,960.00
Tags: transfer
07/15/08 Time Warner cable ($50.21)
Tags: bill, utilities, television, internet
07/10/08 RBS Citizens ATM withdrawal ($100.00)
Tags: transfer
Older >>

TILE Financial: (Linda) My Finances: My Spending (Edit Tag) Version 1.0
Notes
RBS Citizens
My Finances
All
All accounts
accounts Date Transaction Amount
08/04/08 Bill payment ($349.62)
Business Checking Tags: bills
ending in 9766
08/03/08 Frank’s Deli, 235W 18th Street ($101.50)
Corporate Credit Line
Tags:
ending in 3443
Popular Tags: cash, ATM, deli, food, groceries
American Express Credit Card
ending in 1234 use this tag for all transactions like this
cancel SAVE
07/29/08 Online - transfer to American Express ($3,000.00) Get rewarded with RBS
Tags: transfer, credit card payment Citizens credit cards more
07/29/08 Online - transfer to eSavings account ($5,000.00)
Tags: transfer
07/28/08 ATM deposit $4,680.00
Tags: cash, ATM
07/21/08 Debit pin purchase ($43.92)
Tags: shopping
07/21/08 Check 278 ($2,000.00)
Tags: checks
07/17/08 ATM deposit $3,960.00
Tags: transfer
07/15/08 Time Warner cable ($50.21)
Tags: bill, utilities, television, internet
07/10/08 RBS Citizens ATM withdrawal ($100.00)
Tags: transfer
Older >>

TILE Financial: (Phil) User Flow Version 1.0
Online Banking
Home
Login
Tools &
Information
Summary
Account
Management
My Spending
Checking
Transactions
Savings
Tagging
Borrowing
My Budget
Investing
Goals Cards
How Am I
Business
Doing?
Reports
Comparisons
My Profile
My Accounts
Alerts

TILE Financial: (Phil) My Finances: Summary Version 1.0
Notes
RBS Citizens
SCENARIO:
Phil looks at his account and sees that the
RBS Citizens Make it happen deposit he’s been waiting for hasn’t
Online Banking Log off My account arrived yet. The company’s balance is
getting dangerously low; it’s late summer,
My Finances
Finances Online Banking Information & Tools Community Search RBS Citizens SEARCH and business is slow in the Philadelphia
area.
Next to his account’s recent transactions
Summary | My Spending | My Budget | How Am I Doing? My Profile and alerts, Phil notices a link reading “Is
summer getting a little hot? Try our
Account summary manage your accounts Your spending this quarter seasonal lines of credit.” RBS Citizens
has noticed that Phil’s company’s
All accounts ($235,559.13) balances are always lower than average
$72,560.90 Payroll in late July through September and
RBS Citizens Business Checking - City Hall $ 46,732.21 $12,345.76 Healthcare identified the seasonal line of credit as a
ending in 0123 product that might work well for Phil.
$9,450.43 Mortgage
RBS Citizens Commercial Mortgage ($127,890.00) $8,673.76 Vendors Phil clicks the link and is shown the
ending in 0345 product information about the seasonal
$53,673.00 Other
line of credit service. He decides to apply
RBS Citizens Commercial Mortgage ($ 95,700.00)
and fills out the application online.
ending in 0456
help us categorize your spending…
RBS Citizens Master Credit Card ($ 45,350.67)
how do I compare to others like me?
ending in 5432
American Express Corporate ($ 13,350.67)
ending in 0100
add another account
Jul 31 Check 145 for $12,000.00 from the account ending in 1234 bounced. Tip for you: Is summer getting too
Jul 28 Your $12,000.00 payment (Check 144) to your RBS Citizens Commercial Mortgage hot? Find out about our seasonal
has been received. lines of credit.
Jul 16 A minimum payment of $900.00 is due in 6 days on your RBS Citizens Master Credit
Card. Economic reports: The sub-prime
view more alerts crisis and commercial mortgage
financing

TILE Financial: (Ryan) User Flow Version 1.0
Online Banking
Home
Login
Tools &
Information
Summary
Account
Management
My Spending
Checking
Transactions
Savings
Tagging
Borrowing
My Budget
Investing
Goals Cards
How Am I
Business
Doing?
Reports
Comparisons
My Profile
My Accounts
Alerts

TILE Financial: (Ryan) My Finances: Summary Version 1.0
Notes
RBS Citizens
My Finances
Account summary manage your accounts Your spending this month

All accounts $7,320.49
$783.50 Housing
RBS Citizens Checking $734.29 $400.30 Transportation
ending in 3434
$130.66 Healthcare
RBS Citizens Money Market Savings $5,302.93 $300.58 Dining out
ending in 6560
$523.39 Other...
Bank of America Credit Card ($3,402.59)
ending in 4909 help us categorize your spending…
Citibank IRA $4,685.86 how do I compare to others like me?

ending in 3049
add another account
Jul 31 Your bill for Bank of America Credit Card is due in 6 days. Tip for you: Prepare to pay down
Jul 28 Your $2,049.49 deposit (Direct Deposit) to your RBS Citizens Checking account is your credit card debt with our
now available. Savings Goal calculator.
Jul 21 Your $783.50 purchase (Check 278) has cleared your RBS Citizens Checking
account. Article: Begin to save for retirement
Jul 18 You have exceeded your Dining Out budget of $300.00 for July. by fully investing in your IRA.
Jul 16 Your $2,049.49 deposit (Direct Deposit) to your RBS Citizens Checking account is
now available. Tip for you: See how your spending
view more alerts compares to other people like you.
Conversation: IRAs vs. 401ks???

TILE Financial: (Ryan) My Finances: My Budget Version 1.0
Notes
RBS Citizens
My Finances
Summary || My
Summary MySpending
Spending || My
My Budget
Budget | How Am I Doing? My Profile
Your monthly budget (August 2008) manage your accounts Your goals
Budget Goal Current Spending You have not yet saved any goals.
Housing $783.50 $783.50 Click here to add a new goal.
Transportation $500.00 $400.30
Healthcare $150.00 $130.66
Dining out $300.00 $300.58
Household goods $150.00 $124.29
help us categorize your spending... Recommended goals
Pay off your credit card debt

Invest in your retirement
Save for an emergency
Planning set based on: my current spending | other people like me | custom settings
Housing:
$783.50 spent so far $783.50 monthly
Transportation:
Popular goals
Healthcare:
$130.66 spent so far $150.00 monthly Pay off my mortgage
Dining out: Take a vacation

$300.00 monthly $300.58 spent so far Buy a new car
Household goods:
add a budget line item

TILE Financial: (Ryan) My Finances: Savings Goals: Step 1 Version 1.0
Notes
RBS Citizens
My Finances
Create a New Savings Goal Your goals

What are you saving for?
Big purchase
You have not yet saved any goals.
Vacation
Click here to add a new goal.
Buying a house
Going to college
Pay off credit card debt
Save an emergency fund
Other (custom)
Recommended goals

Popular goals
Pay off my mortgage

Take a vacation
Buy a new car

Notes
RBS Citizens
My Finances

I’m saving for a vacation change
Beach getaway International You have not yet saved any goals.
Big city Americana Click here to add a new goal.
Who’s going? 2 people
How long?
4 days
Staying in a hotel? Yes No Recommended goals
Estimated cost
$1,203.40 Pay off your credit card debt
(average) Invest in your retirement
Going by plane? Yes No Save for an emergency
Estimated cost
$898.32
(average)
Renting a car? Yes No
Dining & Misc

$523.50 Popular goals
(average)
Pay off my mortgage

Take a vacation
Total: $2,625.22
Buy a new car
NEXT >>

Notes
RBS Citizens
My Finances

I’m saving for a vacation change
Costing $2,625.22 change

How much do you have saved so far?
$0.00
When are you planning to go?
6 months Recommended goals

How much can you save per month?
$521.00 Invest in your retirement
(recommended) Save for an emergency
How much do you want to put on credit?
$1,312.61
(50%)
Total saved: $1,912.61

Difference: $712.61 Popular goals
In 6 months you’ll be $712.61 short of your goal.
Pay off my mortgage
How can I save more? Take a vacation
Buy a new car
NEXT >>

Notes
RBS Citizens
My Finances

Name your goal:

Photo
Get inspired! Upload a photo from your
computer or from Flickr to remind you of your
goal.
Upload from your computer
BROWSE...
Import from Flickr Recommended goals

Enter a web URL
Comments
Share this goal with the RBS Citizens

community. No identifying information will be Popular goals
used.
Pay off my mortgage
SAVE Take a vacation

Buy a new car

TILE Financial: (Ryan) My Finances: My Budget (Updated Goal) Version 1.0
Notes
RBS Citizens
My Finances
Your goals
Babymoon goal: $2,650.22

Picture
$1,295.50 so far
(54.29%)

TILE Financial: (Iris) User Flow Version 1.0
Online Banking
Home
Login
Tools &
Information
Summary
Account
Management
My Spending
Checking
Transactions
Savings
Tagging
Borrowing
My Budget
Investing
Goals Cards
How Am I
Business
Doing?
Reports
Comparisons
My Profile
My Accounts
Alerts

TILE Financial: (Iris) My Finances: Summary Version 1.0
Notes
RBS Citizens
My Finances
Account summary manage your accounts Your spending this month

All Accounts $172,320.49
$450.78 Healthcare
RBS Citizens Checking $2,304.29 $222.49 Transportation
ending in 8488
$204.30 Groceries
RBS Citizens Money Market Savings $15,302.93 $72.43 Pet care
ending in 7574
$523.39 Other...
Discover Credit Card ($402.59)
ending in 3859 help us categorize your spending…
Wachovia IRA $54,302.40 how do I compare to others like me?

ending in 3940
Wachovia 401K $110,813.46
ending in 5904
add another account
Jul 31 Unusual spending alert: $483.40 at JetBlue.com. Tip for you: Congratulations! Your
Jul 21 Your $200.00 deposit (Check) has cleared your RBS Citizens Checking account. mortgage is paid off – did you know
that you can take money against
Jul 18 You have exceeded your Pet Care budget of $50.00 for July.
your existing home? Find out how.
Jul 16 Your bill for Discover Credit Card is due in 6 days.
Article: Spend your retirement
Jun 21 Your $200.00 deposit (Check) has cleared your RBS Citizens Checking account. money wisely
Tip for you: Make better returns by
view more alerts
investing your savings

TILE Financial: (Iris) My Finances: My Budget Version 1.0
Notes
RBS Citizens
My Finances
Summary || My
Summary MySpending
Spending || My
My Budget
Healthcare no goal set $450.78 Click here to add a new goal.
Transportation no goal set $222.49
Groceries no goal set $204.30
Pet care no goal set $72.43

You haven’t set up a budget yet…

Start budgeting on your own, or start by basing your
budget on people like you or your current spending.
Popular goals
Pay off my mortgage

Take a vacation
Buy a new car

TILE Financial: (Iris) My Finances: My Budget (Other People Like Me) Version 1.0
Notes
RBS Citizens
My Finances
Summary || My
Summary MySpending
Spending || My
My Budget
Healthcare $500.00 $450.78 Click here to add a new goal.
Transportation $200.00 $222.49
Groceries $250.00 $204.30
Pet care $50.00 $72.43

Healthcare:
Transportation:
$200.00 monthly $222.49 spent so far
Popular goals
Groceries:
$204.30 spent so far $250.00 monthly Pay off my mortgage
Pet care: Take a vacation

$50.00 monthly $72.43 spent so far Buy a new car
add a budget line item

TILE Financial: (Iris) My Finances: How Am I Doing? Version 1.0
Notes
RBS Citizens
My Finances
Where You Spent this month | past 3 months | past 6 months | all time Your Top Merchants
$1,193.21 Shopping Merchant Amount

$783.50 Housing Merchant 1 $2,304.00
$423.12 Bills & Utilities Merchant 2 $1,890.32
$400.30 Transportation Merchant 3 $807.39
$384.55 Entertainment Merchant 4 $593.00
$300.58 Dining out Merchant 5 $243.32
$230.66 Healthcare Merchant 6 $102.39
$212.00 Pets Merchant 7 $85.43
Merchant 8 $75.21
Merchant 9 $52.49
Merchant 10 $42.40
more...
Compare My Spending people like me | national average
me
people like me
Shopping Housing Bills & Utilities Transportation Entertainment Dining Out

TILE Financial: Interim Site Version 1.0
Notes
Welcome to RBS Citizens
What’s on the new site? | What does it mean? | What do I have to do? | Who can I contact?
Hi. We’re changing in

Video Still
April 2009.
click here to view non-video version
Stay updated… Got feedback

Sign up now if you want to If you have any suggestions or
stay up to date with our comments, tell us today.
progress.

TILE Financial: Interim Site (Non-Video) Version 1.0
Notes
Welcome to RBS Citizens
What’s on the new site? | What does it mean? | What do I have to do? | Who can I contact?
We’re changing for you…

In April 2009, Citizens Bank and Charter One Bank are evolving to become
RBS Citizens Bank.
We have been part of RBS Group family since 1988 and now have an
opportunity to offer you the power of a global bank, and a great local
service. This means access to even more products and benefits for our
customers.
All delivered with a smile when and where it suits you best.
Best of all, it means a great new website is coming soon. One that will help
you manage your finances, as well as access your money and accounts.
Click here to find out more
Stay updated… Got feedback

Sign up now if you want to If you have any suggestions or
stay up to date with our comments, tell us today.
progress.

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Author: Raymond A. Monaco (raymond@binarynewmedia.

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 2 of 31

SPEND GROW GIVE

Transaction Savings Browse Suggest a Sponsored Featured

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 3 of 31

Welcome to RBS Citizens Log In

Smart thinking Quick Links

Customer Service | Branch and ATM Locator | Careers | About Us

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 4 of 31

Personal Finance: Banking Packages Products

Retrieve Saved Application APPLY

Customer Service | Branch and ATM Locator | Careers | About Us

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 5 of 31

Budget Student Banking

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 6 of 31

Summary | My Spending | My Budget | How Am I Doing? My Profile

Account summary manage your accounts Your spending this quarter

how do I compare to others like me?

RBS Citizens Home | Branch and ATM Locator | Customer Service

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 7 of 31

Summary | My Spending | My Budget | How Am I Doing? My Profile

RBS Citizens Home | Branch and ATM Locator | Customer Service

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 8 of 31

Search for your bank: SEARCH

Or choose from a list of popular banks

RBS Citizens Home | Branch and ATM Locator | Customer Service

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 9 of 31

Add an Account > American Express

Login Why do we need your

RBS Citizens Home | Branch and ATM Locator | Customer Service

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 10 of 31

Add an Account > American Express

Gathering your data...

RBS Citizens Home | Branch and ATM Locator | Customer Service

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 11 of 31

Summary | My Spending | My Budget | How Am I Doing? My Profile

RBS Citizens Home | Branch and ATM Locator | Customer Service

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 12 of 31

Summary | My Spending | My Budget | How Am I Doing? My Profile

RBS Citizens Home | Branch and ATM Locator | Customer Service

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 13 of 31

Summary | My Spending | My Budget | How Am I Doing? My Profile

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 14 of 31

Budget Student Banking

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 15 of 31

add another account

RBS Citizens Home | Branch and ATM Locator | Customer Service

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 16 of 31

Budget Student Banking

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 17 of 31

Summary | My Spending | My Budget | How Am I Doing? My Profile

Account summary manage your accounts Your spending this month

Citibank IRA $4,685.86 how do I compare to others like me?

add another account

Conversation: IRAs vs. 401ks???

RBS Citizens Home | Branch and ATM Locator | Customer Service

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 18 of 31

help us categorize your spending... Recommended goals

Pay off your credit card debt

Dining out: Take a vacation

add a budget line item

RBS Citizens Home | Branch and ATM Locator | Customer Service

Prepared by Raymond A. Monaco (raymond@binarynewmedia.com) DRAFT 2/23/2009 Page 19 of 31