Charles Schwab

Form 5500
Department of the Treasury Internal Revenue Service Department of Labor Employee Benefits Security Administration Pension Benefit Guaranty Corporation
Annual Return/Report of Employee Benefit Plan

This form is required to be filed for employee benefit plans under sections 104 and 4065 of the Employee Retirement Income Security Act of 1974 (ERISA) and sections 6047(e), 6057(b), and 6058(a) of the Internal Revenue Code (the Code). Complete all entries in accordance with the instructions to the Form 5500.
OMB Nos. 1210-0110 1210-0089
2012
This Form is Open to Public Inspection
Part I A
Annual Report Identification Information X X X X

01/01/2012 a multiemployer plan;
a single-employer plan; the first return/report; an amended return/report; and ending
For calendar plan year 2012 or fiscal plan year beginning This return/report is for:
12/31/2012
X X X X X
a multiple-employer plan; or a DFE (specify)
_C_
B C D
This return/report is:
the final return/report; a short plan year return/report (less than 12 months).
If the plan is a collectively-bargained plan, check here. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Check box if filing under:
X X Form 5558;
automatic extension;
special extension (enter description) ABCDEFGHI
X the DFVC program; ABCDEFGHI ABCDEFGHI ABCDE 1b 1c 2b 2c 2d

Three-digit plan 002 001 number (PN) Effective date of plan 10/01/1983 YYYY-MM-DD Employer Identification Number (EIN) 94-3025021 012345678 Sponsors telephone number 0123456789 415-667-7000 Business code (see instructions) 523120 012345
Part II Basic Plan Informationenter all requested information 1a Name of plan ABCDEFGHI ABCDEFGHISAVINGS ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI SCHWABPLAN RETIREMENT AND INVESTMENT PLAN ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI 2a
Plan sponsors name and address; include room or suite number (employer, if for a single-employer plan)
THE CHARLES SCHWAB CORPORATION
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI D/B/A ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI 211 MAIN STREET c/o ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI SAN FRANCISCO, CA 94105 123456789 ABCDEFGHI ABCDEFGHI ABCDE 123456789 ABCDEFGHI ABCDEFGHI ABCDE CITYEFGHI ABCDEFGHI AB, ST 012345678901 UK
Caution: A penalty for the late or incomplete filing of this return/report will be assessed unless reasonable cause is established. Under penalties of perjury and other penalties set forth in the instructions, I declare that I have examined this return/report, including accompanying schedules, statements and attachments, as well as the electronic version of this return/report, and to the best of my knowledge and belief, it is true, correct, and complete. SIGN HERE
Filed with authorized/valid electronic signature.

Signature of plan administrator
10/04/2013 YYYY-MM-DD
Date
JAY ALLEN ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDE

Enter name of individual signing as plan administrator
SIGN HERE Signature of employer/plan sponsor SIGN HERE
YYYY-MM-DD
Date
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDE

Enter name of individual signing as employer or plan sponsor
YYYY-MM-DD
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDE
Signature of DFE Date Enter name of individual signing as DFE Preparers name (including firm name, if applicable) and address; include room or suite number. (optional) Preparers telephone number ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI (optional) DELOITTE TAX LLP 415-783-4000
ABCDEFGHI ABCDEFGHI ABCDEFGHIABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI 555 MISSION STREET, 14TH FLOOR ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHIABCDEFGHI ABCDEFGHI ABCDEFGHI SAN FRANCISCO, CA 94105 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHIABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI
For Paperwork Reduction Act Notice and OMB Control Numbers, see the instructions for Form 5500.
Form 5500 (2012) v. 120126
Form 5500 (2012)
Page 2
3a
Plan administrators name and address X Same as Plan Sponsor Name
X Same as Plan Sponsor Address
3b 3c
Administrators EIN
012345678 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c/o ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI 123456789 ABCDEFGHI ABCDEFGHI ABCDE 123456789 ABCDEFGHI ABCDEFGHI ABCDE CITYEFGHI ABCDEFGHI AB, ST 012345678901 UK 4 If the name and/or EIN of the plan sponsor has changed since the last return/report filed for this plan, enter the name,
EIN and the plan number from the last return/report: Administrators telephone number
0123456789
4b 4c 5
EIN
012345678
PN
a 5 6 a b c d e f g h 7 8a b
Sponsors name
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI

Total number of participants at the beginning of the plan year Number of participants as of the end of the plan year (welfare plans complete only lines 6a, 6b, 6c, and 6d). Active participants ..................................................................................................................................................................... Retired or separated participants receiving benefits................................................................................................................. Other retired or separated participants entitled to future benefits............................................................................................. Subtotal. Add lines 6a, 6b, and 6c........................................................................................................................................... Deceased participants whose beneficiaries are receiving or are entitled to receive benefits. .................................................. Total. Add lines 6d and 6e. ...................................................................................................................................................... Number of participants with account balances as of the end of the plan year (only defined contribution plans complete this item) .................................................................................................................................................................... Number of participants that terminated employment during the plan year with accrued benefits that were less than 100% vested .............................................................................................................................................................. Enter the total number of employers obligated to contribute to the plan (only multiemployer plans complete this item) .........
012 123456789012 17816
6a 6b 6c 6d 6e 6f 6g 6h 7
123456789012 12951 123456789012 4721 123456789012 356 123456789012 18028 123456789012 71 123456789012 18099
17468 123456789012
0 123456789012
If the plan provides pension benefits, enter the applicable pension feature codes from the List of Plan Characteristics Codes in the instructions: 2E 2F 2H 2J 2K 2O 2R 3H If the plan provides welfare benefits, enter the applicable welfare feature codes from the List of Plan Characteristics Codes in the instructions:
9a
Plan funding arrangement (check all that apply) (1) X Insurance (2) (3) (4)
9b
Plan benefit arrangement (check all that apply) (1) X Insurance (2) (3) (4)
X X X
Code section 412(e)(3) insurance contracts Trust General assets of the sponsor
X X X
Code section 412(e)(3) insurance contracts Trust General assets of the sponsor
10 a
Check all applicable boxes in 10a and 10b to indicate which schedules are attached, and, where indicated, enter the number attached. (See instructions) Pension Schedules X R (Retirement Plan Information) (1) (2)
General Schedules (1) (2) (3) (4) (5) (6)
X X X X X X
H (Financial Information) I (Financial Information Small Plan) ___ A (Insurance Information) C (Service Provider Information) D (DFE/Participating Plan Information) G (Financial Transaction Schedules)
MB (Multiemployer Defined Benefit Plan and Certain Money Purchase Plan Actuarial Information) - signed by the plan actuary SB (Single-Employer Defined Benefit Plan Actuarial Information) - signed by the plan actuary
(3)
Schedule C (Form 5500) 2011
Page 1
SCHEDULE C
(Form 5500)
Service Provider Information

This schedule is required to be filed under section 104 of the Employee Retirement Income Security Act of 1974 (ERISA).
OMB No. 1210-0110
2012
This Form is Open to Public Inspection.
File as an attachment to Form 5500.

01/01/2012
and ending
For calendar plan year 2012 or fiscal plan year beginning
12/31/2012
A Name of plan SCHWABPLAN RETIREMENT SAVINGS AND INVESTMENT PLAN ABCDEFGHI
Three-digit plan number (PN)
001
002
C Plan sponsors name as shown on line 2a of Form 5500 ABCDEFGHI THE CHARLES SCHWAB CORPORATION
D Employer Identification Number (EIN) 012345678 94-3025021
Part I
Service Provider Information (see instructions)
You must complete this Part, in accordance with the instructions, to report the information required for each person who received, directly or indirectly, $5,000 or more in total compensation (i.e., money or anything else of monetary value) in connection with services rendered to the plan or the person's position with the plan during the plan year. If a person received only eligible indirect compensation for which the plan received the required disclosures, you are required to answer line 1 but are not required to include that person when completing the remainder of this Part.
1 Information on Persons Receiving Only Eligible Indirect Compensation a Check "Yes" or "No" to indicate whether you are excluding a person from the remainder of this Part because they received only eligible
indirect compensation for which the plan received the required disclosures (see instructions for definitions and conditions).. . . . . . . . . . . . . . .
X Yes X No
If you answered line 1a Yes, enter the name and EIN or address of each person providing the required disclosures for the service providers who received only eligible indirect compensation. Complete as many entries as needed (see instructions).
(b)
Enter name and EIN or address of person who provided you disclosures on eligible indirect compensation
CHARLES SCHWAB & CO INC
94-1737782
(b) Enter name and EIN or address of person who provided you disclosure on eligible indirect compensation
(b) Enter name and EIN or address of person who provided you disclosures on eligible indirect compensation
For Paperwork Reduction Act Notice and OMB Control Numbers, see the instructions for Form 5500
Schedule C (Form 5500) 2012 v.120126
Page 2- 1
Page 3
-1 1 x
2. Information on Other Service Providers Receiving Direct or Indirect Compensation.
Except for those persons for whom you answered Yes to line 1a above, complete as many entries as needed to list each person receiving, directly or indirectly, $5,000 or more in total compensation (i.e., money or anything else of value) in connection with services rendered to the plan or their position with the plan during the plan year. (See instructions).
(a) Enter name and EIN or address (see instructions)

SCHWAB RETIREMENT PLAN SERVICES INC
34-1479833
(b)
Service Code(s)
(c)
(d)
(e)
(f)
Did indirect compensation include eligible indirect compensation, for which the plan received the required disclosures?
(g)
(h)
Relationship to Enter direct Did service provider employer, employee compensation paid receive indirect organization, or by the plan. If none, compensation? (sources person known to be enter -0-. other than plan or plan a party-in-interest sponsor)
Did the service Enter total indirect compensation received by provider give you a service provider excluding formula instead of an amount or eligible indirect compensation for which you estimated amount? answered Yes to element (f). If none, enter -0-.
100% OWNED 12 13 14 15 ABCDEFGHI SUBSIDIARY 37 50 64 ABCDEFGHI
123456789012 259253 345
123456789012345
Yes
No X
Yes
No
Yes
No
ABCD (a) Enter name and EIN or address (see instructions)

CHARLES SCHWAB & CO INC
94-1737782
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
Did service provider Relationship to Enter direct receive indirect employer, employee compensation paid organization, or by the plan. If none, compensation? (sources other than plan or plan person known to be enter -0-. sponsor) a party-in-interest
Enter total indirect Did the service compensation received by provider give you a service provider excluding formula instead of eligible indirect an amount or compensation for which you estimated amount? answered Yes to element (f). If none, enter -0-.
28 50
100% OWNED ABCDEFGHI SUBSIDIARY ABCDEFGHI ABCD
123456789012 815503 345
1234567890123450
Yes X No
Yes X
No
Yes X
No

RAINIER INVESTMENT MANAGEMENT
91-1457076
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
28 50
ABCDEFGHI NONE ABCDEFGHI ABCD
123456789012 592188 345
Yes
No X
Yes
No
Yes
No
Page 3
-1 2 x

THOMPSON SIEGEL & WALMSLEY LLC 6806 PARAGON PLACE RICHMOND, VA 23230
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
28 50
NONE ABCDEFGHI ABCDEFGHI ABCD
123456789012 400221 345
123456789012345
Yes
No X
Yes
No
Yes
No

ASCENSION WEALTH PARTNERS LLC
51-0666181
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 7548 345
123456789012345
Yes
No X
Yes
No
Yes
No

ATLANTIC TRUST PRIVATE WEALTH
20-0822261
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 6714 345
Yes
No X
Yes
No
Yes
No
Page 3
-1 3 x

BALASA DINVERNO & FOLTZ LLC
36-4445980
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 14692 345
123456789012345
Yes
No X
Yes
No
Yes
No

CAPITAL ADVANTAGE INC
94-3307876
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 5794 345
123456789012345
Yes
No X
Yes
No
Yes
No

DESTINATION WEALTH MANAGEMENT
57-2393268
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 6387 345
Yes
No X
Yes
No
Yes
No
Page 3
-1 4 x

DOUGLAS C LANE & ASSOCIATES
13-3776773
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 16241 345
123456789012345
Yes
No X
Yes
No
Yes
No

FRONTIER INVESTMENT MANAGEMENT
75-2328323
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 8356 345
123456789012345
Yes
No X
Yes
No
Yes
No

PRIVATE OCEAN
20-5742052
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 43583 345
Yes
No X
Yes
No
Yes
No
Page 3
-1 5 x

ROSENBLUM SILVERMAN SUTTON SF INC
94-3078542
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 13730 345
123456789012345
Yes
No X
Yes
No
Yes
No

SCHAEFER FINANCIAL MANAGEMENTS
84-1593457
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 5162 345
123456789012345
Yes
No X
Yes
No
Yes
No

SCHARF INVESTMENTS LLC
26-3775085
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 18475 345
Yes
No X
Yes
No
Yes
No
Page 3
-1 6 x

TCI WEALTH ADVISORS INC
86-1002710
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 14179 345
123456789012345
Yes
No X
Yes
No
Yes
No

WINDHAVEN INVESTMENT MANAGEMENT
27-3763801
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 15698 345
123456789012345
Yes
No X
Yes
No
Yes
No

FIRST REPUBLIC INVESTMENT MANA
22-3623353
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 9703 345
Yes
No X
Yes
No
Yes
No
Page 3
-1 7 x

FISHER INVESTMENTS
20-2480800
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
26 50
123456789012 8592 345
123456789012345
Yes
No X
Yes
No
Yes
No
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
ABCDEFGHI ABCDEFGHI ABCD
123456789012 345
123456789012345
Yes
No
Yes
No
Yes
No
(b)
Service Code(s)
(c)
(d)
(e)
(f)
(g)
(h)
ABCDEFGHI ABCDEFGHI ABCD
123456789012 345
Yes
No
Yes
No
Yes
No
Page 4- 1
Part I Service Provider Information (continued) 3 If you reported on line 2 receipt of indirect compensation, other than eligible indirect compensation, by a service provider, and the service provider is a fiduciary
or provides contract administrator, consulting, custodial, investment advisory, investment management, broker, or recordkeeping services, answer the following questions for (a) each source from whom the service provider received $1,000 or more in indirect compensation and (b) each source for whom the service provider gave you a formula used to determine the indirect compensation instead of an amount or estimated amount of the indirect compensation. Complete as many entries as needed to report the required information for each source.
(a) Enter service provider name as it appears on line 2
(b) Service Codes

(see instructions)
(c) Enter amount of indirect

compensation
(d) Enter name and EIN (address) of source of indirect compensation
(e) Describe the indirect compensation, including any formula used to determine the service providers eligibility for or the amount of the indirect compensation.
(b) Service Codes

(see instructions)

compensation
(b) Service Codes

(see instructions)

compensation
Page 5- 1
Part II Service Providers Who Fail or Refuse to Provide Information 4 Provide, to the extent possible, the following information for each service provider who failed or refused to provide the information necessary to complete
this Schedule.
(a) Enter name and EIN or address of service provider (see

instructions)
(b) Nature of
Service Code(s)
(c) Describe the information that the service provider failed or refused to
provide
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI 1234567890
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI
ABCD ABCD ABCD ABCD ABCD
10 11 12 13
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI

provide
ABCDE ABCDE ABCDE ABCDE ABCDE ABCDE

instructions)
(b) Nature of
Service Code(s)
(c) Describe the information that the service provider failed or refused to ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI
provide
10 11 12 13

instructions)
(b) Nature of
Service Code(s)
provide
10 11 12 13

instructions)
(b) Nature of
Service Code(s)
provide
10 11 12 13

instructions)
(b) Nature of
Service Code(s)
provide
10 11 12 13

instructions)
(b) Nature of
Service Code(s)
(c) Describe the information that the service provider failed or refused to
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI 1234567890
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI
ABCD ABCD ABCD ABCD
Page 6- 1 1
Part III a c d
Name:
Termination Information on Accountants and Enrolled Actuaries (see instructions)

(complete as many entries as needed)
Position: Address:
Explanation:
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI
ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI
ABCD
EIN:
123456789
ABCD 1234567890 e Telephone: ABCD ABCD ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD b
EIN:
a c d
Name: Position: Address:
123456789
Explanation:
EIN:
a c d
123456789
Explanation:
EIN:
a c d
123456789
Explanation:
EIN:
a c d
123456789
Explanation:
ABCD 1234567890 e Telephone: ABCD ABCD ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI
SCHEDULE D
(Form 5500)
Department of the Treasury Internal Revenue Service Department of Labor Employee Benefits Security Administration
DFE/Participating Plan Information

This schedule is required to be filed under section 104 of the Employee Retirement Income Security Act of 1974 (ERISA).
OMB No. 1210-0110
2012
01/01/2012
and ending
12/31/2012
A Name of plan B Three-digit 002 SCHWABPLAN AND INVESTMENT PLAN ABCDEFGHI RETIREMENT ABCDEFGHISAVINGS ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI 001 plan number (PN) ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI D Employer Identification Number (EIN) C Plan or DFE sponsors name as shown on line 2a of Form 5500 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI 012345678 THE CHARLES SCHWAB CORPORATION 94-3025021 ABCDEFGHI Part I Information on interests in MTIAs, CCTs, PSAs, and 103-12 IEs (to be completed by plans and DFEs) (Complete as many entries as needed to report all interests in DFEs) a Name of MTIA, CCT, PSA, or 103-12 IE: CHARLES SCHWAB STABLE VALUE FUND ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI THE CHARLES SCHWAB TRUST COMPANY b Name of sponsor of entity listed in (a): ABCDEFGHI d Entity e Dollar value of interest in MTIA, CCT, PSA, or C c EIN-PN 81-0625180-001 0 123456789-123 1 -123456789012345 code 103-12 IE at end of year (see instructions) a b c a
MANAGED RETIRE TRUST 2010 Name of MTIA, CCT, PSA, or 103-12 IE: SCHWAB ABCDEFGHI ABCDEFGHI ABCDEFGHI
Name of sponsor of entity listed in (a): EIN-PN 81-0625169-001
THE CHARLES SCHWABABCDEFGHI TRUST COMPANY ABCDEFGHI ABCDEFGHI

Entity code
ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI

5653831 -123456789012345
123456789-123
ABCDEFGHI e Dollar value of interest in MTIA, CCT, PSA, or C 1 103-12 IE at end of year (see instructions)
ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI THE CHARLES SCHWAB TRUST COMPANY b Name of sponsor of entity listed in (a): ABCDEFGHI d Entity e Dollar value of interest in MTIA, CCT, PSA, or C 32244983 c EIN-PN 81-0625169-002 123456789-123 1 -123456789012345 code 103-12 IE at end of year (see instructions) a b c a
ABCDEFGHI ABCDEFGHI THE CHARLES SCHWABABCDEFGHI TRUST COMPANY

Entity code

32188632 -123456789012345
123456789-123
ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI THE CHARLES SCHWABABCDEFGHI TRUST COMPANY b Name of sponsor of entity listed in (a): ABCDEFGHI d Entity e Dollar value of interest in MTIA, CCT, PSA, or C c EIN-PN 81-0625169-004 34289743 123456789-123 1 -123456789012345 code 103-12 IE at end of year (see instructions) a b c a b c
MANAGED RETIRE TRUST INC Name of MTIA, CCT, PSA, or 103-12 IE: SCHWAB ABCDEFGHI ABCDEFGHI ABCDEFGHI
Name of sponsor of entity listed in (a): EIN-PN 81-0625169-005 123456789-123
Name of MTIA, CCT, PSA, or 103-12 IE: SCHWAB MANAGED RETIRE TRUST 2040 ABCDEFGHI ABCDEFGHI ABCDEFGHI
ABCDEFGHI ABCDEFGHI THE CHARLES SCHWABABCDEFGHI TRUST COMPANY

Entity code

5982961
-123456789012345
THE CHARLES SCHWABABCDEFGHI TRUST COMPANY ABCDEFGHI ABCDEFGHI

Entity code

3410242
ABCDEFGHI e Dollar value of interest in MTIA, CCT, PSA, or 1 103-12 IE at end of year (see instructions)
-123456789012345
Schedule D (Form 5500) 2012 v. 120126
Schedule D (Form 5500) 2012
Page 2
- 11 x ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI

12200861
a b c a b c a b c a
MANAGED RETIRE TRUST 2025 Name of MTIA, CCT, PSA, or 103-12 IE: SCHWABABCDEFGHI ABCDEFGHI ABCDEFGHI
THE CHARLES SCHWAB ABCDEFGHI TRUST COMPANY ABCDEFGHI ABCDEFGHI

Entity code
123456789-123
ABCDEFGHI e Dollar value of interest in MTIA, CCT, PSA, or 1 103-12 IE at end of year (see instructions)
-123456789012345

Entity code

16944920
-123456789012345

Entity code

9286553
-123456789012345
ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI THE CHARLES SCHWAB ABCDEFGHI TRUST COMPANY b Name of sponsor of entity listed in (a): ABCDEFGHI d Entity e Dollar value of interest in MTIA, CCT, PSA, or C 11139453 c EIN-PN 81-0625169-010 123456789-123 1 -123456789012345 code 103-12 IE at end of year (see instructions) a b c a b c a b c a b c a b c a b c
Name of MTIA, CCT, PSA, or 103-12 IE: Name of sponsor of entity listed in (a): EIN-PN
d 123456789-123
Entity code
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI e Dollar value of interest in MTIA, CCT, PSA, or 1 -123456789012345 103-12 IE at end of year (see instructions) ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI e Dollar value of interest in MTIA, CCT, PSA, or 1 -123456789012345 103-12 IE at end of year (see instructions) ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI e Dollar value of interest in MTIA, CCT, PSA, or 1 -123456789012345 103-12 IE at end of year (see instructions) ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI e Dollar value of interest in MTIA, CCT, PSA, or 1 -123456789012345 103-12 IE at end of year (see instructions) ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI e Dollar value of interest in MTIA, CCT, PSA, or 1 -123456789012345 103-12 IE at end of year (see instructions) ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI e Dollar value of interest in MTIA, CCT, PSA, or 1 -123456789012345 103-12 IE at end of year (see instructions)
d 123456789-123
Entity code
d 123456789-123
Entity code
d 123456789-123
Entity code
d 123456789-123
Entity code
d 123456789-123
Entity code
Schedule D (Form 5500) 2012

6
Page 3
- 11 x
Part II a b
Information on Participating Plans (to be completed by DFEs)

(Complete as many entries as needed to report all participating plans)
Plan name Name of plan sponsor Plan name Name of plan sponsor Plan name Name of plan sponsor Plan name Name of plan sponsor Plan name Name of plan sponsor Plan name Name of plan sponsor Plan name Name of plan sponsor Plan name Name of plan sponsor Plan name Name of plan sponsor Plan name Name of plan sponsor Plan name Name of plan sponsor Plan name Name of plan sponsor
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI 123456789-123
a b
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI ABCDEFGHI 123456789-123 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI 123456789-123 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI 123456789-123 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI 123456789-123 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI 123456789-123 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI 123456789-123 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI 123456789-123 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI 123456789-123 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI 123456789-123 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI 123456789-123 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI c EIN-PN ABCDEFGHI 123456789-123
a b
a b
a b
a b
a b
a b
a b
a b
a b
a b
SCHEDULE H
(Form 5500)
Financial Information
This schedule is required to be filed under section 104 of the Employee Retirement Income Security Act of 1974 (ERISA), and section 6058(a) of the Internal Revenue Code (the Code).
OMB No. 1210-0110
2012

and ending
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI C Plan sponsors name as shown on line 2a of Form 5500 ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI THE CHARLES SCHWAB CORPORATION ABCDEFGHI
For calendar plan year 2012 or fiscal plan year beginning 01/01/2012 A Name of plan SCHWABPLAN RETIREMENT AND INVESTMENT PLAN ABCDEFGHI ABCDEFGHISAVINGS ABCDEFGHI ABCDEFGHI ABCDEFGHI
This Form is Open to Public Inspection 12/31/2012 Three-digit plan number (PN)
002
001
Employer Identification Number (EIN)
012345678
94-3025021
Part I Asset and Liability Statement 1 Current value of plan assets and liabilities at the beginning and end of the plan year. Combine the value of plan assets held in more than one trust. Report
the value of the plans interest in a commingled fund containing the assets of more than one plan on a line-by-line basis unless the value is reportable on lines 1c(9) through 1c(14). Do not enter the value of that portion of an insurance contract which guarantees, during this plan year, to pay a specific dollar benefit at a future date. Round off amounts to the nearest dollar. MTIAs, CCTs, PSAs, and 103-12 IEs do not complete lines 1b(1), 1b(2), 1c(8), 1g, 1h, and 1i. CCTs, PSAs, and 103-12 IEs also do not complete lines 1d and 1e. See instructions.
Assets a b
Total noninterest-bearing cash ....................................................................... Receivables (less allowance for doubtful accounts): (1) Employer contributions ........................................................................... (2) Participant contributions ......................................................................... (3) Other ....................................................................................................... 1b(1) 1b(2) 1b(3) 1a
(a) Beginning of Year
(b) End of Year
-123456789012345 -123456789012345 53461893 -123456789012345 3812551 -123456789012345

0 -123456789012345 -123456789012345
-123456789012345 -123456789012345 58128437 -123456789012345 6550890 -123456789012345

50744071 -123456789012345 -123456789012345
General investments: (1) Interest-bearing cash (include money market accounts & certificates of deposit) ............................................................................................. (2) U.S. Government securities .................................................................... (3) Corporate debt instruments (other than employer securities): (A) Preferred .......................................................................................... (B) All other ............................................................................................ (4) Corporate stocks (other than employer securities): (A) Preferred .......................................................................................... (B) Common .......................................................................................... (5) Partnership/joint venture interests .......................................................... (6) Real estate (other than employer real property) ..................................... (7) Loans (other than to participants) ........................................................... (8) Participant loans ..................................................................................... (9) Value of interest in common/collective trusts .......................................... (10) Value of interest in pooled separate accounts ........................................ (11) Value of interest in master trust investment accounts ............................ (12) Value of interest in 103-12 investment entities ....................................... (13) Value of interest in registered investment companies (e.g., mutual funds) ...................................................................................... (14) Value of funds held in insurance company general account (unallocated contracts) ................................................................................................ (15) Other .......................................................................................................
1c(1) 1c(2)
1c(3)(A) 1c(3)(B)
-123456789012345 -123456789012345 -123456789012345 -123456789012345 -123456789012345 -123456789012345 -123456789012345 42700522 -123456789012345 267051052 -123456789012345 -123456789012345 -123456789012345 -123456789012345 -123456789012345 801513673 -123456789012345
372422525 -123456789012345
-123456789012345 -123456789012345 -123456789012345 -123456789012345 -123456789012345 -123456789012345 -123456789012345 44503085 -123456789012345 163342179 -123456789012345 -123456789012345 -123456789012345 -123456789012345 -123456789012345 1004334464 -123456789012345
427219052 -123456789012345
Schedule H (Form 5500) 2012 v. 120126
1c(4)(A) 1c(4)(B) 1c(5) 1c(6) 1c(7) 1c(8) 1c(9) 1c(10) 1c(11) 1c(12) 1c(13) 1c(14) 1c(15)
For Paperwork Reduction Act Notice and OMB Control Numbers, see the instructions for Form 5500
Schedule H (Form 5500) 2012
Page 2 (a) Beginning of Year 1d(1) 1d(2) 1e 1f (b) End of Year
1d
Employer-related investments: (1) Employer securities .................................................................................... (2) Employer real property ...............................................................................
1e 1f 1g 1h 1i 1j 1k 1l
Buildings and other property used in plan operation ......................................... Total assets (add all amounts in lines 1a through 1e) ......................................
276239072 -123456789012345 -123456789012345 -123456789012345 1817201288 -123456789012345
329102102 -123456789012345 -123456789012345 -123456789012345 2083924280 -123456789012345
Liabilities
Benefit claims payable ...................................................................................... Operating payables ........................................................................................... Acquisition indebtedness .................................................................................. Other liabilities................................................................................................... Total liabilities (add all amounts in lines 1g through1j) ..................................... 1g 1h 1i 1j 1k
-123456789012345 4118865 -123456789012345 -123456789012345 -123456789012345 4118865 -123456789012345

1813082423 -123456789012345
-123456789012345 6313004 -123456789012345 -123456789012345 -123456789012345 6313004 -123456789012345

2077611276 -123456789012345
Net Assets
Net assets (subtract line 1k from line 1f) ........................................................... 1l
Part II Income and Expense Statement 2 Plan income, expenses, and changes in net assets for the year. Include all income and expenses of the plan, including any trust(s) or separately maintained
fund(s) and any payments/receipts to/from insurance carriers. Round off amounts to the nearest dollar. MTIAs, CCTs, PSAs, and 103-12 IEs do not complete lines 2a, 2b(1)(E), 2e, 2f, and 2g.
Income a
Contributions: (1) Received or receivable in cash from: (A) Employers .................................. (B) Participants ......................................................................................... (C) Others (including rollovers) ................................................................. (2) Noncash contributions ................................................................................ (3) Total contributions. Add lines 2a(1)(A), (B), (C), and line 2a(2) ................. 2a(1)(A) 2a(1)(B) 2a(1)(C) 2a(2) 2a(3)
(a) Amount
(b) Total
57995391 -123456789012345 112225485 -123456789012345 -123456789012345 -123456789012345 170220876 -123456789012345
Earnings on investments: (1) Interest: (A) Interest-bearing cash (including money market accounts and certificates of deposit) ......................................................................... (B) U.S. Government securities ................................................................ (C) Corporate debt instruments ................................................................ (D) Loans (other than to participants) ....................................................... (E) Participant loans ................................................................................. (F) Other ................................................................................................... (G) Total interest. Add lines 2b(1)(A) through (F) ..................................... (2) Dividends: (A) Preferred stock .................................................................... (B) Common stock .................................................................................... (C) Registered investment company shares (e.g. mutual funds) .............. (D) Total dividends. Add lines 2b(2)(A), (B), and (C) (3) Rents ........................................................................................................... (4) Net gain (loss) on sale of assets: (A) Aggregate proceeds ....................... (B) Aggregate carrying amount (see instructions) .................................... (C) Subtract line 2b(4)(B) from line 2b(4)(A) and enter result .................. (5) Unrealized appreciation (depreciation) of assets: (A) Real estate......................... (B) Other ................................................................................................... (C) Total unrealized appreciation of assets. Add lines 2b(5)(A) and (B) ..................................................................
2b(1)(A) 2b(1)(B) 2b(1)(C) 2b(1)(D) 2b(1)(E) 2b(1)(F) 2b(1)(G) 2b(2)(A) 2b(2)(B) 2b(2)(C) 2b(2)(D) 2b(3) 2b(4)(A) 2b(4)(B) 2b(4)(C) 2b(5)(A) 2b(5)(B) 2b(5)(C)
-123456789012345 4834409 -123456789012345 -123456789012345 -123456789012345 1470449 -123456789012345 -123456789012345

6304858 -123456789012345
-123456789012345 5297843 -123456789012345

18268700 23566543 -123456789012345 -123456789012345 58661913 -123456789012345 49191341 -123456789012345 9470572 -123456789012345
-123456789012345 65551404 -123456789012345 -123456789012345 65551404
Page 3 (a) Amount (b) Total
(6) Net investment gain (loss) from common/collective trusts .......................... (7) Net investment gain (loss) from pooled separate accounts ........................ (8) Net investment gain (loss) from master trust investment accounts ............ (9) Net investment gain (loss) from 103-12 investment entities ....................... (10) Net investment gain (loss) from registered investment companies (e.g., mutual funds)...................................................................
2b(6) 2b(7) 2b(8) 2b(9) 2b(10) 2c 2d
17901035 -123456789012345 -123456789012345 -123456789012345 -123456789012345
-123456789012345 114403426
39901706 -123456789012345 447320420 -123456789012345
c d e
Other income..................................................................................................... Total income. Add all income amounts in column (b) and enter total......................
Expenses
Benefit payment and payments to provide benefits: (1) Directly to participants or beneficiaries, including direct rollovers .............. (2) To insurance carriers for the provision of benefits ...................................... (3) Other ........................................................................................................... (4) Total benefit payments. Add lines 2e(1) through (3) ................................... 2e(1) 2e(2) 2e(3) 2e(4) 2f 2g 2h 2i(1) 2i(2) 2i(3) 2i(4) 2i(5) 2j
182657729 -123456789012345 -123456789012345 -123456789012345 182657729 -123456789012345 -123456789012345 -123456789012345 -123456789012345
f g h i
Corrective distributions (see instructions) ......................................................... Certain deemed distributions of participant loans (see instructions) ................. Interest expense................................................................................................ Administrative expenses: (1) Professional fees ............................................... (2) Contract administrator fees ......................................................................... (3) Investment advisory and management fees ............................................... (4) Other ........................................................................................................... (5) Total administrative expenses. Add lines 2i(1) through (4).........................
-123456789012345 -123456789012345 -123456789012345 133838 -123456789012345

133838 -123456789012345 182791567 -123456789012345 264528853 -123456789012345
j k l
Total expenses. Add all expense amounts in column (b) and enter total .........
Net Income and Reconciliation

Net income (loss). Subtract line 2j from line 2d............................................................. Transfers of assets: (1) To this plan.................................................................................................. (2) From this plan ............................................................................................. 2l(1) 2l(2) 2k
-123456789012345 -123456789012345
Part III Accountants Opinion 3 Complete lines 3a through 3c if the opinion of an independent qualified public accountant is attached to this Form 5500. Complete line 3d if an opinion is not
attached.
The attached opinion of an independent qualified public accountant for this plan is (see instructions): (1) X Unqualified (2)
Qualified
(3)
Disclaimer
(4)
Adverse
X Yes b Did the accountant perform a limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)? c Enter the name and EIN of the accountant (or accounting firm) below: 13-3891517 (1) Name: DELOITTE ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCD (2) EIN: 123456789 & TOUCHE LLP d The opinion of an independent qualified public accountant is not attached because: (2) X It will be attached to the next Form 5500 pursuant to 29 CFR 2520.104-50. (1) X This form is filed for a CCT, PSA, or MTIA. Part IV Compliance Questions 4 CCTs and PSAs do not complete Part IV. MTIAs, 103-12 IEs, and GIAs do not complete lines 4a, 4e, 4f, 4g, 4h, 4k, 4m, 4n, or 5.
103-12 IEs also do not complete lines 4j and 4l. MTIAs also do not complete line 4l. During the plan year: Yes No
No
Amount
a b
Was there a failure to transmit to the plan any participant contributions within the time period described in 29 CFR 2510.3-102? Continue to answer Yes for any prior year failures until fully corrected. (See instructions and DOLs Voluntary Fiduciary Correction Program.) ...... Were any loans by the plan or fixed income obligations due the plan in default as of the close of the plan year or classified during the year as uncollectible? Disregard participant loans secured by participants account balance. (Attach Schedule G (Form 5500) Part I if Yes is checked.) ......................................................................................................................................
4a
-123456789012345
4b
-123456789012345
Page 4- 1 X
Yes
No
Amount
c d
Were any leases to which the plan was a party in default or classified during the year as uncollectible? (Attach Schedule G (Form 5500) Part II if Yes is checked.) .............................. Were there any nonexempt transactions with any party-in-interest? (Do not include transactions reported on line 4a. Attach Schedule G (Form 5500) Part III if Yes is checked.) ...................................................................................................................................... Was this plan covered by a fidelity bond? .................................................................................... Did the plan have a loss, whether or not reimbursed by the plans fidelity bond, that was caused by fraud or dishonesty? ............................................................................................................... Did the plan hold any assets whose current value was neither readily determinable on an established market nor set by an independent third party appraiser? ......................................... Did the plan receive any noncash contributions whose value was neither readily determinable on an established market nor set by an independent third party appraiser? ......... Did the plan have assets held for investment? (Attach schedule(s) of assets if Yes is checked, and see instructions for format requirements.)............................................................................. Were any plan transactions or series of transactions in excess of 5% of the current value of plan assets? (Attach schedule of transactions if Yes is checked, and see instructions for format requirements.).................................................................................... Were all the plan assets either distributed to participants or beneficiaries, transferred to another plan, or brought under the control of the PBGC? ......................................................................... Has the plan failed to provide any benefit when due under the plan? ......................................... If this is an individual account plan, was there a blackout period? (See instructions and 29 CFR 2520.101-3.) ................................................................................................................................. If 4m was answered Yes, check the Yes box if you either provided the required notice or one of the exceptions to providing the notice applied under 29 CFR 2520.101-3. ............................. Has a resolution to terminate the plan been adopted during the plan year or any prior plan year? If Yes, enter the amount of any plan assets that reverted to the employer this year...........................
4c
-123456789012345 -123456789012345
100000000 -123456789012345
4d 4e 4f 4g
X X X X
e f g h i j
-123456789012345 -123456789012345 -123456789012345
4h 4i
X X
4j 4k 4l 4m 4n
X X X X
k l m n 5a 5b
-123456789012345
Yes X No
Amount:-123
If, during this plan year, any assets or liabilities were transferred from this plan to another plan(s), identify the plan(s) to which assets or liabilities were transferred. (See instructions.) 5b(1) Name of plan(s)
ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHIABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHIABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHIABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHIABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI Part V Trust Information (optional) 6a Name of trust ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI
5b(2) EIN(s)
5b(3) PN(s)
123456789 123456789
123 123
123456789
123
123456789
123
6b
Trusts EIN
SCHEDULE R
(Form 5500)
Retirement Plan Information

This schedule is required to be filed under section 104 and 4065 of the Employee Retirement Income Security Act of 1974 (ERISA) and section 6058(a) of the Internal Revenue Code (the Code).
OMB No. 1210-0110
2012

01/01/2012
and ending
12/31/2012
Three-digit plan number (PN)
A Name of plan SCHWABPLAN SAVINGS AND INVESTMENT PLAN ABCDEFGHI RETIREMENT ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI C Plan sponsors name as shown on line 2a of Form 5500 THE CHARLES SCHWAB CORPORATION ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI Part I 1 2 Distributions
All references to distributions relate only to payments of benefits during the plan year.
002
001
Employer Identification Number (EIN)
012345678
94-3025021
Total value of distributions paid in property other than in cash or the forms of property specified in the instructions ..............................................................................................................................................................
0 -123456789012345
Enter the EIN(s) of payor(s) who paid benefits on behalf of the plan to participants or beneficiaries during the year (if more than two, enter EINs of the two payors who paid the greatest dollar amounts of benefits): EIN(s):
94-3184235 _______________________________
_______________________________
Profit-sharing plans, ESOPs, and stock bonus plans, skip line 3.
Number of participants (living or deceased) whose benefits were distributed in a single sum, during the plan year. ..........................................................................................................................................................................
12345678
Part II 4 5
Funding Information (If the plan is not subject to the minimum funding requirements of section of 412 of the Internal Revenue Code or ERISA section 302, skip this Part) X
Yes
Is the plan administrator making an election under Code section 412(d)(2) or ERISA section 302(d)(2)? ......................... If the plan is a defined benefit plan, go to line 8. If a waiver of the minimum funding standard for a prior year is being amortized in this plan year, see instructions and enter the date of the ruling letter granting the waiver. Date: Month _________
No
N/A
Day _________
Year _________
If you completed line 5, complete lines 3, 9, and 10 of Schedule MB and do not complete the remainder of this schedule.
a b c
Enter the minimum required contribution for this plan year (include any prior year accumulated funding deficiency not waived) ....................................................................................................................................... Enter the amount contributed by the employer to the plan for this plan year ..................................................... Subtract the amount in line 6b from the amount in line 6a. Enter the result (enter a minus sign to the left of a negative amount)..........................................................................................
6a 6b
-123456789012345 -123456789012345 -123456789012345

Yes
6c
If you completed line 6c, skip lines 8 and 9.
7 8
Will the minimum funding amount reported on line 6c be met by the funding deadline? ...................................... If a change in actuarial cost method was made for this plan year pursuant to a revenue procedure or other authority providing automatic approval for the change or a class ruling letter, does the plan sponsor or plan administrator agree with the change?....................................................................................................................
No
N/A
Yes
No
N/A
Part III
9
Amendments
X
Increase
If this is a defined benefit pension plan, were any amendments adopted during this plan year that increased or decreased the value of benefits? If yes, check the appropriate box. If no, check the No box. ...........................................................................................
X Decrease
Both
No
Part IV
ESOPs
(see instructions). If this is not a plan described under Section 409(a) or 4975(e)(7) of the Internal Revenue Code, skip this Part.
10 Were unallocated employer securities or proceeds from the sale of unallocated securities used to repay any exempt loan? .............. 11 a Does the ESOP hold any preferred stock? .................................................................................................................................... b If the ESOP has an outstanding exempt loan with the employer as lender, is such loan part of a back-to-back loan?
(See instructions for definition of back-to-back loan.) ..................................................................................................................
X X X X
Yes Yes Yes Yes
X X X X
No No No No
12
Does the ESOP hold any stock that is not readily tradable on an established securities market? ........................................................
Schedule R (Form 5500) 2012 v. 120126
Schedule R (Form 5500) 2012
Page 2
-1 1 x
Part V Additional Information for Multiemployer Defined Benefit Pension Plans 13 Enter the following information for each employer that contributed more than 5% of total contributions to the plan during the plan year (measured in a
dollars). See instructions. Complete as many entries as needed to report all applicable employers. Name of contributing employer EIN
b d e
Dollar amount contributed by employer
Date collective bargaining agreement expires (If employer contributes under more than one collective bargaining agreement, check box X and see instructions regarding required attachment. Otherwise, enter the applicable date.) Month _______ Day _______ Year _______ Contribution rate information (If more than one rate applies, check this box X and see instructions regarding required attachment. Otherwise, complete lines 13e(1) and 13e(2).) (1) Contribution rate (in dollars and cents) _____________ X Weekly X Unit of production X Other (specify): (2) Base unit measure: X Hourly Name of contributing employer EIN
a b d e
Date collective bargaining agreement expires (If employer contributes under more than one collective bargaining agreement, check box X and see instructions regarding required attachment. Otherwise, enter the applicable date.) Month _______ Day _______ Year _______ Contribution rate information (If more than one rate applies, check this box X and see instructions regarding required attachment. Otherwise, complete lines 13e(1) and 13e(2).) (1) Contribution rate (in dollars and cents) _____________ (2) Base unit measure: X Hourly X Weekly X Unit of production X Other (specify): _______________________________ Name of contributing employer EIN
a b d e
Date collective bargaining agreement expires (If employer contributes under more than one collective bargaining agreement, check box X and see instructions regarding required attachment. Otherwise, enter the applicable date.) Month _______ Day _______ Year _______ Contribution rate information (If more than one rate applies, check this box X and see instructions regarding required attachment. Otherwise, complete lines 13e(1) and 13e(2).) (1) Contribution rate (in dollars and cents) _____________ X Weekly X Unit of production X Other (specify): _______________________________ (2) Base unit measure: X Hourly Name of contributing employer EIN
a b d e
Date collective bargaining agreement expires (If employer contributes under more than one collective bargaining agreement, check box X and see instructions regarding required attachment. Otherwise, enter the applicable date.) Month _______ Day _______ Year _______ Contribution rate information (If more than one rate applies, check this box X and see instructions regarding required attachment. Otherwise, complete lines 13e(1) and 13e(2).) (1) Contribution rate (in dollars and cents) _____________ (2) Base unit measure: X Hourly X Weekly X Unit of production X Other (specify): _______________________________ Name of contributing employer EIN
a b d e
Date collective bargaining agreement expires (If employer contributes under more than one collective bargaining agreement, check box X and see instructions regarding required attachment. Otherwise, enter the applicable date.) Month _______ Day _______ Year _______ Contribution rate information (If more than one rate applies, check this box X and see instructions regarding required attachment. Otherwise, complete lines 13e(1) and 13e(2).) (1) Contribution rate (in dollars and cents) _____________ X Weekly X Unit of production X Other (specify): _______________________________ (2) Base unit measure: X Hourly Name of contributing employer EIN
a b d e
Date collective bargaining agreement expires (If employer contributes under more than one collective bargaining agreement, check box X and see instructions regarding required attachment. Otherwise, enter the applicable date.) Month _______ Day _______ Year _______ Contribution rate information (If more than one rate applies, check this box X and see instructions regarding required attachment. Otherwise, complete lines 13e(1) and 13e(2).) (1) Contribution rate (in dollars and cents) _____________ X Weekly X Unit of production X Other (specify): _______________________________ (2) Base unit measure: X Hourly
Schedule R (Form 5500) 2012
Page 3
14
Enter the number of participants on whose behalf no contributions were made by an employer as an employer of the participant for:
a b c 15
The current year ................................................................................................................................................... The plan year immediately preceding the current plan year ................................................................................. The second preceding plan year ..........................................................................................................................
14a 14b 14c
123456789012345 123456789012345 123456789012345
Enter the ratio of the number of participants under the plan on whose behalf no employer had an obligation to make an employer contribution during the current plan year to:
a b 16 a b 17
The corresponding number for the plan year immediately preceding the current plan year ................................ The corresponding number for the second preceding plan year ..........................................................................
15a 15b 16a 16b
123456789012345 123456789012345 123456789012345 123456789012345
Information with respect to any employers who withdrew from the plan during the preceding plan year: Enter the number of employers who withdrew during the preceding plan year ................................................. If line 16a is greater than 0, enter the aggregate amount of withdrawal liability assessed or estimated to be assessed against such withdrawn employers ......................................................................................................
If assets and liabilities from another plan have been transferred to or merged with this plan during the plan year, check box and see instructions regarding supplemental information to be included as an attachment. ....................................................................................................................... X
Part VI Additional Information for Single-Employer and Multiemployer Defined Benefit Pension Plans 18 If any liabilities to participants or their beneficiaries under the plan as of the end of the plan year consist (in whole or in part) of liabilities to such participants
and beneficiaries under two or more pension plans as of immediately before such plan year, check box and see instructions regarding supplemental information to be included as an attachment ............................................................................................................................................................................ X
19
If the total number of participants is 1,000 or more, complete lines (a) through (c) a Enter the percentage of plan assets held as: Stock: _____% Investment-Grade Debt: _____% High-Yield Debt: _____%
Real Estate: _____% Other: _____%
b c
Provide the average duration of the combined investment-grade and high-yield debt: X 0-3 years X 3-6 years X 6-9 years X 9-12 years X 12-15 years X 15-18 years
18-21 years
21 years or more
X Effective duration
What duration measure was used to calculate line 19(b)? X Macaulay duration X Modified duration
X Other (specify):
SchwabPlan Retirement Savings and Investment Plan

EIN:94-3025021 Plan Number: 002 Financial Statements for the Years Ended December 31, 2012 and 2011, Supplemental Schedules as of December 31, 2012, and Independent Auditors Report
SCHWABPLAN RETIREMENT SAVINGS AND INVESTMENT PLAN

TABLE OF CONTENTS
Page INDEPENDENT AUDITORS REPORT FINANCIAL STATEMENTS AS OF AND FOR THE YEARS ENDED DECEMBER 31, 2012 AND 2011: Statements of Net Assets Available for Benefits Statements of Changes in Net Assets Available for Benefits Notes to Financial Statements SUPPLEMENTAL SCHEDULES: Form 5500, Schedule H, Part IV, Line 4iSchedule of Assets (Held at End of Year) as of December 31, 2012 Form 5500, Schedule H, Part IV, Line 4jSchedule of Reportable Transactions for the year ended December 31, 2012 NOTE: All other schedules required by Section 2520.103-10 of the Department of Labors Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974 have been omitted because they are not applicable. 14 3 4 513 1-2
15
INDEPENDENT AUDITORS REPORT To the Employee Benefits Administrative Committee and Participants of the SchwabPlan Retirement Savings and Investment Plan: We have audited the accompanying financial statements of SchwabPlan Retirement Savings and Investment Plan (the Plan), which comprise the statements of net assets available for benefits as of December 31, 2012 and 2011, and the related statements of changes in net assets available for benefits for the years then ended, and the related notes to the financial statements. Managements Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors Responsibility Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditors judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the Plans preparation and fair presentation of the financial statements, in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Plan's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. Opinion In our opinion, the financial statements referred to above present fairly, in all material respects, the net assets available for benefits of SchwabPlan Retirement Savings and Investment Plan as of December 31, 2012 and 2011, and the changes in net assets available for benefits for the years then ended in accordance with accounting principles generally accepted in the United States of America.
Report on Supplemental Schedules Our audits were conducted for the purpose of forming an opinion on the financial statements as a whole. The supplemental schedules listed in the Table of Contents are presented for the purpose of additional analysis and are not a required part of the financial statements but are supplementary information required by the Department of Labor's Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. These schedules are the responsibility of the Plan's management and were derived from and relate directly to the underlying accounting and other records used to prepare the financial statements. Such schedules have been subjected to the auditing procedures applied in our audits of the financial statements and certain additional procedures, including comparing and reconciling such schedules and information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, such schedules are fairly stated in all material respects in relation to the financial statements as a whole.
June 24, 2013
-2-

STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS DECEMBER 31, Assets Investments at fair value: Mutual and other funds Self-directed brokerage accounts Common stock funds of The Charles Schwab Corporation Collective trust funds Money market fund Total investments Receivables: Employer contributions Participant notes receivable Due from broker for investments sold Accrued dividends and interest Total receivables Total assets Liabilities Due to broker for investments purchased Net Assets Reflecting Investments at Fair Value Adjustment from fair value to contract value for fully benefit-responsive Charles Schwab Stable Value Fund Net Assets Available for Benefits $ $ 2012 2011
1,004,334,464 427,219,052 329,102,102 163,342,179 50,744,071 1,974,741,868
801,513,673 372,422,525 276,239,072 267,051,052 1,717,226,322
58,128,437 44,503,085 6,374,727 176,163 109,182,412 2,083,924,280
53,461,893 42,700,522 3,685,060 127,491 99,974,966 1,817,201,288
6,313,004 2,077,611,276 $
4,118,865 1,813,082,423
2,077,611,276 $
(3,413,939) 1,809,668,484
See Notes to Financial Statements.
-3-

STATEMENTS OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS YEARS ENDED DECEMBER 31, Additions to Net Assets Available for Benefits Investment income: Dividends and interest Net appreciation (depreciation) in fair value of investments: Mutual and other funds: Large-cap stock funds International stock funds Small/Mid-cap stock funds Bond funds Total mutual and other funds Self-directed brokerage accounts Common stock funds of The Charles Schwab Corporation Schwab 401(k) Equity Unit Fund Schwab ESOP Equity Unit Fund Total common stock funds of The Charles Schwab Corporation Collective trust funds: Schwab Managed Retirement Trust Funds Charles Schwab Stable Value Fund Total collective trust funds Total net investment income (loss) Contributions: Participants salary deferral and rollover Net employer contributions Total contributions Interest income on participant notes receivable Total additions (deductions) to net assets available for benefits Deductions from Net Assets Available for Benefits Distributions to participants Net Increase (Decrease) in Net Assets Available for Benefits Net Assets Available For Benefits Beginning of year End of year $ 2012 2011
35,521,242
30,596,302
62,300,230 24,181,046 22,493,288 5,428,862 114,403,426 32,647,578 43,623,258 31,398,718 75,021,976 20,371,933 943,041 21,314,974 278,909,196
(14,532,733) (25,952,580) (7,224,403) 984,714 (46,725,002) (26,985,421) (81,365,430) (61,018,289) (142,383,719) (3,848,349) 5,768,706 1,920,357 (183,577,483)
112,225,485 57,995,391 170,220,876 1,470,449 450,600,521
104,559,187 53,344,920 157,904,107 1,528,970 (24,144,406)
(182,657,729) 267,942,792
(159,949,757) (184,094,163)
1,809,668,484 2,077,611,276 $
1,993,762,647 1,809,668,484
See Notes to Financial Statements.
-4-

NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2012 AND 2011 1. PLAN DESCRIPTION The following description of the SchwabPlan Retirement Savings and Investment Plan (the Plan), which describes the terms of the Plan as of December 31, 2012, provides only general information. Participants should refer to the Plan document for a more complete description of the Plans provisions. The Plan is a 401(k) salary deferral program (generally defined as an employee stock ownership plan with a cash or deferred arrangement) sponsored by The Charles Schwab Corporation (CSC) and covers all eligible employees of CSC and participating affiliates. The Charles Schwab Trust Company (CSTC) serves as trustee of the Plan. CSTC is a division of Charles Schwab Bank, a depository institution subsidiary of CSC. A purchasing agent, designated by CSTC, acts as the agent of CSTC with respect to purchases and sales of CSC common stock funds held by the Plan. 401(k) Salary Deferral ProgramEligible employees may participate in the 401(k) salary deferral program on the first day of the fourth calendar month following their dates of hire (or, in the case of eligible employees whose service commences on the first day or business day of a month, the first day of the third calendar month following their commencement of service). Participants may elect to have up to 50 percent of their eligible compensation (generally defined as wages as reported on Form W-2) contributed directly to the Plan, not to exceed the limit on 401(k) deferrals under the Internal Revenue Code (IRC) ($17,000 for 2012 and $16,500 for 2011). Such contributions are not currently taxable to participants and may be matched by CSCs contribution (Basic Match) equal to 200 percent of the first $250 of salary deferred plus 100 percent of salary deferred thereafter, up to a maximum of five percent of eligible compensation. The Plan also permits eligible participants who will reach age 50 before the end of the Plan year and eligible participants older than age 50 to make catch-up contributions up to 50 percent of their eligible compensation subject to the limit on catch-up contributions under section 414(v) of the IRC ($5,500 for both 2012 and 2011). Catch-up contributions are not eligible for the Basic Match. The Basic Match contribution was provided by CSC in 2012 and 2011. Employees eligible to participate in the 401(k) salary deferral program are eligible to elect and make Roth 401(k) contributions, which are made on an after-tax basis. Combined pre-tax contributions and Roth 401(k) contributions may not exceed the limit on 401(k) deferrals under the IRC. CSC may match Roth 401(k) contributions in the same manner as the pre-tax 401(k) Basic Match. Any of CSCs Roth 401(k) match contributions are made on a pre-tax basis and will be taxed to the participant upon distribution from the Plan. At the discretion of CSC, an additional contribution (Profit Contribution) based on CSCs performance may also be made. No Profit Contribution was made by CSC in 2012 or 2011. CSC's Basic Match and Profit Contribution, if any, are made in the first quarter of the subsequent year. A participant must be an eligible employee on the last workday of the year to receive a Basic Match or Profit Contribution for that Plan year. However, if a participant terminates employment during the year due to death, retirement or disability as defined in the Plan, the participant is eligible to receive the Basic Match and the Profit Contribution for that Plan year, if made. The Basic Match allocation will be based on the participants salary deferral contribution and eligible compensation while an employee during the Plan year. The Profit Contribution allocation will be based on eligible compensation while an employee during the Plan year. Participant AccountsIndividual accounts are maintained for each Plan participant. Each participant account is credited with the participants contribution, the Basic Match, and the Profit Contribution, if any. The benefit to which a participant is entitled is the benefit that can be provided from the participants vested account.
-5-

NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2012 AND 2011 Investment OptionsParticipants have 15 core investment options, which include mutual and other funds that cover stocks and bonds, common stock funds of CSC, and a money market fund. Additionally, CSC provides a set of collective trust funds Schwab Managed Retirement Trust FundsTM. The Schwab Managed Retirement Trust Funds are designed to provide a single investment solution that is adjusted over time to meet participants changing risks and return objectives depending on retirement age. The Schwab Managed Retirement Trust Funds are diversified across multiple asset classes, including commodities, large-cap equities, mid-cap equities, smallcap equities, international equities, fixed income, treasury inflation protected securities, real estate investment trusts, stable value funds, and money market funds. As of December 31, 2011, CSC also provided the Charles Schwab Stable Value Fund, a collective trust fund that was terminated effective April 30, 2012. CSC also provides a self-directed brokerage account investment alternative called Schwab Personal Choice Retirement Account (PCRA), which offers participants additional investment choices beyond the collective trust funds and core investment options. Participants are responsible for paying trading fees and commissions in their PCRAs. PCRA investments are regulated by the Employee Retirement Income Security Act of 1974 (ERISA), and CSC policies. Participants may choose to invest all or part of their Plan balance in a PCRA. Participants may invest their 401(k) contributions or rebalance their accounts in any or all of these options in increments of one percent. Participant Notes ReceivableParticipants may borrow a minimum of $1,000 up to a maximum of 50 percent of their 401(k) account balances or $50,000, whichever is less. Loan terms may not exceed 5 years (or 15 years for the purchase of a primary residence). A loan is secured by the balance in the participants account and bears interest at a rate equal to the prime rate, at the time the loan application is made, plus one percent. Principal and interest are paid ratably through payroll deductions. Loan payoffs can be made with no prepayment penalties. VestingParticipants are immediately vested in their 401(k) contributions, rollovers, Basic Match, and investment earnings on these amounts. Participants are fully vested in the value of any discretionary Profit Contribution after four years of service. A year of service is defined as a calendar year during which the participant has completed at least 1,000 hours of service. DistributionsA participant is entitled to receive a distribution of the vested portion of his or her account upon termination of employment for any reason, including on account of death, disability, or retirement. Distributions may be made only in the form of a single lump sum, unless the participant is receiving a minimum required distribution as defined in the Plan. Distributions are also available in the event of certain defined events constituting financial hardship and upon meeting specific criteria. The Plan also allows a terminating participant to receive a distribution in-kind to a Charles Schwab & Co., Inc. brokerage account, for certain mutual fund shares instead of cash, and permits a terminating participant to elect to receive, in cash or in-kind, the value of his or her account in the Plan that had been invested in CSCs common stock through investment in CSCs unitized stock funds. ForfeituresParticipants forfeit any nonvested portion of their discretionary Profit Contribution if the participant terminates employment for any reason other than death, disability, or retirement. Retirement is defined as the earlier of age 55 with ten years of service or age 65 (age 50 with seven years of service for participants who were participating in the Plan as of December 31, 2008). Forfeitures of any discretionary profit contributions arising during the plan year are generally used to reduce the amount of the employer contribution for that year. The forfeited amount may be restored if the participant is rehired, depending upon the circumstances. During 2012 and 2011, the forfeiture amounts used to reduce the employer contribution were not material. Administrative ExpensesThe Plan document provides for payment of professional fees and other administrative expenses by the Plan, but permits such expenses to be paid by CSC. During 2012 and 2011, substantially all such fees -6-

NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2012 AND 2011 and expenses were paid by CSC. Certain administrative functions are performed by officers or employees of CSC. No such officer or employee receives compensation from the Plan. Termination of the PlanCSC has the right under the Plan Document to discontinue its contributions at any time or to terminate the Plan, subject to the provisions of ERISA. CSC has not expressed any intent to terminate the Plan. In the event that the Plan is terminated, affected participants account balances will become fully vested and will be distributed.
2.
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of PresentationThe accompanying financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (GAAP), which require management to make certain estimates and assumptions that affect the reported amounts in the accompanying financial statements. Actual results may differ from those estimates. Risks and UncertaintiesThe investments of the Plan are exposed to various risks, such as interest rate, market, and credit risks. Due to the level of risk associated with certain investments, it is at least reasonably possible that changes in the values of investments will occur in the near term and that such changes could materially affect participants' account balances and the amounts reported in the financial statements. InvestmentsThe Plans investments are generally stated at fair value. CSCs common stock is valued at the closing price reported on the New York Stock Exchange on the last business day of the Plan year. Shares of mutual and other funds, collective trust funds, and the money market fund are valued at the quoted net asset value of shares held by the Plan or using quoted prices of the underlying investments of these funds at year end. Investments held in a PCRA are valued using quoted market prices at year end, when available. When quoted prices do not exist, investments are valued using quoted prices for similar securities and valuations provided by alternative pricing sources supported by observable inputs. The Charles Schwab Stable Value Fund was terminated effective April 30, 2012. The Charles Schwab Stable Value Fund was a pooled investment fund of primarily insurance-like contracts (wrap contracts), which met the definition of benefit responsiveness. At December 31, 2011, the investment in the Charles Schwab Stable Value Fund is included at fair value in collective trust funds in the statements of net assets available for benefits, and an additional line item is presented representing the adjustment from fair value to contract value. The statement of changes in net assets available for benefits is presented on a contract value basis for the year ended December 31, 2011. Purchases and sales of securities are recorded on a trade-date basis. Dividends are recorded on the ex-dividend date. Interest income is recorded on the accrual basis. Distributions and benefits are recorded when paid or at the time of inkind distribution. Management fees and operating expenses charged to the Plan for investments in mutual and other funds and collective trust funds are deducted from income earned by such investments on a daily basis and are not separately disclosed on the statements of changes in net assets available for benefits. Participant Notes ReceivableParticipant notes receivable are measured at their unpaid principal balance plus any accrued but unpaid interest. Delinquent participant loans are recorded as distributions based on the terms of the Plan document and are reported as taxable income to the participant regardless of whether the loan amount was provided from pre-tax or after-tax accounts.
-7-

NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2012 AND 2011 3. INVESTMENTS The following presents investments that represent five percent or more of the Plans net assets available for benefits: December 31, 2012 * Common stock funds of The Charles Schwab Corporation 22,733,944 shares and 24,353,844 shares, respectively Dodge & Cox Stock Fund1,349,487 and 1,405,428 shares, respectively ** Schwab S&P 500 Index Fund 6,662,118 and 6,083,814 shares, respectively PIMCO Total Return Fund10,386,509 and 9,587,582 Institutional shares, respectively American Funds Europacific Growth Fund of America 2,539,973 shares and 2,572,372 R6 shares, respectively American Funds Growth Fund of America3,007,431 and 3,216,952 R6 shares, respectively ** Charles Schwab Stable Value Fund 0 and 6,468,975 shares, respectively
(1)
2011
$ 329,102,102
276,239,072
$ 164,502,524
142,847,751
$ 147,832,403
$ 119,060,231
$ 116,744,353
104,520,408 90,367,421 (1)
$ 104,596,101
(1)
$ 103,275,171
92,390,869
(1)
135,978,114
This investment represented less than five percent of the Plans net assets available for benefits at the respective date. * A party in interest as defined by ERISA. ** Managed by a party in interest as defined by ERISA.
4.
CHARLES SCHWAB STABLE VALUE FUND FULLY BENEFIT-RESPONSIVE INVESTMENT CONTRACTS As of December 31, 2011, CSC provided the Charles Schwab Stable Value Fund (the Fund), a collective trust fund. The Fund was terminated effective April 30, 2012. The Fund invested in a wrap contract. The underlying investments in the wrap contract were owned by the Fund and held in trust for the Plans participants. The Fund purchased an insurance wrap contract from a high-quality insurance company or bank. Participant withdrawals and transfers from the Fund were paid at contract value but funded through the fair value liquidation of the underlying bonds. The resulting gains and losses in the fair value of the underlying bonds relative to the contract value are represented on the statements of net assets available for benefits as the Adjustment from fair value to contract value for fully benefit-responsive Charles Schwab Stable Value Fund as of December 31, 2011. At December 31, 2011, the contract value was less than the fair value of the underlying bonds. There were no circumstances that limited the ability of the Fund to transact at contract value with the Plans participants.
-8-

NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2012 AND 2011 The average yield earned by the entire Fund, which is calculated by dividing the annualized earnings of all investments in the Fund (irrespective of the interest rate credited to the Plans participants in the Fund) by the fair value of all investments in the Fund, for the year ended December 31, 2011 was 1.53%. The average yield earned by the entire Fund, with an adjustment to reflect the actual interest rate credited to participants, for the year ended December 31, 2011 was 4.59%.
5. FAIR VALUE MEASUREMENTS The Plan classifies its investments into three levels: Level 1, which refers to securities valued using quoted prices from active markets for identical assets; Level 2, which refers to securities not traded on an active market but for which observable market inputs are readily available; and Level 3, which refers to securities valued based on significant unobservable inputs. The Plan did not have any investments utilizing Level 3 inputs as of December 31, 2012 or 2011. Investments are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. There were no transfers in or out of Levels 1, 2, or 3, for the years ended December 31, 2012 or 2011. When available, the Plan uses quoted prices in active markets to measure the fair value of assets. When quoted prices do not exist, the Plan uses quoted prices for similar securities and valuations provided by alternative pricing sources supported by observable inputs, such as interest rates, prepayment speeds, credit risk, and illiquidity and/or nontransferability discounts. Investments classified as Level 2 include positions that are not traded in active markets and/or are subject to transfer restrictions. The Plan did not adjust any valuations to reflect entity-specific illiquidity or nontransferability at December 31, 2012 or 2011.
-9-

NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2012 AND 2011 The following tables present the fair value hierarchy for the Plans investments measured at fair value:
December 31, 2012 Investments: Mutual and other funds: Large-cap stock funds Small/Mid-cap stock funds International stock funds Bond funds Total mutual and other funds Self-directed brokerage accounts: Common stock Mutual funds Cash equivalents Unit investment trusts Corporate debt securities Other assets Total self-directed brokerage accounts Common stock funds of The Charles Schwab Corporation: Schwab 401(k) Equity Unit Fund Schwab ESOP Equity Unit Fund Total common stock funds of The Charles Schwab Corporation Collective trust funds: Schwab Managed Retirement Trust Funds Money market fund: Schwab Value Advantage Money Fund Total investments at fair value
Quoted Prices in Active Markets for Identical Assets (Level 1)
Significant Other Observable Inputs (Level 2)
Significant Unobservable Inputs (Level 3)
Balance at Fair Value
415,610,098 68,049,489 172,371,345 154,790,233 810,821,165 143,956,617 115,271,301 96,521,550 62,605,104
121,870,415
71,642,884 193,513,299 440,476 28,728 2,026,748
$ 415,610,098 189,919,904 172,371,345 226,433,117 1,004,334,464

144,397,093 115,300,029 98,548,298 62,605,104 2,333,509 4,035,019 427,219,052
2,333,509 1,024,185 5,853,646
3,010,834 421,365,406
192,898,902 136,203,200 329,102,102

163,342,179
192,898,902 136,203,200 329,102,102 163,342,179 50,744,071
50,744,071
$ 1,612,032,744 $
362,709,124
$ 1,974,741,868
- 10 -

NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2012 AND 2011
December 31, 2011 Investments: Mutual and other funds: Large-cap stock funds Small/Mid-cap stock funds International stock funds Bond funds Total mutual and other funds Self-directed brokerage accounts: Common stock Mutual funds Cash equivalents Unit investment trusts Corporate debt securities Other assets Total self-directed brokerage accounts Common stock funds of The Charles Schwab Corporation: Schwab 401(k) Equity Unit Fund Schwab ESOP Equity Unit Fund Total common stock funds of The Charles Schwab Corporation Collective trust funds: Charles Schwab Stable Value Fund Schwab Managed Retirement Trust Funds Total collective trust funds Total investments at fair value
Quoted Prices in Active Markets for Identical Assets (Level 1)
Significant Other Observable Inputs (Level 2)
Significant Unobservable Inputs (Level 3)
Balance at Fair Value
354,298,851 56,246,123 143,350,239 132,388,278 686,283,491 115,991,245 105,555,935 85,862,681 55,155,954
115,230,182

115,230,182 266,356 980 2,248,108
354,298,851 171,476,305 143,350,239 132,388,278 801,513,673 116,257,601 105,556,915 88,110,789 55,155,954 2,403,397 4,937,869 372,422,525
2,403,397 3,161,469 8,080,310
1,776,400 364,342,215
158,190,686 118,048,386 276,239,072

135,978,114 131,072,938 267,051,052 $ 390,361,544 $
158,190,686 118,048,386 276,239,072

$ 1,326,864,778
135,978,114 131,072,938 267,051,052 $ 1,717,226,322
Certain of the Plans investments at fair value have been estimated using the net asset value per share of the investment. Plan participants had the ability to redeem those investments with the investee at net asset value per share at December 31, 2012 and 2011. There were no unfunded commitments, normal course of business redemption restrictions, or other redemption restrictions on those investments at December 31, 2012 or 2011.
6. TAX STATUS The Internal Revenue Service (IRS) determined, and informed CSC in a letter dated May 25, 2007, that the Plan and related trust are designed in accordance with applicable sections of the IRC. The Plan and related trust are currently being operated in compliance with those sections. Therefore, no provision for income taxes has been included in the Plans financial statements. The Plan applied for a new IRS determination letter on October 31, 2011. As of June [24], 2013, the letter had not been received by the Plan.
- 11 -

NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2012 AND 2011
GAAP requires management to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination by the IRS. The Plans management has analyzed the tax positions taken by the Plan, and has concluded that as of December 31, 2012, there are no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The Plan administrator believes it is no longer subject to income tax examinations for years prior to 2009.
7.
ADMINISTRATION OF PLAN ASSETS The Plans assets, including CSC common stock, are held in trust by CSTC. The dividend income earned on the CSC common stock held by the Plan was $5,687,566 and $5,936,555 for 2012 and 2011, respectively. CSC contributions are held by CSTC, which invests cash received, interest, and dividend income and makes distributions to participants in shares or cash value, as directed by the participants. Certain administrative functions are performed by officers or employees of CSC or its subsidiaries. No such officer or employee receives compensation from the Plan. The day-to-day operation of the Plan involves expenses for basic administrative services, such as plan record keeping, accounting, and legal and trustee services, which are necessary for administering the Plan as a whole. Additional services, such as telephone voice response systems, access to a customer service representative, educational seminars, retirement planning software, investment advice, electronic access to plan information, daily valuation and online transactions, can result in additional administrative expenses. In some instances, the costs of administrative services will be covered by investment fees that are deducted directly from investment returns of the investments in the Plan. Otherwise, if administrative costs are separately charged, they will be borne either by CSC or charged directly against the assets of the Plan. Currently, direct administrative costs of the Plan not covered by investment fees are paid by CSC. Subsidiaries of CSC also provide investment management services related to several plan investments.
8.
RECONCILIATION OF FINANCIAL STATEMENTS TO FORM 5500 A reconciliation of net assets available for benefits per the financial statements to the Form 5500 is as follows: December 31, 2012 Net assets available for benefits per the financial statements Adjustment from contract value to fair value for fully benefitresponsive Charles Schwab Stable Value Fund Net assets available for benefits per the Form 5500 $ 2,077,611,276 $ 2,077,611,276 2011 $ 1,809,668,484 3,413,939 $ 1,813,082,423
- 12 -

NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2012 AND 2011 The following is a reconciliation of the increase in net assets available for benefits per the financial statements to the Form 5500 for the year ended December 31, 2012: Increase in net assets available for benefits per the financial statements Adjustment from contract value to fair value for fully benefit-responsive Charles Schwab Stable Value Fund December 31, 2011 Increase in net assets available for benefits per Form 5500 $ 267,942,792 (3,413,939) 264,528,853
9.
SUBSEQUENT EVENTS CSC has evaluated the impact of events that have occurred subsequent to December 31, 2012, through the date the Plans financial statements were filed with the SEC. Based on this evaluation, other than as recorded or disclosed within these financial statements and related notes, CSC has determined none of these events were required to be recognized or disclosed.
******
- 13 -
SCHWABPLAN RETIREMENT SAVINGS AND INVESTMENT PLAN (EIN: 943025021; PN 002) FORM 5500, SCHEDULE H, PART IV, LINE 4i SCHEDULE OF ASSETS (HELD AT END OF YEAR) DECEMBER 31, 2012
(a) (b) Identity of Issue COMMON STOCK FUNDS OF THE CHARLES SCHWAB CORPORATION: Schwab 401(k) Equity Unit Fund Schwab ESOP Equity Unit Fund Total common stock funds of The Charles Schwab Corporation MUTUAL AND OTHER FUNDS: Dodge & Cox Stock Fund Schwab S&P 500 Index Fund PIMCO Total Return Fund Institutional Shares American Funds Europacific Growth Fund of America R6 Shares American Funds Growth Fund of America R6 Shares Rainier Small/Mid Cap Equity Portfolio Fund Short Duration Bond Strategy Schwab Small-Cap Index Fund TS&W Small/Mid Cap Value Strategy Schwab International Index Fund Vanguard Total Bond Market Index Institutional Fund Dodge & Cox International Stock Fund Total mutual and other funds SELF-DIRECTED BROKERAGE ACCOUNTS COLLECTIVE TRUST FUNDS: Schwab Managed Retirement Trust 2040 Fund Schwab Managed Retirement Trust 2020 Fund Schwab Managed Retirement Trust 2030 Fund Schwab Managed Retirement Trust 2035 Fund Schwab Managed Retirement Trust 2025 Fund Schwab Managed Retirement Trust 2050 Fund Schwab Managed Retirement Trust 2045 Fund Schwab Managed Retirement Trust Income Fund Schwab Managed Retirement Trust 2010 Fund Schwab Managed Retirement Trust 2015 Fund Total collective trust funds CASH EQUIVALENT: Schwab Value Advantage Money Fund PARTICIPANT NOTES RECEIVABLE: 5,714 loans with interest rates ranging from 4.25% to 10.50%, maturing through 2028 TOTAL * ** A party in interest as defined by ERISA Managed by a party in interest as defined by ERISA (c) Shares or Par Value (d) Cost (e) Current Value
* *
13,316,318 9,417,625 22,733,944
178,073,185 35,446,990 213,520,175
192,898,902 136,203,200 329,102,102
**
1,349,487 6,662,118 10,386,509 2,539,973 3,007,431 6,386,935 7,003,215 3,223,567 3,145,303 2,433,767 3,430,647 777,616 50,346,568
153,733,413 121,553,971 113,006,980 92,655,570 81,739,177 62,406,990 70,097,580 59,723,131 34,434,271 40,270,426 37,498,125 26,966,487 894,086,121 419,711,234
164,502,524 147,832,403 116,744,353 104,596,101 103,275,171 74,407,796 71,642,884 68,049,489 47,462,619 40,838,614 38,045,880 26,936,630 1,004,334,464 427,219,052
** **
** ** ** ** ** ** ** ** ** **
1,668,601 1,631,831 1,572,478 1,527,946 1,080,679 1,023,847 883,592 406,451 302,830 292,223 10,390,478
29,523,705 27,584,156 27,750,737 15,010,537 10,856,430 9,914,498 8,190,426 5,205,823 4,900,985 3,031,576 141,968,873
34,289,743 32,244,983 32,188,632 16,944,920 12,200,861 11,139,453 9,286,553 5,982,961 5,653,831 3,410,242 163,342,179
** *
50,744,071
50,744,071
50,744,071
44,503,085 $ 1,764,533,559
44,503,085 $ 2,019,244,953
- 14 -
SCHWABPLAN RETIREMENT SAVINGS AND INVESTMENT PLAN (EIN: 943025021; PN 002) FORM 5500, SCHEDULE H, PART IV, LINE 4j SCHEDULE OF REPORTABLE TRANSACTIONS FOR THE YEAR ENDING DECEMBER 31, 2012
(a) (b) (c) (d) (e) (f) (g) (h) Current value of asset on transaction date(s) $ 92,485,397 $ 121,962,062 $ 34,757,788 $ 156,719,850 (i)
Aggregate Transactions Identity of party involved JPMorgan Trust II Charles Schwab Bank Charles Schwab Bank Charles Schwab Bank N/A Not applicable. Number of transactions Total purchases 168 1 76 Total sales 77 Purchase price $ 92,485,397 N/A N/A N/A Selling price N/A $ 121,962,062 $ 34,757,788 $ 156,719,850 Lease rental Expense incurred -
Description of asset Short Duration Bond Strategy Charles Schwab Stable Value Fund Charles Schwab Stable Value Fund Charles Schwab Stable Value Fund
Cost of asset $ 92,485,397 $ 109,939,280 $ 33,140,619 $ 143,079,899
Net gain or (loss) $ 12,022,782 $ 1,617,169 $ 13,639,951
- 15 -
Plan Name Plan Sponsor EIN ERISA Plan # Plan Year Ending
SCHWAB PLAN RETIREMENT SAVINGS AND INVESTMENT PLAN 94-3025021 002 December 31, 2012
The required attachment marked with an X in the Attachment column is included within the Accountants Opinion attachment to Sch. H, Part III, Line 3, which consists of the entire audit report issued by the plans Independent Qualified Public Accountant (IQPA). Form/Schedule 5500 Sch. H 5500 Sch. H 5500 Sch. H 5500 Sch. H 5500 Sch. H Line # Line 3 Line 4i Line 4i Line 4j Line 4a Description Financial statements used in formulating the IQPA's opinion Schedule of Assets (Held at End of Year) Schedule of Assets (Acquired and Disposed of Within Year) Schedule of Reportable Transactions Schedule of Delinquent Participant Contributions X Attachment X X

Charles Schwab

Uploaded by

Document Information

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Charles Schwab

Uploaded by

Copyright:

Available Formats

Form 5500

Annual Return/Report of Employee Benefit Plan

OMB Nos. 1210-0110 1210-0089

Annual Report Identification Information X X X X

a multiple-employer plan; or a DFE (specify)

This return/report is:

special extension (enter description) ABCDEFGHI

X the DFVC program; ABCDEFGHI ABCDEFGHI ABCDE 1b 1c 2b 2c 2d

THE CHARLES SCHWAB CORPORATION

Filed with authorized/valid electronic signature.

JAY ALLEN ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDE

SIGN HERE Signature of employer/plan sponsor SIGN HERE

ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDE

ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDE

Form 5500 (2012) v. 120126

Form 5500 (2012)

Plan administrators name and address X Same as Plan Sponsor Name

X Same as Plan Sponsor Address

ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI ABCDEFGHI

012 123456789012 17816

General Schedules (1) (2) (3) (4) (5) (6)

Schedule C (Form 5500) 2011

Service Provider Information

OMB No. 1210-0110

File as an attachment to Form 5500.

For calendar plan year 2012 or fiscal plan year beginning

A Name of plan SCHWABPLAN RETIREMENT SAVINGS AND INVESTMENT PLAN ABCDEFGHI

Three-digit plan number (PN)

D Employer Identification Number (EIN) 012345678 94-3025021

Service Provider Information (see instructions)

CHARLES SCHWAB & CO INC

Schedule C (Form 5500) 2012 v.120126

Schedule C (Form 5500) 2012

Schedule C (Form 5500) 2012

2. Information on Other Service Providers Receiving Direct or Indirect Compensation.

(a) Enter name and EIN or address (see instructions)

100% OWNED 12 13 14 15 ABCDEFGHI SUBSIDIARY 37 50 64 ABCDEFGHI

123456789012 259253 345

ABCD (a) Enter name and EIN or address (see instructions)

100% OWNED ABCDEFGHI SUBSIDIARY ABCDEFGHI ABCD

123456789012 815503 345

(a) Enter name and EIN or address (see instructions)

ABCDEFGHI NONE ABCDEFGHI ABCD

123456789012 592188 345

Schedule C (Form 5500) 2012

2. Information on Other Service Providers Receiving Direct or Indirect Compensation.

(a) Enter name and EIN or address (see instructions)

NONE ABCDEFGHI ABCDEFGHI ABCD

123456789012 400221 345

(a) Enter name and EIN or address (see instructions)

NONE ABCDEFGHI ABCDEFGHI ABCD

123456789012 7548 345

(a) Enter name and EIN or address (see instructions)

ABCDEFGHI NONE ABCDEFGHI ABCD

123456789012 6714 345

Schedule C (Form 5500) 2012

2. Information on Other Service Providers Receiving Direct or Indirect Compensation.

(a) Enter name and EIN or address (see instructions)

NONE ABCDEFGHI ABCDEFGHI ABCD

123456789012 14692 345

(a) Enter name and EIN or address (see instructions)

NONE ABCDEFGHI ABCDEFGHI ABCD

123456789012 5794 345

(a) Enter name and EIN or address (see instructions)