Obama Trans Union

3/12/13
TransUnion
Welcom e, Michelle Obam a Help
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Personal Credit Report

MICHELLE L. OBAMA Source: TransUnion
March 11, 2013
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File Number: 3 3 2 4 2 3 6 2 3
You m ay see that TransUnion has enriched your credit report w ith additional personal and financial inform ation not previously retained in our production database. This data can enable you and your creditors to see a m ore com plete picture of how you have m anaged your credit over tim e.
-Begin Credit ReportY ou have been on our files s inc e 0 8 /0 1 /1 9 8 4 SSN: 3 5 0 - 6 0 - 2 3 0 2 Date of Birth: M I C H E L L E L . O BA M A and M I C H E L L E RO BI N SO N 0 1 /1 7 /1 9 6 4
Names Reported:
Addresses Reported:
A ddress 5 0 4 6 S G RE E N WO O D A V E , C H I C A G O , I L 6 0 6 1 5 - 2 8 0 6 1 8 0 N L A SA L L E ST 2 2 0 0 , C H I C A G O , I L 6 0 6 0 1 - 2 6 1 0 5 4 5 0 S E A ST V I E W P A RK P K1 , C H I C A G O , I L 6 0 6 1 5 - 5 9 1 6 Date Reported 0 7 /0 6 /2 0 0 5 0 2 /2 7 /2 0 0 9
Telephone Numbers Reported:

(7 7 3 ) 7 0 2 - 0 7 7 0 (7 7 3 ) 3 4 3 - 2 0 8 2 (7 7 3 ) 6 4 4 - 4 8 0 9
T ypic ally, c reditors report any c hanges made to your ac c ount information monthly. T his means that s ome ac c ounts lis ted below may not reflec t the mos t rec ent ac tivity until the c reditor's next reporting. T his information may inc lude things s uc h as balanc es , payments , dates , remarks , ratings , etc . T he key(s ) below are provided to help you unders tand s ome of the ac c ount information that c ould be reported. Rating Key Some c reditors report the timelines s of your payments eac h month in relation to your agreement with them. T he ratings in the key below des c ribe the payments that may be reported by your c reditors . P leas e note: Some but not all of thes e ratings may be pres ent in your c redit report.
A dvers e information typic ally remains on your c redit file for up to 7 years from the date of the delinquenc y. T o help you unders tand what is generally c ons idered advers e, we have added >brac kets < or s hading to thos e items in this report. For your protec tion, your ac c ount numbers have been partially mas ked, and in s ome c as es s c rambled.
exposed.su/Michelle_Obama_Credit_Report.htm
1/11
3/12/13
BANK OF AMERICA #414737002940****
P O BO X 9 8 2 2 3 5 E L P A SO , T X 7 9 9 9 8 - 2 2 3 5 P hone number not available Date Opened: Responsibility: A ccount Type: Loan Type:
TransUnion
0 6 /3 0 /1 9 8 6 Date Updated: 0 3 /0 5 /2 0 1 3 Pay Status: C urrent; P aid or P aying as A greed I ndividual A c c ount Payment Received: $20 Revolving A c c ount Last Payment Made: 0 2 /1 5 /2 0 1 3 Terms: $ 1 5 per month, paid M onthly FL E XI BL E SP E N D I N G >M aximum D elinquenc y of 3 0 days in C RE D I T C A RD 0 7 /2 0 0 8 < High Balance: H igh balanc e of $ 1 2 ,9 4 4 from 0 9 /2 0 1 0 to 0 3 /2 0 1 3 Credit Limit: C redit limit of $ 1 7 ,3 0 0 from 0 9 /2 0 1 0 to 1 0 /2 0 1 0 ; $ 1 8 ,3 0 0 from 1 1 /2 0 1 0 to 0 8 /2 0 1 1
2/11
3/12/13
03/2013 Balance $174 02/2013 $20 01/2013 $688 12/2012 $20 11/2012 $20
TransUnion
10/2012 $507 09/2012 $20 08/2012 $20 07/2012 $237 06/2012 $618
A mount Due
$15
$15
$15
$15
$15
$15
$15
$15
$15
$15
A mount Paid
$20
$688
$20
$20
$507
$20
$20
$237
$618
$ 2 ,3 2 4
Past Due
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
05/2012 Balance $ 2 ,3 2 4
04/2012 $ 2 ,4 7 8
03/2012 $199
02/2012 $21
01/2012 $ 2 ,4 5 2
12/2011 $ 1 ,9 2 9
11/2011 $21
10/2011 $21
09/2011 $0
08/2011 $695
A mount Due
$23
$24
$15
$15
$24
$19
$15
$15
$15
$15
A mount Paid
$ 2 ,4 7 8
$199
$21
$ 2 ,4 5 2
$ 1 ,9 2 9
$21
$21
$ 1 ,0 3 1
$ 1 ,0 3 1
$ 1 0 ,1 1 8
Past Due
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
07/2011 Balance $ 1 0 ,1 1 8
06/2011 $15
05/2011 $ 1 ,8 4 7
04/2011 $ 2 ,3 4 6
03/2011 $ 1 ,3 2 9
02/2011 $ 4 ,1 3 5
01/2011 $ 1 ,1 5 3
12/2010 $573
11/2010 $490
10/2010 $ 2 ,9 9 4
A mount Due
$101
$15
$18
$23
$15
$41
$15
$15
$15
$29
A mount Paid
$15
$ 1 ,8 4 7
$ 2 ,3 4 6
$ 1 ,3 2 9
$ 4 ,1 3 5
$ 1 ,1 5 3
$573
$ 1 ,0 0 5
$ 1 ,0 0 5
$253
Past Due
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
09/2010 Balance $253
08/2010
07/2010
06/2010
05/2010
04/2010
03/2010
02/2010
01/2010
12/2009
A mount Due
$15
A mount Paid
$ 6 ,7 6 3
Past Due
$0
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
11/2009
10/2009
09/2009
08/2009
07/2009
06/2009
05/2009
04/2009
03/2009
02/2009
Rating
OK
OK
OK
OK
OK
OK
OK
01/2009
12/2008
11/2008
10/2008
09/2008
08/2008
07/2008
06/2008
05/2008
04/2008
Rating
OK
OK
OK
OK
OK
OK
30
OK
OK
OK
03/2008
02/2008
01/2008
12/2007
11/2007
10/2007
09/2007
08/2007
07/2007
06/2007
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
05/2007
04/2007
03/2007
02/2007
01/2007
12/2006
11/2006
10/2006
09/2006
08/2006
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
07/2006
06/2006
05/2006
Rating
OK
OK
OK
3/11
3/12/13
GECRB/BANANA REPUBLIC #601859050502****
P O BO X 9 6 5 0 0 5 O RL A N D O , FL 3 2 8 9 6 - 5 0 0 5 (8 0 0 ) 2 3 4 - 7 4 5 5 Date Opened: Responsibility: A ccount Type: Loan Type: 0 3 /2 1 /2 0 0 3 I ndividual A c c ount Revolving A c c ount C H A RG E A C C O UNT Balance: Date Updated: Payment Received: Last Payment Made: High Balance: Credit Limit: $0 0 2 /0 8 /2 0 1 3 $0 1 2 /2 4 /2 0 0 6 $886 $124
TransUnion
Pay Status:
C urrent; P aid or P aying as A greed
Terms: P aid M onthly Date Closed: 0 1 /2 9 /2 0 0 9 Date Paid: 1 2 /2 4 /2 0 0 6 >M aximum D elinquenc y of 3 0 days in 1 2 /2 0 0 6 <
Remarks: C L O SE D
01/2013
12/2012
11/2012
10/2012
09/2012
08/2012
07/2012
06/2012
05/2012
04/2012
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
03/2012
02/2012
01/2012
12/2011
11/2011
10/2011
09/2011
08/2011
07/2011
06/2011
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
05/2011
04/2011
03/2011
02/2011
01/2011
12/2010
11/2010
10/2010
09/2010
08/2010
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
07/2010
06/2010
05/2010
04/2010
03/2010
02/2010
01/2010
12/2009
11/2009
10/2009
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
09/2009
08/2009
07/2009
06/2009
05/2009
04/2009
03/2009
02/2009
01/2009
12/2008
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
11/2008
10/2008
09/2008
08/2008
07/2008
06/2008
05/2008
04/2008
03/2008
02/2008
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
01/2008
12/2007
11/2007
10/2007
09/2007
08/2007
07/2007
06/2007
05/2007
04/2007
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
03/2007
02/2007
01/2007
12/2006
11/2006
10/2006
09/2006
08/2006
07/2006
06/2006
Rating
OK
OK
OK
30
OK
OK
OK
OK
OK
OK
05/2006
04/2006
Rating
OK
OK
4/11
3/12/13
TransUnion
T he following ac c ounts are reported with no advers e information. For your protec tion, your ac c ount numbers have been partially mas ked, and in s ome c as es s c rambled.
CHASE MANHATTAN MORTGAGE #158367****

3 4 1 5 V I SI O N D R C O L U M BU S, O H 4 3 2 1 9 (8 0 0 ) 8 4 8 - 9 1 3 6 Date Opened: Responsibility: A ccount Type: Loan Type: 0 9 /2 5 /2 0 0 2 J oint A c c ount M ortgage A c c ount C O NV ENTIO NA L RE A L E ST A T E MTG Mortgage Inf o: Fannie M ae A c c t #1 6 8 3 5 7 6 5 1 2 Remarks: C L O SE D 03/2005 02/2005 Balance: Date Updated: Last Payment Made: High Balance: $0 0 4 /2 9 /2 0 0 5 0 4 /2 9 /2 0 0 5 $ 2 1 0 ,0 0 0 Pay Status: Terms: Date Closed: C urrent; P aid or P aying as A greed M onthly for 3 6 0 months 0 4 /2 9 /2 0 0 5
01/2005
12/2004
11/2004
10/2004
09/2004
08/2004
07/2004
06/2004
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
05/2004
04/2004
03/2004
02/2004
01/2004
12/2003
11/2003
10/2003
09/2003
08/2003
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
07/2003
06/2003
05/2003
04/2003
03/2003
02/2003
01/2003
12/2002
11/2002
10/2002
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
FACS GROUP #37751262****

9 1 1 1 D U KE BL V D M A SO N , O H 4 5 0 4 0 (6 1 2 ) 3 7 5 - 2 2 0 0 Date Opened: Responsibility: A ccount Type: Loan Type: 1 2 /1 7 /1 9 8 8 I ndividual A c c ount Revolving A c c ount C H A RG E A C C O UNT Balance: Date Updated: Last Payment Made: High Balance: Credit Limit: $0 0 7 /3 0 /2 0 0 4 0 6 /0 3 /2 0 0 4 $589 $ 2 ,5 0 0 Pay Status: Date Closed: Date Paid: U nrated 0 7 /3 0 /2 0 0 4 0 6 /0 3 /2 0 0 4
Remarks: P U RC H A SE D BY A N O T H E R L E N D E R 06/2004 05/2004 04/2004 03/2004 02/2004 01/2004 12/2003 11/2003 10/2003 09/2003
Rating
OK
OK
OK
OK
OK
OK
OK
OK
08/2003
07/2003
06/2003
05/2003
04/2003
03/2003
02/2003
01/2003
12/2002
11/2002
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
10/2002
09/2002
08/2002
07/2002
06/2002
05/2002
04/2002
03/2002
02/2002
01/2002
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
12/2001
11/2001
10/2001
09/2001
08/2001
07/2001
06/2001
05/2001
04/2001
03/2001
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
02/2001
01/2001
12/2000
11/2000
10/2000
09/2000
08/2000
07/2000
Rating
OK
5/11
3/12/13
TransUnion
GECRB/BANANA REPUBLIC #601859004531****

P O BO X 9 6 5 0 0 5 O RL A N D O , FL 3 2 8 9 6 - 5 0 0 5 (8 0 0 ) 2 3 4 - 7 4 5 5 Date Opened: Responsibility: A ccount Type: Loan Type: 0 3 /2 1 /2 0 0 3 I ndividual A c c ount Revolving A c c ount C H A RG E A C C O UNT Balance: Date Updated: Payment Received: Last Payment Made: High Balance: Credit Limit: $0 0 2 /0 8 /2 0 1 3 $0 1 2 /1 2 /2 0 0 3 $700 $800 Pay Status: Terms: Date Closed: Date Paid: C urrent; P aid or P aying as A greed P aid M onthly 1 2 /1 6 /2 0 0 3 1 2 /1 2 /2 0 0 3
Remarks: C L O SE D 01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012 06/2012 05/2012 04/2012
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
03/2012
02/2012
01/2012
12/2011
11/2011
10/2011
09/2011
08/2011
07/2011
06/2011
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
05/2011
04/2011
03/2011
02/2011
01/2011
12/2010
11/2010
10/2010
09/2010
08/2010
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
07/2010
06/2010
05/2010
04/2010
03/2010
02/2010
01/2010
12/2009
11/2009
10/2009
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
09/2009
08/2009
07/2009
06/2009
05/2009
04/2009
03/2009
02/2009
01/2009
12/2008
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
11/2008
10/2008
09/2008
08/2008
07/2008
06/2008
05/2008
04/2008
03/2008
02/2008
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
01/2008
12/2007
11/2007
10/2007
09/2007
08/2007
07/2007
06/2007
05/2007
04/2007
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
03/2007
02/2007
01/2007
12/2006
11/2006
10/2006
09/2006
08/2006
07/2006
06/2006
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
05/2006
04/2006
Rating
OK
OK
6/11
3/12/13
GECRB/GAP #601859521724****
P O BO X 9 6 5 0 0 5 O RL A N D O , FL 3 2 8 9 6 - 5 0 0 5 (8 0 0 ) 8 8 7 - 1 1 9 8 Date Opened: Responsibility: A ccount Type: Loan Type: 0 9 /0 5 /2 0 0 4 I ndividual A c c ount Revolving A c c ount C H A RG E A C C O UNT Balance: Date Updated: Payment Received: Last Payment Made: High Balance: Credit Limit: $0 0 2 /0 8 /2 0 1 3 $0 1 0 /0 7 /2 0 0 7 $533 $124
TransUnion
Pay Status: Terms: Date Closed: Date Paid:
C urrent; P aid or P aying as A greed P aid M onthly 0 1 /0 8 /2 0 1 0 1 0 /0 7 /2 0 0 7
Remarks: C L O SE D 01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012 06/2012 05/2012 04/2012
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
03/2012
02/2012
01/2012
12/2011
11/2011
10/2011
09/2011
08/2011
07/2011
06/2011
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
05/2011
04/2011
03/2011
02/2011
01/2011
12/2010
11/2010
10/2010
09/2010
08/2010
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
07/2010
06/2010
05/2010
04/2010
03/2010
02/2010
01/2010
12/2009
11/2009
10/2009
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
09/2009
08/2009
07/2009
06/2009
05/2009
04/2009
03/2009
02/2009
01/2009
12/2008
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
11/2008
10/2008
09/2008
08/2008
07/2008
06/2008
05/2008
04/2008
03/2008
02/2008
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
01/2008
12/2007
11/2007
10/2007
09/2007
08/2007
07/2007
06/2007
05/2007
04/2007
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
03/2007
02/2007
01/2007
12/2006
11/2006
10/2006
09/2006
08/2006
07/2006
06/2006
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
05/2006
04/2006
Rating
OK
OK
GUARANTY BANK #60315046****

4 0 0 0 W. BRO WN D E E R RD BRO WN D E E R, WI 5 3 2 0 9 (8 0 0 ) 8 9 9 - 9 5 0 4 x2 Date Opened: Responsibility: A ccount Type: Balance: Date Updated: Last Payment Made: High Balance: Loan Type: L I N E O F C RE D I T Credit Limit: Remarks: T RA N SFE RRE D T O A N O T H E R L E N D E R 0 5 /0 3 /2 0 0 4 J oint A c c ount L ine of C redit A c c ount $0 0 4 /3 0 /2 0 0 5 0 9 /2 0 /2 0 0 4 $0 $ 1 0 0 ,0 0 0 Pay Status: Date Closed: Date Paid: C urrent; P aid or P aying as A greed 0 9 /2 0 /2 0 0 4 0 9 /2 0 /2 0 0 4
03/2005
02/2005
01/2005
12/2004
11/2004
10/2004
09/2004
08/2004
07/2004
06/2004
Rating
OK
OK
OK
OK
OK
OK
OK
05/2004
Rating
OK
7/11
3/12/13
M&I BRANCH OF BMO HARRIS #504629160****
RE SE A RC H BRK 4 0 1 L SC 7 7 0 N WA T E R ST M I L WA U KE E , WI 5 3 2 0 2 (8 8 8 ) 4 6 4 - 5 4 6 3 Date Opened: Responsibility: A ccount Type: Loan Type: 0 5 /0 3 /2 0 0 4 J oint A c c ount L ine of C redit A c c ount Balance: Date Updated: Last Payment Made: High Balance: Credit Limit: $0 0 6 /3 0 /2 0 0 5 0 2 /0 4 /2 0 0 5 $0 $ 1 0 0 ,0 0 0
TransUnion
Pay Status: Date Closed: Date Paid:
C urrent; P aid or P aying as A greed 0 2 /2 8 /2 0 0 5 0 2 /0 4 /2 0 0 5
C RE D I T L I N E SE C U RE D Remarks: A C C O U N T C L O SE D BY C O N SU M E R 05/2005 04/2005
03/2005
02/2005
01/2005
12/2004
11/2004
10/2004
Rating
OK
OK
OK
OK
OK
OK
OK
OK
8/11
3/12/13
SALLIE MAE #350602302****
PO B 9500 WI L KE S- BA RRE , P A 1 8 7 7 3 - 9 5 0 0 P hone number not available Date Opened: Responsibility: A ccount Type: Loan Type: Remarks: C L O SE D 1 2 /1 4 /2 0 0 2 I ndividual A c c ount I ns tallment A c c ount ST U D E N T L O A N Balance: Date Updated: Last Payment Made: High Balance: $0 0 2 /2 9 /2 0 0 4 0 2 /1 2 /2 0 0 4 $ 5 ,0 7 2
TransUnion
Pay Status: Terms: Date Closed:
C urrent; P aid or P aying as A greed $ 2 7 per month, paid M onthly 0 2 /2 9 /2 0 0 4
01/2004
12/2003
11/2003
10/2003
09/2003
08/2003
07/2003
06/2003
05/2003
04/2003
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
03/2003
02/2003
01/2003
Rating
OK
OK
OK
SALLIE MAE #350602302****

PO B 9500 WI L KE S- BA RRE , P A 1 8 7 7 3 - 9 5 0 0 P hone number not available Date Opened: Responsibility: A ccount Type: Loan Type: Remarks: C L O SE D 1 2 /1 4 /2 0 0 2 I ndividual A c c ount I ns tallment A c c ount ST U D E N T L O A N Balance: Date Updated: Last Payment Made: High Balance: $0 0 2 /2 9 /2 0 0 4 0 2 /1 2 /2 0 0 4 $ 6 ,0 0 0 Pay Status: Terms: Date Closed: C urrent; P aid or P aying as A greed $ 3 2 per month, paid M onthly 0 2 /2 9 /2 0 0 4
01/2004
12/2003
11/2003
10/2003
09/2003
08/2003
07/2003
06/2003
05/2003
04/2003
Rating
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
03/2003
02/2003
01/2003
Rating
OK
OK
OK
Regular I nquiries are pos ted when s omeone ac c es s es your c redit information from T rans U nion. T he pres enc e of an inquiry means that the c ompany lis ted rec eived your c redit information on the dates s pec ified. T hes e inquiries will remain on your c redit file for up to 2 years .
AT&T SERVICES INC

P .O . BO X 1 1 6 7 A RL I N G T O N , T X 7 6 0 0 4 (8 6 6 ) 7 1 8 - 2 0 1 1 Requested On: InquiryType: 1 0 /1 3 /2 0 1 1 I ndividual
CHASE BANK USA N.A.

P O BO X 1 5 2 9 8 WI L M I N G T O N , D E 1 9 8 5 0 (8 0 0 ) 9 5 5 - 9 9 0 0 Requested On: InquiryType: 0 8 /2 4 /2 0 1 1 I ndividual
9/11
3/12/13
TransUnion
T he lis ting of a c ompany's inquiry in this s ec tion means that they obtained information from your c redit file in c onnec tion with an ac c ount review or other bus ines s trans ac tion with you. T hes e inquiries are not s een by anyone but you and will not be us ed in s c oring your c redit file (exc ept ins uranc e c ompanies may have ac c es s to other ins uranc e c ompany inquiries and us ers of a report for employment purpos es may have ac c es s to other employment inquiries , where permitted by law).
BANK OF AMERICA
4 1 6 1 P I E D M O N T P KWY 1 8 2 5 E BU C KE Y E RD G RE E N SBO RO , N C 2 7 4 1 0 (8 0 0 ) 4 5 1 - 6 3 6 2 Requested On: 1 2 /1 1 /2 0 1 2
M O via KARMA/TRANSUNION INTERAC

1 0 0 C RO SS ST RE E T SA N L U I S O BI SP , C A 9 3 4 0 1 (8 0 5 ) 7 8 2 - 8 2 8 2 Requested On: 0 3 /1 2 /2 0 1 2 Permissible Purpose: C O N SU M E R RE Q U E ST
BANK OF AMERICA
6 5 5 P A P E R M I L L RO A DE 5 -0 1 3 -0 3 -0 1 N E WA RK, D E 1 9 7 1 1 (3 0 2 ) 4 5 8 - 1 4 4 8 Requested On: 1 0 /1 1 /2 0 1 1
PROGRESSIVE AUTO 08
P .O . BO X 9 4 5 6 8 C LE V E LA ND, O H 44101 (8 0 0 ) 8 8 8 - 7 7 6 4 Requested On: 0 6 /1 5 /2 0 1 1 Permissible Purpose: I N SU RA N C E U N D E RWRI T I N G
PROGRESSIVE SA AUTO 08
P .O . BO X 9 4 5 6 8 C LE V E LA ND, O H 44101 P hone number not available Requested On: 0 4 /2 1 /2 0 1 1 Permissible Purpose: I N SU RA N C E U N D E RWRI T I N G
-End of Credit Report-
Should you wish to contact TransUnion, you may do so,

Online: T o learn about reporting an inac c urac y c lic k here. For ans wers to general ques tions , pleas e vis it: www.trans union.c om By Mail: T rans U nion C ons umer Relations P .O . Box 2 0 0 0 C hes ter, P A 1 9 0 2 2 - 2 0 0 0
By Phone: (8 0 0 ) 9 1 6 - 8 8 0 0 Y ou may c ontac t us between the hours of 8 :0 0 a.m. and 1 1 :0 0 p.m. E as tern T ime, M onday through Friday, exc ept major holidays .
For all correspondence, please hav e your TransUnion file num ber av ailable (located at the top of this report).
Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
A Summary of Your Rights Under the Fair Credit Reporting Act

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check w riting histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For m ore inform ation, including inform ation about additional rights, go to w w w .consum erfinance.gov/learnm ore or w rite to: Consum er Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
You must be told if information in your file has been used against you. Anyone who use s a cre dit re port or anothe r type of consum e r re port to de ny your application for cre dit, insurance , or e m ploym e nt -- or to tak e anothe r adve rse action against you -- m ust te ll you, and m ust give you the nam e , addre ss, and phone num be r of the age ncy that provide d the inform ation. You have the right to know what is in your file. You m ay re que st and obtain all the inform ation about you in the file s of a consum e r re porting age ncy (your "file disclosure "). You will be re quire d to provide prope r ide ntification, which m ay include your Social Se curity Num be r. In m any case s, the disclosure will be fre e . You are e ntitle d to a fre e file disclosure if:
a person has taken adverse action against you because of information in your credit report; you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance; you are unemployed but expect to apply for employment w ithin 60 days.
In addition, all consum e rs are e ntitle d to one fre e disclosure e ve ry 12 m onths upon re que st from e ach nationwide cre dit bure au and from nationwide spe cialty consum e r re porting age ncie s. Se e www.consum e rfinance .gov/le arnm ore for additional inform ation. You have the right to ask for a credit score. C re dit score s are num e rical sum m arie s of your cre dit-worthine ss base d on inform ation from cre dit bure aus. You m ay re que st a cre dit score from consum e r re porting age ncie s that cre ate score s or distribute score s use d in re side ntial re al prope rty loans, but you will have to pay for it. In som e m ortgage transactions, you will re ce ive cre dit score inform ation for fre e from the m ortgage le nde r.
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You have the right to dispute incomplete or inaccurate information. If you ide ntify inform ation in your file that is incom ple te or inaccurate , and re port it to the consum e r re porting age ncy, the age ncy m ust inve stigate unle ss your dispute is frivolous. Se e www.consum e rfinance .gov/le arnm ore for an e x planation of dispute proce dure s. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate , incom ple te , or unve rifiable inform ation m ust be re m ove d or corre cte d, usually within 30 days. Howe ve r, a consum e r re porting age ncy m ay continue to re port inform ation it has ve rifie d as accurate . Consumer reporting agencies may not report outdated negative information. In m ost case s, a consum e r re porting age ncy m ay not re port ne gative inform ation that is m ore than se ve n ye ars old, or bank ruptcie s that are m ore than 10 ye ars old. A ccess to your file is limited. A consum e r re porting age ncy m ay provide inform ation about you only to pe ople with a valid ne e d - usually to conside r an application with a cre ditor, insure r, e m ploye r, landlord, or othe r busine ss. The FC R A spe cifie s those with a valid ne e d for acce ss. You must give your consent for reports to be provided to employers. A consum e r re porting age ncy m ay not give out inform ation about you to your e m ploye r, or a pote ntial e m ploye r, without your writte n conse nt give n to the e m ploye r. W ritte n conse nt ge ne rally is not re quire d in the truck ing industry. For m ore inform ation, go to www.consum e rfinance .gov/le arnm ore . You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicite d "pre scre e ne d" offe rs for cre dit and insurance m ust include a toll-fre e phone num be r you can call if you choose to re m ove your nam e and addre ss from the lists the se offe rs are base d on. You m ay opt-out with the nationwide cre dit bure aus at 1-888-567-8688 (888-5O PTO UT). You may seek damages from violators. If a consum e r re porting age ncy, or, in som e case s, a use r of consum e r re ports or a furnishe r of inform ation to a consum e r re porting age ncy violate s the FC R A, you m ay be able to sue in state or fe de ral court. Identity theft victims and active duty military personnel have additional rights. For m ore inform ation, visit www.consum e rfinance .gov/le arnm ore . States may enforce the FCRA , and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state A ttorney General. For information about your federal rights, contact:
TYPE OF BUSINESS: CONTACT: 1.a. Banks, savings associations, and credit unions w ith total assets of Bureau of Consumer Financial Protection over $10 billion and their affiliates. 1700 G Street, N.W. Washington, DC 20552 b. Such affiliates that are not banks, savings associations, or credit Federal Trade Commission unions also should list, in addition to the CFPB: Consumer Response Center - FCRA Washington, DC 20580 1-877-382-4357 2. To the extent not included in item 1 above: Office of the Comptroller of the Currency a. National banks, federal savings associations, and federal branches Customer Assistance Group and federal agencies of foreign banks 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050 b. State member banks, branches and agencies of foreign banks (other Federal Reserve Consumer Help (FRCH) than federal branches, federal agencies, and insured state branches of PO Box 1200 foreign banks), commercial lending companies ow ned or controlled by Minneapolis, MN 55480 foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act c. Nonmember Insured Banks, Insured State Branches of Foreign FDIC Consumer Response Center Banks, and Insured state savings associations 1100 Walnut Street, Box #11 Kansas City, MO 64106 d. Federal credit unions National Credit Union Administration Office of Consumer Protection (OCP) Division of Consumer Compliance and Outreach (DCCO) 1775 Duke Street Alexandria, VA 22314 3. Air carriers
4. Creditors Subject to Surface Transportation Board
5. Creditors subject to Packers and Stockyards Act, 1921 6. Small Business Investment Companies
7. Brokers and Dealers 8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and Production Credit Associations 9. Retailers, Finance Companies, and All Other Creditors Not Listed Above
Asst. General Counsel for Aviation Enforcement & Proceedings Aviation Consumer Protection Division Department of Transportation 1200 New Jersey Avenue, S.E. Washington, DC 20590 1-202-366-1306 Office of Proceedings, Surface Transportation Board Department of Transportation 395 E Street, S.W. Washington, DC 20423 Nearest Packers and Stockyards Administration area supervisor Associate Deputy Administrator for Capital Access United States Small Business Administration 409 Third Street, SW, 8th Floor Washington, DC 20416 Securities and Exchange Commission 100 F Street, N.E. Washington, DC 20549 Farm Credit Administration 1501 Farm Credit Drive McLean, VA 22102-5090 FTC Regional Office for region in w hich the creditor operates or Federal Trade Commission: Consumer Response Center-FCRA Washington, DC 20580 1-877-382-4357
2013 TransUnion LLC. All Rights Reserved.
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3/12/13

Welcom e, Michelle Obam a Help

Your Credit Report

Personal Credit Report

March 11, 2013

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Telephone Numbers Reported:

09/2010 Balance $253

C urrent; P aid or P aying as A greed

CHASE MANHATTAN MORTGAGE #158367****

FACS GROUP #37751262****

GECRB/BANANA REPUBLIC #601859004531****

Pay Status: Terms: Date Closed: Date Paid:

C urrent; P aid or P aying as A greed P aid M onthly 0 1 /0 8 /2 0 1 0 1 0 /0 7 /2 0 0 7

GUARANTY BANK #60315046****

Pay Status: Date Closed: Date Paid:

C urrent; P aid or P aying as A greed 0 2 /2 8 /2 0 0 5 0 2 /0 4 /2 0 0 5

C RE D I T L I N E SE C U RE D Remarks: A C C O U N T C L O SE D BY C O N SU M E R 05/2005 04/2005

Pay Status: Terms: Date Closed:

C urrent; P aid or P aying as A greed $ 2 7 per month, paid M onthly 0 2 /2 9 /2 0 0 4

SALLIE MAE #350602302****

AT&T SERVICES INC

CHASE BANK USA N.A.

M O via KARMA/TRANSUNION INTERAC

-End of Credit Report-

Should you wish to contact TransUnion, you may do so,

A Summary of Your Rights Under the Fair Credit Reporting Act

4. Creditors Subject to Surface Transportation Board

2013 TransUnion LLC. All Rights Reserved.

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