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IBPS Bank Exams, IBPS Bank PO, IBPS Bank Clerk, GK Updates, Bank Jobs, Bank Results, Current Affairs: Expected Imp. Banking Questions for 14,1
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Expected Imp. Banking Questions for 14,15/Dec/2013 IBPS Clerk III exam.
Dear readers, Here we are providing some of the important Banking questions which can be asked in upcoming IBPS Clerk III exam. 1. What is Cheque? Ans. Cheque is a negotiable instrument containing conditional order to pay sum of money to the person mentioned on it or to the bearer of the instrument. 2. What is crossing? Ans. Two parallel lines drawn on the top left corner of the cheque.
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3. What is account payee cheque? Ans. Account payee cheques can be routed only through accounts.
IBPS PO III
Written Test Result Out GK POwer Capsule for IBPS PO III Download IBPS PO III Admit Card Download Pre-Exam Training Call Letter 60% Marks Criteria Removed, Max Age to apply 30 years How to Fill Bank Preferences in IBPS PO III Apply Online IBPS PO III Notification
4. What is a post dated cheque? Ans. The date on the cheque beyond todays date then cheque becomes post dated. 5. What is stale cheque? . Cheque is valid for 3 months. If the date on the cheque is before 3 months, then the cheque becomes stale cheque. 6. What is a mutilated cheque? Ans. It is a damaged cheque. 7. What is At Par cheque? Ans. It is payable anywhere in India. 8. What is Multi city cheque? Ans. A cheque which is payable in any branch of a particular bank. 9. What is Repo rate? Ans. The rate at which RBI lends money to other banks. 10. What is Reverse Repo rate? Ans. The rate at which RBI pays interest to the banks. 11. . Which bank is called as Central bank? Ans. RBI is also called as Central bank. 12. What is Internet banking? Ans. Banking through internet. 13. What is Inflation? Ans. It is a state where money looses the value hence prices will go up (or) Decreasing the value of money. 14. What is Deflation? Ans. It is opposite to inflation. Money will have more value. Here the products looses the value. 15. What is Debit cum ATM card? Ans. The customer can deposit and withdraw cash by means of magnetic ATM card. 16. What is ATM? Ans. Automated Teller Machine. 17. What is PLR and BPLR? Ans. PLR - Prime Lending Rate. BPLR - Basic Prime Lending Rate. 18. What is Credit card? Ans. Credit card is a plastic instrument that can be used for the purchase of goods and services. You can buy the services and then pay the cash to the bank. Limits will be fixed based on the net worth of the customer. Leading credit cards: VISA, MASTER.
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RRB Scores RRB Exam Discussion GK Capsule for RRB Apply Online Doubts Clarified - II Doubts Clarified (IBPS RRB Recruitment) RRB's Notification Out
Written Test Result Share your exam experience Special GK Capsule for Exam Doubts Clarified Detailed Notification Exam Pattern Fresh Vacancy Announcement
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GENERAL INSURANCE COMPANIES
Special GK Capsule for Exam Download Admit Card for Written Test Last date to apply extended Role of Insurance Assistant Doubts Clarified Notification
19. What is an NRI a/c? Ans. NRI stands for Non Resident Indian. An Indian who is residing in abroad can open an SB a/c in Indian banks. These accounts are called NRI a/cs. 20. What is CRR and SLR? Ans. CRR: Cash Reserve Ratio It is the ratio of physical cash that every bank has to keep with RBI. SLR: Statutory Liquidity Ratio It is the ratio of liquid assets that every bank has to keep with RBI. 21. What is RTGS and NEFT? Ans. RTGS: Real Time Gross Settlement. Minimum limit - 2lakh. Max. limit - No limit NEFT: National Electronic Fund Transfer. These two are the two methods through which funds can be transferred from one bank to another bank. No Minimum & Max. limit in NEFT.
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Final Allotment Result Common Interview Results Share your Interview Experience Common Interview Notification Scores of Written Test Written Result How was IBPS Specialist Officer Paper? Download Call Letter Marketing Officer Sample Paper IT Officer Syllabus HR Officer Syllabus Detailed Notification Specialist Officer Notification
22. What is NPA? Ans. NPA: Non Performing Asset: When a loan becomes bad then it becomes NPA. 23. What is online banking? Ans. Nothing but any where banking. A customer can operate his account from any branch of a particular bank. 24. What is a currency chest? i. To facilitate the distribution of banknotes and rupee coins, the Reserve Bank has authorised select branches of scheduled banks to establish Currency Chests. ii. These are actually storehouses where banknotes and rupee coins are stocked on behalf of the Reserve Bank. As on June 30, 2006, there were 4428 Currency Chests and 4102 Small Coin Depots. iii. The currency chest branches are expected to distribute banknotes and rupee coins to other bank branches in their area of operation. 25. What are soiled, mutilated and imperfect banknotes? (i) "soiled note:" means a note which, has become dirty due to usage and also includes a two piece note pasted together wherein both the pieces presented belong to the same note, and form the entire note. (ii) Mutilated banknote is a banknote, of which a portion is missing or which is composed of more than two pieces. (iii) Imperfect banknote means any banknote, which is wholly or partially, obliterated, shrunk, washed, altered or indecipherable but does not include a mutilated banknote. 26. Why is One Rupee liability of the Government of India? Ans: The Government of India derives authority to issue Rupee coins from the Coinage Act. As such the rupee coins issued by Government constitute the liabilities of the Government. 27. What is legal tender? Ans: The coins issued under the authority of Section 6 of The Coinage Act, 1906, shall be legal tender in payment or on account i.e. provided that a coin has not been defaced and has not lost weight so as to be less than such weight as may be prescribed by RBI 28. RBI Clean Note Policy: Reserve Bank of India has been continuously making efforts to make good quality banknotes available to the members of public To help RBI and banking system, the members of public are requested to ensure the following: 1. Not to staple the banknotes 2. Not to write / put rubber stamp or any other mark on the banknotes 3. Store the banknotes safely to prevent any damage 29. What is Unclaimed Deposit Account? Ans: Those saving or current accounts which have not been operated upon for 10 years or more, as at the end of each calendar year. 30. What is Inoperative /Dormant Account? Ans: A savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for over a period of two years. The following services are not available for inactive / inoperative accounts:
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SBI PO 2013
Check your marks Final Result Written Test Result Expected Cut-Offs and Analyis Post Exam Discussion Last Minute Tips (Exam Strategy) SBI GK Power Capsule Descriptive Topics Written Exam Call Letter-Download Apply Online (SBI PO) Detail Notification
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Second Round Allotment FInal Allocations, CutOffs Fill Your Bank Preference IBPS Clerk II: Vacancies Notification IBPS Clerk II: Interview Result Share your Interview Experience Common Interview Schedule and Call letter download Score Card - IBPS Clerk II Results - CWE Clerk II Feedback on IBPS Clerk (22 & 23 Dec) Feedback on IBPS Clerk (15th & 16 Dec) Best of Luck for IBPS Clerk 2012: Last Minute Tips GK Power Capsule for IBPS Clerk 2012 Current Affairs and GK
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Updates for Nov IBPS Clerk 2012 Call Letter IBPS Clerk Notification Changes in Selection Process Important Dates IBPS Recruitment Guidelines
(a) Request for address change (b) ATM/Debit card renewal or issue (c) Request for cheque book (d) Transactions through ATM/Debit card, Internet Banking and Phone banking (e) Transactions through issue of Clearing Cheque (applicable only for accounts in "Inoperative" status)
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IBPS PO 2012
HOW MANY QUESTIONS DID YOU ATTEMPT IN IBPS RRB PAPER (OFFICERS)?
IBPS PO II: Second Round of Allotment IBPS PO 2: Revised Allocation and Cut-offs New Allocation by March End Final Allotment Cancelled IBPS PO 2 - Final Allotment Register Bank Preference Preference List (Sample) Scores Analysis Common Interview Result Preference Notification List of Vacancies in IBPS PO 2012 Discuss Interview Experience Common Interview Schedule Check Your Score (IBPS PO 2012) Cut-Off Marks IBPS PO Results Out! Important dates Anonymous 9 December 2013 14:56 Thanks.....gr8 job Reply
Labels: Expected banking Questions For IBPS CLERK III exam, GK for IBPS Clerk III, GK Updates, IBPS Clerk III
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78 comments:
Anonymous 9 December 2013 14:55 Thanx Sir it will help a lot Reply
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Special GK Updates (October 2013) Special GK Updates (September 2013) Special GK Updates (August 2013) Special GK Updates (July 2013) Special GK Updates (June 2013) Special GK Updates (May 2013) Special GK Updates (Apr 2013) SBI PO GK Power Capsule Special GK Updates (Mar 2013) Special GK Updates (Feb 2013) Union Budget 2013-14 Economic Survey 2012-13 Rail Budget 2013-14 GK Update (Jan 2013) Special GK Updates (Dec) Special GK Updates (Nov) Special GK Updates (Oct) IBPS RRB PO Results Out! Monthly GK Capsule (Sept) Special GK Updates for SBI Clerk Exam Special GK Updates August 2012 IBPS RRB Officer Exam - Sample Paper
Anonymous 9 December 2013 14:58 sir please provide some DI for clerk exam pls pls lps Reply
Ankit Gupta commented on Ibps Specialist Officer Scores Out: could you please give me your contact no.I want to talk with you regarding IT officer exam pattern Anonymous commented on How Was Your Nicl Ao Exam Today: nicl ao b an gaya tu... b ol to stamp paper pe likh k de du... 100 questions me se 152 attempt ker k Anonymous commented on What Are My Chance Of Getting Through: Ab ey ullu, tujhey pata hota to tu pass ho gaya hota Anonymous commented on How Was Your Nicl Ao Exam Today: Sb i me kis post ke liye b hai Anonymous commented on Share Your Exam Experience Ibps Clerk_14: b rother paper me dono options the icici and vodafone :(
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Thanveer Jahan 9 December 2013 15:02 Thank u so much...its very useful .. m worried about GK Only... other sections m very gud ... will the cut off be reduced to low mark as po ...any chances ? because i heard that GK qns r very tough in IBPS Clerk 2013 Reply
Kapil Shrivastava 9 December 2013 15:21 in ques no 21.....NEFT has maximum limit of 2,00,000 INR. Reply Replies Anonymous 9 December 2013 20:20 boss no max limit for NEFT
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What are my chance of getting through IBPS Interview? : An Insight Expected Imp. Banking Questions for 14,15/Dec/2013 IBPS Clerk III exam. Banking "Buzzwords" Expected Questions for 14,15/Dec/2013 IBPS Clerk III exam.
Anonymous 9 December 2013 22:28 buddy improve your knowledge NEFT no maximum limit
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Special Current Affairs Capsule for IBPS RRB Special GK Updates (IBPS) - July IBPS PO 2011 - Actual Paper IBPS Clerk 2011 Actual Paper IBPS Bank PO 2012 Syllabus Category Certificate Formats Character Certificate Format Promotions in PSU Banks Sabbatical Leave Policy for Women Bond Enforcement in PSU Banks Economic Survey 2011-12 Key RBI Policy Rates Union Budget 2012: Highlights Important Marketing Terms-SBI Clerk Important Banking Terms Anonymous 9 December 2013 15:23 Sale bakchod ye ques pehle hi bta deta .. 7 8 date valo ka b kalyan hojata Reply IBPS Clerk Exam Analysis 7th-8th- December-Analysis (Both Shifts) Notification Released for IBPS PO III Interview How was your NICL AO Exam today? Reply Anonymous 10 December 2013 10:57 improve your gk dear....... GK Questions Asked in IBPS CLERK III Evening Shift exam on -8/Dec/2013 GK Power Capsule for November 2013 Share Your Exam Experience : IBPS Clerk III (14/Dec/2013) Morning Shift Share Your Exam Experience : IBPS Clerk III (14/Dec/2013) Evening Shift
Harshit Singhal 10 December 2013 11:22 no maximum limit but per trans. limit is 50000 .
Anonymous 9 December 2013 15:24 Thanks and please update the GK capsule for the month of November Reply
MOST COMMENTED
Anonymous 9 December 2013 15:27 capital marketting me se kuch imp. bathadho Reply
Anonymous 9 December 2013 15:32 Anyone selected from 9th Nov evening shift PO exam, please share your marks as I think all low scoring candidates are from 9th evening shift. Reply Replies Anonymous 9 December 2013 20:20 yes, i think the same..mine only 63 obc up
Anonymous 9 December 2013 23:48 Esa nei hai dear ,,,mere b same day tha ,,I got 89
Anonymous 9 December 2013 15:40 THANKS A LOT SIR........U R GREAT AND VERRY HELFULL FOR US...SOOOOOOOOOOO....MANY THANKS Reply
Anonymous 9 December 2013 16:01 Is der any chance for 3rd allotment for clerk....m depressed..; (....priyanka....plzz reply Reply Replies Anonymous 9 December 2013 17:42 May be but agr aayegi bhi to little bit change rehega cutt of down. In points it decrease. Mostly bank vacency fill kr chuke or ek ya do ka procedure chl rha bachi hui vancy fill krne ka wo direct mail or phon pe updat dal rhe h joining ki as united bank. To jyda hope na rakhe aage ki planning kre. Hum b apki trh hi cutt of se chuke hue h. Phir b be positve for future. Subhash
Anonymous 9 December 2013 18:39 Subash what r my chances acc to u...i belongs to general category from punjab..just 0.2 short...!!!plz reply...waiting for ur reply..priyanka...
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Anonymous 9 December 2013 19:39 Ohh yar very close. aani to chahiye kuch dost bank me unke according clericcal job me bhut divert rahta h. Some are not joining if they get po or ssc job. But priyanka ye b such h ccomptetion bhut jyda h or ab jo vacancy aayegi wo kam hi hogi. Umeed yhi h agr cutt off decrease hoti h to minimum 0.2 jrur hogi because result .02 step pe h. Lekin waha be apke marks ki categry wale bhut se honge to uske baad apki date of birth dekhi jaati h jo aged h unka selection phle hoga according to ibps. Or list aani b jruri nhi h apni mail id check krte rhna time to time and jo mob no online form me de rakha h use on rkhna. Ye direct msg and mail b dalte h koi correspondence nhi krte list se phle b kuch lucky person ko joining mil rhi h jo cuttoff ke bhut bhut nazdik h. Dost jyda preshaan mt hona bhut saare h jo little difference se chuke h. Hum aap b unhi me se h. 31 janurery last h us se phle ho jaye to accha nhi to phir humare baad humare dusre dosto b intzaar me h yaani jo ab exam de rhe h.
Anonymous 9 December 2013 19:46 And apka iss bar ka exam ksa rha. Ya abhi diya nhi h. Subhash
Anonymous 9 December 2013 20:29 Ish bar ka exam toh acha rha....pr yr...still 3rd list ki umeed hai..... Reply
Anonymous 9 December 2013 16:08 nicl ao admit card available in link below http://50.23.68.58:8085/ Reply
Anonymous 9 December 2013 16:23 When will result of clerk come? Reply Replies Anonymous 10 December 2013 10:59 on 4th or 5th dec till enjoy...... Reply
viigesh annam 9 December 2013 16:38 thnaks sir.. very useful to 14&15 batches... Reply
viigesh annam 9 December 2013 16:40 tell me the details about SBI CLERS NOTIFICATIONS pls.. pls Reply Replies Anonymous 9 December 2013 18:41 in feb Reply
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Anonymous 9 December 2013 16:58 thanku so much admin Reply
Anonymous 9 December 2013 17:17 Bhai logo admin ne question toh bahut badiya diye he but question toh isse b phadu as rahe he is me se maximum 1-2 question hi as sakte he. Reply Replies Anonymous 9 December 2013 19:06 1-2 no. se bht kch hota hai... pechaanoo ek ek no. ki ahemiyaat kyunki har no. important hai... Reply
Anonymous 9 December 2013 17:21 Bilkul sahi keh rage ho bhai. Reply
Anonymous 9 December 2013 17:24 how given experience detailed in RRB gramin bank because column ma kuch nahi lekhta hai please tell me Reply
Anonymous 9 December 2013 17:41 please load the gk update of november........ Reply
Anonymous 9 December 2013 18:23 hi stale cheque ki limit 3month ho chuki he .... and rtgs minim aunamount is rs 2 lakh Reply
Anonymous 9 December 2013 18:38 Sir thank you for providing such question .,if possible then pls provide some more ques Reply
imamul moazzam 9 December 2013 18:43 Koi friends mujhe ye batane ka kadt karega ki kya ibps online exam me ques. Solve karne k liye blank paper milta hai ya nahi..... Plz email me plz;@ imamul.cpr786@gmail.com Reply
Anonymous 9 December 2013 18:50 From 1 April 2012, cheques, drafts, pay orders and banker's cheques will be valid for only three months.
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Reply
Anonymous 9 December 2013 18:56 thanxxx a ton admin... you all really are LIFE savoir... Reply
Anonymous 9 December 2013 19:22 ATM- Automated Teller Machine Reply Replies Anonymous 9 December 2013 19:45 Right...It z automated not automatic.
Riya panchal 9 December 2013 22:51 ATM - Automated Teller Machine .....Right Reply
Pooja Agarwal 9 December 2013 19:56 Please help me in solving below questions.. Q 1 A bag contains Rs. 187 in the form of !rupee, 50 paise and 10 paise coins in the ratio 3:4:5. Find the number of 50 paise coins? Q2 Harish is 40 years old and Ramesh is 60 yrs old. How many years before the ratio was 1:2 ? Reply Replies saurabh 9 December 2013 20:14 @pooja 1. 136 coins 2. 20 yr
Anonymous 9 December 2013 21:45 yeh apka answer 136 kaise aya Reply
Nilam Dagli 9 December 2013 20:52 This comment has b een removed b y the author. Reply Replies Devendar Yadav 9 December 2013 23:32 Call me at 9950612727.....for computer help and question
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mohan gangu 10 December 2013 22:39 This comment has b een removed b y the author. Reply
Anonymous 9 December 2013 21:34 stale chqs validity has been min to 3mths frm six mths plz cross chk it once again Reply
Anonymous 9 December 2013 22:03 SLR: Statutory Liquidity Ratio It is the ratio of liquid assets that every bank has to keep with itself. please cross check it. Reply
Anonymous 10 December 2013 06:48 For finance and Banking related ATM : Automated Teller Machine For Computer Network related ATM: Asynchronous Transfer Model
And?????
Anonymous 10 December 2013 08:34 go through RBI website.....http://www.rbi.org.in/commonman/English/scripts/FAQs.as px u will definitly get a question from here...http://www.rbi.org.in Reply
Anonymous 10 December 2013 08:49 Sir Pls update november month gk . Reply
Anonymous 10 December 2013 09:49 in haramkhor ibps walon ka game plan nahi samajh me aa raha hai. : (, kuch din baad ghotalon ki list me ek aur ghotala add hone wala hai"IBPS ka marks ghotala" Reply
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baise mera exam toh khatam hogaya,next ke liye jarur kam aayega................thanks ADMIN Reply Replies Meghna Pande 10 December 2013 22:53 Always ready Good JOB Exam Reply
mohan gangu 10 December 2013 22:28 3:4:5 3x1:4x50/100:5x10/100 3:2:1/2 6:4:1 4/11x187=68 :-102+68+17=187 1rs-102, 50p-136, 10p-170 Reply
KP 11 December 2013 01:03 Thanks a lot sir....my exam on 15th dec, hope it wl b useful to me Reply
Anonymous 11 December 2013 12:18 THNAK U SIR ...BUT PLZ DISCUSS SOME MORE QUES ON BANKING............. Reply
Praveen Chand 11 December 2013 13:16 cant resist to thank admin ...u are awesome .......... Reply
Anonymous 11 December 2013 16:48 english is very hard subject ibps exam Reply
Jagan 13 December 2013 12:12 Oh! Thanx a lot sir.. Really its very useful for my banking exam.. Reply Add comment
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