Upscale Dept Household

Store Chain products

AIRLINE

Jun
A

Fiscal Year End

Firm
Cash and marketable
securities
Receivables
Inventories
Other current assets
Total current assets
Plant and equipment
Investments
Goodwill
Other noncurrent
assets
Total noncurrent
assets
Total Assets

Defense
Contractor
Dec
B
13.5
7.9

5.4
26.8
55.6
6.0
2.2

Major Utility BANK

Oil
Dec
C

2.1
9.4
37.8
4.3
53.6
16.1
1.9
25.7 -

Jan
D
2.1

Dec
E
0.9

7.6
6.2
3.1
19.0
71.7
6.2 -

32.7

32.7
22.9 2.5 59.0
40.4
-

63.1
95.8
1.8
0.3

9.4

2.7

3.1

0.6

2.1

73.2

46.4

81.0

41.0

4.2

100.0

100.0

100.0

100.0

100.0

Accounts payable
Notes payable
Current portion of longterm debt
Unearned revenues
Other current liabilities

12.6

10.6
12.2

9.3
1.9

10.1
8.5

84.7
6.0

0.8

0.1

0.5

11.6
4.8

3.5 11.1

Total current liabilities

29.8

Long-term debt
Other noncurrent
liabilities
Total liabilities
Preferred stock
Common stock
Additional paid-in
Retained earnings
Adjustments to
retained earnings
Treasury stock
Total stockholders'
equity
Total Liabilities &
Stockholders' Equity
Selected ratios
Current ratio
N.M.
Inventory turns ( )
Receivable collection
period
Net sales/Total assets
Net profits/Net sales
Net profits/Total

2.7 -

8.8

9.1

0.9

37.5

20.5

30.4

91.6

17.8

15.1

8.5

13.4

0.5

30.5

3.8

26.7

78.1

56.4

55.7

1.1 1.8
21.5
(1.0)

2.4
2.6 38.5

(0.1) 3.2
58.6

1.0

0.1

(2.5) -

4.1 47.9

92.1
-

6.2
47.7

1.5 (18.9)

0.3
3.0
4.5
0.1

(1.8) -

21.9

43.6

44.3

52.1

7.9

100.0

100.0

100.0

100.0

100.0

0.90

1.43
2.5

0.92
8.9

28
1.019
0.053
0.054

29
1.191
0.068
0.080

27
1.357
0.052
0.071

1.94
4.5 N.M.

1.05

79 N.M.
1.505
0.040
0.060

0.066
0.171
0.011

Net profits/Net assets

0.217

0.185

0.160

0.116

0.144

Warehouse
Club
Discount
Dept Store
Jan
F

Oil company

Defense
Contractor

HOTEL
CHAIN

Hilton

Household

Utility

Hospital

Dec
G

0.2

7.2
0.5
2.4
23.5
55.4
19.4 -

Dec
I

Warehouse

Dec
J

3.4

0.2

14.6
10.1
2.8
30.9
28.2

6.0
1.6
1.6
9.4
81.1
0.7

Dec
K
1.2

13.4
2.0 4.5
21.1
49.0
10.5 17.6

35.9 -

Sep
L

17.7

2.1

55.4

2.8
30.6
1.8
37.3
58.8

4.6
77.7
11.7
7.7

1.0

3.5

1.7

5.0

8.8

1.8

2.9

2.9

53.8

76.5

69.1

90.6

78.9

22.3

62.7

100.0

100.0

100.0

100.0

100.0

100.0

100.0

10.0

9.7
2.7

3.7
3.5 -

4.2

7.4
-

25.3
1.2

0.5

2.8

1.2 -

0.2

17.2
6.5 0.9
-

Dec
H

13.4

2.3
42.6
1.1
46.2
50.3
-

Discount
Temp Office
Dept Store
Agency
Chain

HOSPITAL

7.1
-

5.9

0.4

10.1

5.2

8.4

26.3

9.4

30.5

17.5

23.0

15.2

13.8

33.7

36.1

28.3

35.0

39.2

31.8

35.9 -

25.0

1.9

6.5

15.9

20.0

14.5 -

2.7

60.7

59.0

78.1

67.0

64.2

5.3
2.4
13.5
31.3

5.9 1.2
18.8
7.1

0.0
22.6
12.9

0.6
1.5 38.3

41.7

(1.1)

(0.2)

(11.7) -

(4.7)

(18.9) -

4.2

33.7
-

63.8
-

5.5
1.0
60.6

0.3 -

0.0
6.6
31.1
(1.5)

(0.8) -

39.3

41.0

21.9

33.0

35.8

66.3

36.2

100.0

100.0

100.0

100.0

100.0

100.0

100.0

1.34

1.34
5.8

2.31

1.03
11.9

1.51
5.0 N.M.
3
2.524
0.029
0.073

51
0.539
0.105
0.057

49
1.094
0.021
0.023

0.62
2.6 N.M.
49
0.447
0.069
0.031

1.53
N.M.
55
0.890
0.060
0.053

34
3.741
0.026
0.096

3
3.983
0.013
0.051

0.186

0.138

0.102

0.113

0.147

0.145

0.140

I chose this one to be the regional bank for a few reasons: (1) High amount of current assets, notably cash and rece

After narrowing down some of the other industry choices, was left with a few of the "big players", such as oil compa

igh amount of current assets, notably cash and receivables(2) Low amount of PPE, non-current assets, etc, which is typical of a bank(3) Stockholde

ft with a few of the "big players", such as oil company and defense contracting. I decided to assign the Utility company to "I" since the non-curren

assets, etc, which is typical of a bank(3) Stockholder equity is very low, which indicates bank is highly leveraged.

sign the Utility company to "I" since the non-current assets was highest and the other letters fit the other companies better.

t the other companies better.