Exam Paper of IBPS Specialist Officers Held On 11.03.

2012 Test III (General Awareness)

101. Who among the following is one of the recipients of the Nobel Peace Prize 2011? (a) Ellen Johnson Sirleaf (b) Jules A. Hoffmann (c) Bruce A. Beutler (d) Adam G. Riess (e) Tomas Transtromer 102. The Food Security Bill 2011 which is the process of becoming an Act, divides the entire population of the country into two groups. Which of the following are these two groups? (a) Below poverty line and Above poverty line (b) General population and Excluded population (c) Included households and Excluded households (d) Covered under PDS and Not Covered under PDS (e) General households and priority households 103. RBI has recently deregulated the rates of interest to be provided by various Banks to their depositors/customers with effect from 25-10-2011 on their _____ accounts? (a) Time Deposit (b) Saving bank (c) Loan (d) Fixed deposit (e) Current 104. Which of the following is the main advantage of ASBA with the applicants for share allotment? (a) ASBA applicant has got secured allotment of shares (b) ASBA applicant has got certain preference in allotment of shares as compared to general applicants (c) ASBA applicant need not remit the fund for allotment of shares, he/she will do so after shares are allotted to him/her. (d) ABSA Applicants deposit/OD account is not debited, only the funds are blocked for the same and he/she continues to avail interest till the shares are allotted to him/her. (e) None of these

105. Many people die in Deadly Games in Egypt: Was the news in almost all major newspaper in February 2012. Which of the following statements is the correct representation of Deadly Game given in the headlines? (a) A riot broke out during a Football Match in Egypt in which many people were killed (b) Police had to open fire on a Mob including some genuine ticked holders, who were not allowed to enter the Stadium even after the start of the match (c) Egypt is famous for its dangerous games of Bull fight and Martial Game; Many participants die every year in such games (d) Some terrorist opened fire during a football match. About 10000 people were killed in the incident (e) The defeat in the game is considered equivalent to death 106. Mullaperiyar Dam which was recently in news, is located in which of the following States? (a) Maharashtra (b) Karnataka (c) Andhra Pradesh (d) Kerala (e) Tamil Nadu 107. Like telephone/Mobile number portability, the Ministry of Finance/RBI is now also considering to provide bank account number portability to bank customers. Which of the following would it mean? (a) Any customer/account holder can with draw cash from any other Bank through his/her won cheques drawn on other bank even without ATM (b) Any borrower can draw funds from his/her loan account from any other bank also (c) The account number of any account holder will remain the same even if he/she is getting his/her account transferred to another bank also. (d) Bank customers would have the facility of mobile Banks to withdraw cash nearby his/her place (e) None of these 108. The total number of Kisan Credit Card holder farmers in our country is _________ (a) 8 Crores (b) 10 Crores (c) 5 Crores (d) 7.5 Crores (e) 6 Crores 109. NRE deposit is _______________

(a) Non Resident External deposit (b) Non Resident Extra deposit (c) Non Resident Exchange deposit (d) Non Refundable External deposit (e) Non Resident Extended deposit 110. What is offshore banking? (a) It is a bank located in the sea (i.e. island) (b) It is a bank located in SEZ (c) It is a bank located in a neighbouring country (d) It is a bank located outside the country of residence of the depositor (e) Offshore banking is basically dealing in foreign exchange 111. Maoists in which of the following countries recently decided to accept Govts of Golden Handshake and enter into civilian life or mainstream of the society? (a) Myanmar (b) India (c) China (d) Nepal (e) Bhutan 112. Which of the following is correct? (a) Illiterates cannot open any account in a bank (b) Illiterate women cannot open any account in a bank (c) Illiterates can open savings bank accounts in a bank (d) Advance can be granted to a minor (e) Advance can be granted to a minor if he is of sound mind 113. As per newspaper reports western countries are going to impose sanctions on which of the following OPEC countries as it is said that is trying to make a nuclear bomb? (a) Kuwait (b) Iraq (c) Iran (d) Saudi Arabia (e) Angola 114. The Reliance Industries Ltd (RIL) has decided to return some KG field to the Government of India was the news in some major newspapers. What is the major production in KG fields owned by RIL? (a) Crude oil (b) Gas (c) Coal

(d) Iron ore (e) Gold are and Diamonds 115. Non convertible debentures are ___________ (a) Debt instruments which acquire equity status at the issuers option. (b) Debt instruments which acquire equity status at the investors option. (c) Debt instruments which acquire equity status with the permission of Registrar of Companies. (d) Debt instruments which acquire equity status on maturity. (e) Debt instruments which retain their debt character and cannot acquire equity status. 116. Indias Dipika Pallikal and Sarah Cardwell of Australia recently played an international match in Chennai. Both of them are _________ (a) Badminton players (b) Gold players (c) Chess players (d) Squash players (e) Table tennis players 117. IRDA norms will boost online distribution was the news in some major newspaper. This means online distribution of which of the following will boost up? (a) Bank products (b) Insurance policies/products (c) Licenses to open new banks/ branches of existing banks (d) Licenses to operate 2G/3G spectrums (e) Permits for export of iron ore 118. Lajja is a book written by _____________ (a) Salman Rushdie (b) Taslima Nasreen (c) Suil Ganguli (d) Rabindranath Tagore (e) Bimal Mitra 119. The prevent frauds in multiple mortgage cases, under SARFAESL Act, 2002 one special thing has been created and made operative from 01.04.2011.Which one is that from the following? (a) Special Registrar Office at Lucknow (b) Special Central Arbitration Bureau at Lucknow (c) Central SARFAESI Tribunals at 6 Centres (d) Central Electronic Registry (e) State Electronic Registries

120. SBI has merged which of the following two associate banks with itself? (a) State Bank of Hyderabad & State Bank of Patiala (b) State Bank of Hyderabad & State Bank of Travancore (c) State Bank ofMysore&State Bank of Travancore (d) State Bank of Indore & State Bank of Hyderabad (e) State Bank of Indore & State Bank of Saurashtra 121. Assembly Elections took place in which one of the following States recently? (in January 2012) (a) Madhya Pradesh (b) Maharashtra (c) Kerala (d) Punjab (e) Tamil Nadu 122. Which one of the following is not a salient feature of Debit Card? (a) No bad debts to banks and no suits for recovery (b) Non interest earning for banks (c) Works like a normal withdrawal (d) Can be used at ATM and POS (e) 45 days credit is given to the card holder 123. Bank issue a letter to beneficiary on behalf of its constituents like guarantee formaking payment on their behalf on fulfillment of its terms and conditions. What is this arrangement know in banking context? (a) Line of Credit (b) Loan to Client 125. World leaders are to assemble in Rio de Janeiro in June 2012 for the United Nations Conference on Sustainable Development (Rio + 20). All nations are going to make some commitment towards the goal of the conference. As per the agenda circulated, what commitment do world leaders want from India in the Conference? (a) India should agree to double its energy efficiency under a global understanding (b) India should suspend its nuclear pact with USA for at least should reduce it to 50% level of agreed capacity (c) Nuclear power plants are highly risky as seen in Japan recently. Hence no new plant should be made (d) India has a vast resource of coal. It must its coal resources with other countries to enable them to produce thermal power which they are not doing so far due to lack of coal mines there (e) None of these 126. Who among the following is the recipient of the Padma Vibhushan given in 2012?

(a) Late (Dr.) Bhupen Hazarika (b) Sri Vanraj Bhatia (c) Sri Javed Akhtar (d) Sri Amitabh Bachhan (e) Smt. Ambika Soni 127. Under the liberalized scheme of interest subsidy, Government of India provides interest subsidy on housing loan at the rate of __________ (a) 0.50% (b) 1.00% (c) 2.00% (d) 2.00% + 1.00% for prompt repayment (e) None of these 128. When a Bank provides a loan for purchase of white goods, it is categorized as _______ (a) Consumption loan (b) White Goods loan (c) Consumer Durable loan (d) Working Capital (e) Bridge Loan 129. India has decided to acquire Rafale Fighter planes for its air force wing. Which country is going to supply Rafale fighter planes? (a) Italy (b) Britain (c) Canada (d) France (e) Germany 130. Which of the following statements about contribution (approximately) of agriculture sector in GDP is correct? (a) Agriculture contributes 50% of total GDP (b) Agriculture does not contribute significantly to Indias GDP as the share is less than 1% (c) Indias GDP does not take agriculture sector into account (d) Agriculture Sector is the part of Service Sector. Hence it is not considered as an independent sector (e) Agriculture Sector contributes 20% in Indias GDP 131. Banks are considered as financial intermediaries. Which of the following activity correctly and comprehensively explains this role of banks?

(a) Accepting deposits of money for the purpose of lending and investment (b) Granting loans to the weaker section of the society (c) Accepting money for remittance and issuing bank drafts (d) Providing safe deposit services (e) Opening accounts and accepting deposit therein 132. The rate below which banks cannot generally lend is called as ________________ (a) Base rate (b) Floor rate (c) Repo rate (d) Call money rate (e) Ceiling rate 133. As per the data released by the Union Health Ministry (of India) the infant mortality rate is lowest in _____________ (a) Tamil Nadu (b) Maharashtra (c) Goa (d) Uttar Pradesh (e) Madhya Pradesh 134. Dada Saheb Phalke Awards are given by theMinistry of ____________ (a) Social Welfare (b) Corporate Affairs (c) Home Affairs (d) Human Resources Development (e) Information & Broadcasting 135. Which of the following is not a type of Cheque? (a) Crossed cheque (b) Blank cheque (c) Speed cheque (d) Bearer cheque (e) Order cheque 136. Mr. John Key is the present _____________ (a) Prime Minster of Canada (b) Prime Minister of Australia (c) Prime Minister of New Zealand (d) President of Australia (e) President of Canada

137. In relation to banking, what do you understanding by Ever Greening of loan Account? (a) Full repayment of a loan account before maturity Pre-payment (b) Full repayment of a loan account exactly a t maturity (c) Fresh Loan sanctioned during the tenure of account for enhancement of limits (d) Adjusting the NPA/Sticky account with fresh sanction of loans (e) Loans provided for new projects to new customers 138. Which of the following is the name of an autonomous organization for rural technology? (a) CAPART (b) MGNREGA (c) PURA (d) IRDP (e) NGAPS 139. With a view to facilitate payment of balance in deposit account to the person named by the deposition without any hassles in the event of death of the account holder, the following facility was introduced in bank accounts in our country? (a) Will (b) Registration (c) Nomination (d) Indemnity (e) Guarantee 140. Which of the following countries is NOT a member of ASEAN? (a) Thailand (b) Myanmar (c) Singapore (d) Vietnam (e) Brazil 141. Which of the following is not a Negotiable Instrument? (a) Cheque (b) Fixed Deposit Receipt (c) Promissory Note (d) Bill of Exchange (e) All (a) to (d) above are negotiable instruments 142. Which of the following Stock Exchanges in India recently launched Carbon Index so that investors can assess risk and opportunities associated with climate change?

(a) Delhi Stock Exchange (b) National Stock Exchange (c) Bombay Stock Exchange (d) Kolkata Stock Exchange (e) Ahmadabad Stock Exchange 143. Which of the following would be the venue of the World Athletic Championship 2013? (a) New Delhi (b) Tokyo (c) London (d) Paris (e) Moscow 144. Who among the following represented India in 17th SAARC Summit held at Addu in Maldives in November 2011? (a) Smt. Sonia Gandhi (b) Dr. Manmohan Singh (c) Shri Pranab Mukherjee (d) Shri P Chidambaram (e) Shri Rahul Gandhi 145. What is the maximum balance amount that is eligible for earning interest in a normal saving bank account? (a) Rs. 1 lac (b) Rs. 2 lacs (c) Rs.3 lacs (d) Rs. 5 lacs (e) No limit 146. When a customer opens a Deposit account with the Bank, which one of the following is the status of the Bank? (a) Debtor (b) Creditor (c) Trustee (d) Beneficiary (e) None of these 147. Which of the following states decided to give Khatedhari Rights to about 30,000farmers occupying the custodian lands? (a) Gujarat (b) Rajasthan

(c) Madhya Pradesh (d) Uttar Pradesh (e) Uttrakhand 148. Which of the following functions are not being performed by the Reserve Bank of India? (a) Regulation of Banks in India (b) Regulation of Foreign Direct Investment in India (c) Foreign CurrencyManagement in India (d) Control & Supervision of Monday Supply (e) Currency Management in India 149. A bank is called as Scheduled Bank when ______________ (a) Its business has crossed Rs. 1000 crore mark (b) Its branch network is over 100 (c) It is included in the second Scheduled of the RBI Act (d) When it complies with all the three above (e) None of these 150. Australian govt. recently decided to sell Uranium to India. Uranium is used mainly for ______ (a) manufacturing of chemical fertilizers (b) manufacturing of Drug/Pharma products (c) nuclear power generation (d) making arsenals (e) making electronic chips

nstitute of Banking Personnel Selection Common Written Examination :2011 (Computer Knowledge)
1. Buffer is device/storage area 1. Where data are temporarily stored 2. Where data is permanently stored 3. Where data error occurs 4. All of the above 5. None of these 2. A network geometric arrangement in which a single connecting line is shared by a number of nodes is called 1. Car Topology 2. Bus Topology 3. Truck Topology 4. All of the above 5. None of these 3. An error in a computer program is referred as 1. Bug 2. Bit 3. Virus 4. All of the above 5. None of these 4. Circuits that provide a communication path between two or more devices of a digital computer system is 1. Car 2. Bus 3. Truck 4. All of the above 5. None of these 5. A fixed number of adjacent bits that represent a particular character or symbol are referred as 1. Byte 2. Octal 3. Bubble 4. All of the above 5. None of these 6. Cache memory is a 1. Small buffer storage 2. Permanent storage 3. Main memory

4. All of the above 5. None of these 7. The total number of digits (symbols) available to represent numbers in a positional number system is referred as 1. Number system 2. Base 3. Power 4. All of the above 5. None of these 8. Cache memory is 1. Smaller and faster than main storage 2. Bigger and slower than main storage 3. Smaller but slower than main memory 4. Bigger and faster than main memory 5. None of these 9. Cache memory 1. Is a Static RAM 2. Increases the speed of processing by making current programs and data available to the CPU at a rapid rate 3. Both 1. and 2. are true . 4. Both 1. and 2. are false 5. None of these 10. Following is false for BASIC 1. Beginners All-Purpose Symbolic Instruction Code 2. High-level interactive programming language 3. Works in time sharing environment 4. Low level object oriented language 5. None of these 11. A unit for measuring data transmission speed that describes the capacity of a carrier is referred as 1. Baud 2. Bit 3. Bond 4. All of the above 5. Batch 12. A process of trying out a new product by independent users before it is finally manufactured/developed 1. Alpha test 2. Beta Test 3. Gamma test

4. All of the above 5. None of these 13. A selection, choice, or condition involving two possibilities is referred as 1. Unary 2. Binary 3. Octal 4. All of the above 5. None of these 14. Base band System is 1. A networking system 2. Where the channel support a single digital signal 3. Both 1. and 2. are true 4. All of the above 5. None is true 15. One of the early coding systems, based on the idea of converting each digit of a decimal number into its binary equivalent rather than converting the entire decimal value into a pure binary form is 1. ASCII code 2. BCD 3. ASCII-8 4. All of the above 5. None of these 16. In Batch processing 1. Several computer programs runs one after another without human interaction to run each program individually 2. Several computer programs runs one after another with human interaction to run each program individually 3. Selected computer programs runs one after another with human interaction to run each program individually 4. All of the above 5. None is true 17. BISYNC is 1. Binary synchronous 2. A process of transmitting data 3. A half-duplex, character oriented, synchronous data communication transmission method 4. All of the above 5. None of these 18. A device that is used to transmit data from one location to another is referred as 1. Storage 2. Memory 3. Carrier

4. All of the above 5. None of these 19. Programs developed by an outside supplier and provided to the user in a machine readable form is known as 1. Canned programs 2. Beta program 3. Alpha program 4. All of the above 5. None of these 20. A binary numbers are represented by 1. Digits 0 and 1 2. Digits 0, 1, ..., 8 3. Digits AB, C,... 4. All of the above 5. None of these 21. BIOS is responsible for 1. Handling the particulars of input/output operations 2. Output operations 3. Input operations 4. All of the above 5. None of these 22. BIOS is an abbreviation for 1. Binary Input/Binary Output 2. Binary synchronous 3. Binary digit 4. All of the above 5. None of these 23. BISYNC is an abbreviation for 1. Binary Input/Binary Output 2. Binary synchronous 3. Binary digit 4. All of the above 5. None of these 24. The overall design, construction, organiz-ation and interconnecting of the various components of a computer system is referred as 1. Computer Architecture 2. Computer Flowchart 3. Computer Algorithm 4. All of the above 5. None of these

25. A number system with a base of two is referred as 1. Unary number system 2. Binary number system 3. Octal number system 4. All of the above 5. None of these

Answers:
1. (1) 2. (2) 3. (1) 4. (2) 5. (1) 6. (1) 7. (2) 8. (1) 9. (3) 10. (4) 11. (1) 12. (2) 13. (2) 14. (3) 15. (2) 16. (1) 17. (4) 18. (3) 19. (1) 20. (1) 21. (1) 22. (1) 23. (1) 24. (1) 25. (2)

Banking Personnel Selection Common Written Examination :2011 (English Language)

Direction: In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, four words are suggested. One of which fills the blank appropriately. Find out appropriate word in each case. The Reserve Bank has taken a bold (46) in the development of money, the government securities and the foreign exchange markets in (47) of their critical role in overall growth and development of the economy and (48) in the transmission mechanism of monetary policy. The approach has been one of simultaneous movements on several fronts, graduated and callibrated, with an (49) on institutional and infrastructural development and improvements in market microstructure. The pace of reforms was contingent (50) putting in place appropriate systems and procedures, technologies and market practices. Initiatives taken by the Reserve Bank have brought about a (51) transformation of various segments of the financial market. These developments by improving the depth and liquidity in domestic financial markets have (52) to better price discovery of interest rates and exchange rates, which, in turn, hae led to greater (53) in resource allocation in the economy. The increase in size and depth of financial market has (54) the way for (55) use of indirect instruments. 1. (1) interest (2) participation (3) step (4) role (5) None of these 2. (1) point (2) tune (3) view (4) pursuit (5) None of these 3. (1) decisively (2) reluctantly (3) visibly (4) particularly (5) None of these 4. (1) equilibrium (2) emphasis (3) appeasement (4) overload (5) None of these

5. (1) by (2) for (3) against (4) upon (5) None of these 6. (1) trivial (2) jubilant (3) fastidious (4) significant (5) None of these 7. (1) addressed (2) contributed (3) initiated (4) evolved (5) None of these 8. (1) measures (2) activism (3) debacle (4) efficiency (5) None of these 9. (1) paved (2) repaired (3) dug (4) elevated (5) None of these 10. (1) revolutionised (2) indiscriminate (3) flexible (4) arbitrary (5) None of these

Answers:
1. (3 ) 2. (4) 3. (4) 4. (2) 5. (4) 6. (4) 6. (2) 7. (1) 8. (1) 9. (3) 10.(3)

Institute of Banking Personnel Selection Common Written Examination :2011 (Mental Ability) Verbal
1. If Step IV reads to restrict the use of air conditioners, which of the following will definitely be the input? (1)use to of the air conditioners restrict (2)restrict the to of air conditioners use (3)the air conditioners of restrict use to (4) Cant be determined (5) None of these Directions: Read the following information carefully and answer the questions given below: A famous museum issues entry passes to all its visitors for security reasons. Visitors are allowed in batches after every one hour. In a day there are six batches. A code is printed on entry pass which keeps on changing for every batch. Following is an illustration of pass-codes issued for each batch.

Batch I: clothes neat and clean liked are all by Batch II: by clothes neat all are and clean liked Batch III: liked by clothes clean and neat all are and so on 2. If pass-code for the third batch is night succeed day and hard work-to for, what will be the pass-code for the sixth batch? (1)work hard to for succeed night and day (2)hard work for and succeed night to day (3)work hard for to succeed night and day (4)hard work for to succeed night and day (5) None of these 3. If visit in zoo should the time day is the pass-code for the fifth batch, zoo we the should visit day time in will be the pass-code for which of following batches? (1) II (2) IV (3) I (4) III (5) VI 4. Sanjay visited the museum in the fourth batch and was issued a pass-code to fast rush avoid not do very run. What would have been the pass-code for him had he visited the museum in the second bitch? (1)rush do not avoid to run very fast (2)rush not do-avoid to run very (3)avoid rush not do to run very fast (4) Date inadequate (5) None of these 5. Subodh went to visit the museum in the second batch. He was issued a pass-code length the day equal of an night are. However, he could not visit the museum in the second batch as he was a little late. He then preferred to visit in the fifth batch. What will be the new pass-code issued to him? (1)and of are night the length equal day (2)and are of night the length equal day (3)and of are night the equal day length (4 )an d of are th e night len gth day equal (5) None of these 6. If ass-code for the second batch is to confidence hard you leads work and success, what will be the pass-code for the fourth batch? (1)leads success to you hard confidence and work (2)leads success you to hard confidence and work (3)leads success to you hard confidence work and (4)leads to success you hard confidence and work (5) None of these

7. If the pass-code issued for the last (sixth) batch is and pencil by all boys used are pen, what will be the passcode for the first batch? (1)pencil and pen are used by all boys (2)pen and pencil used are by all boys (3)pen and pencil are used by all boys (4)Pencil and pen are used all by boys (5) None of these 8. If the pass-code for the sixth batch is not go the way to of out do, what will be the passcode for the third batch? (1)Of do to out go not way the (2)of to do out not go way the (3)of to go out do not way the (4) Data inadequate (5) None of these Directions: Study the following information to answer the given questions: A word rearrangement machine when given an input line of words, rearranges them following a particular rule in each step. The following is an illustration of input and the steps of rearrangement: Input: Over you pat me crow easy to. Steps: (I) pat over you crow easy to me Steps: (II) crow pat over you to me easy Steps: (III) over crow pal to me easy you Steps: (IV) to over crow pat easy you me and so on. As per the rule followed in the above steps, find out the appropriate step for the given input in the following questions: 9. If Step II of an input is ge su but he for game free, what would be step VI? (1)a for but fine he game su (2)for free ge game su he but (3)free ge for but game su he (4)he ge su but game free for (5) None of these 10. If step IV of an input is blue navy kit lime se get, which of the following would definitely be the input? (1)navy get lime out kit se blue (2)lime navy get kit se blue out (3)lime blue navy kit get out se (4)kit blue navy se get out lime (5) None of these 11. Input: but calm free are so not eat. Which of the following will be the 3rd step for this input?

(1)so free but calm eat are not (2)but calm are free not so eat (3)are but calm free not eat so (4)but so free eat are not calm (5) None of these 12. If step V of an input is put down col in as mach sa , what would be the 8th step? (1)down in put much sa as col (2)in put down cot much sa as (3)much in put down sa as col (4)col put down as much sa in (5) None of these 13. Input: rim bye eat klin fe to low Which of the following steps would be fe low rim to bye klin eat? (1) VIth (2) vth (3) IVth (4) IIIrd (5) None of these Directions: A word arrangement machine, when given a particular input, rearranges it following a particular rule. The following is the illustration of the input and the steps of arrangement: Input: Put pocket hand watch he for them. Step I: Put for he watch hand pocket them. Step II: Put he for watch pocket hand them. Step III: Put hand pocket watch for he them. Step IV: Put pocket hand watch he for them. And so on goes the machine. Study the logic and answer the questions that follow: 14. If Step III of a given input be fly sky birds my su fur say, what is the seventh step of the input? (1)fly sky birds my su fur say (2)fly birds sky my fur su say (3)fly fur su my birds sky say (4)fly su fur my sky birds say (5) None of these 15. If Step VII of an input is slow ran dhurwa pat hak dig vi, what is step V of that input? (1)slow dig hak pat dhurwa ran vi (2)slow hak dig pat ran dhurwa vi (3)slow hak dig pat ran dhurwa vi (4)slow ran dhurwa pat hak dig vi (5) None of these

Answers
1. (2) 2. (3) 3. (4) 4. (1) 5. (1) 6. (1) 7. (3) 8. (5) 9. (3) 10. (1) 11. (4) 12. (5) 13. (2) 14. (1) 15. (2)

Non Verbal

Answers
1. (2) 2. (3) 3. (3) 4. (4) 5. (2)

Personnel Selection Common Written Examination :2011 (Numerical Ability)

1. The sum of three consecutive natural numbers each divisible by 3 is 72. What is the largest among them? 1. 25 2. 26 3. 27 4. 30 5. 26 Answer: (3) 2. The numerator of a non-zero rational number is five less than the denominator. If the denominator is increased by eight and the numerator is doubled, then again we get the same rational number. The required rational number is: 1. 1/8 2. 4/9 3. 2/8 4. 3/8 5. 3/8 Answer: (5) 3. Find the greatest number that will divide 640, 710 and 1526 so as to leave 11, 7, 9 as remainders respectively. 1. 36 2. 37 3. 42 4. 29 5. 47 Answer: (2) 4. Jayesh is as much younger than Anil as he is older than Prashant. If the sum of the ages of Anil and Prashant is 48 years, what is Jayeshs age in years? 1. 29 2. 30 3. 24 4. 25 5. 28 Answer: (3) 5. A bag contains one rupee, 50-paise and 25-paise coins in the ratio 2 : 3 5. Their total value is Rs. 114. The value of 50 paise coins is:

1. Rs. 28 2. Rs. 36 3. Rs. 49 4. Rs. 72 5. Rs. 50 Answer: (1) 6. A tempo is insured to the extent of 4 5 of its original value. If the premium on it at the rate of 1.3 percent amounts to Rs. 910, the original value of the tempo is: 1. Rs. 78,000 2. Rs. 78,500 3. Rs. 80,000 4. Rs. 85,000 5. Rs. 87,500 Answer: (5) 7. By selling 45 lemons for Rs. 40, a man loses 20%. How many should he sell for Rs. 24 to gain 20% in the transaction? 1. 19 2. 18 3. 24 4. 22 5. 23 Answer: (2) 8. In a ratio, which is equal to 3 : 4, if the antecedent is 12, then the consequent is: 1. 10 2. 16 3. 20 4. 22 5. 18 Answer: (2) 9. A, B and C are employed to do a piece of work for Rs. 529. A and B together are supposed to do 19/23 of the work and B and C together 8/23 of the work. What amount should A be paid? 1. Rs. 320 2. Rs. 345 3. Rs. 355 4. Rs. 380 5. None of these Answer: (2) 10. A boy rides his bicycle 10 km at an average speed of 12 km/hr and again travels 12 km at an average speed of 10 km/hr. His average speed for the entire trip is approximately : 1. 10.4 km/hr

2. 10.8 km/hr 3. 12 km/hr 4. 14 km/hr 5. 13 km/hr Answer: (2) 11. From a pack of 52 cards, two cards are drawn together at random. What is the probability of both the cards being kings? 1. 1/19 2. 27/29 3. 35/256 4. 1/121 5. 35/121 Answer: (4) 12. An automobile financier claims to be lending money at simple interest, but he includes the interest every six months for calculating the principal. If he is charging an interest of 10%, the effective rate of interest becomes: 1. 13% 2. 10.25% 3. 15% 4. 11% 5. None of these Answer: (2) 13. A towel, when bleached, was found to have lost 20% of its length and 10% of its breadth. The percentage of decrease in area is: 1. 11% 2. 12% 3. 20% 4. 28% 5. 33% Answer: (4) 14. What is the difference in exports between the periods March to May and June to August (in $ million)? 1. 418 2. 592 3. 5790 4. 585 5. None of these Answer: (4) 15. If the exports of company B in the year 2003 were Rs. 77 crore, then, what were the imports of the company in that year? 1. 86 crore

2. 107.5 crore 3. 103.95 crore 4. 101 crore 5. None of these Answer: (3)

Institute of Banking Personnel Selection Common Written Examination :2011 (Current Affairs) Nilekani Panel Submits Report on Cash Transfer Scheme
UIDAI Chairman Nandan Nilekani submitted the report of the committee headed by him regarding direct transfer of subsidy to the beneficiaries, to the Finance Minister Pranab Mukherjee. The interim report of the task force on direct transfer of subsidies on Kerosene, LPG and Fertilisers suggested creation of a Core Subsidy Management System (CSMS) for maintaining information on entitlements and subsidies for all beneficiaries. The CSMS, as indicated in the report, will provide increased transparency in the movement of goods, level of stocks, prediction and aggregation of demand and identification of beneficiaries. Nilekani Panel on Cash Transfer Scheme Highlights of Recommendations Nade in Interim Report Submitted by the Panel LPG:

Phase I: Cap consumption of subsidised cylinders (Policy decision of government and not a specific task force recommendation). Phase II: Consumers buy LPG at market price, with direct transfer of subsidy to their bank account. Phase III: Identify and target segmented customers for subsidy.

Fertiliser:

Phase I: Information visibility up to the retailer level. Phase II: Direct transfer of subsidy to the retailer. Phase III: Farmers buy fertilisers at market price, with direct transfer of subsidy to their bank account.

Kerosene: Phase I: Cash transfer through state governments.

Phase II: Cash transfer to accounts of beneficiaries. Report recommends creation of centralised software for the product and service transfer. The poors have been recommended to get the share of subsidies directly through bank branches, Automated Teller Machines (ATMs), business correspondents, the internet or mobile banking channels. Pilot projects for such direct cash transfers have been recommended to begin in seven places Tamil Nadu, Assam, Maharashtra, Haryana, Delhi Rajasthan and Orissafrom October 2011.

Countrys Exports Register 45.7% Growth in Q 1 Of 201112:

Countrys exports in June 2011 rose for the third month in a row by growing 46.4 per cent to $ 29.2 billion, driven by high-end products such as engineering goods. Imports increased 42.4 per cent to $ 36.2 billion. About one-third of this import bill was accounted for by petroleum, oil and lubricant. This resulted trade deficit at $ 7.7 billion. During the first quarter of 2011-12 (i.e. April- June 2011), exports rose 457% to $ 79 billion. With imports growing 362% to $ 110.6 billion, the trade deficit stood at $ 7.7 billion. Export sectors good performance was well supported by various industries like engineering, oil, electronics, drugs, chemicals and readymade garments. The main components in the import bill on the other hand were oil, gold and silver, machinery, electronics and pearls/ precious stones. Oil import bill has been a major head in countrys total import bill. During the first quarter of 2011-12, oil imports rose 18 per cent to $ 30.5 billion and it is projected to be around $ 120-130 billion during the entire financial year 2011-12. Machinery imports valued at $ 9 billion showing 49 per cent growth. With 71 per cent growth electronics imports went to $ 7.6 billion. It may be recalled that during last year 2010-11, merchandise exports had grown 37.55% to $ 246 billion compared with 2009-10 while imports were up 21.6 per cent at $ 350 billion, resulting trade deficit at $ 104 billion. The government has set a target of $ 500 billion worth of exports by 2014 and doubling of Indias share of global exports by 2020.

RBI Asks Government To Improve Expenditure Quality:

RBI in its quarterly review of Monetary and Credit Policy 2011-12 pointed out the risk of high fiscal deficit pushing up inflation and consequently it suggested central government to improve the quality of expenditure to contain demand in the economy. Trade Figures (Ap11) ExportsThe Break-up Sector Value ($ (% ImportsThe Break-up Sector Value ($ (%

b) Engineering Oil Gems &jewellery Readymade garments Manmade yarn & fabrics Cotton yarn & fabrics Electronics Drugs & pharma Chemicals Plastics & linoleum Leather Mica, coal & ores Marine products 23 14 9.25 3.6 1.2 1.5 2.8 3.08 2.9 1.5 1.1 2.7 0.6

growth) 94 60 19 34 30 9.1 69 25 52 50 26 270 27 Oil Pearls, gems Gold & silver Machinery Electronics Chemicals Coal Iron & steel Transport equipment Ores & scrap Vegetable Oil Resins & plastics Fertilisers

b) 30.5 7.5 17.7 9 7.6 4.5 3.7 2.7 2.5 3.4 2 1.8 1.28

growth) 18 10 200 49 71 19 27 -10 34 37 55 0 -28

As per RBIs viewpoint, the large fiscal deficit has been a key source of demand pressures, therefore, fiscal consolidation is critical to maintain inflationary pressure in the economy. The government can support RBIs efforts to achieve low and stable inflation by re-allocating resources to finance supply bottle-necks in food and infrastructure. Outstanding Liabilities and Gross Fiscal Deficit (as % of GDP) Year 2009-10 2010-11 2011-12 (BE) 53.7 49.9 48.5 Outstanding Liabilities 5.4 4.7 4.6 Gross Fiscal Deficit

Despite the hike in administered prices of fuel products, RBI still finds an element of suppressed inflation in the economy. As per RBIs estimates, about 1 per cent of gross domestic product is still to be financed and becomes a major portion of this subsidy Bill. This subsidy Bill will result in inflationary pressure which, according to RBI is a major concern on the part of the government.

Food Accounts Largest Share in Consumers Spending : NSSO

NSSOs 66th round of survey household consumer expenditure reveals that Indians are still spending a major chunk of their expenditure on food items. The survey, covering the period from July 2009 to June 2010 shows an average rural household to have allocated 53.6 per cent of its monthly consumption expenditure on food items. The corresponding share for urban household was less, at 407 per cent. According to the latest figures on consumption expenditure, per capita consumption expenditure in a month was 88 per cent more in case of urban India compared to rural. India during 2009-10, a trend which was more or less five years ago.

Share of Food in Total Consumption Expenditure (in%) Year 1987-1988 1993-1994 1999-2000 2004-2005 2009-2010 Rural 64.0 63.2 59.4 55.0 53.6 Urban 56.4 54.7 48.1 42.5 40.6

Per capita expenditure on consumption for the bottom 10 per cent of the people in rural areas was five times less than the top 10 per cent of the people while in case of urban parts, it was 10 per cent less. Survey results show that cereals still make up the largest chunk of an average Indian households consumption budget15.6 per cent in rural and 9.1 per cent in urban areas. This is followed by fuel and light (9.5 per cent in rural and 8 per cent in urban), milk and milk products (8.6 per cent and 7.8 per cent), vegetables (6.2 per cent and 4.3 per cent) and clothing (4.9 per cent and 4.7 per cent). The survey has estimated the all-India average monthly per capita expenditure at Rs. 1,053.64 in rural and Rs. 1,984.46. The States among the top in spending are Kerala (Rs. 1,835.22 in rural and Rs. 2,412.58 in urban areas), Punjab ( 1,648.92 and Rs. 2,108.79), Haryana (Rs. 1,509.91 and Rs. 2,321.49) and Maharashtra (Rs. 1,152.79 and Rs. 2,436.75). The States at the bottom of the consumption chart are Bihar (Rs. 780.15 and Rs. 1,23754), hhattisgarh (Rs. 783.57 and Rs. 1,647.32), Orissa (Rs. 818.47 and Rs. 1,548.36) and Jharkhand (Rs. 825.15 and Rs. 1,583.75).

Institutional Credit Disbursement to Agriculture Sector Shows Big Rise in 2010-11:

Institutional credit disbursement to agriculture sector during 2010-11 registered a big rise. As against the target of Rs. 3,75,000 crore for agriculture credit in 2010-11, the banking system disbursed Rs.4,26,531 crore to the agriculture sector, thereby exceeding the target by around 13.7 per cent. As per the data released by the Ministry of Agriculture, out of the total disbursed credit of Rs. 4,26,531 crore, Commercial Banks, Cooperative Banks and Regional Rural Banks contributed Rs. 3,14,182 crore, Rs. 69,076 crore and Rs. 43,273 crore respectively. Thus during 2010-11, the share of Commercial Banks, Cooperative Banks and Regional Rural Banks in total disbursed credit stood at 73.7 per cent, 16.2 per cent and 10.1 per cent respectively. During 2009-10, as against the target of Rs. 3,25,000 crore for agriculture credit, the banking system disbursed Rs. 3,84,514 crore to the agriculture sector, thereby exceeding the target by about 18 per cent. For the financial year 2011-12, the target of disbursing agriculture credit to farmers in Rs. 4,75,000 crore. It is worthnoting that government is providing concessional crop loans to farmers from the year 2006-07. The farmers who repay loans well in time get concession on their crop loans. In 200910, this concession was 1% which was raised to 2% in 2010- 11. For 2011-12, it now stands at 3%. Flow of Institutional Credit to Agriculture Sector (in Rs. crore) Agency Target Commercial Banks 2,50,000 Cooperative Banks Regional Rural Banks Total 45,000 30,000 3,25,000 2009-10 Actual Credit Disbursement 2,85,000 63,497 35,217 3,84,514 Target 2,80,000 55,000 40,000 3,75,000 2010-11 Actual Credit Disbursement 3,14,182 69,076 43,273 4,26,531

1. Which one of the following Public Sector Organisations has offered largest ever equity offer ? 1. SAIL 2. Coal India 3. Power Grid 4. Shipping Corporation of India 5. None of these 2. Through which one of the following sources domestic funds are raised by Companies ? (a) IPO only (b) FPO only

(c) Commercial papers 1. Only (a) and (b) 2. All (a), (b) and (c) 3. Only (a),and (c) 4. Only (a) 5. Only (c) 3. Which one of the following was the reason owing to which Govt. want Reserve Bank of India to tighten prudential norms for NBFCs? 1. To reduce liquidity in the market 2. It is as per Basel II requirements 3. It is as per Bank for International Settlement (BIS) directives 4. It is to protect NBFCs from any impact of possible economic slowdown 5. None of these 4. In the financial year 2009-10, which one of the following Banks has made highest Total dividend Payout? 1. SBI 2. PNB 3. Bank of India 4. Canara Bank 5. None of these 5. In respect of which one of the following countries, India has proposed non payments for import of crude oil ? 1. Iran 2. Iraq 3. Kuwait 4. Sudan 5. U.A.E.

Answers:
1.(2) 2.(3) 3.(4) 4.(5) 5. (1

SBI PO Solved Exam Paper 2008 - General Awareness & Computer Knowledge
1. Which of the following statement (s) reflects Indias stand on new World Trade Organizations proposal on the issue of the subsidy to agro products ? (1) India would protect the interest of its poor farmers who can not bear the burden of the cost of the products if they have to sell them on cheaper rate. (2) Indian industry needs more flexibility as compared to the industry in developed countries. (3) WTO has set up a new committee under the chairmanship of Putin of Russia to look into the issue of subsidy and find out a solution to the problem acceptable to all the parties. (A) Only 1 (B) Only 2 (C) Only 3 (D) Both 1 & 2 (E) None of these ANS (A) 2. Which of the following statement (s) is / are true about the 11th five year plan of India ? (1) The highest priority is given to exports ,education and development of steel sector. (2) The plan aims at achieving the growth at 10 % level by the end of the plan. (3) The Rashtriya Krishi Vikas Yojana is revived in such a way so that it can be achieve a growth nof 4 % for agriculture sector. (A) Only 1 (B) Only 2 (C) Only 3 (D) Both 1 & 2 (E) None of these ANS (D) 3. As per the figures released recently the Stock markets in emerging economies made handsome returns last year (2007-08). Which of the following stock markets amongst the BRIC nations registered highest increased (97 %) compared to its performance in 2006-07 ? (A) Cina (B) Brazil (C) Russia (D) India (E) None of these ANS (D)

4. Bayana which was in news recently is a place in (A) Uttar Pradseh (B) Madhya Pradseh (C) Bihar (D) Haryana (E) Rajasthan ANS (E) 5. Which of the following statement (s) is / are correct about the Indo-Russia Bilateral Defence Ties ? (1) Both the countries have decided to produce a fifth generation fighter aircraft and a multi role cargo plane. (2) India has agreed to launch Russian missiles from its base at Chandipur incase some other nation attacks on Russia (3) India and Russia were able to sort out differences over the utilization of Rupee debt fund which is of Rs. 8000 Crore at present. (A) Only 1 (B) Only 2 (C) Only 3 (D) Both 1 & 3 only (E) None of these ANS (A) 6. India has recently decided to put a wire fence on the 76 km. long border in Dhudri district in Assam. The fence will separate India from (A) Nepal (B) China (C) Bangladesh (D) Myanmar (E) Pakistan ANS (C) 7. As we all know the Govt. of India is very keen about providing banking service to the people in rural and remote areas . However , banks feel that the cost of providing services in these areas for financial inclusion is quite high if services are offered through the traditional branch channel . What is / are the other alternative cost effective channel (s) to fulfill this aim of the Govt. of India ? (1) Putting biometric ATMs. (2) Introduce mobile banking. (3) Issue credit or debit cards (A) Only 1 (B) Only 2 (C) Only 3 (D) All 1,2 & 3 (E) None of these ANS (B)

8. The Govt. of India recently issued a notification altering constituencies in 24 States and Union territories. This is done as per the provision of which of the following Acts? (A) Delimitation Act (B) Census Act (C) Parliament Act (D) State Reorganization Act (E) None of these ANS (A) 9. As we read very frequently in the newspaper fraudulent activities in financial world is still continuing despite various efforts made by various countries to prevent them. As an estimate by IMF, what is the probable amount derived from such illegal activities which is laundered through the worlds formal financial systems every year? About (A) US$ 500 billion (B) US$ 800 billion (C) US$ 1000 billion (D) US$ 1250 billion (E) US$ 1500 billion ANS (D) 10. Indian Prime Minister during his visit the Arunachal Pradesh a few months back asserted that the State is Indias Land of Rising Sun. Which of the following countries did not like his statement and had raised some objection over his visit to Arunachal Pradesh which is very much a part of India? (A) Myanmar (B) China (C) Bangladesh (D) Bhutan (E) Nepal ANS (B) 11. Which of the following is the amount of insurance cover provided to the workers of the unorganized sector under Rashtriya Swasthya Bima Yojana? (A) Rs. 10,000/(B) Rs. 20,000/(C) Rs. 30,000/(D) Rs. 40,000/(E) Rs. 50,000/ANS (C) 12. Which of the following is NOT one of the highlights Economic Survey presented in the Lok Sabha for the year 2007-08? (A) Economy has moved to higher growth phase (B) A trend of acceleration in domestic investment and saving rate is recorded. (C) Buoyant growth in Govt. revenue. (D) Indian Economy at market rate of exchange crossed 1 trillion US$ in current fiscal.

(E) Net Foreign direct Investment increased by 350 % . ANS (E) 13. Which of the following is / are correct about sub prime crisis which was in news recently? (1) It has reduced the flow of capital coming of Indian Stock Markets. (2) The sub prime crisis is the major financial crisis whose origin is in the Russia and Brazil. It has adversely affected the economy of Europe and USA. (3) The crisis started when some people started trading with false Share certificates of major blue chip US companies in the stock markets. (A) Only 1 (B) Only 2 (C) Only 3 (D) Both 1 & 2 (E) None of these 14. The Prime Minister Gram Sadak Yojana (PMGSY) has a target to connect all habitations of which of the following levels with all weather roads by 2008-09? (A) 1000+ (B) 2000+ (C) 3000+ (D) 4000+ (E) None of these ANS (A) 15. As we all know the value of the Indian rupee has appreciated in the recent past . The value of the Rupee is direct dependent on which of the following? (A) Availability of commodities in the market. (B) VAT introduced by the Govt. on various commodities. (C) Size of total Forex Reserve of India currently. (D) Capital flow in the market during a given period of time. (E) None of these ANS (A) 16. Which of the following banks has taken over the Centurion Bank of Punjab? (A) ICICI Bank (B) IDBI Bank (C) HDFC Bank (D) AXIS Bank (E) None of these ANS (C) 17. As per provision made in Bharat Nirman programme the pace of creation of irrigation facilities is required to be raised from present level of 1.42 million hectare per year in such a way so that it can achieve the target level fixed for the same? (A) 1.50 million hectares / year

(B) 1.75 million hectares / year (C) 2.00 million hectares / year (D) 2.25 million hectares / year (E) 2.50 million hectares / year ANS (D) 18. Inflation has become major area of concern in India these days. What measures do the Govt. pf India / RBI normally take to control the same? (1) Fixation of Maximum Price of the Commodities (2) System of Dual prices. (3) Increased in supply of food grains. (4) Control on credit and liquidity in market. (A) Only 1 (B) Only 2 (C) Only 3 (D) Only 2,3 & 4 (E) All 1,2,3 & 4 ANS (D) 19. How much edcation cess is being levied on all the taxes to support elementary education for the children of age group of 6-14 years under Sarva Shiksha Abhiyan (SSA)? (A) 0.50% (B) 0.75% (C) 1.00% (D) 1.5O% (E) 2.00% ANS (E) 20. Which of the following is / are correct about various concessions given in the Union Budget for 2008-09? (1) Five years tax holidays for setting up hospitals in Tier II & Tier III regions for providing health care in rural areas. (2) Commodities tax transaction to be introduced. (3) Banking cash transaction tax withdrawn. (A) Only 1 (B) Only 2 (C) Only 3 (D) Only 2 & 3 (E) All 1,2 & 3 ANS (E) 21. Which of the following statements reflects the aim (s) Jawaharlal Nehru National Urban Renewal Mission (JNNURM)? (1) Give focused attention to integrated development of infrastructure in selected cities. (2) Provide basic services to the urban poors (3) Scale up civic amenities and provision of utilities in urban areas.

(A) Only 1 (B) Only 2 (C) Only 3 (D) All 1,2 & 3 (E) None of these ANS (D) 22. The Press Freedom Day is observed on which of the following days? (A) 1st May (B) 1st June (C) 3rd May (D) 3rd June (E) 10th June ANS (C) 23. As per the decision taken by the Govt. of India now the National Rural Employment Guarantee Act is extended to all the districts of India. This means it will now be applicable to about(A) 200 districts (B) 300 districts (C) 400 districts (D) 500 districts (E) 600 districts ANS (E) 24. As per the reports published by the Ministry of Finance recently the overseas borrowings by the Corporates and currency fluctuation has gone up by which of the following percentage points? About (A) 1% (B) 2% (C) 3% (D) 4% (E) 5% ANS (C) 25. The Govt. of India and Reserve Bank of India is planning to set up an autonomous ATM corporation of India in which various banks can get together for common ATM operations. If this happens how will we all be benefited by the same? (1) It will be a cost effective measure as each bank can share its operational cost with others. (2) Clients can withdrawn money from any ATM from any location. They are not required to go to their banks ATM only. (3) It will indirectly help the IT business also as India has a large pool of IT skilled manpower waiting for suitable placement. (A) Only 1 (B) Only 2 (C) Both 1 & 2

(D) All 1,2 & 3 (E) None of these ANS (C) 26. As per the news published in various newspapers the Govt. of India has decided to create a Strategic Reserve of (A) Oil & Petroleum (B) Rasoi Gas (C) Food grains (D) Cement & Steel (E) None of these ANS (C) 27. The Govt. of India had constituted a high level committee on financial sector reforms with Raghuram G. Rajan as its Chairman. Which of the following is / are the recommendations of the committee? (1) Liberalize the interest rate that banks/institution can charge to ensure credit for poors. (2) Create an office of the Ombudsman exclusively for financial sector. (3) Do not allow foreign investors in domestic stock markets. (A) Only 1 (B) Only 2 (C) Only 3 (D) Both 1 & 2 (E) None of these ANS (E) 28. Yves Leterme has taken over as the prime minister of (A) Newzealand (B) Belgium (C) Croatia (D) Portugal (E) None of these ANS (E) 29. The State Bank of India recently opened its 10000th branch in Puduvayal (Tamil Nadu). Only a bank in China has more branches than State Bank of India in the world. What is the name of that Chinese bank? (A) Shanghai Commercial Bank (B) Bank of China (C) China Banking Corporation (D) Industrial and Commercial Bank of China (E) None of these ANS (D) 30. Many a times we read about Globalization and its impact on business practice in India. Which of the following is NOT one of the important parameters of Globalization?

(1) Reduction of trade barriers to permit free flow of goods and services amongst various nations. (2) Developing an environment in which free flow of capital can take place. (3) Promoting local industry to cater to the needs of the consumers in Tier II and Tier III cities. The production from metros should be reserved only for exports. (A) Only 1 (B) Only 2 (C) Only 3 (D) All 1,2 & 3 (E) Both 2 & 3 ANS (D) 31. Many times we read a term CBS used in banking operation. What is the full form of the letter C in the term CBS? (A) Core (B) Credit (C) Continuous (D) Complete (E) None of these ANS (A) 32. As per news published in newspapers the Oil & Natural Gas Commission (ONGC) has purchased some oil assets in Latin American Countries along with one other major company of India . What is the name of that company? (A) Hindustan Petroleum Corporation (B) Indian Oil Corporation (C) Reliance Industries Ltd. (D) National Mineral Development Corporation of India (E) None of these ANS (E) 33. Indias First centre to monitor climate change was opened recently at (A) New Delhi (B) Chennai (C) Jaipur (D) Bangalore (E) Kolkata ANS (B) 34. Which of the following Acts was framed specially to deal more effectively with the problem of Non-Performing Assets in banking system? (A) SARFAESI ACT. (B) Banking Regulation Act. (C) Foreign Exchange Management Act. (D) Industrial Dispute Act.

(E) None of these ANS (A) 35. The - shows all the websites and pages that you have visited over a period of time. (A) status bar (B) task bar (C) history list (D) tool bar (E) None of these ANS (C) 36. A proxy server is used for the which of the following? (A) To provide security against unauthorized users (B) To process client requests for web pages (C) To process client requests for database access (D) To provide TCP/IP (E) None of these ANS (A) 37. A repair for a known software bug, usually available at no charge on the internet , is called a (n) (A) version (B) Patch (C) Tutorial (D) FAQ (E) None of these ANS (B) 38. In the URL http://www.upscportal.com/, the portion labelled http is the (A) host (B) domain name (C) protocol (D) top-level domain (E) None of these ANS (C) 39. Which of the following organizations has recently given a US$ 600 million loan to Power Grid Corporation of India , a Govt. run organization? (A) Asian Development Bank (B) World Bank (C) International Monetary Fund (D) Bank of America (E) None of these ANS (B)

40. The ability to easily add additional users means that a network is (A) Scalable (B) dedicated (C) Decentralized (D) Secure (E) None of these ANS (A) 41. In a database , a field is a (A) lable (B) table of information (C) group of related records (D) category of information (E) None of these ANS (C) 42. The number of pixels displayed on a screen is known as the screen (A) resolution (B) colour depth (C) refresh rate (D) viewing size (E) None of these ANS (A) 43. Wor processing , spreadsheet , and photo-editing are example of (A) application software (B) system software (C) operating system software (D) platform software (E) None of these ANS (A) 44. If you wish to extend the length of the network without having the signal degrade, you would use a (A) repeater (B) router (C) gateway (D) switch (E) None of these ANS (A) 45. A- is approximately a million bytes. (A) gigabyte (B) kilobyte (C) megabyte (D) terabyte

(E) None of these ANS (C) 46. The time it takes a device to locate data and instructions and make them available to CPU is known as (A) clock speed (B) a processing cycle (C) CPU speed (D) access time (E) None of these ANS (D) 47. controls the way in which the computer system functions and provides a means by which users are interact with the computer. (A) The platform (B) The operating system (C) Application software (D) The motherboard (E) None of these ANS (B) 48. means that the data contained in a database is accurate and reliable. (A) Data redundancy (B) Data integrity (C) Data reliability (D) Data consistency (E) None of these ANS (B) 49. A(n) is a private corporate network, used exclusively by company employees. (A) Internet (B) local area network (C) peer-to-peer (D) intranet (E) None of these ANS (B) 50. A characteristic of a file server is which of the following? (A) Manages file operations and is shared on a network (B) Manages file operations and is limited to one PC (C) Acts as fat client and is shared on a network (D) Acts as fat client and is limited to one PC (E) None of these ANS (A)