4th Maintenance Battalion Unit, Personal & Family Readiness

V O L U M E I V , I S S U E 3 S P R I N G / S U M M E R J U N E 2 0 1 3

Commanders Corner
S P E CI AL POINTS OF INTEREST:
Summer Vacation Opportunities Financing College VA Home Loans and more!

Dear Marines, Sailors and family members of 4th Maintenance Battalion, The last several months have been hectic for all of us, and as we look toward a summer full of Annual Training exercises, upcoming deployments and formal transition to Combat Logistics Battalion-451, we have a solid newsletter that has been developed to communicate upcoming battalion activities and helpful tips & tricks for you. I will tell you that I am truly looking forward to hearing about the challenges, successes

INSIDE THIS ISSUE:

Commanders 1 Corner SgtMaj Straight Talk 1

and experiences you will have this season while out representing our battalion. Whether it be in 29 Palms for our Reserve Integrated Training Exercise or Enhanced Equipment Allowance Pool, are overseas in Norway or are on another annual training event- you will be the face of 4th Maintenance Battalion and I could not be more happy. Our battalion is constantly impressing me in what we bring to the table, but also at the individual scale where you as individuals are the

best and brightest that the Marine Corps has to offer. I would like to take this time to also formally welcome Sergeant Major Neel to our family, and wish farewell to Sergeant Major Cummings. SgtMaj Neel hails from A Co, 4th Maintenance Battalion (cont on page 2)

From the Chaplains Message Summer Safety Va Home Loans

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Sergeant Major Straight Talk

Marines, friends, and families, The summer is finally here. It has been an honor serving as your Battalion Sergeant Major for the past three years. I am thankful for all of your hard work and efforts in making our Battalion shine amongst the others in our group. I am also happy to inform those whom may not already know, that I have been slated and appointed as your Regimental Sergeant Major for Combat Logistics Regiment 45. What great news for my wife Kelly and me to have such an honor. With that being said, please welcome SgtMaj Neel to the family and continue your progression in being recognized for your outstanding service. He will make sure to guide and mentor all with expectations of helping Marines and Sailors prepare for opportunities, whatever they may be. I would also like to take this moment to thank the entire I&I Staff, Battalion Staff, and our Family Readiness Officer (Kati) for their help in always keeping the Battalion moving positively, and always leading the pack. To LtCols Castellano and Pierson, thank you gentlemen for your consideration to the Marines and Sailors of the Battalion, and for being (cont on page 3)

8 Military Academic Advanceme

MySECO Link Recap

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From the FRO:

Greetings, Marines, Sailors, Families and Friends! WOW!!! Where has the time gone! It seems like yesterday that we were bringing in the New Year!!! And now, here it is JUNE!!! June means schools out, graduation, fun in the sun, beach trips, and family vacations! In this newsletter you will find some vacation ideas and resources you can use for planning that trip and making some memories! Also, there are some tips/ tricks for staying safe and making sure those memories stay positive! :) Summer also tends to mean PCS-ing (new duty stations), new home buying, or transitioning new graduates to college, or even starting college yourself. You will find resources in this newsletter for all of this! Over the next few months, we will have a lot of moving parts and changes in the battalion. Please remember that through all the changes, transitions, and movements, I am still here to support and assist each of you as needed. If necessary, I can provide a warm hand-off to your new FRO, or continue to assist until your needs are resolved. One of the main focuses in our program is providing information and resources to you. We will be utilizing eMarine and other channels of communication much more to pass all the information to you more effectively, especially as all the changes come to fruition. If you find a great resource that you feel would benefit other Marines and families, please feel free to forward that to me. All of my contact info is to the left and Im almost always available. This newsletter is packed with information! I hope you will take the time to read through it and take advantage of some of these resources! As always, Im just an email or phone call away if you need me! :-)

Ms. Kati Toney

Family Readiness Officer 4th Maintenance Bn Charlotte, NC 704-598-0015 x337 BB: 704-488-9770 kati.toney@usmc.m il FACEBOOK Kati Toney-Fro

Kati

Commanders Corner (cont)

and has an extensive, wide range of experiences that will greatly enhance our already highly capable battalion. He intends to hit the ground running, so I know it will be just a short time before you have a chance to meet him in person as he makes his rounds and makes a positive impact on our rhythm of business. SgtMaj Cummings has departed our command after successfully completing his 3 year tour, but isn't going far- his new posting will be at CLR-45 where as our parent command he will be able to support us from a new level. Looking forward, I commit to you that your leadership and battalion staff will maintain transparency in our planning and strategic intent on all upcoming key events as they directly relate to you. The summer months are hectic enough and we will provide you with information to appropriately plan and enjoy these fleeting weeks when much of the country is laying poolside. As such, please take a look through this newsletter and review what is being passed along. Semper Fidelis, LtCol K.D. Pierson Commanding Officer 4th Maintenance Battalion .
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Sergeant Major Straight Talk (cont)

truly outstanding leaders. To SgtMaj Braswell, I could not have had a better counter-part. Please know that I am thankful for all of your support. I wanted to publicly give thanks to everyone, since everyone could not be present at my relief and appointment ceremony where I made comments. Kelly and I will miss our drives to Charlotte and being with the Marines there. We will look for chances to visit when possible, but will now settle in Marietta, GA. Please allow me to assist you if needed. I am happy to serve and know we have an advantage over our sister regiment (CLR 4).Take care and be safe. Semper Fi. SgtMaj L.B. Cummings Sergeant Major 4th Maintenance Battalion

Summer Vacation Opportunities

The Department of Defense and its partners have some great opportunities for service members and their families to have fun this summer without breaking the bank. -Blue Star Museums: From now through Labor Day, Blue Star Museums is offering free admission to military personnel and their families at more than 1,800 museums across the United States as a way to say thank you for their contributions to and sacrifices for our country. Participating museums include children's museums, fine art and history museums, science centers and nature centers. For more information and to see what museums are participating in each of the 50 states, visit the Blue Star Museums website at http://www.nea.gov/national/bluestarmuseums/index-ongoing.php -National Parks and Federal Recreational Lands Military Pass : This pass provides year-round access to service members and their families and allows them entry into national parks, recreational areas, wildlife refuges, monuments, battlefields, military parks, historic sites and more - all at no cost! It's a great way to visit one of America's treasures, such as the Grand Canyon, Yosemite National Park and historic battlefields. For more information on obtaining a pass or to simply find a park, please visit the website at http://www.nps.gov/findapark/passes.htm From an air and space museum to a wild outdoor adventure in the woods, the DoD wants to make sure military families have inexpensive ways to spend quality time together this summer. These two programs are a great way to jumpstart everyone's summer vacation plans!

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Chaplains Message
Greetings Marines! Since December 2012 I have been on ADSW (similar to ADOS) in New Orleans as the MARFORRES HQ BN and Support Facility Chaplain. It has been interesting seeing the struggles, challenges, and rewards associated with a different level of command. Yet they too experience the same joys and satisfactions of jobs well done, as well as headaches such as short-fused tasks from higher headquarters (the higher up, the more demands). We all need stability. Easier said than done. I often cant control circumstances, you say in frustration. True. Howeveryou can control the stability of your responses. No one can make you respond negatively such as anger, bitterness, or frustration. You are a Marine. You learn to respond to out-of-control circumstances on the battlefield. How is your response to out-of-control circumstances such as FSRG, sequestration, continuing resolution, etc.? Are you responding with determination, resolve, and a gracious spirit? By doing so, you enable yourself to be calm on the inside despite the craziness going on all around. We now have a second chaplain on deck. Chaplain (LTJG) Jack Carmody is currently completing Chaplain School requirements. He is a Presbyterian pastor from Columbia, SC who will now be drilling regularly with us. In fact, while I am on orders until the end of FY13, Chaplain Carmody will be the primary chaplain. Please feel free to contact him anytime for any reason at jack.r.carmody@gmail.com or his cell 803-760-8003. Semper Fidelis, Marines! Always Be Faithful100% of the time! Chaps

The real measure of your wealth is how much you'd be worth if you lost all your money. ~Author Unknown

Greetings! My name is Chaplain Jack Carmody and I am the new Chaplain for 4th MB. This is my first billet since being commissioned and I am excited to be serving with you! As far as my background, I grew up in Atlanta, GA where I spent the first eighteen years of my life. I went to undergrad in Clinton, SC at Presbyterian College. Although I grew up going to church, I did not have a personal relationship with God until my freshman year of college. Funny story I actually accepted Christ at about midnight at a Waffle House! Upon graduation I worked as a student ministries director for a few years in Greenwood, SC where I met my wife. Next, God led us to further our training and we enrolled in Covenant Theological Seminary in St. Louis, MO. After three years there we were called back to South Carolina to Chapin Presbyterian Church, where I am an assistant pastor. I was commissioned as a Chaplain in August 2013. I am here to serve you in any way that I can, whether that be helping to meet your religious needs, offering a prayer for/with you, or simply lending a listening ear. If you ever need to get a hold of me for any reason do not hesitate to call me at 803-760-8003 or email me at jack.r.carmody@gmail.com. Looking forward to getting to know you all better! CH Carmody

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Summer Fun Means Summer Safety!

For many, Memorial Day Weekend marks the official start of summer. There are backyard barbecues, road trips to the beach or just lazy days under the hazy summer sun. Summer is a time to unwind and enjoy mild temperatures and great weather, as long as vacationers are mindful of the dangers of summer sun. Sun burns, heat exhaustion and heat stroke can bring a quick end to any vacation or day at the beach. It is important to know the symptoms of sun-related illnesses and also to know where to go for help. Depending on the shade of the skin, sun burns can be pink to bright red or darker brown. The severity of the burn will determine whether medical care is necessary. First degree burns, while painful, are the easiest to treat and do not necessarily require medical attention. Anyone with sunburn should seek shade, get some water and apply a first-aid lotion to the burn to relieve the pain. Second degree burns will produce liquid filled blisters. By sending fluid to the skin, the body is trying to cool itself and stop the burning. It is important not to open or break these blisters because opening the wound could lead to infection. Call 911 or another emergency number to get help. If you can, apply a cool mist to the skin. Dont wrap the burned area or allow clothing to touch the blisters because the cloth will stick to the skin and pull it off. Third degree burns are serious and can result in death. Someone with third degree sunburn is likely unconscious, so call 911 immediately. Bring shade to them dont try to move them and keep their airway open so they can breathe. Sunburn could be a sign for the onset of a more serious condition like heat exhaustion or heat stroke. Look for other symptoms like profuse sweating, muscle cramps, weakness or dizziness and nausea and vomiting. If medical care is necessary, it is important to always know where to get help, especially while traveling. TRICARE beneficiaries are covered while traveling on business or vacation, but it is vital to know what you need to do to get help. Emergency care is covered for all TRICARE beneficiaries. Beneficiaries enrolled in TRICARE Prime, TRICARE Prime Remote, TRICARE Prime Overseas, TRICARE Prime Remote Overseas or the TRICARE Young Adult-Prime Option must contact their primary care manager within 24 hours or the next business day after receiving emergency care. People using TRICARE Standard and Extra will save money if they use a network provider. For more information on how to get care when traveling, please visit www.tricare.mil/GettingCare/ Traveling.aspx. For more info on Summer Safety, please visit: http://www.cdc.gov/features/ summertimesafety/

MORE VACATION OPTIONS:

Disney Parks: 4-Day Military Promotional Park-Hopper ticket is $156 +tax. For more info,
please visit the website at https://disneyworld.disney.go.com/special-offers/

Shades of Green: http://www.shadesofgreen.org/

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Financing a College Education FREE Tax Prep cont. With college costs rising each year, most students will need help funding their education. Even
if college is still a few years away, you'll be faced with the realities of paying for it sooner than you think. Navigating the complexities of the different programs available to finance college can seem overwhelming. The process will take time, and most importantly, you'll need a plan. When your children are younger, planning for college may mean putting money into a 529 plan, which grows tax-free as long as the earnings are used for college expenses. As your children get older, you'll want to educate yourself on how to apply for the different financial aid, college loans and scholarship options. Fortunately the Department of Defense offers a range of services and support, like personal financial counseling, that can help you find information and explore your options. The following steps can help you get started with a plan to pay for college: Calculate the cost of college. This first step will help you know what you're up against so you can set realistic savings goals. Use the Department of Education College Affordability and Transparency Center (http://collegecost.ed.gov/catc/Default.aspx) calculator. It lets you generate reports based on the type of college you are interested in attending. Start saving. Take the Military Saves (www.militarysaves.org) pledge and commit to saving a little each month toward a college fund. Explore all available options for tuition help, such as grants, loans and scholarships. If you are eligible for the Post 9/11 GI Bill (www.gibill.va.gov), you may be able to transfer the benefits to your children in certain circumstances. Read Tuition Help for Military Children (http://www.militaryonesource.mil/k-12-and-college-education? content_id=268720) for more ideas. Seek out and apply for scholarships. There are many types of scholarships available, including ones offered in the local community and ones for military children. Applying for scholarships can be time consuming, so it's important to encourage your student to target those scholarships he or she is most likely to receive. Check out Collegescholarships.org (www.collegescholarships.org), which offers a comprehensive review of scholarship websites. Get smart on deadlines for federal student aid. Learn about the process for applying well before it's time to submit an application. There are federal, state and school deadlines for the Free Application for Federal Student Aid (http://www.fafsa.ed.gov/), and they may vary by state or by institution. Visit your child's high school counselor, who can help you apply for financial aid and find scholarships that are available to students locally. Shop around for student loans. The Consumer Financial Protection Bureau's Know Before You Owe (http://www.consumerfinance.gov/students/knowbeforeyouowe) initiative is helping parents and youth make informed decisions by encouraging the use of a new form, the Financial Aid Shopping Sheet. This form can help simplify college financial information for students and their parents.

"We make Marines and we win our nations battles. Then we turn those men and women back to Americas society better people."
(Quote by General Krulak, 31st Commandant, USMC)

Even though planning for college can seem like a daunting task, a little time and preparation can help understand your options and make informed choices. Visit the personal financial counselor at your installation's military and family support center, or visit Military OneSource (800-342-9647) to learn more. -from Military Community and Family Policy Newsletter, June 2013

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VA Home Loans
VAs Home Loans: More Than Just Buying a Home
June 11, 2013 By Curtis Coy

Stable housing leads to long-term stability, which factors into reliability and other characteristics of successful employees. Are you aware that loans guaranteed by the VA Home Loan Program (http://www.benefits.va.gov/homeloans/) have had the lowest foreclosure rate in the past 19 quarters compared to all other types of home loans? This is pretty significant given the trials and tribulations of the housing market during the past several years. Many do not know that VAs Home Loan Program Benefit is not a one-time benefit, but can be reused. Since 1944, more than 20 million Veterans and Service Members have enjoyed the benefit of a home purchase through the VA Home Loan program. Veterans who have already used their VA benefit in their home purchase may reuse that benefit to purchase another residence, or to refinance to a lower rate. This is referred to as an Interest Rate Reduction Refinance Loan (IRRRL) (http:// benefits.va.gov/HOMELOANS/irrrl.asp) or Streamline Refinance Loan. No appraisal or credit underwriting is required. Consider this: If a Veteran used their benefit, perhaps while on active duty, to purchase a home, they should compare their interest rate with current rates in their area. That Veteran can reuse their VA benefit to refinance their home with no money out of pocket, as costs may be included in the loan. If that Veteran has since separated or retired from the military and receives disability compensation of at least 10%, he or she is exempt from the funding fee. This can be a considerable monthly or total savings for the Veteran. On average, Veterans saved more than $200 per monthly payment on IRRRLs last year, saving those Veterans over $900 million in their first two years alone! Veterans may obtain a Certificate of Eligibility online through eBenefits (www.ebenefits.va.gov/) or through their lender. I encourage Veterans to seek the advice of a financial professional and to contact several lenders for quotes to determine what is in their best interest. If you have any questions, you can contact your closest VA regional office with Loan Guaranty staff by calling 877.827.3702, or visiting this website (http://www.benefits.va.gov/HOMELOANS/ contact_rlc_info.asp). Curtis Coy is VAs Deputy Undersecretary for Economic Opportunity and a U.S. Navy and U.S. Air Force Veteran.

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Military Academic Advancement Program

The Department of Defense has partnered with the Department of Agriculture and Kansas State University to provide quality distance education programs to service members, their spouses and children, and civilian professionals with the Military Academic Advancement Program. Program overview The Military Academic Advancement Program works through the Great Plains Interactive Distance Education Alliance, an inter-institutional academic association of accredited public research universities, to offer quality online degree programs to the military community. This distance-learning model allows service members, their families and civilian professionals to earn postsecondary degrees and certificates while relocating frequently. Available degree/certificate programs Members of the military community can earn master's degrees and graduate certificates in the following programs. Family and community - This master's degree provides students a foundation for understanding family resources, dynamics and interpersonal factors that promote resilience, preparing individuals to function in a variety of occupations promoting family life and family/community development. The master's degree program includes 36 credit hours of course work: 30 credits of core courses and six credits of electives, supervised project or internship. Family financial planning - The Military Academic Advancement Program offers a master's degree and two graduate certificates in family financial planning. The master's degree provides students with a comprehensive financial planning curriculum and prepares them to take the Certified Financial Planner certification examination. The program consists of 42 total credit hours: 12 three-credit courses taken in any order with the Financial Planning Case Study course designed as a capstone to the program. The remaining six credit hours are supervised experiences or projects in family financial planning. The financial planning graduate certificate consists of 18 credit-hours and is designed for students who want graduate coursework that meets the educational requirement to sit for the Certified Financial Planner certification examination but who do not need a master's degree. The financial and housing counseling graduate certificate is an 18-hour graduate certificate that qualifies students to sit for the Accredited Financial Counselor examination offered by the Association for the Financial Counseling and Planning Education. It also provides background for students interested in taking the Certified Housing Counselor certification examination. Youth development - The Military Academic Advancement Program offers a 36 credit -hour master's degree in Youth Development, a 13 credit-hour Youth Development Specialist graduate certificate and a 13 credit-hour Youth Program Management and Evaluation graduate certificate. A master's degree or graduate certificate in Youth Development benefits elementary, middle and high school educators, extension educators and military youth specialists. Additional academic programs in the human sciences and agriculture are available through the Great Plains Interactive Distance Education Alliance and welcome military students, families and veterans who are seeking career advancement opportunities.

"We make Marines and we win our nations battles. Then we turn those men and women back to Americas society better people."
(Quote by General Krulak, 31st Commandant , USMC)

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Partner institutions After choosing a program area, students can complete their degree through one of several partner universities within the Great Plains Interactive Distance Education Alliance. These universities include:

Colorado State University Iowa State University Kansas State University Michigan State University University of Missouri Montana State University University of Nebraska-Lincoln North Carolina State University North Dakota State University Oklahoma State University South Dakota State University Texas Tech University

Financial aid and other assistance for the military community Each of the partner institutions within the Great Plains Interactive Distance Education Alliance offers assistance specifically for members of the military community. This assistance includes potential financial aid through the university, help with state-level financial aid for military families, assistance with transferring military and other institutional education and training into course credits and help accessing federal-level educational benefits such as the G.I. Bill. More information on financial and other assistance available to members of the military community is available through each of the university websites. Colorado State University Iowa State University Kansas State University Michigan State University University of Missouri Montana State University University of Nebraska-Lincoln North Carolina State University North Dakota State University Oklahoma State University South Dakota State University Texas Tech University More information More information on the program is available on the Great Plains Interactive Distance Education Alliance Military Academic Advancement Program (http://www.hsidea.org/

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MySECO: Spouse Education and

Career Opportunities Website
Military spouses can access the MySECO Website for expert education and career guidance at any time and from anywhere. The website offers comprehensive tools, self-assessments, information and resources to support the four SECO lifecycle phases: career exploration, education and training, employment readiness and career connections. What MySECO can offer you
"We make Marines and we win our nations battles. Then we turn those men and women back to Americas society better people."
(Quote by General Krulak, 31st Commandant, USMC)

Using the tools and assessments on the site, you can begin to explore your interests, skills, passions and personality type to determine the best fit for education and career choices for building a portable and meaningful career path. MySECO offers top industry-leading assessments such as Myers-Briggs, Strong Interest Explorer, Kuder Journey, Career Scope and more. These key assessments provide the following essential capabilities: Career aptitude assessments Interest inventories Personality assessments Work values inventories Skills assessments

Functions of MySECO The functions of the MySECO website allow you organize and track your personal information such as education and work histories and quickly seek out helpful resources to help you navigate and manage your education and career lifecycle phases. Many of these functions are available on the site now; other functions will be added as the site is updated. With the new capabilities, you will be able to do the following: Develop a personalized profile Explore new topics using keywords, MySECO internal search engine or by following the site menus Find answers to common questions using the "How do I..." feature Import a LinkedIn profile* Build and manage a resume(s)*

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View and print occupational information on hundreds of Department of Labor defined occupations*

*Coming Soon MySECO on the go The SECO website can be delivered to all mobile devices and tablets seamlessly and quickly, while maintaining a singular set of content. Career Counselors Along with all the resources and tools available on MySECO, SECO Career Counselors are there with you every step of the way to provide you with the support and information you need to achieve your career goals and aspirations. Counselors are master's-level subject matter experts and certified professional counselors who can provide you with the following: Assistance locating funding for education Help with locating the right school/program Advice on balancing work and family life Assistance with resumes, interview skills and more Support in developing an individual career plan for a portable career

If you would like to speak to a SECO Career Counselor, you can call 800-342-9647. Additional Spouse Education and Career Opportunities Websites The SECO program also sponsors two other websites, MyCAA Scholarship and MSEP Career Portal, which support military spouses' goals to further their education and explore their career opportunities. The MSEP Career Portal is an employment and career partnership connecting military spouses to more than 160 military-friendly partner employers who have pledged to recruit, hire, promote and retain military spouses in portable careers. The portal allows spouses to set up a personalized account, build a resume, search for available positions and link to MSEP Partner websites to apply for available jobs online. The site also provides additional resources and support services, as well as advice on how to make and manage networking connections. The Military Spouse Career Advancement Account Scholarship is a workforce development program that provides up to $4,000 of financial assistance for eligible spouses to meet their education, licensing or certification goals. Spouses of active duty service members in pay grades E-1 to E-5, W-1 to W-2 and O-1 to O-2 on Title 10 military orders are eligible for the scholarship. The MyCAA Scholarship website offers educational program information and lists of approved programs of study, as well as approved MyCAA schools. Spouses can also create a personalized MyCAA account and an education and training plan. Start your education and career journey with SECO - Learn. Advance. Succeed.

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"We make Marines and we win our nations battles. Then we turn those men and women back to Americas society better people."
(Quote by General Krulak, 31st Commandant, USMC)

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Links Recap!
Here you will find the links to everything listed in this newsletter
Blue Star Museums
http://www.nea.gov/national/bluestarmuseums/index-ongoing.php

National Parks Military Pass

http://www.nps.gov/findapark/passes.htm

Disney Military Promotional Ticket

https://disneyworld.disney.go.com/special-offers/

Shades of Green
http://www.shadesofgreen.org/

Using Tricare while Traveling

www.tricare.mil/GettingCare/Traveling.aspx

Dept of Education College Affordability and Transparency Center

http://collegecost.ed.gov/catc/Default.aspx

Military Saves
www.militarysaves.org

G.I. Bill
www.gibill.va.gov

Tuition Help for Military Children

http://www.militaryonesource.mil/k-12-and-college-education?content_id=268720

CollegeScholarships.org
www.collegescholarships.org

Free Application for Federal Student Aid

http://www.fafsa.ed.gov/

The Consumer Financial Protection Bureau's Know Before You Owe

http://www.consumerfinance.gov/students/knowbeforeyouowe

VA Home Loan Program

http://www.benefits.va.gov/homeloans/

Interest Rate Reduction Refinance Loan (IRRRL)

http://benefits.va.gov/HOMELOANS/irrrl.asp

VA Benefits online
www.ebenefits.va.gov/

Military Academic Advancement Program

http://www.hsidea.org/maap/

MySECO Website
https://myseco.militaryonesource.mil/

MSEP Career Portal

https://msepjobs.militaryonesource.mil/

MyCAA
https://aiportal.acc.af.mil/mycaa/default.aspx

SitterCity
sittercity.com/DoD

Safe Helpline
Safehelpline.org

4th Maintenance Battalion

6115 N Hills Circle Charlotte, NC 28213 Phone: 704-598-0015 Fax: 704-598-0070

Useful Websites and Contacts

Military One Source: www.militaryonesource.com Military Home Front: www.militaryhomefront.dod.mil Military Spouses: www.milspouse.com Marine Parents: www.marineparents.com Blue Star Mothers: www.bluestarmothers.org Marine Corps Community Services: www.usmc-mccs.org Military Pay: www.dfas.mil/militarypay.html Tricare: www.tricare.mil/mybenefit American Red Cross: www.redcross.org Marine Forces Reserve: www.marforres.usmc.mil Official Marine Corps Website: www.marines.mil DStress: www.dstressline.com or 877-476-7734 National Suicide Prevention Hotline: 800-273-TALK ((8255) National Resource Directory: www.nationalresourcedirectory.gov

USMC: Improvise. Adapt. Overcome