About ORIX Leasing Pakistan Limited

ORIX Leasing Pakistan Limited (OLP) was established in July 1986 as a joint venture
between ORIX Corporation, Japan and local investors. OLP commenced commercial
operations in January 1987 and is listed on all three stock exchanges in Pakistan. It is
headquartered in Karachi and has 27 branches situated in 25 cities.
OLPs major shareholder is ORIX Corporation of Japan (ORIX) having 49.6% shareholding.
Established in 1964, ORIX is one of Japans leading integrated financial services group with
operations in 27 countries worldwide. The group had total asset base of US$101billion and
equity of US$ 17 billion as at March 31, 2012.
OLP offers cost effective value-added financial products and customized services to a wide
array of customers throughout the Country. The blend of international experience and local
expertise acquired over the last 26 years provides OLP a distinctive competitive edge. OLP
takes pride in the fact that it has played a major role in economic development of the
Country by supporting the Small and Medium Enterprises (SME) Sector and creating
thousands of jobs directly and indirectly. It has helped grow numerous small businesses into
medium sized enterprises. Today, OLP is one of the most prominent Non-Banking Finance
Companies in Pakistan with presence across the Country and a large network of individual
and corporate customers.
OLP has strategic investments and board representations in five associated overseas joint
venture leasing companies, and a real estate company in Pakistan. In addition to
management support and technical assistance provided by OLP to these associated
companies, all overseas associates are headed by Chief Executives deputed from OLP.
OLP is the member of the following Associations.

Korangi Association of Trade & Industry
Management Association of Pakistan
NBFI & Modaraba Association of Pakistan
Overseas Investors Chamber of Commerce & Industry

Business Activities

OLPs traditional business is equipment and vehicle leasing. While it remains the core
business, other products have been added to expand the overall business and spread risk.
Today, the products offered are:
Corporate Lease.
Consumer Auto Lease.
Operating Lease for generators.
eBusiness - Third party processing of plastic card transactions.
Micro Finance.
Commercial Vehicle Lease.
Islamic Finance.
Certificate of Deposit

OLPs core business is leasing of moveable assets which are mainly machinery, equipment,
automobiles, trucks, buses and office equipment. Diversification, both within customers and
products, continues to be the key strength of the company. The Companys main focus is on
SMEs. This policy has been instrumental in enabling the Company to absorb economic and
market stresses from time to time.

While lease financing remains the core business, ancillary financial services have also been
added to OLPs product range. These include auto leasing to salaried employees, self-
employed professionals and businessmen, short term rental of diesel and gas generators on
operating lease, point of sales network for processing debit, credit, loyalty and prepaid
cards, micro-credit, agri-lease and factoring receivables. OLP also offer attractive
Certificates of Investments to both individual and companies.

Critical Success Factors
Today OLP occupies a leading position in the leasing industry. The companys success may
be attributed to its
Marketing expertise
Funding ability
Branch network
Diversified product lines
Technical ability based on the experience of ORIX Corporation.
Niche Market
OLP extends lease facility to all segments of the market. However, its target market
remains small to medium-sized companies, spread across different manufacturing and
services sectors including textile, sugar, cement, pharmaceutical, engineering, energy, food,
paper and board, financial services and distribution. Being the first leasing company to enter
this segment of the market, OLP understands the needs of its niche market and has been
able to achieve a high degree of risk diversification.

Marketing Network
OLP has a wide branch network, with branch offices in cities throughout Pakistan. This has
enabled the Company to develop a large customer base and access the small and medium-
sized ticket market effectively.

Resource Mobilization
OLP has successfully applied its innovative strength to its fund raising ability. Efforts to
diversify sources of funding have been successful and support of local financial institutions
and banks is increasing in recognition of the companys financial strength and sustained
growth.

Leasing with Confidence
In todays business environment, when customized financial solutions and personalized
services make a difference, ORIX by virtue of its resources, expertise and experience is the
leasing company that leads from the front and delivers total customer satisfaction.

Relationship with ORIX Group
OLP enjoys good relations with the ORIX Group, enabling it to capitalize on the expertise of
other Group companies. Over the years, OLPs staff has visited various group companies
under an exchange program under which employees of OLP are sent overseas for training
every year. OLP also contributes to the group by referring business and investment
opportunities in Middle East North Africa and Central Asia regions and has actively
participated in establishment of five overseas and one local company in
Pakistan. Operations of overseas associated companies are managed by executives
deputed from OLP.