Professional Documents
Culture Documents
Calculation Year
2006
House Value in Calculation Year
INR
2,000,000.00
Downpayment Amount
INR 2,000,000.00
EMI
INR 0.00
Maintenance Per Month
INR 0.00
Loan Duration (Years)
15
House appreciation per year
9.00%
Input: Rent
Rent for the same House/Flat
Rent appreciation per year
INR 9,000.00
5.00%
If you haven't bought house you will loose money through rent. This Calculation shows how much loss accumulated in years.
loss from year 1 to year 10
5
Y1
Y2
Y3
Y4
Y5
Y6
Y7
Y8
Y9
Y10
Y11
Y12
Y13
Y14
Y15
Y16
Y17
Y18
Y19
Y20
Y21
Y22
Y23
Y24
Y25
Y26
Total
1
2
(108,000.00) (113,400.00)
(108,000.00)
3
4
5
(119,070.00) (125,023.50) (131,274.68)
(113,400.00) (119,070.00) (125,023.50)
(108,000.00) (113,400.00) (119,070.00)
(108,000.00) (113,400.00)
(108,000.00)
6
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
(108,000.00) (221,400.00)
(734,606.58)
how much loss accumulated in years. E.g. Total for 10 Year represents total
year 10
7
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
8
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
9
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
10
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
11
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
12
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
13
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
14
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
15
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
16
(224,524.24)
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
17
(235,750.46)
(224,524.24)
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
18
(247,537.98)
(235,750.46)
(224,524.24)
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
19
(259,914.88)
(247,537.98)
(235,750.46)
(224,524.24)
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
20
(272,910.62)
(259,914.88)
(247,537.98)
(235,750.46)
(224,524.24)
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
21
(286,556.15)
(272,910.62)
(259,914.88)
(247,537.98)
(235,750.46)
(224,524.24)
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
22
(300,883.96)
(286,556.15)
(272,910.62)
(259,914.88)
(247,537.98)
(235,750.46)
(224,524.24)
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
23
(315,928.16)
(300,883.96)
(286,556.15)
(272,910.62)
(259,914.88)
(247,537.98)
(235,750.46)
(224,524.24)
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
24
(331,724.57)
(315,928.16)
(300,883.96)
(286,556.15)
(272,910.62)
(259,914.88)
(247,537.98)
(235,750.46)
(224,524.24)
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
25
(348,310.79)
(331,724.57)
(315,928.16)
(300,883.96)
(286,556.15)
(272,910.62)
(259,914.88)
(247,537.98)
(235,750.46)
(224,524.24)
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
26
(365,726.33)
(348,310.79)
(331,724.57)
(315,928.16)
(300,883.96)
(286,556.15)
(272,910.62)
(259,914.88)
(247,537.98)
(235,750.46)
(224,524.24)
(213,832.61)
(203,650.11)
(193,952.48)
(184,716.65)
(175,920.62)
(167,543.45)
(159,565.19)
(151,966.85)
(144,730.33)
(137,838.41)
(131,274.68)
(125,023.50)
(119,070.00)
(113,400.00)
(108,000.00)
(3,857,679.20) (4,158,563.16) (4,474,491.31) (4,806,215.88) (5,154,526.67) (5,520,253.01)
If you haven't bought house you will have you downpayment amount and you can invest it and increase th
Y1
10.00
1
2
3
4
5
6
2,000,000.00 2,200,000.00 2,420,000.00 2,662,000.00 2,928,200.00 3,221,020.00
Total
d you can invest it and increase this money over the years
7
3,543,122.00
8
3,897,434.20
9
4,287,177.62
10
4,715,895.38
11
5,187,484.92
12
5,706,233.41
3,543,122.00
3,897,434.20
4,287,177.62
4,715,895.38
5,187,484.92
5,706,233.41
13
6,276,856.75
14
6,904,542.43
15
7,594,996.67
16
8,354,496.34
17
18
9,189,945.97 10,108,940.57
6,276,856.75
6,904,542.43
7,594,996.67
8,354,496.34
9,189,945.97
10,108,940.57
19
20
21
22
23
24
11,119,834.63 12,231,818.09 13,454,999.90 14,800,499.89 16,280,549.88 17,908,604.87
11,119,834.63
12,231,818.09
13,454,999.90
14,800,499.89
16,280,549.88
17,908,604.87
25
19,699,465.35
26
21,669,411.89
19,699,465.35
21,669,411.89
If you haven't bought house you will save the (EMI + Maintenace -Rent) money over the years again that w
10.00
Y1
Y2
Y3
Y4
Y5
Y6
Y7
Y8
Y9
Y10
Y11
Y12
Y13
Y14
Y15
Y16
Y17
Y18
Y19
Y20
Y21
Y22
Y23
Y24
Y25
Y26
Total
1
(108,000.00)
2
(118,800.00)
(108,000.00)
3
(130,680.00)
(118,800.00)
(108,000.00)
4
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
5
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
6
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
(108,000.00)
(226,800.00)
(357,480.00)
(501,228.00)
(659,350.80)
(833,285.88)
money over the years again that will built as asset for you.
7
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
8
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
9
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
10
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
11
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
12
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
13
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
14
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
15
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
16
(451,142.80)
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
17
(496,257.08)
(451,142.80)
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
18
(545,882.79)
(496,257.08)
(451,142.80)
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
19
(600,471.07)
(545,882.79)
(496,257.08)
(451,142.80)
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
20
(660,518.18)
(600,471.07)
(545,882.79)
(496,257.08)
(451,142.80)
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
21
(726,569.99)
(660,518.18)
(600,471.07)
(545,882.79)
(496,257.08)
(451,142.80)
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
22
(799,226.99)
(726,569.99)
(660,518.18)
(600,471.07)
(545,882.79)
(496,257.08)
(451,142.80)
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
23
(879,149.69)
(799,226.99)
(726,569.99)
(660,518.18)
(600,471.07)
(545,882.79)
(496,257.08)
(451,142.80)
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
24
(967,064.66)
(879,149.69)
(799,226.99)
(726,569.99)
(660,518.18)
(600,471.07)
(545,882.79)
(496,257.08)
(451,142.80)
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
25
(1,063,771.13)
(967,064.66)
(879,149.69)
(799,226.99)
(726,569.99)
(660,518.18)
(600,471.07)
(545,882.79)
(496,257.08)
(451,142.80)
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
26
(1,170,148.24)
(1,063,771.13)
(967,064.66)
(879,149.69)
(799,226.99)
(726,569.99)
(660,518.18)
(600,471.07)
(545,882.79)
(496,257.08)
(451,142.80)
(410,129.82)
(372,845.29)
(338,950.26)
(308,136.60)
(280,124.19)
(254,658.35)
(231,507.59)
(210,461.45)
(191,328.59)
(173,935.08)
(158,122.80)
(143,748.00)
(130,680.00)
(118,800.00)
(108,000.00)
(10,621,482.42) (11,791,630.66)
Y1
9.00
1
2
3
4
5
6
2,000,000.00 2,180,000.00 2,376,200.00 2,590,058.00 2,823,163.22 3,077,247.91
Total
years
7
3,354,200.22
8
3,656,078.24
9
3,985,125.28
10
4,343,786.56
11
4,734,727.35
12
5,160,852.81
3,354,200.22
3,656,078.24
3,985,125.28
4,343,786.56
4,734,727.35
5,160,852.81
13
5,625,329.56
14
6,131,609.22
15
6,683,454.05
16
7,284,964.92
17
7,940,611.76
18
8,655,266.82
5,625,329.56
6,131,609.22
6,683,454.05
7,284,964.92
7,940,611.76
8,655,266.82
19
20
21
22
23
24
9,434,240.83 10,283,322.51 11,208,821.54 12,217,615.47 13,317,200.87 14,515,748.94
9,434,240.83
10,283,322.51
11,208,821.54
12,217,615.47
13,317,200.87
14,515,748.94
25
15,822,166.35
26
17,246,161.32
15,822,166.35
17,246,161.32
Year
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2010
2011
2012
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2017
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