(In effect as of January 1, 2006*)

TABLE 7. BENEFITS FOR PERMANENT TOTAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
IN THE U.S.

SAWW - State's Average Weekly Wage

Percentage Payments Per Week

of Worker's Percentage
Jurisdiction Wage Minimum Maximum of SAWW Maximum Period Notes

Alabama..... 66 2/3 $167 - 27 1/2% of $607.00 100 Duration of

SAWW, or worker's disability
average wage if
less.

Alaska...... 80% of $110 without proof of wages, $875.00 120 Duration of Benefits subject to
22% of the SAWW if the disability offsets for Social
worker's employee shows proof of Security payments,
spendable wages, worker's spendable payments from
earnings weekly wage if less than employer-paid pension
22% of the SAWW. and profit sharing plans,
and previously paid PPD
benefits. Public
employees' benefits
coordinated with
employer-paid disability
benefits. Total may not
exceed 100% of the
employee's spendable
weekly wage.

Arizona..... 66 2/3 Payable, but not $374.01 N/A Life or Dependent benefits
statutorily pre- duration of are not payable for total
scribed. disability permanent disability.

Arkansas.... 66 2/3 $20 $488.00 85 Duration of

disability

California.. 66 2/3 $126 $840.00 N/A Life

*See Introduction page.

 TABLE 7. BENEFITS FOR PERMANENT TOTAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage

Percentage Payments Per Week

of Worker's Percentage
Jurisdiction Wage Minimum Maximum of SAWW Maximum Period Notes

Colorado.... 66 2/3 For death benefits only,
25% of maximum weekly
benefit or $174.30
effective 7/1/05
$697.20 91 Life WC benefits subject
to Social Security
benefit offsets and
to reduction by bene-
fits under an em-
ployer pension or
disability plan.
Lump sum maximum
payable is $37,560.

Connecticut. 75% of $201.00 - 20% of $1,005.00 100 Duration of WC benefits subject

worker's SAWW, or an amount disability to Social Security
spendable not to exceed 75% benefit offset.
earnings of worker's average
wage if less.

Delaware.... 66 2/3 $181.18 - 22 2/9% $543.53 66 2/3 Duration of

of SAWW, or actual disability
wage if less.

District of 66 2/3 $255.50 $1,022.00 100 Duration of

Columbia.. disability

Florida..... 66 2/3 $20 or actual $683.00 100 Duration of WC benefits subject

wage if less. disability, or until age 75, to Social Security
unless injury prevented and UI benefit
eligibility for Social offsets.
Security benefits. Five
year maximum if aged 70
or older at time of injury.

Georgia..... 66 2/3 $45.00 or average $450.00 N/A Duration of

wage if less. disability
 TABLE 7. BENEFITS FOR PERMANENT TOTAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage

Percentage Payments Per Week

of Worker's Percentage
Jurisdiction Wage Minimum Maximum of SAWW Maximum Period Notes

Hawaii...... 66 2/3 $164.00 - 25% of $654.00 100 Duration of

SAWW, or worker's disability
average wage if
less, but not
lower than $38.

Idaho....... 67 $244.35 $488.70 90 Duration of

for first disability
52 weeks;
thereafter
67% of SAWW
or 45% SAWW

Illinois.... 66 2/3 $404.37 - 50% of $1,078.31 133 1/3 Life

SAWW.

Indiana..... 66 2/3 $50 or worker's $588.00 N/A 500 weeks Total maximum amount
average wage if payable is $294,000.
less than $75. Thereafter, a claim-
ant may receive payments
indefin-
ately, payable from
a special fund.

Iowa........ 80% of $140.27 to $151.46 $1,173.00 200 Duration of

worker's according to marital disability
spendable status, and number of
earnings dependents.
 TABLE 7. BENEFITS FOR PERMANENT TOTAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage

Percentage Payments Per Week

of Worker's Percentage
Jurisdiction Wage Minimum Maximum of SAWW Maximum Period Notes

Kansas...... 66 2/3 $25 $467.00 75 Duration of Total amount payable

disability is $125,000. WC
benefits subject to
UI and Social Secu-
rity benefit off- sets.

Kentucky.... 66 2/3 $126.24 - 20% $631.22 100 Duration of WC benefits termi-

of SAWW. disability nate when employee
qualifies for
Social Security
benefits.

Louisiana... 66 2/3 $121 - 20% of $454.00 75 Duration of Volunteer fire-

SAWW, or actual disability fighters limited to
wage if less. 520 weeks.

Maine....... 80% of -------------- $542.40 90 Duration of WC benefits subject

worker's disability to UI benefit off-
spendable sets, except if
earnings benefits started
prior to date of
injury, or if bene-
fits are a spouse's
entitlement.
 TABLE 7. BENEFITS FOR PERMANENT TOTAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage

Percentage Payments Per Week

of Worker's Percentage
Jurisdiction Wage Minimum Maximum of SAWW Maximum Period Notes

Maryland.... 66 2/3 $50 or worker's $801.00 100 Duration of

average wage if disability
less.

Massachusetts 66 2/3 $191.72 - 20% of $958.58 100 Duration of Additional $6 will

SAWW or worker's disability be added per depen-
average wage if dent if weekly bene-
less. fits are below $150.

Michigan.... 80% of $196.08 - 25% $706.00 90 Duration of WC benefits subject

worker's SAWW. disability to reduction by UI.
spendable
earnings

Minnesota... 66 2/3 $504.00 - 65% of $750.00 N/A Until age 67 After $25,000 is
SAWW. (rebuttable presumption) paid, continuing
payments become sub-
ject to any govern-
ment or Social
Security benefit
offsets.

Mississippi. 66 2/3 $25 $351.14 66 2/3 450 weeks Total amount payable
is $158,013.00

Missouri.... 66 2/3 $40 $696.97 105 Duration of

disability
 TABLE 7. BENEFITS FOR PERMANENT TOTAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage

Percentage Payments Per Week

of Worker's Percentage
Jurisdiction Wage Minimum Maximum of SAWW Maximum Period Notes

Montana..... 66 2/3 Payable, but $520.00 100 Duration of disability until WC benefits subject
not statutorily date eligible for full social to Social Security
prescribed. security retirement benefits benefit offsets.
or equivalent benefits.

Nebraska.... 66 2/3 $49 or actual $600.00 100 Duration of

wage if less. disability

Nevada...... 66 2/3 -------------- $690.83 150 Life

New 60 $224.70 - 30% of $1,123.50 150 Duration of

Hampshire. SAWW not to exceed disability
employee's after
tax earnings.

New Jersey.. 70 $184 - 20% of $691.00 75 if after 450 weeks After 450 weeks,
SAWW. worker produces evidence wages from employment
of continued total will be used to reduce
disability, benefits will the benefit amout. The
continue for life. reduction is based upon
the percentage that the
current earnings bear to
earnings at the time
where worker was
declared totally
disabled.
 TABLE 7. BENEFITS FOR PERMANENT TOTAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage

Percentage Payments Per Week

of Worker's Percentage
Jurisdiction Wage Minimum Maximum of SAWW Maximum Period Notes

New Mexico.. 66 2/3 $36 or actual $585.89 100 Lifetime Benefits are for
wage if less. the life of the
injured worker.

New York.... 66 2/3 $40 or actual $400.00 N/A Duration of

wage if less. disability

North 66 2/3 $30 $730.00 110 Duration of

Carolina.. disability

North 66 2/3 $330 - 60% of $604.00 110 Duration of Additional $10 weekly
Dakota.... SAWW, or em- disability, for each dependent
ployee's actual or until child, not to exceed
net wage if less, claimant is worker's net wage.
unless claimant eligible for WC benefits are re-
has received PTD Social Secu- duced by 50% of
payments for more rity retire- Social Security disa-
than 10 years. ment benefits bility benefits. An
Claims filed after offset of Social
7/31/99 have a 7- Security retirement
year waiting period benefits also applies.
versus 10 years.

Ohio........ 66 2/3 $352.00 - 50% of $704.00 100 Life WC benefits subject

SAWW, or actual to Social Security
wage if less. benefit offsets.

Oklahoma.... 70 $30 or actual $577.00 100 Duration of

wage if less disability
 TABLE 7. BENEFITS FOR PERMANENT TOTAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage

Percentage Payments Per Week

of Worker's Percentage
Jurisdiction Wage Minimum Maximum of SAWW Maximum Period Notes

Oregon...... 66 2/3% DOI before $50 or 90% of $712.96 133% = 948.24 Duration of WC benefits sub-
01/01/02 up to a actual wage (thru 06/30/06 (thru 06/30/06 disability ject to Social
max of 100% SAWW if less. Security benefit
66 2/3% DOI on or offsets.
after 01/01/02 up to
max of 133% of SAWW

Pennsylvania 66 2/3 $372.50 - 90% of $745.00 100 Duration of WC benefits subject to

AWW if less. disability offsets for receipt of
"old age" Social Security
benefits, unemployment
compensation benefits,
severance pay and
benefits for an employer-
funded pension plan.

Puerto Rico. 66 2/3 $130 $430.00 N/A Duration of Total amount payable
(payable disability is $32,400.
per month)

Rhode 75% of --------------- $785.00 110 Duration of Additional $15 for

Island worker's disability each dependent in-
spendable cluding a nonworking
earnings spouse; aggregate
not to exceed 80%
of worker's AWW.

South 66 2/3 $75 or average $592.56 100 500 weeks

Carolina.. wage if less.
 TABLE 7. BENEFITS FOR PERMANENT TOTAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage

Percentage Payments Per Week

of Worker's Percentage
Jurisdiction Wage Minimum Maximum of SAWW Maximum Period Notes

South 66 2/3 $267 - 50% of $533.00 100 Duration of PTD benefits offset
Dakota.... SAWW or worker's disability by Social Security
average wage if retirement to extent
less. that combined bene-
fits received are
greater than 150% of
PTD benefits.

Tennessee... 66 2/3 $99.45 - 15% of $663.00 100 Until retire- If a worker is

SAWW. ment age permanently and
totally disabled,
maximum weekly pay-
ment can be received
until the employee is, by
age, eligible for full
benefits in the Old Age
Ins. Benefit Program
under the Social Security
Act, and may be offset
by OASDI.

Texas....... 75 $81 - 15% of $540.00 100 Life for in-

SAWW. juries listed
in statute as
constituting
PTD; other-
wise 401 weeks

Utah........ 66 2/3 $45 $501.00 85 312 weeks, or Additional $5 for

life if claim- dependent spouse and
ant cannot be each dependent child
rehabilitated up to 4 under age
18, not to exceed
85% of SAWW.
 TABLE 7. BENEFITS FOR PERMANENT TOTAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage

Percentage Payments Per Week

of Worker's Percentage
Jurisdiction Wage Minimum Maximum of SAWW Maximum Period Notes

Vermont..... 66 2/3 $317 - 50% $950.00 150 Life with a minimum

of SAWW, or of 330 weeks
worker's
average wage
if less.

Virginia.... 66 2/3 $184.00 - 25% of $736.00 100 Duration of

SAWW, or employ- disability
ee's actual wage
if less.

Virgin 66 2/3 $60 or actual $385.00 66 2/3 Duration of

Islands... wages if less. disability

Washington.. 60 - 75 $43.17 or more, $905.17 120% of Life WC benefits subject

according to State's to Social Security
marital status average benefit offsets.
and number of monthly
dependents. wage

West 66 2/3 $144.20** $568.78 100 Until age 70, for **Subject to
Virginia.. awards made on or Federal minimum
after 07/01/03 weekly wage.
 TABLE 7. BENEFITS FOR PERMANENT TOTAL DISABILITY PROVIDED BY WORKERS' COMPENSATION STATUTES
IN THE U.S. (cont.)
SAWW - State's Average Weekly Wage

Percentage Payments Per Week

of Worker's Percentage
Jurisdiction Wage Minimum Maximum of SAWW Maximum Period Notes

Wisconsin... 66 2/3 $20 $744.00 110 Life WC benefits subject

to Social Security
disability.

Wyoming..... ------- -------------- $606.32 Capped at 80 months; Children receive a

Based on earnings SAWW benefits lump sum equal to
in calendar may be ex- $150 per month to age
quarter when tended by 18, or until 21 if
injured. the WC Divi- incapacitated, adjusted
sion annually for inflation. If
the child is enrolled in
an educational
institution, the child
shall receive the benefit
to age 21.
United States*:
FECA...... 66 2/3 - $265.17 or $1,715.72 N/A Duration of Maximum weekly
75** actual wage disability benefit is based
if less. on the pay of a
specific grade
level in the
Federal Civil
Service.**Bene-
fits calculated
at 75 percent of
worker's wage
where there are
one or more
dependents.

LHWCA..... 66 2/3 $268.41 - 50% $1,073.64 200% Duration of **National

of NAWW**, or of disability Average Weekly
worker's actual NAWW Wage is $536.82.
wage if less.

*Federal Employees' Compensation Act;

Longshore and Harbor Workers' Compensation Act.