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Real Estate Investment Calculator

Year-end
FMV
Loan Balance
Equity
Cash Flow
Rent
Loan Payment
RE Taxes
Insurance
Other costs
Net operating Cash Flow
CAP rate*
Investment
Down Pay't+Impr.1st Yr
Cash Flow
Investment-Cum
Equity
Selling cost
Net Profit (loss)
Approx. ROI**
Available @ COE

$550,000
$350,000
$200,000

$577,500
$350,000
$227,500

$606,375
$350,000
$256,375

$636,694
$350,000
$286,694

$668,528
$350,000
$318,528

$701,955
$350,000
$351,955

$737,053
$350,000
$387,053

$21,600
-$22,750
-$5,000
-$1,200
-$1,200
-$8,550

$22,248
-$22,750
-$5,100
-$1,200
-$1,200
-$8,002

$22,915
-$22,750
-$5,202
-$1,200
-$1,200
-$7,437

$23,603
-$22,750
-$5,306
-$1,200
-$1,200
-$6,853

$24,311
-$22,750
-$5,412
-$1,200
-$1,200
-$6,251

$25,040
-$22,750
-$5,520
-$1,200
-$1,200
-$5,630

$25,792
-$22,750
-$5,631
-$1,200
-$1,200
-$4,989

2.58%

2.55%

2.53%

2.50%

2.47%

2.44%

2.41%

160,000
$8,550
$168,550
$200,000
-$38,500
($7,050)
-4%
$152,950

$8,002
$176,552
$227,500
-$40,425
$10,523
3%
$179,073

$7,437
$183,989
$256,375
-$42,446
$29,940
6%
$206,492

$6,853
$190,842
$286,694
-$44,569
$51,283
8%
$235,272

$6,251
$197,093
$318,528
-$46,797
$74,639
9%
$265,480

$5,630
$202,723
$351,955
-$49,137
$100,095
10%
$297,188

$4,989
$207,712
$387,053
-$51,594
$127,747
11%
$330,470

To change the results, change


only the assumption(s)
Appreciation
Purchase Price
1st Year
Year 2 to 7
(PP)
$500,000
10.0%
5.0%
Improvements
Real Estate Taxes
1st year
% PP
Increase/Yr
$10,000
1.0%
2.0%
*CAP rate = (Cash Flow)*100/(FMV)
**ROI = (Net Profit)*100/(Investment*years)

<-- Assumptions-->
Loan

Interest Rate

Rent

Rent Incr.

Vacancy

%PP
70%
Insurance
$/Year
$1,200

(interest only)
6.5%
Other costs
$/Year
$1,200

$/month
$2,000

%/Year
3%
Selling cost
%FMV
7.0%

%/Year
8%

Copyright 2006 RealEasyBooks Inc. All rights reserved.

Real Estate Investment Calculator


Year-end
FMV
Loan Balance
Equity
Cash Flow
Rent
Loan Payment
RE Taxes
Insurance
Other costs
Net operating Cash Flow

$1,100,000
$700,000
$400,000

$1,171,500
$700,000
$471,500

$1,247,648
$700,000
$547,648

$1,328,745
$700,000
$628,745

$1,415,113
$700,000
$715,113

$1,507,095
$700,000
$807,095

$1,605,057
$700,000
$905,057

$43,200
-$45,500
-$10,000
-$2,400
-$2,400
-$17,100

$44,496
-$45,500
-$10,200
-$2,400
-$2,400
-$16,004

$45,831
-$45,500
-$10,404
-$2,400
-$2,400
-$14,873

$47,206
-$45,500
-$10,612
-$2,400
-$2,400
-$13,706

$48,622
-$45,500
-$10,824
-$2,400
-$2,400
-$12,502

$50,081
-$45,500
-$11,041
-$2,400
-$2,400
-$11,260

$51,583
-$45,500
-$11,262
-$2,400
-$2,400
-$9,979

2.58%

2.52%

2.45%

2.39%

2.33%

2.27%

2.21%

310,000
$17,100
$327,100
$400,000
-$77,000
($4,100)
-1%
$305,900

$16,004
$343,104
$471,500
-$82,005
$46,391
7%
$373,491

$14,873
$357,977
$547,648
-$87,335
$102,335
11%
$445,439

$13,706
$371,683
$628,745
-$93,012
$164,049
13%
$522,026

$12,502
$384,186
$715,113
-$99,058
$231,869
15%
$603,553

$11,260
$395,446
$807,095
-$105,497
$306,153
16%
$690,338

$9,979
$405,424
$905,057
-$112,354
$387,278
18%
$782,724

CAP rate*
Investment
Down Pay't+Impr.1st Yr
Cash Flow
Investment-Cum
Equity
Selling cost
Net Profit (loss)
Approx. ROI**
Available @ COE
To change the results, change

only

the assumption(s)
Appreciation
Purchase Price
1st Year
Year 2 to 7
(PP)
$1,000,000
10.0%
6.5%
Improvements
Real Estate Taxes
1st year
% PP
Increase/Yr
$10,000
1.0%
2.0%
*CAP rate = (Cash Flow)*100/(FMV)
**ROI = (Net Profit)*100/(Investment*years)

<-- Assumptions-->
Loan

Interest Rate

Rent

Rent Incr.

Vacancy

%PP
70%
Insurance
$/Year
$2,400

(interest only)
6.5%
Other costs
$/Year
$2,400

$/month
$4,000

%/Year
3%
Selling cost
%FMV
7.0%

%/Year
8%

Real Estate Investment Calculator


Year-end
FMV
Loan Balance
Equity
Cash Flow
Rent
Loan Payment
RE Taxes
Insurance
Other costs
Net operating Cash Flow
CAP rate
Investment
Down Pay't+Impr.1st Yr
Cash Flow*
Investment-Cum
Equity
Selling cost
Net Profit (loss)
Available @ COE
Approx. ROI**

$8,240,000
$5,600,000
$2,640,000

$8,487,200
$5,600,000
$2,887,200

$8,741,816
$5,600,000
$3,141,816

$9,004,070
$5,600,000
$3,404,070

$9,274,193
$5,600,000
$3,674,193

$9,552,418
$5,600,000
$3,952,418

$9,838,991
$5,600,000
$4,238,991

$768,240
-$364,000
-$80,000
-$12,000
-$150,000
$162,240

$791,287
-$364,000
-$81,600
-$12,000
-$150,000
$183,687

$815,026
-$364,000
-$83,232
-$12,000
-$150,000
$205,794

$839,477
-$364,000
-$84,897
-$12,000
-$150,000
$228,580

$864,661
-$364,000
-$86,595
-$12,000
-$150,000
$252,066

$890,601
-$364,000
-$88,326
-$12,000
-$150,000
$276,274

$917,319
-$364,000
-$90,093
-$12,000
-$150,000
$301,226

6.39%

6.45%

6.52%

6.58%

6.64%

6.70%

6.76%

2,400,000
-$162,240
$2,237,760
$2,640,000
-$576,800
($174,560)
$2,225,440
-7%

-$183,687
$2,054,073
$2,887,200
-$594,104
$239,023
$2,476,783
5%

-$205,794
$1,848,279
$3,141,816
-$611,927
$681,610
$2,735,683
9%

-$228,580
$1,619,699
$3,404,070
-$630,285
$1,154,087
$3,002,365
12%

-$252,066
$1,367,633
$3,674,193
-$649,193
$1,657,366
$3,277,065
14%

-$276,274
$1,091,358
$3,952,418
-$668,669
$2,192,391
$3,560,023
15%

-$301,226
$790,133
$4,238,991
-$688,729
$2,760,129
$3,851,487
16%

To change the results, change

only

the assumption(s)
Appreciation
Purchase Price
1st Year
Year 2 to 7
(PP)
$8,000,000
3.0%
3.0%
Improvements
Real Estate Taxes
1st year
% PP
Increase/Yr
$0
1.0%
2.0%
*CAP rate = (Cash Flow)*100/(FMV)
**ROI = (Net Profit)*100/(Investment*years)

<-- Assumptions-->
Loan

Interest Rate

Rent

Rent Incr.

Vacancy

%PP
70%
Insurance
$/Year
$12,000

(interest only)
6.5%
Other costs
$/Year
$150,000

$/month
$66,000

%/Year
3%
Selling cost
%FMV
7.0%

%/Year
5%