Professional Documents
Culture Documents
Year-end
FMV
Loan Balance
Equity
Cash Flow
Rent
Loan Payment
RE Taxes
Insurance
Other costs
Net operating Cash Flow
CAP rate*
Investment
Down Pay't+Impr.1st Yr
Cash Flow
Investment-Cum
Equity
Selling cost
Net Profit (loss)
Approx. ROI**
Available @ COE
$550,000
$350,000
$200,000
$577,500
$350,000
$227,500
$606,375
$350,000
$256,375
$636,694
$350,000
$286,694
$668,528
$350,000
$318,528
$701,955
$350,000
$351,955
$737,053
$350,000
$387,053
$21,600
-$22,750
-$5,000
-$1,200
-$1,200
-$8,550
$22,248
-$22,750
-$5,100
-$1,200
-$1,200
-$8,002
$22,915
-$22,750
-$5,202
-$1,200
-$1,200
-$7,437
$23,603
-$22,750
-$5,306
-$1,200
-$1,200
-$6,853
$24,311
-$22,750
-$5,412
-$1,200
-$1,200
-$6,251
$25,040
-$22,750
-$5,520
-$1,200
-$1,200
-$5,630
$25,792
-$22,750
-$5,631
-$1,200
-$1,200
-$4,989
2.58%
2.55%
2.53%
2.50%
2.47%
2.44%
2.41%
160,000
$8,550
$168,550
$200,000
-$38,500
($7,050)
-4%
$152,950
$8,002
$176,552
$227,500
-$40,425
$10,523
3%
$179,073
$7,437
$183,989
$256,375
-$42,446
$29,940
6%
$206,492
$6,853
$190,842
$286,694
-$44,569
$51,283
8%
$235,272
$6,251
$197,093
$318,528
-$46,797
$74,639
9%
$265,480
$5,630
$202,723
$351,955
-$49,137
$100,095
10%
$297,188
$4,989
$207,712
$387,053
-$51,594
$127,747
11%
$330,470
<-- Assumptions-->
Loan
Interest Rate
Rent
Rent Incr.
Vacancy
%PP
70%
Insurance
$/Year
$1,200
(interest only)
6.5%
Other costs
$/Year
$1,200
$/month
$2,000
%/Year
3%
Selling cost
%FMV
7.0%
%/Year
8%
$1,100,000
$700,000
$400,000
$1,171,500
$700,000
$471,500
$1,247,648
$700,000
$547,648
$1,328,745
$700,000
$628,745
$1,415,113
$700,000
$715,113
$1,507,095
$700,000
$807,095
$1,605,057
$700,000
$905,057
$43,200
-$45,500
-$10,000
-$2,400
-$2,400
-$17,100
$44,496
-$45,500
-$10,200
-$2,400
-$2,400
-$16,004
$45,831
-$45,500
-$10,404
-$2,400
-$2,400
-$14,873
$47,206
-$45,500
-$10,612
-$2,400
-$2,400
-$13,706
$48,622
-$45,500
-$10,824
-$2,400
-$2,400
-$12,502
$50,081
-$45,500
-$11,041
-$2,400
-$2,400
-$11,260
$51,583
-$45,500
-$11,262
-$2,400
-$2,400
-$9,979
2.58%
2.52%
2.45%
2.39%
2.33%
2.27%
2.21%
310,000
$17,100
$327,100
$400,000
-$77,000
($4,100)
-1%
$305,900
$16,004
$343,104
$471,500
-$82,005
$46,391
7%
$373,491
$14,873
$357,977
$547,648
-$87,335
$102,335
11%
$445,439
$13,706
$371,683
$628,745
-$93,012
$164,049
13%
$522,026
$12,502
$384,186
$715,113
-$99,058
$231,869
15%
$603,553
$11,260
$395,446
$807,095
-$105,497
$306,153
16%
$690,338
$9,979
$405,424
$905,057
-$112,354
$387,278
18%
$782,724
CAP rate*
Investment
Down Pay't+Impr.1st Yr
Cash Flow
Investment-Cum
Equity
Selling cost
Net Profit (loss)
Approx. ROI**
Available @ COE
To change the results, change
only
the assumption(s)
Appreciation
Purchase Price
1st Year
Year 2 to 7
(PP)
$1,000,000
10.0%
6.5%
Improvements
Real Estate Taxes
1st year
% PP
Increase/Yr
$10,000
1.0%
2.0%
*CAP rate = (Cash Flow)*100/(FMV)
**ROI = (Net Profit)*100/(Investment*years)
<-- Assumptions-->
Loan
Interest Rate
Rent
Rent Incr.
Vacancy
%PP
70%
Insurance
$/Year
$2,400
(interest only)
6.5%
Other costs
$/Year
$2,400
$/month
$4,000
%/Year
3%
Selling cost
%FMV
7.0%
%/Year
8%
$8,240,000
$5,600,000
$2,640,000
$8,487,200
$5,600,000
$2,887,200
$8,741,816
$5,600,000
$3,141,816
$9,004,070
$5,600,000
$3,404,070
$9,274,193
$5,600,000
$3,674,193
$9,552,418
$5,600,000
$3,952,418
$9,838,991
$5,600,000
$4,238,991
$768,240
-$364,000
-$80,000
-$12,000
-$150,000
$162,240
$791,287
-$364,000
-$81,600
-$12,000
-$150,000
$183,687
$815,026
-$364,000
-$83,232
-$12,000
-$150,000
$205,794
$839,477
-$364,000
-$84,897
-$12,000
-$150,000
$228,580
$864,661
-$364,000
-$86,595
-$12,000
-$150,000
$252,066
$890,601
-$364,000
-$88,326
-$12,000
-$150,000
$276,274
$917,319
-$364,000
-$90,093
-$12,000
-$150,000
$301,226
6.39%
6.45%
6.52%
6.58%
6.64%
6.70%
6.76%
2,400,000
-$162,240
$2,237,760
$2,640,000
-$576,800
($174,560)
$2,225,440
-7%
-$183,687
$2,054,073
$2,887,200
-$594,104
$239,023
$2,476,783
5%
-$205,794
$1,848,279
$3,141,816
-$611,927
$681,610
$2,735,683
9%
-$228,580
$1,619,699
$3,404,070
-$630,285
$1,154,087
$3,002,365
12%
-$252,066
$1,367,633
$3,674,193
-$649,193
$1,657,366
$3,277,065
14%
-$276,274
$1,091,358
$3,952,418
-$668,669
$2,192,391
$3,560,023
15%
-$301,226
$790,133
$4,238,991
-$688,729
$2,760,129
$3,851,487
16%
only
the assumption(s)
Appreciation
Purchase Price
1st Year
Year 2 to 7
(PP)
$8,000,000
3.0%
3.0%
Improvements
Real Estate Taxes
1st year
% PP
Increase/Yr
$0
1.0%
2.0%
*CAP rate = (Cash Flow)*100/(FMV)
**ROI = (Net Profit)*100/(Investment*years)
<-- Assumptions-->
Loan
Interest Rate
Rent
Rent Incr.
Vacancy
%PP
70%
Insurance
$/Year
$12,000
(interest only)
6.5%
Other costs
$/Year
$150,000
$/month
$66,000
%/Year
3%
Selling cost
%FMV
7.0%
%/Year
5%