on 25 February 2014

Age is taken as on last birthday

PREMIUM AND BENEFIT DETAILS
ILLUSTRATION OF FUTURE BENEFITS
This illustration has been produced by HDFC Standard Life Insurance Company Limited to help you understand the benefits of your HDFC Life Super Savings Plan (Spl). These
illustrations must be read in conjunction with the sales literature, which describes the features of this product.
The values shown are for illustration only. What you actually receive will depend on what happens over the future lifetime of your policy, particularly investment returns.
The assumed rate of investment return is particularly important. The Illustration shows what you could get back using two assumed rates of investment return. These rates have been
specified by the Life Insurance Council.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed returns then
these will be clearly marked "guaranteed" in the illustration table on this page.
If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of return are not guaranteed and
they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.
The assumed investment returns of 4% and 8% per annum are not future bonus rates. Future bonus rates depend on the actual investment returns and other factors including but not
limited to the effects of taxation, persistency, mortality experience etc.
Guaranteed benefits are available provided all premiums are paid, when they are due. The illustrative benefits below assume that all premiums that are due have been paid. The
guaranteed benefits shown increase as reversionary bonuses are declared. The rate of future reversionary bonuses is not guaranteed.
All amounts are in Indian Rupees.
Illustrative Benefits on Maturity
On the survival of the Life Assured until the Maturity date, the illustrative Maturity benefits are as shown below.
Upon this payment, the policy terminates and no further benefit becomes payable.
Illustrative Benefits on Death
On the death of the Life Assured before the Maturity date the illustrative benefits are as shown below.
Upon this payment, the policy terminates and no further benefit is payable.
The benefits shown above are as at the end of the year.
Illustrative Benefits on Surrender
This contract is designed for long term savings and is not designed for short term investment. Should you need to surrender your policy in the short term, any surrender benefits may be
less than the premium(s) you have paid.
A policy may be surrendered after it acquires a guaranteed surrender value. Hence, Surrender Values are shown from year 3 onwards.
Ver: 30(19)d-30.19-30 25-Feb-2014 - 22:27:17 Page 1
This is the official illustration issued by HDFC Standard Life Insurance Company Limited. Illustration of any other type is not supported by the company.
Illustration for HDFC Life Super Savings Plan (Spl)
PERSONAL DETAILS
Name Age Gender
Life 1 deepak prajapati 21 M
POLICY DETAILS
Date of Policy Commencement: 25-Feb-2014
Policy Term: 15 year(s)
Premium Paying Term: 15 year(s)
Premium Frequency: Half-Yearly
Benefit Name
Sum Assured
(in Rs.)
Benefit Term (years)
Premium Paying
Term (years)
Premium
(in Rs.)
Taxes as
applicable*#
(in Rs.)
Total Premium
Main Benefit 319,229 15 15 12,000 371 12,371
Total Premium payable per Frequency: 12,000 371 12,371
Next premium Due Date 25-Aug-2014
* General Sales Tax (GST) in case of Jammu and Kashmir and Service Tax (including Education Cess) in all other cases.
#The Service Tax & Education Cess on the Main Benefit premium for year two and subsequent years will be Rs.186/-.
Guaranteed Benefit Non-Guaranteed Benefit Total Maturity Benefit
Assumed Investment Return Assumed Investment Return
Date of Maturity Super Savings Plan (Spl) 4% p.a. 8% p.a. 4% p.a. 8% p.a.
25-Feb-2029 319,229 106,941 204,851 426,170 524,080
Guaranteed Benefits Non-Guaranteed Benefit Total Death Benefit
Benefit on Valid Claim Assumed Investment Return Assumed Investment Return Assumed Investment Return
Policy Year 4% p.a. 8% p.a. 4% p.a. 8% p.a. 4% p.a. 8% p.a.
1 319,229 319,229 4,788 11,173 324,017 330,402
2 319,229 319,229 9,577 22,346 328,806 341,575
3 319,229 319,229 14,365 33,519 333,594 352,748
4 319,229 319,229 19,154 44,693 338,383 363,922
5 319,229 319,229 23,942 55,866 343,171 375,095
6 319,229 319,229 28,730 67,039 347,959 386,268
7 319,229 319,229 33,519 78,212 352,748 397,441
8 319,229 319,229 38,307 89,385 357,536 408,614
9 319,229 319,229 43,095 100,558 362,324 419,787
10 319,229 319,229 47,884 111,731 367,113 430,960
11 319,229 319,229 52,672 122,904 371,901 442,133
12 319,229 319,229 57,461 134,078 376,690 453,307
13 327,600 327,600 62,249 145,251 389,849 472,851
14 352,800 352,800 67,037 156,424 419,837 509,224
Upon this payment, the policy terminates and no further benefit becomes payable.
The values shown are for illustration only.
What you actually receive will depend on what happens over the future lifetime of the policy.
Depending on the prevailing market conditions, the surrender value may be revised.
Benefits shown above are at the end of the year.
If you would like help to understand this illustration, please speak to your Financial Consultant / Relationship Manager.
TERMS AND CONDITIONS
1. The Premium and the Sum Assured stated above is based on the information provided. They may vary as a result of underwriting.
2. For details of the above benefits, please read the sales literature provided.
3. Any statutory levy or charges (such as Service Tax & Education Cess) including any indirect tax may be charged to the Policyholder either now or in future by the Company and such
amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
4. UIN for HDFC Life Super Savings Plan (Spl) - 101N090V01
Guaranteed Benefit Non-Guaranteed Benefit Total Surrender Benefit
Assumed Investment Return Assumed Investment Return
Policy Year Guaranteed Surrender Value 4% p.a. 8% p.a. 4% p.a. 8% p.a.
3 21,600 16,309 25,593 37,909 47,193
4 48,000 5,830 19,013 53,830 67,013
5 60,000 11,667 29,219 71,667 89,219
6 72,000 19,585 42,015 91,585 114,015
7 84,000 29,802 57,673 113,802 141,673
8 106,963 31,543 65,464 138,506 172,427
9 132,689 33,267 73,910 165,956 206,599
10 161,136 35,226 83,315 196,362 244,451
11 192,350 37,700 94,040 230,050 286,390
12 226,282 40,980 106,434 267,262 332,716
13 262,985 45,393 120,916 308,378 383,901
14 302,400 51,270 137,885 353,670 440,285
Financial Consultant's Signature: Customer's Signature:
Financial Consultant's Name: Date:
Financial Consultant's Code : Place:
Business Development Manager's Name: