Solid Rock Xpress

Solid Rock Xpress

Presents Establised since 1995

Solid Rock Xpress

PART I : Affordable Professional Will-writing Fees Structure

TYPE OF WILLS
10
14 18 21 24 27

Max. no. of clauses

WILL-WRITING FEE

Basic

<10
14 18 21 24 27 30 33 above 34

RM 380.00
RM 500.00 RM 650.00 RM 800.00 RM 1,000.00 RM 1,200.00 RM 1,500.00 RM 1,800.00 RM18,000.00

Intermediate I

Intermediate II

Comprehensive I

Comprehensive II

Comprehensive III
30 33

Exclusive I

Exclusive II

34

Exclusive III

Some 8 compulsory clauses are included : 1) Opening clause 2) Revocation clause 3) Appointment of Executor(s) 4) Expression Trustees includes Executors 5) Residue for non-specific items 6) Commorientes 7) British Format 8) Attestation

Solid Rock Xpress


(11)

10

<10 14 18 21 24 27 30 33 34

RM 380.00 RM 500.00 RM 650.00 RM 800.00 RM 1,000.00 RM 1,200.00 RM 1,500.00 RM 1,800.00 RM18,000.00

14

18

II I

21

24

II

27

III I

30

33

II

34

III

Solid Rock Xpress

Applicable for Non-Muslim Only: Distribution Act 1958 (amended in 1997)

1958(1997)
INTESTATE LEAVING SURVIVING

ENTITLEMENT

Spouse only [No Parent(s) / Child(ren)]

/

Spouse only Whole estate

Spouse + Parent(s) [No Child(ren)]

+

Child(ren) only [No Spouse/Parent(s)]

/

Spouse Parent(s) Child(ren) Whole Estate

Parent(s) only [No Spouse / Child(ren)]

/

Parent(s) Whole Estate

Spouse + Child(ren) [No Parent(s)]

+

Spouse 1/3 Chid(ren) 2/3 Parent(s) 1/3 Child(ren) 2/3 Spouse 1/4 Parent(s) 1/4 Child(ren) 2/4

Parent(s) + Child(ren) [no spouse]

+

Spouse + Parent(s) + Child(ren)

, +

Solid Rock Xpress

Effect of Distribution Act 1958 (amended in 1997)

1958(1997)( ) Child(ren)
ALL YOUR ASSETS

25%
Spouse

50%
25%

Parent(s)

When Parent(s) passed on without a valid Will

Sibling(s)
* Includes children, grandchildren and all other lineal descendants.

* ,

Solid Rock Xpress

Loved Ones When You Do Not Write Your Will!

Problems Faced by Your

Generally, need to apply for Letters of Administration in the High Court

To begin applying

Solid Rock Xpress

Choose Administrator from lawful beneficiaries

All lawful beneficiaries under Distribution Act 1958 (amended in 1997) gives written consent to appoint
19581997) ...

How ?
?

One Administrator, if all lawful beneficiaries are 18 and above

1 1818

Two Administrators, if there are lawful beneficiaries below 18

2

18

Solid Rock Xpress

2 Guarantors are required by the High Court to provide security for the administration of the estate

Security shall be equivalent to the gross estate value

Solid Rock Xpress

Solid Rock Services

Solid Rock Xpress

The Star Online > Last 7 Days > 30 Sep, 2003 > Nation Tuesday September 30, 2003

Solid Rock Xpress

Strangers rush to lay claim to dead lawyers property-Dying intestate

By LAM LI KUALA LUMPUR: Strangers have approached the relatives of a 29-year-old bachelor lawyer who died last week claiming to be his

girlfriend, fiancee, mother-in-law or somehow related to him.

Some people are also said to have managed to get into Foong Wing Kuans bungalow in Taman Pasir Wang, Ipoh, and ransacked his room. However, as far as his relatives are concerned, he did not have any female companion. To help resolve the issue, they are trying to contact his mother whom they have lost touch with.Fong was found dead in his bedroom on the night of Sept 24 by police after being alerted by his neighbours who reported that a foul smell was emitting from his house. He was reported to be wearing a mask connected by a tube attached to a cooking gas tank.

Foongs uncle Foong Soh Har, 60, said that following his nephews death, things had gone missing from the scene, including Wing Kuan's passport, cellphones, gold chain and wallet.
Soh Har told a press conference organised by MCA Public Services and Complaints Department head Michael Chong yesterday that his nephews room also looked like it had been ransacked.

He said that a woman claiming to be Wing Kuans fiances mother took away the house keys and some documents but was pressured to return them following intervention from the police.
Soh Har was furious and sad that someone had suggested to the press that Wing Kuan had committed suicide because he was heartbroken when his girlfriend had suggested a break-up. My family kept in close contact with him and we know. Even his colleagues, friends and neighbours have no knowledge of him having a female companion, he said. However, he said that his nephew, who was brought up single-handedly by his father after his parents divorced when he was three, had been depressed over his fathers death. He said he and other relatives believed that Wing Kuan had also been feeling guilty following his fathers death from a heart attack early this year because he could not fulfil his fathers last wish of wanting to see him. Soh Har said his nephew, who was the only son, had rushed from Kuala Lumpur to Johor Baru to see his dying father but was late by an hour because his car broke down. Apart from operating a law firm with a partner in Kuala Lumpur, Wing Kuan was also active in social work through his involvement as Youth deputy chairman of the MCA Ampang Jaya branch. To put a stop to strangers coming forward to make claims, Soh Har urged Wing Kuans mother, who is believed to have remarried and now lives in Penang, to contact him to settle Wing Kuans property as he had not left a will. We have lost contact with her for many years but I believe my nephew had got in touch with her early this year. We believe some of the property has been put under her name and she is entitled to my nephews wealth, he said. Soh urged the woman, identified only as Chiam, to contact him at 012-253-6921 or call Chong at 03-2161-8044.

Solid Rock Xpress

Can one imagine the distress and frustration of living party when the money cannot be withdrawn for the most important purpose funeral.

Solid Rock Xpress

It is easy to say you must get an L.A. (Letter Of Administration). Getting an L.A. would take years and in the meantime how are we to survive? Dontt let this happen to your family.

Solid Rock Xpress

NOTE : to classify all joint accounts to the surviving joint Account holders.

Solid Rock Xpress

Solid Rock Xpress

More than 99.52% Of eligible Non-Muslims

Solid Rock Xpress

What is a Will? - Todays Solution

Solid Rock Xpress

A Will is a declaration made by the testator in a form prescribed by the law on matters which he/she wishes to take effect upon his/her death.

() //
20

When You Write Your Will

(2) None of the problems mentioned occurs and you get to:
(a) Choose your own Executor(s)
(b) Choose a guardian for your children (c) Prevent contention over who should be Administrator
21

...

Solid Rock Xpress

Complete the Picture, Write

Your Will!

Unit Trust/Shares /

Insurance
Solid Rock Xpress

Fixed Deposit/ $ $ Savings /

Last Will and Testament

22

PART III : When You Write Your Will

...
(1) You choose the way to distribute to your loved ones, rather than letting the Distribution Act 1958 (amended in 1997) decide 1958 (1997)
Solid Rock Xpress

(1)

When You Write Your Will

(3) It cost less in legal fees to apply for Grant of Probate than Letters of Administration

...

(3)

Solid Rock Xpress

A Will protects your loved ones and your hard earned assets
It is a quick, simple and affordable

,
Solid Rock Xpress

NOTE : With Rockwills 2 bar coded id Cards will be issued For easy retrieval of Will

Solid Rock Xpress

Solid Rock Xpress

Professional Will Custody Fees Annual Lifetime RM 100.00* RM 1,000.00

Solid Rock Services

Name of Testator: Bar Code: Personal ID No.:

Solid Rock Services

Professional Will Custody:

RM 100.00*
RM 1,000.00

Address where your Will is kept: Contact No.

*1st Year Custody fee included in 1st will writing fee

PART IV : Professional Will Custody Services

Rockwills Unique Features

2 Personal Identification Cards (for you and your Executors)

()

Will Custody Identification Card

Making Your Wishes Come True

Personal Assets Inventory Booklet (Update financial changes)

Confidentiality (Upon Presentation of Death Cert)

Centralized (Custodian: Rockwills Trustee Bhd)

Annual Reminders

Solid Rock Services

Solid Rock Services

Solid Rock Services

RHB Bank Hsbc Bank Stanchart Bank

Jln Meru Klang

All accounts All accounts All accounts Updated: 14/7/2004

Bandar Baru Klang

PRMM, Klang

Solid Rock Services

Double-storey link Double-storey corner Vacant industrial land

56 Jln Unta Berkeley Klang 7 Jln BU7/7 Bandar Utama, Petaling Jaya Subang Jaya Industrial Park Subang Jaya

Principal residence
Updated: 14/7/2004
Sold

Solid Rock Services

Professional Will Custody Services

Benefits
1) Avoid tampering of your Will

1) Certain to be found when needed

1) Subject to controlled access and confidentiality 1) Safe from fire, flood, loss, burglary, deliberate or accidental destruction ,
Solid Rock Services

Solid Rock Services

Solid Rock Services

Solid Rock Services

Solid Rock Services

DONT LET TODAYS SOLUTION BE TOMORROWS PROBLEM!

If you failed to plan, You planned to fail

Thank you for taking the time to understand the Importance Of Writing a Will presented by Tan Karser c/o Solid Rock Services a Professional Will Writer as featured in the article The Star, StarWeekend dated July 12/03 Do yourself A Favour

Rockwills, Klang Service Centre,

No. 17 Lebuh Lang BERKELEY 41150 KLANG SELANGOR Contact No. 016 323 3509 Email: solidrockxpress@gmail.com

SolidRockXpress

Your browser does not support script

Go elsew here

New s

Search

LIFESTY LE

Focus

Tuesday July 18, 2006

D.I.Y Will
ARTICLES OF LAW By BHAG SINGH
INCREASINGLY more people want to make a will today and there are companies and individuals offering will writing services, though this is a task that was earlier thought to be better entrusted to a lawyer. A reader who calls himself Chan who had made a will through a will-writing service would like to change the will that was made for him and he wants to know whether he can do it himself.

Certainly there is nothing that prohibits a person from preparing his own will. It is also not important if a solicitor or a professional will writer is involved. What is important is that the person who prepares the will has the expertise to prepare the document. Preparing a meaningful will is not a matter of looking at a few examples and then choosing one.
In many cases it
requires the person (called the donor) who is giving away his property through a will to be clear as to what he has in mind. A will enables a person to direct how his property will be dealt with and whom it will go to when he is no longer alive. The person who prepares the will must clearly put in writing t he wishes of the donor. In the case of non-Muslims, the Distribution Act 1950 provides for how the property is to be distributed in case there is no will. However, for Muslims only one-third of the estate at most can be willed away. The remaining two-thirds must be distributed according to Syariah law. A will therefore allows the donor to have his wishes carried out to the extent that the law permits. An example of a potential problem can be better appreciated in the following example that invol ves non-Muslims. The analogy will ne vertheless apply to Muslims in respect of the one -third they are allowed to will away. In many cases a person would want to leave all his property to his wife and then wish that the property will go to their children equally or any other proportions desired. Thus he may in his will leave all the property to the wife. In such event on his death the wife will inherit all the property. She then becomes the owner. In law she would be entitled to give away the property as she wishes. Of course in most cases she will do what the husband wished, but legally she is not bound to do so. She can prefer some children to others or even leave them out completely. So what do you do? In many cases the husband and wife may make cross wills with each giving his/her property to the other who survives and then the property to go to the children equally or in whatever proportion desired. However, once the husband or wife dies, the surviving party is entitled to change his or her will. The law does not impose any restrictions on this because a will is always revocable by the donor who made it. Where a person has an absolute desire to ensure that the property eventually goes to the children, an alternativ e would be for the property to be held in trust for the children by the survi ving spouse with the spouse having the option to the enjoyment and benefit of the assets. In this case, the benefits to be enjoyed by the surviving spouse will have to be defined in clear terms so that the objective of the donor may be best achieved. For this purpose the extent of the benefit will need to be defined as well. What would be the position in the remote possibility of the entire family, including the children, passing away? This could lead to considerable uncertainty. To provide for such an eventually the will could state that the husbands assets will go to his side of the family and the wifes assets to her side. Or it may be that in such an e vent the whole estate or part of it could go to a charitable body or fo r specified charitable purposes. Then there are situations where either the husband or the wife may wish to give specified amounts to his or her family after the person dies. This could again be provided for in the will specifically. Hence a will is capable of dealing with a persons assets after his/her death in considerable detail and a great degree of certainty. Coming back to the earlier question as to whether a person can prepare his own will, there is certainly no reason why this cannot be done. In doing so the matters set out above could be taken into consideration.

However, the individual should familiarise himself with the intricacies of the subject and not merely copy another persons will.
At this point it is only possible to set out the formalities which must be complied with. A will must be in writing and its execution must be witnessed by two witnesses who together with the donor must all sign in the presence of each other.

Finally it must be pointed out that anyone who wishes to prepare a will himself should read the Wills Act 1959, the Distribution Act 1958 and the Inheritance (Family Provision) Act 1971.

For more information on writing your Will, please call:

Solid Rock Wills Services No. 37A Lebuh Bangau BERKELEY 41150 Klang Tel/Fax No. 03 3343 2786 or H/P No. 016 323 3509
Email: karser7an@yahoo.com

Solid Rock Services

(PENDING LETTER OF ADMINISTRATION)

Solid Rock Services