Retirement Planner

At age 84, you will have a savings balance of

$1,310,663.

Rs4,000

Rs3,500
Rs3,000
Rs2,500
Rs2,000

Rs1,500
Rs1,000
Rs500
Rs-

34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84

Savings Disbursements

INPUT

Cone of Uncertainty

Savings Balance - Retirement

Savings Balance - Working Years

TIP: Replace the sample data provided below with your own to calculate retirement age and savings.

Now
Your Current Age

At Retirement
34

Uncertainty

Annual Pension Benefit (Rs)

Annual Income (Rs)

50,000

Annual Pension Benefit Increases (%)

Annual Inflation and income Increases (%)

3.00%

Desired Retirement Age

Retirement Savings Balance (Rs)

60,000

Number of Years of Retirement Income

Annual Savings Amount (Rs)

15,000

Income Replacement (%)

Annual Savings Increases (%)

0.00%

Investment Return (%)

Investment Return (%)

6.25%

Investment Return Uncertainty (%)

2.00%

Annual Savings Amount Uncertainty (%)

0.00%

65

Annual Savings Increases Uncertainty (%)

0.00%

20

Annual Pension Benefit Amount Uncertainty (%)

0.00%

Annual pension benefit increases Uncertainty (%)

0.00%

0.00%

75.00%
6.25%

Page 1 of 3

THOUSANDS

CONGRATULATIONS!

CHART DETAILS
Age

Salary

Balance

Interest

Yearly
Savings

Desired
Retirement Income

Pension
Income

Year Ending
Balance

34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69

Rs50,000
Rs51,500
Rs53,045
Rs54,636
Rs56,275
Rs57,964
Rs59,703
Rs61,494
Rs63,339
Rs65,239
Rs67,196
Rs69,212
Rs71,288
Rs73,427
Rs75,629
Rs77,898
Rs80,235
Rs82,642
Rs85,122
Rs87,675
Rs90,306
Rs93,015
Rs95,805
Rs98,679
Rs101,640
Rs104,689
Rs107,830
Rs111,064
Rs114,396
Rs117,828
Rs121,363
Rs0
Rs0
Rs0
Rs0
Rs0

Rs60,000
Rs78,750
Rs98,672
Rs119,839
Rs142,329
Rs166,224
Rs191,613
Rs218,589
Rs247,251
Rs277,704
Rs310,061
Rs344,440
Rs380,967
Rs419,777
Rs461,014
Rs504,827
Rs551,379
Rs600,840
Rs653,392
Rs709,229
Rs768,556
Rs831,591
Rs898,565
Rs969,726
Rs1,045,333
Rs1,125,667
Rs1,211,021
Rs1,301,710
Rs1,398,067
Rs1,500,446
Rs1,609,224
Rs1,724,800
Rs1,738,847
Rs1,750,959
Rs1,760,932
Rs1,768,544

Rs3,750
Rs4,922
Rs6,167
Rs7,490
Rs8,896
Rs10,389
Rs11,976
Rs13,662
Rs15,453
Rs17,357
Rs19,379
Rs21,527
Rs23,810
Rs26,236
Rs28,813
Rs31,552
Rs34,461
Rs37,552
Rs40,837
Rs44,327
Rs48,035
Rs51,974
Rs56,160
Rs60,608
Rs65,333
Rs70,354
Rs75,689
Rs81,357
Rs87,379
Rs93,778
Rs100,576
Rs107,800
Rs108,678
Rs109,435
Rs110,058
Rs110,534

Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs15,000
Rs0
Rs0
Rs0
Rs0
Rs0

Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs93,753
Rs96,566
Rs99,463
Rs102,446
Rs105,520

Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0

Rs78,750
Rs98,672
Rs119,839
Rs142,329
Rs166,224
Rs191,613
Rs218,589
Rs247,251
Rs277,704
Rs310,061
Rs344,440
Rs380,967
Rs419,777
Rs461,014
Rs504,827
Rs551,379
Rs600,840
Rs653,392
Rs709,229
Rs768,556
Rs831,591
Rs898,565
Rs969,726
Rs1,045,333
Rs1,125,667
Rs1,211,021
Rs1,301,710
Rs1,398,067
Rs1,500,446
Rs1,609,224
Rs1,724,800
Rs1,738,847
Rs1,750,959
Rs1,760,932
Rs1,768,544
Rs1,773,558

Page 2 of 3

CHART DETAILS
Age

Salary

Balance

Interest

Yearly
Savings

Desired
Retirement Income

Pension
Income

Year Ending
Balance

70
71
72
73
74
75
76
77
78
79
80
81
82
83
84

Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0

Rs1,773,558
Rs1,775,720
Rs1,774,756
Rs1,770,374
Rs1,762,259
Rs1,750,074
Rs1,733,457
Rs1,712,022
Rs1,685,354
Rs1,653,009
Rs1,614,512
Rs1,569,355
Rs1,516,994
Rs1,456,846
Rs1,388,291

Rs110,847
Rs110,982
Rs110,922
Rs110,648
Rs110,141
Rs109,380
Rs108,341
Rs107,001
Rs105,335
Rs103,313
Rs100,907
Rs98,085
Rs94,812
Rs91,053
Rs86,768

Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0

Rs108,685
Rs111,946
Rs115,304
Rs118,764
Rs122,326
Rs125,996
Rs129,776
Rs133,669
Rs137,679
Rs141,810
Rs146,064
Rs150,446
Rs154,959
Rs159,608
Rs164,396

Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0
Rs0

Rs1,775,720
Rs1,774,756
Rs1,770,374
Rs1,762,259
Rs1,750,074
Rs1,733,457
Rs1,712,022
Rs1,685,354
Rs1,653,009
Rs1,614,512
Rs1,569,355
Rs1,516,994
Rs1,456,846
Rs1,388,291
Rs1,310,663

Page 3 of 3