Professional Documents
Culture Documents
The usage of Credit Cards is on the increase in our country. At the same time,
credit card holders are searching for new payment avenues, of their credit card
dues.
01) Deposit of Cash-though banks are now levying a Service Charge for cash
deposits, to clear credit card dues.
03) Debit account in other bank, and remit the funds to the credit card, through
Net Banking. This facility is popular amongst ICICI Bank credit card holders.
Apart from the above, one new Payment option, is becoming quite popular. This
option is the payment of credit card dues, through NEFT,
This facility is available from any bank that has enabled the NEFT capability on
its Internet banking facility.
The following are to be kept handy, while initiating a NEFT Transaction, for
payment of credit card dues.
Type of Destination Account Credit Card, if the same is available on your bank’s
Internet Banking site
Number of Destination Account Your 16-digit credit card number(double check this
number, wrong mentioning of the number, might lead to credit’s to your enemy’s
credit card!!
Transaction Code 52
IFSC Code Compuslory. This will be provided by your Card Issuer, on the Credit
card statement, or be available on the Banks website.
IFSC’s for Credit Card transactions, sourced from the Bank’s Websites/Internet are
provided here.
Many major Credit Card Issuers viz., Andhra Bank, State Bank of India, have not
yet joined this payment mode.
AXIS BANK
NEFT IFSC Code for Axis Bank Credit Card Dues-- UTIB0000400
VIJAYA BANK
VIJB0009020
HDFC0000240
BANK OF INDIA
BKID0000101
CANARA BANK
CNRB0001912
NEFT IFSC Code for THE BANK OF RAJASTHAN LTD Credit Card Dues --
BRAJ0004430
ICICI BANK
ICIC0000103
DEUTSCHE BANK
DEUT0784PBC
BARCLAYS BANK
BARC0INBBIR
KOTAK MAHINDRA BANK
NEFT IFSC Code for KOTAK MAHINDRA BANK Credit Card Dues –
KKBK0000958
NEFT IFSC Code for ABN AMRO BANK Credit Card Dues –
ABNA0200001
NEFT IFSC Code for STANDARD CHARTERED BANK Credit Card Dues –
SCBL036001
Remember:
Choosing a wrong IFSC code will result in delay or cancellation of your funds
transfer.
You need to make your credit card payment at least two business days before the
due date.
The terms and conditions of the Internet banking facility of your bank will apply.
The NEFT facility is subject to the rules and guidelines of Reserve Bank of India,
as applicable from time to time.
Tips to ensure that the Credit Card Dues remitted by your, through NEFT reach
safely:-