Jeevan Anand (Plan No.

- 149)
Illustration specially prepared for

Mr. Sunil
(Aged 33 years)

Benefits Illustration Summary

Rs.15,00,000

Sum Assured
Term of Insurance

Life Time
Premium Amount

You will be paying a Yearly premium of Rs.66,283 for a period

of 24 years. The total amount that you will pay throughout the

Perfect blend of Endowment & Whole Life plan

Can be easily aligned with your family objectives with

its wide choice of term.

LIFE COVER to the extent of Sum Assured + Bonus +

Year

Guaranteed

Variable

2037

15,00,000

22,17,000

Description
Maturity

A total of Rs.37,17,000 (estimated) can be expected through the

Term & thereafter Full Sum Assured for LIFETIME.

term of this policy

SURVIVAL BENEFIT: On completion of the Premium

Liquidity

Payment term, Sum Assured + Bonus + Terminal

You have an option to surrender the policy & receive the cash

Bonus (as applicable) will be paid.

value after payment of premiums for 3 years. Alternately, you

IN-BUILT Double Accident Benefit (DAB) up to 5 lacs

gets permanently disabled due to accident.
Optional Add-on Riders:

Critical Illness to take care of medical expense in

case of critical illness.

Cash Flow Benefits

Terminal Bonus (as applicable) for Premium Payment

- with inbuilt premium waiver in case of Life Assured

term of this policy is Rs.15,90,792.

Premium Waiver Benefit under Critical illness.

can even avail of loan on this policy once the policy has
acquired Cash Value. The current prevailing rate of loan is 9
% p.a.
Life Risk Cover

Life Time
Tax Savings

For each year of premium payment you will save Rs.20,481

under Sec.80(C).

Premium paid are TAX EXEMPTED u/s 80 C & the

Maturity amount is TAX FREE u/s 10 (10) (D).

Plan Parameters
Age

Min - 18 & Max - 65

Term

Min - 5 & Max - 57

SA

Min - 100000 & Max - No Limit

Modes Allowed

Hly, Mly, Qly, SSS, Yly,

Presented by

LIC BRANCH MADHIRA

Sample Report For Demonstration Purpose Only
205-206, C-Wing, Crystal Plaza,New Link Road,
Andheri(W), Mumbai - 400 053.
Tel: 4060 1000 Fax:4060 1226.
e-mail. support@datacompwebtech.com

The above presentation is based on certain assumptions

which are liable to change according to
Government/Corporation's policies.

LIC BRANCH MADHIRA

Sample Report For Demonstration Purpose Only
205-206, C-Wing, Crystal Plaza,New Link Road,
Andheri(W), Mumbai - 400 053.
Tel: 4060 1000 Fax:4060 1226.
e-mail. support@datacompwebtech.com

Specific Plan Presentation for Mr. Sunil Aged 33 years

Forecast of Insurance Benefits
Risk Covered

Mode of Premium

Yearly

Installment Premium

66283

Accident Cover

500000

Date of Report

11/12/2013

Crit. Illness Cover

Term

24

Premium Waiver Benefit

Risk Cover
(Natural Death)

Premium

Tax
Saved

Net
Premium

Gauranteed
Returns

Non Gauranteed
Returns

Cash Flow

Cash
Value

Loan
Available

33

15,70,500

66,283
-

20,481

45,802

-66,283

34

16,41,000

66,283
-

20,481

45,802

-66,283

11/12/15

35

17,11,500

66,283

20,481

45,802

-66,283

48,301

43,500

11/12/16

36

17,82,000

66,283
-

20,481

45,802

-66,283

1,14,109

89,250

11/12/17

37

18,52,500

66,283
-

20,481

45,802

-66,283

1,57,518

1,27,250

11/12/18

38

19,23,000

66,283

20,481

45,802

-66,283

2,06,795

1,70,500

11/12/19

39

19,93,500

66,283
-

20,481

45,802

-66,283

2,62,730

2,19,750

11/12/20

40

20,64,000

66,283

20,481

45,802

-66,283

3,25,985

2,75,500

11/12/21

41

21,34,500

66,283
-

20,481

45,802

-66,283

3,97,344

3,38,250

11/12/22

42

22,05,000

66,283
-

20,481

45,802

-66,283

4,77,784

4,09,250

11/12/23

43

22,75,500

66,283

20,481

45,802

-66,283

5,68,259

4,89,000

11/12/24

44

23,46,000

66,283
-

20,481

45,802

-66,283

6,69,794

5,78,750

11/12/25

45

24,16,500

66,283

20,481

45,802

-66,283

7,83,646

6,79,250

11/12/26

46

24,87,000

66,283
-

20,481

45,802

-66,283

9,11,195

7,92,250

11/12/27

47

25,87,500

66,283
-

20,481

45,802

-66,283

10,53,564

9,18,250

11/12/28

48

26,65,500

66,283

20,481

45,802

-66,283

11,96,462

10,45,000

11/12/29

49

27,43,500

66,283

20,481

45,802

-66,283

13,56,900

11,87,500

11/12/30

50

28,21,500

66,283
-

20,481

45,802

-66,283

15,37,667

13,47,750

11/12/31

51

29,14,500

66,283
-

20,481

45,802

-66,283

17,42,336

15,29,500

11/12/32

52

30,15,000

66,283
-

20,481

45,802

-66,283

19,74,884

17,35,750

11/12/33

53

31,30,500

66,283
-

20,481

45,802

-66,283

22,54,936

19,84,250

11/12/34

54

32,76,000

66,283

20,481

45,802

-66,283

25,69,527

22,63,500

11/12/35

55

34,96,500

66,283
-

20,481

45,802

-66,283

29,23,297

25,77,500

11/12/36

56

37,17,000

66,283
-

20,481

45,802

-66,283

33,21,302

29,31,000

11/12/37

57

15,00,000

15,00,000

22,17,000

37,17,000

4,94,250

4,44,750

11/12/38

58

15,00,000

5,16,000

4,64,500

11/12/39

59

15,00,000

5,38,049

4,84,250

11/12/40

60

15,00,000

5,60,400

5,04,250

11/12/41

61

15,00,000

5,83,200

5,25,000

11/12/42

62

15,00,000

6,06,000

5,45,500

11/12/43

63

15,00,000

6,29,099

5,66,250

11/12/44

64

15,00,000

6,52,350

5,87,000

11/12/45

65

15,00,000

6,75,749

6,08,250

11/12/46

66

15,00,000

6,99,299

6,29,250

11/12/47

67

15,00,000

7,22,700

6,50,500

11/12/48

68

15,00,000

7,46,100

6,71,500

11/12/49

69

15,00,000

7,69,499

6,92,500

11/12/50

70

15,00,000

7,92,749

7,13,500

11/12/51

71

15,00,000

8,15,849

7,34,250

11/12/52

72

15,00,000

8,38,799

7,55,000

Policy
Year

Ag

11/12/13
11/12/14

LIC BRANCH MADHIRA

Sample Report For Demonstration Purpose Only
205-206, C-Wing, Crystal Plaza,New Link Road,
Andheri(W), Mumbai - 400 053.
Tel: 4060 1000 Fax:4060 1226.
e-mail. support@datacompwebtech.com

Specific Plan Presentation for Mr. Sunil Aged 33 years

Policy
Year

Ag

Risk Cover
(Natural Death)

Premium

Tax
Saved

Net
Premium

Gauranteed
Returns

Non Gauranteed
Returns

Cash Flow

Cash
Value

Loan
Available

11/12/53

73

15,00,000

8,61,450

7,75,250

11/12/54

74

15,00,000

8,83,799

7,95,500

11/12/55

75

15,00,000

9,05,700

8,15,250

11/12/56

76

15,00,000

9,27,300

8,34,500

11/12/57

77

15,00,000

9,48,600

8,53,750

11/12/58

78

15,00,000

9,69,300

8,72,250

11/12/59

79

15,00,000

9,89,700

8,90,750

11/12/60

80

15,00,000

10,09,500

9,08,500

11/12/61

81

15,00,000

10,28,700

9,25,750

11/12/62

82

15,00,000

10,47,450

9,42,750

11/12/63

83

15,00,000

10,65,600

9,59,000

11/12/64

84

15,00,000

10,83,149

9,74,750

11/12/65

85

15,00,000

11,00,249

9,90,250

11/12/66

86

15,00,000

11,16,600

10,05,000

11/12/67

87

15,00,000

11,32,500

10,19,250

11/12/68

88

15,00,000

11,47,799

10,33,000

11/12/69

89

15,00,000

11,63,100

10,46,750

11/12/70

90

15,00,000

11,77,799

10,60,000

11/12/71

91

15,00,000

11,92,799

10,73,500

11/12/72

92

15,00,000

12,07,650

10,87,000

11/12/73

93

15,00,000

12,22,949

11,00,750

11/12/74

94

15,00,000

12,42,450

11,18,250

11/12/75

95

15,00,000

12,59,550

11,33,500

11/12/76

96

15,00,000

12,91,949

11,62,750

11/12/77

97

15,00,000

13,23,599

11,91,250

11/12/78

98

15,00,000

13,96,499

12,56,750

11/12/79

99

15,00,000

14,48,250

13,03,500

11/12/80

100

15,00,000

11/12/81

101

15,00,000

10,99,248

15,00,000

22,17,000

21,26,208

15,90,792
K e y

A s s u m p t

o n s

Personal Data:

DOB: 28/01/1981

Income Tax:

Sec. 80CCE Limit Available: 100000

Sec. 80D Limit Available: 10000
Tax Savings on premiums will be @ 30.90 % u/s 80CCE and @ 30.90 % u/s 80D

Projections:

Bonus: On applicable plans, last declared Interim Bonus has been considered for the purpose of projected Riskcover, Returns,
Cash Value and Loan calculations
Terminal Bonus: On applicable plans Terminal Bonus has been considered (On applicable plans last declared Terminal Bonus
Rates have been considered in the above calculations).
Loyalty Addition: Loyalty Addition has not been considered on applicable plans.