1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

xxxxxxxxxxxxx (SBN xxxxxxxx) xxxxxx xxxxxxxxxxx xxxxxxxxxxxx Tel: xxxxxxxxxx Fax: xxxxxxxxxxxx Attorney for Plaintiffs

SUPERIOR COURT OF CALIFORNIA SANTA CLARA COUNTY SUPERIOR COURT CI IL !I ISION" !O#NTO#N FACILITY ) ) ) ) ) ) ) ) ) ) Case No%: xxxxxxxxxxxxx NOTICE OF !E'URRER AN! !E'URRER TO ANS#ER TO ERIFIE! CO'PLAINT FILE! BY !EFEN!ANT( 'E'ORAN!U' OF POINTS AN! AUT)ORITIES IN SUPPORT !ATE: xxxxxxxxx" *+,, TI'E: - A' !EPT%: -

xxxxxxxxxxxxx" Plaintiffs" $s% xxxxxxxxxxxxx !efen&ant%

TO ALL PARTIES AN! T)EIR ATTORNEYS OF RECOR!: PLEASE TA.E NOTICE T)AT on xxxxxxxxx" *+,," at -:++ a/" or as soon after t0at as t0e /atter 1an 2e 0ear&" in !e3t% - of t0e a2o$e4entitle& Co5rt lo1ate& at ,-," N First St%" San 6ose" CA" Plaintiff xxxxxxxxxxxxxxx 7ill /o$e t0e Co5rt for an or&er s5stainin8 &e/5rrer to t0e Ans7er to Plaintiffs9 erifie& Co/3laint File& 2y !efen&ant xxxxxxxxx 35rs5ant to Code of Civil Procedure : ;<=" ;<>" ;<+%*+" ;<+%;+(2) an& ;<+%?+%
, Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er Case No% xxxxxxxxxxxxxxx

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

T0is &e/5rrer is 2ase& 53on t0is noti1e of /otion" t0e atta10e& &e/5rrer" t0e /e/oran&5/ of 3oints an& a5t0orities" an& 53on s510 oral an& &o15/entary e$i&en1e as /ay 2e 3resente& 2y Plaintiffs 53on t0e 0earin8 of t0e /otion%

!ATE!: xxxxxxxxxxx @@@@@@@@@@@@@@@@@@@@@@@@" xxxxxxxxxxxx Attorney for Plaintiff

Memorandum of Points and Authorities

I.

STATEMENT OF FACTS On Fe2r5ary **" *+,," Plaintiffs file& a 1o/3laint for &a/a8es a8ainst !efen&ant% T0is

Co/3laint is 2ase& on a /otor $e0i1le a11i&ent t0at o115rre& on A3ril ,>" *+,+ in 70i10 !efen&ant 0it fro/ 2e0in& t0e /otor $e0i1le o1153ie& 2y Plaintiffs% At t0e ti/e t0e 1ollision o115rre&" Plaintiffs 7ere 7aitin8 for a traffi1 si8nal to t5rn 8reen an& t0eir /otor $e0i1le 7as in t0e stationary state% !efen&ant faile& to exer1ise &5e 1are 2y failin8 to o2ser$e traffi1 si8nal an& failin8 to o3erate 0is /otor $e0i1le% T0is fail5re to exer1ise &5e 1are an& o3eratin8 0is $e0i1le in ne8li8ent /anner res5lte& in &a/a8es to Plaintiffs% T0e &a/a8es in1l5&e 2ot0 3ersonal inA5ries an& 3ro3erty &a/a8es% U3on fail5re of !efen&ant to file a ti/ely Ans7er an& 53on Plaintiffs reB5est" a &efa5lt 7as entere& a8ainst !efen&ant% !efen&ant file& a /otion to set asi&e t0e &efa5lt alon8 7it0 t0e Ans7er to Plaintiffs9 Co/3laint% On A585st *" *+,," t0e Co5rt set asi&e t0e &efa5lt an& or&ere& entry of !efen&ant9s Ans7er% T0is &e/5rrer is file& 7it0in ,+ &ays of t0e entry of !efen&ant9s Ans7er 35rs5ant to $ario5s 1o&e se1tions" as state& a2o$e" of California Co&e of Ci$il Pro1e&5re%
* Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er Case No% xxxxxxxxxxxxxxx

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24

II. DEMURRER IS PROPER IN THIS CASE BECAUSE DEFENDANT FAI ED TO A E!E AFFIRMATI"E DEFENSES #ITH SPECIFICIT$. In FPI Development, Inc vs. A1 Nakashima" (,--,) *<, Cal%A33%<& <>C" <?;" t0e 1o5rt 0el& t0at t0e affir/ati$e &efenses 3le& in an ans7er to a 1o/3laint /5st 2e 3le& in t0e sa/e fas0ion" an& 7it0 t0e sa/e s3e1ifi1ity" as a 1a5se of a1tion in a 1o/3laint% Be1a5se 1on1l5sory alle8ations are not a&/itte& 2y Ans7er" an& 2e1a5se 1on1l5sory alle8ations 0a$e no 3lea&in8 $al5e" 1on1l5sory an& D2oiler3lateE affir/ati$e &efenses are ins5ffi1ient% !efen&ant9s Ans7er 1ontains t0e follo7in8 affir/ati$e &efenses% All t0e follo7in8 Affir/ati$e !efenses are D2oiler3lateE &efenses% As &is15sse& 2elo7" t0ese &efenses are not 3le& 7it0 s3e1ifi1ity% T0erefore" t0ese affir/ati$e &efenses s0o5l& 2e stri1Fen fro/ !efen&ant9s Ans7er% First Affir/ati$e !efense In t0e Ans7er" !efen&ant states DT0e Co/3laint" an& ea10 an& e$ery 1a5se of a1tion 1ontaine& t0erein" fails to state fa1ts s5ffi1ient to 1onstit5te a 1a5se of a1tion a8ainst t0is ans7erin8 !efen&ant" or at all%E T0is is a 2are le8al 1on1l5sion an& &oes not in any /anner 3ro$i&e fa1ts ne1essary to esta2lis0 an affir/ati$e &efense% See Cal% Ci$% Pro1% : ;<,%<+(2)% Sai& state/ent &oes not state fa1ts an& analysis as to 70y t0e Co/3laint fails to state fa1ts s5ffi1ient to 1onstit5te a 1a5se of a1tion a8ainst !efen&ant% As a res5lt" !efen&ant9s First Affir/ati$e !efense s0o5l& 2e stri1Fen fro/ t0e Ans7er% Se1on& Affir/ati$e !efense In t0e Ans7er" !efen&ant states D!efen&ant is infor/e& an& 2elie$es an& 53on s510

25

infor/ation an& 2elief alle8es t0at at all ti/es /entione& 0erein" if any !efen&ant 7as ne8li8ent"
< Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er Case No% xxxxxxxxxxxxxxx

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

t0e 1on&51t of all ot0er 3arties" 2ot0 Fno7n an& 5nFno7n" s0o5l& 2e 1o/3are& to &eter/ine t0e &e8ree of fa5lt" if any" 2et7een t0e 3arties%E T0is is /erely a 3lain state/ent an& not e$en a &efense% !efen&ant si/3ly states t0at ne8li8en1e of all 3arties in$ol$e& /5st 2e 1o/3are&% )o7e$er" !efen&ant fails to alle8e t0at ot0er 3arties 7ere in$ol$e& an& t0ey 7ere also at fa5lt% F5rt0er" no fa1ts 0a$e 2een 3ro$i&e& to s533ort t0e alle8ation t0at ot0er 3arties 7ere also at fa5lt% As a res5lt" !efen&ant9s Se1on& Affir/ati$e !efense s0o5l& 2e stri1Fen fro/ t0e Ans7er% T0ir& Affir/ati$e !efense In t0e Ans7er" !efen&ant states D!efen&ant is infor/e& an& 2elie$es an& 53on s510 infor/ation an& 2elief alle8e t0at at all ti/es /entione& 0erein" Plaintiffs 7ere ne8li8ent" 1areless an& re1Fless an& 5nla7f5lly 1on&51te& t0e/sel$es so as to s52stantially 1ontri25te to PlaintiffsG alle8e& inA5ries an& &a/a8e 1o/3are& to t0e 1on&51t of all ot0er 3arties" all of 70i10 sai& ne8li8en1e eit0er 2ars in 70ole or 3art &a/a8es so580t 0erein%E A8ain" t0is is /erely a 1on1l5sory state/ent 2e1a5se t0is &efense &oes not state fa1ts to s533ort t0e alle8ation t0at Plaintiff 7as ne8li8ent% T0e Co/3laint 3ro3erly alle8es t0at Plaintiffs9 $e0i1le 7as stationary at a traffi1 si8nal 70ile Plaintiffs 7ait for t0e si8nal to t5rn 8reen% !efen&ant 0as faile& to state any fa1ts to s533ort t0at Plaintiffs9 a2o$e state& a1ts 7ere ne8li8ent% F5rt0er" in res3onse to Plaintiffs9 Co/3laint" 3ara8ra30 ,* DAt all times herein mentioned, Plaintiff xxxxxxxxxxwas actin in a careful and prudent manner and did not assume the risks of his in!uries and was not contri"utoril# ne li ent"E !efen&ant 0as state& t0at !efen&ant la1Fs s5ffi1ient infor/ation to a&/it or &eny% )en1e" it is 1lear t0at !efen&ant &oes not 0a$e s5ffi1ient fa1ts in 0is 3ossession to s533ort 0is alle8ations t0at Plaintiffs 7ere ne8li8ent in any /anner% Pro3er 3lea&in8 of t0e &efense reB5ire a s3e1ifi1ation of t0e 5lti/ate fa1ts i&entifyin8 0o7 t0e 3laintiff 7as ne8li8ent an& assertin8 t0at t0e 3laintiff 3arti15lar ne8li8en1e
; Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er Case No% xxxxxxxxxxxxxxx

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

1a5se& 0is or 0er o7n inA5ry% See $c$illan v. %estern Pac. &.&. (,->+) =; Cal% *& ?;,% A 2are alle8ation t0at Dt0e 3laintiff is ne8li8entE 7o5l& 5s5ally 2e 0el& ins5ffi1ient% See 'offman v. (outhern Pac. Co. (,-*C) ?; Cal% A33% <<C% In t0is instant /atter !efen&ant9s T0ir& Affir/ati$e !efense is not0in8 /ore t0an an assertion t0at Plaintiff is ne8li8ent% 'oreo$er" 1o53le& 7it0 t0e realiHation t0at t0e T0ir& Affir/ati$e !efense fails to i&entify 70i10 1a5se of a1tion to 70i10 it a33lies" t0e &efense is 1o/3letely &e$oi& of any essential fa1ts reB5ire& to 3ro3erly assert t0e sa/e% As a res5lt" !efen&ant9s T0ir& Affir/ati$e !efense o3erates as not0in8 /ore t0an an ar85/entati$e &enial% See &ancho (anta $ar arita v. )ail (,-<?) ,, C *& =+,% As a res5lt" !efen&ant9s T0ir& Affir/ati$e !efense s0o5l& 2e stri1Fen% Fo5rt0 Affir/ati$e !efense In t0e Ans7er" !efen&ant states D!efen&ant is infor/e& an& 2elie$es an& 53on s510 infor/ation an& 2elief alle8e t0at at t0e ti/e an& 3la1e of t0e in1i&ent alle8e& in PlaintiffsG Co/3laint" t0e Plaintiffs Fne7 of t0e &an8er an& risF in1i&ent to t0e 5n&ertaFin8" 25t &es3ite s510 Fno7le&8e" Plaintiffs freely an $ol5ntarily ass5/e& an& ex3ose& t0e/sel$es to all risF of 0ar/ an& t0e 1onseB5ential inA5ries an &a/a8es" if any" t0erefro/%E T0is is 1onf5sin8% Is t0is !efen&ant9s affir/ati$e &efense t0at 2e1a5se t0ere are 2a& &ri$ers" s510 as !efen&ant" &ri$in8 on 352li1 roa&s" Plaintiffs s0o5l& not 0a$e 5se& 352li1 roa&sI F5rt0er" t0is affir/ati$e &efense also /erely state a 1on1l5sonary state/ent 7it0o5t 3ro$i&in8 any fa1ts to s533ort t0e alle8ation t0at Plaintiffs Fne7 t0at !efen&ant 7as a ne8li8ent &ri$er an& 7as follo7in8 Plaintiffs $e0i1le% !efen&ant 0as si/3ly state& a 2are le8al 1on1l5sion an& &oes not in any /anner 3ro$i&e fa1ts ne1essary to esta2lis0 an affir/ati$e &efense% See Cal% Ci$% Pro1% : ;<,%<+(2)% In t0is instant /atter !efen&ant9s Fo5rt0 Affir/ati$e !efense is not0in8 /ore t0an an assertion t0at Plaintiffs are ne8li8ent% 'oreo$er" 1o53le& 7it0 t0e realiHation t0at t0e Fo5rt0 Affir/ati$e !efense fails to i&entify 70i10 1a5se of a1tion to 70i10 it a33lies" t0e
= Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er Case No% xxxxxxxxxxxxxxx

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24

&efense is 1o/3letely &e$oi& of any essential fa1ts reB5ire& to 3ro3erly assert t0e sa/e% As a res5lt" !efen&ant9s Fo5rt0 Affir/ati$e !efense s0o5l& 2e stri1Fen% Fift0 Affir/ati$e !efense In t0e Ans7er" !efen&ant states D!efen&ant is infor/e& an& 2elie$es an& t0ereon alle8es t0at in t0e e$ent Plaintiffs s0o5l& esta2lis0 any lia2ility on t0e 3art of t0is ans7erin8 !efen&ant" 70i10 lia2ility is ex3ressly &enie&" t0is ans7erin8 !efen&ant /ay not 2e o2li8ate& to 3ay s5/s re3resentin8 a 3ro3ortion or 3er1enta8e of fa5lt not 0isJ0er o7n" 25t t0at of Plaintiffs" ot0er 3arties to t0is a1tion an& t0ir& 3ersons not 3arties to t0is a1tion% !efen&ant is entitle& to an a&A5&i1ation an& &eter/ination of t0e res3e1ti$e 3ro3ortions or 3er1enta8es of fa5lt" if any" on t0is ans7erin8 !efen&antGs 3art an& on t0e 3art of t0e Plaintiffs an& ot0er 3arties to t0is a1tion an& t0ir& 3ersons not 3arties to t0is a1tion 35rs5ant to t0e !o1trines of Co/3arati$e Ne8li8en1e an& t0e Fair Res3onsi2ility A1t of ,-?> 1o&ifie& in Ci$il Co&e :,;<,4,;<,%=%E On1e a8ain" t0is is not e$en a &efense 25t /erely a 3rayer% An ans7er s0o5l& 1ontain 70ate$er &enials or affir/ati$e &efenses are ne1essary to 1ontro$ert t0e /aterial alle8ations of t0e 1o/3laint% Its f5n1tion is to 35t t0e 1ase Dat iss5eE as to all i/3ortant /atters alle8e& in t0e 1o/3laint t0at &efen&ant &oes not 7ant to a&/it% An ans7er 1annot 2e 5se& to 1lai/ affir/ati$e relief( a 1ross41o/3laint /5st 2e file&% See Code of Civil Procedure : ;<,%<+% T0is state/ent a33ears to 0a$e 2een si/3ly 1o3ie& fro/ so/e ot0er 1o/3laint" A5st liFe ot0er so 1alle& Daffir/ati$e &efenses%E T0is is A5st a 8eneral &enial of lia2ilities 7it0o5t 3ro$i&in8 any s533ortin8 fa1ts as to ,) t0ere 7ere ot0er t0ir& 3ersons in$ol$e& 70o /i80t 2e lia2le for !efen&ant9s ne8li8ent a1tions" *) !efen&ant 7as not at fa5lt% As a res5lt" !efen&ant9s Fift0 Affir/ati$e !efense o3erates as not0in8 /ore t0an an ar85/entati$e &enial% See &ancho (anta $ar arita v. )ail (,-<?) ,, C *& =+,%

25

Sixt0 Affir/ati$e !efense

> Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er Case No% xxxxxxxxxxxxxxx

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24

In t0e Ans7er" !efen&ant states" D!efen&ant is infor/e& an& 2elie$es an& 53on s510 infor/ation an& 2elief alle8e failin8 to 7ear an a$aila2le seat2elt an&Jor s0o5l&er 0arness" all of 70i10 s52stantially 1ontri25te to PlaintiffsG alle8e& inA5ries an& &a/a8es" so as to 2ar in 70ole or in 3art t0e &a/a8es so580t 0erein%E !efen&ant9s C'C state/ent &ate& 65ly >" *+,," !efen&ant9s 1o5nsel states DNo air2a8s &e3loye&" an& 2ot0 3laintiffs 1lai/ to 0a$e 2een 7earin8 t0eir seat2elts%E If !efen&ant 7as in 3ossession of fa1ts to in&i1ate t0at Plaintiffs 7ere not 7earin8 seat2elts" !efen&ant 1o5l& not 0a$e /a&e t0e a2o$e state/ent% It a33ears t0at !efen&ant is atte/3tin8 to 3lay 2ot0 si&e" first 2y 1lai/in8 t0at Plaintiffs 7ere 7earin8 seat2elts" 0en1e Plaintiffs 1o5l& not s5stain inA5ries an& se1on& 2y raisin8 an affir/ati$e &efense 2y 1lai/in8 t0at Plaintiffs 7ere not 7earin8 seat2elts to 8et aro5n& !efen&ant9s lia2ility% CCP ,*?%C reB5ires alle8ations an& ot0er fa1t5al 1ontentions 0a$e e$i&entiary s533ort% )ere" !efen&ant 7as Dslee3 at t0e 70eelE an& faile& to noti1e t0at t0e traffi1 si8nal a0ea& of 0is 7as re& an& traffi1 7as sto33e& 2efore 0i/% B5t" 0e 1lai/s 0e 1o5l& see t0at t0e 3ersons in t0e 1ar t0at 0e 7as A5st a2o5t to 0it fro/ 2e0in& 7ere not 7earin8 seat2elts% Eit0er t0is so 1alle& Daffir/ati$e &efenseE is ina&$ertently 1o3ie& fro/ an Ans7er te/3late or !efen&ant is 1o//ittin8 3erA5ry% F5rt0er" Plaintiffs 7ere en8a8e& in ne8otiations 7it0 !efen&ant9s ins5rer for /ont0s an& t0is alle8e& fa1t 7ere ne$er 2ro580t for7ar& 2y !efen&ant% Besi&es" e$en if t0is fa1t is taFen at its fa1e $al5e" t0is is not an affir/ati$e &efense 2e1a5se not 7earin8 seat2elts 7as not a 3roxi/ate 1a5se of t0e a11i&ent% F5rt0er" if !efen&ant a1t5ally sa7 t0at Plaintiffs 7ere not 7earin8 seat2elts" t0en !efen&ant 7as ex3e1te& to 2e e$en /ore 1aref5l to a$oi& 0ittin8 Plaintiffs9 $e0i1le% As a res5lt" !efen&ant9s Sixt0 Affir/ati$e !efense s0o5l& 2e stri1Fen%

25

Se$ent0 Affir/ati$e !efense

C Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er Case No% xxxxxxxxxxxxxxx

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24

In t0e Ans7er" !efen&ant states" D!efen&ant is infor/e& an& 2elie$es an& t0ereon alle8es t0at s5/s 0a$e alrea&y 2een 3ai& to Plaintiffs on 2e0alf of t0e !efen&ant for /e&i1al s3e1ials" s510 t0at !efen&ant is entitle& to a 1re&it an&Jor offset in t0e a/o5nt so 3ai& as to any A5&8/ent taFen a8ainst t0e/ in t0is /atter%E First" t0is is a 3rayer an& not an affir/ati$e &efense% An ans7er s0o5l& 1ontain 70ate$er &enials or affir/ati$e &efenses are ne1essary to 1ontro$ert t0e /aterial alle8ations of t0e 1o/3laint% Its f5n1tion is to 35t t0e 1ase Dat iss5eE as to all i/3ortant /atters alle8e& in t0e 1o/3laint t0at &efen&ant &oes not 7ant to a&/it% An ans7er 1annot 2e 5se& to 1lai/ affir/ati$e relief( a 1ross41o/3laint /5st 2e file&% See Code of Civil Procedure : ;<,%<+% Se1on&" t0is 1on1l5sory state/ent la1Fs fa1ts to s533ort 70y t0e /oneys alrea&y 3ai& s0o5l& 2e ret5rne& to !efen&ant% S5r3risin8ly" !efen&ant 0as 1lai/e& la1F of s5ffi1ient infor/ation on t0is /atter in ans7erin8 Plaintiffs9 Co/3laint% )en1e" it is e$i&ent t0at !efen&ant 0as no fa1ts to s533ort t0is so 1alle& Daffir/ati$e &efense%E As a res5lt" !efen&ant9s Se$ent0 Affir/ati$e !efense s0o5l& 2e stri1Fen% Ei80t0 Affir/ati$e !efense In t0e Ans7er" !efen&ant states D!efen&ant is infor/e& an& 2elie$es an& t0ereon alle8es t0at s5/s 0a$e alrea&y 2een 3ai& to Plaintiffs on 2e0alf of t0e !efen&ant for &a/a8es to PlaintiffsG $e0i1le" an& for t0e rei/25rse/ent of t0eir a5to rental an& loss of 5se" s510 t0at !efen&ant is entitle& to an offset an&Jor 1re&it in t0e a/o5nt so 3ai& as to any A5&8/ent taFen a8ainst 0i/ in t0is /atter%E First" t0is is a 3rayer an& not an affir/ati$e &efense% An ans7er s0o5l& 1ontain 70ate$er &enials or affir/ati$e &efenses are ne1essary to 1ontro$ert t0e /aterial alle8ations of t0e 1o/3laint% Its f5n1tion is to 35t t0e 1ase Dat iss5eE as to all i/3ortant /atters alle8e& in t0e

25

? Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er Case No% xxxxxxxxxxxxxxx

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24

1o/3laint t0at &efen&ant &oes not 7ant to a&/it% An ans7er 1annot 2e 5se& to 1lai/ affir/ati$e relief( a 1ross41o/3laint /5st 2e file&% See Code of Civil Procedure : ;<,%<+% Se1on&" t0is 1on1l5sory state/ent la1Fs fa1ts to s533ort 70y t0e /oneys alrea&y 3ai& s0o5l& 2e ret5rne& to !efen&ant% S5r3risin8ly" !efen&ant 0as 1lai/e& la1F of s5ffi1ient infor/ation on t0is /atter in ans7erin8 Plaintiffs9 Co/3laint% )en1e" it is e$i&ent t0at !efen&ant 0as no fa1ts to s533ort t0is so 1alle& Daffir/ati$e &efense%E As a res5lt" !efen&ant9s Ei80t0 Affir/ati$e !efense s0o5l& 2e stri1Fen% Nint0 Affir/ati$e !efense In t0e Ans7er" !efen&ant states D!efen&ant is infor/e& an& 2elie$es an& t0ereon alle8es t0at Plaintiffs &i& not 1arry 3ro3er ins5ran1e 1o$era8e at t0e ti/e of t0e in1i&ent 3er California Pro3osition *,<" an& is t05s 3re1l5&e& fro/ seeFin8 &a/a8es%E !efen&ant 0as no 2asis of alle8in8 t0at Plaintiffs 0a& no ins5ran1e 1o$era8e at t0e ti/e of t0e a11i&ent% In fa1t" !efen&ant is 1o//ittin8 3erA5ry 2y affir/ati$ely alle8in8 t0is &efense% !efen&ant 0as not alle8e& fa1ts to s0o7 t0e so5r1e of t0is D/is4E infor/ation% T0is &efense" A5st liFe all t0e a2o$e" a33ears to 2e a 1o3y an& 3aste fro/ anot0er 1o/3laint% F5rt0er" 5n&er CCP ,*?%C" an attorney 0as a &5ty to /aFe reasona2le in$esti8ation 3rior to si8nin8 a 1o5rt &o15/ent% T0e 1o5nsel for !efen&ant 0as faile& to /aFe reasona2le in$esti8ation 3rior to a&$an1in8 fri$olo5s alle8ations 2ase& on lies% Besi&es" t0is is not an affir/ati$e &efense 2e1a5se t0is &oes not ne8ate !efen&ant9s a1ts an& one of t0e 3laintiffs 7as a 3assen8er" 70o &i& not reB5ire to 1arry any ins5ran1e% As a res5lt" !efen&ant9s Nint0 Affir/ati$e !efense s0o5l& 2e stri1Fen% Tent0 Affir/ati$e !efense DT0ese ans7erin8 !efen&ants are infor/e& an& 2elie$e an& t0ereon alle8e t0at t0e

25

Plaintiff9s Co/3laint" an& ea10 1a5se of a1tion t0erein" is state& in 1on1l5sory ter/s" an&
Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er Case No% xxxxxxxxxxxxxxx

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

t0erefore sai& !efen&ants 1annot f5lly anti1i3ate all affir/ati$e &efenses 70i10 /ay 2e a33li1a2le to t0is a1tion% A11or&in8ly" t0ese ans7erin8 !efen&ants reser$e t0e ri80t to a&& a&&itional affir/ati$e &efenses%E On1e a8ain a 1lassi1 D2oiler3lateE affir/ati$e &efense% In t0is 1ase" t0e 1o5nsel for &efense e$en for8ot to 10an8e t0e 7or& D!efen&antsE to D!efen&ant%E F5rt0er" A5st liFe all a2o$e" t0is &efense also la1Fs fa1ts to s533ort alle8ations t0at Plaintiffs9 Co/3laint is 7ritten in 1on1l5sory ter/s% If t0is 7o5l& 0a$e 2een t0e 1ase" !efen&ant s0o5l& 0a$e file& a &e/5rrer or /otion to striFe to Plaintiffs9 Co/3laint% Assertin8 affir/ati$e &efenses is not an o3en en&e& s10e/e% A &efen&ant 8ets s5ffi1ient ti/e to in$esti8ate 2efore filin8 an ans7er% Any affir/ati$e &efense not asserte& in t0e ans7er is 7ai$e&% T0e &efen&ant 1annot exten& t0e ti/e 3erio& of assertin8 /ore affir/ati$e &efenses si/3ly 2y insertin8 an o3en en&e& affir/ati$e &efense" liFe t0is one% T0erefore" !efen&ant9s Tent0 Affir/ati$e !efense s0o5l& 2e stri1Fen% III. CONC USION For t0e a2o$e reasons" !efen&ant9s First to Tent0 Affir/ati$e !efenses s0o5l& 2e stri1Fen fro/ !efen&ant9s Ans7er % !ATE!: xxxxxxxxxx

@@@@@@@@@@@@@@@@@@@@@@@@" xxxxxxxxxx Attorney for Plaintiff

,+ Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er Case No% xxxxxxxxxxxxxxx

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25

PROOOF OF SER ICE ,% I a/ o$er t0e a8e of ,? an& not a 3arty of t0is 1a5se% I a/ a resi&ent of or e/3loye& in t0e 1o5nty 70ere t0e /ailin8 o115rre&% 'y resi&en1e or 25siness a&&ress is xxxxxxxxxxxxxxxxx% *% I ser$e& t0e Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er 2y en1losin8 a tr5e 1o3y in a seale& en$elo3e a&&resse& to ea10 3erson 70ose na/e an& a&&ress is s0o7n 2elo7 an& &e3ositin8 t0e en$elo3e in t0e US /ail 7it0 t0e 3osta8e f5lly 3re3ai&% !ate of 'ailin8: xxxxxx Pla1e of 'ailin8: xxxxx

<% I &e1lare 5n&er 3enalty of 3erA5ry 5n&er t0e la7s of t0e State of California t0at t0e fore8oin8 is tr5e an& 1orre1t% !ate: xxxxxxxxx

xxxxxxxxxx @@@@@@@@@@@@@@@@@@@@ (PRINT NA'E)

@@@@@@@@@@@@@@@@@@@@@@@@@@@@ Si8nat5re

Na/e an& A&&ress of ea10 Person to 70o/ Noti1e 7as 'aile& ;% Na/e of t0e 3erson ser$e&:

xxxxxxxxx xxxxxxxxxxxxx xxxxxxxxxxxx xxxxxxxxxx

,, Noti1e of !e/5rrer an& !e/5rrer to !efen&ant9s Ans7er Case No% xxxxxxxxxxxxxxx