KARIM MOHAMED ZAKI

VILLA 21, DISTRICT #3, ZONE #1, NEW CAIRO, EGYPT.

TEL:02 26180764 CELLULAR:02 0100201044
E-MAIL:KARIMMZAKI@GMAIL.COM

WORK EXPERIENCE

 AUB “Ahli United Bank - Egypt”

March 2008 – Till this time
Working as a Treasury Operation Officer in “Treasury Back Office Department”
 Responsible for a new system (Real Time Gross Settlement) implementation in
coordination with the Central Bank of Egypt:
o Responsible for monitoring the CBE EGP account.
o Responsible for the intra account transfers between LOMs, Conduct and
supervise daily operations of RTGS strictly in compliance with the
operating instructions RTGS,
o Monitor all the cash flow incoming and outgoing,
o Monitor Inter Bank Funds Transfers and Securities trading in RTGS
System.
 Responsible for preparing on daily basis the bank’s reserve calculation and
sending the reserve memo to the dealing room to act accordingly.
 Provide assistance and support for the Treasury front office dept. and the dealing
room dept. by executing the daily MM (Loans & Deposits) & FX deals and
checking the implementation of these deals by branches and various operational
depts.,
 Determine the surplus or deficit of foreign & local currencies, communicate with
other banks and correspondent banks with related issues and activities,
 Responsible for the execution of loans and deposits done by the front office,
expert in using the swift system for payments and communications.

 CIB “Commercial International Bank”

March 2006 – March 2008
Working as a Corporate Specialist in “Credit department – Pharmaceutical Team”
 Serving a principle point of contact with operational departments and branches
that handle corporate accounts.
 Monitor corporate accounts and facilities to ensure that they are covered with no
shortage in supports,
 Responsible for preparing different types of reports, writing memos and
spreading.
 Assure that all documents are in place with operational departments and
branches to prevent any disputes, ensuring customer compliance with our credit
policy and facilitating structure requirements.
 Organize credit files and regularly update them with the required documents,
 Follow up and closely monitor accounts on a regular basis to ensure that
approved limits abide to terms and conditions ,
 Follow up the day-to-day operations of accounts ,
 Gather data about certain sectors and assisting superiors in transforming such
data into useful information worthy of enclosure in a comprehensive market
research.
 Provide assistance to the team in day to day servicing of credit related accounts,
facilitating customer utilization of the bank's products,
 January 2005 – March 2006
Working in the Central Operation “Money Transfer department”
 Responsible for preparing outgoing transfers domestically and foreign payment
using swift (MT 103,110 and 202) messages between banks
 Perform other miscellaneous job related activities and solve any problems related
to customers' accounts.

EDUCATION
Post Graduate Studies
 Masters of Business Administration at the Arab Academy of Science,
Technology and Maritime Transport ( 2nd semester )

Bachelor of Science in Business Administration

 Major: Banking, Finance and Investment ( English Section )
Business, Economics and Information Systems
Misr University for Science and Technology (MUST), Giza - Egypt
 Grade: Good+ (Percent: 74.2 %)
 Graduation Date: June 2004

School Education
 Port Said Language Schools, Zamalek (1986 - 1999).

TRAINING&EXTRA CURRICULUM ACTIVITIES

 National Bank of Abu Dhabi
Customer Service Department
January 2001 – February 2001
January 2004 – February 2004

 Annual Model of Egyptian Stock Exchange (MESE), Faculty of

Economics and Political Science (FEPS)
Participant (broker)
st
October 2002 -April 2003 (Awarded1 place)
st
October 2003 -April 2004 (Awarded1 place)

 EGYTEC (A reputed organizer of international exhibitions)

Organizing and Registering Summers of 1999, 2000, 2001, 2002, 2003, 2004

COURSES

 Principles of Accounting
 Advanced Accounting
 Financial Statement Analysis
 Treasury Operations and Structure - Introduction
 Anti Fraudulent Documents Program
 Anti Money Laundry
 SKILLS
 Perfect command in all windows applications including Microsoft Word, PowerPoint,
Excel and Visio in addition to internet search
 Typing speed in English and Arabic ( Minimum 40 words/minute )

LANGUAGES
 Arabic: Mother tongue
 English: fluent
 French: fair

PERSONAL INFORMATION
 Marital status: Married
 Nationality: Egyptian
 Date of birth: 9/9/1981