NATIONALHOUSINGBANK

NHB SUNIDHI Term Deposit Scheme

Minimum Deposit Amount Rs.50000/For GeneralPublic Interest Rates(% Maturity p.a.) Value (Rs.) 9.25 54788 9.25 60034 9.25 65783 9.25 78985 For SeniorCitizens Interest Rates(% Maturity p.a.) Value (Rs.) 9.85 55110 9.85 60742 9.85 66950 9.85 81333

Period 12M 24M 36M 60M

Yield (%p.a.) 9.58 10.03 10.52 11.59

Yield (%p.a.) 10.22 10.74 11.30 12.53

Notes:
Deposits shall be accepted for a minimum of Rs. 50,000/- and multiples of Rs. 10,000/- thereof

Application forms should be accompanied by a cheque/DD/payorder in favour of NHB SUNIDHI TERM DEPOSIT payable at the collecting Bank i.e. IDBI BANK LDT. In case of deposit of Rs.1 crore and above, written approval of NHB has to be obtained by the arrangers before accepting the deposit. Interest will be compounded quarterly. Interest shall be payable half yearly or on maturity. Nomination facility is available on the deposit. Interest shall be paid on 1st April and 1st October every year. No loan will be extended on the deposit by National Housing Bank.

Whocan apply:

Resident Individual HUF Registered societies Registered Trust Association of persons

NHB SUVRIDDHI (Tax Saving) Term Deposit Scheme

Minimum Deposit Amount Rs.10000/For GeneralPublic InterestRates Maturity (% p.a.) Value (Rs.) 9.25 15797 Yield (%p.a.) 11.59 For SeniorCitizens InterestRates Maturity (% p.a.) Value (Rs.) 9.85 16267 Yield (%p.a.) 12.53

Period 60M Note:

Deposits shall be accepted for a minimum of Rs. 10,000/- and multiples of Rs. 10,000/- thereof
Application forms should be accompanied by a cheque/DD/payorder in favour of NHB SUVRIDHI (TAX SAVING) TERM DEPOSIT payable at the collecting Bank i.e. IDBI BANK LTD.

In case of deposit of Rs.1 crore and above, written approval of NHB has to be obtained by the arrangers before accepting the deposit. Interest will be compounded quarterly. Interest shall be payable half yearly or on maturity. Nomination facility is available on the deposit. Interest shall be paid on 1st April and 1st October every year. No loan will be extended on the deposit by National Housing Bank.

Whocan apply: Resident individual HUF Stampon ApplicationForm:

RR Investors Retail Services Pvt. Ltd.

Premature Withdrawal:
As per the directions of the Reserve Bank of India currently in force, the deposit shall not be repaid before the expiry of 6 months from the date of deposit. All such premature after 6 month of deposit shall be subject to such term, including reduction in the rate of interest as prescribed in the companies (Acceptance of Deposit) Rules, 1975 as amended from time to time. Refund/ Renewalof Deposit:
Deposits can be renewed by submitting the Deposit Receipts discharged on reverse(with revenue stamp of Re.1/-)along with a fresh Application Form duly filled and signed by sole/joint Depositor(s) 4 week prior to the date of maturity. Any renewal of Deposit in advance of its maturity date, as of its maturity date will be subject to the rate of Interest and other items and conditions prevailing on the date of said maturity date.

No change in the first name of the depositor is permitted at the time of renewal.

The Fixed Deposit will be repaid only on maturity and not on demand or notice except at the discretion of the Company. Repayment of the principal amount will be made by account payee cheque/demand draft on the Company's Bankers encashable at par. Company reserves the right to repay the deposit in case of non receipt of renewal request 4 weeks before the date of maturity.

MANDATORY DOCUMENTS TO BE SUBMITTED AS PER KNOW YOUR CUSTOMER NORMS, DIRECTED BY RESERVE BANK OF

Category, if

To prove

-Proof of Identity A. Individual -Correct permanent address

INDIA Document to be submitted along with application form (i) Passport (ii) PAN Card (iii) Voters Identity Card (iv) driving license (v) Identity card (vi) Letter from recognized public authority o public servant verifying the identity and residence of the customer (any one document mentioned above) (i)Telephone bill (ii) Bank account statement (iii) Letter from any recognized public authority (iv) Electricity bill (v) Ration Card (vi) Letter from employer (any one document mentioned above) (i) Certificate of incorporation and Memorandum & Articles of Association (ii) Resolution of the Board of Directors to open a deposit and identification of those who have authority to operate the deposit (iii) Power of Attorney granted to its managers, officers or employees to transact business on its behalf (iv) Copy of PAN allotment letter (v) Copy of telephone bill (i) Registration certificates, if registered (ii) Partnership deed (iii) Power of Attorney granted to a partner or an employee of the firm to transact business on its behalf (iv) Any officially valid document identifying the partners and the persons holding the Power of Attorney and their addresses (v) Telephone bill in the name of firm/partners (i) Certificate of registration, if registered (ii) Power of Attorney granted to transact business on its behalf (iii) Any officially valid document to identify the trustees, settlers, beneficiaries and those holding Power of Attorney, founders/managers/directors and their addresses (iv) Resolution of the managing body of the foundation/association (v) Telephone bill

B. Companies

-Name of Company -Principal place of business -Mailing address of the company -Telephone/Fax Number -Legal name -Address -Name of all partners and their addresses -Telephone numbers of the firm and partners -Name of Trustees, settlers, beneficiaries and signatories -Names and addresses of the founder, the managers/directors and the beneficiaries -Telephone/fax numbers

C. Partnership firms

D. Trusts /Foundations

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