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About More Than Wheels

Better your credit, change your life
More Than Wheels is an award- winning nonprot organiza6on that helps people get the best deal on a reliable and fuel- ecient car. Since its establishment in 2001, More Than Wheels has helped thousands of New England residents get the best deal on a new or nearly new car by nego6a6ng with dealers to secure the lowest price and providng the lowest interest rate available. We provide personal nancial educa6on by giving people the tools and knowledge they need to improve and maintain their nancial stability now and in the future.

TABLE OF CONTENTS:
How to know if you need a new car....4 Transportation options and costs..5 Non-ownership options.....6 Ownership options...9 Purchasing options.12

CHAPTER 1:

How to know if you need a new car

ate r a p Se nt e r e ff ith di w s r te chap ages. p title

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Public Transportation

How to get around if you dont own a car

There are various public transportation options available to people who do not yet own a car, all with varying costs and time constraints.

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Public Transportation

How to get around if you dont own a car

Non-Ownership Options Public Transportation Buses Free around $4/ride Trains and Subways $1.25 - $12 each way Ferries $3 & up per passenger Additional fee for bringing bicycle or car Bicycle / Walking Highest cost is time Weather dependant

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Public Transportation

How to get around if you dont own a car

Pros and Cons Pros Can be a low cost alternative Some include access to wifi and other amenities Gives you time to accomplish other tasks while traveling Less stress than driving and navigating traffic Little to no other automobile / transportation costs Reduces traffic, energy consumption and pollution emissions

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Public Transportation
Pros and Cons Cons Not available in all areas Threat to personal safety Irregular or inaccurate scheduling Limited Coverage Limited hours of service
Holidays, weekends, and evenings

How to get around if you dont own a car

Overcrowding

Factors to Consider:
Availability, Accessibility, coverage, frequency, travel speed, Integra6on, price structure, comfort, and security

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Public Transportation

How to get around if you dont own a car

Rideshares, Car Pools, and Pay Per Ride Services Park & Ride Free use of parking lots Carpool and Vanpool 50% or more discount on fuel costs Easy to arrange rides Rideshare Free ride-matching service Public websites with rideshare information Closed websites (for company employees) Manned carpooling agencies Pay per Ride services Zip car from $8.25/hr and $84/day Hertz OnDemand from $5/hr and $60/day CarShare VT - $5-$15/month Enterprise CarShare from $6/hr and $65/day RelayRides from $4/hr + gas used Car owners can use this as a source of income and earn up to $1000/month by sharing their vehicle

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Public Transportation

How to get around if you dont own a car

Pros and Cons Pros Save money on fuel and tools Environmentally friendly Potential company or local authority benefits
Employer incentives, access to car pool lanes, access to carpool parking spots, etc.

Enjoy social benefits A way to make some extra income

If you own a vehicle and rent it though RelayRides

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Public Transportation

How to get around if you dont own a car

Pros and Cons Cons Inflexibility restriction on mileage driven and hours used for PPR services or of other car pool participants in stops en route or pick up and drop off times Reliability finding PPR thats available when you need it or co-carpoolers that will show up on time Coverage availability of others in your area that want to car pool to the similar locations and availability of PPR services available in your geography Security while riding or having monetary transactions with strangers Overall efficiency

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