CIMB GROUP HOLDINGS BERHAD

ANNUAL REPORT 2012

005

About CIMB Group

5 LARGEST
TH
UNIVERSAL BANKING GROUP BY ASSETS IN ASEAN LOCATED IN

ASEAN
AND KEY MARKETS BEYOND

CORPORATE SNAPSHOT AT 31 DECEMBER 2012

RM56.7BILLION
TOTAL ASSETS NET PROFIT

MARKET CAP ON BURSA MALAYSIA

RM337.1 RM28.4
EARNINGS PER SHARE

BILLION

RM4.3 RM43.2

BILLION

TOTAL SHAREHOLDERS FUNDS

TOTAL FUNDS UNDER MANAGEMENT

BILLION

BILLION

WORKFORCE

RM58.45

SEN

42,000

EMPLOYEES

Key Facts

CIMB Group is a leading ASEAN universal bank, the largest Asia Pacic (ex-Japan) investment bank and one of the worlds largest Islamic banks. The Group is headquartered in Kuala Lumpur, Malaysia and offers consumer banking, wholesale banking, Islamic banking and asset management. It is the fth largest banking group by assets in Southeast Asia and at the end of 2012 had about 42,000 staff and 13.5 million customers. The Groups retail banking branch network is the widest in the region, with 1,080 retail branches in Malaysia, Indonesia, Singapore, Thailand and Cambodia. The Group has substantial wholesale banking operations. Its corporate banking and treasury markets business offers one of the most comprehensive and integrated product and service suites among universal banks in ASEAN. Its investment bank is the largest in Asia Pacic (ex-Japan) with ofces in ASEANs main markets and in Bahrain, Colombo, Hong Kong, Melbourne, Mumbai, Shanghai, Seoul, Sydney and Taipei. In addition it has equity sales operations in London and New York. Products and services are complemented by partnerships and alliances with various leading companies including the Principal Financial Group, Bank of Tokyo-Mitsubishi UFJ, Sun Life Assurance, Allianz Insurance, Thai Life Insurance, Sri Ayudhya General Insurance, and Mapletree Investments. CIMB Group operates its business through several main brand entities; CIMB Bank, CIMB Investment Bank and CIMB Islamic in Malaysia, CIMB Niaga in Indonesia, CIMB Securities and CIMB Bank in Singapore and CIMB Thai in Thailand. CIMB Group Holdings Berhad (CGHB) is the listed company of CIMB Group. CGHB has been listed on the main market of Bursa Malaysia since 1987 and was one of the largest companies at the end of 2012 with a market capitalisation of about RM56.7 billion. The total assets at the end of 2012 were approximately RM337.1 billion, with total shareholders funds of around RM28.4 billion and total funds under management of approximately RM43.2 billion. Major shareholders at the end of 2012 were Khazanah Nasional with 29.9%, Employees Provident Fund (EPF) with 13.7%, Kumpulan Wang Persaraan (KWAP) with 2.7% and Mitsubishi UFJ Financial Group with 5.0%.

RETAIL BRANCHES

312 590 2 164 11 1

MALAYSIA

INDONESIA

RETAIL BRANCHES

SINGAPORE

RETAIL BRANCHES

THAILAND

RETAIL BRANCHES

CAMBODIA

RETAIL BRANCHES

LONDON

RETAIL BRANCH

CIMB Network

OUR ASEAN MARKETS

MALAYSIA INDONESIA SINGAPORE THAILAND BRUNEI CAMBODIA MYANMAR VIETNAM

OTHER MARKETS
BAHRAIN COLOMBO HONG KONG LONDON MELBOURNE MUMBAI NEW YORK SHANGHAI SEOUL SYDNEY TAIPEI

014

ANNUAL REPORT 2012

CIMB GROUP HOLDINGS BERHAD

Financial Highlights

Operating Income RM000

Net Prot RM000

Total Deposits RM000

Gross Loans RM000

13,494,825

4,344,776

243,970,307

146,890,210

178,882,336

199,845,664

221,933,142

122,537,356

148,878,514

167,479,371

2008 2009 2010 2011

2012

2008 2009 2010 2011

2012

2008 2009 2010 2011

2012

2008 2009 2010 2011

ROE %

NIM %

Cost to Income %

Gross Impaired Loans Ratio %

16.0%

3.07

56.41

191,393,201

10,483,151

11,878,203

12,122,029

7,622,373

1,930,486

2,786,232

3,500,803

4,030,798

2012

11.8%

14.9%

16.2%

16.4%

52.81

52.96

55.68

54.69

2.30

3.28

3.34

3.12

4.94

4.98

6.14

2008 2009 2010 2011

2012

2008 2009 2010 2011

2012

2008 2009 2010 2011

2012

2008 2009 2010 2011

5.11

2012

3.80

208,343,039

CIMB GROUP HOLDINGS BERHAD

ANNUAL REPORT 2012

015

Non Financial Highlights

No. of Clicks Users (Regional) 000 No. of Facebook Fans (Regional)

No. of Twitter Followers (Regional)

No. of Branches (Regional)

No. of ATMs (Regional)

No. of Staff

2,993

1,080

21,219

5,073

713,318

1,535,091

2011

2012

2011

2012

2011

2012

2011

2012

2011

2012

2011

Workplace Demographics
CIMB GROUP AGE OF WORKFORCE Data as at 30 September 2012

4%

19%
Below 33 years old 33-42 years old 43-52 years old Above 52 years old

45%

32%

40,244

2,331

5,889

1,118

4,497

2012

41,993