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03

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CONTENTS

02
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07

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25 ( )
50

34

2010

10

26
2009

36

12

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41

3103 5513

mkt@ricacorp.com

//
/
//

---

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2907 3817
2196 8340
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: 2891 7188
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2383 9689
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: 2010531
Simple Living

:
10-126B
2104-1822
256UG
2104-1886
1597
2620-0148

www.simpleliving.com.hk

Fiona Lui
9
Shop address:
Shop No. 1, G/F, China Hong Kong City, 33 Canton Rd., T.S.T
Shop C, G/F, Ming An Plaza, Phase 2, 8 Sunning Rd., Causeway Bay
1-2/F, No. 5 Luard Road, Wanchai
Shop B, G/F, No. 55-57, Wong Nai Chung Rd., Happy Valley
Shop No. 603, Level 6, Grand Century Place, Mongkok
*

: 3103 5515
Tel.: 2375 8089
Tel.: 2882 8335
Tel.: 2808 0877
Tel.: 2882 2763
Tel.: 2881 7272

1986

40

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2009

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2
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11

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HK $100,988

HK $208,288

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2104 1822
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1,108

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HK $109,020

HK $92,080

HK $201,100

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2104 1822
http://www.simpleliving.com.hk

15

2010

YOHO
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2.2

20107222,149
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47/F - 50/F 1223 (955)

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7/F - 23/F &

26/F - 46/F 1335 (1026)
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YOHO MIDTOWN22
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86
90

02097

* 2010213

23

95

TASTE

Saizeriya
Italian
Restaurant

Kent Chui

9873 8313

Dicky Au

Herman Ng

(/
//)

(/
/)

(/
)

9166 1088

9727 1566

9803 0368

9016 8398

Mark Wong

Kelvin Tsang

Andy Lau

Samuel Kwok

Henry Hung

Ken Wong

9644 8810
2628 6388

9740 0330
2141 0001

6446 0060
2623 7393

9726 2622
2706 3988

6278 7433
2207 0027

9196 9582
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9883 1127
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6356 3608
2623 3123

Edmond Li

(/)

Carol Tsang

Sam Leung

24

Simon Ko

Ken Wan

Bryan Lai

Alan Wong

Kenwood Cheng

Andy Chui

Ray Chan

Alex Lam

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9452 0557
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6230 5225
3417 4228

9661 6225
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9220 0535
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9716 9786
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2706 3988

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7,700
7

2,300

1
3
0.5

(853)2871 5933
(852)6508 1238

1 .
2 .
3 . (7-10)
4.
5 . (1 - 2 )
6.
7.

3%-5%
10%-15%
(
)

1.
2001%
2004002%
4003%
2.MOP$300-500
3.
MOP$2,500-3,500
4. $1,500-2,000
5 . 0 . 2 - 0 . 5 %( )
6 . 0 . 1 - 0 . 5 %( )
7. 1%
8 . 1 6%

(853)2843 7000
(852)6978 4866

(853)2883 3093
(852)6508 1611

(853)2883 6300
(852)9663 3792

(853)2883
8301
(853)2871
5933
(853)2843
7000
(853)2883
3093 Nova(853)2883
6300
The Residencia
The Praia
One Central One Grantai
City
Villa de Mer
(853)2883
8301 (852)6508
(853)2871
5933 (852)6978
(853)2843
7000 (852)6508
(853)28831611
3093
(853)2883
6300
(852)6148
4846
1238
4866
(852)9663
3792

(852)6148 4846 (852)6508 1238 (852)6978 4866 (852)6508 1611 (852)9663 3792

(853)2883 8301

(853)2871 5933
(853)2843 7000

(853)2883 3093

(853)2883 6300

(852)6148 4846 (852)6508 1238 (852)6978 4866 (852)6508 1611 (852)9663 3792
(853)2883 8301
(852)6148 4846

28

(853)2871 5933
(852)6508 1238

(853)2843 7000
(852)6978 4866

(853)2883 3093
(852)6508 1611

(853)2883 6300
(852)9663 3792

61.6%

56.6%

54.9%

54.5%

49.8%

12

11

10

HIBOR
9

(P)
2009
(HIBOR)

39.2%

31.9%

29.5%

29.9%

32.0%

20%

30%

17.7%

40%

28.4%

50%

56.6%

54.9%

61.6%
12

11

10

0%

10%
1

H I B O R
2009

2 0 0 9 6
1
0.1%
1 % ( P )
2009 *
9
5 0 % * )

39.8%

60%

49.8%

70%

54.5%

2009*

H I B O R H o n g K o n g I n t e r b a n k O f f e r e d R a t e

H I B O R
1

HIBOR

0812

39.8%

39.2%

PHIBOR
P H I B O R
2009

2008
6.9% 2009 28.3%
33.4%
9 50%

HIBOR

P-2% P-2.5%
P-2.75% P-3%
HIBOR

HIBOR P
1

+0.7% 09 12
H I B O R + 0 %
3 1 1 0 . 0 8 % H I B O R + 0 . 8 5 %
0.78%
P-3.25% (P

5.25%) 2%
0.85%
HIBOR 1.22%
H I B O R + 0 %

0.85%
HIBOR+0.85%

HIBOR

HIBOR

HIBOR

HIBOR

HIBOR
HIBOR

29

30

2
40
2

40

100

150

105

5100

403.25%20

2,269

300
100P-2%20

$400,000

$400,000 (1)

(2)

$19,261

$2,269
( $16,992)

$419,404

$ 144,505
( $274,899)

266

240

5,672

88%

100

25%

(3)

$29,351

66%

$761,074

(1) 5%2.5%34.49%6

(2)
 (P)5.25%P-2%
/

3.25%

(4)

$ 5,672 (
$23,679)
$ 361,264 (
$399,810)
20

81%

53%

(3) 25%
(4) (P)5.25%P-2%


8128 3311

www.citibank.com.hk/mortgage
1

()

31

---

32

1,000

300

1,000300

?
?

12

6%8%
20

2002

Apoptosis

33

2
6

52

15
(

(
50,000
)

1823

34

0 1 .
1 .

(
)
2 .

3 .

4 .
12(
)(
)

0 2 .
0 3 .
0 4 .
( 3~5%)
0 5 .
0 6 .
0 7 .

0 8 . 1 4

0 9 .

5 .
: 3

6 .

7 .
30
CR109

()

1 0 .
( 90%
)
1 1 .

1 2 .

1 3 .

1 4 .

35

2008

20092

36

2009
3040
300

97

700
112

417
140
2535730
37
670
4050
1,100

40
4

500

60

1015

199712
2.7200986.2

3,0004,000
10
6,000

37

1,596

968

1,763

1,168

1,038

2802 66772508 06682571 9922

2522 20032152 9321

1,650
2322 02662634 81112380 2289

()

2,250

1,993

1,283

, , ,

5,000

9266 59952813 0130

3,500

2730 04772736 32332736 1919

1,865

2891 71012575 30332575 0918

1,237

6,693

1,953

1,000

8,200

2303 0118

2662 26612967 48682911 0001

2506 01002810 7778

38

2,220

1,687

1,142

1,954

2,100

730

2,988

2896 39392551 96882551 6262

2111 0033

2713 8393

YOHO TOWN

1,329 + 266

545

953

238

318

2442 26682470 1156

2606 11896122 3639

1,250
2628 6388

1,196

417

671

600

188

388

2207 0027

2606 11896122 3639

3665 03882413 12282499 2231

6,499

1,028

2,642

300

400

2,800

8,800

2162 50382162 56562403 6176

2601 2218

18A

2713 38393

639

850

984

298

380

330

2775 9399

2471 0608

2162 50382162 56562403 6176

39

A
B

A/B

C
B
A

()

40

2506 0060
2518 8929
2813 0130
2899 0110
2575 0918
2881 7707
2575 3033
2891 7101
2838 1466
2806 8810
2571 9922
2338 9119
2508 0668
2802 6677
2508 1678
2662 2661
2967 0333
2911 0001
2967 4868
2506 0100
2810 7778
2559 2131
2522 2003
2152 9321
2857 7383
2817 8999
2817 8282
2551 6262
2551 9688
2896 3939
2515 9696
2884 2552
2911 0808
2660 0063
2111 1383
2897 6363
2111 0033

2713 8393
2711 6660
2715 3698
2882 9819
2775 9399
2243 6998
2305 3222
2303 0118
2363 3332
3156 1155
2628 6388
2207 0027
2207 0178
2623 3123
2141 0001
2623 7393
3417 4228
2706 3988
2207 4997
2350 0325
2662 9226
2706 7688
2380 2289
2322 0266
2634 8111
2959 2120
2242 2282
2736 3233
2736 1919
2730 0477
2736 9799
2744 3536
2786 1808
2370 9923

A
B

3
A
B

A
B

2631 3390
2631 8877
2633 4696
2646 2388
2637 0018
2699 3033
2606 1189
2601 0080
2601 2286
2607 1788
2601 6022
2471 0608
2662 9299
2661 1118
2664 8080
2601 2232
2601 2033
2601 4393
2601 2218
2601 3434
2491 9800
2413 1228
2499 2231
2940 0818
2408 6808
3665 0388
2412 3666
2470 1156
2470 7617
2442 2668
2180 8808
2617 2600
2433 9011
2403 6176
2162 5656
2986 3088
2162 5038
2179 6161

(853) 2871 5933

(853) 2883 3093
(853) 2883 8301
(853) 2883 6300
(853) 2843 7111

(8621) 5150 5028

(8621) 6403 1777
(8621) 6366 2999
(8621) 6368 0333
(8621) 5382 2233

1
2

-
-

2836 3939
2836 3939
2392 3392
2525 0022
2172 6668

2506 2388

3103 5538

2836 6121

5.25%

5.25%

()

()

P-3.15%

0.5% 0.6%

P-3.15%

0.90%

HIBOR(1)HIBOR+0.8%

0.50%

HIBOR(3/6/9)HIBOR+0.8%

0.40%

Mortgage One P-1.4%

0.40%

1+1P-2.55%

0.30%

P-3.15%

1%

P-3.2%

1%

Home Smart P-2.65%

0.70%

HIBOR(1)HIBOR+0.8%

0.30%

5.25%
5.25%

5.25%

P-3.15%

1%

P-2%

1%

1.8%P-3.05%

1%

HIBOR(1)HIBOR+1%

0.10%

HIBOR(1)HIBOR+0.8%

0.40%

Flexi Mortgage P-2.65%

0.50%

P-2.6%

0.50%

5%

5.25%

P-3.15%

0.80%

P-2%

1%

5.25%

P-3.15%

0.80%

HIBORHIBOR+0.8%

0.30%

HIBOR(1)HIBOR+0.8%

0.50%

0.50%

P-3.1%

1%

P-2.35%

HIBOR(3)HIBOR+0.7%

0.50%

P-3.15%

1%

HIBOR2HIBOR+0.7%P-3%

()P-2.9%

0.30%

P-3.25%P-3%

0.30%

()P-1%

0.30%

P-3.15%

0.90%

HIBOR(3/6/9)HIBOR+0.8%

0.40%

1+1P-2.55%

0.30%

5.25%

()

5.25%

()

5.25%

()

5.25%

5%

5%

P-2%

1%

5%

P-2.9%

1%

HIBORHIBOR+1%

0.20%

Mortgage Link P-2.5%

0.58%

P-3.15%

1%

HIBOR(1)HIBOR+0.78%

P-2.8%

0.60%

P-2.75%

0.80%

5.25%

5.25%

2836 6183 / 2836 6121

( St amp Du t y R at e s )

$2,000,000

$100

$2,000,000

$2,351,760

$2,351,760

$3,000,000

$3,000,000

$3,290,320

$3,290,320

$4,000,000

2.25%

$4,000,000

$4,428,570

$90,000 + $4,000,00010%

$4,428,570

$6,000,000

3%

$6,000,000

$6,720,000

$6,720,000

http://www.landreg.gov.hk/

3105 0000

2152 2152

http://www.rvd.gov.hk/

2921 2222

http://www.hongkongpost.com/

2824 5000

http://www.wsd.gov.hk/

2887 3411

http://www.heh.com/hehWeb/Index_zh.htm

$100 + $2,000,00010%

2678 2678

https://www.clpgroup.com/Pages/default.aspx

1.5%

2880 6988

http://www.hkcg.com/Welcome.asp

$45,000 + $3,000,00010%

2435 2064

http://www.shell.com/home/content/hongkong-hk

1000

http://www.pccw.com/chi/

1220

http://www.hgc.com.hk/chi/res_phone_line.html

2745 4466

http://www.kmb.hk/chinese.php

2873 0818

https://www.nwstbus.com.hk/

$180,000 + $6,000,00010%

2136 8888

https://www.nwstbus.com.hk/

3.75%

2881 8888

http://www.mtr.com.hk/chi/homepage/cust_index.html

41