https://www.nabard.org/english/SchemePromotion.

aspx

Scheme for Promotion of Women Self Help Groups A scheme for promotion and financing of Women Self Help Groups (WSHG) in association with Government of India is being implemented across 150 backward districts of the country. The list of districts is given in Annexure. The scheme is an attempt at having Self Help Promoting Institutes (SHPI) to work not merely as an SHPI for promoting and enabling credit linkage of these groups with banks, but also serving as a banking / business facilitator, tracking, monitoring these groups and also being responsible for loan repayments. The objective of the scheme is to saturate the districts with viable and self sustainable WSHGs by involving anchor NGOs / support agencies who shall promote and facilitate credit linkage of these groups with banks, provide continuous handholding support, enable their journey for livelihoods and also take responsibility for loan repayments. NABARD shall provide grant support @Rs.10,000/- per SHG to these NGOs over a period of three years and also bear the cost of training and other capacity building initiatives. Some of the salient features of the scheme are as below: i. An anchor NGO / support agency will be selected by LDM in consultation with the DDM, NABARD and DLCC in each of the identified districts for implementation of the project.

ii.

The scheme would be implemented through bank branches, having CBS facility.

iii.

The identified bank branch will enter into a MoU with the identified NGO / support agency.

iv.

The identified NGOs will be eligible for grant assistance upto a maximum of RS.10,000 per WSHG.

v.

All loans to new WSHGs promoted shall preferably be under the cash credit mode.

vi.

NABARD will provide need based awareness and capacity development programmes for key stakeholders under the project.

vii.

A Service Charge of 5% per annum on monthly average loan outstanding shall be paid by the participating bank to the respective NGOs / support agencies to meet their administrative, transaction and risk costs.

Annexure List of 150 LWE affected / Backward districts identified under WSHG Sr No 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 Name of the state Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Andhra Pradesh Arunachal Pradesh Arunachal Pradesh Assam Assam Assam Assam Bihar Bihar Districts identified Adilabad Anant pur East Godavari Guntur Karimnagar Khammam Kurnool Medak Mehboobnagar Nalgonda Nizamabad Prakasam Srikakulam Visakapatnam Vizianagaram Warangal Dibang Valley West Siang Dhemaji Karbi Angling Kokrajhar North Cachar Hills Arwal Aurangabad Lead Bank State Bank of Hyderabad Syndicate Bank Andhra Bank Andhra Bank State Bank of Hyderabad State Bank of Hyderabad Syndicate Bank State Bank of India State Bank of India State Bank of Hyderabad State Bank of Hyderabad Syndicate Bank Andhra Bank State Bank of India State Bank of India State Bank of India State Bank of India State Bank of India United Bank of India State Bank of India UCO Bank State Bank of India Punjab National Bank Punjab National Bank

25 26 27 28 29 30 31 32 33 34

Bihar Bihar Bihar Bihar Bihar Bihar Bihar Bihar Bihar Bihar

Bhojpur East Champaran Gaya Jamui Jehanabad Kaimur Munger Nalanda Nawada Patna

Punjab National Bank Central Bank of India Punjab National Bank State Bank of India Punjab National Bank Punjab National Bank UCO Bank Punjab National Bank Punjab National Bank Punjab National Bank

Annexure Sr No 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56

Name of the state Bihar Bihar Bihar Bihar Chattisgarh Chattisgarh Chattisgarh Chattisgarh Chattisgarh Chattisgarh Chattisgarh Chattisgarh Chattisgarh Chattisgarh Dadra & Nagar Haveli Goa Gujarat Gujarat Haryana Haryana Himachal Pradesh Himachal Pradesh

Districts identified Rohtas Sitamarhi Vaishali West Champaran Bastar Bijapur Dantewada Jashpur Kanker Kawardha Korea (Baikunthpur) Narayanpur Rajnand gaon Sarguja Dadra Nagar Haveli North Goa Dahod Dangs Mewat Sirsa Mandi Simour

Lead Bank Punjab National Bank Bank of Baroda Central Bank of India Central Bank of India State Bank of India State Bank of India State Bank of India State Bank of India State Bank of India State Bank of India Central Bank of India State Bank of India Dena Bank Central Bank of India Dena Bank State Bank of India Bank of Baroda Bank of Baroda Syndicate Bank Punjab National Bank Punjab National Bank UCO Bank

57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75

Jammu & Kashmir Jammu & Kashmir Jammu & Kashmir Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand Jharkhand

Doda Kupwara Poonch Bokaro Chatra Dhanbad East Singhbhum Garhwa Girdih Gumla Hazaribagh Khunti Koderma Latehar Lohardagga Palamu Ramgarh Ranchi Saraikela Kharaswan

State Bank of India Jammu & Kashmir Bank Jammu & Kashmir Bank Bank of India Bank of India Bank of India Bank of India State Bank of India Bank of India Bank of India Bank of India Bank of India Bank of India State Bank of India Bank of India State Bank of India Bank of India Bank of India Bank of India

Annexure Sr No 76 77 78 79 80 81 82 83 84 85 86 87 88 89 Name of the state Jharkhand Jharkhand Karnataka Karnataka Kerala Kerala Madhya Pradesh Madhya Pradesh Madhya Pradesh Madhya Pradesh Madhya Pradesh Madhya Pradesh Madhya Pradesh Madhya Pradesh Districts identified Simgoda West Singhbhum Chitra Durga Gulbarga Palakkad Wynad Annuppur Balaghat Dindori Mandla Rewa Sahadol Seoni Sidhi Lead Bank Bank of India Bank of India Canara Bank State bank of India Canara Bank Canara Bank Central Bank of India Central Bank of India Central Bank of India Central Bank of India Union Bank of India Central Bank of India Central Bank of India United Bank of India

90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 Annexure

Madhya Pradesh Maharashtra Maharashtra Maharashtra Maharashtra Maharashtra Maharashtra Manipur Manipur Meghalaya Meghalaya Mizoram Mizoram Nagaland Nagaland Odisha Odisha Odisha Odisha Odisha Odisha Odisha Odisha Odisha Odisha Odisha Odisha

Umaria Chandrapur Dhule Gadchiroli Gondia Nanded Nandurbar Churachandrapur Tamanlong South Garo Hills West Garo Hills Lawngtlai Lunglei Mon Tuensang Bolangir Deogarh Dhenkanal Gajapati Ganjam Jajpur Kalahandi Kandhamal Keonjhar Koraput Malkangiri Mayurbhanj

State Bank of India Bank of India Central Bank of India Bank of India Bank of India State Bank of India State Bank of India State Bank of India United Bank of India State Bank of India State Bank of India State Bank of India State Bank of India State Bank of India State Bank of India State Bank of India State Bank of India UCO Bank Andhra Bank Andhra Bank State Bank of India State Bank of India State Bank of India Bank of India State Bank of India State Bank of India Bank of India

Sr No Name of the state 117 118 119 120 121 122 Odisha Odisha Odisha Odisha Odisha Odisha

Districts identified Navrangpur Nayagarh Nuapada Rayagada Sambalpur Sonepur

Lead Bank State Bank of India State Bank of India State Bank of India State Bank of India State Bank of India State Bank of India

123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150

Odisha Punjab Rajasthan Rajasthan Rajasthan Rajasthan Sikkim Sikkim Tamil Nadu Tamil Nadu Tripura Tripura Uttar pradesh Uttar pradesh Uttar pradesh Uttar pradesh Uttar pradesh Uttar pradesh Uttar pradesh Uttar pradesh Uttarakhand Uttarakhand West Bengal West Bengal West Bengal West Bengal West Bengal West Bengal

Sundargarh Hoshiarpur Banaswara Barmer Dungarpur Jhalawar Sikkim East Sikkim North Nagapattinam Nagar coil Dhalai West Tripura Balrampur Chandauli Chitrakoot Jaunpur Kaushaumbi Mahoba Mirzapur Sonebhadra Chamoli Tehri Garhwal Bankura Birbhoom Jalpaiguri Malda Midnapur (W) Purulia

State Bank of India Punjab National Bank Bank of Baroda State Bank of Bikaner & Jaipur Bank of Baroda Central Bank of India State Bank of India State Bank of India Indian Overseas Bank Indian Overseas Bank United Bank of India United Bank of India Allahabad Bank Union Bank of India Allahabad Bank United Bank of India Bank of Baroda Allahabad Bank Allahabad Bank Allahabad Bank State Bank of India State Bank of India United Bank of India UCO Bank Central Bank of India United Bank of India United Bank of India United Bank of India