1 2 3

Gross sales Projected current assets Projected current liabilities less bank borrowings for working capital

4 5 6 7 8 9

Working capital gap (2-3) 25% margin on WCG Working capital surplus ( current assets- current liabilities ) Item 4-5 Item 4-6 PBF(item 7 or 8 whichever is less)

1 Gross sales 2 Projected current assets Projected current liabilities less bank 3 borrowings for working capital 4 Working capital gap (2-3) 5 25% margin on Current assets Working capital surplus ( current assets6 current liabilities ) 7 Item 4-5 8 Item 4-6 9 PBF(item 7 or 8 whichever is less) 9

Name of Statement

Applicability (Based on Aggregate Periodicity Fund Based or Non-Fund based Limit) Rs.5.00 crores and above Monthly

Credit Monitoring Report- E1

Credit Monitoring Report- E2 Rs.1.00 crore and above but below Rs Monthly 5.00 crores

Credit Monitoring Report- E3 Rs.10.00 lacs and above but below Rs.100.00 lacs

Quarterly

Category of account AB1 to AB4 Newly sanctioned account

AB5(potential) & AB6 (SST) AB7 & Operative NPA NPA a/c Non Operative Consortium accounts

Frequently Quarterly Manager/In-charge immediately after the disbursement and first 6 months once in 2 months Once in 2 months Monthly Quarterly or as per sanction terms As per consortium decision

To whom to be submitted

Credit Monitoring Deptt, HO under copy to ZO. 1. AB1 to Graded Accounts: Zonal Office (Copy to be sent to Credit Monitoring Deptt, HO On Quarterly Basis). 2. AB5 to Graded Accounts Head Office (Copy be sent to Z.O month).

Zonal Office

Branch: Zone: 1 2 3 3a 3b 4

4a

4b 5

6 7

10 10 11 12

13

14

The pre-credit appraisal is sent in the following formatALLAHABAD BANK HO: 2, Netaji Subhas Road, Kolkata-01 Pre Credit Appraisal Format

Name of the firm/company/unit Constitution Date of incorporation/commencement of business Date of partnership Dealing with our bank since If the account is new, name the earlier bankers, type and amount of credit facilities availed Proprietors/Partners/Directors Name Address Fathers name PAN number Telephone number Whether the proprietors/partners/directors are in the defaulter list of RBI Whether the directors are disqualified under sec.279 of Companies act, 1956 Group , if any Address Factory(s) Administrative office E-mail address Website Line of activity in brief Capacity utilization: Licensed capacity: Installed capacity: Operating capacity( if existing unit): Details of cost of the project Details of means of finance a. b. c. d. e. Total Equity share capital and its share holding pattern a. b. c. d. e. Total Promoters | Amount%

Share price Share price Consortium / Multiple banking arrangement Loan amount sought for: Term loan Cash Credit Bank Guarantee Letter of Credit Others Securities offered: Primary : Collateral : Name of the Guarantors Background and manufacturing process in brief

Public | FIs & banks | Others | Total | As on a recent | Six month high date As on a recent | Six month high date | Six month low Rs.