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100% Guaranteed Coverage for Individuals and Families Who Cannot Afford or Qualify for Full Comprehensive Medical Plans Guaranteed Issue and Instant Fulfillment
Underwritten by Unified Life Insurance Company (B++) NCE Membership Exclusively Offered through National Congress of Employers Association
Plan Overview
Benefits are based on an annual period from effective date. There is a 30 day waiting period for all sickness benefits. Benefit Description (Per Insured)
300
$50
5
500
$50
5
750
$50
5
1000
$75
5
1000+
$100
5
Per Visit
Maximum Visits
Emergency Room
The carrier will pay the benefit shown when an emergency room visit is made due to an accident or illness.
Per Visit
Maximum Visits
$50
1
$50
1
$75
1
$100
1
$200
1
Hospital Admission
The carrier will pay the benefit shown when admitted to a hospital due to accident or sickness.
N/A $300
30
N/A $500
30
N/A $750
30
N/A $1,000
30
$1,000 $1,000
30
Hospital Confinement
The carrier will pay the benefit shown if you incur charges for and are confined in a hospital due to accident or sickness.
ICU/CCU
The carrier will only pay benefits if the Hospital Confinement Benefit is also payable. Benefit will be payable in addition to the Hospital Confinement Benefit.
N/A
N/A
N/A
N/A
$1,000
50%
70%
80%
100%
100%
Anesthesia
Percentage of amount paid to Surgeon
20%
20%
20%
20%
25%
Per Visit
Maximum Visits
$100
1
$100
1
$100
1
$100
1
$200
1
Per Visit
Maximum Visits
N/A
$50
2
$50
2
$75
3
$200
3
Unified RightMed product offered through the National Congress of Employers Association URM_v2 .9.12
Additional Benefits
Benefits are based on an annual period from effective date. There is a 30 day waiting period for all sickness benefits. Benefit Description (Per Insured)
300
500
750
1000
1000+
Per Day
Days Per Coverage Year
$150
60 Days
$250
60 Days
$375
60 Days
$500
60 Days
$500
60 Days
Per Treatment
$50
$50
$50
$50
$50
20 Visits 20 Visits 20 Visits 20 Visits 20 Visits Per Coverage or $1,000 or $1,000 or $1,000 or $1,000 or $1,000 Year
$250
1
$250
1
$250
1
$250
1
$250
1
Emergency Room
Carrier will pay the Emergency Room benefit if a Covered Person incurs charges for Emergency Room services as a result of a Covered Accident.
Inpatient Admission
Carrier will pay the Inpatient Admission benefit if a Covered Person incurs room and board charges for admission to a Hospital as the result of a covered accident.
$500
1
$500
2
$500
2
$500
3
$500
3
3 Unified RightMed product offered through the National Congress of Employers Association URM_v2.9.12
500
$266 $475 $430 $614
750
$305 $553 $500 $720
1000
$409 $761 $687 $1,000
1000+
$658 $1,259 $1,136 $1,672
4 Unified RightMed product offered through the National Congress of Employers Association URM_v2 .9.12
This insurance is not major medical coverage and is not designated as a substitute for basic health insurance or major medical coverage. The plan limitations are disclosed in the certificate of coverage provided in the fulfillment kit. The Limited benefit plan has a pre-existing condition limitation. A pre-existing condition, physical or mental, regardless of cause or condition, for which medical advice, diagnosis, care or treatment was recommended or received from a physician within a 12 month period preceding the effective date of covered person. Plans are not available in all states. Check the state availability on the website. Certain provisions of the plan vary by state. There is a 10 day free look period.
5
Unified RightMed product offered through the National Congress of Employers Association URM_v2.9.12
Unified RightMed Product offered through the National Congress of Employers Association URM_v2.9.12