FOR IMMEDIATE RELEASE

Media Contact: Lance A. Browning (903)-787-8916 lance@incomesolutionstx.com

Lance A. Browning Earns Retirement Income Certified Professional Designation

Tyler, TX, January 24, 2014 Lance A. Browning, an advisor at Income Solutions Wealth Management has obtained his Retirement Income Certified Professional (RICP) designation. The designation represents the culmination of years of experience, the completion of a rigorous educational program and a commitment to upholding a high ethical standard. I am proud to add the RICP designation to my professional credentials, said Browning. I believe the designation is important because it helps clients understand they are working with a knowledgeable, experienced advisor who conducts business with the highest level of integrity.

The RICP designation is awarded by the Certification Committee of the Board of Trustees at The American College, a regionally accredited institution of higher education. To earn the designation, financial professionals must pass three college-level courses covering such topics as investments, retirement planning, taxes, insurance planning, financial planning and estate planning. In addition, RIPC designees must complete at least three years of full-time work experience in a related field and must take a pledge of ethics.

Browning has been helping clients pursue their financial goals for over 16 years. To find out more about the RICP designation, visit www.theamericancollege.edu. Securities offered through LPL Financial, member FINRA/SIPC.

THE NATIONS NEWS

MONEY

11.05.13
3 QUESTIONS FOR DAVE LITTELL

SPECIAL REPRINT

What is RICP, and why should retirees care?

Dave Littell is Retirement Income Program Director at The American College, the nations largest nonprofit educational institution devoted to financial services. Q. Why should retirees care about the Retirement Income Certified Professional (RICP) designation? A. People just arent sure how to draw down their savings and live a fulfilling lifestyle in retirement at the same time. And the strategies people need to use in retirement are very different from the ones they used to build up their nest eggs. The American College created the RICP to prepare financial advisers to help customers make sure their nest eggs last and have greater peace of mind during a retirement that could be decades long. It focuses on topics like how to convert your savings into steady retirement income, choosing when to claim Social Security and company retirement benefits, addressing health and long-term care and more. Q. How is that different from the CFP designation? A. Unlike a general financial planning program like the CFP or ChFC, the RICP delves much more deeply into the specific area of retirement income planning. It addresses everything from how retirees can use their savings in smart, strategic ways to realize their dreams during retirement, to making a financial action plan for how theyll be cared for if they can no longer care for themselves. It also trains advisers to plan for potential issues that can have a serious negative impact on a persons retirement plans. Q. What does it mean when I find a planner with that designation? How common is it? And how fast is it growing? A. Retirees and soonto-be retirees need to pick well trained, educated and qualified financial planners to help develop their retirement income plan. Dave Littell When an individual finds an adviser with the RICP designation, theyll know their adviser has specific education and knowledge that can help them think through all the complexities

of making their savings last throughout retirement. People can find an adviser with the RICP designation at designation-check.com.

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(#79191) Reprinted from the November 5, 2013 issue of USA TODAY. 2013 Gannett Co., Inc. For more information about reprints from USA TODAY, visit PARS International Corp. at www.gannettreprints.com.