Topic: Insight into the Attitude of IBBLs Customers toward Shariah Based Banking System: Awareness, Knowledge Level,

Trust, and Commitment.

Hypotheses: 1. Null Hypothesis: Most of the customers of IBBL think there are major differences between Shariah Based Banking System and conventional banking system. Alternative Hypothesis: Most of the customers of IBBL think there are no major differences between Shariah Based Banking System and conventional banking system.

2. Null Hypothesis: Most of the customers of IBBL do not have the basic knowledge regarding Shariah based banking system. Alternative Hypothesis: Most of the customers of IBBL have the basic knowledge regarding Shariah based banking system.

3. Null Hypothesis: Most of the customers of IBBL think that IBBL completely follow the Shariah principles of Islamic Banking. Alternative Hypothesis: Most of the customers of IBBL do not think that IBBL completely follow the Shariah principles of Islamic Banking.

4. Null Hypothesis: Most of the customers of IBBL are not aware of the report of shariah council regarding current shariah compliance status of IBBL Alternative Hypothesis: Most of the customers of IBBL are aware of the report of shariah council regarding current shariah compliance status of IBBL

5. Null Hypothesis: Most of the customers of IBBL have opened account with IBBL because of its Sharia based banking system Alternative Hypothesis: Most of the customers of IBBL have opened account with IBBL not because of its Sharia based banking system

6. Null Hypothesis: Most of the customers of IBBL believe Islamic banks are as efficient as conventional banks Alternative Hypothesis: Most of the customers of IBBL have opened account with IBBL not because of its Sharia based banking system

7. Null Hypothesis: Most of the customers of IBBL will not switch to conventional banks even if they offer better services and financial products than IBBL Alternative Hypothesis: Most of the customers of IBBL will switch to conventional banks even if they offer better services and financial products than IBBL

8. Null Hypothesis: Most of the customers of IBBL accept the fact that they will get lower return on their saving because of the banks Profit -Loss sharing system Alternative Hypothesis: Most of the customers of IBBL do not accept the fact that they will get lower return on their saving because of the banks Profit -Loss sharing system

9. Null Hypothesis: Customers preference of doing banking with IBBL does not depend on its profit rate, quality of services Alternative Hypothesis: Customers preference of doing banking with IBBL depends on its profit rate, quality of services