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With extra bonuses offered upfront, give your investments that extra boost.

About Zurich International Life


Zurich International Life (ZIL), an offshore company registered in the Isle of Man, offers life assurance, investment and protection solutions throughout the world with licensed operations in the United Arab Emirates, Hong Kong, Bahrain, Singapore, Sweden and Switzerland. As part of the Zurich Financial Services Group, ZIL offers innovative and individual financial solutions. It has been tailoring products and services to meet the requirements of local markets for many years, ensuring that they offer truly flexible and portable financial solutions. As part of one of the world's leading providers of international insurance and investment products, ZIL has a reputation for excellent performance and commitment to the customer.

About Zurich VISTA


Zurich Vista allows you to accumulate wealth systematically over time, especially for long term goals such as a Golden Retirement or providing for Childrens Tertiary Education. The regular investment strategy allows one to capitalize from the natural volatility of the Equities Market.

Guided Architecture Pedigree Funds


Access to Selected Leading Investment Managers

Extensive range of funds with established fund management partners


Low risk funds
o These funds form the foundation of our investment range, and invest in cash, international fixed interest securities or a balance of cash and equities.

Managed funds
o Our range of managed funds offer funds of differing risk levels. The range offers the benefits of diversification across equities, cash and fixed interest securities that are listed in the worlds stock markets. The asset allocation within these funds is managed by our fund advisers: Threadneedle and BlackRock Merrill Lynch Investment Managers.

Mirror funds
o These funds are more specialised than our low risk and managed funds, as they tend to concentrate on a single region, asset class or sector.

Lifestyle Strategy Choice


Automatic Investment Strategy by Threadneedle or BlackRock

Multi-currency structure
SGD, GBP, USD, EUR, HKD, JPY, CHF, AUD and SEK

Get Rewarded for Savings Unique Bonus Scheme

Original Bonus Scheme

Plan Standard Bronze Silver Gold

Monthly $675 / US$500 $1,200 / US$850 $2,000 / US$1500 $3,200/ US$2500

Bonus

5 Years

10 Years

15 Years

20 Years

25 Years

0.5% 1.5% 2.5%

2.5% S$360 7.5% S$1,800 12.5% S$4,800

5% S$720 15% S$3,600 25% S$9,600

7.5% $1,080 22.5% $5,400 37.5% $14,400

10% $1,440 30% $7,200 50% $19,200

12.5% $1,800 37.5% $9,000 62.5% $24,000

Additional Bonuses from 1st Jan 2011 28th Feb 2011

Plan Standard Bronze Silver Gold

Monthly $675 / US$500 $1,200 / US$850 $2,000 / US$1500 $3,200/ US$2500

Bonus

5 Years

10 Years

15 Years

20 Years

25 Years

1% 2.5% 4%

*2.5% S$360 *7.5% S$1,800 *12.5% S$4,800

10% S$1,440 25% S$6,000 40% S$15,360

15% S$2,160 37.5% S$9,000 60% S$23,040

20% S$2,880 50% S$12,000 80% S$30,720

25% S$3,600 62.5% S$15,000 100% S$38,400

* Original bonus still apply for 5 years investment

Others
No bid-offer spread, all bid pricing 100% allocation Invest in up to 30 funds at any time Unlimited switches

Payment Flexibility

Investment Flexibilities from Month 19 onwards


o o o Vary Monthly Investment Stop Regular Investment up to 3 years Make Partial Withdrawals

No requirement to make up missing contributions if payments are re-started with NO charge

Charges

Expense Recoupment Charge 4% p.a. of Initial Units


o Initial units are purchased in the 18-month Initial Contribution Period (ICP)

Policy Fee S$12 monthly Policy Management charge 0.75% p.a.

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