California League of Latin American Citizens

C.A.L.L.A.C. Affiliated with the National League of Latin American Citizens

P.O. Box 433 Torrance CA 90508-0433 Tel: 213.787.5476 callac@janbtucker.com http://nllac.blogspot.com/2011/08/announcingformation-of-national-league.html

June 21, 2013 Grace Hoil Min Sr. Vice President Hanmi Bank 11754 E Artesia Blvd Artesia CA 90701 Re: Mary's Check Cashing/Maria Guerrero Dear Ms. Min: This letter on behalf of CALLAC and NLLAC is to inquire about the above captioned matters involving Hanmi Bank's dealings with Mary's Check Cashing and its owner, Maria Guerrero. We are concerned that the current attitude of your institution in taking effectively punitive and draconian credit actions to limit this business's ability to service it's clientele will have a disparate impact on the Latino and largely immigrant community that it serves. As an FDIC and SBA Preferred Lender, this has the appearance of running counter to the important federal policy (FDIC Policy #5000) which states in pertinent part: Discrimination in lending on the basis of race or other prohibited factors is destructive, morally repugnant, and against the law. It prevents those who are discriminated against from enjoying the benefits of access to credit. The Agencies will not tolerate lending discrimination in any form. Further, fair lending is not inconsistent with safe and sound operations. Lenders must continue to ensure that their lending practices are consistent with safe and sound operating policies. Please advise me at your earliest opportunity of the following: 1

1. Has Hanmi Bank been involved with the same or similar matters involving Korean American businesses? 2. If so, were the actions taken by Hanmi Bank to remedy these matters the same or similar to the actions it has taken in connection with Mary's Check Cashing and/or any other Latino or non-Korean-American owned business? 3. What percentage of employees of Hanmi Bank are: (a) Korean ethnic origin (b) Other Asian/Pacific Islander (c) Latino (d) Anglo-American (e) African American (f) Jewish ethnic origin (g) Inter-racial and/or other 4. Do any of Hanmi Bank's operations involve trade related business in connection with the US-Korea (KORUS) Free Trade Agreement? 5. Please identify the policies, procedures, guidelines, rules and regulations by which Hanmi Bank complies with: (a) California Government Code Section 12950.1 (b) California Government Code Section 12940 (c) 42 USC 1981 (d) 18 USC 1961 et seq (the Racketeer Influenced and Corrupt Organization Act aka RICO) (e) California Civil Code Section 51 (Unruh Civil Rights Act) (f) California Civil Code Section 51.7 (Ralph Civil Rights Act) (g) California Civil Code Section 52.1 (Bane Civil Rights Act) Thanking you for your prompt attention, I remain, Respectfully Yours,

Jan B. Tucker cc: Korean American Institute for Human Rights