Global Financing

CONTENTS Financing data

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CONTENTS PAGE

Region Africa Africa Africa Africa Africa Africa Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific

Country Zimbabwe South Africa Nigeria Cameroon Egypt Egypt Australia Australia Australia Singapore Singapore Australia Australia South Korea Japan Japan New Zealand Indonesia Indonesia Indonesia Indonesia Malaysia Philippines Thailand Thailand India India India India India India India India

Financing scheme provider TN Bank First National Bank Core Group Africa MTN Cameroon Mobinil Vodafone Optus Telstra Vodafone Australia MobileOne SingTel iiNet Virgin Mobile KT Corp Softbank Mobile KDDI Telecom New Zealand Telkomsel XL Axiata Erafone Oke Shop DiGi Globe AIS DTAC Everest International Go Digital Papillon Digitek Paragon Telelinks Phone Shop Lifestyle India Dawar Open World Madan Connectivity Suraj Business

Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific

India India India India India India India India India India India India India India India India India India India India India India India India India India India India India India India India India India India India India

Keep Talking Magnet Telelinks Mars Enterprises Cellular World Kings Electronics Omkar Telecom FoneMan Voice Infocom Harmony Audio Bombay Solutions Plus Business Machines Phone Shop (Bandra) Phone Shop (Colobra) Phone Shop (Thane) Swastik Mobile Prime Collection Rajmaxi (Ranger) Telecom Siddham Marketing S R Telecom (Santra Cruz, Khar) S R Telecom (Vile Parle) Kings Electronics SSK Retails Sadhana Stores Phone World Divine Cell Phone KK Telecom Vijaya Infra Global IT Park Metro Radio & Electronic Lalwani Radio Services Shri Jagdish Electronics Sachin C Trading Omega Electronics T-10 The Mobile Store (some locations) The Mobile Store (some locations) Indiatimes

Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Asia Pacific Eastern Europe Eastern Europe Eastern Europe Eastern Europe Eastern Europe Eastern Europe Eastern Europe Eastern Europe Eastern Europe Eastern Europe Eastern Europe Eastern Europe Eastern Europe Eastern Europe

India India India India India India India India Bangladesh Bangladesh Bangladesh Pakistan Pakistan Pakistan Nepal Nepal Sri Lanka Sri Lanka Sri Lanka Sri Lanka Sri Lanka Sri Lanka Sri Lanka Bulgaria Bulgaria Bosnia Estonia Estonia Estonia Croatia Croatia Latvia Latvia Latvia Lithuania Lithuania Lithuania

Nokia Priority Partners Univercell Univercell Univercell Univercell Univercell Univercell Univercell Transcom Mobile Gadget & Gear Sb Tel Enterprise United Mobile United Mobile United Mobile Ncell Ncell Vayu Vayu Vayu Vayu Vayu Vayu Vayu Globul Mobitel Mtel Elisa EMT Tele2 Vipnet Tele2 Tele2 LMT Bite Omnitel Bite Tele2

Eastern Europe Eastern Europe Eastern Europe Eastern Europe Middle East Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe Western Europe US/Canada US/Canada US/Canada US/Canada

Slovenia Slovenia Albania Hungary Jordan Germany Germany Greece Netherlands Netherlands Norway UK UK UK France France France Denmark Denmark Denmark Denmark Spain Spain Spain Sweden Norway Norway Finland Finland US US US US

Si.Mobil Tus Mobil AMC T-Mobile Zain O2 Germany E-Plus Wind Hellas Hi Telfort Netcom O2 UK O2 UK Vodafone UK Bouygues Free Mobile Orange - Sosh TDC Telia Telenor Three Yoigo Vodafone Movistar Telia Telenor Network Norway DNA Sonera T-Mobile Tracfone/StraightTalk Verizon Wireless MetroPCS

Source: Informa Telecoms & Media

CONTENTS PAGE

Contract terms

Plan N/A N/A N/A N/A Star Smartphone Any

Contract length choice Single contract length available Single contract length available Single contract length available Single contract length available Single contract length available Single contract length available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available

Contract lengths available 6, 12, 24 24 12 12 12 12 12, 24 12, 18, 24 12, 24 12, 24 24 24 24 24 24 12, 24 12 12 12 3, 6, 12 3, 6, 12 12 3, 6, 12, 24 10, 20 10 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6

Take3

Variety of contract lengths available Single contract length available Single contract length available Single contract length available

i-Value

Single contract length available Single contract length available Variety of contract lengths available Single contract length available

iPhone 5 plan iPhone 5 plan Installment payments using credit card Installment payments using credit card Easy Payment Plan iPhone 5 plan iPhone 5 plan Installment payments using credit card Blackberry devices Blackberry devices Blackberry devices Blackberry devices Blackberry devices Blackberry devices Blackberry devices Blackberry devices

Single contract length available Single contract length available Variety of contract lengths available Variety of contract lengths available Single contract length available Variety of contract lengths available Variety of contract lengths available Single contract length available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available

Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Nokia devices Nokia devices Nokia devices Nokia devices Nokia devices Nokia devices Nokia devices Nokia devices Nokia devices Nokia devices Nokia devices Nokia devices Nokia devices Nokia devices Nokia devices Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Samsung devices Samsung devices Samsung devices Samsung devices Samsung devices Samsung devices Samsung devices Samsung devices Samsung devices Samsung devices Samsung devices Samsung devices Samsung devices Single contract length available Single contract length available Single contract length available Single contract length available Single contract length available Single contract length available Single contract length available Single contract length available Single contract length available Single contract length available Single contract length available Single contract length available Single contract length available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available

3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6 3, 6, 9, 12 3, 6, 12 6 6 6 6 6 6 6 6 6 6 6 6 6 3, 6 3, 6 3, 6, 9 3, 6

Nokia devices

Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available

3, 6 3, 6, 9 3, 6, 12 3, 6, 9, 12 3, 6, 9, 12 3, 6, 9, 12 3, 6, 9, 12 3, 6, 9, 12, 18 3, 6, 9, 12, 18 3, 6, 9, 12 3, 6

Symphony Mobile devices Nokia devices Nokia devices Nokia devices Samsung Galaxy SIII Samsung Galaxy SIII

Variety of contract lengths available

Single contract length available Single contract length available

12 12

Single contract length available Variety of contract lengths available Single contract length available Single contract length available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Single contract length available Single contract length available Variety of contract lengths available 18, 24 12, 24 12, 24 12, 24 24 24 12, 24 6, 12, 18 12, 24 12, 24

24

12

24

24

Variety of contract lengths available Variety of contract lengths available All inclusive Variety of contract lengths available Variety of contract lengths available Any My Handy MeinBase Single contract length available Variety of contract lengths available Single contract length available Single contract length available Hi Toestellease Telfort Toestellease Variety of contract lengths available Variety of contract lengths available Single contract length available O2 Lease O2 Refresh Vodafone Red Hot B&YOU Forfaits Single contract length available Variety of contract lengths available Single contract length available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available TDC Rate Mobilaftale Smartaftale 3MobilAftale Pago a Plazos Pago a Plazos A Plazos Variety of contract lengths available Fully flexible contract lengths Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Single contract length available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Variety of contract lengths available Equipment Installment Plan Single contract length available Single contract length available Single contract length available Single contract length available

12, 24 12, 24 12, 24 12, 24 3, 6 12, 24 24 12 12, 24 12, 24 12 12 12, 24 12 3, 12, 24 12, 24, 36 1, 3, 12, 24 6, 12, 24 24 6, 12, 24 6, 12, 24 18, 24 6, 12, 18, 24 12, 24 24 12, 24 12, 24 12, 24 12, 24 20 26 12 3

Upfront fees

Separate service contract Optional Obligatory Optional Obligatory Obligatory Optional Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Optional Optional Obligatory Obligatory Obligatory Obligatory Optional Optional Optional Optional Optional Optional Optional Optional

Mobile phones included in scheme Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only All mobile phones Smartphones only Smartphones only Smartphones only All mobile phones Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only All mobile phones Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only Smartphones only

Other devices included in scheme Tablets Tablets Tablets Tablets

SIM lock Currency No No No No No No Yes No No No No No No No No No No No No No No No No No No No No No No No No No No ZWD ZAR NGN XAF USD EGP AUD AUD AUD SGD SGD AUD AUD KRW JPY JPY NZD IDR IDR IDR IDR MYR PHP THB THB INR INR INR INR INR INR INR INR

Amount

73.9955

Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional

All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones

No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No

INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR INR 899 899 899 899 899 899 899 899 899 899 899 899 899 899 899

Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Optional Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Optional Optional Optional

All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones

No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No

INR INR INR INR INR INR INR INR BDT BDT BDT PKR PKR PKR NPR NPR LKR LKR LKR LKR LKR LKR LKR BGN BGN BAM EUR EUR EUR HRK HRK LVL LVL LVL LTL LTL LTL

Obligatory Obligatory Obligatory Obligatory Optional Optional Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Optional Optional Optional Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Obligatory Optional Optional Optional Obligatory Obligatory Optional Obligatory

All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones Smartphones only All mobile phones All mobile phones All mobile phones Smartphones only Smartphones only Smartphones only Smartphones only All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones All mobile phones Smartphones only Smartphones only Smartphones only All mobile phones All mobile phones Smartphones only All mobile phones All mobile phones All mobile phones All mobile phones Smartphones only Tablets All mobile phones Tablets Tablets Tablets Tablets Laptops Tablets Tablets

No No No No No No No No Yes Yes No Yes No Yes No No No No No No No Yes Yes Yes Yes No No No No Yes Yes Yes Yes

EUR EUR ALL HUF USD EUR EUR EUR EUR EUR NOK GBP GBP GBP EUR EUR EUR DKK DKK DKK DKK EUR EUR EUR SEK NOK NOK EUR EUR USD USD USD USD 65 140.617 1 1

Interest rates

Payment methods Direct debit Direct debit Direct debit Direct debit Credit card Credit card Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card

Insurance No Yes No Yes No No No Yes Yes No No No No No No No Yes No No No No No No No No No No No No No No No No

Financing partner Yes No Yes No No Yes No No No No No No No No No No No Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes

Partner institution

Interest rates

APR

Early buy-out available Yes Yes Yes Yes Yes No Yes Yes Yes Yes Yes Yes Yes No No No Yes No

Econet Wireless Yes Yes Stanbic ITBC Bank No No No Citi Bank No No Premium Care Mobile No Insurance No No No No No No No No No Credit Cards fromYes BCA, Mandiri or BNI

Credit Cards fromYes BCA, Mega, BNI, CIMB Niaga, Citibank, No and HSBC Credit Cards fromYes Mandiri No

Credit Cards fromYes Bank Mandiri, Citibank, BCA, UOB, No Bank Mega, BII, Bank CIMB Niaga, Bank Permata, HSBC Credit Cards - Maybankard Yes Visa and Maybankard No MasterCard

Credit Cards - Allied YesBank/PNB, American Express, No BDO, BPI, Citibank, EastWest Bank, HSBC, Metrobank, RC Credit Cards Yes No No No No No No No No No No

Credit Cards - SCB Yes CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank No No No No No No No No

Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card

No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No

Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes

CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank CitiBank ICICI Bank

Yes No Yes No No No No No No No No No No No No No No No Yes Yes No No No No No No No No No No No No No No Yes Yes Yes

2% transaction No fee for 3 months, 4% transaction fee for 6 months No 2% transaction No fee for 3 months, 4% transaction fee for 6 months No No No No No No No No No No No No No No No 2% transaction No fee for 3 months, 4% transaction fee for 6 months, 14% 14 No No No No No No No No No No No No No No No 2% transaction No fee for 3 months, 4% transaction fee for 6 months

2% transaction No fee for 3 months, 4% transaction fee for 6 months, 6% tr No

Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Credit card Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit

No No No No No No No No No No No No No No No No No No No No No No No Yes No No No No No No No No No No No Yes No

Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes No No No No No No No No No Yes Yes No No No

ICICI Bank ICICI Bank CitiBank Axis Bank

Yes Yes Yes Yes

No No No No No No No No No No No No No No No No No No No No No No No Varies No

Standard Chartered Yes Bank HSBC Bank Kotak Bank Yes Yes

State Bank of India Yes BRAC Bank BRAC Bank BRAC Bank Habib Bank Yes Yes Yes Yes

Muslim Commercial Yes Bank Faysal Bank Nabil Bank Yes Yes

Bank of Kathmandu Yes HSBC Yes

Bank of Ceylon Yes Sampath Bank HNB Seylan Bank Yes Yes Yes

Commercial BankYes Standard Chartered Yes Yes Yes No No No No No No No Trodeks No No No No No

0.03 No Yes Yes No No No No No No No Yes Yes Yes

Direct debit Direct debit Direct debit Direct debit Credit card Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Credit card Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Direct debit Credit card Direct debit Direct debit

No No No No No No No No Yes Yes No No No Yes No No No No No No No No No No No No No No No No No No No

No No No No Yes Yes No No No No No No No No Yes Yes Yes No No No No No No Yes No No No No No No Yes No Yes Billfloat Finconsum Cofidis Credit Agricole Francetel Arab Bank

No No No No No

Yes Yes Yes Yes Yes Yes Yes No Yes Yes No No Yes No 9.8 Yes Yes Yes Yes Yes Yes No No No No Yes No No No No Yes No No 36 No

Muenchner Bank No No No No No No No No No Yes No No No No No No No No No No No No No No No Walmart/GE Capital No Retail Bank No Yes

Over-payment options Yes Yes Yes Yes No No No No No No No No No No No No No No No No No No No No No No No No No No No No No

Device ownership Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device returned at end of contract Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment

No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No No

Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment

No No No No No No No No No No No No No No No No No No No No No No No No No Yes No No No No No No No No No No No

Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device returned at end of contract Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment

No No No No No No No No No No No No Yes No No No No No No No No No No No Yes No No No No Yes No No No

Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device returned at end of contract Device owned by customer on final payment Device returned at end of contract Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment Device owned by customer on final payment

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