Jagannath University, Dhaka

Department of Management Studies BBA Program

FACULTY DEPARTMEN T SEMESTER COURSE TITLE
COURSE CODE:

Business Studies Management Studies 7th Semester (4th Year 1st semester) Bank Management MGT406 Salma Akther , Lecturer salma_akther@yahoo.com Before and After class

Course Teacher E-Mail Counseling Hour COURSE OBJECTIVE:

The main focus of the course is to provide a general view relating to Banking Business in Bangladesh, legal provision for the activities of Bank, Performance of Bank and its impact on our Economy.
Commercial Bank Management, by Peter S. Rose. (Latest Edition) Bank Management, by Dr. A.R. Khan. Banks and Legal environment Dr. R.M. Debnath Business of banking by Dr. R. M. Debnath. Law and Practice of Banking by, S.N. Maheshwari P.N. Varshney Attendance : 10% o Assignment /Report / Class test/ Quiz/Case study/ Class performance/presentation 10% o Mid-term Examination (10%+10%) 20% o Final Examination 60% : : :

REQUIRED TEXT BOOK:

REFERENCES BOOK:

COURSE ASSESSMENT :

COURSE OUTLINE
Lecture no

Week-1
Title: Relationship between banker and customer:
Definition of Bank, Banking, Banker, customer. General relationship between banker and customer. Obligation of a banker, Types of banks, Bank and company, Money lending and Banking. Bank system around the world. Banking system in Bangladesh. Bangladeshi bank Review and economic development.

Lecture-1

Lecture-2

Lecture no Lecture-1

Week-2
Title: Banking in Bangladesh
Nationalization of banks, Birth of financial institutions, position of the financial sector, Banks in the private sector. Structure of the financial system in Bangladesh..Structure of the banking system, Functional classification of banks, Banks on the basis of ownership, Banks on the basis of origin.

Lecture-2

Review

Lecture no Lecture-1

Week-3
Title: Bangladesh Bank: Central Banking in the subcontinent, Incorporation of Bangladesh bank, Objectives, Main functions of Bangladesh bank. Title: Commercial banking sector: Composition of the sector, size of the sector, Local private commercial banks, Islami bank, foreign banks, Performance of local bank, Local Vs Foreign banks.

Lecture-2

Review

Lecture no Lecture-1

Week-4
Title: Specialized banking sector: Composition and size of the sector, Overall performance of specialized banks. Title: Bank Account: Opening of a bank account, customer account with the bank, Fixed deposit account, Saving account, Closing of a bank account, Classification of bank deposits, RFCD, Saving schemes Title: Endorsement: Definition of negotiation, Legal provision, general rules, regular form of endorsement, kind of endorsement.
Review

Lecture-2

Lecture no Lecture-1

Week-5
Title: Negotiating Instruments: Definition of Negotiating Instruments, Essential features of Negotiating Instruments, Holder and payment in due course. Title: Endorsement: Definition of negotiation, Legal provision, general rules, regular form of endorsement, kind of endorsement.

Lecture-2

Lecture no Lecture-1

Week-6
Cheque: Definition, Types of Cheques, Preparation of Cheques, Considerable factors.

Title: Crossing Cheques: Types of crossing, liability of paying banker on crossed cheque, account payee crossing. Lecture-2 Title: Payment of Cheques: Precautions to be taken by the paying banker, proper form of the cheque, date of the cheque, amount of the cheque, refusal of the cheque, liability of the collecting banker. Review

Lecture no Lecture-1 Lecture-2

Week-7
Title: Bill of exchange Kind of Bill of exchange, negotiating Instruments and acceptance, dishonor of negotiating Instruments Title: promissory notes: Definition of promissory notes, Essential features with Specimen of promissory notes.

Review

Lecture no Lecture-1 Lecture-2

Week-8
Title: Banks and Legal Environment: Brief introduction to the banking laws. Bank company Act.Financial institution Act. Title: Banks and Legal Environment: Insolvency Act, Money laundering prevention Act.

Lecture no Lecture-1 Lecture-2 Lecture-2

Week-9
Title: Capital Management: Types of Capital, Capital Adequacy, CAMEL Rating Title: Management of commercial banks: Management of nationalized banks and Management of private banks. Title: Liquid Assets: Significance of liquidity in banking, cash balance, statutory reserve with reserve bank, balance with other bank, money at call and short notice, investment.

Review

Lecture no Lecture-1

Week-10
Title: Loans and Advances: Principles of sound lending, style of credit, cash credit system, overdraft, loan system, credit worthiness of borrower. Title: Secured advances- mode of creating charge: Lien, Pledge, Hypothecation, Mortgage, kinds of mortgage, Advances against securities, purchase and discounting of bills.

Lecture no Lecture-1 Lecture-2

Week-11
Letter of credit: Definition of L/C, Classification of L/C, Opening of L/C, UCPDC

Electronic Banking:
ATM, Credit card, Debit card, E-banking. Application of the Cards.

Review

Lecture no Lecture-1 Lecture-2 Lecture no Lecture-1 Lecture-2 REVIEW

Week-12
Grooming Session
Grooming Session

Week-13
Report submission, Individual Power point Presentation.

Week-13
FINAL EXAMINATION
(Note: The instructor has the right to change or alter any time the above syllabus of its materials if he thinks necessary.) Participation Requirements: Students are expected to take an active role in class discussions and small group activities. Attendance will be taken at every class. Participation includes: arriving to classes on time with your readings completed; a co-operative attitude; Willingness to participate in large and small group activities; Willingness to listen to the opinions of other students in a nonjudgmental manner; Willingness to share your ideas without dominating the conversation; and Completion of assignments. Format Requirements for Assignments: All assignments must be completed in Microsoft Word 2007. Use only Arial or Calibri Size 12, spaced as directed in class for each assignment. All work will be graded for grammar and punctuation. All documents are expected to be professional in appearance. Multi-page documents must be stapled in the top left hand corner. (Do NOT place your work in a cover.)

Submission Requirements for Assignments: 1. The Written Group Report is to be submitted in both printed (handed in) and electronic form. 2. All other assignments are to be handed in on paper as directed in class. 3. Assignment details will be discussed in class at the appropriate times. Late Assignments i. Late assignments are NOT accepted without a Doctors note.

Rules and Regulations:

1. Attendance of classes is mandatory and a minimum 60% attendance is required for the course or sits in the final examination. 2. Students will be severely penalized if they copy others reports, presentation/ assignment materials or part thereof. 3. There is no absolute provision for make-up of missed classes, quizzes, exams and presentation. 4. Absence in Midterm exam is highly discouraged. If there is an excused reason then the exam will be taken as par University rules. 5. Class presentation (Case Analysis/ Any selective topics) will be conducted and evaluated on Individual/ group basis. Students are expected to form groups consisting of 4-5 members for the presentation; 6. Class participation (Students feedback) is highly encouraged and that will be considered as continuous assessment of performances. 7. Mobile phones should be switched to silent mode. 8. Any type of unfair practices in the exam or even in the class is highly prohibited. 9. Students must follow the dress code as well as hang ID card. 10.Code of Conduct, Behavior and Manner should be as a Business student.

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