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he Bank

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Being a 3rd generation Bank of Bangladesh, it focuses on

Remaining with time Managing change Developing human capital Creating true customers value

Jamuna Bank Limited (JBL) is a Banking Company registered under the Companies Act, 1994 of Bangladesh with its Head Office currently at Chini Shilpa Bhaban, 3, Dilkusha C/A, Dhaka-1000, Bangladesh. The Bank started its operation from 3rd June 2001. The Bank provides all types of support to trade, commerce, industry and overall business of the country. JBL's finances are also available for the entrepreneurs to set up promising new ventures and BMRE of existing industrial units. Jamuna Bank Ltd., the only Bengali named 3rd generation private commercial bank, was established by a group of local entrepreneurs who are well reputed in the field of trade, commerce, industry and business of the country. The Bank offers both conventional and Islamic banking through designated branches. The Bank is being managed and operated by a group of highly educated and professional team with diversified experience in finance and banking. The Management of the bank constantly focuses on understanding and anticipating customers' needs. Since the need of customers is changing day by day with the changes of time, the bank endeavors its best to device strategies and introduce new products to cope with the change. Jamuna Bank Ltd. has already achieved tremendous progress within its past 10 years of operation. The bank has already built up reputation as one of quality service providers of the country. At present the Bank has real-time Online banking branches (of both Urban and Rural areas) network throughout the country having smart IT-backbone. Besides traditional delivery points, the bank has ATMs of its own, sharing with other partner banks and consortium throughout the country. The operation hour of the Bank is 10:00 A.M. To 6:00 P.M. from Sunday to Thursday with transaction hour from 10:00 A.M. to 4:00 P.M. The Bank remains closed on Friday, Saturday and government holidays.

Our Vision
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To become a leading banking institution and to play a significant role in the development of the country.

Our Mission
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The Bank is committed for satisfying diverse needs of its customers through an array of products at a competitive price by using appropriate technology and providing timely service so that a sustainable growth, reasonable return and contribution to the development of the country can be ensured with a motivated and professional work-force.

Strategic Priority
Home >> About Us >> Strategic Priority

To manage and operate the Bank in the most efficient manner to enhance financial performance and to control cost of fund. To strive for customer satisfaction through quality control and delivery of timely services. To identify customers' credit and other banking needs and monitor their perception towards our performance in meeting those requirements. To review and update policies, procedures and practices to enhance the ability to extend better service to customers. To train and develop all employees and provide them adequate resources so that customers' needs can be reasonably addressed. To promote organizational effectiveness by openly communicating company plans, policies, practices and procedures to employees in a timely fashion. To cultivate a working environment that fosters positive motivation for improved performance To diversify portfolio both in the retail and wholesale market To increase direct contact with customers in order to cultivate a closer relationship between the bank and its customers.

Objectives

Home >> About Us >> Objectives

To earn and maintain CAMEL Rating 'Strong' To establish relationship banking and improve service quality through development of Strategic Marketing Plans. To remain one of the best banks in Bangladesh in terms of profitability and assets quality. To introduce fully automated systems through integration of information technology. To ensure an adequate rate of return on investment. To keep risk position at an acceptable range (including any off balance sheet risk). To maintain adequate liquidity to meet maturing obligations and commitments. To maintain a healthy growth of business with desired image. To maintain adequate control systems and transparency in procedures. To develop and retain a quality work-force through an effective human Resources Management System. To ensure optimum utilization of all available resources. To pursue an effective system of management by ensuring compliance to ethical norms, transparency and accountability at all levels.

Values
Home >> About Us >> Values

Customer Focus Integrity Quality Teamwork Respect for the individual Harmony Fairness Courtesy Committment Respectable Citizenship Business Ethics Unique Culture

Board Of Directors
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Mr. Kanutosh Majumder Chairman

Engr. A. K. M. Mosharraf Hussain Director Al-haj M. A. Khayer Director Engr. Md. Atiqur Rahman Director

Mr. Golam Dastagir Gazi, Bir Protik Director

Mr. Fazlur Rahman Director

Al-Haj Nur Mohammed Director

Mr. Md. Tajul Islam Director

Mr. Sakhawat, Abu Khair Mohammad Director

Al-haj Md. Rezaul KarimAnsari Director

Mr. Md. Belal Hossain Director

Mr. Mahmudul Haque Director

Mr. Farhad Ahmed Akand Director

Mr. Shaheen Mahmud Director

Mr. Md. Sirajul Islam Varosha Director

Mr. Md. Ismail Hossain Siraji

Director

Mr. Gazi Golam Murtoza Director

Mr. A. S. M. Abdul Halim Director

Shafiqul Alam Director

Chairman of the Bank

Mr. Kanutosh Majumder Chairman

MD Message
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I welcome all our valued customers, well wishers, patrons, NRBs, their beneficiaries, correspondent banks, regulatory authorizes, stakeholders, teachers, students, researchers and other interested visitors for visiting our website. Being a 3rd generation of Bank in Bangladesh, Jamuna Bank focuses on

Remaining with time by meeting customers ever changing banking needs with the change of time. Managing change by adopting efficiently and successfully all policies change and changing environment. Developing human capital on a constant basis so that our HR can deliver customers desired services with international standard. Creating the customers value by ensuring their desired products and services with maximum benefit at their door steps as and when they require it.

whatever, whenever you require, we want to deliver. Please advise us how can we be of your assistance regarding banking.

Thanks for being with us. Mr. Managing Director Shafiqul Alam

Executive Committee
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All routine matters beyond delegated powers of Management are decided upon by or routed through the Executive Committee subject to ratification by the Board of Directors. The Chairman of this Committee is being selected by rotation. Currently, the Executive Committee of Board of Directors is constituted with the following members:

Sl. No.

Name of the members

1.

Mr. Sakhawat, Abu Khair Mohammad, Director & Chairman (EC)

2.

Mr. Md. Mahmudul Hoque, Director

3.

Engr. A. K. M. Mosharraf Hussain, Director

4.

Mr. Fazlur Rahman, Director

5.

Al-Haj Nur Mohammed, Director

6.

Al-haj Md. Rezaul Karim Ansari, Director

Audit Committee
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In line with the guidelines of Bangladesh Bank, an Audit Committee of the Board of Directors has been formed to assist the Board with regards to Audit and Internal Control system of the Bank.

Sl. No.

Name and Designation

1.

Mr. A. S. M. Abdul Halim, Director, chairman

2.

Al-Haj Nur Mohammed

3.

Mr. Sakhawat, Abu Khair Mohammad

4.

Mr. Md. Sirajul Islam Varosha

5.

Mr. Kanutosh Majumder

Shariah Supervisory Committee


Home >> Corporate Information >> Shariah Supervisory Committee

Jamuna Bank offers Islamic Banking too. At present it has 2 islamic banking branches i.e. Nayabazar Branch, Dhaka and Jubilee Road Branch, Chittagong. To guide and oversee its islamic banking operation, Jamuna Bank has a Shariah Supervisory Committee with the following persons who are renowened scholars for islamic banking and economics:

Sl. No. 1. 2. 3. 4. 5. 6.

Name Prof. Dr. Muhammad Mustafizur Rahman Professor Mowlana Md. Salahuddin Mawlana Abdur Razzak Hafez Mawlana Mufti Ruhul Amin Mr. M. Azizul Haque Prof. Shahidul Islam Barakati

Status Chairman Member Member Member Member Member

The Management Team


Home >> Corporate Information >> The Management Team

Management Team

Shafiqul Alam Managing Director

Md. Abul Shahjahan Additional Managing Director

Mirza Elias Uddin Ahmed


Deputy Managing Director

Mosleh Uddin Ahmed


Deputy Managing Director

Divisional Heads

Division

Name and Designation

Photograph

Md. Younus Ali CRM Division Senior Executive Vice President

Trade Finance Operation checking wing

Md. Habibur Rahman Senior Executive Vice President

International Division

A. K. M. Saifuddin Ahmed Senior Executive Vice President

M. Shamsul Arefin JB Training Institute Senior Executive Vice President

Law & Recovery Division

Md. Belayet Hossain Executive Vice President

1. Human Resources

Mahbubul Huq Choudhury

2. PR & Brand Executive Vice Communication President Dept.

Anti Money Laundering Division

Khandaker Khalidur Rahman Executive Vice President

Credit Administration Executive Vice Division President

Md. Mukhlesur Rahman

Information & Communication Technoloy Executive Vice Division President

Engr. Shamsur Rahman Chowdhury

Internal Control & Compliance Division

Ahamed Sufi Senior Vice President

S. M. Altaf Hossain Banking Operations Division Senior Vice President

Mr. Md. Mohi Uddin Card Division Senior Vice President

Financial Administration Division

Ashim Kumer Biswas Senior Vice President

1. Board's Secretariat 2. Share Division

Malik Muntasir Reza Senior Vice President

1. General & Common Services Division 2. Inventory Management & Maintenance Dept.

Md. Hafizul Haque Vice President

SME Division

Ashif Khan Vice President

Capital Market Operation

M.M. Mostafa Bilal Vice President

Tresury Division

Md. Shah Alam Vice President

MD's Vigilance Unit

Mohammed Zashim Uddin Vice President

Agricultural Loan

Md. Mamtaz Uddin Chowdhury Senior Assistant Vice President

Retail Banking Division

Syed Serwarul Islam Assistant Vice President

Islamic Banking Division

Md. Ashaduzzaman First Assistant Vice President

Offshore Banking Unit

Md. Nazmul Hassan First Assistant Vice President

All Branch Loaction :


Home >> Branchs & ATM >> All Branches

Dhaka (42)

Aganagar Branch Haji Anowar Hossain Complex (1st & 2nd floor), Shahid Delwar Hossain Road, Aganagar, Keranigonj, Phone Email Branch Manager : Md. Ashulia Branch 1159, Phone Email Branch Manager Nigar Plaza : : : Abu & Hakim Plaza, Jamghara, Ashulia, Dhaka 7788437 Md. Zubair 7788493, Rushd Mohtasinul Manager Designation : Assistant Vice President : Dhaka 7762295-8 : Hoque

manager.ashulia@jamunabank.com.bd

Manager Designation : Vice President Baligaon Bazar Branch Aziz Phone Email Branch Manager : : Banani Branch Tower Phone Email Branch Manager Hamlet (2nd floor), : : : 16, Kemal Ataturk Avenue, Banani C/A, Dhaka-1213 9822108 Faiz Ahsan 9822107, Md. Plaza, Baligaon Bazar, : Md. Arial Baligaon, ngibari, Munshigonj 02-7617076-77 manger.baligaon@jamunabank.com.bd Samsuzzoha

Manager Designation : First Asst Vice President

manager.banani@jamunabank.com.bd

Manager Designation : Senior Vice President Bhulta Branch, Narayanganj Bhulta, Phone Email Branch Manager : Mohammad Manager Designation : First Asst Vice President Chandra Branch, Gazipur Chandra, Phone Email Branch Manager : Khondaker Shafiur Manager Designation : FAVP Chistia Market Branch Chistia Phone Email Branch Manager Market, 393/B, : : : Md. Elephant Road (2nd Floor), Dhanmondi, Dhaka 9670135 Mahfuzul Karim 9673742, : 06822-51842-3, Fax: Gazipur. 06822-51844 : Rahman Narayanganj. : : Kamruzzaman

manager.chistia@jamunabank.com.bd

Manager Designation : Vice President

Dakshinkhan Branch Ashkona Phone Email Branch Manager Designation : AVP Dhanmondi Branch House Phone Email Branch Manager # : 17/A, 8613920, : : Road 8626044, # 6, 9676553 M. Dhanmondi (PABX) R/A, 8621805 Dhaka (D) Huq : Bazar, +880-2-8957526, : Manager : Dakshinkhan, 8956594 Fax: Ariful Dhaka. +88-02-8956740, Ferdous

manager.dakshinkhan@jamunabank.com.bd

manager.dhanmondi@jamunabank.com.bd Shamsul

Manager Designation : Senior Executive Vice President Dholaikhal Branch 119/B/1 Phone Email Branch : Manager : Dilkusha Branch 33, Phone Email Branch Manager : : : Engr. Dilkusha 9565608, S. C/A, 9551419, M. Dhaka 9555795 Anisuzzaman New, Distillary : Ashraf Road, Sutrapur, Dhaka 7452064-5 manager.dholaikhal@jamunabank.com.bd Alam

Manager Designation : Senior Asst. Vice President

manager.dilkusha@jamunabank.com.bd

Manager Designation : Senior Vice President Foreign Exchange Branch 64, Phone Email Branch Manager : 9571365 Motijheel (PABX) : : Khandaker 9561330 (D) C/A, 9564258 (D) Dhaka 7120331(M) Hossain

manager.forex@jamunabank.com.bd Monwar

Manager Designation : Executive Vice President Gazipur Chowrasta Branch 1428 Phone Email Branch Manager : Md. Mahabub Alam Manager Designation : Senior Executive Officer Gulshan Branch Land View Commercial Center, 28, Gulshan North C/A, Gulshan Circle-2, Gulshan, Dhaka Phone Email Branch Manager : 9840350 : : 9859425 (PABX) Md. 9841281 Abdus (PABX) Salam manager.gulshan@jamunabank.com.bd (1st floor), Chandona : Chowrasta, Bason 02-9262174 Union, Joydevpur, Gazipur. 02-9262138 : Pramanik

Manager Designation : Executive Vice President Islampur Branch

Khales Phone Email Branch

Mansion : : Manager

108/A,

Islampur 02-7391371

Road

Dhaka 02-7395978

manager.islampur@jamunabank.com.bd : Md. Moazzem Hossain

Manager Designation : Senior Asst. Vice President Jurain SME Service Center 16/2, Phone Email Branch Manager : : A. H. Kanchpur Rahman Phone Email Branch Manager Plaza, : : : Kanchpur, Sonargaon, Narayangonj. 01966-448400 Faruq Iqbal 01711-739913, Md. Jurain (2nd Floor) : M. Momenur Setu Market, Kadamtaly Dhaka 02-7453663 manager.jurain-sme@jamunabank.com.bd Rahman

Manager Designation : Senior Executive Officer

manager.kanchpur@jamunabank.com.bd

Manager Designation : Asst. Vice President Konabari Branch Plot Phone Email Branch Manager # S-66(West : : : Part), 9297182 BSCIC Shilpa & Mohammad Lalmatia Branch Mydus Phone Email Branch Manager : : Md. Center, Holding # 05, : Mohibul Road# 16, Dhanmondi, Dhaka 9142407 manager.lalmatia@jamunabank.com.bd Kadir Area, Konabari, Gazipur (PABX) Huda 9297183 Nurul

manager.konabari@jamunabank.com.bd

Manager Designation : Senior Asst Vice President

Manager Designation : Vice President Madaripur SME/Krishi Branch Holding Phone Email Branch Manager : : A. No.676, Puran Bazar, : H. M. Mafizur New Market Complex, Madaripur 0661-61342 manager.madaripur-sme@jamunabank.com.bd Rahman

Manager Designation : Asst. Vice President Malibagh Branch 67, Phone Email Branch Manager Khilgaon Chowdhury : : : Md. Para, D.I.T 9338251, Majibur Road, Dhaka-1219 8319595 Rahman

manager.malibagh@jamunabank.com.bd

Manager Designation : Vice President Mawna Branch

172, Phone Email Branch

Mawna : Manager

Chowrasta,

Sripur 06825-51336,

Purosova,

Gazipur 52200 :

Md.

Golam

Mawla

Manager Designation : First Asst. Vice President Mirpur Branch 203/A, Phone Email Branch : Manager : Mohakhali Branch Ismail Phone Email Branch Manager Mansion, : : : 32, 9887269, Md. Mohakhali 9899455, Mofazzal C/A, Dhaka 9889273-4 Hossain 203/1, Senpara Parbata (1st : Ahsan & 2nd floor), Mirpur-10, Dhaka-1216 8051931-3 manager.mirpur@jamunabank.com.bd Tariq

Manager Designation : Seniro Assistant Vice President

manager.mohakhali@jamunabank.com.bd

Manager Designation : Executive Vice President Motijheel Branch Surma Phone Email Branch wer, : : Manager : Moulvi Bazar Branch Mostakim Phone Email Branch Manager : Iqbal Akram Manager Designation : Senior Vice President Munshigonj SME/Krishi Branch J.H. Phone Email Branch City Center : : Manager : Mymenshing Branch Holding No.: 12-01 (1st & 2nd Floor) Ward No.: 08 Swadeshi Bazar Kotwali, Mymensingh Phone Email Branch Manager : : : Molla 091-63963, Fax Md. Harun : Or 091-63962 Rashid manager.mymensingh@jamunabank.com.bd (1st Floor), 223 Jubilee Road, Munshigonj 02-7620221 Rafiqul Islam 02-7620220 Mansion, : 77/3, Moulvi 77315026, Bazar, Dhaka 7315974-5 : Khan 59/2, Purana 9554474, Masudur Paltan, Dhaka-1000 9551606 Rahman

manager.motijheel@jamunabank.com.bd

Manager Designation : Vice President

manager.munshigonj-sme@jamunabank.com.bd

Manager Designation : First Assistant Vice President

Manager Designation : Asst. Vice President Narayanganj Branch

Holding Phone Email Branch

No-Old-137, :

New-207,

B.B.

Road, 7635166,

Chashara,

Narayanganj 7630900 :

Manager

: Nayabazar IB Branch

Md.

Abdullah

Manager Designation : Senior Vice President 10/3, Phone Email Branch Manager : Malila, 88-02-9553977, : : North 9556527, South 9554472 Syed Road, (PABX) Shakir 7176799 Dhaka (D) Uddin

manager.nayabazar@jamunabank.com.bd

Manager Designation : Senior Vice President Progoti Sharani Branch Hazi Phone Email Branch Manager : : Ahmed Plaza, Holding : Md. No. Ka 70, Kuril, 02Habibur Progoti Sharani, Badda, Dhaka 8416318-19 Rahman

manager.progatisarani@jamunabank.com.bd

Manager Designation : Vice President & In-charge Rayerbagh Branch Holding Phone Email Branch Manager : S.M. Mofizur Manager Designation : Senior Assistant Vice President Ring Road Branch Rahbar Phone Email Branch Manager : : Mr. Md. Tower Janata Housing, Holding : Shamsur Rahman No 75 & 76, Adabar, Dhaka. 02-9103121 manager.ringroad@jamunabank.com.bd Majumder No. 1296, : Jnantabag, Rayerbag, Donia Union, Shampur, Dhaka. : Rahman 02-7552012 ,02-7552014 ,02-7552017

Manager Designation : Senior Vice President Rupshi Branch, Narayanganj Haji Julhas Bhuyan Shopping Complex Holding No.: 413 (2nd Floor), Ruipshi Busstand,Narayangonj Phone Email Branch Manager : : : Md. 01915 482 Nazrul 172 Islam manager.rupshi@jamunabank.com.bd

Manager Designation : Vice President Savar Branch Holding Phone Email Branch Manager No. A-40 (1st : : : Md. floor & 2nd floor), Savar Bazar Road, Savar, Dhaka 02-7744884, Golam 02-7744883 Kibria

manager.savar@jamunabank.com.bd

Manager Designation : Assistant Vice President Shantinagar Branch

41/B, Phone Email Branch :

Chamelibag, 8355179, : Manager : Syed

Shantinagar, 9358194, Mahbub

Dhaka 9358157 Morshed

manager.shantinagar@jamunabank.com.bd

Manager Designation : Senior Vice President Sherpur Branch, Sherpur Holding:158 & 159(Ground and 1 st Floor),S. N. Complex, Shahid Bulbul Road, Ward No. 02, Powrashava Phone Email Branch Manager Sherpur : : : Md. , Thana Sherpur , Sherpur 0931-61354 Hafizur Rahman 0931-61351

manager.sherpur@jamunabank.com.bd

Manager Designation : First Asst. Vice President Sonargaon Road Branch National Phone Email Branch Manager Plaza, 109, Bir : : : Uttam CR Datta Road, Sonargaon Road, Dhaka 9677050 Anwarul Kabir 9670655, Mohammed Tanbazar Branch Narayangonj Phone Email Branch Manager : Mohammed Shaharior Manager Designation : Vice President Tongi Branch, Gazipur Holding:12/2(3rd Floor),Ward No.: 11 Chairman Bari Road ngi College Gate, ngi Powrasava, Gazipur Phone Email Branch Manager : : : Khandaker 02-9817464 manager.tongi@jamunabank.com.bd Murshiduzzaman : 01730090078 : Islam

manager.sonargaon@jamunabank.com.bd

Manager Designation : Asst. Vice President

Manager Designation : Senior Executive Officer Tongibari SME/Krishi Branch, Munshiganj Talukder Super Market (Ground floor & 1st Floor), College Road, P.S. Tongibari , Dist.- Munshigonj Phone Email Branch Manager : : : B. Uttara Branch Singapur Phone Email Branch Manager : Plaza, 17 Mymensingh (Direct) : : Md. Road, 8962601 Secr-3, 8933059, Uttara, 8959346 Shahid Dhaka-1230 (PABX) Ullah 7912862 0691-74119 M. Habibul 0691-74126 Islam manager.tongibari@jamunabank.com.bd

Manager Designation : First Asst. Vice President

manager.uttara@jamunabank.com.bd

Manager Designation : Senior Asst. Vice President

Chittagong (20) Agrabad Branch 76/77, Phone Email Branch Manager : Agrabad 031-727727, : : 2523272, C/A, 710071, Md. 2511611, Kamal Chittagong 2529611 Uddin

manager.agrabad@jamunabank.com.bd

Manager Designation : Vice President Anderkilla Branch Bashar Phone Email Branch Manager : : Chamber, Holding No-479/510, : Md. Shahid Andorkilla, Kotwaly, Chittagong 031617524-5 manager.anderkilla@jamunabank.com.bd Ullah

Manager Designation : Vice President Ashuganj Branch London Phone Email Branch Manager Plaza,Pora : : : Md. Azadi Bazar Branch Nozir Phone Email Branch Manager : : Mohd. Market, Azadi Bazer, 18/ Dharmapur : Osman Gani Union, Fatikchari, Chittagaong-4358. 01730-084063 manager.azadibazar@jamunabank.com.bd Siddique Gudam,Ashugonj 08528-74696-97, Noor-Ul Aftab WestBazar,Brahmanbaria 08528-74645 Khan

manager.ashugonj@jamunabank.com.bd

Manager Designation : Assistant Vice President

Manager Designation : Assistant Vice President Bahaddarhat Branch 1070 Phone Email Branch Manager : : Barura Holding Phone Email Branch Manager No. F 322,Aknur : : : Bhuiyan Complex,Barura 08027-52500 Mohammed Bashurhat Branch Basurhat Phone Email Branch : Manager : Bazar, : Md. Companigonj, Noakhali 0322356031-32 manager.bashurhat@jamunabank.com.bd Kamruzzaman Bazar,Ward , Jahangir No. 03,Barura, Comilla 08027-52490 Alam Rahman Centre, : Md. Yasin Bahadderhat Moar, Chittagong 031-2551851-2 manager.bahaddarhat@jamunabank.com.bd Siddiqui

Manager Designation : Vice President

manager.barura@jamunabank.com.bd

Manager Designation : First Assistant Vice President

Manager Designation : Assistant Vice President

Bhatiary Branch Newaz Email Branch Manager Market, Bhatiyari : : Chokoria Four Phone Email Branch Manager : Md. Comilla Branch Trical Phone Email Branch Manager Tower (Ground : : : Md. Floor), 634/581, South Thakur Para, , Shahnewaz Laksam Road, Comilla. 081-69235 081-68007 Sarker Golam Sarwarul Manager Designation : FAVP Star Market, Holding#1127, : Main Road,Chokoria, Coxs Bazar. : Haque 01922-530241 Md. Uttar Bazar, Sitakunda, Chittagong Phone : 0312780025,0312781244 Direct 0312780365 Fax 0312783464 cell 01713329429. manager.bhatiary@jamunabank.com.bd Shahidul Islam

Manager Designation : Senior Vice President

manager.comilla@jamunabank.com.bd

Manager Designation : Senior Assistant Vice President Dewanhat Branch 230/250 Phone Email Branch Manager : : Md. Feni Branch Holding Phone Email Branch Manager No. 952, : : : Gouripur Samiha Plaza (1st & 2nd Floor), Union-Gouripur, Ward #03,P.S.-Daudkandi, Dist-Comilla. Phone Email Branch Manager : : Md. : Abul Kalam 01713329433 manager.gouripur@jamunabank.com.bd Azad Jagannath Bari Road, (S.S.K Road), Feni 0331-62435, Mohammed 0331-62437 Belal Hazi Jamir Ambia Plaza (1st : Monirul Alam Floor) D. T. Road Dewanhat, Chittagong 031-2529714-16 manager.dewanhat@jamunabank.com.bd Chowdhury

Manager Designation : Vice President

manager.feni@jamunabank.com.bd

Manager Designation : First Assistant Vice President

Manager Designation : First Assistant Vice President Jubilee Road IB Branch Modina Phone Email Branch Manager Tower, : : : 57 Jubilee Road, 031616266, Jamil Uddin Kotwali, Ctg. 031632486 Akhter

manager.jubileeroad@jamunabank.com.bd

Manager Designation : Vice President Kadamtoli Branch

Khakeque Phone Email Branch

Mansion, : : Manager

1167,

D.T.

Road,

Kadamli, 031-713757

Chittagong (PABX) Chowdhury

031-2514178, : Abdul

manager.kadamtoli@jamunabank.com.bd Hamid

Manager Designation : Senior Assistant Vice President Khatungonj Branch Mukta Phone Email Branch Manager : : : Market, 268 88-031-2861435 Mohammad Laksam Branch 967, Phone Email Branch Manager : : Md. Lohagara Branch Holding # RS 691, Best Chowdhury Plaza (2nd Floor), Amirabad, Ward-01, Lohagara Sadar, Chittagong. Phone Email Branch Manager : : : Md. Akter 03034-56061-3 manager.lohagara@jamunabank.com.bd Hossain A.B. Plaza, Choul : Nurul Islam Bazar, Laksam, Comilla 08032-51305 manager.laksham@jamunabank.com.bd Khan Khatungonj, (PABX) Aminur Chittagong 88-031-2852195 Rahman

manager.khatungonj@jamunabank.com.bd

Manager Designation : Vice President

Manager Designation : Senior Assistant Vice President

Manager Designation : First Asst. Vice president Nasirabad Branch PWD Phone Email Branch Manager : : Raipur Hazi Phone Email Branch Manager : Md. Abdur Manager Designation : Asst. Vice President Rajshahi (14) Bogra Branch 898 Phone Email Branch Manager (New), Kabi : : : Md. Nazrul Islam Sarak, Borogola, Bogra 05169835 Rafiqul Huda 05169834, Akbar Super Market,Holding # : 226/02,Cinema Hall Road,Raipur,Laxmipur 01819-822455 : Rahim Plot.10,Bayazid Bostami Road,Bakhtiar : Wahiduzzaman Center, East Nasirabad,Panchlais,Ctg 031-2583670,2583672-3 manager.nasirabad@jamunabank.com.bd Chowdhury

Manager Designation : Assistant Vice President

manager.bogra@jamunabank.com.bd

Manager Designation : Asst. Vice President

Chapainawabgonj SME/Krishi Branch 12/13, Phone Email Branch Manager Zhilim Road : : : (1st Floor), Boro Indera, Chapainawabgonj 0781-51554 Altafur Rahman :0781-51553, Md.

manager.chapai-sme@jamunabank.com.bd

Manager Designation : First Assistant Vice President Dinajpur Branch 562/533 Phone Email Branch Manager : : & 563/534, : Md. Ayub Nimla, Dinajpur 0531-51849 manager.dinajpur@jamunabank.com.bd Ali

Manager Designation : Vice President Kazipur SME/Krishi Branch Kazipur Phone Email Branch Manager Pourashava, : : : Ward-04 PSKazipur Dist.Sirajgonj 07525-56233 Abdul Mannan 07525-56234, Md.

manager.kazipur-sme@jamunabank.com.bd

Manager Designation : Executive Officer Mohadevpur Branch Charmatha, Phone Email Branch : Manager : Naogaon Branch Gitanjoli Phone Email Branch Manager : : Shopping Center, Holding#321(2nd : Md. Rafiqul floor), Main Road, Naogaon 074161840 manager.naogaon@jamunabank.com.bd Islam Mohadevpur, : Md. Naogaon 88-07426-75137 manager.mohadevpur@jamunabank.com.bd Moniruzzaman

Manager Designation : First Assistant Vice President

Manager Designation : Vice President Natore Branch, Natore Holding No. Ka-572 Kanaikhali, Dhaka Road,Ward No. 04, Powrashava - Natore, Natore Phone Email Branch Manager : : : Mr. 0771-66627, Md. 0771-66628 Asaduzzaman manager.natore@jamunabank.com.bd

Manager Designation : Vice President Pabna Branch, Pabna Holding Phone Email Branch Manager No 790,A. : : : Md. Hamid Road, 0731-64274, Mizanur Pabna Sadar, Pabna. 0731-64201 Rahman

manager.pabna@jamunabank.com.bd

Manager Designation : Senior Asst. Vice President Rajshahi Branch

88, Phone Email Branch

Shaheb : : Manager

Bazar,

Zero 0721-776077,

Point,

Rajshahi 0721-812568-69 Ahsan Shah

manager.rajshahi@jamunabank.com.bd : Md. Rangpur Branch Manjurul

Manager Designation : Asst. Vice President Holding Phone Email Branch Manager No-75/76, : : : Md. Station Road, 0521-53773, Shamim Kotwali, Rangpur 0521-53844 Akter

manager.rangpur@jamunabank.com.bd

Manager Designation : Senior Executive Officer Setabgonj Branch Setabgonj Phone Email Branch Manager : : Chourasta PS : Md. Shahriar : Bochagonj Dist. Dinajpur. 05325-73152 manager.setabgonj@jamunabank.com.bd Karim

Manager Designation : Senior Executive Officer Sherpur SME/ Krishi Branch Holding No: 66, Ward No: 08 Sherpur Bus Stand, Al-Haj Sonaullah Complex Sherpur Powrasava, Sherpur, Phone Email Branch Manager : : : 05029-77326 Md. 05029-77 Nurul Bogra. 325 Islam manager.sherpur-sme@jamunabank.com.bd

Manager Designation : First Asst Vice President Sirajganj Branch Hossain Phone Email Branch : Manager : Thakurgaon Branch Masud Phone Email Branch Manager Heights (1st floor), : : : Shahid Mohammad 0561-52585 Md. Sylhet (4) Beani Bazar Branch City Phone Email Branch Manager : : Centre (1st floor), : Sajal Kanti South Beani Bazar, Sylhet 08223-56132 manager.beanibazar@jamunabank.com.bd Das Mozahedul Ali Road, Thakurgaon-5100 ,0561-52617 Islam Plaza, 973,974,975 : Benozir SS Road, Sirajgonj-6700 0751-64377-78 manager.sirajganj@jamunabank.com.bd Ahmed

Manager Designation : Assistant Vice President

manager.thakurgaon@jamunabank.com.bd

Manager Designation : Senior Executive Officer

Manager Designation : First Asst. Vice President

Goala Bazar Branch New Phone Email Branch Manager Plaza, Goala : : : Bazar, Osmaninagar, 08242-56118, Mohammad Mozammel Balagonj, Sylhet 08242-56122 Haque

manager.goalabazar@jamunabank.com.bd

Manager Designation : First Assistant Vice President Moulvi Bazar SME Branch Holding:988(1st & 2nd Floor),Rahman Plaza, Sayed Mujtaba Ali Road, Ward No. 05, Powrashava Moulvi Phone Email Branch : : Manager : Bazar,Moulvi 0861-63708, Mr. Nabil Bazar 0861-63709 Ahmed

manager.moulvibazar-sme@jamunabank.com.bd

Manager Designation : Assistant Vice President Sylhet Branch Modhu Bon Super Market (1st Floor), Plot No. 7774,Sylhet City Corporation, Ward No. 15,Kotwali,Sylhet. Phone Email Branch Manager : : : Chowdhury Barishal (1) Barishal Branch Nasir Phone Email Branch Manager : : Md. Khulna (2) Jessore Branch Holding Phone Email Branch Manager No. 2/1255 : : : Mr. (1st floor), M.M. Ali Road, PS. , Abdullah Kotwali,Dist. Jessore 0421-51154 0421-51153 Akram Complex, Holding : Mahbubur No.105, Sadar Road, Barisal 0431-2176977 manager.barishal@jamunabank.com.bd Rahman 0821-725409, Reza Shahzaman 0821-725239 Mahmud manager.sylhet@jamunabank.com.bd

Manager Designation : Vice President

Manager Designation : Vice President

manager.jessore@jamunabank.com.bd

Manager Designation : Assistant Vice President Kushtia Branch 21-22, Phone Email Branch Manager : : Md. NS Road, MH : Delower Bhaban, Roxy More, Kushtia 071-73729 manager.kushtia@jamunabank.com.bd Hossain

Manager Designation : Senior Executive Officer

Jamuna Bank Limited


From Wikipedia, the free encyclopedia

Jamuna Bank Limited


Type Private (Non-Government)

Industry

Banking

Founded

Dhaka, Bangladesh (2001)

Headquarters

Dhaka, Bangladesh

Key people

Mr. Md. Mahmudul Hoque (Chairman) Mr. Shafiqul Alam (Managing Director)

Products

Banking services Consumer Banking Corporate Banking Investment Banking Islamic Banking

Net income

Tk 2530 million

Website

Official website

Jamuna Bank Limited is a private commercial bank in Bangladesh. It was established on June 03, 2001. Jamuna Bank has now in total of 83 branches as on April, 2013. Jamuna Bank offers all kinds of Commercial Corporate and Personal Banking services covering all segments of society. Diversification of products and services include Corporate Banking, Retail Banking and Consumer Banking right from industry to agriculture, and real state to software

Corporate Banking Overview


Home >> Corporate Banking >> Corporate Banking Overview

Corporate Banking of Jamuna Bank Limited offers customized corporate banking solution for both its local Business Houses as well as Multinational Companies. The axiom of JBLs Corporate Banking services is to nurture Relationship Banking by maintaining strong relationship with premier corporate business houses of the country providing their requirement based financial and other banking services. JBLs Corporate Banking Division is well equipped with skilled and experienced personnel who have vast exposure in this area and who being Relationship Managers maintain one to one relationship with all corporate business houses having relationship with the Bank. Relationship Managers are relentless in meeting the exact need and any emergency requirement of the corporate customers.

Areas of Corporate Banking


Home >> Corporate Banking >> Areas of Corporate Banking

JBLs Corporate Banking exposure is concentrated in diversified areas of business that include: a. b. c. d. e. f. g. h. i. j. k. l. n. o. p. q. r. Spinning Textile Garments Garments Accessories Iron & Steel Cement Building Materials Furniture & Furniture materials Edible Oil Food & Beverage items Various Trading Ship Building Infrastructure Building & Construction Electronics & Electrical Equipments Agro & Agro Products Transport Real Estate

m. Ship Breaking

s.

Telecommunication

Corporate Banking offers


Home >> Corporate Banking >> Corporate Banking offers

JBL Corporate Banking offers a wide range of financial solutions through both Conventional and Islamic Banking products that includea. Project Finance is allowed for both new project and expansion of existing project by

financing mainly capital machinery at a desired debt-equity in the form of Term Loan preferably up to 5 years, Hire Purchase, Lease Finance. However, for exceptionally desired Project, JBL also extends financing for factory building. For promoting Green Banking, JBL gives priority for financing ETP and other environmental friendly arrangements. JBL prefers for being the lone banker in Project Financing. However, for projects, JBL offers Project Financing through loan economically desired

syndication and take part in syndication.

b.

Working Capital Finance is the preferred area for JBL Corporate Banking. It offers wide range of products for meeting the working capital requirement of all types of industrial units, trading houses and commercial houses. JBL meets the working capital requirement not only of local but also of international businesses requiring import-export supports through Trade Finance.

Various working capital modes of Finances that JBL offers for those business houses that procure raw materials/ Stocks-in-trade from local market are as follows:

Cash Credit (Hypothecation) popularly known as CC (Hypo) that requires mainly for financing local procurement of raw materials/ Stocks-in-trade. However, CC (Hypo) is not a preferred mode of working capital finance for JBL, instead, JBL prefers for offering Time Loan. CC(Hypo) is revolving in nature given for one year and is renewed for further period based on satisfactory turnover.

Time Loan is a preferred mode of working capital finance for procuring local raw materials/stocks-in-trade. Time Loan is given for a specific period matching with the operating cycle i.e. 30 to 60 days for trading and 90 to 180 days for manufacturing houses.

Cash Credit (Pledge) known as CC (Pledge) is offered for those business houses which cannot offer adequate/requisite collateral security. In this case, the Bank allows finance for purchasing raw materials/stocks-in-trade from local market allowing drawing through Pay Order directly in the name of supplier(s). Goods procured are stored in the godown under lock & key of the Bank. Customers release goods through Delivery Order (DO) by making proportionate payment against goods. However, this is not a popular mode of Finance for JBL.

Offers for importers


Home >> Corporate Banking >> Offers for importers

Various supports that JBL offers for importers are as follows: Import Support : JBL Corporate Banking extends all out supports to Importers by allowing Irrevocable Letter of Credit both sight and deferred term basis advising and even confirming the same through its wider correspondent network. Post Import Finance:

Loan against Trust Receipt popularly known as LTR is allowed as post import working capital finance for a period of mainly 45 days to 90 days for trading and 90 days to 180 days for manufacturing houses. This is a preferred mode of finance since it is a short-term facility.

Time Loan is allowed in very special cases considering the creditworthiness, reputation and/or security position of the customer for supporting a part of duty structure against high volume imported consignment.

Loan against Imported Merchandise known as LIM is offered for those business houses which cannot offer adequate/requisite collateral security. In that case, the bank allows LIM as post import finance. Goods imported are stored in the godown under lock & key of the bank. Customers release goods through Delivery Order (DO) by making proportionate payment against goods. However, this is not a popular mode of finance for JBL.

Offers for Exporters


Home >> Corporate Banking >> Offers for Exporters

Various Supports that JBL Offers for Exporters are as follows:

Back-to-Back Letter of Credit facility is allowed against confirmed Master (Export Order) LC/Contract of well-reputed buyers for procuring various raw materials from both local and international markets.

Packing Credit popularly known as PC is allowed at 7% interest rate for financing cutting and manufacturing expenses. PC is allowed at 10% to 20% of export bill considering other financial obligations of the customer(s). However, it is allowed at the pre-shipment stage but when raw materials against respective export order is available at warehouse.

Overdraft popularly known as OD is allowed to Exporters for meeting any emergency working capital requirement. Foreign Documentary Bill Purchase ( FDBP) is allowed at the request of the exporter against complied export documents.

Local Documentary Bill Purchase (LDBP) is allowed as finance against Accepted deferred Export Bills of deemed Exporters. this is the most preferred mode of finance for JBL and JBL offers concessional rate of interest on this finance.

JBL offers to Contractors/Suppliers


Home >> Corporate Banking >> JBL offers to Contractors/Suppliers

Various supports that JBL offers to Contractors/Suppliers are as follows:

Bid Bond is allowed for helping Contractors/Suppliers for participating in different Tenders. Overdraft (Pay Order) is allowed where Contractors/Suppliers are required to submit Pay Order in lieu of Bid Bond. JBL extends 90% finance in the form of Overdraft after (PG) is allowed for ensuring Contractors /Suppliers depositing 10% cash margin by the Contractors/Suppliers for issuance of the Pay Order.

Performance

Guarantee

performance of the Contract. Advance Payment Guarantee (APG) is allowed for helping Contractors /Suppliers receipt of advance against the work from the Employer/Work Order awarding Agency. Overdraft (Work Order) is allowed as working capital for smooth execution of the work under a specific Work Order against assignment of entire bills under the Work Order. Finance is allowed for any construction work up to 20-30% of Work Order value, which is disbursed in phases based on satisfactory progress of work and for any Supply Order up to 60-70% of Supply Order value.

Security Bond (Payment Guarantee) is allowed in favor of various utility providing authorities, customers, shipping agents, Airlines, AITA, or any other purpose as per requirement within the purview of regulatory rules & regulations.

JBL also provides Guarantee against Counter Guarantee of any good rated foreign bank.

Current Deposit (CD) Account


Home >> Deposit Products >> Transactional Accounts >> Current Deposit (CD) Account

Current Deposit Account is meant for facilitating day to day transactions of different business entities, non profit organizations, Government, Semi Government, Autonomous bodies, Sector corporations and different other organizations/ institutions, club, societies, Trust etc. Opening of the account requires a minimum deposit of BDT5000. However, there is no minimum balance requirements and also no ledger fee. Only a half yearly service charge of Tk.500 and Government Excise Duty etc. are applicable. Current Deposit Account facilitates:

Free MICR cheque facility. Unlimited deposit and withdrawal. Free online facilities across the branches. Cash management facilities under the prior arrangement. Automated clearing facility. Electric fund transfer without cheque. SMS Banking facility. Internet Banking facility.

Short Notice Deposit (SND) Account


Home >> Deposit Products >> Transactional Accounts >> Short Notice Deposit (SND) Account

Short Notice Deposit Account is meant for facilitating transactions on a short intervals of different business entities, non profit organizations, Government, Semi Government, Autonomous bodies, Sector corporations and different other organizations/ institutions, club, societies, Trust etc. The account bears an attractive interest on fulfillment of conditions. Opening of the account requires a minimum deposit of BDT5000 for urban area and BDT2000 for rural area. The same deposit needs to be maintained as minimum balance for receiving interest. However, there is no ledger fee. Only a half yearly service charge of BDT500 for urban area and BDT300 for rural area and Government Excise Duty etc. are applicable. Short Notice Deposit Account facilitates:

Free MICR cheque facility. Unlimited deposit. Withdrawal on a certain interval and a 7 days notice will allow receipt of interest accrued on daily balance payable on a half yearly basis. Free online facilities across the branches. Cash management facilities under the prior arrangement. Automated clearing facility.


* **

Electric fund transfer without cheque. SMS Banking facility. Internet Banking facility. Conditions The facility will be available apply. shortly.

*** Opening of the account requires completion of requisite documentation [link to documentation formalities] and satisfactory KYC formalities.

Savings Bank(SB) Account


Home >> Deposit Products >> Transactional Accounts >> Savings Bank(SB) Account

Savings Bank Deposit Account is meant for individual savers. The account bears an attractive interest on fulfillment of conditions. Opening of the account requires a minimum deposit of BDT2000 for urban area and BDT500 for rural area. The same deposit needs to be maintained as minimum balance for receiving interest. However, there is no ledger fee. Only a half yearly service charge of BDT300 for urban area and BDT150 for rural area and Government Excise Duty etc. are applicable. Savings Bank Deposit Account facilitates:


* **

MICR cheque facility. Debit Card with wider ATM access. Limited number and amount of monthly withdrawal allows receipt of interest accrued payable on a half yearly basis. Free online facilities across the branches. Automated clearing facility. Electric fund transfer without cheque. SMS Banking facility. Internet Banking facility. Conditions The facility will be available apply. shortly.

*** Opening of the account requires completion of requisite documentation [link to documentation formalities] and satisfactory KYC formalities. However, JBL has customized Savings Account for:

Housewives offering Grihini Savings Account. Student Savings Account. Senior Citizen Savings Account.

Special Savings Bank Account


Home >> Deposit Products >> Transactional Accounts >> Special Savings Bank Account

Features offered for Grihini Savings Bank Deposit Account:

Interest on every days balance and payment at the end of the month. 0.50% higher interest than that of usual SB Account. Free Debit Card. 25% reduced charge for all banking services. Money withdrawal facility from any VISA signed ATM booth around you 24 hours a day. Free online facilities across the branches. Balance query through SMS. Personal Loan facility for A/c holders complying banks terms & conditions. Education loan facility for your eligible children complying banks terms & conditions. Privilege for doing Internship for your eligible children. Gift for the best saver Priority service.

* Conditions apply. ** The facility will be available shortly. *** Opening of the account requires completion of requisite documentation [link to documentation formalities] and satisfactory KYC formalities.

Student Savings Bank Accounts


Home >> Deposit Products >> Transactional Accounts >> Special Savings Bank Account

Features offered for Student Savings Bank Deposit Account:

Interest on every days balance and payment at the end of the month. 1% higher interest than that of usual SB Account. Free Debit Card. 50% reduced charge for all banking services. Money withdrawal facility from any VISA signed ATM booth around you 24 hours a day. Free online facilities across the branches. Balance query through SMS. Education Loan facility for higher studies complying banks terms & conditions. Privilege for doing Internship in the Bank. Gift for the best saver. Priority service.

* Conditions apply. ** The facility will be available shortly. *** Opening of the account requires completion of requisite documentation [link to documentation formalities] and satisfactory KYC formalities.

Senior Citizen Savings Bank Accounts


Home >> Deposit Products >> Transactional Accounts >> Special Savings Bank Account

Features offered for Senior Citizen Savings Bank Deposit Account:

Interest on every days balance and payment at the end of the month. 0.50% higher interest than that of usual SB Account. Free Debit Card. 25% reduced charge for all banking services. Money withdrawal facility from any VISA signed ATM booth around you 24 hours a day. Free online facilities across the branches. Balance query through SMS. Education Loan facility for higher studies for your offspring/ grandchildren complying banks terms & conditions. Privilege for doing Internship for your offspring/ grandchildren in the Bank. Gift for the best saver. Priority service.

* Conditions apply. ** The facility will be available shortly. *** Opening of the account requires completion of requisite documentation [link to documentation formalities] and satisfactory KYC formalities.

Resident Foreign Currency Deposit (RFCD) Accounts


Home >> Deposit Products >> Transactional Accounts >> Resident Foreign Currency Deposit (RFCD) Accounts

Persons ordinarily resident in Bangladesh may open and maintain RFCD accounts with foreign exchange brought in at the time of their return from travel abroad. Any amount brought in with declaration to Customs Authorities in form FMJ and up to US$5000 brought in without any declaration. Balance in these accounts shall be freely transferable abroad. Fund from these accounts may also be issued to account-holders for the purpose of their foreign travels in the usual manner.

(i.e. with endorsement in passport and ticket, up to US$2000 in the form of cash currency notes and the remainder in the form of TC & or other currencies.) Resident Foreign Currency Deposit (RFCD) Accounts facilitates:

Opportunities to open RFCD account as per desired of the account holder in USD, Pound Starling and EURO. Opportunities to avail international credit card against the balance amount of RFCD account. Interest will paid as per Bangladesh Bank guidelines.

* Conditions apply. ** The facility will be available shortly. *** Opening of the account requires completion of requisite documentation [link to documentation formalities] and satisfactory KYC formalities.

Fixed Deposit Receipts


Home >> Deposit Products >> Fixed Deposit Receipts

Generally we offer Fixed Deposit for 3 months, 6 months and 12 months tenors at attractive interest rates. However, you can have Fixed Deposit having a tenor more than 12 months under different schemes like:

Double Growth Deposit Schemes (DGDS) Triple Growth Deposit Schemes (TGDS) Monthly Benefit Scheme (MBS) Pension Deposit Scheme 2nd Choice Education Savings Scheme 2nd Choice

Double Growth Deposit Scheme


Home >> Deposit Products >> Deposit Schemes >> Double Growth Deposit Scheme

Let your fixed deposit grow Double with us at the end of 5 years 7 months under the scheme. You can deposit Tk.1000.00 or its multiple under this Double Growth Deposit Scheme.

Tenor 05 Years 07 Months


Pre tenor encashment benefit:

Fixed Deposit Amount Tk.1000.00 or its multiple

If you need money, you can take loan at the banks suitable terms and condition. In case of pre tenor encashment of the scheme, you can still get attractive benefit.

Contact any one of our branches. You can also apply through online. Condition: Government tax and excise duty are applicable.

Triple Growth Deposit Scheme


Home >> Deposit Products >> Deposit Schemes >> Triple Growth Deposit Scheme

Let your fixed deposit grow Triple with us at the end of 8 years 6 months under the scheme. You can deposit Tk.1000.00 or its multiple under this Triple Growth Deposit Scheme.

Tenor 08 Years 06 Months


Pre tenor encashment benefit:

Fixed Deposit Amount Tk.1000.00 or its multiple

If you need money, you can take loan at the banks suitable terms and condition. In case of pre tenor encashment of the scheme, you can still get attractive benefit.

Contact any one of our branches. You can also apply through online. Condition: Government tax and excise duty are applicable.

Monthly Benefit Scheme


Home >> Deposit Products >> Deposit Schemes >> Monthly Benefit Scheme

Your fixed deposit for any of the following periods under the scheme can give you a scope for a good monthly income.

Tenor 3 Years 5 Years


Pre tenor encashment benefit:

Fixed Deposit Tk.1 Lac Tk.1 Lac

Monthly Payable Amount Tk.1000.00 Tk.1050.00

If you need money, you can take loan at the banks suitable terms and condition. In case of pre tenor encashment of the scheme, you can still get attractive benefit.

Contact any one of our branches. You can also apply through online. Condition: Government tax and excise duty are applicable.

Pension Deposit Scheme 2nd Choice


Home >> Deposit Products >> Deposit Schemes >> Pension Deposit Scheme 2nd Choice

Your fixed deposit of any for the following tenors under the scheme can give you a scope for a handsome amount at the end of the tenor

Fixed Dep osit

Tenor

Payable Amount at the end of the tenor

03 Year Tk.2 Lac 05 Year 07 Year

Tk.279000.00 Tk.354000.00 Tk.454000.00

03 Year Tk.3 Lac 05 Year 07 Year 03 Year Tk.4 Lac 05 Year 07 Year 03 Year Tk.5 Lac 05 Year 07 Year 03 Year Tk.8 Lac 05 Year 07 Year 03 Year Tk.10 Lac 05 Year 07 Year 03 Year Tk.12 Lac 05 Year 07 Year

Tk.418800.00 Tk.531000.00 Tk.681000.00 Tk.558400.00 Tk.708000.00 Tk.908000.00 Tk.698000.00 Tk.885000.00 Tk.1135000.00 Tk.1117000.00 Tk.1416200.00 Tk.1816000.00 Tk.1396100.00 Tk.1770300.00 Tk.2270000.00 Tk.1675500.00 Tk.2124500.00 Tk.2724000.00

03 Year Tk.15 Lac 05 Year 07 Year

Tk.2094400.00 Tk.2655700.00 Tk.3405000.00

Education Savings Scheme 2nd Choice


Home >> Deposit Products >> Deposit Schemes >> Education Savings Scheme 2nd Choice

Your fixed deposit of any for the following tenor under the scheme can give you a scope for a handsome amount at the end of the tenor.

Initial Fixed Deposit

Tenor 03 Year

Payable Amount at the end of the tenor Tk.139600.00 Tk.177000.00 Tk.227000.00 Tk.279000.00 Tk.354000.00 Tk.454000.00 Tk.418800.00 Tk.531000.00 Tk.680800.00

Tk.1 Lac

05 Years 07 Years 03 Year

Tk.2 Lac

05 Years 07 Years 03 Year

Tk.3 Lac

05 Years 07 Years

03 Year Tk.4 Lac 05 Years 07 Years 03 Year Tk.5 Lac 05 Years 07 Years
Pre tenor encashment benefit:

Tk.558400.00 Tk.708100.00 Tk.908000.00 Tk.698000.00 Tk.885100.00 Tk.1135000.00

If you need money, you can take loan at the banks suitable terms and condition. In case of pre tenor encashment of the scheme, you can still get attractive benefit.

Contact any one of our branches. You can also apply through online. Condition: Government tax and excise duty are applicable.

Documentation Formalities
Home >> Deposit Products >> Documentation Formalities

Transactional Account: 1. 2. 3. 4. 5. 6. 7. 8. 9. Two copies of passport size photograph. Photocopy of National ID card Photocopy of TIN certificate, if any Memorandum and Articles of Association. (For Limited Company only) Certificate of Incorporation (For Limited Company only) Board resolution for opening of account and operation of account. (For Limited Company only) Up to date Trade License (for Organization only) Photocopy of VAT certificate, if any. IRC & ERC copy, if applicable.

10. List of all the Directors, if applicable. 11. Latest Form XII, if applicable.

Fixed Deposit Receipt Account: 1. 2. 3. 4. 5. Passport size photograph. Photocopy of National ID card Board resolution for opening of account and operation of account. (For Limited Company only) Memorandum and Articles of Association. (For Limited Company only) Certificate of Incorporation (For Limited Company only)

Scheme Deposit Account: 1. 2. 3. 4. 5. Passport size photograph. Photocopy of National ID card Board resolution for opening of account and operation of account. (For Limited Company only) Memorandum and Articles of Association. (For Limited Company only) Certificate of Incorporation (For Limited Company only)

Auto Loan
Home >> Retail Banking >> Loan Products >> Auto Loan

Customers having sufficient net cash flow to deposit the installments regularly of the following segment:
Customer Segment: For permanent/confirmed service holders of Govt., Semi-Govt., Autonomous Organizations, Banks, Insurance Companies, Public Limited Companies, Multinational Companies, NGOs, Employees of Private Limited Companies, acceptable to the bank, covered by guarantee of another employee of equal or higher grade. Teachers of Universities, Colleges & Schools (Affiliated). Professional persons like Doctors, Engineers, Chartered Accountants, and Architects. Purpose:

To procure brand new/reconditioned Personal Transport, of age not more than 5 years. The Vehicle should have maximum 10(ten) seats. Model year is in the limit of 5 year.

Age Limit:

Minimum age 25 years / Maximum age 54 years But loan tenor shall not exceed 59 years of age.

Minimum Income:

Net Income should be at least Tk. 40,000/- per month. (To be substantiated by evidence) The customer must have sufficient net cash flow to repay the loan installments.

Loan Size:

Minimum 5.00 Lac Maximum Tk. 20.00 Lac.

Maximum Term of Loan:

5 years.

Loan to price:

Regulated by Bangladesh Bank from time to time.

Rate of Interest:

As determined by the bank from to time.

Security/ Collateral:

Registration of vehicle in favor of JBL Personal guarantee of the applicant & applicants spouse. Third party Guarantor shall be equal to or creditworthy than the principal applicant. Post dated cheques for installments and one undated cheque covering entire loan amount with interest. Comprehensive 1st party insurance coverage of asset favouring the bank.

Any Purpose Loan


Home >> Retail Banking >> Loan Products >> Any Purpose Loan

Customers having sufficient net cash flow to deposit the installments regularly of the following segment: Customer Segment: For permanent/confirmed service holders of Govt., Semi-Govt., Autonomous Organizations, Banks, Insurance Companies, Public Limited Companies, Multinational Companies, NGOs, Employees of Private Limited Companies, acceptable to the bank, covered by guarantee of another employee of equal or higher grade. Teachers of Universities, Colleges & Schools (Affiliated). Professional persons like Doctors, Engineers, Chartered Accountants, and Architects. Purpose:

For construction & renovation of residential house/building and purchase of Flat/Apartment & any lawful purpose.

Age Limit:

Minimum age 25 years / Maximum age 55 years. But loan tenor shall not exceed 60 years of age.

Minimum Income:

Net Income should be at least Tk. 40,000/- per month. (To be substantiated by evidence)

Loan Size:

Minimum 2.00 Lac Maximum Tk. 75.00 Lac.

Maximum Term of Loan:

10 years.

Loan to price:

Regulated by Bangladesh Bank from time to time.

Rate of Interest:

As determined by the bank from to time.

Security/ Collateral:

The loan shall be secured by 200% tangible asset or 100% financial asset. In suitable cases security condition may be relaxed. Hypothecation/ Lien / Registration / Mortgage of any other asset, acceptable to the bank, as feasible depending on the type of asset. Personal guarantee of the applicant & applicants spouse. Third party guarantor shall be equal to or creditworthy than the principal applicant.

Personal Loan
Home >> Retail Banking >> Loan Products >> Personal Loan

Customers having sufficient net cash flow to deposit the installments regularly of the following segment: Customer Segment: For permanent/confirmed service holders of Govt., Semi-Govt., Autonomous Organizations, Banks, Insurance Companies, Public Limited Companies, Multinational Companies, NGOs, Employees of Private Limited Companies, acceptable to the bank, covered by guarantee of another employee of equal or higher grade. Teachers of Universities, Colleges & Schools (Affiliated). Professional persons like Doctors, Engineers, Chartered Accountants, and Architects.

Purpose:

Any lawful purpose.

Age Limit:

Minimum age 25 years / Maximum age 55 years. But loan tenor shall not exceed 60 years of age.

Minimum Income:

Net Income should be at least Tk. 40,000/- per month. (To be substantiated by evidence)

Loan Size:

Minimum 2.00 lac Maximum Tk. 20.00 Lac.

Maximum Term of Loan:

5 years

Rate of Interest:

As determined by the bank from to time.

Security/ Collateral:

The loan above Tk. 8.00 Lac shall be secured by 200% tangible asset or 100% financial asset. Hypothecation/ Lien/Registration / Mortgage of Offered/Procured/Purchased/Any other asset, acceptable to the bank, as feasible depending on the type of asset. In suitable cases security condition may be relaxed.

Salary Loan
Home >> Retail Banking >> Loan Products >> Salary Loan

Customers having sufficient net cash flow to deposit the installments regularly of the following segment: Customer Segment: For permanent/confirmed service holders of Govt., Semi-Govt., Autonomous organizations, Banks, Insurance Companies, Public Limited Companies, Multinational Companies, NGOs, Employees of Private Limited Companies, acceptable to the bank, covered by guarantee of another employee of equal or higher grade. Teachers of Universities, Colleges & Schools (Affiliated). Professional persons like Doctors, Engineers, Chartered Accountants, and Architects. Purpose:

Any lawful purpose.

Age Limit:

Minimum age 21 years / Maximum age 55 years. But loan tenor shall not exceed 60 years of age.

Minimum Income:

Net Income should be at least Tk. 15,000/- per month.

Rate of Interest:

As determined by the bank from to time.

Maximum Term of Loan:

5 year

Loan Size:

Minimum 1.00 lac Maximum Tk. 8.00 lac Or 12 times of gross salary, which ever is lower.

Security/ Collateral:

Lien on Salary and service benefit of the customers and consent to pay to JBL on demand to adjust the loan from his employer on JBL standard format. Personal guarantee of the applicant & applicants spouse. Third party guarantor shall be equal to or more creditworthy than the Principal applicant.

Doctors Loan
Home >> Retail Banking >> Loan Products >> Doctors Loan

Customers having sufficient net cash flow to deposit the installments regularly of the following segment: Customer Segment: For Salaried Doctors of reputed Medical Colleges & Hospitals, Clinics, Diagnostic Centers, NGOs, Multinational/Local Corporate, Govt. Offices, Semi Govt. Offices, Autonomous Organizations, National/International Aid agencies, UN Bodies. Self Employed Tax Paying Doctors having good reputation and reliable income source(s). Purpose: Educational Expenses, Office Equipment, Medical Equipments Purchase, Professional Equipment Purchase, Commercial/Office/Chamber Space Purchase/, Renovation/Decoration, Office Decoration, Equipments, Electronics items purchase. Age Limit:

Minimum age 25 years / Maximum age 60 years. But loan tenor shall not exceed 65 years of age.

Minimum Income:

Net Income should be at least Tk. 30,000/- per month. (To be substantiated by evidence).

Loan Size:

Minimum 2.00 lac Maximum Tk. 50.00 lac.

Maximum Term of Loan:

5 year

Rate of Interest:

As determined by the bank from to time.

Security/ Collateral:

Loan above Tk.10.00 lac must be secured by 200% fixed asset or 100% financial asset. Hypothecation/ Lien / Registration / Mortgage of Offered/Procured/Purchased/Any other asset, acceptable to the bank, as feasible depending on the type of asset. Comprehensive 1st party insurance coverage of asset favoring the bank, if applicable. Personal guarantee of the Applicant & Applicants spouse. Third party Guarantor shall be equal to or more creditworthy than the Principal applicant.

Education Loan
Home >> Retail Banking >> Loan Products >> Education Loan

Customers having sufficient net cash flow to deposit the installments regularly of the following segment: Customer Segment: Students of reputed Public/Private Universities, Medical/Engineering/Nursing Colleges & Institutes Professionals Courses: CA, CMA, CIMA, Marine, MBM, MBA, FCPS, FRCS, Bar-at-Law. Minimum

Educational Qualification: HSC/A-Level Pass. Overseas Education in any reputed educational institution. Person having overseas job offer at hand, bound by training/course requirement. Pre-qualification:

The applicant must have (a) Chatro-Bondhu Account (EL-19) or (b) Overseas Student File or (c) Overseas Scholarship/University Acceptance.

Parents/Guardians/Guarantors Qualification:

Guarantor

having

sufficient

net

cash

flow

to

deposit

installments

regularly.

Parent/Guardian/Guarantor who are eligible shall be referred to as Guarantor. Purpose:

Student supposed to bear (1) Tuition Fees (2) Living Cost (3) Other Educational Expenses (4) Consultants Fee (5) Visa Processing fees (6) Traveling Cost (7) Document/Other verification Fees (8) Purchase of Educational Equipments/Gadget (9) any other cost not stated above but acceptable to the bank.

Age Limit:

For student Minimum age Maximum age


Minimum Income:

For Guarantor 35 57

18 40

Gross Monthly Income of the Customer/Guarantor should be at least Tk. 30,000/- per month. The Customer/Guarantor must have sufficient net cash flow to repay the loan installments.

Loan Size:

Minimum 1.00 Lac Maximum Tk. 10.00 Lac

Maximum Term of Loan:

4 year

Rate of Interest:

As determined by the bank from to time.

Security/ Collateral:

Mortgage of any tangible asset having forced sale value of at least double the loan amount or Lien on financial asset having value at least equivalent to the loan amount. Any other security acceptable to the bank. Personal guarantee of the applicant & applicants spouse. Third party Guarantor shall be equal to or more creditworthy than the principal applicant.

Overseas Job Loan


Home >> Retail Banking >> Loan Products >> Overseas Job Loan

Customers having sufficient net cash flow to deposit the installments regularly of the following segment: Customer Segment: Person having valid Job Offer/Akama/Green Card/Business Visa/ Resident Visa/Work Permit Visa. Person moving overseas for on the job training with subsequent Job Prospect. Person having business overseas evidenced by business documents. Purpose:

Travel expenses, marital expenses, Educational expenses, Festival expenses, Home construction, House renovation, Land purchase, Transport purchase, Office equipment, Professional equipment purchase, office space purchase, shop space purchase, Office decoration, Household durables/equipments/electronics purchase.

Age Limit:

Minimum age 25 years / Maximum age 57 years. But loan tenor shall not exceed 62 years of age.

Minimum Income:

Net Income should be at least Tk. 50,000/- per month. (To be substantiated by evidence)

Loan Size:

Minimum 2.00 Lac Maximum Tk. 50.00 Lac

Maximum Term of Loan:

5 year

Rate of Interest:

As determined by the bank from to time.

Security/ Collateral:

Registered mortgage/ registration of fixed asset in the name of the bank having value of at least two times the loan applied for. Lien of financial asset having value of at least equivalent to the loan amount. Personal Guarantee of the applicant & applicants spouse. Third party Guarantor shall be equal to or more creditworthy than the principal applicant.

ATM
Home >> Retail Banking >> Alternative Delivery Channel >> ATM

Alternate Delivery Channel


ADC is another successful wing of the Card Division. It deals with ATM, SMS banking, Internet Banking and Mobile Banking etc. At present we have already established 54 ATMs in the countrywide. Being a Member of Q-Cash our cardholder can use DBBL, BRAC and Q-Cash ATM approximately 3000 ATMs. In The year 2012 we want to establish more 100 ATMs in the countrywide. We are going to establish Internet Banking by the year 2012 also.

SMS & Mobile Banking Services


Home >> Retail Banking >> Alternative Delivery Channel >> SMS & Mobile Banking Services

Mobile Banking helpdesk: 01713067771

Mutho Banking

Internet Banking Service


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Cards
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VISA Classic Credit Card: -Makes your life easy!!!!!

VISA Classic is a local currency card. This credit cardwill bring the ultimate power and flexibility to yourlife. Wherever you go, you can enjoy the power of using this Card in every corner of Bangladesh. All transactions in your Credit Card will be applied in Bangladeshi Taka in your monthly statement. Benefits JBL VISA Credit Card comes to you with a winning combination of value-packed features and benefits. Please take a moment to briefly go through these great benefits to make the most of your Card. 1. You can now avail the convenience of JBL VISA Credit Card. It is the easiest and the most secured way of utilizing your money for 24 hours a day & 7 days a week retail purchases as well as cash withdrawal.* 2. 3. 4. 5. 6. 7. You can enjoy higher ATM withdrawal limit each day. 50% Cash withdrawal of Credit Limit through any ATM Machine round the clock. No fees on retail purchase and can use JBLVISA Credit Cards at thousands of retail outlets within Bangladesh. You can enjoy maximum 50 days & minimum 20 days interest free period on any retail purchase*. The JBL VISA Classic Credit Card gives a fast, convenient and reliable way to pay, 24 hours a day,wherever in Bangladesh. You can enjoy this credit limit by transferring your available balance* to your JBL deposit account or making pay order and you can payback the amount in Monthly Installments over a tenor ranging. 8. With JBL large ATM network including non-branch ATM, any Q-Cash and VISA ATM across the country, customers have the privilege of round the clock withdrawal and other account services at customers convenience.

9.

This card is valid only in Bangladesh.

Supplementary Card You can share the exclusive benefits of your Credit Card by giving your loved ones a Supplementary Card. As a Primary cardholder, you can also set spending limits for each of your Supplementary Cards in a billing cycle. How to apply Before you can apply for a credit card , you should meet the necessary requirements set by JBL. As a basic application requirements, the applicants should meet the following conditions or criteria: 1. 2. 3. 4. 5. 6. Should be a Bangladeshi citizen or a foreigner who has been a permanent resident of the Bangladesh for the last two (2) years Must be 21 to 60 years old for principal and at least 13 years old for supplementary cardholders Must be regular employee or if self-employed with business operating for at least two (2) years Minimum gross fixed monthly income of BDT 10,000 Should have at least one (1) landline phone Residence or office address must be within any area where a JBL branch is located

Documents Necessary for JBL Classic Credit Card Application 1. 2. 3. 4. 5. 6. 7. 8. 9. Application form duly filled in by the Applicant Salary Certificate from Competent Authority for Salaried Person. Bank Statement (Last Six Months) Photocopy of Voter ID/Passport Business Card/ Photocopy of ID card Photocopy of TIN Certificate Copy of Trade License for Proprietorship/Partnership & Self employed professionals. Copy of Certificate of Incorporation for Limited Company. Copy of Utility (Gas/Electricity/ Wasa) / Phone Bill for address verification.

10. Other Income supporting papers (Lease Deed/Rent Receipt/Title Deed (for rental income) 11. One copy passport size photograph Charges:

Issuance fee Tk. 600+VAT (15%)

Tips for usage

Card Activation

After receiving the card, sign the acknowledgement slip and send it to Card Division or any branch of JBL or call Card Division for activation. Put your signature on the signature panel at the back of your card.

Caution during making transactions

Please do not let your card be taken out of your sight at any merchant outlet to prevent possible Misuse After using your card at a merchant outlet, please ensure that the card returned to you is yours Before signing the Sales Slip check at the amount charged Retain your copy of the Sales Slip of all transactions until they appear in your Card Account Statement for your future reference

PIN Maintenance

Destroy the PIN mailer after memorizing your PIN Do not write the PIN on the card or keep the PIN inside your wallet Change the PIN every month

For Lost/Stolen Card If the card is lost or stolen, simply call JBL Banks Help Desk at 8801713067771,9564587. You also can report the loss by fax (9562773) to JBL, Card Division immediately & please email to the following address: ophead.pbd@jamunabank.com.bd Your card will be replaced within 4-5 working days, and will be couriered to your mailing address you provided in your card application form. Note: Please find Card address change Application Form in the Forms Center Address Change For address change in your Card please email to the following address:

ophead.pbd@jamunabank.com.bd or call our Card Division at 8801713067771,9564587. Your new address will be updated in the Card Management System. Connect with us: You're most welcome to drop by any of our branches or simply call at (88) 01713 067771, (88 02) 9564587, 9562773 or 9570912 to ask for it.

Visa Gold Credit Card


Home >> Retail Banking >> Cards >> Visa Gold Credit Card

VISA Gold Credit Card:


As a VISA Gold (Local)Cardholder, you will be entitled to an unparalleled range of benefits that no other Card offers. Choose the JBLVISAGold Card for the ultimate luxury and convenience that others can only dream of.VISA Gold Credit Card is designed to give you greater flexibility and round-theclock convenience, JBL VISA Gold credit cards are accepted at outlets across Bangladesh. All transactions in your Credit Card will be applied in Bangladeshi Taka in your monthly statement. Benefits JBL VISA Credit Card comes to you with a winning combination of value-packed features and benefits.Please take a moment to briefly go through these great benefits to make the most of your Card. 1. You can now avail the convenience of JBL VIS A Credit Card. It is the easiest and the most secured way of utilizing your money for 24 hours a day & 7 days a week retail purchases as well as cash withdrawal.* 2. 3. 4. 5. 6. 7. You can enjoy higher ATM withdrawal limit each day.* 50% Cash withdrawal of Credit Limit through any ATM Machine round the clock. No fees on retail purchase and can use JBLVISA Credit Cards at thousands of retail outlets within Bangladesh. You can enjoy maximum 50 days & minimum 20 days interest free period on any retail purchase*. The JBLVISA Gold Credit Card gives a fast, convenient and reliable way to pay, 24 hours a day, wherever in Bangladesh. You can enjoy this credit limit by transferring your available balance* to your JBL deposit account or making pay order and you can payback the amount in Monthly Installments over a tenor ranging.

8.

With JBL large ATM network including non-branch ATM, any Q-Cash andVISA ATM across the country, customers have the privilege of round the clock withdrawal and other account services at customers convenience.

9.

This card is valid only in Bangladesh.

Supplementary Card You can share the exclusive benefits of your Credit Card by giving your loved ones a Supplementary Card. As a Primary cardholder, you can also set spending limits for each of your Supplementary Cards in a billing cycle. The first Supplementary Card will be free of charge. How to apply Before you can apply for a credit card , you should meet the necessary requirements set by JBL. As a basic application requirements, the applicants should meet the following conditions or criteria: 1. 2. 3. 4. 5. 6. Should be a Bangladeshi citizen or a foreigner who has been a permanent resident of the Bangladesh for the last two (2) years Must be 21 to 60 years old for principal and at least 13 years old for supplementary cardholders Must be regular employee or if self-employed with business operating for at least two (2) years Minimum gross fixed monthly income of BDT 10,000 Should have at least one (1) landline phone Residence or office address must be within any area where a JBL branch is located

Documents Necessary for JBL Credit Card Application 1. 2. 3. 4. 5. 6. 7. 8. 9. Application form duly filled in by the Applicant Salary Certificate from Competent Authority for Salaried Person. Bank Statement (Last Six Months) Photocopy of Voter ID/Passport Business Card/ Photocopy of ID card Photocopy of TIN Certificate Copy of Trade License for Proprietorship/Partnership & Self employed professionals. Copy of Certificate of Incorporation for Limited Company. Copy of Utility (Gas/Electricity/ Wasa) / Phone Bill for address verification.

10. Other Income supporting papers (Lease Deed/Rent Receipt/Title Deed (for rental income) 11. One copy passport size photograph Charges:

Issuance fee Tk. 1200+VAT (15%)

Tips for usage Card Activation

After receiving the card, sign the acknowledgement slip and send it to Card Division or any branch of JBL or call Card Division for activation. Put your signature on the signature panel at the back of your card.

Caution during making transactions

Please do not let your card be taken out of your sight at any merchant outlet to prevent possible Misuse After using your card at a merchant outlet, please ensure that the card returned to you is yours Before signing the Sales Slip check at the amount charged Retain your copy of the Sales Slip of all transactions until they appear in your Card Account Statement for your future reference

PIN Maintenance

Destroy the PIN mailer after memorizing your PIN Do not write the PIN on the card or keep the PIN inside your wallet Change the PIN every month

For Lost/Stolen Card If the card is lost or stolen, simply call JBL Banks Help Desk at 8801713067771,9564587. You also can report the loss by fax (9562773) to JBL, Card Division immediately & please email to the following address: ophead.pbd@jamunabank.com.bd Your card will be replaced within 4-5 working days, and will be couriered to your mailing address you provided in your card application form. Note: Please find Card address change Application Form in the Forms Center Address Change For address change in your Card please email to the following address:

ophead.pbd@jamunabank.com.bd or call our Card Division at 8801713067771,9564587. Your new address will be updated in the Card Management System. Connect with us: You're most welcome to drop by any of our branches or simply call at (88) 01713 067771, (88 02) 9564587, 9562773 or 9570912 to ask for it.

*Terms and conditions apply

Visa Dual Gold Credit Card


Home >> Retail Banking >> Cards >> Visa Dual Gold Credit Card

VISA Dual Currency Credit Card: Makes your life easy!!!!! The JBL VISA Dual Gold Credit card simplifies your travel and eliminates the need to carry cash. Whether traveling on business or taking a holiday, just relax and let your JBL VISA Dual Gold Credit Card take care of your money matters. The Dual Gold Credit Card is denominated both in Bangladeshi Taka and US Dollars, and you can also get one of these against your personal Resident Foreign Currency Deposit (RFCD) Account, Foreign Currency (FC) Account or your Exporters Retention Quota (ERQ) Account. The international usage on your Credit Card is allowed against your annual Travel Quota (TQ) entitlement as per the prevailing Foreign Exchange Regulations. Your Supplementary Cardholder can also enjoyinternational usage facility against his/herTravel Quota(TQ)entitlement Features JBL VISA Credit Card comes to you with a winning combination of value-packed features and benefits. Please take a moment to briefly go through these great benefits to make the most of your Card. 1. 2. You can use VISA Dual Gold Credit card both locally and internationally. You can now avail the convenience of JBLVIS A Credit Card. It is the easiest and the most secured way of utilizing your money for 24 hours a day & 7 days a week retail purchases as well as cash withdrawal.* 3. 4. You can enjoy higher ATM withdrawal limit each day.* 50% Cash withdrawal of Credit Limit through any ATM Machine round the clock. No fees on retail purchase and can use JBL VISACredit Cards at thousands of retail outlets bothwithin and outside Bangladesh.You can enjoy maximum 50 days & minimum 20 days

interest free period on any retail purchase*.The JBL VISA Dual Gold Credit Cards give a fast, convenient and reliable way to pay, 24 hours a day, wherever you go, 5. 6. 7. you can enjoy the power of using these Cards in every corner of the world. VISA Dual Gold Credit allows flexibility and convenience when Cardholder travels internationally. The VISA Dual Gold Credit Card entitles to exclusive discounts worldwide. You can enjoy BDT credit limit by transferring your available balance* to your JBL deposit account or making pay order and you can payback the amount in Monthly Installments over a tenor ranging. 8. 9. There will be no commission charge on the endorsement of foreign currency for self and supple. With JBL large ATM network including non-branch ATM, any Q-Cash and VISA ATM across the world, customers have the privilege of round the clock withdrawal and other account services at customers convenience. 10. For enhanced security, you can keep your International Usage Privileges temporarily disabled while you are not traveling outside Bangladesh. You can re-activate this feature by simply calling our Customer Service Center. Supplementary Card You can share the exclusive benefits of your Credit Card by giving your loved ones a Supplementary Card. As a Primary cardholder, you can also set spending limits for each of your Supplementary Cards in a billing cycle. How to apply Before you can apply for a credit card , you should meet the necessary requirements set by JBL. As a basic application requirements, the applicants should meet the following conditions or criteria: 1. 2. 3. 4. 5. 6. Should be a Bangladeshi citizen or a foreigner who has been a permanent resident of the Bangladesh for the last two (2) years Must be 21 to 60 years old for principal and at least 13 years old for supplementary cardholders Must be regular employee or if self-employed with business operating for at least two (2) years Minimum gross fixed monthly income of BDT 50,000 Should have at least one (1) landline phone Residence or office address must be within any area where a JBL branch is located

Documents Necessary for JBL Duel Currency Credit Card Application 1. 2. 3. Application form duly filled in by the Applicant Salary Certificate from Competent Authority for Salaried Person. Bank Statement (Last Six Months)

4. 5. 6. 7. 8. 9.

Photocopy of Voter ID/Passport Business Card/ Photocopy of ID card Photocopy of TIN Certificate Copy of Trade License for Proprietorship/Partnership & Self employed professionals. Copy of Certificate of Incorporation for Limited Company. Copy of Utility (Gas/Electricity/ Wasa) / Phone Bill for address verification.

10. Other Income supporting papers (Lease Deed/Rent Receipt/Title Deed (for rental income) 11. One copy passport size photograph Charges:

Issuance fee Tk. $50+VAT (15%)

Tips for usage Card Activation

After receiving the card, sign the acknowledgement slip and send it to Card Division or any branch of JBL or call Card Division for activation. Put your signature on the signature panel at the back of your card.

Caution during making transactions

Please do not let your card be taken out of your sight at any merchant outlet to prevent possible Misuse After using your card at a merchant outlet, please ensure that the card returned to you is yours Before signing the Sales Slip check at the amount charged Retain your copy of the Sales Slip of all transactions until they appear in your Card Account Statement for your future reference

PIN Maintenance

Destroy the PIN mailer after memorizing your PIN Do not write the PIN on the card or keep the PIN inside your wallet Change the PIN every month

For Lost/Stolen Card If the card is lost or stolen, simply call JBL Banks Help Desk at 8801713067771,9564587. You also can report the loss by fax (9562773) to JBL, Card Division immediately & please email to the following address: ophead.pbd@jamunabank.com.bd Your card will be replaced within 4-5 working days, and will be couriered to your mailing address you provided in your card application form.

Note: Please find Card address change Application Form in the Forms Center Address Change For address change in your Card please email to the following address:

ophead.pbd@jamunabank.com.bd or call our Card Division at 8801713067771,9564587. Your new address will be updated in the Card Management System. Connect with us: You're most welcome to drop by any of our branches or simply call at (88) 01713 067771, (88 02) 9564587, 9562773 or 9570912 to ask for it. *Terms and conditions apply

Visa Electron Debit Card


Home >> Retail Banking >> Cards >> Visa Electron Debit Card

Jamuna Bank Visa Electron Debit Card Makes your life easy!!!!! JBLVISA Debit Card is a smart alternative to cash and meant to make shopping more convenient. Our Debit Card can be used to pay for purchases at more than 3000 merchant establishments in Bangladesh and is also accepted in any Q-Cash and VISA terminals. Features

This Debit Card is offered with all* BDT Savings, Current, Short Term Deposit (SND), This card is valid only in Bangladesh. You can access all of your JBL accounts* by one JBL VISA Debit Card. There are no interest related charges for using the JBL VISA Debit Card as you are actually paying from your own account.*

You can enjoy higher ATM withdrawal limit, the Daily ATM Withdrawal Limit is BDT 1,00,000/No fees on retail purchase and can use JBL VISA Debit Cards at thousands of retail outlets within Bangladesh. The JBL VISA Debit Card gives a fast, convenient and reliable way to pay, 24 hours a day & 7 days a week, wherever in Bangladesh. With JBL large ATM network including non-branch ATM, any Q-Cash and VISA ATM across the Country, customers have the privilege of round the clock withdrawal and other account services at customers convenience. Utility bill payment - Daily Pin Change option - Cash withdrawal 5 times a day - The validity of an ATM card is 2 (Two) years

How to apply Customer to open an account from his/her nearest branch of Jamuna Bank Limited. As a customer, if you would like to consider applying ATM card, the followings are helpful information and requirements in the procession. 1. 2. 3. 4. Attach your recent id photos (2pcs) Attach a Xerox copy of your passport Any other kind of valid id such as National ID/driving license etc. And fill up the form at the respective Branch

Charges:

Issuance fee Tk. 400+VAT (15%)

Tips for usage Card Activation

After receiving the card, sign the acknowledgement slip and send it to Card Division or any branch of JBL or call Card Division for activation. Put your signature on the signature panel at the back of your card.

Caution during making transactions

Please do not let your card be taken out of your sight at any merchant outlet to prevent possible Misuse

After using your card at a merchant outlet, please ensure that the card returned to you is yours Before signing the Sales Slip check at the amount charged Retain your copy of the Sales Slip of all transactions until they appear in your Card Account Statement for your future reference

PIN Maintenance

Destroy the PIN mailer after memorizing your PIN Do not write the PIN on the card or keep the PIN inside your wallet Change the PIN every month

For Lost/Stolen Card If the card is lost or stolen, simply call JBL Banks Help Desk at 8801713067771,9564587. You also can report the loss by fax (9562773) to JBL, Card Division immediately. Note: Please find Card address change Application Form in the Forms Center Connect with us: You're most welcome to drop by any of our branches or simply call at (88) 01713 067771, (88 02) 9564587, 9562773 or 9570912 to ask for it. *Terms and conditions apply

Prepaid Gift Card


Home >> Retail Banking >> Cards >> Prepaid Gift Card

Prepaid Gift Card


- the most unique gift for every occasion!

Keeping in mind the diversity of the occasions for which you would need the Gift Card, JBL has designed VISA Prepaid Gift Card for every occasion. Now you can choose a JBL VISA Gift Card as your gift; which you can load-up with the amount of your choice. Benefits

1. Its convenient!As this is a VISA Card, the recipient has the option of using this Card to buy his/her product of choice from outlets across the country. 2. The recipient can also withdraw Cash from the any Q-Cash and VISA ATM at any time. 3. After each transaction through a Gift card, the pre-paid value is automatically deducted for the same amount. 4.The Card remains valid till expiry date from the issuing date to allow the user to wait for the right opportunity to spend. 5. There are no interest related charges for using the VISA Prepaid Gift Card as recipient is actually paying from his/her own money. 6. Its flexible!Based on your requirement, you can load-up your Gift Card for any amount ranging; while paying only a nominal issuing fee. Moreover, you can pay for the Gift Card through cash or your JBL Credit Card or JBL Account.

7. Its personalized!You can also personalize a Gift Card with the recipients name and a personal message by applying for the same at any of our branches and we will have it ready for you within 5 working days. We also have Instant-Issue card with pre-printed messages which you can pick-up to meet your immediate need.

8. Its for everyoneYou can enjoy the benefits of the JBL VISAGift Card, even if you do not have an account or a Credit Card with Jamuna Bank limited.

Charges:

Issuance fee Tk. 150+VAT (15%)

Connect with us: You're most welcome to drop by any of our branches or simply call at (88) 01713 067771, (88 02) 9564587, 9562773 or 9570912 to ask for it. *Terms and conditions apply

Prepaid Travel Card


Home >> Retail Banking >> Cards >> Prepaid Travel Card

JBL Prepaid Travel Card the best way to carry your money abroad! JBL Travel Card is a prepaid Visa card available over the counter to both JBL and non-JBL customers. It has been specially designed to give you more convenient access to your own money in the USD while you're traveling. JBL Travel Card can be use anywhere outside Bangladesh, you will no longer need to worry about running after money exchange houses while you are abroad. It's a Visa Card, which means it is accepted at over 24 million locations worldwide including shops, car rental companies, travel agents and ATMs. With JBL VISA Prepaid Travel Card (denominated in US Dollars); you can re-live those days while leaving the worries related to money matters with us. This is a VISA prepaid travelers card that gives you a secured and hassle-free travel experience. Benefits

1.

Its against your Personal Travel Quota! You can purchase aVISA Prepaid Travel Card for any amount up to your entitlement of Foreign Currency in a calendar year as per the PersonalTravel Quota (TQ) guidelines of Bangladesh Bank. So you will buy this Card in Bangladeshi Taka and then use it anywhere outside Bangladesh, in the currency of the country you are traveling to.

2.

Its convenient!With the VISA Prepaid Travel Card, your days of worrying about finding a Money Changer in a foreign land are over! Your Travel Card is more secure than currency or travelers cheques and is more convenient to carry.

3. 4. 5.

Moreover, unlike Cash Dollars or Travelers Cheques, you do not need a travel plan (i.e. Visa & confirmed Ticket) to obtain a VISA Prepaid Travel Card. There are no interest related charges for using VISA Prepaid Travel Card as you are actually paying from your own money. The transaction amount is directly debited from your Travel Card balance. Its widely accepted! As this is a VISA Card, you have the option of using this Card to buy your product of choice from outlets across the world.

6.

7.
8.

Its your key to instant cash! JBL VISA Prepaid Travel Card can be used to withdraw cash at any VISAATMs worldwide. You will be provided a PIN with your Card, which you can use to draw cash anywhere in the world in the local currency of the country where you are traveling. Its personalized!The Travel Card is personalized with your name for your own security. After applying for the Card at any of our branches, it will be ready for you within the next five working days.

9.

10. Its safe!Your Travel Card is a whole lot safer than carrying cash, because it is protected
against misuse at ATMs with your Personal Identification Number (PIN).

11. It's

prepaid load a maximum of $ 5,000 for Non-SAARC countries and $ 1,500 for

SAARC countries & Myanmar. The amount is determined by Bangladesh Bank for a calendar year. 12. World wide ATM access to withdraw cash (75% of the loaded amount) in local currency through any Visa-enabled ATM. 13. No transaction fee for purchases 14. Accepted electronically at over 24 million locations worldwide 15. Roaming cell phone bill payment facility 16. Reloadable in Bangladesh against remaining individual travel quota Charges:

Issuance fee Tk.500+VAT (15%)

Connect with us: You're most welcome to drop by any of our branches or simply call at (88) 01713 067771, (88 02)9564587, 9562773 or 9570912 to ask for it. *Terms and conditions apply

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