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Balance Sheet of State Bank of Mysore

Capital and Liabilities:


Total Share Capital
Equity Share Capital
Share Application Money
Preference Share Capital
Reserves
Revaluation Reserves
Net Worth
Deposits
Borrowings
Total Debt
Other Liabilities & Provisions
Total Liabilities

------------------- in Rs. Cr. ------------------Mar '13


Mar '12
Mar '11
Mar '10
12 mths

12 mths

12 mths

12 mths

46.8
46.8
0
0
4,285.73
0
4,332.53
56,969.04
3,854.20
60,823.24
2,076.98
67,232.75
Mar '13

46.8
46.8
0
0
3,365.92
575.81
3,988.53
50,186.30
4,425.59
54,611.89
1,803.15
60,403.57
Mar '12

46.8
46.8
0
0
3,052.67
583.85
3,683.32
43,225.47
3,307.95
46,533.42
1,815.73
52,032.47
Mar '11

36
36
0
0
2,037.40
591.89
2,665.29
38,880.00
2,274.01
41,154.01
1,589.64
45,408.94
Mar '10

12 mths

12 mths

12 mths

12 mths

Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Total Assets

2,404.67 3,025.85 2,705.68 2,765.62


1,100.09
336.86
234.6
213.85
44,932.57 39,835.31 34,029.81 29,535.86
16,774.58 14,732.70 12,927.14 11,494.41
2,020.85 1,192.02 1,127.62 1,107.10
0
442.6
402.62
374.11
2,020.85
749.42
725
732.99
0
0
0
0
0 1,723.44 1,410.23
666.2
67,232.76 60,403.58 52,032.46 45,408.93

Contingent Liabilities
Bills for collection
Book Value (Rs)

13,026.14 13,641.75 13,333.64 20,057.35


4,754.94 4,649.42 4,099.18
51.6
925.76
729.22
662.28
575.94

Key Financial Ratios of State Bank of Mysore

Mar '13

Mar '12

Mar '11

Mar '10

Investment Valuation Ratios


Face Value
Dividend Per Share
Operating Profit Per Share (Rs)
Net Operating Profit Per Share (Rs)
Free Reserves Per Share (Rs)
Bonus in Equity Capital
Profitability Ratios
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Management Efficiency Ratios
Interest Income / Total Funds
Net Interest Income / Total Funds
Non Interest Income / Total Funds
Interest Expended / Total Funds
Operating Expense / Total Funds
Profit Before Provisions / Total Funds
Net Profit / Total Funds
Loans Turnover
Total Income / Capital Employed(%)
Interest Expended / Capital Employed(%)
Total Assets Turnover Ratios
Asset Turnover Ratio
Profit And Loss Account Ratios
Interest Expended / Interest Earned
Other Income / Total Income
Operating Expense / Total Income
Selling Distribution Cost Composition
Balance Sheet Ratios
Capital Adequacy Ratio
Advances / Loans Funds(%)
Debt Coverage Ratios
Credit Deposit Ratio
Investment Deposit Ratio
Cash Deposit Ratio
Total Debt to Owners Fund
Financial Charges Coverage Ratio
Financial Charges Coverage Ratio Post Tax
Leverage Ratios
Current Ratio

10
11.5
167.2
1,274.68
---

10
10
110.47
1,176.49
339.47
--

--

10
10
156.22
961.09
301.44
--

10
10
250.01
1,108.66
157.59
--

7.05
6.34
111.25
9.6
9.6
925.76
925.76

4.36
7.54
6.64
115.78
10.81
10.81
729.22
852.25

4.77
12.17
11.06
102.75
16.15
16.17
662.28
787.04

4.29
12.13
11.08
145.93
21.49
21.48
575.94
740.36

9.39
2.9
0.94
6.49
1.66
2.1
0.66
0.3
10.33
6.49
0.09
0.1

9.9
3.62
0.08
6.28
2.69
0.92
0.66
0.15
9.98
6.28
0.1
0.1

9.34
4.27
0.06
5.08
2.75
1.47
1.04
0.14
9.4
5.08
0.09
3.99

9.42
3.94
0.07
5.48
1.82
2.1
1.05
0.14
9.49
5.48
0.09
3.61

69.18
9.08
16.12

68.8
0.82
26.93
0.11

59.89
0.59
29.25
0.13

65.25
0.75
19.12
0.1

11.79

12.55
78.77

13.76
77.62

12.42
76.88

37.18
29.4
5.07
13.15
0.33
1.11

79.07
29.61
6.14
14.71
0.16
1.12

77.42
29.74
6.66
13.95
0.31
1.23

76.82
31.86
6.27
18.75
0.4
1.21

0.76

0.03

0.03

0.02

--

--

Quick Ratio
Cash Flow Indicator Ratios
Dividend Payout Ratio Net Profit
Dividend Payout Ratio Cash Profit
Earning Retention Ratio
Cash Earning Retention Ratio
AdjustedCash Flow Times

22.79

24.73

21.01

20.74

12.93
11.62
87.07
88.38
123.01

14.73
12.97
85.27
87.03
119.74

10.86
9.88
89.16
90.13
78.46

9.41
8.6
90.58
91.4
79.69

Mar '13
Earnings Per Share
Book Value

88.91
925.76

Mar '12
78.88
729.22

Mar '11
107.18
662.28

Mar '10
123.82
575.94

Profit & Loss account of State Bank of Mysore


Mar '09

------------------- in Rs. Cr. ------------------Mar '13


Mar '12
Mar '11
Mar '10

12 mths

12 mths

36
36
0
0
1,635.11
599.93
2,271.04
32,915.77
2,762.08
35,677.85
2,536.89
40,485.78
Mar '09

Income
Interest Earned
Other Income
Total Income
Expenditure
Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses

5,962.85
598.22
6,561.07

12 mths

5,078.43
516.39
5,594.82

12 mths

4,079.08
455.18
4,534.26

12 mths

3,558.92
425.72
3,984.64

4,125.28 3,494.14 2,443.08 2,322.36


640.24
620.58
548.37
418.26
0
679.24
613.19
218.66
47.04
50.04
49.52
42.35
1,332.41
381.67
378.52
537.24
0
0
0
0
1,104.75 1,544.81 1,373.23
811.13
914.94
186.72
216.37
405.38
6,144.97 5,225.67 4,032.68 3,538.87
Mar '13
Mar '12
Mar '11
Mar '10

12 mths
12 mths
1,735.05
407.66
25,616.05
11,377.96
1,060.28
328.91
731.37
0
617.7
40,485.79

Net Profit for the Year


Extraordionary Items
Profit brought forward
Total
Preference Dividend
Equity Dividend
Corporate Dividend Tax
Per share data (annualised)
Earning Per Share (Rs)
Equity Dividend (%)
Book Value (Rs)
17,073.90 Appropriations
2,935.50 Transfer to Statutory Reserves
464.2 Transfer to Other Reserves
Proposed Dividend/Transfer to Govt
Balance c/f to Balance Sheet
Total

Mar '09

12 mths

12 mths

12 mths

416.1
0
0
416.1
0
53.82
0

369.15
0
0
369.15
0
46.8
7.59

501.59
-0.97
0
500.62
0
46.8
7.59

445.77
0
0
445.77
0
36
5.98

88.91
115
925.76

78.88
100
729.22

107.18
100
662.28

123.82
100
575.94

362.28
0
53.82
0
416.1

314.75
0.01
54.39
0
369.15

446.23
0
54.39
0
500.62

403.79
0
41.98
0
445.77

10
10
152.31
1,009.44
102.4
-3.65
10.36
9.2
173.92
20.16
20.15
464.2
630.85
9.96
3.36
0.08
6.6
1.86
1.46
0.92
0.16
10.04
6.6
0.1
3.43
74.19
0.77
18.48
0.12
13.38
78.97
77.25
32.76
7.28
19.7
1.24
1.16
0.02

11.02
12.5
11.09
87.5
88.91
86.74

Mar '09
93.59
464.2

Mar '09
12 mths

3,247.28
480.36
3,727.64
2,409.02
384.55
175.23
42.6
379.32
0
719.25
262.45
3,390.72
Mar '09
12 mths
336.91
0
0
336.91
0
36
6.12
93.59
100
464.2
294.8
-0.01
42.12
0
336.91

Balance Sheet of Canara Bank

Capital and Liabilities:


Total Share Capital
Equity Share Capital
Share Application Money
Preference Share Capital
Reserves
Revaluation Reserves
Net Worth
Deposits
Borrowings
Total Debt
Other Liabilities & Provisions
Total Liabilities

------------------- in Rs. Cr. ------------------Mar '12


Mar '11
Mar '10
Mar '09

Mar '08

12 mths

12 mths

12 mths

12 mths

12 mths

443
443
0
0
20,181.82
2,065.14
22,689.96
327,053.73
15,525.39
342,579.12
8,891.12
374,160.20
Mar '12

443
443
0
0
17,498.46
2,098.36
20,039.82
293,972.65
14,261.65
308,234.30
7,804.64
336,078.76
Mar '11

410
410
0
0
12,129.11
2,132.68
14,671.79
234,651.44
8,440.56
243,092.00
6,977.30
264,741.09
Mar '10

410
410
0
0
9,629.61
2,168.16
12,207.77
186,892.51
7,056.61
193,949.12
13,488.91
219,645.80
Mar '09

410
410
0
0
7,885.63
2,204.86
10,500.49
154,072.42
2,517.23
156,589.65
13,438.55
180,528.69
Mar '08

12 mths

12 mths

12 mths

12 mths

12 mths

Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Total Assets

17,795.14 22,014.79 15,719.46 10,036.79 13,364.79


10,384.27
8,693.32
3,933.75
6,622.99
4,513.25
232,489.82 212,467.17 169,334.63 138,219.40 107,238.04
102,057.43 83,699.92 69,676.95 57,776.90 49,811.57
4,858.37
4,686.15
4,480.37
4,440.07
4,254.33
2,000.84
1,841.74
1,620.99
1,510.61
1,337.46
2,857.53
2,844.41
2,859.38
2,929.46
2,916.87
0
0
0
0
0
8,576.01
6,359.15
3,216.92
4,060.26
2,684.17
374,160.20 336,078.76 264,741.09 219,645.80 180,528.69

Contingent Liabilities
Bills for collection
Book Value (Rs)

166,419.96 111,805.73 110,627.02 136,851.39


36,132.91 29,041.74 21,206.47 25,757.73
465.57
405
305.83
244.87

95,710.87
25,299.63
202.33

Key Financial Ratios of Canara Bank

Mar '12

Mar '11

Mar '10

Mar '09

Mar '08

Investment Valuation Ratios


Face Value
10
Dividend Per Share
11
Operating Profit Per Share (Rs)
76.06
Net Operating Profit Per Share (Rs)
730.06
Free Reserves Per Share (Rs)
229.02
Bonus in Equity Capital
--Profitability Ratios
Interest Spread
3.8
Adjusted Cash Margin(%)
10.22
Net Profit Margin
9.76
Return on Long Term Fund(%)
132.08
Return on Net Worth(%)
15.91
Adjusted Return on Net Worth(%)
15.91
Return on Assets Excluding Revaluations 465.57
Return on Assets Including Revaluations 512.19
Management Efficiency Ratios
Interest Income / Total Funds
9.16
Net Interest Income / Total Funds
2.6
Non Interest Income / Total Funds
0.36
Interest Expended / Total Funds
6.56
Operating Expense / Total Funds
1.65
Profit Before Provisions / Total Funds
1.27
Net Profit / Total Funds
0.93
Loans Turnover
0.15
Total Income / Capital Employed(%)
9.52
Interest Expended / Capital Employed(%) 6.56
Total Assets Turnover Ratios
0.09
Asset Turnover Ratio
0.09
Profit And Loss Account Ratios
Interest Expended / Interest Earned
75.08
Other Income / Total Income
3.81
Operating Expense / Total Income
17.28
Selling Distribution Cost Composition
0.08
Balance Sheet Ratios
Capital Adequacy Ratio
13.76
Advances / Loans Funds(%)
71.45
Debt Coverage Ratios
Credit Deposit Ratio
71.65
Investment Deposit Ratio
29.91
Cash Deposit Ratio
6.41
Total Debt to Owners Fund
15.86
Financial Charges Coverage Ratio
0.2
Financial Charges Coverage Ratio Post Tax 1.15
Leverage Ratios
Current Ratio
0.03
Quick Ratio
29.11

10
11
89.4
552.37
202.26

10
10
73.99
508.62
129.43
--

10
8
47.02
441.97
108.33
--

10
8
33.29
378.64
103.94
--

3.47
16.23
15.65
112.95
22.43
22.43
405
452.37

3.32
14.46
13.77
134.69
24.09
24.07
305.83
357.85

3.47
11.8
10.89
149.13
20.64
20.63
244.87
297.75

3.47
10.65
9.61
151.48
18.86
18.85
202.33
256.11

8.2
3.09
0.42
5.11
1.77
1.7
1.35
0.13
8.62
5.11
0.08
0.08

8.69
3.24
0.45
5.45
1.98
1.65
1.26
0.14
9.14
5.45
0.09
0.09

9.16
2.89
0.46
6.27
1.92
1.34
1.05
0.15
9.61
6.27
0.09
0.1

9.08
2.84
0.44
6.23
2.04
1.14
0.92
0.15
9.52
6.23
0.09
3.65

66.08
4.87
20.48
0.09

69.71
4.93
21.65
0.09

72.44
4.74
19.93
0.13

75.09
4.61
21.48
0.29

15.38
77.07

13.43
77.49

14.1
78.86

13.25
71.36

72.23
29.01
7.14
16.39
0.34
1.27

72.96
30.24
6.11
18.71
1.31
1.24

71.99
31.55
6.86
18.62
1.23
1.18

69.4
32.06
7.58
18.57
0.2
1.16

0.02
30.86

0.01
26.98

0.02
11.29

0.02
9.17

Cash Flow Indicator Ratios


Dividend Payout Ratio Net Profit
Dividend Payout Ratio Cash Profit
Earning Retention Ratio
Cash Earning Retention Ratio
AdjustedCash Flow Times

17.28
16.49
82.72
83.51
95.11

Mar '12
Earnings Per Share
Book Value

74.1
465.57

14.09
13.58
85.91
86.42
70.38

Mar '11
90.88
405

15.88
15.11
84.1
84.88
73.93

Mar '10
73.69
305.83

18.51
17.08
81.48
82.91
83.24

Mar '09
50.55
244.87

24.53
22.13
75.45
77.86
88.86

Mar '08
38.17
202.33

Profit & Loss account of Canara Bank


------------------- in Rs. Cr. ------------------Mar '12
Mar '11
Mar '10
Mar '09

Mar '08

12 mths

12 mths

Income
Interest Earned
Other Income
Total Income
Expenditure
Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses

12 mths

12 mths

12 mths

30,850.62 23,064.01 18,751.96 17,119.05 14,200.74


2,949.75 2,826.98 3,000.82 2,427.10 2,308.31
33,800.37 25,890.99 21,752.78 19,546.15 16,509.05
23,161.31 15,240.74 13,071.43 12,401.25 10,662.94
2,973.09 2,954.84 2,193.70 1,877.15 1,661.28
2,245.56 1,817.82 2,164.65 1,540.27 1,491.09
156.89
151.36
155.13
173.64
169.97
1,980.82 1,700.34 1,146.44 1,481.42
958.76
0
0
0
0
0
5,967.81 5,420.49 4,903.79 3,965.24 3,666.30
1,388.55 1,203.87
756.13 1,107.24
614.8
30,517.67 21,865.10 18,731.35 17,473.73 14,944.04
Mar '12
Mar '11
Mar '10
Mar '09
Mar '08
12 mths

Net Profit for the Year


3,282.71
Extraordionary Items
0
Profit brought forward
0
Total
3,282.71
Preference Dividend
0
Equity Dividend
487.3
Corporate Dividend Tax
80
Per share data (annualised)
Earning Per Share (Rs)
74.1
Equity Dividend (%)
110
Book Value (Rs)
465.57
Appropriations
Transfer to Statutory Reserves
1,530.15
Transfer to Other Reserves
1,185.26
Proposed Dividend/Transfer to Govt 567.3
Balance c/f to Balance Sheet
0
Total
3,282.71

12 mths

12 mths

12 mths

12 mths

4,025.89
0
0
4,025.89
0
487.3
80

3,021.43
0
0
3,021.43
0
410
70

2,072.42
0
0
2,072.42
0
328
55.75

1,565.01
0
0
1,565.01
0
328
56

90.88
110
405

73.69
100
305.83

50.55
80
244.87

38.17
80
202.33

1,765.29
1,693.30
567.3
0
4,025.89

1,676.35
865.08
480
0
3,021.43

1,508.64
180.03
383.75
0
2,072.42

802
379.01
384
0
1,565.01

Balance Sheet of Corporation Bank

Capital and Liabilities:


Total Share Capital
Equity Share Capital
Share Application Money
Preference Share Capital
Reserves
Revaluation Reserves
Net Worth
Deposits
Borrowings
Total Debt
Other Liabilities & Provisions
Total Liabilities

Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Total Assets
Contingent Liabilities
Bills for collection
Book Value (Rs)

------------------- in Rs. Cr. ------------------Mar '13


Mar '12
Mar '11
Mar '10

Mar '09

12 mths

12 mths

12 mths

12 mths

152.91
152.91
0
0
9,412.78
0
9,565.69
166,005.45
12,898.85
178,904.30
4,972.34
193,442.33
Mar '13

148.13
148.13
0
0
8,127.80
0
8,275.93
136,142.20
14,248.10
150,390.30
4,894.20
163,560.43
Mar '12

148.13
143.44
143.44
148.13
143.44
143.44
0
0
0
0
0
0
6,989.68
5,631.43 4,753.07
0
0
0
7,137.81
5,774.87 4,896.51
116,747.50 92,733.67 73,983.91
15,965.38
9,077.53 2,072.40
132,712.88 101,811.20 76,056.31
3,657.91
4,081.24 5,952.99
143,508.60 111,667.31 86,905.81
Mar '11
Mar '10
Mar '09

12 mths

12 mths

12 mths

12 mths

12 mths

12 mths

8,847.85
9,288.23
8,142.32
8,835.03 5,590.60
3,835.48
2,409.76
2,250.19
1,956.89 4,949.09
118,716.65 100,469.02 86,850.40 63,202.56 48,512.16
58,164.49 47,474.63 43,452.74 34,522.63 24,937.77
443.2
995.18
904.03
813.17
775.86
0
641.29
577.61
525.66
476.94
443.2
353.89
326.42
287.51
298.92
0
2.09
4.59
1.75
0
3,434.67
3,562.80
2,481.93
2,860.93 2,617.26
193,442.34 163,560.42 143,508.59 111,667.30 86,905.80
35,083.76
22,606.18
625.56

38,333.14
19,082.59
558.7

37,662.79
15,758.12
481.85

34,060.38 34,493.33
10,666.54 9,146.68
402.6
341.36

Key Financial Ratios of Corporation Bank

Mar '13
Investment Valuation Ratios

Mar '12

Mar '11

Mar '10

Mar '09

Face Value
Dividend Per Share
Operating Profit Per Share (Rs)
Net Operating Profit Per Share (Rs)
Free Reserves Per Share (Rs)
Bonus in Equity Capital
Profitability Ratios
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Management Efficiency Ratios
Interest Income / Total Funds
Net Interest Income / Total Funds
Non Interest Income / Total Funds
Interest Expended / Total Funds
Operating Expense / Total Funds
Profit Before Provisions / Total Funds
Net Profit / Total Funds
Loans Turnover
Total Income / Capital Employed(%)
Interest Expended / Capital Employed(%)
Total Assets Turnover Ratios
Asset Turnover Ratio
Profit And Loss Account Ratios
Interest Expended / Interest Earned
Other Income / Total Income
Operating Expense / Total Income
Selling Distribution Cost Composition
Balance Sheet Ratios
Capital Adequacy Ratio
Advances / Loans Funds(%)
Debt Coverage Ratios
Credit Deposit Ratio
Investment Deposit Ratio
Cash Deposit Ratio
Total Debt to Owners Fund
Financial Charges Coverage Ratio
Financial Charges Coverage Ratio Post Tax
Leverage Ratios
Current Ratio
Quick Ratio
Cash Flow Indicator Ratios

10
19
99.77
1,002.79
---

10
20.5
116.07
935.08
276.06
--

--

10
20
95.7
657.07
253.46
--

10
16.5
91.89
553.66
199.76
--

10
12.5
84.49
467.44
183.72
--

9.03
8.46
139.48
14.99
14.99
625.56
625.56

3.62
11
10.43
142.31
18.19
18.21
558.7
558.7

3.37
12.54
13.89
110.99
19.79
16.9
481.85
481.85

3.51
13.7
14.05
115.17
20.26
18.61
402.6
402.6

4.02
12.36
12.88
115.83
18.23
16.38
341.36
341.36

8.59
1.92
0.9
6.67
1.06
1.7
0.8
0.31
9.49
6.67
0.09
0.09

9.02
2.59
0.37
6.43
1.47
1.44
0.98
0.15
9.4
6.43
0.09
0.09

7.63
2.77
0.34
4.86
1.66
1.4
0.95
0.13
7.97
4.86
0.08
0.08

8
2.88
0.39
5.12
1.55
1.65
1.08
0.14
8.38
5.12
0.08
0.08

8.74
3.03
0.29
5.7
1.45
1.8
1.04
0.15
9.03
5.7
0.09
0.09

77.66
9.49
11.22

75.83
3.99
15.67
0.15

67.82
4.33
20.84
0.24

69.7
4.59
18.49
0.22

72.13
3.24
16.11
0.24

12.33

13
70.98

14.11
74.07

15.37
71.07

13.66
72.61

33.25
34.96
6
17.35
0.26
1.13

74.07
35.96
6.89
16.45
0.23
1.16

71.63
37.22
8.1
16.36
0.3
1.24

67.01
35.67
8.65
16.06
0.33
1.24

67.77
32.03
9.81
15.11
0.33
1.22

0.71
26.35

0.03
23.15

0.02
26.65

0.03
18.35

0.03
9.53

--

--

Dividend Payout Ratio Net Profit


Dividend Payout Ratio Cash Profit
Earning Retention Ratio
Cash Earning Retention Ratio
AdjustedCash Flow Times

23.27
21.8
76.73
78.2
108.41

Mar '13
Earnings Per Share
Book Value

93.82
625.56

23.43
22.25
76.59
77.77
85.77

Mar '12
101.67
558.7

24.36
23.22
71.47
73.02
91.5

Mar '11
81.44
481.85

23.66
22.39
74.25
75.74
81.28

Mar '10
74.78
402.6

23.49
22.13
73.86
75.53
86.31

Mar '09
55.87
341.36

Profit & Loss account of Corporation


------------------Bank
in Rs. Cr. ------------------Mar '13
Mar '12
Mar '11
Mar '10
12 mths
Income
Interest Earned
Other Income
Total Income
Expenditure
Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses

12 mths

12 mths

15,334.08 13,017.78 9,135.25


1,607.94 1,492.62 1,117.42
16,942.02 14,510.40 10,252.67

12 mths

7,294.60
1,088.85
8,383.45

Mar '09
12 mths

6,067.35
1,015.81
7,083.16

11,908.23 9,870.89 6,195.51 5,084.35 4,376.37


990.31
913.23
894.94
631.7
467.97
0
906.55
852.29
603.33
393.33
96.62
79.79
69.26
65.93
54.96
2,512.19 1,233.92 1,034.36
925.47
989.16
0
0
0
0
0
1,996.79 2,340.76 2,189.48 1,605.20 1,171.57
1,602.33
792.73
661.37
621.23
733.85
15,507.35 13,004.38 9,046.36 7,310.78 6,281.79
Mar '13
Mar '12
Mar '11
Mar '10
Mar '09
12 mths

Net Profit for the Year


1,434.67
Extraordionary Items
0
Profit brought forward
0
Total
1,434.67
Preference Dividend
0
Equity Dividend
290.54
Corporate Dividend Tax
43.37
Per share data (annualised)
Earning Per Share (Rs)
93.82
Equity Dividend (%)
190
Book Value (Rs)
625.56
Appropriations
Transfer to Statutory Reserves
760.64
Transfer to Other Reserves
340.12
Proposed Dividend/Transfer to Govt333.91
Balance c/f to Balance Sheet
0
Total
1,434.67

12 mths

12 mths

12 mths

12 mths

1,506.04
0
0
1,506.04
0
303.67
49.26

1,206.32
206.95
0
1,413.27
0
296.27
48.06

1,072.68
97.57
0
1,170.25
0
236.67
40.22

801.37
91.4
0
892.77
0
179.3
30.47

101.67
205
558.7

81.44
200
481.85

74.78
165
402.6

55.87
125
341.36

828.37
324.74
352.93
0
1,506.04

484.05
584.89
344.33
0
1,413.27

663.23
230.13
276.89
0
1,170.25

682.59
0.41
209.77
0
892.77

Balance Sheet of Vijaya Bank

Capital and Liabilities:


Total Share Capital
Equity Share Capital
Share Application Money
Preference Share Capital
Reserves
Revaluation Reserves
Net Worth
Deposits
Borrowings
Total Debt
Other Liabilities & Provisions
Total Liabilities

Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Total Assets
Contingent Liabilities
Bills for collection
Book Value (Rs)

------------------- in Rs. Cr. ------------------Mar '13


Mar '12
Mar '11
Mar '10

Mar '09

12 mths

12 mths

12 mths

12 mths

12 mths

1,695.54
495.54
0
1,200.00
3,863.11
0
5,558.65
97,017.24
6,391.82
103,409.06
2,014.05
110,981.76
Mar '13

1,695.54
495.54
0
1,200.00
3,279.15
277.53
5,252.22
83,055.51
5,418.40
88,473.91
2,037.88
95,764.01
Mar '12

1,672.67
472.67
0
1,200.00
2,850.50
293.83
4,817.00
73,248.32
2,025.37
75,273.69
1,599.93
81,690.62
Mar '11

933.52
433.52
0
500
2,229.96
311.68
3,475.16
61,931.75
1,938.56
63,870.31
2,876.63
70,222.10
Mar '10

933.52
433.52
0
500
1,884.55
331.22
3,149.29
54,535.42
619.24
55,154.66
4,078.64
62,382.59
Mar '09

12 mths

12 mths

12 mths

12 mths

12 mths

3,917.70 4,542.53 4,881.84 4,099.58 5,730.41


2,727.05 1,860.32
541.73 1,449.68 1,941.78
69,765.76 57,903.74 48,718.63 41,521.72 35,468.11
31,284.97 28,643.80 25,138.58 21,107.45 17,387.70
476.74 1,089.06 1,061.78 1,008.88
944.71
0
602.11
575.78
515.72
451.46
476.74
486.95
486
493.16
493.25
0
0
0
0
0
2,809.54 2,326.66 1,923.85 1,550.50 1,361.36
110,981.76 95,764.00 81,690.63 70,222.09 62,382.61
13,519.90 13,864.09 12,700.25
3,477.18 3,630.44 2,677.49
87.96
76.17
70.31

9,654.29 10,804.62
2,295.90 2,414.95
61.44
53.47

Key Financial Ratios of Vijaya Bank

Mar '12

Mar '11

Mar '10

Mar '09

Mar '08

Investment Valuation Ratios


Face Value
Dividend Per Share
Operating Profit Per Share (Rs)
Net Operating Profit Per Share (Rs)
Free Reserves Per Share (Rs)
Bonus in Equity Capital
Profitability Ratios
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Management Efficiency Ratios
Interest Income / Total Funds
Net Interest Income / Total Funds
Non Interest Income / Total Funds
Interest Expended / Total Funds
Operating Expense / Total Funds
Profit Before Provisions / Total Funds
Net Profit / Total Funds
Loans Turnover
Total Income / Capital Employed(%)
Interest Expended / Capital Employed(%)
Total Assets Turnover Ratios
Asset Turnover Ratio
Profit And Loss Account Ratios
Interest Expended / Interest Earned
Other Income / Total Income
Operating Expense / Total Income
Selling Distribution Cost Composition
Balance Sheet Ratios
Capital Adequacy Ratio
Advances / Loans Funds(%)
Debt Coverage Ratios
Credit Deposit Ratio
Investment Deposit Ratio
Cash Deposit Ratio
Total Debt to Owners Fund
Financial Charges Coverage Ratio
Financial Charges Coverage Ratio Post Tax
Leverage Ratios
Current Ratio

10
2.5
10.36
164.94
32
--

10
2.5
7.75
128.29
30.56
--

10
2.5
12.55
133.62
23.22
--

10
1
10.44
128.89
20.78
--

10
2
3.52
91.86
20.79
--

3.95
7.29
6.87
132.59
11.88
11.76
76.17
81.77

3.73
8.92
8.24
99.54
12.91
12.82
70.31
76.52

3.87
8.78
8.36
141.84
17.72
16.83
61.44
68.63

3.92
4.2
4.51
161.2
11.31
8.95
53.47
61.11

3.06
9.12
8.65
163.48
17.15
16.61
48.59
56.72

9.24
2.36
0.32
6.88
1.78
0.85
0.65
0.15
9.56
6.88
0.09
0.09

8.02
2.86
0.38
5.15
2.38
0.81
0.69
0.13
8.4
5.15
0.08
5.71

8.78
3.09
0.41
5.69
2.27
1.16
0.73
0.15
9.19
5.69
0.09
5.74

9.48
2.5
0.38
6.98
1.73
1.09
0.35
0.17
9.86
6.98
0.09
5.91

8.11
1.88
0.39
6.23
1.57
0.64
0.73
0.14
8.5
6.23
0.08
4.39

76.17
3.33
18.63
0.09

66.69
4.58
28.33
0.18

72.14
4.44
24.7
0.08

78.53
3.86
17.58
0.15

76.78
4.56
18.48
0.29

13.06
70.72

13.88
70.02

12.5
69.63

13.15
67.33

11.22
72.29

68.21
34.41
6.03
22.32
0.13
1.1

66.69
34.21
6.64
22.4
0.17
1.15

65.94
33.05
8.44
23.44
1.22
1.15

65.42
33.18
11.12
23.74
1.16
1.07

65.35
33.47
10.59
22.76
1.11
1.13

0.03

0.03

0.03

0.03

0.02

Quick Ratio
Cash Flow Indicator Ratios
Dividend Payout Ratio Net Profit
Dividend Payout Ratio Cash Profit
Earning Retention Ratio
Cash Earning Retention Ratio
AdjustedCash Flow Times

31.78

34.7

16.4

10.43

10.02

32.1
29.47
67.58
70.25
134.74

32.01
28.9
67.79
70.94
129.13

26.85
24.33
71.73
74.51
116.31

19.33
16.94
75.57
79.26
222.94

28.07
25.87
71.02
73.36
125.95

Mar '13
Earnings Per Share
Book Value

9.41
87.96

Mar '12
8.97
76.17

Mar '11
9.02
70.31

Mar '10
10.34
61.44

Mar '09
4.79
53.47

Profit & Loss account of Vijaya Bank ------------------- in Rs. Cr. ------------------Mar '13
Mar '12
Mar '11
Mar '10
12 mths
Income
Interest Earned
Other Income
Total Income
Expenditure
Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses

9,051.88
607
9,658.88

7,988.13
527.9
8,516.03

12 mths

5,844.06
533.19
6,377.25

12 mths

5,200.65
679.45
5,880.10

12 mths

5,237.83
698.81
5,936.64

7,173.88 6,084.59 3,897.28 3,751.57 4,113.02


848.59
739.92 1,010.44
705.62
597.47
0
618.75
597.75
633.14
283.94
41.46
39.95
46.17
48.93
36.98
1,009.34
456.04
304.66
257.55
697.35
0
0
0
0
0
1,362.97 1,615.03 1,846.74 1,545.92 1,058.94
536.42
239.63
112.28
99.32
556.8
9,073.27 7,939.25 5,856.30 5,396.81 5,728.76
Mar '13
Mar '12
Mar '11
Mar '10
Mar '09
12 mths

Net Profit for the Year


Extraordionary Items
Profit brought forward
Total
Preference Dividend
Equity Dividend
Corporate Dividend Tax
Per share data (annualised)
Earning Per Share (Rs)
Equity Dividend (%)
Book Value (Rs)
Appropriations
Transfer to Statutory Reserves
Transfer to Other Reserves
Proposed Dividend/Transfer to Govt
Balance c/f to Balance Sheet
Total

12 mths

Mar '09

12 mths

12 mths

12 mths

12 mths

585.61
0
934.97
1,520.58
119.33
144.94
0

576.77
4.23
911.96
1,492.96
132.49
143.98
0

520.94
2.88
853.77
1,377.59
94.79
137.34
0

483.3
24
750.47
1,257.77
35.1
126.8
0

207.87
54.61
750.69
1,013.17
0.1
50.72
0

9.41
25
87.96

8.97
25
76.17

9.02
25
70.31

10.34
25
61.44

4.79
10
53.47

297.32
0
264.27
958.99
1,520.58

236.54
-0.02
276.47
979.97
1,492.96

182.5
-0.01
232.13
962.96
1,377.58

239.72
2.38
161.9
853.77
1,257.77

211.9
-0.01
50.82
750.47
1,013.18

Balance Sheet of Syndicate Bank

Capital and Liabilities:


Total Share Capital
Equity Share Capital
Share Application Money
Preference Share Capital
Reserves
Revaluation Reserves
Net Worth
Deposits
Borrowings
Total Debt
Other Liabilities & Provisions
Total Liabilities

Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Total Assets
Contingent Liabilities
Bills for collection
Book Value (Rs)

------------------- in Rs. Cr. ------------------Mar '13


Mar '12
Mar '11
Mar '10

Mar '09

12 mths

12 mths

12 mths

12 mths

12 mths

601.95
601.95
0
0
9,939.39
0
10,541.34
185,355.89
12,813.80
198,169.69
6,411.30
215,122.33
Mar '13

601.95
601.95
0
0
7,433.79
1,005.41
9,041.15
157,941.06
10,589.91
168,530.97
4,895.95
182,468.07
Mar '12

573.29
573.29
0
0
6,083.66
393.9
7,050.85
135,596.08
9,527.64
145,123.72
4,364.22
156,538.79
Mar '11

521.97
521.97
0
0
4,700.89
404.19
5,627.05
117,025.79
12,172.69
129,198.48
4,225.42
139,050.95
Mar '10

521.97
521.97
0
0
4,073.10
414.95
5,010.02
115,885.14
2,190.48
118,075.62
7,170.03
130,255.67
Mar '09

12 mths

12 mths

12 mths

12 mths

12 mths

8,095.31
8,808.63 10,443.12
7,189.12 12,543.23
8,488.93
5,075.64
1,522.53
5,544.73
1,861.18
147,569.02 123,620.18 106,781.92 90,406.36 81,532.27
45,647.66 40,815.06 35,067.62 33,010.93 30,537.23
2,255.32
2,075.30
1,347.77
1,279.20
1,225.00
847.94
747.46
670.73
596.72
504.84
1,407.38
1,327.84
677.04
682.48
720.16
26.58
23.74
15.69
18.95
21.87
3,887.44
2,796.97
2,030.87
2,198.37
3,039.73
215,122.32 182,468.06 156,538.79 139,050.94 130,255.67
78,034.82
4,252.33
175.12

52,188.20
6,533.86
133.5

49,111.58
5,449.74
116.12

49,817.68
4,993.24
100.06

72,889.02
5,493.69
88.03

Key Financial Ratios of Syndicate Bank

Mar '13
Investment Valuation Ratios

Mar '12

Mar '11

Mar '10

Mar '09

Face Value
Dividend Per Share
Operating Profit Per Share (Rs)
Net Operating Profit Per Share (Rs)
Free Reserves Per Share (Rs)
Bonus in Equity Capital
Profitability Ratios
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Management Efficiency Ratios
Interest Income / Total Funds
Net Interest Income / Total Funds
Non Interest Income / Total Funds
Interest Expended / Total Funds
Operating Expense / Total Funds
Profit Before Provisions / Total Funds
Net Profit / Total Funds
Loans Turnover
Total Income / Capital Employed(%)
Interest Expended / Capital Employed(%)
Total Assets Turnover Ratios
Asset Turnover Ratio
Profit And Loss Account Ratios
Interest Expended / Interest Earned
Other Income / Total Income
Operating Expense / Total Income
Selling Distribution Cost Composition
Balance Sheet Ratios
Capital Adequacy Ratio
Advances / Loans Funds(%)
Debt Coverage Ratios
Credit Deposit Ratio
Investment Deposit Ratio
Cash Deposit Ratio
Total Debt to Owners Fund
Financial Charges Coverage Ratio
Financial Charges Coverage Ratio Post Tax
Leverage Ratios
Current Ratio
Quick Ratio
Cash Flow Indicator Ratios

10
6.7
39.47
284.42
---

10
3.8
26.82
265.68
77.63
--

--

10
3.7
25.58
209.2
67.26
--

10
3
20.12
207.66
54.5
--

10
3
17.73
191.2
49.72
--

11.5
10.95
125.5
19.01
19.01
175.12
175.12

4.2
8.46
8.05
144.48
16.34
16.34
133.5
150.2

3.91
9.07
8.5
125.48
15.74
15.74
116.12
122.99

3.06
8
7.22
162.39
15.57
15.57
100.06
107.8

3.48
9.92
8.83
174.39
19.86
19.86
88.03
95.98

8.63
2.75
0.59
5.88
1.55
1.74
1.01
0.28
9.23
5.88
0.09
0.09

9.47
3.44
0.19
6.03
2.48
1.1
0.78
0.14
9.66
6.03
0.09
0.1

8.14
3.34
0.23
4.8
2.35
1.17
0.71
0.12
8.36
4.8
0.08
0.08

8.07
2.63
0.31
5.44
1.85
1.03
0.61
0.13
8.39
5.44
0.08
0.08

8.44
2.54
0.3
5.9
1.76
0.99
0.77
0.14
8.74
5.9
0.08
0.09

68.14
6.42
16.83

66.7
1.92
25.72
0.09

61.73
2.71
28.05
0.58

72.73
3.73
22.04
0.58

72.84
3.43
20.1
0.22

12.59

12.24
78.83

13.04
77.85

12.7
73.12

11.37
76

36.01
25.19
4.92
17.58
0.3
1.18

78.49
25.85
6.56
19.65
0.19
1.14

78.06
26.95
6.98
20.37
0.25
1.16

73.82
27.28
8.47
22.41
0.2
1.12

68.98
27.77
10.86
25.22
0.18
1.15

0.79
24.89

0.02
27.62

0.01
27.33

0.02
23.62

0.02
13.54

--

--

Dividend Payout Ratio Net Profit


Dividend Payout Ratio Cash Profit
Earning Retention Ratio
Cash Earning Retention Ratio
AdjustedCash Flow Times

23.54
22.41
76.46
77.59
88.05

Mar '13
Earnings Per Share
Book Value

33.3
175.12

20.24
19.27
79.77
80.74
114.48

Mar '12
21.82
133.5

23.52
22.03
76.49
77.98
121.16

Mar '11
18.28
116.12

22.45
20.25
77.55
79.75
129.81

Mar '10
15.58
100.06

20.07
17.85
79.93
82.14
112.98

Mar '09
17.49
88.03

Profit & Loss account of Syndicate Bank

Income
Interest Earned
Other Income
Total Income
Expenditure
Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses

------------------- in Rs. Cr. ------------------Mar '13


Mar '12
Mar '11
Mar '10

Mar '09

12 mths

12 mths

12 mths

12 mths

17,120.69 15,268.35 11,450.86 10,047.18 9,579.64


1,174.36 1,075.88
915.12 1,167.46
908.2
18,295.05 16,344.23 12,365.98 11,214.64 10,487.84
11,666.63 10,183.32 7,068.10 7,307.37 6,977.60
2,179.21 1,891.50 1,773.31 1,337.76 1,045.16
0 1,894.18 1,409.41
931.26
808.66
100.66
66.04
70.96
88.17
113.02
2,344.12
995.81
996.25
736.75
630.58
0
0
0
0
0
3,178.83 4,260.61 3,529.38 2,569.57 2,190.01
1,445.16
586.92
720.55
524.37
407.41
16,290.62 15,030.85 11,318.03 10,401.31 9,575.02
Mar '13
Mar '12
Mar '11
Mar '10
Mar '09
12 mths

Net Profit for the Year


Extraordionary Items
Profit brought forward
Total
Preference Dividend
Equity Dividend
Corporate Dividend Tax
Per share data (annualised)
Earning Per Share (Rs)
Equity Dividend (%)
Book Value (Rs)
Appropriations
Transfer to Statutory Reserves
Transfer to Other Reserves
Proposed Dividend/Transfer to Govt
Balance c/f to Balance Sheet
Total

12 mths

12 mths

12 mths

12 mths

12 mths

2,004.42
0
0
2,004.42
0
403.31
68.54

1,313.39
0
0
1,313.39
0
228.74
37.11

1,047.95
0
0
1,047.95
0
212.12
34.41

813.32
0
0
813.32
0
156.59
26.01

912.82
0
0
912.82
0
156.58
26.62

33.3
67
175.12

21.82
38
133.5

18.28
37
116.12

15.58
30
100.06

17.49
30
88.03

720.71
811.86
471.85
0
2,004.42

528.63
518.91
265.85
0
1,313.39

371.99
429.43
246.53
0
1,047.95

381.11
249.61
182.6
0
813.32

356.34
373.28
183.2
0
912.82

Mar '13
Profitability Ratios
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations

Mar '12

Syndicate Bank
-4.2
11.5
8.46
10.95
8.05
125.5
144.48
19.01
16.34
19.01
16.34
175.12
133.5
175.12
150.2
VIJAYA BANK
3.95
3.73
7.29
8.92
6.87
8.24
132.59
99.54
11.88
12.91
11.76
12.82
76.17
70.31
81.77
76.52
CORPORATION BANK
-3.62
9.03
11
8.46
10.43
139.48
142.31
14.99
18.19
14.99
18.21
625.56
558.7
625.56
558.7
CANARA BANK
3.8
3.47
10.22
16.23
9.76
15.65
132.08
112.95
15.91
22.43
15.91
22.43
465.57
405
512.19
452.37
STATE BANK OF MYSORE
-4.36
7.05
7.54
6.34
6.64
111.25
115.78
9.6
10.81
9.6
10.81
925.76
729.22

Mar '11

Mar '10

Mar '09

3.91
9.07
8.5
125.48
15.74
15.74
116.12
122.99

3.06
8
7.22
162.39
15.57
15.57
100.06
107.8

3.48
9.92
8.83
174.39
19.86
19.86
88.03
95.98

3.87
8.78
8.36
141.84
17.72
16.83
61.44
68.63

3.92
4.2
4.51
161.2
11.31
8.95
53.47
61.11

3.06
9.12
8.65
163.48
17.15
16.61
48.59
56.72

3.37
12.54
13.89
110.99
19.79
16.9
481.85
481.85

3.51
13.7
14.05
115.17
20.26
18.61
402.6
402.6

4.02
12.36
12.88
115.83
18.23
16.38
341.36
341.36

3.32
14.46
13.77
134.69
24.09
24.07
305.83
357.85

3.47
11.8
10.89
149.13
20.64
20.63
244.87
297.75

3.47
10.65
9.61
151.48
18.86
18.85
202.33
256.11

4.77
12.17
11.06
102.75
16.15
16.17
662.28

4.29
12.13
11.08
145.93
21.49
21.48
575.94

3.65
10.36
9.2
173.92
20.16
20.15
464.2

Return on Assets Including Revaluations

925.76

852.25

787.04

740.36

630.85

AVERARE OF 5 YEARS
Profitability Ratios
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations

SYD BANK CORP BAN


9.39
8.71
146.448
17.304
17.304
122.566
130.418

11.726
11.942
124.756
18.292
17.018
482.014
482.014

VIJAYA
7.662
7.326
139.73
14.194
13.394
61.996
68.95

CANARA
12.672
11.936
136.066
20.386
20.378
324.72
375.254

SBM
10.3625
9.9785
136.75
17.544
17.0235
247.824
264.159

AVERAGE

PERCENT OF GROWTH

9.39 -13.7391
8.71 -19.3607
146.448 38.95618
17.304 4.471331
17.304 4.471331
122.566 -49.7316
130.418 -45.1919
#VALUE!
3.706 -22.5316
7.662 25.10288
7.326 25.90975
139.73 23.29738
14.194 44.36027
13.394 41.2415
61.996 -36.2085
68.95 -30.6347
3.63
11.726
11.942
124.756
18.292
17.018
482.014
482.014

36.87708
52.24586
-16.9558
21.61441
9.272849
-45.4313
-45.4313

3.506
12.672
11.936
136.066
20.386
20.378
324.72
375.254

CAN BAN
SYD BAN
VB
COR BAN
SBM

1
0.939032
0.604071
0.997644
0.99227

1
0.833092
0.698247
0.997505
0.997016

1
0.878054
0.529857
0.986011
0.981089

1
0.790179
0.545749
0.969805
0.967732

1
0.757066
0.553608
0.955871
0.964472

4.2675
9.85
8.864
129.926
15.642
15.642
671.48

SBM
SYD BAN
VB
COR BAN
CAN BAN

1
1
1
1
1
0.898156 0.790485 0.769315 0.610366 0.557889
0.512841 0.64388 0.355865 0.31823 0.315798
0.997159 0.992469 0.992474 0.987139 0.982096
0.99227 0.997016 0.981089 0.967732 0.964472

787.252

CORRELATION OF PROFITABILITY RATIO


CO EFFICIENT FACTORS OF CORRELATION BETWEEN SYD BANK TO OTHER BANKS
Mar '13
SB
VB
CB
CAB
SBM

1
0.837447
0.928723
0.939032
0.898156

Mar '12
1
0.977507
0.832838
0.833092
0.790485

Mar '11

Mar '10
Mar '09
1
1
1
0.868906 0.94348 0.961839 C
0.808319 0.645256 0.567688
0.878054 0.790179 0.757066
0.769315 0.610366 0.557889

CO EFFICIENT FACTORS OF CORRELATION BETWEEN VIJAYA BANK TO OTHER BANKS


Mar '13
VB
SB
CB
CNB
SBM

Mar '12

Mar '11

Mar '10

Mar '09

1
1
1
1
1
0.837447 0.977507 0.868906 0.94348 0.961839
0.575959 0.70007 0.411065 0.356165 0.321181
0.604071 0.698247 0.529857 0.545749 0.553608
0.512841 0.64388 0.355865 0.31823 0.315798

CO EFFICIENT FACTORS OF CORRELATION BETWEEN CORPORATION BANK TO OTHER BANKS


Mar '13
CB
SYD BAN
VB
CAN BAN
SBM

Mar '12
Mar '11
Mar '10
Mar '09
1
1
1
1
1
0.928723 0.832838 0.808319 0.645256 0.567688
0.575959 0.70007 0.411065 0.356165 0.321181
0.997644 0.997505 0.986011 0.969805 0.955871
0.997159 0.992469 0.992474 0.987139 0.982096

CO EFFICIENT OF CORRELATION FACTORS BETWEEN CANARA BANK TO OTHER BANKS


Mar '13
Mar '12
Mar '11
Mar '10
Mar '09
CAN BAN
1
1
1
1
1
SYD BAN
0.939032 0.833092 0.878054 0.790179 0.757066
VB
0.604071 0.698247 0.529857 0.545749 0.553608
COR BAN 0.997644 0.997505 0.986011 0.969805 0.955871
SBM
0.99227 0.997016 0.981089 0.967732 0.964472
CO EFFICIENT OF CORRELATION FACTORS BETWEEN SBM TO OTHER BANKS
Mar '13
Mar '12
Mar '11
Mar '10
Mar '09
SBM
1
1
1
1
1
SYD BAN
0.898156 0.790485 0.769315 0.610366 0.557889
VB
0.512841 0.64388 0.355865 0.31823 0.315798
COR BAN 0.997159 0.992469 0.992474 0.987139 0.982096
CAN BAN
0.99227 0.997016 0.981089 0.967732 0.964472

THER BANKS

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