Debt Validation when there is no response from debt collector.

Your Name Your Address City, State 12345 Debt Collector Address Not My Town, NJ 08002 July 18, 2012 RE: Dispute Letter of 05/15/12 Dear Sir/Madame: I have not heard back from you nor have I received validation from your company in over 30 days regarding my registered notice of dispute dated 05/15/12. You have also not supplied the demanded proof of the alleged debt. For the record, I state again that as I have no account with you, nor am I your customer, nor have I entered into a contract with you, I must ask to attach copies for the following information in addition to the form provided at the end of this letter: Agreement with your company that grants you the authority to collect on this alleged debt Account history including beginning balance, every payment received and date it was posted to the account, any fees charged to the account, interest and interest rate charged to the account, along with any other account information you may have available. Agreement that bears my signature that supports I agreed to the creditor. Any insurance claims which have been made by any creditor regarding this account Any judgments which have been obtained by any creditor regarding this account

You have fifteen (15) days from receipt of this notice to respond. Your failure to respond in a timely manner, will work as a waiver to any and all of your claims in this matter, and will entitle me to presume that you sent your letter(s) in error. If in fact this error has been made, remove the trade line from my credit files and this matter is permanently closed. Failure to respond within 15 days of receipt of this registered letter or failure of the removal of the incorrect information from my credit reports will force me to consider legal action in a small claims action against your company. This Notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. I affirm under penalty of perjury under the Laws of United States of America, that the foregoing is true and correct, to the best of my knowledge and belief.

Sincerely, Your Name