LIFE INSURANCE CORPORATION OF INDIA (LIC)

Life Insurance Corporation of India (LIC) is a Government of India enterprise, and is said to be the largest life insurance company and also the largest investor of the country. LIC was founded on the 1st of September, 1956 after the Parliament of India passed the Life Insurance Corporation Act on June 19th, 1956. The objective for this corporation was to spread life insurance more widely, esp. in the rural areas, and reach every insurable person in the country. In tandem with this goal, LIC provides life insurance services at affordable prices to both the rural (and the socially/financially backward segments of the Indian society) and the urban segments. It encourages the lower income group people to save their money by offering attractive savings features along with the regular insurance policies. LIC is headquartered in Mumbai and along with this corporate office, it also has 8 zonal offices, 109 divisional offices, 2048 branch offices and 992 satellite offices located in different towns and cities of India. LIC has touched millions of lives for the past 55 years. Insurance Plans Life insurance plans are those that assure the payment of a certain sum to the insured person, at the plan's maturity, or to the family, in the event of the insured person's death. Bima Account Plans These are simple unit linked plans that ensure liquidity for the policy holder, have assured minimum returns, transparent charges and offer a liberal risk cover as well. There is a Bima Account I and Bima Account II which have a few differences in the figures but the basic details remain the same for both.

Endowment Plans

Endowment Plus

Children Plans

Jeevan Anurag Komal Jeevan CDA Endowment Vesting at 21 CDA Endowment Vesting at 18 Jeevan Kishore Jeevan Chaya Marriage Endowment or Educational Annuity Plan Child Career Plan Child Future Plan

Plans for Handicapped Dependents

Jeevan Adhar Jeevan Vishwas

Endowment Assurance Plans

The Endowment Assurance Policy The Endowment Assurance Policy- Limited Payment Jeevan Mitra (Double Cover Endowment Plan) Jeevan Mitra (Triple Cover Endowment Plan) Jeevan Anand New Janaraksha Plan Jeevan Amrit

Plans for High Worth Individual

Jeevan Shree- I Jeevan Pramukh

Money Back Plans

The Money Back Policy- 20 years The Money Back Policy- 25 years Jeevan Surabhi-15 years Jeevan Surabhi-20 years

Jeevan Surabhi-25 years Bima Bachat

Special Money Back Plan For Women

Jeevan Bharati- I

Whole Life Plans

The Whole Life Policy The Whole Life Policy- Limited Payment The Whole Life Policy- Single Premium Jeevan Anand Jeevan Tarang

Term Assurance Plans

Two Year Temporary Assurance Plans The Convertible Term Assurance Policy Anmol Jeevan- I Amulya Jeevan- I

Joint Life Plan

Jeevan Saathi

Decreasing Term Assurance To Cover Home Loan Repayment

Mortgage Redemption

Pension Plans Pension plans are ones that watch the future for you and ensure financial stability through your old age so that you never have to compromise on the quality of the lifestyle that you lead.

Pension Plus Jeevan Nidhi

Jeevan Akshay- VI New Jeevan Dhara- I New Jeevan Suraksha- I

Unit Plans Unit plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

Samridhi Plans Pension Plus Endowment Plus

Special plans LIC's Special Plans are a perfect blend of assurance, savings and a lifetime of happiness!

Golden Jubilee Plan

New Bima Gold

Health Plan

Health Protection Plus

Special Plan

Bima Nivesh 2005 Jeevan Saral

Micro Insurance Plans

Jeevan Madhur Jeevan Mangal

Group Schemes Group Insurance Schemes is ideal for employers, associations, societies etc. As they allow you various types of cover for your employees at really low costs.

Group Scheme

Group Term Insurance Schemes Group Insurance Scheme in lieu of EDLI Group Gratuity Scheme Group Super Annuation Scheme Group Savings Linked Insurance Scheme Group Leave Encashment Scheme Group Mortgage Redemption Assurance Scheme Group Critical Illness Rider

Social Security Scheme

Jana Shree Bima Yojana Shiksha Sahayog Yojana Aam Admi Bima Yojana

Contact AddressLife Insurance Corporation of India, 1st floor "Yogakeshema", Jeevan Bima Marg, Mumbai 400021 Website: www.licindia.in

ICICI PRUDENTIAL LIFE INSURANCE COMPANY

ICICI Prudential Life Insurance Company is a joint venture between ICICI Bank, India's foremost financial services companies, and Prudential plc, a leading international financial services group headquartered in the United Kingdom. While ICICI retains 74% stake in the joint venture, Prudential plc has the remaining 26% stake. ICICI Prudential began its operations in December 2000. Today, this company has over 1,900 branches (inclusive of 1,074 micro-offices), over 210,000 advisors and 6 branch assurance partners. ICICI Prudential Life Insurance Company is the first life insurer in India that received a National Insurer Financial Strength rating of AAA (Ind) from Fitch ratings. ICICI Prudential has been voted as India's Most Trusted Private Life Insurer for three consecutive years. This company provides various insurance plans that have been designed for different individuals, as every individual has different insurance needs. It celebrated its 10th anniversary on 12th December 2010. Given below is a list of plans provided by ICICI Prudential Life Insurance Company:

All ULIPs Unit linked insurance plans (ULIPs) are a category of goal-based financial solutions that combine the safety of life insurance protection and long term wealth creation opportunities. In ULIPs, a part of the premium goes towards providing you with life cover while the remaining portion is invested in fund(s) which, in turn, are invested in stocks or bonds.

Retirement Wealth Child Health

Life Insurance Plans

Term Plans

Term insurance is the simplest and most fundamental insurance product available at extremely affordable prices. In this type of a policy, an individual pays a fixed amount of money periodically and in the unfortunate event of death of the policyholder, the entire amount paid, along with some other benefits and interest, is paid back to the deceased's family.

ICICI Pru iProtect ICICI Pru Pure Protect ICICI Pru LifeGuard ICICI Pru Home Assure

Wealth Plans Wealth insurance plans are essentially long term savings plans which are designed to help you save enough for your long term goals, like owning a house or a car etc, along with providing you the benefit of life cover and protection for your family.

ULIP Wealth Plans

ICICI Pru LifeStage Wealth II ICICI Pru Pinnacle II ICICI Pru LifeTime Premier ICICI Pru Life Link Wealth SP ICICI Pru Pinnacle Super

Traditional Wealth plans

ICICI Pru Future Secure ICICI Pru Guarenteed Savings Insurance Plan ICICI Pru Whole Life ICICI Pru SavenProtect ICICI Pru CashBak

Child Plans Regardless of the rising cost of education in modern times, a parent never compromises on the expenditure that goes into his/her child's bright career. A saving's plan that is designed to

provide money at key educational milestones and take care of your loved ones future even if you are not around, is a wise decision to make. In this plan, you pay premium periodically, or in lump sum, and during the key educational milestones of your child, you can withdraw the money partially.

Traditional Child Plans

ICICI Pru SmartKid Regular Premium

Unit Linked Child Plans

ICICI Pru SmartKid Premier

Health Plans Predicting unfortunate medical emergencies is difficult. Bearing the expenses of the costly treatment is not at all easy and therefore, ICICI Prudential has come up with health insurance plans that insure you and your family against expenses arising due to medical emergencies and uncertainties such as hospitalisations or onset of critical illnesses.

Hospitalisation Plans

ICICI Pru Health Saver ICICI Pru Hospital Care II

Critical Illness Plans

ICICI Pru Crisis Cover

Riders ICICI Prudential gives you the freedom to form your very own comprehensive insurance policy by adding the rider benefits to the basic life insurance policy. This increases the scope of your policy, at a nominal cost.

Critical Illness Benefit Rider Accident & Disability Benefit Rider

Income Benefit Rider Waiver of Premium Rider (WOP) Waiver Of Premium On Critical Illness Rider

Retirement Plans Financial independence at all times is important but its importance is the most in the postretirement phase of life. After being self-dependant for a lifetime, the idea of depending upon your children can be quite putting off. Retirement plans from ICICI Prudential Life Insurance, ensure that you have enough flexibility to choose your retirement date and the manner in which you receive the pension.

ULIP Retirement Plans

ICICI Pru LifeLink Pension Sp

Traditional Retirement Plans

ICICI Pru ForeverLife ICICI Pru Immediate Annuity

Group Plans Group Insurance Plans from ICICI Prudential enable the employer to effortlessly provide his/her employees with both, savings and security, so they can pass on the benefits to their loved ones.

Retirement Solution

Group Gratuity Plan Group Leave Encashment Plan

Protection Solution

Annuity Solutions Group Term Insurance Plans Group Term in lieu of EDLI Scheme Credit Assure Utility

Rural Plans

ICICI Prudential's rural business initiative has covered more than 2.5 million lives across as many as 16 states in India. The plans offer Life cover, low and affordable premiums and hassle free procedure.

ICICI Pru Sarv Jana Suraksha ICICI Pru Anmol Nivesh

Contact Address ICICI Pru Life Towers 1089 Appasaheb Marathe Marg Prabhadevi, Mumbai 400025 Website: www.iciciprulife.com

BIRLA SUN LIFE INSURANCE

Birla Sun Life Insurance Co. Ltd. (BSLI) is a joint venture between Aditya Birla Group, an Indian multinational corporation, and Sun Life Financial Inc, a leading global insurance company. Established in 2000, BSLI has contributed to the significant growth and development of the life insurance industry in India and currently ranks amongst the top 5 private life insurance companies in the country. Birla Sun Life Insurance is distinguished as the first financial solutions company to introduce 'Business Continuity Plan', the 'Free Look Period' and 'Unit Linked Life Insurance Plans' in the Indian insurance.

BSLI believes in passion, customer support and commitment. The mission of the company is to help people with risk management. It also helps in managing the financial situation of firms as well as individuals. Here is given a comprehensive list of policies and products offered by BSLI.

Products

Individual Solutions

Wealth With Protection Besides providing a life cover, these schemes of wealth with protection solutions help the customer save money by offering flexibility in the plans that are suited to your goals. Optimizing on investments in capital markets also features in some of the plans.

BSLI Foresight Plan BSLI Vision Plan BSLI Rainbow Plan BSLI Platinum Advantage Plan BSLI Dream Endowment Plan

BSLI Money Back Plus Plan BSLI Guaranteed Bachat Plan Bachat Endowment Plan BSLI Bachat-Money BSLI Classic Endowment Plan

Protection Solutions

Financial security that comes with a reasonable premium is what BSLI offers to its customers. Even with riders, viz., accidental death, critical illness rider and waiver of premium rider, one can get insurance at a nominal cost.

BSLI Term Plan BSLI Premium Back Term BSLI High Networth Team

Children's Future Solutions

Any big future expenses such as education and/or marriage of your child are covered by BSLI's children future solution plans. Life cover along with guaranteed returns on investments are some of the benefits.

BSLI Classic Child Plan BSLI Dream Child Plan BSLI Bachat Child Plan

Health & Wellness Solutions

Quality treatment in case of medical emergencies, insurance for an adequate sum against major illnesses, family protection against injuries and a choice of a cashless facility are all part of the health and wellness solutions plan.

BSLI Saral Health Plan BSLI Health Plan BSLI Universal Health Plan

Retirement Solutions These plans include four different plans that offer you complete control over your investments. They aim at providing a whole life cover, financial security at old age and even a choice of pay term.

BSLI Classic Life Plan BSLI Dream Life Plan BSLI Immediate Income Plan BSLI Secure 58 Plan

Riders These are additional top-ups that can help you add further value to your existing plans. Enhancing insurance cover and getting maximum protection in case of death and illness are part of the plan.
o o o o o o o o o o

BSLI Accident Death Rider BSLI Accident Death & Dismemberment Rider BSLI Term Rider BSLI Critical Illness Rider BSLI Waiver of Premium BSLI Critical Illness Plus BSLI Critical Illness Women BSLI Surgical Care Rider BSLI Hospital Care Rider BSLI Accident Death & Disability Rider

Group Solutions Protection Solutions This genre offers basic life cover to those who have availed credit from a bank. These plans are renewable plans on a yearly basis.
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Affinity Solution Employer Employee

Retirement Solutions

Gratuity liability increases for employers on an annual basis as employees' salaries increase. BSLI is useful in coping with that financial situation with other groups.
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Gratuity Leave Encashment

Riders Plans Rider plans in this case, help in covering incidents such as accidents and illnesses. Insuring your life with emergencies of this kind is important.
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Accelerated Critical Illness Premier Rider Accelerated Terminal Illness Rider Critical Illness Premier Rider

Rural Solutions This includes a plan which provides a life cover and guaranteed money back at the time of maturity. There are micro-insurance products that include a pure term and return of premium.
o o o

BSLI Dhan Sanchay BSLI Bhima Suraksha Super BSLI Bhima Kavach Yojana

NRI Solutions Even if you are staying away from the family, this plan can help you fulfill all your goals and plan everything from your child's education to your retirement.

Contact Address Birla Sun Life Insurance, One Indiabulls Center, Tower I, 15th & 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai-400013 Website: http://insurance.birlasunlife.com

BAJAJ ALLIANZ LIFE INSURANCE CO. LTD

Bajaj Allianz provides life insurance, general insurance and consumer finance businesses services along with a terrific online support. In 2008, this insurance giant entered into a partnership with Thomas Cook to provide travel finance too. It is one of India's leading and fastest growing insurance companies. Today, they are connected by technology and communication with over 200 towns across India, from Surat to Siliguri and Jammu to Thiruvananthapuram. Bajaj Allianz Life Insurance Co. Ltd. and the Bajaj Allianz General Insurance Company Ltd. are both joint ventures of Allianz SE, one of the world's largest insurance companies and Bajaj Finserv Limited.

Bajaj Allianz ensures excellent insurance and investment solutions by offering customized products, supported by the best technology. The main visions of the company are: to be the first preference for customers, to be a major employer in the insurance industry and to be the best insurer for creating a shareholder value. A comprehensive list of policies and products offered by Bajaj Allianz are listed in the section below.

Life Insurance

Individual Plans These plans are targeted at people who are looking at protection as well as flexibility in terms of investments. The pension plans and the women-specific plans are extremely affordable.

Unit Linked Plans

United Linked - Regular Premium Plans

iGainIII Max Advantage Insurance Plan Money Secure Advantage Plan Assured Protection Insurance Plan

Smart Insurance Plan III

United Linked - Single Premium Plans

Wealth Insurance Plan Shield Insurance Plan

Pension Plans

Swarna Vishranti Pension Guarantee

Traditional Plans

Traditional Plans - Endowment

Invest Gain Save Care Economy SP Life Time Care Super Saver

Traditional Plans - Money Back

CashRich Super CashGain CashGain ChildGain

Term Plans

Protector Term Care New Risk Care II

Plans For Women

The Mahila Gain plans cover critical illness benefits, reconstructive surgery benefits for breast(s) due to breast cancer, congenital disability benefits, complications of pregnancy benefits etc.

Additional Riders

Bajaj Allianz Family Income Benefit Bajaj Allianz Comprehensive Accident Protection Benefit Bajaj Allianz Supplementary Death Benefit Bajaj Allianz Critical Illness Benefit Bajaj Allianz Hospital Cash Benefit

Group Plans These flexible plans offer financial stability to employees or group members and safeguard the interests of the families.

Non Employer Employee Group Plans

Group Credit Protection Plus Credit Shield Group Term Life (Non-Employer Employee) Group Suraksha Sarve Shakti Suraksha Group Loan Protector Group Income Protection

Employer Employee Group Plans

Group term Life Group Save Plus Group Term Life in lieu of EDLI Group Leave Encashment Scheme Group Annuity Group Superannuation Gold Group Gratuity Gold

Group Employee Benefit

Micro Insurance Plans These plans aim at providing a life cover and maturity benefit equal to the sum assured at the end of the term. Along with all this, vested bonuses and return of premium on maturity are added benefits.

Alp Nivesh Yojana Jana Vikas Yojana Saral Suraksha Yojana

Car & Two Wheeler Insurance To protect your movable assets, Bajaj Allianz provides:

Car Insurance Two Wheeler Insurance

Travel Insurance The comprehensive plans offered under this genre cater to various needs that can arise during travel.

Travel Companion

Individual Plan Family Plan Senior Citizen Plan (age 61-70)

Travel Elite

Individual Plan Family Plan Senior Citizen Plan I (age 61-70) Senior Citizen Plan II (age 71-75)

Student Travel

Study Companion Plan

Student Elite Plan Scholars Guide & Brilliant Minds

Other Travel Plans

Corporate Travel Travel Asia Swadesh Travel

Health Insurance This group of schemes takes care of hospitalization due to accidents, medical treatment costs and also allows you to extend your current health insurance cover.

Individual Health Guard Health Ensure Extra Care Family Floater Health Guard Critical Illness Star Package Personal Guard Tax Gain Life + Health Insurance Hospital Cash Silver Health Insta Insure Sankat Mochan

Home & Business Insurance This package targets home owners who face various risks like appliance and baggage trouble, fire perils, burglary or theft etc. There are options to choose from and the premium is low.

Corporate Home and Shop

Contact Address Bajaj Allianz Life Insurance Company Ltd. GE Plaza, Airport Road, Yerawada, Pune - 411006 Phone - 020-30587888 Website: www.bajajallianz.com

SBI LIFE INSURANCE CO. LTD

SBI, a leading figure in banking sector, entered the insurance industry as SBI Life Insurance which is a joint venture between State Bank of India and BNP Paribas assurance-a French company ranked the 5th largest banking company worldwide. In the year 2005-2006, SBI Life Insurance became the first insurer to make profit.

SBI Life offers a variety of products designed for various segments of society. These include individual plans, group plans and health plans. All these products cater to various requirements of its end users. In 2007-2008, SBI was placed with the global top 5 life insurance companies with largest number of MDRT members. The products of SBI are listed below.

Individual Plans

United Linked Investment Plans (ULIP) These plans offer long term investment and insurance so that you can avail marked linked returns along with getting insured. There are a range of ULIP products from which you can select the one according to your risk appetite. These plans, with their extreme transparency and flexibility, help you achieve your dream at the earliest.

SBI Life - Smart performer SBI Life - Unit Plus super SBI Life - Saral Maha Anand SBI Life - Smart Elite SBI Life - Smart Scholar SBI Life - Smart Horizon SBI Life - Smart Pension SBI Life - Smart Wealth Assure

Child Plans It is a pleasure to watch your children grow. But it isn't easy to meet your child's financial requirements unless you plan for them. The child plans at SBI are

SBI Life Scholar II SBI Life - Smart Scholar

Pension Plans Financial independence after retirement is a must. Take a look at the following retirement plans to make sure that you plan for it well in advance.

SBI Lifelong Pension Plus SBI Life - Smart Pension

Protection Plans Protection plans are so called because they provide assured cash benefits to the family of the insurer in the unfortunate event of his/her demise. The protection plans at SBI are:

SBI Life - Smart Shield SBI Life - Saral Shield SBI Life Swadhan

Saving Plans These plans help you save up enough, by way of regular premiums, so that you can fulfill your long term goals as and when required.

SBI Life - Money Back SBI Life - Sanjeevan Supreme SBI Life - Subh Nivesh SBI Life - Saral Life

Group Plans

Corporate SolutionsCorporate solutions include two types of insurance policies. They are retirement solutions & benefits and group protection plans to cover the employees and their families from unexpected twists of life.

Retirement Solutions

SBI Life - CapAssure Gratuity Scheme SBI Life - Cap Assure Superannuation Scheme SBI Life - CapAssure Leave Encashment scheme SBI Life - Dhanrashi SBI Life - Swarna Jeevan SBI Life - Swarna Ganga SBI Life CapAssure

Group Protection Plans

SBI Life - Sampoorn Suraksha SBI Life - Credit guard SBI Life Suraksha Plus

Group Term With ROP: SBI Life - Swadhan (Group) This is a non-participating plan with Return Of Premium (ROP). It is available in easy premiums and offers benefits of life cover protection in case of death and refund of premium in case of survival.

Group Loan Protection Products: SBI Life - RiNn Raksha This plan gives a protective cover for personal loans from 1 to 30 years. Such plans make sure that your credit is taken care of even if, due to unforeseen events, you fail to meet all the payments.

Group Savings Protection Products: SBI Life - Nidhi Raksha RP This is a group protection plan that aids savings and is ideal for those organizations where employees and their benefits are of utmost importance.

Group Micro Insurance Plans These plans provide protection to the weaker sections of the society by providing life insurance at low costs and facilitating refund of the loan premium.

SBI Life - Grameen Shakti

SBI Life - Grameen Super Suraksha

Health Plans With medical expenses going sky-high, it is only logical that you make arrangements for the rainy days in advance. Staying prepare would include investing in health plans. Health policies at SBI are:

SBI Life Group Criti9 SBI Life Hospital Cash

Contact Address SBI Life Insurance Co. Ltd, "Natraj", M.V. Road & Western Express Highway Junction, Andheri (East), Mumbai - 400 069 Website: www.sbilife.co.in

HDFC STANDARD LIFE INSURANCE

Established on 14th August 2000, HDFC Standard Life Insurance Co. Ltd. is a joint venture between Housing Development Finance Corporation Limited (HDFC Limited) -India's leading housing finance institution - and a Group Company of the Standard Life Plc, UK that is a world-renowned provider of financial services. HDFC holds about 72.43% of the equity, Standard Life holds 26% while the rest is held by others. HDFC Life is one of leading private companies, offering a range of individual and group insurance solutions, in India. They have adequate financial expertise to manage long-term investments safely and resourcefully.

HDFC Standard Life has about 568 branches and is present in over 700 cities and towns. It has almost 2,00,000 financial consultants that meet various customer needs such as protection, pension, savings, investments and health. The company has 32 retail and 4 group products along with 5 rider benefits. Customizing plans have also been added to make lives better. Read more to get an idea about the HDFC Life Insurance schemes and policies.

Products Protection Plans These schemes are aimed at providing for a death or illness in the family. Financial security is one of the most important goals in life and HDFC's protection plans give that independence in case of emergencies. No matter how much you have planned, sudden eventualities like loss of income or home loan repayments can occur anytime. All you need to do is contribute a small sum of the money annually to have a long-term plan which can provide for your family when required.

HDFC Terms Assurance Plan HDFC Premium Guarantee Plan HDFC Loan Cover Term Assurance Plan HDFC Home Loan Protection Plan

Children's Plans Children have several dreams and inspirations and parents seek to fulfill all of them. Securing your child's future in terms of finances can be achieved by HDFC Life Insurance Children's Plans. There are traditional plans that offer return on policy in the form of bonus, payable on maturity or others where return is in the form of growth.

HDFC Childrens Plan HDFC SL YoungStar Super II HDFC SL YoungStar Super Premium

Retirement Plans When incomes start to reduce, retirements plans put them in place! Accumulating and investing in savings where a lump sum is provided on retirement is the best idea. Regular income flowing through annuity plans is another one. There are several ways to go about this; either, a United Linked Plan where you can get vesting benefit or a traditional one where HDFC takes all the decisions on your behalf over the entire policy term.

HDFC Life ClassicPension Insurance Plan HDFC Personal Pension Plan HDFC Immediate Annuity HDFC SL Pension Maximus

Savings & Investment Plans If you are the earning member of the family, then their future is dependent on you. The Savings & Investment Plan assures you lump sum funds for the monthly/annual expenses. It is also a means of achieving your short-term and long-term financial goals. An adequate insurance cover is automatically provided in the event of a family member's demise.

HDFC Life Sampoorn Samridhi Insurance Plan HDFC Endowment Assurance Plan HDFC SL Crest HDFC SL ProGrowth Super II HDFC SL ProGrowth Flexi HDFC SL ProGrowth Maximiser HDFC SL New Money Back Plan

HDFC Single Premium Whole of Life Insurance Plan HDFC Assurance Plan HDFC Savings Assurance Plan Endowment Gain Insurance Plan ClassicAssure Insurance Plan

Health Plans Neglecting health due to changes in our lifestyle is common.HDFC Life Insurance covers a person during times of critical illness and even major surgical procedures. A small premium of about Rs.3500 annually can provide health insurance of more than 5 lakhs for a period of 20 years. This way, you can have a safe and secure future. The below mentioned plans give you a fair idea about what you can expect:

HDFC Critical Care Plan HDFC SurgiCare Plan

Contact Address HDFC Standard Life Insurance Company Limited 13th Floor, Lodha Excelus, Apollo Mills Compound, N.M. Joshi Road, Mahalaxmi, Mumbai - 400 011 Phone - 022-67516666 Website: www.hdfclife.com

TATA AIG LIFE INSURANCE COMPANY LIMITED

Tata AIG Life Insurance Company Limited (Tata AIG Life) is a joint venture company which is formed by Tata Sons and AIA Group Limited. Tata AIG Life merges Tata's incredible leadership position in India and AIA's presence as the largest, self-governing and listed panAsia life insurance group in the world spanning 15 markets in Asia Pacific. A majority stake in this merger (i.e., 74%) is held by Tata Sons while AIA holds the remaining 26% through an AIA Group company. This insurance firm got its license to operate in India on February 12, 2001 and finally started operations on April 1, 2001. Their vision is to be the most trusted life insurance company that values customers' financial well-being, consistently delivers bestin-class solutions and is respected by all. Mission statement of Tata AIG Life insurance reads as, "Enhance our customers' well-being." The following list of policy and plans will give you an idea of their products and solutions. Browse through them for a better clarity on this topic.

Life Needs Solutions These solutions seek to provide for all the basic needs that rise during a person's lifetime. From life cover to health Insurance plans and from child plans to retirement policies, the plans under this genre cater to every step of your life. Tata AIG also provides wealth plans that offer more liquidity options and help you in achieving all that is not covered by their other plans.

Risk Plans

TATA AIG Life Raksha TATA AIG Life LifePlus TATA AIG Life Assure LifeLine Plus

Health Plans

TATA AIG Life Health First

TATA AIG Life Health Protector TATA AIG Life Health Investor TATA AIG Life Hospi Cashback

Savings Plans

TATA AIG Life Maha Guarantee Flexi TATA AIG Life Maha Guarantee TATA AIG Life Assure 10/20/30 years Security & Growth TATA AIG Life Assure Golden Years TATA AIG Life Assure 21 years Money Saver Plan TATA AIG Life ShubhLife

Child Plans

TATA AIG Life StarKid TATA AIG Life Assure Career Builder TATA AIG Life Assure Educare TATA AIG Life Assure 21 years Money Saver Plan TATA AIG Life MahaLife Gold TATA AIG Life Assure 10/20/30 years Security & Growth

Retirement Plans

TATA AIG Life Nirvana TATA AIG Life Nirvana Plus TATA AIG Life Assure Golden Years TATA AIG Life MahaLife Gold TATA AIG Life Easy Retire

Wealth Plans

TATA AIG Life Insurance Swarna Pratigya TATA AIG Life Insurance InvestAssure Apex Supreme TATA AIG Life Lakshya Supreme TATA AIG Life InvestAssure Flexi Supreme

TATA AIG Life InvestAssure Plus Supreme TATA AIG Life Insurance United Ujjwal Bhawishya Supreme

Group Insurance This firm also provides a comprehensive range of group insurance solutions for organisations so that they can offer protection and security to their employees and the dependent families. These serve as a tool for increasing employee loyalty along with providing tax benefits.

Employee Benefits

TATA AIG Life Group Term Life TATA AIG Life Group Term Life in lieu of EDLI TATA AIG Life Group Health Plus TATA AIG Life Group Life Protector Plus

Credit Life

For Credit Cards

TATA AIG Life Credit Shield Plus TATA AIG Life Group Credit Card Term Insurance Protector Plan

For Mortgage Loans/ Personal Loans/ Other Asset categories

TATA AIG Life Group Single/Regular Premium Mortgage Reducing Term Insurance Plan

TATA AIG Life Group/Regular Single Premium Personal Loan Reducing Term Insurance Protection Plan

TATA AIG Life Group Total Suraksha

Unique Plans for All Segments

TATA AIG Life Group Health Plus TATA AIG Life Group Life Protector Plus

Group Pensions

TATA AIG Life Comprehensive Gratuity Scheme TATA AIG Life Retirement Assure Group Gratuity Scheme (Unit Linked) TATA AIG Life Group Immediate Annuity with Return of Purchase Price TATA AIG Life Comprehensive Superannuation Scheme Policy

Micro Insurance Micro Insurance products from Tata AIG Life can help reduce the effects of financial losses by providing adequate financial cover. These products offer benefits like low premiums, simple policy terms and no medical examinations.

TATA AIG Life Navkalyan Yojana TATA AIG Life Ayushman Yojana TATA AIG Life Sampoorna Bima Yojana TATA AIG Life Sumangal Bima Yojana

Contact Address Tata AIG Life Insurance Company Limited Delphi - B Wing, 2nd Floor, Orchard Avenue, Hiranandani Business Park, Powai, Mumbai - 400 076 Website: www.tata-aig-life.com

MAX NEW YORK LIFE INSURANCE COMPANY LIMITED

Max New York Life Insurance Company Limited is a joint venture between Max India Limited, which is a one of India's leading multi-business corporate, and New York Life International, which is a Fortune 100 company & global expert in life insurance. Max New York Life Insurance started its commercial operations in India in 2001. It is the first life insurance company in India to be awarded the IS0 9001:2000 certification. The company has around 133 offices all over the country.

Max New York Life offers a variety of flexible products covering both life and health insurance including 8 riders that can be customized to over 800 combinations which enable the customers to choose the policy that suits their needs. Max New York Life also offers 6 products and 7 riders in group insurance business. The company has a plan for every need, designed as to meet your long term financial goals & aspirations. They help you fulfilling your dreams & commitments. The list of few plans provided by Max New York Life Insurance Company Limited is given below:

Protection Plans

Five Yr Renewable & Convertible Plan Level Term Policy

Children Plans

Children's Endowment to 18 (Par) Plan Children's Endowment to 24 (Par) Plan SMART Steps SMART Steps Plus

Investment Plans

Life Maker Premium Life Maker Gold Life Maker Platinum Life Invest

Retirement Plans

SMART Invest Pension Easy Life Retirement (Par) Plan

Health Plans

Lifeline Medicash Lifeline Wellness Plus Lifeline Medicash Plus Lifeline Safety Net

Savings Plans

Whole Life Participating Life Gain Plus 25 Participating Plan 20 year Endowment (Par) Plan Life Pay Money Back Plan

Strategic Products Plans

Bancassurance 1. Capital Builder Plan

Partnership Distribution 1. Max Mangal 2. Capital Builder

3. Max Vriksha 4. Max New York Life Unit Builder

Max Amsure 1. Future Builder 2. Business Builder 3. Bonus Builder 4. Secure Returns Builder

Group Plans

Group Credit Life Unit Linked Group Superannuation Plan Group Gratuity cum Term Assurance Group Term Life Unit Linked Group Gratuity Plan Employee Deposit Linked Insurance Max Super Life

Registered Office Max House 1 Dr. Jha Marg, Okhla New Delhi 110020 Website: www.maxnewyorklife.com

AVIVA LIFE INSURANCE COMPANY INDIA LTD

Aviva Life Insurance Company India Ltd. is a private insurance company, formed as a joint venture between the Aviva plc and the Dabur Group of India. Not only largest in the UK, Aviva is also the fifth largest insurance group in the world and has been associated with India in various ways since 1834. Partners of the Aviva group include: The Royal Bank of Scotland since 2002 when the bank was known as ABN-AMRO, Punjab & Sind Bank since 2004 and DBS, which is Asia's largest financial service group.

Aviva has been responsible for establishing the concept of 'Bancassurance' in India and has leveraged its global expertise in this area successfully here. The company boasts of 159 branches and 40 bancassurance partnerships, supporting its vast distribution network across nearly 3000 towns and cities. Aviva offers various products that are meant to provide customers with flexibility, transparency and value for money. Given here is a complete list of products and services offered by Aviva Life Insurance India.

Individual Plans Child Plans This insurance plan, as the name suggests, is aimed at children. It is an investment to secure your child's future and important milestones of the young one's education - board exams, entrance exams and professional courses. They are as follows:

Young Scholar Advantage Young Scholar Secure

Savings Plans There are several savings plans that Aviva provides to its customers. Flexibility in meeting any goals, a traditional plan that guarantees the money you planned for, helps in achieving investments, family savings and so on. All of them are given below:

Freedom Life Advantage Dhan Vriddhi Money Back LifeSaver Advantage LifeBond Advantage Dhan Varsha Sachin Extra Cover Advantage

Retirement Plans Aviva Insurance has come out with two excellent retirement plans which serve the dual benefits of pension as well as protection by adding a certain sum assured for the first three years. They are:

Secure Pension Pension Builder

Protection Plans This is typically a plan that revolves around family protection at a nominal and low cost. For example, if there is a death, the lump sum is given to the nominee within policy term limits. There is also a way to demand your premium back.

LifeShield Plus i Life LifeShield LifeShield Advantage LifeShield Platinum

Health Plans This insurance has a dual function of being a health cum savings plan which also gives your premium back. A cover on accidents, life, critical illnesses, disabilities, surgery and hospitalizations are also provided.

Health Plus

Rural Plans

This plan insures the future of rural India such as securing your family's future, child's education, finances and a long-term comprehensive plan with protection cum savings. Some of them are as given as below:

Amar Suraksha Jana Suraksha Grameen Suraksha Anmol Suraksha

Group Plans Term Employees and members of any organization are provided with a life cover that protects the entire family. Any additional expenses like accidental death or permanent disabilities are also included in this scheme.

Corporate Life Plus

EDLI (Employee Deposit Linked Insurance) This plan is a fixed plan that is inserted in place of the EDLI and is targeted at the corporate industry. This includes compensation to the family for the financial loss suffered due to the death of an employee. There is a single plan with this concept, namely:

Corporate Shield Plus

Gratuity Aviva Life Insurance has something called a gratuity plan that comprises of returns with capital guarantee. All employees are provided with benefits of lump sum amounts and also tax deductions.

Traditional Group Gratuity Plan

Savings When you have long term plans, then there is nothing like a savings plan that you can adopt and save up all the money you can spare for that special dream you have. For this purpose, Aviva provides a savings plan that covers life and wealth.

Aviva Sampoorna Suraksha Bima Yojna

Rural/Credit Protection This plan covers loan linked liabilities and settles these debts in the unfortunate event of the policyholder's demise. It lends direct loans to people in rural areas and also to the banks that provide housing and car loans.

Credit Suraksha CreditPlus CreditNet

Contact Address Aviva Life Insurance Company India Ltd. Aviva Tower, Sector Road, Opp. Golf Course, DLF Phase V, Sector 43, Gurgaon - 122 003 Haryana Website: www.avivaindia.com

KOTAK MAHINDRA OLD MUTUAL LIFE INSURANCE LTD

Founded in 2001, Kotak Mahindra Old Mutual Life Insurance Ltd. is a joint venture between Kotak Mahindra Bank Ltd. (and its affiliates) and Old Mutual plc, South Africa - while Kotak Mahindra holds 74%, Old Mutual Life holds the remaining 26% stake in this establishment. Kotak Mahindra is India's leading financial institution which offers a range of financial services ranging from commercial banking, stock broking to mutual funds, life insurance and investment banking. On the other hand, Old Mutual is an international insurance and investment management company which has its roots in South Africa. It services close to 8 million customer accounts and offers a diverse range of financial services in Dubai, Mauritius, Singapore, United States and United Kingdom servicing. Kotak Mahindra Old Mutual Life Insurance Ltd. offers various insurance products in India and is considered one of the most rapidly growing insurance companies in the country.

Protection Plans Insurance Protection plans help you secure your loved ones' future against life's uncertainties. A term life insurance policy is one where the person insured paid a certain premium periodically and either receives the benefits at the term or, in the event of the assured person's death, the family gets the benefit. These plans are quite cost-effective as they focus on providing only life cover and no other returns.

Kotak Saral Suraksha Kotak e-Term/ e-Preferred Term Kotak Loan Protection Plan Kotak Term Plan/ Preferred Term Plan Kotak Eternal Life Plans

Retirement Plans

Retirement Planning ensures that you enjoy the same lifestyle which you are used to and following the same hobbies and pleasurable activities, even years after your retirement and do not depend upon your kin for support. A sound pension plan also guarantees the financial independence of the family in the unfortunate event of the insured's demise.

Kotak Capital Multiplier Plan Kotak Retirement Income Plan

Savings & Investment Plans The Savings and Investment Plans work as growth plans that help you maximize wealth creation. In the recent times, life insurance products have evolved beyond providing just 'risk protection'. Today, life insurance plans are attractive options for creating wealth - an investment vehicle that can maximize returns. Such investment plans give you competitive returns apart from added incentives like bonuses. These growth plans provide the dual benefits of financial protection as a risk cover and attractive returns over a long term.

Kotak Assured Income Plan Kotak Platinum Kotak Single Invest Advantage Kotak Ace Investment Plan Kotak Wealth Insurance Kotak Secure Invest Insurance Kotak Endowment Plan Kotak Money Back Plan Kotak Premium Return Plan Kotak Surakshit Jeevan

Child Plans Whether it is to fund an education or a new age career choice or a fairytale wedding or any other purpose for the well being of your kid through his/her childhood and teenage years, a child plan policy provides for all the benefits and helps you plan a financially secure future for your child.

Kotak Headstart Child Assure Kotak Child Advantage Plan

Group Plans Providing your employees with various group life insurance policies is one way of showing them that you truly care about them. When your employees are happy and satisfied, they automatically take pride in working for your organization which, in turn, increases your organisation's productivity and output. Thus, group life insurance policies not only help you retain employee but also improve their efficiency and in the long term, boost profits.

Kotak Group Shield Kotak Group Assure Kotak Term Grouplan Kotak Gratuity Group Plan Kotak Credit-Term Grouplan Kotak Complete Cover Grouplan

Rural Plans Kotak Gramin Bima Yojana protects your loved ones against uncertainties and provides you with guaranteed returns, just like your fixed deposit. The plan allows you to pay a one-time premium thus saving you the hassle of annual payments and also ensures that you get 1.5 times the actual principle on maturity.

Kotak Gramin Bima Yojana

Riders These help you customise your policies and enhance your cover, Kotak Life Insurance offers a set of riders which you may opt for along with your basic policy and shape your policy to suit your individual needs.

Kotak Term Benefit (KTB)/ Kotak Preferred Term Benefit (KPTB) Kotak Accidental Death Benefit (ADB) Kotak Permanent Disability Benefit (PDB) Kotak Critical Illness Benefit (CIB)

Contact Address Kotak Mahindra Old Mutual Life Insurance Ltd. Unit nos. 901 & 902, 9th Floor,

Wing A & B, Godrej Coliseum, Lokmanya Pan Bazar, Behind Evrard Nagar, Sion (E), Mumbai-400 022 Website: http://insurance.kotak.com

ING VYSYA LIFE INSURANCE COMPANY LIMITED

Established in India in September 2001, ING Vysya Life Insurance Company Limited is a part of the ING group, a global financial institution of Dutch origin that offers banking, insurance and asset management to clients across the world. Headquartered in Bangalore, ING Life India has over 250 branches present in more than 225 cities across India. ING Vysya Life Insurance Co. has around 7000 employees with over 1 million policy holders spread across the country. This company marked the entrance of Exide Industries Limited, India's largest producer of automotive and industrial batteries, into the insurance arena. ING hold 26% equity in this venture with Exide owning 50% and miscellaneous shareholders having the remaining 24%.

ING Vysya Life Insurance gives you an opportunity to fulfil your responsibilities towards your family. Its protection plans provide financial security to you primarily and your family in your absence. This company also provides special policies, such as Children's Plans, Retirement Plans, Investment Plans and Savings Plans, which help you secure your future financially. It also provides Life Insurance, Medical Insurance, General Insurance, LongTerm Care Insurance, Group Insurance, Company Insurance and Financial Services Insurance Products.

The mutual funds of ING Vysya Insurance are available with all the company branches, insurance agents and brokers. This company also offers online premium payment facility for premium cheque payments and drop boxes are also available at all the branches for the same purpose. Given here is a comprehensive list of various insurance policies & saving plans offered by ING Vysya Insurance Company.

Protection Plans Protection Plans are the term plans wherein the life assured is given an insurance cover and in the event of the insurer's death, the sum assured is paid to the family. As add-ons to basic

death benefit, the insurer can also get some cash back from the premiums that have been paid after the policy's mid-term.

ING Term Life ING Term Life Plus

Children Plan ING Life's Children Plans are designed with the same love and ambition that you have for your child. The variants under this group insure the parent's and the child's life, the educational and marital expenses of the child and shift the guarantee to the child after s/he attains a certain level in life. Double benefits of a life cover along with periodic cash returns during the term of the policy make these options highly desirable.

ING Aashirvad Creating Life Child Protection Plan Creating Life Money Back Plan

Savings Plans The ING Vysya Life Insurance Savings Plans provide you with the flexibility to save for your future requirements while you continue to improve your current lifestyle. They also help in disciplining your savings approach and point your efforts towards the long term goals that you have in mind.

Reassuring Life Endowment Plan (Reversionary Bonus) Safal Jeevan Endowment Plan Safal Jeevan Money Back Plan ING Creating Star Guaranteed Future

Retirement Plans Retirement plans provided by ING Vysya Life Insurance, revolve around making a certain amount of pension available to you throughout your retired life as well as making sizable monies available to you at a term's end or to you family, in case you are not around.

ING New Best Years ING Immediate Annuity

Investment Plans Investment Plans appreciate the flexibility required to suit your risk appetite and the commitments you may want to make. ING Vysya Life Insurance's global expertise in managing wealth for individuals, at all stages in their life, ensures that they have products to suit your taste whatever your objective of investing may be and help you reach your goals faster.

ING Prospering Life SP ING Market Shield ING Prospering Life ING Uttam Jeevan Regular Premium ING Uttam Jeevan Singular Premium Powering Life New Fulfilling Life Plan

Riders Riders are the optional contracts, which offer additional benefits for policyholders. They are always attached to a basic policy and cannot be bought separately or independently. Each Rider has its own premium rate and separate policy conditions.

Accidental Death Rider Accidental Death, Disability, Dismemberment Rider

Contact Address ING Vysya House, 5th Floor 22, M.G. Road Bangalore 560001 Website: www.inglife.co.in

METLIFE INDIA INSURANCE CO. PVT LTD

MetLife India Insurance Co. Pvt. Ltd is a joint venture between MetLife International Holdings Inc. and its Indian partners including J&K Bank, M. Pallonji and Co, Karnataka Bank, Karvy Consultants, Geojit Securities, Way2Wealth, Bonanza Insurance (Pvt) Ltd. and Mini Muthoothu. MetLife is insuring the lives of the people for over 140 years. MetLife entered Indian insurance sector in 2001 and is now ranked 88th on the "FORTUNE 500 companies" list. MetLife was the first insurance company which established a financial holding company with a nationally chartered bank. Forbs magazine named MetLife as 'Best Managed Insurance Company for 2008'. For the three consecutive years from-2008 to 2010- MetLife found its place in Fortunes 'Best Admired Companies'. From 1999-2009, for 11 consecutive years, this insurance company was awarded as one of the "100 Best Companies for Working Mothers" by 'Working Mother' magazine. Today, when people are faced with financial burdens more than ever before, MetLife is helping millions of its customers in creating their own personal safety net by taking insurance plans. The plans provided by MetLife Insurance are listed below. Protection Plans You stay cool when your beloveds are safe. Maintain the cool demeanour and cover yourself and your beloveds with protection plans. MetLife offers:

Met Suraksha Met Suraksha TROP Met Suraksha Plus Met Mortgage Protector Plus

Savings Plan Life becomes meaningful when you materialize your dream. A beautiful house, a car or a comfortable life in general-all these are obvious aspirations of a person. Never let tenuous

savings keep you away from your dreams. Take up a savings plan and drive your life as you wish. Savings plans by MetLife are enlisted here:

Met Sukh Met Suvidha Met Saral Met 100

Investment Plans Life is ever changing. You go through different phases of life and the needs and requirements of your family keep changing with time. Investment plans help you reach the best of your life, always. Investment plans offered by MetLife are given below:

Met Smart Platinum Met Smart one Met Easy Super

Child Plans Children grow fast and their educational requirement grows even faster. Child plans are designed for those parents who plan the future of their children. The child plans at MetLife are:

Met Bhavishya Met Junior Endowment Met Junior Money Back

Retirement Plans Pension plans are the key to a happy post-retirement life. To this end, MetLife offers "Met Pension Par" so that you continue to live your life the way you want to-even after retirement.

Health Plans People often insure their house, vehicles and properties, invest for their retirement and plan for the educational requirement of their children but overlook health. Considering health only when something goes wrong in not a very healthy practice! MetLife offers "Met Health Care"

so that you stay prepared for whatever comes your way with respect to your, and your family's, health. Rural Plans The soul of India lives in its villages. And hence, MetLife takes special care for rural people by way of special plans. Improper financial planning often wrecks havoc for the rural population. These rural plans are designed to help the villagers live a tension-free life with profitable investments.

Met Vishwas Met Suvidha Met Grameen Ashray

Monthly Income Plan This is a special plan which is designed to create a monthly income for the policy holders. This plan ensures guaranteed monthly income on a regular basis. Lumpsum bonus is awarded at the completion of the term. The monthly plans offered by MetLife are:

Met monthly Income Plan Met Monthly Income Plan 7 Pay

Group Plans Met life offers group insurance policies ideal for corporates and other organizations. These plans are designed to offer maximum benefits to the policy holders.

Met Loan Assure Met Group Life Met Flexi shield Met Group deposit Administration Scheme Met Group Gratuity

Contact Address MetLife India Insurance Company Limited No.5, 'Brigade Seshamahal Vani Vilas Road, Basavangudi Bangalore - 560 004 Website: www.metlife.co.in

RELIANCE LIFE INSURANCE COMPANY LIMITED

Reliance Life Insurance Company Limited comes under the Anil Dhirubhai Ambani Group (ADAG) which ranks among the top 3 private sector financial services and banking companies of India. Reliance ventured into the life insurance business in October 2005 by acquiring AMP Sanmar and in 2009-2010, it became the largest private insurer of India with largest number of policy count. RLIC has a huge network of around 1145 branches covering a wide geographical area. It is one of the ISO 9001:2000 certified life insurance companies of India and has been awarded the "Jamnalal Bajaj Uchit Vyavahar Puraskar 2007 - Ceritificate of Merit" in the Financial Services category by Council for Fair Business Practices (CFBP). This company also won the DL Shah Quality Council of India Commendation award in February 2008. Given below is a list of policies offered by Reliance Life Insurance Company. Protection Plans Being a responsible person is all about insulating your family from financial fluctuations of the future. Protections plans help you to protect your family even when you are not around. Protection plans offered by Reliance are:

Reliance Life Insurance Money Multiplier Plan Reliance Term Plan Reliance Simple Term Plan Reliance Special Term Plan Reliance Credit Guardian Plan Reliance Special Credit Guardian Plan Reliance Endowment Plan Reliance Super Five plus Reliance Connect 2 Life Reliance Whole Life Plan Reliance Cash Flow Plan

Reliance Child Plan It is a parent's duty to ensure an environment which is favorable and conducice for a child's education and overall development. Child plans at Reliance Insurance help you do just that by providing for the child's education and other dreams. Savings & Investment Plans The urge to fulfill our dreams is the driving force of our lives. In today's expensive world, fulfilling a dream like owning a home or a car cannot be accomplished without proper savings and planning. To this end, Reliance offers the following savings and investment plans:

Reliance Life Insurance Pay Five Plan Reliance Life Insurance Classic Plan Limited premium Reliance Insurance Money Multiplier Plan Reliance Life Insurance Highest NAV advantage Plan Reliance Life Insurance Classic Plan Reliance Cash Flow Plan Reliance Endowment Plan Reliance Super Five Plus Reliance Whole Life Plan Reliance Connect 2 Life Plan

Health Plans - Reliance Life Care For You Reliance offers "Reliance Life Care For You" so that you can tackle most of the health issues that come your way in form of critical illnesses or hospitalization expenses. Group Plans being in the employee oriented era that we are in, it is essential for all corporate to make their employees feel cared for and protected. This is where group insurances come into play and sReliance, in this genre, offers the following plans: Employers Liability Solutions

Reliance Life Insurance Group Leave Encashment Plus Plan Reliance Traditional Group Gratuity Plan Reliance Life Insurance Group Gratuity Plus Plan

Employee Protection Solutions

Reliance Jan Samriddhi Plan Reliance Group Credit Shield Plan Reliance Group Term Assurance Plan Group Term Insurance Plan EDLI

Additional Riders Riders are additional benefits provided so that you can have the flexibility of making a plan that suits you the best. Additional riders provided by Reliance are:

Reliance New Critical Conditions (25) Rider Reliance New Major Surgical Benefit Rider Reliance New Term Life with Accident Benefit Rider Reliance Term Life Insurance Benefit Rider Reliance Accidental Death & Total And Permanent Disablement Rider Reliance Critical Conditions (25) Rider Reliance Major Surgical Benefit Rider

Contact Address 9th floor / 10th floor, 2nd Building R-Tech Park, Nirlon Compound, Next to Hub Mall, Behind I-Flex Building, Goregaon (East), Mumbai - 460063

___________________________________________________________________________ Source: http://www.iloveindia.com