Professional Documents
Culture Documents
12 mths
12 mths
12 mths
46.8
46.8
0
0
4,285.73
0
4,332.53
56,969.04
3,854.20
60,823.24
2,076.98
67,232.75
Mar '13
46.8
46.8
0
0
3,365.92
575.81
3,988.53
50,186.30
4,425.59
54,611.89
1,803.15
60,403.57
Mar '12
46.8
46.8
0
0
3,052.67
583.85
3,683.32
43,225.47
3,307.95
46,533.42
1,815.73
52,032.47
Mar '11
36
36
0
0
2,037.40
591.89
2,665.29
38,880.00
2,274.01
41,154.01
1,589.64
45,408.94
Mar '10
12 mths
12 mths
12 mths
12 mths
Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Total Assets
Contingent Liabilities
Bills for collection
Book Value (Rs)
Mar '13
Mar '12
Mar '11
Mar '10
10
11.5
167.2
1,274.68
---
10
10
110.47
1,176.49
339.47
--
--
10
10
156.22
961.09
301.44
--
10
10
250.01
1,108.66
157.59
--
7.05
6.34
111.25
9.6
9.6
925.76
925.76
4.36
7.54
6.64
115.78
10.81
10.81
729.22
852.25
4.77
12.17
11.06
102.75
16.15
16.17
662.28
787.04
4.29
12.13
11.08
145.93
21.49
21.48
575.94
740.36
9.39
2.9
0.94
6.49
1.66
2.1
0.66
0.3
10.33
6.49
0.09
0.1
9.9
3.62
0.08
6.28
2.69
0.92
0.66
0.15
9.98
6.28
0.1
0.1
9.34
4.27
0.06
5.08
2.75
1.47
1.04
0.14
9.4
5.08
0.09
3.99
9.42
3.94
0.07
5.48
1.82
2.1
1.05
0.14
9.49
5.48
0.09
3.61
69.18
9.08
16.12
68.8
0.82
26.93
0.11
59.89
0.59
29.25
0.13
65.25
0.75
19.12
0.1
11.79
12.55
78.77
13.76
77.62
12.42
76.88
37.18
29.4
5.07
13.15
0.33
1.11
79.07
29.61
6.14
14.71
0.16
1.12
77.42
29.74
6.66
13.95
0.31
1.23
76.82
31.86
6.27
18.75
0.4
1.21
0.76
0.03
0.03
0.02
--
--
Quick Ratio
Cash Flow Indicator Ratios
Dividend Payout Ratio Net Profit
Dividend Payout Ratio Cash Profit
Earning Retention Ratio
Cash Earning Retention Ratio
AdjustedCash Flow Times
22.79
24.73
21.01
20.74
12.93
11.62
87.07
88.38
123.01
14.73
12.97
85.27
87.03
119.74
10.86
9.88
89.16
90.13
78.46
9.41
8.6
90.58
91.4
79.69
Mar '13
Earnings Per Share
Book Value
88.91
925.76
Mar '12
78.88
729.22
Mar '11
107.18
662.28
Mar '10
123.82
575.94
12 mths
12 mths
36
36
0
0
1,635.11
599.93
2,271.04
32,915.77
2,762.08
35,677.85
2,536.89
40,485.78
Mar '09
Income
Interest Earned
Other Income
Total Income
Expenditure
Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses
5,962.85
598.22
6,561.07
12 mths
5,078.43
516.39
5,594.82
12 mths
4,079.08
455.18
4,534.26
12 mths
3,558.92
425.72
3,984.64
12 mths
12 mths
1,735.05
407.66
25,616.05
11,377.96
1,060.28
328.91
731.37
0
617.7
40,485.79
Mar '09
12 mths
12 mths
12 mths
416.1
0
0
416.1
0
53.82
0
369.15
0
0
369.15
0
46.8
7.59
501.59
-0.97
0
500.62
0
46.8
7.59
445.77
0
0
445.77
0
36
5.98
88.91
115
925.76
78.88
100
729.22
107.18
100
662.28
123.82
100
575.94
362.28
0
53.82
0
416.1
314.75
0.01
54.39
0
369.15
446.23
0
54.39
0
500.62
403.79
0
41.98
0
445.77
10
10
152.31
1,009.44
102.4
-3.65
10.36
9.2
173.92
20.16
20.15
464.2
630.85
9.96
3.36
0.08
6.6
1.86
1.46
0.92
0.16
10.04
6.6
0.1
3.43
74.19
0.77
18.48
0.12
13.38
78.97
77.25
32.76
7.28
19.7
1.24
1.16
0.02
11.02
12.5
11.09
87.5
88.91
86.74
Mar '09
93.59
464.2
Mar '09
12 mths
3,247.28
480.36
3,727.64
2,409.02
384.55
175.23
42.6
379.32
0
719.25
262.45
3,390.72
Mar '09
12 mths
336.91
0
0
336.91
0
36
6.12
93.59
100
464.2
294.8
-0.01
42.12
0
336.91
Mar '08
12 mths
12 mths
12 mths
12 mths
12 mths
443
443
0
0
20,181.82
2,065.14
22,689.96
327,053.73
15,525.39
342,579.12
8,891.12
374,160.20
Mar '12
443
443
0
0
17,498.46
2,098.36
20,039.82
293,972.65
14,261.65
308,234.30
7,804.64
336,078.76
Mar '11
410
410
0
0
12,129.11
2,132.68
14,671.79
234,651.44
8,440.56
243,092.00
6,977.30
264,741.09
Mar '10
410
410
0
0
9,629.61
2,168.16
12,207.77
186,892.51
7,056.61
193,949.12
13,488.91
219,645.80
Mar '09
410
410
0
0
7,885.63
2,204.86
10,500.49
154,072.42
2,517.23
156,589.65
13,438.55
180,528.69
Mar '08
12 mths
12 mths
12 mths
12 mths
12 mths
Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Total Assets
Contingent Liabilities
Bills for collection
Book Value (Rs)
95,710.87
25,299.63
202.33
Mar '12
Mar '11
Mar '10
Mar '09
Mar '08
10
11
89.4
552.37
202.26
10
10
73.99
508.62
129.43
--
10
8
47.02
441.97
108.33
--
10
8
33.29
378.64
103.94
--
3.47
16.23
15.65
112.95
22.43
22.43
405
452.37
3.32
14.46
13.77
134.69
24.09
24.07
305.83
357.85
3.47
11.8
10.89
149.13
20.64
20.63
244.87
297.75
3.47
10.65
9.61
151.48
18.86
18.85
202.33
256.11
8.2
3.09
0.42
5.11
1.77
1.7
1.35
0.13
8.62
5.11
0.08
0.08
8.69
3.24
0.45
5.45
1.98
1.65
1.26
0.14
9.14
5.45
0.09
0.09
9.16
2.89
0.46
6.27
1.92
1.34
1.05
0.15
9.61
6.27
0.09
0.1
9.08
2.84
0.44
6.23
2.04
1.14
0.92
0.15
9.52
6.23
0.09
3.65
66.08
4.87
20.48
0.09
69.71
4.93
21.65
0.09
72.44
4.74
19.93
0.13
75.09
4.61
21.48
0.29
15.38
77.07
13.43
77.49
14.1
78.86
13.25
71.36
72.23
29.01
7.14
16.39
0.34
1.27
72.96
30.24
6.11
18.71
1.31
1.24
71.99
31.55
6.86
18.62
1.23
1.18
69.4
32.06
7.58
18.57
0.2
1.16
0.02
30.86
0.01
26.98
0.02
11.29
0.02
9.17
17.28
16.49
82.72
83.51
95.11
Mar '12
Earnings Per Share
Book Value
74.1
465.57
14.09
13.58
85.91
86.42
70.38
Mar '11
90.88
405
15.88
15.11
84.1
84.88
73.93
Mar '10
73.69
305.83
18.51
17.08
81.48
82.91
83.24
Mar '09
50.55
244.87
24.53
22.13
75.45
77.86
88.86
Mar '08
38.17
202.33
Mar '08
12 mths
12 mths
Income
Interest Earned
Other Income
Total Income
Expenditure
Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses
12 mths
12 mths
12 mths
12 mths
12 mths
12 mths
12 mths
4,025.89
0
0
4,025.89
0
487.3
80
3,021.43
0
0
3,021.43
0
410
70
2,072.42
0
0
2,072.42
0
328
55.75
1,565.01
0
0
1,565.01
0
328
56
90.88
110
405
73.69
100
305.83
50.55
80
244.87
38.17
80
202.33
1,765.29
1,693.30
567.3
0
4,025.89
1,676.35
865.08
480
0
3,021.43
1,508.64
180.03
383.75
0
2,072.42
802
379.01
384
0
1,565.01
Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Total Assets
Contingent Liabilities
Bills for collection
Book Value (Rs)
Mar '09
12 mths
12 mths
12 mths
12 mths
152.91
152.91
0
0
9,412.78
0
9,565.69
166,005.45
12,898.85
178,904.30
4,972.34
193,442.33
Mar '13
148.13
148.13
0
0
8,127.80
0
8,275.93
136,142.20
14,248.10
150,390.30
4,894.20
163,560.43
Mar '12
148.13
143.44
143.44
148.13
143.44
143.44
0
0
0
0
0
0
6,989.68
5,631.43 4,753.07
0
0
0
7,137.81
5,774.87 4,896.51
116,747.50 92,733.67 73,983.91
15,965.38
9,077.53 2,072.40
132,712.88 101,811.20 76,056.31
3,657.91
4,081.24 5,952.99
143,508.60 111,667.31 86,905.81
Mar '11
Mar '10
Mar '09
12 mths
12 mths
12 mths
12 mths
12 mths
12 mths
8,847.85
9,288.23
8,142.32
8,835.03 5,590.60
3,835.48
2,409.76
2,250.19
1,956.89 4,949.09
118,716.65 100,469.02 86,850.40 63,202.56 48,512.16
58,164.49 47,474.63 43,452.74 34,522.63 24,937.77
443.2
995.18
904.03
813.17
775.86
0
641.29
577.61
525.66
476.94
443.2
353.89
326.42
287.51
298.92
0
2.09
4.59
1.75
0
3,434.67
3,562.80
2,481.93
2,860.93 2,617.26
193,442.34 163,560.42 143,508.59 111,667.30 86,905.80
35,083.76
22,606.18
625.56
38,333.14
19,082.59
558.7
37,662.79
15,758.12
481.85
34,060.38 34,493.33
10,666.54 9,146.68
402.6
341.36
Mar '13
Investment Valuation Ratios
Mar '12
Mar '11
Mar '10
Mar '09
Face Value
Dividend Per Share
Operating Profit Per Share (Rs)
Net Operating Profit Per Share (Rs)
Free Reserves Per Share (Rs)
Bonus in Equity Capital
Profitability Ratios
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Management Efficiency Ratios
Interest Income / Total Funds
Net Interest Income / Total Funds
Non Interest Income / Total Funds
Interest Expended / Total Funds
Operating Expense / Total Funds
Profit Before Provisions / Total Funds
Net Profit / Total Funds
Loans Turnover
Total Income / Capital Employed(%)
Interest Expended / Capital Employed(%)
Total Assets Turnover Ratios
Asset Turnover Ratio
Profit And Loss Account Ratios
Interest Expended / Interest Earned
Other Income / Total Income
Operating Expense / Total Income
Selling Distribution Cost Composition
Balance Sheet Ratios
Capital Adequacy Ratio
Advances / Loans Funds(%)
Debt Coverage Ratios
Credit Deposit Ratio
Investment Deposit Ratio
Cash Deposit Ratio
Total Debt to Owners Fund
Financial Charges Coverage Ratio
Financial Charges Coverage Ratio Post Tax
Leverage Ratios
Current Ratio
Quick Ratio
Cash Flow Indicator Ratios
10
19
99.77
1,002.79
---
10
20.5
116.07
935.08
276.06
--
--
10
20
95.7
657.07
253.46
--
10
16.5
91.89
553.66
199.76
--
10
12.5
84.49
467.44
183.72
--
9.03
8.46
139.48
14.99
14.99
625.56
625.56
3.62
11
10.43
142.31
18.19
18.21
558.7
558.7
3.37
12.54
13.89
110.99
19.79
16.9
481.85
481.85
3.51
13.7
14.05
115.17
20.26
18.61
402.6
402.6
4.02
12.36
12.88
115.83
18.23
16.38
341.36
341.36
8.59
1.92
0.9
6.67
1.06
1.7
0.8
0.31
9.49
6.67
0.09
0.09
9.02
2.59
0.37
6.43
1.47
1.44
0.98
0.15
9.4
6.43
0.09
0.09
7.63
2.77
0.34
4.86
1.66
1.4
0.95
0.13
7.97
4.86
0.08
0.08
8
2.88
0.39
5.12
1.55
1.65
1.08
0.14
8.38
5.12
0.08
0.08
8.74
3.03
0.29
5.7
1.45
1.8
1.04
0.15
9.03
5.7
0.09
0.09
77.66
9.49
11.22
75.83
3.99
15.67
0.15
67.82
4.33
20.84
0.24
69.7
4.59
18.49
0.22
72.13
3.24
16.11
0.24
12.33
13
70.98
14.11
74.07
15.37
71.07
13.66
72.61
33.25
34.96
6
17.35
0.26
1.13
74.07
35.96
6.89
16.45
0.23
1.16
71.63
37.22
8.1
16.36
0.3
1.24
67.01
35.67
8.65
16.06
0.33
1.24
67.77
32.03
9.81
15.11
0.33
1.22
0.71
26.35
0.03
23.15
0.02
26.65
0.03
18.35
0.03
9.53
--
--
23.27
21.8
76.73
78.2
108.41
Mar '13
Earnings Per Share
Book Value
93.82
625.56
23.43
22.25
76.59
77.77
85.77
Mar '12
101.67
558.7
24.36
23.22
71.47
73.02
91.5
Mar '11
81.44
481.85
23.66
22.39
74.25
75.74
81.28
Mar '10
74.78
402.6
23.49
22.13
73.86
75.53
86.31
Mar '09
55.87
341.36
12 mths
12 mths
12 mths
7,294.60
1,088.85
8,383.45
Mar '09
12 mths
6,067.35
1,015.81
7,083.16
12 mths
12 mths
12 mths
12 mths
1,506.04
0
0
1,506.04
0
303.67
49.26
1,206.32
206.95
0
1,413.27
0
296.27
48.06
1,072.68
97.57
0
1,170.25
0
236.67
40.22
801.37
91.4
0
892.77
0
179.3
30.47
101.67
205
558.7
81.44
200
481.85
74.78
165
402.6
55.87
125
341.36
828.37
324.74
352.93
0
1,506.04
484.05
584.89
344.33
0
1,413.27
663.23
230.13
276.89
0
1,170.25
682.59
0.41
209.77
0
892.77
Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Total Assets
Contingent Liabilities
Bills for collection
Book Value (Rs)
Mar '09
12 mths
12 mths
12 mths
12 mths
12 mths
1,695.54
495.54
0
1,200.00
3,863.11
0
5,558.65
97,017.24
6,391.82
103,409.06
2,014.05
110,981.76
Mar '13
1,695.54
495.54
0
1,200.00
3,279.15
277.53
5,252.22
83,055.51
5,418.40
88,473.91
2,037.88
95,764.01
Mar '12
1,672.67
472.67
0
1,200.00
2,850.50
293.83
4,817.00
73,248.32
2,025.37
75,273.69
1,599.93
81,690.62
Mar '11
933.52
433.52
0
500
2,229.96
311.68
3,475.16
61,931.75
1,938.56
63,870.31
2,876.63
70,222.10
Mar '10
933.52
433.52
0
500
1,884.55
331.22
3,149.29
54,535.42
619.24
55,154.66
4,078.64
62,382.59
Mar '09
12 mths
12 mths
12 mths
12 mths
12 mths
9,654.29 10,804.62
2,295.90 2,414.95
61.44
53.47
Mar '12
Mar '11
Mar '10
Mar '09
Mar '08
10
2.5
10.36
164.94
32
--
10
2.5
7.75
128.29
30.56
--
10
2.5
12.55
133.62
23.22
--
10
1
10.44
128.89
20.78
--
10
2
3.52
91.86
20.79
--
3.95
7.29
6.87
132.59
11.88
11.76
76.17
81.77
3.73
8.92
8.24
99.54
12.91
12.82
70.31
76.52
3.87
8.78
8.36
141.84
17.72
16.83
61.44
68.63
3.92
4.2
4.51
161.2
11.31
8.95
53.47
61.11
3.06
9.12
8.65
163.48
17.15
16.61
48.59
56.72
9.24
2.36
0.32
6.88
1.78
0.85
0.65
0.15
9.56
6.88
0.09
0.09
8.02
2.86
0.38
5.15
2.38
0.81
0.69
0.13
8.4
5.15
0.08
5.71
8.78
3.09
0.41
5.69
2.27
1.16
0.73
0.15
9.19
5.69
0.09
5.74
9.48
2.5
0.38
6.98
1.73
1.09
0.35
0.17
9.86
6.98
0.09
5.91
8.11
1.88
0.39
6.23
1.57
0.64
0.73
0.14
8.5
6.23
0.08
4.39
76.17
3.33
18.63
0.09
66.69
4.58
28.33
0.18
72.14
4.44
24.7
0.08
78.53
3.86
17.58
0.15
76.78
4.56
18.48
0.29
13.06
70.72
13.88
70.02
12.5
69.63
13.15
67.33
11.22
72.29
68.21
34.41
6.03
22.32
0.13
1.1
66.69
34.21
6.64
22.4
0.17
1.15
65.94
33.05
8.44
23.44
1.22
1.15
65.42
33.18
11.12
23.74
1.16
1.07
65.35
33.47
10.59
22.76
1.11
1.13
0.03
0.03
0.03
0.03
0.02
Quick Ratio
Cash Flow Indicator Ratios
Dividend Payout Ratio Net Profit
Dividend Payout Ratio Cash Profit
Earning Retention Ratio
Cash Earning Retention Ratio
AdjustedCash Flow Times
31.78
34.7
16.4
10.43
10.02
32.1
29.47
67.58
70.25
134.74
32.01
28.9
67.79
70.94
129.13
26.85
24.33
71.73
74.51
116.31
19.33
16.94
75.57
79.26
222.94
28.07
25.87
71.02
73.36
125.95
Mar '13
Earnings Per Share
Book Value
9.41
87.96
Mar '12
8.97
76.17
Mar '11
9.02
70.31
Mar '10
10.34
61.44
Mar '09
4.79
53.47
Profit & Loss account of Vijaya Bank ------------------- in Rs. Cr. ------------------Mar '13
Mar '12
Mar '11
Mar '10
12 mths
Income
Interest Earned
Other Income
Total Income
Expenditure
Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses
9,051.88
607
9,658.88
7,988.13
527.9
8,516.03
12 mths
5,844.06
533.19
6,377.25
12 mths
5,200.65
679.45
5,880.10
12 mths
5,237.83
698.81
5,936.64
12 mths
Mar '09
12 mths
12 mths
12 mths
12 mths
585.61
0
934.97
1,520.58
119.33
144.94
0
576.77
4.23
911.96
1,492.96
132.49
143.98
0
520.94
2.88
853.77
1,377.59
94.79
137.34
0
483.3
24
750.47
1,257.77
35.1
126.8
0
207.87
54.61
750.69
1,013.17
0.1
50.72
0
9.41
25
87.96
8.97
25
76.17
9.02
25
70.31
10.34
25
61.44
4.79
10
53.47
297.32
0
264.27
958.99
1,520.58
236.54
-0.02
276.47
979.97
1,492.96
182.5
-0.01
232.13
962.96
1,377.58
239.72
2.38
161.9
853.77
1,257.77
211.9
-0.01
50.82
750.47
1,013.18
Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Total Assets
Contingent Liabilities
Bills for collection
Book Value (Rs)
Mar '09
12 mths
12 mths
12 mths
12 mths
12 mths
601.95
601.95
0
0
9,939.39
0
10,541.34
185,355.89
12,813.80
198,169.69
6,411.30
215,122.33
Mar '13
601.95
601.95
0
0
7,433.79
1,005.41
9,041.15
157,941.06
10,589.91
168,530.97
4,895.95
182,468.07
Mar '12
573.29
573.29
0
0
6,083.66
393.9
7,050.85
135,596.08
9,527.64
145,123.72
4,364.22
156,538.79
Mar '11
521.97
521.97
0
0
4,700.89
404.19
5,627.05
117,025.79
12,172.69
129,198.48
4,225.42
139,050.95
Mar '10
521.97
521.97
0
0
4,073.10
414.95
5,010.02
115,885.14
2,190.48
118,075.62
7,170.03
130,255.67
Mar '09
12 mths
12 mths
12 mths
12 mths
12 mths
8,095.31
8,808.63 10,443.12
7,189.12 12,543.23
8,488.93
5,075.64
1,522.53
5,544.73
1,861.18
147,569.02 123,620.18 106,781.92 90,406.36 81,532.27
45,647.66 40,815.06 35,067.62 33,010.93 30,537.23
2,255.32
2,075.30
1,347.77
1,279.20
1,225.00
847.94
747.46
670.73
596.72
504.84
1,407.38
1,327.84
677.04
682.48
720.16
26.58
23.74
15.69
18.95
21.87
3,887.44
2,796.97
2,030.87
2,198.37
3,039.73
215,122.32 182,468.06 156,538.79 139,050.94 130,255.67
78,034.82
4,252.33
175.12
52,188.20
6,533.86
133.5
49,111.58
5,449.74
116.12
49,817.68
4,993.24
100.06
72,889.02
5,493.69
88.03
Mar '13
Investment Valuation Ratios
Mar '12
Mar '11
Mar '10
Mar '09
Face Value
Dividend Per Share
Operating Profit Per Share (Rs)
Net Operating Profit Per Share (Rs)
Free Reserves Per Share (Rs)
Bonus in Equity Capital
Profitability Ratios
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Management Efficiency Ratios
Interest Income / Total Funds
Net Interest Income / Total Funds
Non Interest Income / Total Funds
Interest Expended / Total Funds
Operating Expense / Total Funds
Profit Before Provisions / Total Funds
Net Profit / Total Funds
Loans Turnover
Total Income / Capital Employed(%)
Interest Expended / Capital Employed(%)
Total Assets Turnover Ratios
Asset Turnover Ratio
Profit And Loss Account Ratios
Interest Expended / Interest Earned
Other Income / Total Income
Operating Expense / Total Income
Selling Distribution Cost Composition
Balance Sheet Ratios
Capital Adequacy Ratio
Advances / Loans Funds(%)
Debt Coverage Ratios
Credit Deposit Ratio
Investment Deposit Ratio
Cash Deposit Ratio
Total Debt to Owners Fund
Financial Charges Coverage Ratio
Financial Charges Coverage Ratio Post Tax
Leverage Ratios
Current Ratio
Quick Ratio
Cash Flow Indicator Ratios
10
6.7
39.47
284.42
---
10
3.8
26.82
265.68
77.63
--
--
10
3.7
25.58
209.2
67.26
--
10
3
20.12
207.66
54.5
--
10
3
17.73
191.2
49.72
--
11.5
10.95
125.5
19.01
19.01
175.12
175.12
4.2
8.46
8.05
144.48
16.34
16.34
133.5
150.2
3.91
9.07
8.5
125.48
15.74
15.74
116.12
122.99
3.06
8
7.22
162.39
15.57
15.57
100.06
107.8
3.48
9.92
8.83
174.39
19.86
19.86
88.03
95.98
8.63
2.75
0.59
5.88
1.55
1.74
1.01
0.28
9.23
5.88
0.09
0.09
9.47
3.44
0.19
6.03
2.48
1.1
0.78
0.14
9.66
6.03
0.09
0.1
8.14
3.34
0.23
4.8
2.35
1.17
0.71
0.12
8.36
4.8
0.08
0.08
8.07
2.63
0.31
5.44
1.85
1.03
0.61
0.13
8.39
5.44
0.08
0.08
8.44
2.54
0.3
5.9
1.76
0.99
0.77
0.14
8.74
5.9
0.08
0.09
68.14
6.42
16.83
66.7
1.92
25.72
0.09
61.73
2.71
28.05
0.58
72.73
3.73
22.04
0.58
72.84
3.43
20.1
0.22
12.59
12.24
78.83
13.04
77.85
12.7
73.12
11.37
76
36.01
25.19
4.92
17.58
0.3
1.18
78.49
25.85
6.56
19.65
0.19
1.14
78.06
26.95
6.98
20.37
0.25
1.16
73.82
27.28
8.47
22.41
0.2
1.12
68.98
27.77
10.86
25.22
0.18
1.15
0.79
24.89
0.02
27.62
0.01
27.33
0.02
23.62
0.02
13.54
--
--
23.54
22.41
76.46
77.59
88.05
Mar '13
Earnings Per Share
Book Value
33.3
175.12
20.24
19.27
79.77
80.74
114.48
Mar '12
21.82
133.5
23.52
22.03
76.49
77.98
121.16
Mar '11
18.28
116.12
22.45
20.25
77.55
79.75
129.81
Mar '10
15.58
100.06
20.07
17.85
79.93
82.14
112.98
Mar '09
17.49
88.03
Income
Interest Earned
Other Income
Total Income
Expenditure
Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses
Mar '09
12 mths
12 mths
12 mths
12 mths
12 mths
12 mths
12 mths
12 mths
12 mths
2,004.42
0
0
2,004.42
0
403.31
68.54
1,313.39
0
0
1,313.39
0
228.74
37.11
1,047.95
0
0
1,047.95
0
212.12
34.41
813.32
0
0
813.32
0
156.59
26.01
912.82
0
0
912.82
0
156.58
26.62
33.3
67
175.12
21.82
38
133.5
18.28
37
116.12
15.58
30
100.06
17.49
30
88.03
720.71
811.86
471.85
0
2,004.42
528.63
518.91
265.85
0
1,313.39
371.99
429.43
246.53
0
1,047.95
381.11
249.61
182.6
0
813.32
356.34
373.28
183.2
0
912.82
Mar '13
Profitability Ratios
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
Interest Spread
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Mar '12
Syndicate Bank
-4.2
11.5
8.46
10.95
8.05
125.5
144.48
19.01
16.34
19.01
16.34
175.12
133.5
175.12
150.2
VIJAYA BANK
3.95
3.73
7.29
8.92
6.87
8.24
132.59
99.54
11.88
12.91
11.76
12.82
76.17
70.31
81.77
76.52
CORPORATION BANK
-3.62
9.03
11
8.46
10.43
139.48
142.31
14.99
18.19
14.99
18.21
625.56
558.7
625.56
558.7
CANARA BANK
3.8
3.47
10.22
16.23
9.76
15.65
132.08
112.95
15.91
22.43
15.91
22.43
465.57
405
512.19
452.37
STATE BANK OF MYSORE
-4.36
7.05
7.54
6.34
6.64
111.25
115.78
9.6
10.81
9.6
10.81
925.76
729.22
Mar '11
Mar '10
Mar '09
3.91
9.07
8.5
125.48
15.74
15.74
116.12
122.99
3.06
8
7.22
162.39
15.57
15.57
100.06
107.8
3.48
9.92
8.83
174.39
19.86
19.86
88.03
95.98
3.87
8.78
8.36
141.84
17.72
16.83
61.44
68.63
3.92
4.2
4.51
161.2
11.31
8.95
53.47
61.11
3.06
9.12
8.65
163.48
17.15
16.61
48.59
56.72
3.37
12.54
13.89
110.99
19.79
16.9
481.85
481.85
3.51
13.7
14.05
115.17
20.26
18.61
402.6
402.6
4.02
12.36
12.88
115.83
18.23
16.38
341.36
341.36
3.32
14.46
13.77
134.69
24.09
24.07
305.83
357.85
3.47
11.8
10.89
149.13
20.64
20.63
244.87
297.75
3.47
10.65
9.61
151.48
18.86
18.85
202.33
256.11
4.77
12.17
11.06
102.75
16.15
16.17
662.28
4.29
12.13
11.08
145.93
21.49
21.48
575.94
3.65
10.36
9.2
173.92
20.16
20.15
464.2
925.76
852.25
787.04
740.36
630.85
AVERARE OF 5 YEARS
Profitability Ratios
Adjusted Cash Margin(%)
Net Profit Margin
Return on Long Term Fund(%)
Return on Net Worth(%)
Adjusted Return on Net Worth(%)
Return on Assets Excluding Revaluations
Return on Assets Including Revaluations
11.726
11.942
124.756
18.292
17.018
482.014
482.014
VIJAYA
7.662
7.326
139.73
14.194
13.394
61.996
68.95
CANARA
12.672
11.936
136.066
20.386
20.378
324.72
375.254
SBM
10.3625
9.9785
136.75
17.544
17.0235
247.824
264.159
AVERAGE
PERCENT OF GROWTH
9.39 -13.7391
8.71 -19.3607
146.448 38.95618
17.304 4.471331
17.304 4.471331
122.566 -49.7316
130.418 -45.1919
#VALUE!
3.706 -22.5316
7.662 25.10288
7.326 25.90975
139.73 23.29738
14.194 44.36027
13.394 41.2415
61.996 -36.2085
68.95 -30.6347
3.63
11.726
11.942
124.756
18.292
17.018
482.014
482.014
36.87708
52.24586
-16.9558
21.61441
9.272849
-45.4313
-45.4313
3.506
12.672
11.936
136.066
20.386
20.378
324.72
375.254
CAN BAN
SYD BAN
VB
COR BAN
SBM
1
0.939032
0.604071
0.997644
0.99227
1
0.833092
0.698247
0.997505
0.997016
1
0.878054
0.529857
0.986011
0.981089
1
0.790179
0.545749
0.969805
0.967732
1
0.757066
0.553608
0.955871
0.964472
4.2675
9.85
8.864
129.926
15.642
15.642
671.48
SBM
SYD BAN
VB
COR BAN
CAN BAN
1
1
1
1
1
0.898156 0.790485 0.769315 0.610366 0.557889
0.512841 0.64388 0.355865 0.31823 0.315798
0.997159 0.992469 0.992474 0.987139 0.982096
0.99227 0.997016 0.981089 0.967732 0.964472
787.252
1
0.837447
0.928723
0.939032
0.898156
Mar '12
1
0.977507
0.832838
0.833092
0.790485
Mar '11
Mar '10
Mar '09
1
1
1
0.868906 0.94348 0.961839 C
0.808319 0.645256 0.567688
0.878054 0.790179 0.757066
0.769315 0.610366 0.557889
Mar '12
Mar '11
Mar '10
Mar '09
1
1
1
1
1
0.837447 0.977507 0.868906 0.94348 0.961839
0.575959 0.70007 0.411065 0.356165 0.321181
0.604071 0.698247 0.529857 0.545749 0.553608
0.512841 0.64388 0.355865 0.31823 0.315798
Mar '12
Mar '11
Mar '10
Mar '09
1
1
1
1
1
0.928723 0.832838 0.808319 0.645256 0.567688
0.575959 0.70007 0.411065 0.356165 0.321181
0.997644 0.997505 0.986011 0.969805 0.955871
0.997159 0.992469 0.992474 0.987139 0.982096
THER BANKS