Comments

Java
1. Minimum Premium should be USD 10,000.00 2. Di gumagana yung X, yung exit lang

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3. Na-double yung The general terms

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4. Walang decimal place yung

5. Insert phrase in red font returns of 2%, 3% and 4% representing low, medium, and high investment returns of the fund. These are hypothetical

6. Paki-center yung Date sa page 2

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7. All caps dapat yung DollarPro

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8. Tanggalin yung item 3 sa Risk Disclosures

Ito ipalit, then adjust numbering for Secondary Market Trading at Tax and Regulatory Change Event 3. Credit Risk of the Issuer The underlying asset of the fund is a senior unsecured debt obligation of the Issuer. Any payment on the underlying asset of the fund is dependent on the ability of the Issuer to pay its obligations as they come due. In the event the Issuer defaults on its obligations, you may not receive any amounts payable to you. The underlying asset of the fund is not guaranteed by the Philippine Deposit Insurance Corporation. 4. Credit Risk of the Republic of the Philippines The underlying asset of the fund is subject to the credit event risk of the Republic of the Philippines. Final redemption amount on maturity date may be less than 100% if a credit event occurs on or prior to maturity date.

9. Follow highlighted changes

5. Secondary Market Trading Subject to prevailing laws and to the extent practical, the Issuer will use its best efforts to provide a monthly secondary market for the notes. No assurance can be given that any trading market for the underlying asset of the fund will exist or whether any such market will be liquid or illiquid. Any market making activity if commenced may be discontinued at any time. If the underlying asset of the fund is not traded on any exchange, pricing information may be more difficult to obtain and the liquidity and price of the underlying asset of the fund may be adversely affected. This may affect the withdrawal values of this Policy.

10. Follow highlighted changes

6.

Tax and Regulatory Change Event Any future tax or other charges that may be imposed by any government affecting this Policy shall be for your account. Policy values shall be modified and/or reduced accordingly in case of a regulatory change event that results in losses suffered, or costs, or expenses incurred by the Issuer in connection with the underlying asset of the fund.

11. Insert a, remove guarantee

ACKNOWLEDGEMENT OF DISCLOSURE OF RISKS I acknowledge that: I have read and understood the disclosures and risk factors related to a DollarPro Policy. The principal features of the Policy, the manner in which the benefits will reflect the investment performance of the fund, the capital protection, and the withdrawal and maturity benefits have been explained to my satisfaction. I fully understand that in purchasing this Policy, I am assuming all investment risks associated with it.

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12. Flagyan ng line break

13. Lagyan ng break yung line