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The Senior

VOICE March 2008


Local Attractions • Scenic Places • History • Money • Health • News

North
Ghost
Colorado
Pioneer
Town
Rancher
InJohn Klug
Northern
Colorado
Frontier
Madam
Longs
A Lively Story
Peak
from Early
Wyoming
Pioneer
Climbers
Ghost
Outlaws
Towns
In Early
Near
Colorado
Central City

Skiing
Cover
Picture:
Steamboat
coyote near
Springs
Estes Park,
see page 3
2 • March 2008 • The Senior Voice

About Medicare By
U.S. Senator
Ken Salazar

A s I talk to my constituents in
Colorado, there is no doubt that
overall health care reform is needed
make sure we control Medicare
spending. However, we must also
ensure that we keep premiums and
patient’s doctors, nurses, pharma-
cists, etc.—talking to one another so
that we can avoid duplicate treat-
in addition to Medicare program co-payments affordable, and we ments and medical errors. The best
changes. In places like Larimer and must pay providers fairly so that way of doing this is through the use
Fish Restaurant Weld counties where many people Medicare patients have their choice of electronic medical records, with
are uninsured—13 percent unin- of high-quality physicians. precautions taken to protect the
A Colorado Casual sured in Larimer county and a Every citizen, especially retirees, patient’s privacy.
Fish Market and Restaurant staggering 49.6 percent in Weld must be given the assistance needed We must invest in our providers
Offering JET FRESH FISH and facilities to make sure we have
county—the current health care to make informed health care deci-
From Across the Globe!
challenges are overwhelming and sions. All of us need to become the infrastructure to provide patients
150 West Oak Street (Downtown) simply cannot be tolerated. responsible for our own health and with the quality of care they deserve
Fort Collins Given the rising costs of health the health of those we love. in their own communities. This
Hours: Mon.-Sat. 11am-9pm • Sun. 5pm-8pm care and the impending retirement This means an increased under- means having enough doctors and
Call For Reservations of the baby boom generation, standing of and access to preventive hospitals to serve Medicare patients
970-224-1188 Medicare has been under scrutiny by services so that we can avoid costly no matter what part of Colorado
www.fishmkt.com many Americans because people are treatments, such as dialysis, and they live in so that people do not
concerned about the long-term work together to fight preventable have travel hours to get help when
Fish So Fresh, stability of the program. illness, such as diabetes. they are sick.
Someone Might Get Slapped. In 2008, Medicare will cover an When our family members do These are just a few of the ideas
estimated 44.6 million people. The face chronic illness, we must coordi- we are considering in the Senate,
Free shumai appetizer federal government will spend just nate their treatment properly to and I am happy to see such an active
with the purchase under $390 billion to fund the ensure that they are getting the and thoughtful debate on how to
program, and the Congressional medical and support services they best serve our nation’s Medicare
of two entrees Budget Office estimates program need in the most efficient way participants.
Not valid with other offers. spending will double over the next possible. ________________
Expires 4-31-08 You can call Senator Salazar’s Fort
10 years. This means having all the health
We will have to take big steps to care providers working with a Collins office at 224-2200. ■

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The Senior Voice • March 2008 • 3

The Senior
Ghost Towns from the 1800s VOICE Published Locally Since 1980

VOL. 28, NO. 4

email thevoice@frii.com
www.theseniorvoice.net
PUBLICATION INFORMATION

The Senior Voice newspaper has been


published locally the first of each month
since 1980 for residents age 50-plus.

ADVERTISING
For rates, call 970-229-9204;
or see www.theseniorvoice.net.
Ad deadline is 20th of month.

Wolfgang Lambdin
Advertising Director
Associate Publisher
Fort Collins
(970) 229-9204
Nevadaville in the 1800s. Colorado Historical Society.
By Bill Lambdin in the morning, they were just as imagining ladies in fine gowns and SALES OFFICES:
hopeful (that) they were all going to ostrich-feathered hats. But pioneers

C olorado and Wyoming have


many ghost towns that are fun
to discover when you’re hiking or
strike it rich.”
Very few found gold that way.
But the large mines paid good
went to great lengths to have a good
time and bring some semblance of
civilization to the West.
Ft. Collins and Greeley
(970) 229-9204

driving in the mountains, and they wages, so people flocked to Early historian Caroline Bancroft Loveland and Estes Park
can put you in touch with the area’s Nevadaville. said the ghost towns are reminders (970) 482-8344
colorful past. A miner could make $3 or $4 a of a way of life that is now lost but
These wild and woolly places day, “almost as much here for one was the mainstay of the region for EDITORIAL DEADLINE
were established over 100 years ago day’s work as he could (make) in half a century. Announcements and stories must be
and represented the hopes and Massachusetts for a week of toil,” When you visit them, she said, received by the 10th of the month.
dreams of the first settlers. Fortunes said The Rocky Mountain News. “You come away awe-struck by the
were made in some of them. Lives Nearby American City was prodigious energy and enterprise of
LETTERS TO THE EDITOR
were shattered in others. located nine miles northwest of the pioneers. Their feats of trans-
The Senior Voice welcomes readers' letters
Two of them were Nevadaville Blackhawk on the road to Apex and portation over villainous terrain, and
and contributions. Enclose a self-addressed
and American City, both near toward the James Peak jeep road. of building dwellings and even
envelope and return postage to: The Senior
Central City, Colorado. Sitting on the Continental towns on the face of cliffs or at the
Voice, 1471 Front Nine Drive, Fort Collins,
You can reach the location of Divide, American City was a high, top of mountains, were so herculean
CO 80525, or email thevoice@frii.com. The
Nevadaville just one mile southwest cold and windblown place. Pine tree as to seem incredible.”
Senior Voice assumes no responsibility for
of Central City on the road that goes branches in this area grow only on Most of the old towns and their
damaged or lost material submitted by
to Kings Flat. one side because the wind is so log cabins have crumbled, worn
readers.
Nevadaville was settled mainly fierce. down by time and reclaimed by the
by Irish and Cornish miners soon These conditions and few mountains, which stand silently as if © Copyright 2008
after Colorado’s first big gold strike productive mines meant a short life nothing had happened. The Senior Voice
near Central City in 1859. It grew for American City. Settled in the But you can still find the location
rapidly. By 1861 it had a post office, 1890s, it was a ghost town by of the towns. And if you listen care-
several stores and homes, nearly 20 1920—except for one hardy resi- fully—with imagination in the EDITORIAL OFFICE:
gold mills and hundreds of residents. dent, Mrs. John Anthony Cook, a peaceful stillness of the moun- 1471 Front Nine Drive
At one time Nevadaville’s popu- wealthy woman who kept a summer tains—you can hear the cries of joy Fort Collins, CO 80525
lation reached 1,200 as get-rich-quick cabin there until the 1930s. and sorrow that echoed through (970) 223-9271
dreamers swarmed over what Today you will find other these places long ago.
email thevoice@frii.com
prospectors called this “Gulch of summer cabins. But it is nothing like ________________
Gold.” One resident who arrived in the rollicking days of American COVER PICTURE: A coyote in the www.theseniorvoice.net
1860 described the scene this way: City’s boom time when the old mountains above Estes Park.
“Everywhere people could be Hotel Del Monte could accommo- Taken by Fort Collins professional No material may be reproduced by any
seen picking at the ground. Men and date 100 guests and was the scene of photographer Gregory Mayse. See means without permission of the publisher.
women spent hours digging up bits glamorous social events to which his photos at Trimble Court
of earth and washing it in a basin or ladies wore evening gowns. Artisans in Fort Collins, at the Art Dr. William Lambdin, Publisher
washtub. At night, they would go As you stand in this windy, deso- Center of Estes Park, and at
home disheartened and weary. But late place, you have a hard time www.gregorymayse.com. ■
4 • March 2008 • The Senior Voice

Early Greeley
Rancher John Klug
(Editor’s Note: Greeley historian kitchen door and asked for a sand-
Hazel E. Johnson wrote the following wich. Lillian supplied it. He left and
story years ago.) mounted his horse.
She locked the door and looked
By Hazel Johnson out a window. There was the man
again, on his horse, demanding

S o vast were the John Klug land


holdings southeast of early
Greeley that old timers referred to it
money. She replied, “I’ll see.”
Instead of money, she grabbed a
Colt revolver and pointed it at the
as “Klug country.” man, who was now standing outside
One person recalled a dance when the window holding a long knife. As
the handsome Klug was there with his he cut a gash across the screen, she
date, the beautiful Lillian Waite. She fired the Colt.
was the niece of Governor Davis He left hurriedly—Lillian firing
Waite, who served from 1893-1895. two more shots in his direction for
Klug had homesteaded in 1891, good measure.
and the couple married that year. The Klugs were the first to have
John Klug with his wife and son. Hazel Johnson Collection.
Frontier life for the 17-year-old telephone service in the area. Lillian
Lillian was daunting—no neighbors, said, “I hauled everything for that tele- spent several days with them, one day which sold over 500,000 copies in
plenty of rattlesnakes. phone line in my car except the poles.” on the range with the cowboys, eating New York City.
Any spare time she had, Lillian When in Denver, the Klugs stayed from the chuck wagon. In 1930, Klug sold 20,000 acres of
spent digging sage brush from the at the Albany Hotel. It was there they Lillian was considered Weld his ranch—reportedly for $2 million
yard and getting a fence around it so met Theodore Roosevelt, who County’s foremost horsewoman, dollars. They later lived in Greeley.
their son, Raymond, could play expressed a wish to spend some time always riding side saddle. She wrote John Klug was killed in 1945, at
outdoors. on a ranch. the words to a successful song titled age 80, while trying to ride a wild
One day a man appeared at the At the Klug’s invitation, Roosevelt “Love Made the World a Dream,” stallion. ■

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The Senior Voice • March 2008 • 5

Important Issue
By
State Senator
Steve Johnson

C anadian company Powertech


has received approval for
uranium exploration drilling in
regulating this type of mining, so I
have been working with Reps.
Fischer and Kefalas on bipartisan
northern Weld County and is legislation to make sure our mining
exploring the feasibility of mining regulations are as up to date as
operations. possible to protect us from potential
Powertech owns the mineral problems.
rights, a property right. The exercise A key component of our legisla-
of rights carries with it responsibili- tion is to require that the
ties, one of which is not to harm groundwater not be degraded in any
others. way. In other words, the ground
So while Powertech has a property water will be as clean or cleaner
right to the minerals, the state has the after the mining is finished as it was
right to place conditions on that right before it started.
to protect the public health and safety Monitoring wells around the
and the environment, which it does operation will be done continually.
through the permitting process. Powertech has claimed it will not
Local residents are very degrade the groundwater, so let’s
concerned about uranium mining in hold them to that assurance. If they
the area, and so am I. Many of the cannot provide assurances to regula-
people who live in the area have tors of this, then they will not be
been there for generations. Their issued a permit.
land is their life savings. They are Colorado’s past history points
counting on the state regulatory out the need for adequate laws to
process to protect them, and we will protect us from mining disasters.
not let them down. The Summitville mine disaster and
The process being proposed is cleanup in Southern Colorado has
in-situ leach mining, where cost taxpayers over $200 Million.
oxygenated water is pumped into We must do all that we can to
the aquifer containing the uranium prevent a problem in our area that
to free it from the ground. It is then will threaten our health, safety, and
pumped out and recovered. be costly to clean up. Mining is an
The problem is it is impossible important part of our state’s heritage
to remove all of the released and economy, but it must be
uranium from the groundwater. It is conducted responsibly.
reported that over 30,000 people Insuring that this happens is one
depend on this groundwater. of the key responsibilities of state
Where this technique has been and local government.
used in other states, contamination ________________
of the groundwater has resulted. You can call Sen. Johnson’s Fort
Colorado has limited experience Collins office at 223-8045. ■

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6 • March 2008 • The Senior Voice

Your Questions
on Investments
By Scott Burns some money in a regular taxable
Financial Writer account, it would be a good idea to use
that money and up to $40,000 from
Q: I am retired at age 60 with about your deferred accounts to pay off the
$900,000 (21 percent in fixed-income, mortgage. The car loan, however,
73 percent in equities and 6 percent in should be kept because it probably
cash). My financial adviser suggested represents the depreciation you can
investing about $50,000 in a REIT. expect in the next two or three years.
I owe about $32,000 on my home I think the REITs idea is a good
and recently purchased a car, one, particularly after the drubbing
financing only $12,000. I have no they took last year. Dividend yields
other debt. I guess I am in pretty good are attractive again. A small REIT
1100 N. Taft #2, Loveland shape, but I worry constantly. Should commitment will work to increase the
overall yield from your portfolio.
I be doing something else such as pay
my house off? It’s nice if an adviser has you in a
Don’t miss this splendid patio A: There is no cure for Nest-Egg fund that makes the unrelenting but
ever-changing lists of Great Funds to
Anxiety. It is part of the retirement
home in this well maintained, package. Buy This Morning, but no one should
pet-free environment! We all worry when we’re no
longer working because we’re
ever count on it.
The best way to evaluate your
depending on things even further from adviser is to make a list of the funds
Main floor living with no stairs. Scads of places to store you hold and check their long-term
our control than our jobs. The best
things. Open and flowing floor plan - the master even has a way to tame the anxiety is to focus on performance and their annual
private bathroom. All appliances included. Moments from what your resources can do for you expenses with a reporting source like
and whether you are living within Morningstar. If the expenses are
Downtown Loveland and a few blocks from scenic Lake your resources. average or less and the returns are
Loveland! Extra area beyond living room looks over shady With financial assets of $900,000, average or better, you’re probably
you’ve got a sustainable retirement getting reasonable care.
patio out back. Priced below comparable sales! This is out-
income of about $36,000 a year plus If the expenses are higher than
standing and ready to go, so call me today! $154,900. MLS your eventual Social Security benefit. average and the returns are lower than
#545734. You’ll also benefit from deferring average, you need to think about
taking Social Security benefits until changing advisers or becoming a self-
your full retirement age rather than directed investor.
taking them at age 62. ________________
Scott Beasley You should make decisions guided Scott Burns is a longtime financial
970-690-8445 – Cell by your tax bracket, knowing you can writer for The Dallas Morning News
970-221-0700 – Office have gross income of $41,500 as a and other papers. He does not sell
single person without exceeding the investments. Send questions to:
15 percent tax bracket. scott@scottburns.com. He answers
If your $900,000 nest egg includes some questions of general interest. ■

Higher Premiums for Part D?


B ush administration officials want
high-income Medicare partici-
pants to pay higher premiums for
for inflation.
That would be similar to what
has happened with the taxation of
Part D drug coverage. Social Security benefits. Originally
The proposal would require the few retirees paid taxes on their bene-
higher premiums of individuals with fits, but now many do because the
Moving? Feeling overwhelmed? annual incomes over $82,000 and income levels were not adjusted for
couples with incomes over $164,000. inflation.
We manage your move so you don’t have to. Officials estimate that the change
Specializing in retirement and assisted living relocation Some Democrats like Senate
Call for a free in-home consultation would affect only about 5 percent of Finance Committee Chairman Max
www.movingsolutions.com Medicare participants if it went into Baucus (D-Montana) said the
effect in 2009. But it would affect proposal to require higher Part D
(970) 472-1130 many more in the future because the premiums probably would not pass
Member: National Association of Senior Move Managers
income levels would not be adjusted this year. ■
The Senior Voice • March 2008 • 7

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The former Timnath Hotel still stands. Photo by Arlene Ahlbrandt.


3950 John F. Kennedy Parkway

T he little town of Timnath east


of Fort Collins was established
in 1882 by settlers who arrived in
be a landmark for this quaint little
town. ■
Fort Collins • 970.267.0993
www.fortcollinsdentalarts.com
Alissa R. Ferguson, D.M.D.
H. Arthur Missirlian, D.D.S.

covered wagons.
It was once called Sherwood
because the Sherwood brothers had
a stagecoach station there. A local
preacher, Rev. Charles Taylor,
suggested the name of Timnath,
after the place in the Bible where
Samson went to find a wife.
The town’s Presbyterian Church
was built in 1888 and will celebrate
its 120th year in 2008. Its beautiful
stained glass windows were
brought from Bavaria long ago.
For many years, the largest
building in town was the Timnath
Hotel, shown in the photo. Built in
1905, it served as a hotel until the
Depression years of the 1930s.
The hotel’s main floor had a
dining room, kitchen, barber shop
and drug store. The building is
now a private residence.
Until recently, the population of
Timnath was about 230 people
living in approximately 90 homes.
Last year, the new Harmony Golf
Course opened, and developers
plan many new homes and stores.
The population is expected to
reach 10,000 in the near future.
No matter how much the town
grows, the little church will always
8 • March 2008 • The Senior Voice

Colorado Crosswords By Tony Donovan

Our Platinum 50 Plus Accounts for our ACROSS


1. Ivan and Nicholas 57.
the Stanley Hotel
“Waiting for ___,” Odets’ play
Customers 50 & Better Feature: 4. Utopian colony in western Colorado origi- 58. Energy unit, briefly
nally named Pinon by the Colorado Co- 59. Barnes & Noble section
• A pharmacy savings program operative Company 60. Town straddling Boulder and Weld
• Up to 60% off on eyeglasses, contact lenses & up to 25% 9. A first for Arthur of the “Golden Girls” Counties
off on surgical procedures like LASIK 10. Support used in buildings or bridges 61. Some MIT grads (abbr.)
12. Extremely 62. ___ Chekhov
• Up to 50% off at hundreds of restaurants 15. Hosp. staffers 63. Gown
• Up to 50% off on hotels worldwide such as the Hilton, 16. La ___ Peak is the 5th highest in Colorado
17. Dog house? DOWN
Sheraton & more 1. Good time for a morning coffee break
18. Honolulu’s home
• Personal Identity Protection 20. Mountain town founded in 1963 and 2. Ice queen ___ Cohen
• Local & on-line shopping discounts like Ann Taylor & Dick’s named for a state highway engineer 3. English translation of #16 across
21. According to a nursery rhyme, where you 4. Annual event staged in Denver each
Sporting Goods January
might find 3 men
• Travel Insurance 22. Site of the Japanese internment camp in 5. Russian river or mountain range
6. Front Range “Fort”
Plus free checks, free on-line banking, Colorado named for a Cheyenne Indian
7. How prayers are often said
billpay and much more! girl
8. Coffee or ash holder
23. Windsor employer
9. Where Sorenstam won her first U.S.
Family Owned for Over 90 Years 25. Celebrated, as the New Year (2 wds.)
Women’s Open event in 1995
28. Org. headquartered in Langley, VA
11. Cote cry
30. Prefix for ton or cycle
13. Northern Arizona town near the Hopi
33. Nuggets head guy Reservation
34. Saturn model 14. Put two and two together?
35. Cheer in Chihuahua 19. So. Cal rival
36. Fort ___ helped protect settlers in the San 23. Potter’s need
Luis Valley 24. Small Elbert County site just east of
38. Number of Super Bowl rings Elway has Elizabeth and named for Indians in the
39. Frequent to a poet area
40. Does yard work 26. Washington County town east of Brush
41. Cannon of films named for an Ohio city
42. Prime follower 27. Fescue or gramma
43. ___ Abe 29. Author unknown
45. ___ Summer Range 31. Small and spritely
47. State seal, for one 32. Captain’s shout to passengers when a bad
51. Diamond . storm comes up
52. Washington County town between Akron 37. Cupid
and Yuma 41. Cotillion celebs

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2630 W. Mulberry - Fort Collins
dougweitzelinc/dougweitzel.html
The Senior Voice • March 2008 • 9

A First for Women By


Margaret
Laybourn

B ill Nye was editor of The


Laramie Boomerang news-
paper between 1876 and 1883. He
vote:
“It is a kind of wild train on a
single track, and we’ve got to keep
“I think that when a woman has
marched a band of hostile boys all
the way up to manhood and give
later became known world-wide our eye peeled or we’ll go into the ‘em a good start and made good
for his humorous writings on early ditch. It’s a new conductor making citizens of ‘em with this wicked
Western life. the first run…Female changes the world to buck, she can vote all day
Wyoming had just become the management of the whole line and as far as I’m concerned. I bet my
first government in the world to may put the entire outfit in the pile there ain’t been a measure
consider giving women the right to hands of a receiver in two years. passed by our august body this
vote, and Nye made much of the We can’t tell when Wyoming may winter that will show more mineral
legislation. A South Dakota editor be side-tracked with a lot of female in five years.”
asked him for an assessment of the conductors and superintendents, And from one final legislator:
issue, and Nye replied: and a posse of giddy girls at the “It’s funny to me that woman—
“Wyoming is justly proud of brakes.” who suffers most in order that man
our women. She votes quietly, Then Nye quoted an imaginary may come into the world, the one
intelligently and pretty independ- miner serving as a legislator: who is first to find and last to
ently. She does not recognize the “Women can give this territory forsake him, first to hush the cry of
political machine and never goes a boom that will make her the a baby in a livery stable in
to caucuses. She votes for men bonanza of all creation. We’ve got Bethlehem and the last to leave the
who are satisfactory regardless of a mighty pretty blossom rock cross—should be trusted with the
the ticket—and this scares the already in the intelligence and souls and bodies of generations
daylights out of the men.” brains of our women. Let us be and yet not know enough to vote.”
For a little fun, Nye then the means of her advancement and The legislation passed, and
quoted an imaginary railroad man thus shame the old and mossy civi- Wyoming became the first place Wyoming Governor Nellie Ross
serving as a legislator who lization of other lands.” on earth to grant women the right was America’s first woman
commented on women’s right to The miner added: to vote. ■ governor.

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AARP® MedicareComplete® provided through SecureHorizons® health plans
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are the only Medicare Advantage plans accepted by New West Physicians.
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other services. Amounts paid are used for the general purposes of AARP and its members. The AARP® MedicareComplete® plans are available to all eligible
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may vary by county and plan. 230015
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10 • March 2008 • The Senior Voice

About Second and


Third Marriages
By Ron Rutz, Attorney following:
• Not knowing the rights that each
Q. I read your column on Marital had, the release was not effective.
Agreements and want to take excep- • Not knowing the value of the
tion to your position that such a assets, a fully reasoned decision could
document is essential in second or not be made.
third marriages. If my new spouse • Not being represented in making
doubts that I will keep my word, then these legal choices, an impartial
we should not marry in the first person could not explain the signifi-
place. cance of what was happening.
A. A request to do a Marital Thus, instead of complicating the
Agreement still carries the stigma of emotional and financial atmosphere
suggesting distrust of a future of the proposed relationship, such a
spouse’s motives, but far less so than document done right can increase the
just a few years ago. chances of marital bliss.
I have seen surviving spouses Finally remember that a Marital
vacillate on previously made promises Agreement can be done both before
for a variety of reasons—the long or after marriage, although the later is
passage of time since one spouse’s usually harder to do.
death, the financial and health needs ________________
of the surviving spouse, pressures Attorney Ron Rutz will answer
from the survivor’s side of the family, question sent to 2625 Redwing
treatment by the descendants of the Road, Suite 180, Fort Collins, CO
deceased spouse, etc. 80526, phone 223-8388, email
Unless waived, such as through a rutz@ronaldrutz.com. ■
Marital Agreement, the surviving
spouse possesses rights against the
Perfect Eyeglasses Prescription estate of the other spouse under
common law or statutory authority,
often to the chagrin of the deceased’s
descendants.
“I found my ‘hole in one’ Here are some of the claims that
Subjects needed for a
can be made by a surviving
at Kirk Eye Center. The
fit was perfect first time,
spouse against the estate of the other:
Regardless what the deceased’s
Cardiovascular
and I see better Will provides, up to half of the Research Study
deceased’s augmented estate might be
If You Are:
than ever.” claimed. Additionally the survivor
• 18-35 or 55-90 years of age
might file for a family allowance, an
• Healthy and not taking medications
— Patty Seaser exempt property allowance, and other
• Sedentary or Moderately active
Fort Collins things that could take much of the
deceased’s estate. The Study Includes:
The perpetrator of such estate • Body Composition and Bone
claims does not need to be the Density Assessment
• Cholesterol Screening
surviving spouse. The agent or even
P atty Seaser is a busy woman, and searching
for the right eye doctor was a problem. She
tried large and small practices, but didn’t get
the personal representative might be
in a position to pursue claims. Even
• Treadmill test for subjects > 55
years of age
** Compensation available for
an accurate prescription or the attention she state Social Services might get specific research studies.
needed. After seeing Kirk Eye Center ads and involved under certain circumstances.
The Human Cardiovascular Physiology
a friend’s recommendation, she booked an All in all, a Marital Agreement
Laboratory in the Department of Health
appointment. will calm the rough water and Exercise Science at Colorado State
John W. Colvin, OD &
John D. Kirk, MD, FACS
“I was so impressed with the professional But the process to make a Marital University is studying the effects of aging
care of Dr. Colvin and the staff. They really Arrangement “bullet proof” in on muscle blood flow control in humans.
listen and make you feel as if you are their Colorado is a bit complicated. The If interested, please call Rick Carlson.
only customer. Most of all, Dr. Colvin was major stumbling blocks often are the
‘dead on’ first time with my prescription. need for two attorneys, one repre-
491-6702
3650 East 15th Street or email
Now I am seeing my best – whether it is senting each person, and the
Loveland, Colorado cvlab@cahs.colostate.edu
golfing, skiing, or getting up close with complexity of the document.
669-1107 reading or needlepoint.” CSU Project title: Regional blood flow control
Unless done right, either side and vascular function: effects of aging and
w w w. K i r k E y e C e n t e r. c o m could make arguments such as the regular physical activity
The Senior Voice • March 2008 • 11

Medicare Options
By Michael Frost drug coverage may enroll in another news, background and details
Help with Cost
of Medicines
Healthcare Writer plan or change to traditional regarding Medicare at www.kff.org. ■ By Joanne Lindsay
Medicare.

T he first three months of 2008


offer people a chance to ensure
they’re covered by a Medicare
About 9 million seniors partici-
pate in the Medicare Advantage
program, which provides members
T he Colorado Department of
Health Care Policy and
Financing announced the
Advantage plan that’s best for them, health coverage—including benefits Colorado Cares Rx program that
if they want such a plan instead of generally not found in traditional provides Colorado residents
traditional Medicare. Medicare—through private health
with a convenient way to buy
generic prescription medicines
Until March 31, Medicare allows plans.
at a discounted price.
its beneficiaries, in most cases, to The Centers for Medicare and
Cost of a 90-day prescription
change the medical coverage they Medicaid Services (CMS) offers is $20, $30, or $40 depending on
receive. (There are exceptions, and tools to find and compare Medicare the medicine. The Colorado
the open enrollment period does not Advantage plans in your area. See Cares Rx program is a mail-
allow beneficiaries to add or drop www.medicare.gov or call 1-800- order program.
Medicare prescription drug MEDICARE (1-800-633-4227). ALL HOME SERVICES Prescriptions are easy to fill
coverage.) On April 1, with rare Also see: Keep Your Home: and are conveniently delivered
exceptions, you’ll be locked into the Medicare and You 2008, a hand- to the individual’s home.
medical coverage you have chosen book published by CMS, is a good • Beautiful Individuals and families qualify
for the rest of the year. resource. See www.medicare.gov/ • Comfortable based on income and family
People who currently participate Publications/Pubs/pdf/10050.pdf. • Functional size. A single adult can earn up
in traditional Medicare coverage as America’s Health Insurance “ You move nothing, to $31,200 while a family of
well as a Prescription Drug Plan Plans, a national association of we do it all.” four can earn up to $63,600.
may enroll in a Medicare Advantage health insurance companies, offers Individuals can have other
PAINTING - TILE - DRYWALL
plan with drug coverage if they www.healthdecisions.org/guide, a health insurance coverage.
CARPENTRY
choose to do so. helpful online publication. The Department has partnered
Installations - Repairs with Rx Outreach to offer this
Those already in a Medicare See www.benefitscheckup.com, - Consulting -
Advantage plan with drug coverage which offers the Benefits Check-Up program. Colorado Cares Rx is
can change to another Advantage tool from the National Council on Steve Kiefer not funded by state dollars. For
MASTER CRAFTSMAN more information and to get an
plan or enroll in traditional Aging, and is co-sponsored by
application, call 303-866-3144 or
Medicare and a drug plan. Humana Inc. 218-0792 see www.coloradocaresrx.com.
Enrollees in a Medicare The Henry J. Kaiser Family A COLORADO PIONEER FAMILY ■
Advantage plan that does not offer Foundation provides a wealth of useful

What’s your IRA IQ? Register


Today!
Improve your IRA knowledge while helping improve the future
of cancer treatment in Northern Colorado.

Understanding the basics


Jim Sauliner, CFP®, in partnership with the Poudre Valley Hospital Foundation,
of IRA design, history and
is presenting this unique opportunity to learn about your IRA while
benefiting the future PVH Cancer Treatment Center. taxation is the first step in
understanding how your
All registration proceeds will be donated to the Poudre Valley Hospital IRA – and its bewildering
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Workshops: March 5, 12, 19 & 26 not only your retirement,
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Cost per couple is $20 per individual class or $50 to attend entire 4-class workshop.
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To register, call Stephanie at (970) 530-0556.
Minimum Distributions
Class 3) IRA Beneficiary
Designations
Northern Colorado’s Class 4) Inherited IRAs
Retirement Planning Guide
12 • March 2008 • The Senior Voice

Local Events and Information


Antiques Appraised 6:30 pm, Centennial Park Library. 20, 11:30 am, Centennial Library. Puppeteer Patti Smithsonian,
Get three antiques appraised for Lunch and Learn meeting on For information, call 506-8614 March 12, 10:30 am and 7:30 pm,
$5 each at the Fort Lupton the Cache la Poudre River or 506-8500. downtown library.
Community Center, March 14, Heritage Area, March 11, noon, Cooking with herbs, March 15,
noon to 7 pm. Call 970-284-0921. Centennial Park Library. Red Feather Lakes Library 11 am, downtown library.
Afternoon book club meeting, Story hours for preschoolers, Puppet shows, Harmony
Greeley Libraries March 18, 1:30 pm, Farr Library. March 15, 1 pm, and March 28, Library, March 17-18; downtown
Film “Enter the Dragon,” Evening book club, March 19, 10:30 am. library, March 19-20. Call for
March 7, 6:30 pm, Farr Library. 6:30, Farr Library. Free computer class on email times.
Book Club meeting, March 10, Mystery novels meeting, March and internet, March 19, 2 pm. Mayan ruins video presenta-
Free movie “Around the World tion, March 26, 7 pm, downtown

Rocky Mountain Travel King in 80 Days,” March 22, 2 pm.


9 Health Fair, April 19, 7 am to
library.
Docudrama on Madame Marie
noon. Curie, March 28, 6:30 pm,
Ongoing events: Ruth’s Art Harmony Library.
Gallery displays. Knit and Stitch These are just some of the
groups. Writers groups. Watercolor events. For more information, call
12 DAY GRAND MEDITERRANEAN CRUISE society. Men’s and women’s book 221-6663.
Venice to Barcelona. September 8-21, 2008. Aboard the Emerald Princess.
Venice, Athens, Kudsadasu, Istanbul, Mykonos, Civutavecchia (Rome), Livorno, groups. ________________
Marseille and Barcelona. Hosted by Syliva Mucklow. All inclusive fares include:
12 day cruise, 1 nt. per & post, taxes, transfers, fuel surcharge, and airfare on Delta. For information, call Sarah Editor’s Note: Senior Voice dead-
INSIDE (I-K) OR OUTSIDE (G-FF) $3,850 PP Myers, 881-2664. line for events and similar articles
($150 on board credit per cabin)
is the 10th of each month for
ALASKA SPECIAL OFFERING Fort Collins Libraries publication the following 1st of the
June 01-09, 2008. Aboard the Island Princess. Vancouver to Anchorage
All inclusive fare: airfare, 7 day cruise, transfers. 1 nt. pre in Vancouver & city tour, & fuel sur- Used book sale, March 7, 10 month. Email: thevoice@frii.com.
charge. Hosted by Sylvia Mucklow. am to 6 pm, Harmony Library. ■
INSIDE (CAT. N) $1,549 PP • OUTSIDE (H) $1,599 PP
14 DAY ALASKA WILDERNESS EXPLORER-COPPER RIVER
June 1-15, 2008.
Featuring 7 day cruise aboard the Island Princess, 2 nts. Copper River Lodge, 2 nts. Denali
Princess Lodge, 1 nt. McKinley Princess Lodge, 1 nt. Anchorage & fuel surcharge. Hosted by
Sylvia Mucklow. 3 cabins open.
CRUISE FARE BALCONY (BC) $2,499 PP - Airfare add’l.
EASTERN CARIBBEAN - 9 DAYS
June 4-13, 2008. Aboard the Caribbean Princess. Sailing round trip from New York.
Ports of Call: Bermuda, San Juan, St. Thomas, Grand Turk.
BEST AVAILABLE: BALCONY (BE-BA) $1,299 PP • INSIDE $1,099 PP
(Fuel surcharge, gov fees, airfare, transfers add’l.)

MEXICAN RIVERA CRUISE - 7 DAYS (APRIL SAILINGS)


April 13 & 20, 2008. Aboard the Dawn Princess. Round trip San Diego.
BALCONY (BD-BA) $749 PP • INSIDE (I-M) $449 PP
April 12 & 19, 2008. Aboard the Golden Princess. Round trip Los Angeles.
BALCONY (BA-BE) $749 PP • INSIDE (M-I) $499 PP
(Fuel surcharge, gov fees, airfare, transfers add’l.)
Princess Ship’s Registries — Bermuda & Gibraltar
All rates are per person based on double occupancy and may change without notice. New Mercer Commons
Fares are cruise only unless listed as all inclusive.

CANADIAN ROCKIES & GLACIER PARK TOUR - 9 DAYS ASSISTED LIVING &
September 7-19, 2008.
Fully escorted. All tour features, airfare, insurance, transfers. SECURE ASSISTED LIVING
$2,099 PP BASED ON DOUBLE OCC. Openings available at this time.

Book with experience. • Book early and avoid missing out! 900 Centre Avenue
Plan Your Family Reunion with RMTK! Fort Collins, Colorado 80526
970-495-1000
970-484-5566
800-525-5306
516 S. College Ave. • Ft. Collins, CO 80524 Columbine cares for seniors
rmtk@frii.com
Visit us at www.rkymtntravelking.us www.columbinehealth.com
The Senior Voice • March 2008 • 13

Indian Peaks You Deserve


To Enjoy
Wilderness Area
By Lois Hall
A Warm Fire!
I f you’re driving or hiking around
the Indian Peaks Wilderness Area
west of Longmont and Boulder, you
“Our stove looks great. Now we have a cozy
source of radiant heat and the furnace is hardly
ever needed.” Stan W., Fort Collins
will see places with interesting
stories associated with them. Ready For The Comfort Of A Gas Fireplace
Satanta Peak. This was named Or Stove? Need To Upgrade?
for a famous warrior, Chief Satanta
of the Kiowas. He was highly
Want a Wood Or Pellet Stove?
respected by the military as a Come Visit Our New Showroom!
capable adversary in war and
gracious host in peacetime. Whatever Your Taste,
Soldiers said he served them We’ve Got The Stove or Fireplace For You!
excellent food and told stories with Classic Hearth & Home
wit and humor. He acquired a bugle, Free Fan With Your 6617 College Ave. Fort Collins
which he used to confuse the mili- New Stove or Fireplace On College Just South of Trilby
tary in battle. When the cavalry (Bring this ad ) Monday-Friday 10-5, Saturday 10-2
bugler sounded “charge,” Satanta Expires April 15, 2008
would sound “retreat.” 970-226-4090
After leading his braves in several Serving Northern Colorado
battles, Satanta was captured and Since 1993
sent to a Texas prison. To humiliate Our 15th Anniversary!
him, the army put the six-foot chief
on a small pony, his feet lashed ClassicHearthandHome.com
together under the horse’s belly. Chief Satanta. Colorado
But even after the long journey
Historical Society.
to Texas and much ridicule, he
looked and behaved like a chief. An Sand Creek Massacre in south-
observer said: eastern Colorado, when Col. John
“His muscles stood out on his Chivington’s troops shamelessly
gigantic frame like knots of whip- slaughtered mostly women and chil-
cord—his form proud and erect in dren.
the saddle, his perfectly immobile Some settlers said Niwot
face and his motionless body.” survived and fought against Gen.
Niwot Mountain. Niwot came George Custer at the Battle of
from an Arapaho Indian word Washita in Oklahoma. But most
meaning “left handed.” This 13,000- historians say he died at Sand Creek.
foot peak and the town of Niwot Niwot expressed regret that the
near Longmont were named for Indians and whites fought so much:  15 convenient locations for pick-up

Arapaho Chief Niwot. Some said he “All of my time was taken up on the
lost the fingers on his right hand and warpath,” he said. Serving Fort Collins, Loveland,
used his left; others said he was left St. Vrain Creek. Named for two Greeley, Windsor and Longmont
handed. brothers, early fur traders Ceran and
He was one of the first chiefs Marcellin St. Vrain. About 1837,  Door-to-door service also
white gold seekers met when they they built a trading post near this available
came to northern Colorado in 1858. creek a few miles west of present-
One settler said of him: day Gilcrest, before the creek flows
“Chief Left Hand was the finest into the South Platte River. They
looking Indian I have ever seen. He traded with several Indian tribes to
was over six feet tall, of muscular get buffalo robes and other valuables
build and much more intelligent they could send east.
than the average Indian...When Marcellin St. Vrain had a Sioux
wearing his war bonnet and full wife who helped him greatly in
warrior’s regalia, he looked every dealing with the tribes. In 1843
inch a chieftain.” explorer John Charles Fremont
Niwot learned to speak English stayed at the trading post to cele-
and was highly respected by both brate July 4th with the St. Vrain
Indians and whites, becoming a family. St. Vrain Glacier and St.
chief when he was only about 23 Vrain Mountain were also named for
years old. He was killed at the 1864 the brothers. ■
14 • March 2008 • The Senior Voice

Remembering
Norman Rockwell
By Joe Votz they asked Rockwell to let them
pose for paintings.

I n 1939 Saturday Evening Post


illustrator Norman Rockwell went
to Arlington, Vermont, for a summer
“Oh, no. That would have been
too bold,” said Marjorie Brush, who
was 81. “Norman knew us, and I
of relaxation—and stayed for 14 think he had in mind what he
years. wanted the painting to look like.
His neighbors there regularly Probably we fit in.”
appeared in his Post cover illustra- Brush and her family posed for a
tions, and his cheerful portraits of memorable 1947 Post cover of a
rural family life made Rockwell young couple bringing their baby to
world famous. visit a country doctor. “Sometime
Although the world hs speeded later,” she recalled, “I went down to
up and the simple days of see the painting, and (in it) Ann’s
Rockwell’s America seem to have bootee was falling off. Norman’s
vanished, a journey to Arlington is a answer was, ‘Marge, it was falling
trip into the past. Relatives of the off when you brought her in; so that
townspeople who posed for is the way I painted it.’”
Rockwell still live there. Many of She recalled another side of
the buildings pictured in his maga- Rockwell. “Norman was always
zine covers, and his house near the very thoughtful and compassionate.
bridge, are still there. I especially remember when my
When I visited Arlington in the mother suffered a stroke. One day,
1980s, I remember that the people soon after her return from the
had not lost their quiet reserve. They hospital, I heard a knock on our
were shocked if a visiting flatlander door, and there was Norman with a
(non-Vermonter) wanted to know if handful of his old paint brushes. Rockwell’s humorous self-portrait years ago. Maturity News Service.
“He said that it might be good wife could be near her doctor. He
therapy if my mother tried some died there at age 84.

Ca sino Get away paint-by-number pictures. Now 40


years later, any time I’m painting
window sills and need a little paint
Art lovers, who dismissed his
work as mere illustration when he
was alive, now clamor for

to Deadwood
brush, I just pick up one of Norman Rockwell’s canvases. In the 1980s,
Rockwell’s.” an enterprising New Yorker, Henry
Rose Hoyt recalled a request Hinrichsen, moved to Arlington and
from Rockwell to hold rosary beads opened a Rockwell gallery in a
Night Specials
2&3 in his famous “Freedom of Worship”
painting. Rockwell put it this way:
century-old church.
Rockwell’s son, Jarvis, also a
2-NIGHT STAYS PACKAGE 3-NIGHT STAYS “Would you mind being Catholic for painter, stopped by to look at one of
$
Denver 114 + Taxes 98 INCLUDES:
• Motorcoach
Denver13498+ Taxes
$ a day?” Hoyt held the rosary.
Rockwell also painted himself
his own paintings on display in the
gallery. “Rockwell’s son asked me if
Loveland 94 + Taxes
$ 98
Loveland 114 + Taxes
$ 98
Transportation into some illustrations. “He thought I wouldn’t mind hanging his work,
May 4/5/6 • Deluxe room Mar. 25/26/27/28 of himself as just like everyone else an abstract, right side up. We had it
Pick up points: Aurora, Golden, Windsor, • Food coupons June 9/10/11/12 in town,” remembered Lester Brush, sideways. You would never have
Fort Collins, Wellington, Cheyenne, that problem with one of Norman’s
Chugwater, Wheatland • Gaming coupons Pick up points: Colorado Springs, Aurora, Golden, who along with half the town
Windsor, Fort Collins, Wellington, Cheyenne, appeared in the famous “Gossips” works.”
• Slot tournaments Chugwater, Wheatland
painting. Dot Immen recalled the years
Even Gene Pelham, Rockwell’s her family and Norman’s belonged
Tours depart from Denver/Loveland/Fort Collins assistant for 14 years, who took to the grange and went square-
(Management reserves all rights to alter or cancel this tour)
black-and-white photos of the dancing every Saturday night,
1-800-401-4385 Mon.-Fri. townspeople, was often pressed into
service, modeling once as a down-
along with about everyone else in
town.
to-earth workman in the popular “Norman was down-to-earth.
BOOK “Plumbers” cover. He’d sweep the floor, and my
EARLY Rockwell wrote in his autobiog- husband would take tickets,” Immen
! raphy that “Moving to Arlington has said. “People would think my
given my work a terrific boost. Now husband was Norman and ask if he
my pictures grew out of the world would sign an autograph. My
around me, the everyday life of my husband would just say, ‘I’m not
neighbors. I didn’t fake things any Norman.’”
Highway 85 S. • P.O. Box 643 • Deadwood, SD 57732 more.” The autograph hunter was not
www.deadwoodgulch.com He moved to Stockbridge, told that Rockwell was just a few
Massachusetts, in 1953 so his ailing feet away, sweeping the floor. ■
The Senior Voice • March 2008 • 15

Investing Sensibly IOnline Auctions Can Be Risky


By Scott Burns your investment. Leave it alone for at
t can be risky to buy medicines,
baby formula, diabetic testing strips
adverse conditions such as heat,
which affects things like baby formula
Financial Writer least a year. Do that and your results and many other products on Internet and medicines, making them
are likely to beat 70 percent of all auction sites, because the products dangerous. Thieves also alter expira-

W hen you clear away the market


babble, 2007 wasn’t such a
bad year. In fact, it was a pretty good
professional investors.
The first case in point is the
Crispy Couch Potato portfolio—the
could be stolen or dangerous.
The National Retail Federation
says many more stolen products are
tion dates and other things on labels.
It’s a big business, says Joseph
LaRocca with the National Retail
year if you were sufficiently slothful. one anyone can do if you can fog a showing up on auction sites as thieves Federation. Online auctions have
It also helped if you did as little mirror and divide by 2 with the help rob entire warehouses or shipments, made it easy for thieves to get rid of
as possible to contribute to the of a calculator. It is a 50/50 mix of a alter information, and sell the things many stolen items.
income of those wonderful folks on total domestic equity market index on the Internet. “You don’t know whom you’re
Wall Street. Yes, we’re talking about fund and an index fund that invests in Sometimes the products are stored buying the product from or where the
those who purport to know what TIPS (Treasury Inflation-Protected somewhere for many months under product came from,” said LaRocca. ■
they are doing, even as they lose Securities). That portfolio returned
hundreds of billions and endanger
the entire world financial system.
Skeptics should consider the
8.85 percent for 2007 and 10.02
percent annualized over the last five
years. Returns like that will double
Value of In-Home Filters
returns of Couch Potato Building
Block portfolios, the investment
system that works for the rest of us.
your money in roughly eight years.
The Margarita portfolio, so named
for its three equal-sized building
A good quality air filter (HEPA) in
your home can remove particles
in the air that contribute to heart
that experienced when a person quits
smoking, which is considerable, said
researchers.
Here’s the basic idea. Don’t look for blocks of total domestic stock market, disease, says a report in the American They speculate that constant use
brilliant managers. Avoid them and international stock market and TIPS Journal of Respiratory and Critical of such filters could reduce cardio-
all the marketing claptrap they funds, returned 11.21 percent in 2007. Care Medicine. vascular risk in people over age 60.
engender. Instead, capture a market It returned 14.56 percent annualized Indoor air pollution comes from “Air pollution, both indoor and out,
return. Give as little as possible of over the preceding five years. That’s furnaces, cooking, dust and other is certainly affecting people’s
that return to Wall Street, and diver- enough to double your money in five sources. Researchers found that hearts,” said researcher Dr. Steffen
sify like mad. years. mature people’s microvascular func- Loft.
Do this by investing in index ________________ tion improved by 8 percent after using The study was conducted by the
funds, in either mutual fund or Send questions to: scott@scottburns. a good filter for just 48 hours. Institute of Public Health in
exchange-traded fund form. Make com ■ The cardiovascular improvement Copenhagen and involved people ages
seen in the study was equivalent to 60 to 75. ■
16 • March 2008 • The Senior Voice

Popular Book on
Wyoming History
By Bill Lambdin lessened to 64 in number. One had
accidentally shot and killed himself at

T he Wyoming State Historical


Society recently re-issued the
popular book “Wyoming: A Pictorial
the forks of the Platte (River).
“Another of our party, named
Simpson, had left us at Fort Laramie.
History.” Three had turned back from Green
Originally published to celebrate River, intending to make their way to
the Society’s 50th anniversary in Fort Bridger and wait an opportunity
2003, the book was out of print for to return home…
some time but is now again available. “Thirty-two of our party,
It is a 272-page hardcover becoming discouraged, decided not to
containing nearly 600 photographs, venture without path or guide into the
making it an attractive, large-format unknown and trackless region…”
coffee-table book. It contains some The book’s stories and photos
color photographs, but most are range from the prehistoric period to
historical pictures taken years ago in modern times. Some interviews with
black and white. modern people include one with James
It also contains interviews with L. Smail, who lives in Lander and has
Wyoming residents, some of whom ridden a motorcycle along the Oregon
are well known like archaeologist Trail across the state. He is a descen-
George Frison. And it quotes some dant of Wyoming pioneers and said:
early pioneers like John Bidwell, who “The whole thing about the migra-
was with one of the first wagon trains tion to the West is kind of exciting.
on the Oregon Trail across Wyoming What possessed those people to leave
in 1841. He recalled: their homes and their farms and green
“Our party, originally 69 including fields and their families and go
women and children, had become west?...

The book’s cover photo shows a cowboy saving a calf


in a winter storm.
“I’ve experienced the Oregon Trail farther west, it starts to look like the
when you can ride for five days and East—too many people, too much
never see another living soul. And traffic.”
that’s nice. There are also sections of That’s true. The open spaces and
the trail where you can go for miles hidden places of Wyoming are part of
and miles and never see a fence post the state’s appeal to many of us. That
or a telephone pole or a highway or a appeal is nicely captured in this book.
graded road. And that’s nice.” It is available for $46 (includes
The book’s history sections were mailing) from linda@dancewyoming.
written by Mark G. Junge with the

667-0202
com; or write Wyoming State
State Historical Preservation Office in Historical Society, PO Box 247,
Cheyenne. He said part of the appeal Wheatland, WY 82201. Checks or
of Wyoming today is that it is “about money orders accepted, not credit
LOCALLY OWNED as far west as you can go. If you go cards. ■
FAMILY OPERATED

8426 Highway 287


New Prostate Cancer Test
Fort Collins S ome researchers believe a test for
prostate cancer before age 50
might predict which men will later
predictor if given to younger men, say
the researchers who wrote the BMC
Medicine report. They included
develop aggressive cancers that will researchers at Memorial Sloan-
View online obituaries and send need treatment, according to a report Kettering Cancer Center in New York
in BMC Medicine. and Lund University in Sweden.
condolences via the guestbook at The test is the standard PSA Controversy has surrounded
(prostate specific antigen) that has prostate tests because none so far has
www.resthavencolorado.com been used for years. Some researchers been able to predict which cancers
have said it is not an accurate will require aggressive treatment such
predictor of aggressive cancer if given as surgery. Some experts say too
to older men. many unnecessary surgeries are
But it might be an accurate performed on prostate cancers. ■
The Senior Voice • March 2008 • 17

Memories of a Loveland Pioneer


Editor’s Note: Loveland pioneer president of the railroad.
on B Street and 4th. It snowed that
W.B. Osborn wrote the following night, and the day following they The early days of the railroad
account in the late 1800s about the bought three lots from David brought many difficulties,
town’s early days. Barnes. including a big rain that washed
They built a small shanty on the away tracks and did other heavy
By W.B. Osborn rear of their lots, in which they damage. But Mr. Loveland was
batched for a time. They able to keep the property oper-
About October 10, 1877, Her- contracted for the building of their ating.
zinger and Harter camped on the store with L.R. Rhodes of Fort At one time, a lawsuit threat-
townsite of Loveland. A few days Collins. ened to put the railroad into
later, the town was platted into The Colorado Central Railroad receivership and squads of armed
blocks and lots. ran from Denver through men, operating in the interest of
They slept in a covered wagon Loveland. W.A.H. Loveland was the Colorado management, halted
a train, removed the district court
judge and held him until after the
term of court expired so the

I Wish You Enough receiver could not present his


bond.
Eventually the case was settled
By Lois Hall privacy, but she turned and said to amicably and Mr. Loveland
me, “Did you ever say good-bye to retained control of the railroad.
R ecently I overheard a mother
and daughter in their last
moments together at an airport
someone knowing it would be
forever?”
“Yes, I have,” I replied. “But
Mr. Loveland was a man of
many interests, and in July, 1878,
he bought the Rocky Mountain W.B. Osborn, the author of this
after the boarding call was why is this such a good-bye for News, changing that paper from story and one of the first settlers
announced. you?” Republican control to Democratic in Loveland. Photo Loveland
They hugged each other, and “I am old and she lives so far control. ■ Public Library.
the mother said, “I love you and I away. I have challenges ahead, and
wish you enough.” the reality is that her next trip back
The daughter replied, “Mom, may be for a final good-bye.”
our life together has been more I asked, “When you were
than enough. Your love is all I ever saying good-bye, I heard you say,
needed. I wish you enough, too, ‘I wish you enough.’ May I ask
Mom.” what that means?”
They kissed and the daughter “It means I wish you enough
left. The mother walked over to sunshine no matter how gray the
the window where I was seated. day may appear. I wish you
Standing there, I could see she enough joy to get through the
wanted to cry and needed sadness. I wish you enough memo-
someone. ries to get you through the final
I tried not to intrude on her good-bye.” ■

Problems with Chinese Drugs


M ore problems with products
from China surfaced recently
when Panama officials said at least
Amsterdam seized thousands of impo-
tence pills made in China that could
cause heart failure. The officials
123 people died from taking a cold alerted other nations’ drug authorities
medicine containing a toxic chemical about the pills called “Herb Vigor”
from a Chinese plant. and “Natural Vigor.”
The poisonings occurred in 2006, U.S. officials have said China has
but Panama officials only recently many plants that produce chemicals
released information after investiga- used in medicines, some of which are
tions and exhumations of bodies. exported to the U.S. Most of the
They estimate many more deaths plants have never been regulated or
occurred in remote areas and were not inspected by any agency, including
reported. the Chinese government, which rarely
Elsewhere, Dutch officials in inspects such plants. ■
18 • March 2008 • The Senior Voice

Cattle Trails on the Frontier


Editor ’s Note: Northeastern
Colorado historian Wayne Carlson
wrote the following story years ago.

By Wayne Carlson

T he story of the Texas-Montana


Cattle Trail began in the late
1600s when Spanish missionaries
entered the eastern part of what is
now Texas.
They brought with them the wily
creature that would someday be called
the Texas longhorn. These cattle
thrived on the arid plains, and when
the Spanish abandoned their missions
and went back to Mexico, the cattle
had become well established.
An early trail drive. Photo Hazel E. Johnson Collection.
When the Civil War ended in
1865, the demand for beef outstripped pastures of Wyoming and Montana, wrangler. They would drive around memory. So, too, was the longhorn.
the supply. A wave of businessmen where they could be grazed and then 2,500 steers the nearly 1,000 miles to Now ranchers raised herefords, angus
moved into east Texas, and large slaughtered in Chicago, where they Montana. The trip would take about and other exotic breeds—good beef
corporations such as the 777 Ranch would demand high prices. three months. producers but not rugged enough to
were carved out of the wilderness. The Texas-Montana Trail went The crew included the trail boss, make the 1,000 mile trip to Montana.
About this time, enterprising indi- through what would become Brush, pointers who directed the herd, swing ________________
viduals such as Charles Goodnight Colorado. The first cattle followed men, flankers and drag men. The Senior Voice welcomes readers’
came up with the idea of taking cheap, this trail in 1866. At first light each day, the cattle were stories. Write 1471 Front Nine Drive,
basically free longhorns from Texas A typical cattle drive consisted of allowed to graze until they were filled Fort Collins, CO 80525; email
and driving them north to the verdant dozen cowboys, a cook and a horse with grass. After grazing, the cattle thevoice@frii.com. ■
would begin to want water, would throw
up their heads and begin to walk north.

See Your Best... Trail wagons were loaded with


necessary provisions. The first
stocking site was Channing, Texas.
They were restocked at Lamar and
Brush, Colorado, and at Lusk,
Wyoming, and Miles City, Montana.
Trail hands were paid $35 per Good Friday Concert
month and regularly worked 16 to 20
hours a day. They wore their entire
Friday, March 21,
wardrobes on their backs and usually 10:00 A.M.
slept fully clothed, except for hats and
boots. First Presbyterian Church
There were few if any changes of
clothing during the entire three-month 531 South College Avenue
trip. Sometimes the cowboys would Fort Collins
bathe in creeks they crossed and be
dried by the wind. Please join us for an hour
MEDICAL
SURGICAL
Eye Care Professionals ROUTINE EXAMS
CONTACT LENS
Meals consisted of sourdough of music and reflection on
biscuits, potatoes, beans, coffee, beef,
Jennifer Cecil, MD, LLC dried fruits and occasionally canned the meaning of the day.
goods.
669-8998 When the drive finally reached the
grasses north of Miles City, the two-
2902 Ginnala Drive year-old longhorns were turned loose
Loveland, CO on pasture, where they spent the next


Across from the Post Office two years.
on 29th Street Jennifer Cecil, MD Most trail hands were paid their
Board Certified
Ophthalmologist
wages and laid off. Some stayed and (970) 663-3500
worked on Montana ranches. Most Donations will be accepted
would relax for a month or so and during the concert. Proceeds
Distinctive Eyewear Optical Shop Margaret Rado, OD
Contact Lens work their way back to Texas in time benefit Hospice of Larimer
669-2488 Specialist for next year’s drive. County and Respite Care.
By 1898 the drives were just a
The Senior Voice • March 2008 • 19

Letters
To The Senior Voice
1471 Front 9 Drive
Fort Collins, CO 80525
E-MAIL: thevoice@frii.com

Young Reader to mock-up the estate “closing”


My grandson, age 11, is not form, and draft a cover letter to the
really keen on reading, but I was County Clerk.
able to give him a back issue (of With your information, we were
The Voice) and assign him articles able to do everything ourselves, and
to read for his “reading time” during saved estate lawyer and real estate
a recent visit. Not only did he get sales fees in the process. Many
into reading some of the articles, but thanks for your fine work. It helped
he asked if I had additional issues us through a difficult time.
he could read. I no longer have to Bill Witmer
give him assignments for his Lakewood, Colorado
reading time, he looks for copies of
The Voice and reads on his own. More on Probate
Bob Montoya In the November issue, there was
Berthoud a story “Here’s How to Handle
Probate.” Could I have permission Meals & Housekeeping
Limited Home Health Available in Your Apartment
Wyoming Reader to make copies of the article to give Rentals Available
I obtained an issue of your to Wyoming legislators? A Portion May Be Tax Deductible

splendid paper at The Forks restau- Going to my county court house,


rant and thoroughly enjoyed every the only answer I could get from the
word. Especially meaningful was Probate Office concerning what my
the article on Dad, Wyoming. I son must do when I pass away was
knew the granddaughter of the man “that is a legal question and you
for whom it was named. must ask a lawyer.”
C. Wadsworth I did ask the lawyer who made
Encampment, Wyoming my will. His response was, “I hope
he would contact me.”
To Attorney Ron Rutz Going to another law office, I
Just wanted to thank you for the was told that in Wyoming, state law
“Handling Probate Might Be Easy”
article in the Senior Voice.
allows an attorney $2,700 to do a
probate. WOLF
ROOFING
My mother-in-law was at Fort Later I discovered that the
Collins Health Care Center from Probate Office must be notified
October, 2006, until she died April, within ten days. If not, the Probate
2007. With the encouragement your Judge may appoint someone to
article offered, I put together all the proceed. Licensed - Insured - References
paperwork to get my wife appointed Considering what the article says , I Seamless Gutters Installation
as Personal Rep for her mother’s feel Wyoming should offer a similar Residential Roofing - All Types
estate. opportunity. Including Metal
Everything has gone along I appreciate your paper and the
smoothly. I also did all the paper- information it provides. “35 Years of Quality Work
work to sell the house. With the Robert Cross at Reasonable Prices”
mailing of the final state and federal Cheyenne
tax returns this morning, I am ready ■

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• Our country needs an inexpensive way to create prosperity.

• You may know someone who has an electrified home—everything they


own is charged. ■
20 • March 2008 • The Senior Voice

Early Memories of
Steamboat Springs
(Editor’s Note: The following story two teen-age girls, one repre-
is about early days in Steamboat senting Hayden and I from a
Springs, written years ago by remote country school, rode
Florence Welch.) happily in the caboose of the
freight train.
By Florence Welch The next morning, we walked
to the county court house in

I t was the winter of 1923, and I


had been chosen to represent my
Upper Elkhead School in the Routt
Steamboat to the spelling contest. I
didn’t win first place, which was a
disappointment to my school.
County spelling contest in That evening we were taken to
Steamboat Springs. the historic Cabin Hotel, a magnif-
It had been arranged for my icent building on the north side of
father, Arthur Fredrickson, to take the Yampa River. This beautiful
me there by sled and a team of hotel later burned to the ground.
horses. The passenger train was
We left home on Thursday, delayed by the snow, and we
driving 15 miles to Hayden and waited in the hotel. There in the Early settlers near Steamboat Springs. Colorado Historical Society.
staying overnight at the Central ballroom a dance was going on, dark and bitter cold. We trudged to never forgotten its appeal to my
Hotel. The next morning as we and we were privileged to see the the other girl’s home across town heart.
prepared to drive to Steamboat, we beautiful formals of the elite and wearily sank into bed. I called my father, and after
were informed that the road was women of Steamboat. I awakened to the sound of a several hours he arrived to take me
closed due to heavy snowfall. We boarded the train for church bell, calling the towns- home. It had taken four days—a
The only alternative was a Hayden. No one had been notified people to worship. It was my first trip we now make in less than two
freight train. And so it was that to meet us at Hayden. It was pitch time to hear a church bell, and I’ve hours. ■

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The Senior Voice • March 2008 • 21

Frontier Madam
from Lusk
By Bill Lambdin Lusk was a small town, and
many residents objected to the

S he thought the town’s name was


“Lust.”
That’s one reason Dell Burk said
Yellow Hotel. Some, however,
argued that it kept rowdy men from
bothering their daughters and other
she established a brothel in Lusk, local women.
Wyoming, in the early days of the Dell closed the hotel on Sundays.
state, 140 miles north of Cheyenne. She believed those rowdy men
Her business there lasted nearly should be in church, even if they
60 years, and she became something were hung over. She also donated
of a legend—saving the town from large amounts of money to the
bankruptcy, helping local people, town’s churches, though she did not
and living a double life that made attend them.
her rich, according to June Willson She bought supplies from local
Read’s biography “Frontier Madam: stores, paying cash with $5 and $10
The Life of Dell Burke, Lady of bills that brought a grin to store
Lusk.” owners’ faces. The girls from the
Dell did it anonymously, hotel paid the same way. Dell Burke. Photo from June Willson Read’s book,
remaining a mystery to most of the If someone said hello to her on “Frontier Madam: The Life of Dell Burke, Lady of Lusk.”
people around her. She dressed in the street, Dell would respond
the latest fashions and caught every politely but not engage in a conver- ranchers had was making moon- where men had sat with their drinks,
man’s eye wherever she went. She sation. She required her girls to do shine. A hungry person who stopped the juke box that played the girls’
could afford to dress well, and she the same. If one of them became at Dell’s place always got food. favorite songs as they danced with
was beautiful. involved with a local man outside of Local families received anonymous the men.
Dell was born in 1888 in the hotel, Dell sent her packing help in emergencies. Some of their One person reportedly heard a
Somerset, Ohio, and named Mary immediately, said biographer Read. children’s college tuition was careless man say to his wife as they
Ada Fisher. She later went by Dell Dell paid the girls well and saw secretly paid. walked downstairs from the
Burke to avoid embarrassing her to it that they received regular In 1980 at age 94, Dell died at bedrooms, “That step always
family, who gave her a religious medical examinations. She was a Lusk. Someone sent a press release squeaked.”
upbringing. That was all they could good businesswoman, investing in to The Denver Post, which Numerous people have told
give her; there was barely enough the stock market, reading numerous dispatched a writer to Lusk and ran Dell’s story over the years, but none
money to feed the family. newspapers and magazines. The few a story that was picked up nation- did it better than June Read, who
She married too young, at 17, people who knew her well said she wide. Suddenly everyone knew grew up on a ranch near Lusk and
and was divorced by age 24 from a was a witty raconteur. about Dell Burke. wrote the book “Frontier Madam:
man who mistreated her. That was She had a boyfriend but never re- Her estate sale attracted several The Life of Dell Burke, Lady of
in 1905 when there were no good married or had children. They took thousand people from across the Lusk” ($12.95 Globe Pequot Press,
jobs for women. She had to find a expensive vacations to California, country who wanted a memento 2007; www.globepequot.com).
way to survive. Mexico and other places. from one of the West’s last frontier Read spent five years doing
The Alaskan gold rush was still She bought a ranch near Lusk, madams. They descended on Lusk, research and talking with people
on; so she went there and worked in using it as a part-time residence and walked through the Yellow Hotel who knew Dell, and she produced
one of the “houses.” She was young place for special occasions—as and imagined many things as they one of Wyoming’s best local histo-
and pretty, and in one year made when politicians wanted a private saw the knickknacks Dell had ries. If you want the complete story,
over $10,000, she said—a small getaway. Dell used the legal services collected for so long, the chairs get this interesting book. ■
fortune at that time. of some lawyers who became
She later went to Casper, Wyoming governors, and they liked
Wyoming, when the oil boom
started; then opened a house of her
the services she provided at the
ranch.
“Dedicated to Serve”
Locally Owned and Operated Since 1959
own in Lusk in 1920, hiring young When state or local officials tried
women to work for her. to close the Yellow Hotel, Dell knew
Lusk was booming, full of young whom to call. During the Depression
roughnecks working in the oilfields when money was tight, she loaned
and mines. Dell’s “Yellow Hotel” the town of Lusk thousands of
was just across the street from the dollars to keep the power plant in
train depot. She painted the two- operation and help the city avoid
story building yellow. bankruptcy. No local officials ever
It had expensive décor inside, talked seriously about closing the
MILO BOHLENDER GARY BOHLENDER
served the best whiskey available Yellow Hotel after that.
during Prohibition, and became very The years went by too fast. The VAUNDEEN BOHLENDER-BACHUS
popular—not only with the rough- Yellow Hotel survived the
necks but also with local men, who Depression, droughts, and times
121 WEST OLIVE • 482-4244
entered through the back door. when the only cash crop local
22 • March 2008 • The Senior Voice

Laughter Is the Best Medicine


A man was being tailgated by a
stressed-out woman on a busy
street. Suddenly, the light turned
your horn, flipping off the guy in
front of you, and cussing a blue
streak. I noticed the ‘What Would
Competitive Eating because
watching those athletes at the poker
table was just too damned exciting
version of looting.
When I ask how old your toddler
is, I don’t need to know he’s
yellow in front of him. He stopped Jesus Do’ bumper sticker, the No more gift registries. They precisely twenty-seven and one-half
even though he could have beaten ‘Choose Life’ license plate holder, used to be just for weddings. Now months. “He’s two” will do just fine.
the red light by accelerating through the ‘Follow Me to Sunday-School’ they’re for babies, new homes and
the intersection. bumper sticker, and the chrome- graduations from rehab. Picking Men believe computers are femi-
The tailgating woman was plated Christian fish emblem on the out the stuff you want and having nine because:
furious and honked her horn, trunk. Naturally I assumed you had other people buy it for you isn’t gift No one but their creator under-
screaming in frustration because she stolen the car.” giving, it’s the white people’s stands their internal logic. ■
missed her chance to get through the
intersection, dropping her cell phone Observations from George
and makeup. Carlin:
As she was still in mid-rant, she
heard a tap on her window and
Don’t eat anything that’s served
to you out a window unless you’re a The Future of Social Security
looked up into the face of a seagull. By Scott Burns today’s newborns are facing a future
policeman. The officer ordered her There’s no such thing as flavored Financial Writer in which the cost of health care will
to get out of the car with her hands water. Sorry, but flavored water is have gobbled up the entire Social
up. He took her to the police station
where she was searched, finger
printed, photographed, and placed in
called a soft drink. You want
flavored water? Pour some scotch
over ice and let it melt.
I f Medicare were a children’s fairy
tale, it would be called “The
Monster That Ate Social Security.”
Security program.
So, in the future, retirees will
have plenty of health care. Their
a holding cell. You’re not spiritual just because
According to economist Alicia only worry will be the trivial,
After a couple of hours, she was your tattoo has Chinese characters in
Munnell, retiree out-of-pocket mundane stuff—like buying food.
taken back to the booking desk it. The last time you did anything
expenditures to cover premiums, Professor Munnell is not an
where the arresting officer was spiritual, you were praying to God
you weren’t pregnant. You’re not deductibles and co-pays for parts B alarmist. Like most economists, she
waiting with her personal effects.
He said, “I’m sorry for this spiritual. You’re just high. and D of Medicare will gobble up is simply aware that Medicare is the
mistake. You see, I pulled up behind Competitive eating isn’t a sport. 29 percent of the average Social elephant in the room. Indeed, the
your car while you were blowing ESPN televised the U.S. Open of Security benefit check this year. unfunded liabilities of Medicare are
That’s quite a chunk. And it’s six to seven times the unfunded
going to get worse. liabilities of Social Security.
3$,'$'9(57,60(17
Based on figures in a recently One part of Medicare alone, the
+HDOWK&DUH published brief, the director of the
Center for Retirement Research at
prescription drug plan signed into
law in 2003, has unfunded liabilities
DW+RPH Boston College indicates that a nearly twice as large as the
%\'HQLVH6ZLQJOH51
worker who is 30 today can expect unfunded liabilities of the entire
+RPH+HDOWK$GPLQLVWUDWRU premiums, deductibles and co-pays Social Security retirement program.
for parts B and D of Medicare to Talk about bitter pills. These
absorb about 50 percent of his initial realities should be telling our politi-
Social Security benefit. A baby born cians to start working on a complete
this year can expect the same costs reset for health care. Instead, candi-
7$.,1*<285),56767(3672
&$5()25(/'(53$5(176 to absorb nearly 70 percent of future dates for both parties talk about
SHOP WEDNESDAYS, WHEN THE
,I \RX DUH WDNLQJ FDUH RI DQ HOGHU Social Security benefits. major changes but only rearrange
IULHQGRUUHODWLYH\RXPD\QHHGVRPH CURRENT WEEK’S AD AND THE
PREVIOUS WEEK’S AD OVERLAP. Since Social Security benefits deck chairs on the rapidly sinking
LQVWUXFWLRQ 8QIRUWXQDWHO\ WKHUH LV QR
RQHSODFH\RXFDQFDOOWKDWZLOOWHOO\RX ENJOY A DAY OF VIRTUALLY will have to be cut 25 percent by USS Medicare.
ZKDW WR GR DW ZKLFK SRLQW <RX FDQ TWICE THE AMOUNT OF SAVINGS. 2041 unless taxes are increased, It’s time to think differently. ■
KRZHYHU WDNH VRPH LPSRUWDQW ÀUVW
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All Natural Meat, Fresh
DGGUHVV 0DNH D OLVW RI WKH QDPHV Seafood and Produce.
DGGUHVVHV DQG SKRQH QXPEHUV RI DOO
PHGLFDO FDUH SURYLGHUV LQFOXGLQJ No Preservatives Added.
GRFWRUVGHQWLVWVDQGSKDUPDF\2EWDLQ Consistently Checked
D FRS\ RI KLV RU KHU KHDOWK LQVXUDQFH
SROLFLHV DQG PHGLFDO FDUGV &RPSLOH for Antibiotics.
D OLVW RI DOO WKH PHGLFDWLRQV GRVDJHV
DQGLQVWUXFWLRQVIRUDOOPHGLFDWLRQVWKH Pharmacy and Post Office
SHUVRQLVWDNLQJDQGWDNHWKDWOLVWZLWK
\RXWRHYHU\PHGLFDODSSRLQWPHQW at Our Store.
&DULQJ+HDUWV+RPH+HDOWKFDUHSUR
YLGHVDIXOOUDQJHRIKRPHDQGKHDOWK
2601 S. Lemay Avenue
FDUHVHUYLFHVFDOO+20(&$5(
IRU\RXUIUHHQHHGVDVVHVVPHQW
At Drake Road,
Fort Collins 1525 Riverside, Suite-B
0HGLFDUHPHGLFDLGDQGPRVWSULYDWH Fort Collins
LQVXUDQFHSODQVDFFHSWHGDQGELOOHG Phone 282-8003
The Senior Voice • March 2008 • 23

Social Security
By Michael Hollis under age 18 get Social Security
Social Security Manager, Greeley benefits as survivors of deceased
workers, or as the children of people

H ere are some interesting facts


about Social Security.
In 2008, about 50 million
receiving retirement or disability
benefits.
Approximately 442 million Social
Americans will receive Social Security numbers have been issued
Security benefits. since 1936, but there are approxi-
The nation’s first baby-boomer
began collecting Social Security
mately 1 billion possible Social
Security number combinations with
YOUR HOME IS YOUR LIFE.
retirement benefits in February, 2008;
and over the next 20 years, another 78
the nine-digit number; so there are
plenty more to go around.
MAKING IT BEAUTIFUL IS OURS.
million boomers will be eligible to Social Security offices are very We’re Gary & Mira Smith, We’re Kitchen Tune-up
apply for benefits. That’s an average busy. Nearly 42 million people visit a
Whether it’s renovating the kitchen you have
of more than 10,000 people applying Social Security office each year.
and love, or creating the kitchen you’d love to
for benefits every day. Another 60 million call the nation-
have, let us help you enjoy the kitchen you
About 70 percent of private sector wide toll-free telephone service each desire and deserve. We’re the owners of your
workers have no long-term disability year at 1-800-772-1213 (TTY 1-800- local Kitchen Tune-up® franchise, one of the
insurance, but nearly all workers and 325-0778). In addition, about 48 nation’s leading remodeling service companies
their families have Social Security million people visit our Internet — The only remodeling company that offers
protection in the event of a long-term website at www.socialsecurity.gov. In-Tune Customer Service™. Whatever your
disability. By 2032, there will be almost vision, please contact us today for your free
The average monthly Social twice as many older Americans as in-home consultation, 970-282-1230.
Security survivors’ insurance benefit today, growing from 38 million now
for a widow or widower with two to 72 million. WOOD RECONDITIONING • CABINET REFACING • CUSTOM CABINETS • MUCH MORE
dependent children is about $2,243 If you find these facts interesting
CLICK CALL WRITE
per month, which for most workers is and would like to know more about
more than the value of their private any aspect of the Social Security kitchentuneup.com 970-282-1230 gsmith@kitchentuneup.com
life insurance. programs, you can visit our website at Kitchen Tune-up, a division of KTU Worldwide, Inc., is a system for more than 300 independently owned and operated franchises.

More than 3 million children www.socialsecurity.gov. ■

Buying Power.
People over age 50 have it.
• They have twice the spendable income of other
consumer groups (U.S. Consumer Research Center).
• They are the fastest growing segment of Northern
Colorado’s population (U.S. Census Bureau).

Advertisers have discovered it


pays to reach these buyers.

They read The Senior Voice every month.


Published locally since 1980.
Fort Collins/Greeley (970) 229-9204 • Loveland/Estes Park (970) 482-8344
24 • March 2008 • The Senior Voice

• Convenient Fort Collins Location


• Homes From the Low to Mid $100’s

W INT ER • Wide-open Spacious Floor Plan


• Exceptional Kitchens
NT IVES
INCE for
• Walk-in Closets
• Large Outdoor Patios
Call • Beautiful Covered
det ails! Front Porch
• Two Car Attached
Garage
• Landscaped Front Yards
• Grass Mowing
• Snow Removal
• Clubhouse With
Activities/Group Functions
• Fitness Center
• Pets Allowed
• No Rentals

GRAND
STERLING KEYSTONE
DURANGO II
2 bedroom 2 bedroom
2 bedroom
2 bath 2 bath
2 bath + den
approx. approx.
approx.
1169 sq. ft. 1282 sq. ft.
1586 sq. ft.

1/2 mile east of I-25 on the south side of Mulberry

www.sunflowercolorado.com • 10 a.m.-5 p.m. Daily • 970-493-5646

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