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t.Onanotherhealthpolicytopicthathasbeeninthenews,while nationaldatashowsthathealthcarecostgrowthhassloweddowninrecentyears,amajorityofthepublicperceivesthatthe countryshealthcostshavebeengoingupfasterthanusual. PUBLICNOTPAYINGMUCHATTENTIONTOSTATEDECISIONSONEXCHANGES,MEDICAIDEXPANSION WhilestateandfederalpolicymakersarebusymakingdecisionsabouttheMedicaidexpansionandworkingoutthelogisticsoftheir healthinsuranceexchangesbefore2014,thepublicatlargehasntbeenpayingmuchattentiontoeitherofthesetopics.Askedhow muchtheyhaveheardabouttheirownstatesdecisiononwhethertocreateastaterunexchange,roughlyhalfthepublic(48 percent)reportshearingnothingatall,whilejustoveroneinfivehaveheardalot(7percent)orsome(15percent).Further, whenaskedwhattheyknowabouttheirgovernorsdecisiononwhethertoexpandMedicaidintheirstate,thevastmajority(78 percent)saytheyhaventheardenoughtosaywhetherthegovernorhasannouncedadecisionorwhatthatdecisionis.Thisis equallytrueinstateswherethegovernorhasstatedthattheywillexpandMedicaid(80percentsaytheyhaventheardenoughto say)andinthosewhosegovernorhassaidtheywillnotmoveforwardwiththeexpansion(74percent).
Few Have Heard About State Decisions on Exchanges and Medicaid Expansion
How much, if anything have you heard about your states decision on whether to create a state-run health insurance exchange or marketplace where people who dont get coverage through their jobs can shop for insurance? As far as you know, has your states governor announced that your state will expand Medicaid, announced that your state will not expand Medicaid, not announced their decision, or have you not heard enough about this to say?
Has not announced decision Announced 6% state will not expand Medicaid 7% Announced state will expand Medicaid 7%
Dk/ Ref. 2%
SOURCE: Kaiser Family Foundation Health Tracking Poll (conducted March 5-10, 2013)
Whenaskedwhethertheythinktheir stateshouldimplementtheMedicaid expansion,withthefederal governmentpickingupmostofthe cost,thesurveyfindsthatmore Americansareinfavorofexpanding Medicaidintheirstate(52percent) thanopposeit(41percent),sharesthat haveremainedsimilarsincelastJuly.A familiarpartisandivideisevident,with twothirdsofRepublicanswantingto keeptheirstatesMedicaidprogramas itistoday,threequartersofDemocrats wantingtoexpandit,and independentsnearlyevenlydivided.
Democrats
20%
76%
Independents
46%
44%
Republicans
67%
26%
NOTE: Other/Neither (vol.) and Dont know/Refused answers not shown. SOURCE: Kaiser Family Foundation Health Tracking Poll (conducted March 5-10, 2013)
PUBLIC:WHATHEALTHCOSTGROWTH SLOWDOWN? Public: What Health Cost Growth Slowdown? Analysisofnationaldatahasshownthat, while healthcarecostgrowthcontinues Would you say the amount you and your family are Over the past few years, would you say the cost of tooutpaceinflation,therateofgrowthin paying for health care and health insurance has been health care for the nation as a whole has been going going up over the past few years, going down, or staying up faster than usual, going up slower than usual, or nationalhealthexpenditureshasslowed about the same? (If going up) Would you say your health going up abut the same amount? markedlyinrecentyears.1Thepublics care costs have been going up faster than usual, slower than usual, or about the same amount? Going up perceptionofthecosttrajectoryisquite slower than Going down different,however.Nearlysixinten Dk/Ref. usual 2% 4% 4% adults(58percent)saythatoverthepast Dk/Ref. fewyears,thecostofhealthcareforthe 7% nationasawholehasbeengoingup Going up faster than fasterthanusual,whilejust4percentsay usual Going up ithasbeengoingupslowerthanusual 34% Staying faster than Going up about the usual and threeinten(31percent)thinkits about the same 58% same been goingupbyaboutthesame 32% amount as Going up usual amount. about the 31% same amount as Whenitcomestotheirownexperiences Going up usual slower than withrisingcosts,aboutathirdof 24% usual Americans(34percent)reportthattheir 2% SOURCE: Kaiser Family Foundation Health Tracking Poll (conducted March 5-10, 2013) ownfamilyshealthcarecostshavebeen goingupfasterthanusual,whileroughly aquartersaytheyvebeengoingupaboutthesameamountasusual(24percent),and32percentsaytheircostshaveheldsteadyin recentyears.Onlysmallsharessaytheircostshavebeengoingupmoreslowlythanusual(2percent)orthattheircostshave actuallycomedown(2percent).
MHartman,ABMartin,JBenson,ACatlin,andtheNationalHealthExpenditureAccountsTeam,NationalHealthSpendingin2011:Overall GrowthRemainsLow,ButSomePayersandServicesShowSignsofAcceleration,HealthAffairs,January2013,32:8799.
2
PUBLICOPINIONONTHEACAREMAINS DIVIDEDAT3RDANNIVERSARY At Three Years, Opinion On ACA Remains Divided SincetheACAwassignedintolawin March2010,overallopinionofthelaw As you may know, a health reform bill was signed into law in 2010. Given what you know about the health reform hasstayedwithinarelativelynarrow law, do you have a generally favorable or generally unfavorable opinion of it? band,withroughlyequalproportions ACA signed into law sayingtheyfeelfavorableand on March 23, 2010 80% Favorable Unfavorable Don't know/Refused unfavorabletowardsit.Thisdivisionof opinioncontinuesonthe3rdanniversary oftheACA,with37percentholdinga 60% 51 50 50 favorableviewand40percent 49 48 48 46 46 46 45 44 44 44 44 43 44 43 44 43 45 43 43 43 44 43 43 44 unfavorable.Theshareofthepublicwho 42 42 42 41 41 41 40% 40% declinedtoofferanopiniononthelaw 43 43 42 42 42 42 41 41 41 41 42 42 42 40 41 41 40 40 41 41 40 40 39 38 38 38 39 37 37 37 37% remainshighthismonth,at23percent. 36 35 34 20% 23 23% Askedaboutthereasonsbehindtheir 19 19 19 19 18 19 19 19 18 18 18 17 16 17 17 views,themostcommonresponse 15 15 15 15 15 14 14 14 14 14 13 12 11 12 10 9 8 amongthosewhoviewthelawfavorably 0% Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Feb Mar hastodowithexpandedaccesstohealth 2010 2011 2012 2013 careandinsurance(58percent),while thosewhoviewthelawunfavorablyare SOURCE: Kaiser Family Foundation Health Tracking Polls mostlikelytocitecostconsiderations(30 percent),oppositiontotheindividual mandate(15percent),andconcernsaboutgovernmentinvolvementinhealthcare(13percent).
80%
78
72
69
73 68
75 69 68 69
Democrats 73 66 71 64 72 65 64
Independents
Republicans 66 70 62 71 69 64 72 64 57 58% 72
65 60 52
62
64
62
64
60%
49 48
40%
36 37
41 42 34
43 37 37 34 37
41 35 33
38 33
36
40 40 39 34 33 32 30 34
38
41 35 34 32
37
32
31%
20%
23 13
21 16
21 11 15 12 12 11 9 12
17
20
24 16 19 14 11 12 12 16 12 12 16 8 10 18% 12 12
Feb Mar 2013
0%
8
2010
7 8 7
Apr May Jun Jul AugSep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul AugSep Oct Nov 2011 2012
MOSTREPORTNOPERSONAL EXPERIENCEWITHLAWYET Thusfar,mostAmericansreport havingnodirectexperience,either positiveornegative,withtheACA.A littleovertwointensaysomeonein theirfamilyhasbeennegatively affectedbythelaw(22percent),with themostcommonlycitedreason beingincreasedcosts,followedbycuts tobenefits.Aslightlysmallershare feeltheyvepersonallybenefited(17 percent),eitherthroughexpanded benefitsandaccesstocare,lower healthcarecosts,ortheprovisionthat allowsparentstokeeptheirchildren undertheageof26ontheirinsurance plan.Still,themajorityofthepublic 62percentreportsthattheyhave notfeltanyimpacteitherway,a numberthathasstayedrelatively steadysinceDecember2010.
80%
60% 66%
69%
68%
40%
20%
20%
18% 14%
May
18% 15%
18%
21%
19% 19%
22%
15%
0%
11%
Nov
14%
Mar 2012 Aug 2013
17%
Dec 2010
Jul 2011
Mar
TABLE1:INTHEIROWNWORDS Amongthe17%whosaytheirfamilyhaspersonallybenefitedfrom thehealthreformlaw:Inwhatwayswouldyousayyouhave benefitedfromthehealthreformlaw? Mybirthcontrolisnowfree We'vebeenabletocontinuecoverageforourchildthathas graduatedfromcollegeandwedon'thavetopaycopaysforwell visits Greatdifference,Idon'thavetopayasmuchasIdid ThereisaprovisionwherepeoplewithMedicaregetawellness annualcheckupandIthinkthat'sagoodidea.AndIhavehadmine anditwasveryhelpful Justeaseofmind BecauseIdidn'thaveinsuranceandnowIdo Makesbusinessesgiveinsurancetoemployees Yearlyincreasehasbeenlowerthaninthepast10years Removalofsomecapsofnumberofvisitsayear,specificallyfor mentalhealth Iwouldhavebeendeniedinsuranceforapreexistingcondition andnowImnot
Amongthe22%whosaytheirfamilyhasbeennegativelyaffectedby thehealthreformlaw:Inwhatwayswouldyousayyouhavebeen negativelyaffectedbythehealthreformlaw? Don'tcareforthegovernmentintrusion MydoctorwillnolongertakeMedicarepatientslikehedidbefore. NowhelimitsthetimehewillseeMedicarepatientsandtheydon't payaswellastheydidbefore IreceivedabillforbloodworkwhichIhaveneverreceivedbefore Mymotherisasmallbusinessownerandshecannotaffordtopay forhealthcarefortheemployeeseventhoughtheemployees alreadyhavehealthcare Itscostingmemoremoneyforlesscoverage TakingthemoneyoutofMedicaretohelpObamaCare Someofmyfamilymembershourshavebeencutsothebusinesses don'thavetoparticipate Whenmyhusbandgetshischecksitkeepstakingoutmore Thetaxpayerswillhavetopaywhethertheyarecoveredornot,we arecoveredweshouldnotpay Becausewedon'thaveallthedetailsyet
Majority Say They Dont Understand How ACA Will Impact Them, Including Two-Thirds of Uninsured and Low-Income
Do you feel you have enough information about the health reform law to understand how it will impact you personally, or not? Yes, have enough information No, do not have enough information
Total
41%
57%
33%
67%
30%
68%
NOTE: Dont know/Refused answers not shown. SOURCE: Kaiser Family Foundation Health Tracking Poll (conducted March 5-10, 2013)
Whileamajorityofthepublichasanaccurateperceptionofhowmuchofthelawhasbeenimplemented(67percentsaythatsome provisionshavebeenputintoplacethusfar),manycontinuetohavefalseimpressionsaboutwhichprovisionsareactuallyincluded inthelawandwhicharenot. Amongthepublic,themostwidelyrecognizedelementistheunpopularindividualmandate,whichthreequarters(74percent)of thepublicsayispartofthelaw.Theemployerrequirement,thatcompanieswith50ormorefulltimeemployeesofferinsuranceor payafine,closelyfollows(71percent).Largesharesarealsoawarethatthelawallowsadultchildrentostayontheirparents insuranceuntilage26(69percent),providessubsidiestohelplowandmoderateincomeAmericanspurchaseinsurance(62 percent),givesstatestheoptionofexpandingtheirMedicaidprogram(59percent),andcreatesinsuranceexchangeswherepeople canshopforcoverage(58percent). Amongtheitemsthatarelessfamiliartothepublic:justabouthalfrecognizethatthelawincreasestheMedicarepayrolltaxfor upperincomeAmericans(54percent);prohibitsinsurancecompaniesfromdenyingcoveragetopeoplewithpreexistingconditions (alsoknownasguaranteedissue,53percent);andprovidestaxcreditstosmallbusinesseswhocovertheirworkers(52percent). EvenlesswellknownarethelawsprovisionstoclosetheMedicareprescriptiondrugcoveragegap,ordoughnuthole(46percent) andthemedicallossratioprovisionthatrequiresinsurancecompaniestogiverebatestocustomersiftheyspendtoolittleonhealth careservicesandtoomuchonadministrativecostsandprofits(40percent).
TABLE3:AWARENESSOFPROVISIONSINCLUDEDINTHEHEALTHCARELAW(TRUESTATEMENTS) INCORRECT CORRECT Tothebestofyourknowledge,wouldyousaythehealthreformlaw Yes,lawdoes No,lawdoes DontKnow/ doesordoesnotdoeachofthefollowing? this notdothis Refused Individualmandate/penalty 74% 17% 9% Employermandate/penaltyforlargeemployers 71 17 11 Extensionofdependentcoverage 69 20 11 Subsidyassistancetoindividuals 62 29 9 Medicaidexpansion 59 25 17 Healthinsuranceexchanges 58 29 13 IncreasetheMedicarepayrolltaxonupperincome 54 27 19 Guaranteedissue 53 36 11 Taxcreditstosmallbusinessestobuyinsurance 52 26 22 CloseMedicaredoughnuthole 46 31 22 Medicallossratio 40 37 23 Note:Questionwordingabbreviated.Forfullquestionwording,seetopline:http://www.kff.org/kaiserpolls/8425.cfm.
Most Popular Provisions Among Least Widely Recognized (And Vice Versa)
Percent who say they feel favorable about each of the following and percent who say they are aware each is included in the health reform law:
Percent with a favorable view of element Tax credits to small businesses to buy insurance Close Medicare "doughnut hole" Create health insurance exchanges Extension of dependent coverage Subsidy assistance to individuals Medicaid expansion Guaranteed issue Medical loss ratio Increase Medicare payroll tax Employer mandate/penalty for large employers Individual mandate/penalty 40% 40% 62% 59% 53% Percent who are aware element is included in ACA 52% 46% 58% 69% 81% 80% 76% 76% 71% 66% 65% 60% 54% 57% 88%
71% 74%
NOTE: Items asked of separate half samples. Question wording abbreviated. See topline (http://www.kff.org/kaiserpolls/8425.cfm) for complete wording. SOURCE: Kaiser Family Foundation Health Tracking Poll (conducted March 5-10, 2013)
EXPECTATIONSOFTHELAWSIMPACT ThreeyearsaftertheACApassed,and monthsawayfromtheimplementationof mostofitsmajorprovisions,apluralityof Americans(40percent)saytheydont expectthelawtomakemuchdifference fortheirfamiliesoverall.Thosewhodo expecttoseeanimpactaremorelikelyto sayitwillleavethemworseoff(29 percent)ratherthanbetter(21percent). Likefavorability,expectationsofthelaws personalimpacthavealsobounced aroundwithinanarrowband,butinmost monthssince2011,thosesayingthey expecttobeworseoffhave outnumberedthoseexpectingtobe betteroff,withthelargestsharesaying theyexpecttoseelittledifferenceintheir ownlives.
80%
Better off
Worse off
60%
40%
20%
41 41 39 37 35 36 32 32 34 34 34 33 32 33 32 31 30 33 29 3028 3230 28 28 31 31 32 32 33 32 33 27 33 32 34 31 31 31 31 31 30 28 28 29 28 29 29 28 29 27 28 27 27 26 26 26 26 26 25 23 25 24 24 23 20 18 39 38 39 37 38 35 39 37 34
44
44
37 37 32 30
33 33 31 32
25 26 26 26
0%
Apr May Jun Jul AugSep Oct Nov Dec Jan Feb Mar Apr May Jun Jul AugSep Oct Nov Dec Jan Feb Mar Apr May 2010 2011
NOTE: Dont know/Refused answers not shown. SOURCE: Kaiser Family Foundation Health Tracking Polls
Expectations for ACAs Impact on Cost and Quality More Negative Than Positive
Under the health reform law, do you think each of the following will get better, worse, or will it stay about the same?
Worse 55% 45% 39% 28% 24% Stay about the same 18% 26% 36% 40% Better 21% 24% 16%
NATIONAL IMPACTS
The cost of health care for the nation as a whole The quality of health care in the nation Consumer protections for the average person with private health insurance Access to health care for the uninsured
PERSONAL IMPACTS
The cost of health care for you and your family The quality of your own health care Your ability to get and keep health insurance 49% 34% 28% 33% 48% 46% 15% 15% 20%
NOTE: Items asked of half sample. Dont know/Refused answers not shown. SOURCE: Kaiser Family Foundation Health Tracking Poll (conducted March 5-10, 2013)
Drillingdownfurtherintothespecifics, thelatestpollfindsAmericans expectationsaboutthelawsimpactson healthcarecosts,quality,andconsumer protectionsarealsomorenegativethan positive.Thebiggestareaofconcernis costs;morethanhalf(55percent)saythe costofhealthcareforthenationasa wholewillgetworseunderthelaw,and nearlyasmany(49percent)saythesame abouttheirownpersonalhealthcare costs.Americansarealsomuchmore likelytosaythingswillgetworserather thanbetterintermsofqualityofcarein thenation(45percentvs.24percent) andconsumerprotectionsforthe averagepersonwithhealthinsurance(39 percentvs.16percent).Whenitcomesto thequalityoftheirowncareandtheir abilitytogetandkeepinsurance,nearly halfdontexpecttoseemuchchange,but largersharesexpectthingstogetworse ratherthanbetter.
Theoneareaaskedaboutinthesurveywherethepublicsexpectationsaremorepositiveisaccesstohealthcarefortheuninsured: 40percentexpectittogetbetterunderthelaw,while28percentexpectittogetworse.
EXPEC CTATIONSOFCHANGESRELATEDTOINDIV VIDUALMAND DATE Inano othermeasure eofpeoplesex xpectationsab boutthelaw,th hesurveyfinds sthatjustunde erthreeinten nAmericans(28 8percent)say theye expecttomakesomesortof fchangetothe eircurrenthealthinsurancea arrangementsasaresultoftheACAsindiv vidual mand date.Ofthosewhosaytheywill w havetoma akedifferenthealthcarearra angements,mo ostexpectthosechangestocomeinthe formofneedingtogetnewcover rageorpayingmorefortheircurrentcover rage.Notsurpr risingly,thegro oupthatismostlikelytosay expecttochan ngetheirarrangementsareth hosewhoarecurrently c unins sured(62perc cent,versus22percentofthe einsured). theye all,peoplearemorelikelytosaythesechan ngeswillleave ethemworseo off(19percent t)thanbetter(7percent).Ho owever,the Overa unins suredaresome ewhatmoreev venlydividedon o theimpactof o thesenewh ealthcarearra angements2 23percentsaythechanges willle eavethembett teroff,comparedto34percentwhosayth hechangeswil lleavethemw worseoff.
TA ABLE7:EXPECTA ATIONSOFIMPA ACTSRELATEDTO T INDIVIDUALMANDATE M Wh hentherequirem mentthatnearly yallAmericanshave h healthinsurancegoesinto effect in2014,doyouthinkyouwillhave etochangeyour rcurrenthealthinsurance arr rangements,ornot?Doyouthin nkthatchangewill w leaveyoube etterofforworse eoff? Yes,willhavetoch hangehealthins surancearrangements Betteroff Worseoff Wontmakemuch m differenceeither e way(VOL L.) Dontknow/Re efused No o,willnothaveto t change Do ontknow/Refus sed Insured (underage65) 22% 4 16 1 1 73 5 Uninsured (u underage65) 62% 23 34 1 3 32 6
T Total 2 28% 7 19 1 1 66 6
ThisKaiserHealth hTrackingPollwas w designedandanalyzedbypublicopinionres searchersatthe eKaiserFamilyF Foundationledb byMollyann B Brodie,Ph.D.,inc cludingLizHame el,ClaudiaDeane e,SarahCho,andBiancaDiJulio .ThesurveywasconductedMa arch510,2013,amonga nationallyrepresentativerandom mdigitdialtelep phonesampleof1,204adultsag ges18andolder, ,livingintheUn nitedStates,includingAlaska andHawaii(note e:personswithoutatelephonecould c notbeincl ludedintheran domselectionp process).Compu uterassistedtele ephone in nterviewscondu uctedbylandline e(602)andcellphone p (602,including315whoh hadnolandlinetelephone)were ecarriedoutinEnglishand SpanishbyPrince etonDataSource eunderthedire ectionofPrinceto onSurveyResea archAssociatesInternational.Th hecombinedlan ndlineand ce ellphonesamplewasweightedtobalancethesample s demogra aphicstomatch Censusestimat tesforthenation nalpopulationo onsex,age, education,race,Hispanicorigin,nativity(forHisp panicsonly),reg gion,andtelepho oneusage.Allst tatisticaltestsof fsignificanceaccountforthe effectofweightin ng.Themarginof o samplingerrorincludingthedesign d effectfor rthefullsampleisplusorminus s3percentagep points.For re Notethatsamplingerrorisonly esultsbasedonothersubgroups s,themarginofsamplingerrormaybehigher.N yoneofmanypo otential so ourcesoferrorinthisoranyoth herpublicopinio onpoll. Thefullquestionwordingandme ethodologyofth hepollscanbeviewed v onlineat t:http://www.kf ff.org/kaiserpolls/8425.cfm.
This publication (#8425-F) is available on the Kaiser Family Foundations website at www.kff.org. The Henry J. Kaiser Family Foundation: Headquarters 2400 Sand Hill Road, Menlo Park, CA 94025 Phone: 650.854.9400 Fax: 650.854.4800 Washington Offices and Barbara Jordan Conference Center: 1330 G Street N.W., Washington, DC 20005 Phone: 202.347.5270 Fax: 202.347.5274 www.kff.org
The Kaiser Family Foundation, a leader in health policy analysis, health journalism and communication, is dedicated to filling the need for trusted, independent information on the major health issues facing our nation and its people.The Foundation is a non-profit private operating foundation, based in Menlo Park, California.