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Sample Computations:

Option 1: Bank Financing | In-House Financing


Range: Php 2,600,000.00 and Up Updated June 03, 2014
TERMS BANK FINANCING IN-HOUSE FINANCING
12.5% DP 24 Months DP
Selling Price Php 2,600,000.00 Php 2,600,000.00
Add: Legal and Misc. Fees Php 208,000.00 (8%) Php 117,000.00 (4.5%)
Total Package Price Php 2,808,000.00 Php 2,717,000.00
Down payment Php 351,500.00 (12.5%) Php 815,100.00 (30%)
Less: Reservation Php 20,000.00 Php 20,000.00
Net Down payment Php 331,000.00 Php 795,100.00
Monthly DP Php 22,066.67 (15mos) Php 33,129.17 (24mos)
Total Loanable Amt. Php 2,457,000.00 (87.5%) Php 1,901,900.00 (70%)
Monthly Amortization @ 8% (Indicative Rate Only. Prevailing Bank Rates will apply):
20 yrs. Php 20,551.33
15 yrs. Php 23,480.37
10 yrs. Php 29,810.19 Php 38,025.00
05 yrs. Php 49,819.10 Php 48,295.75
NOTE:
Fire and MRI insurance not yet included in the computation.
Move-in after 24 months for Pre-Selling Units ; Additional of Three (3) months upon Full payment of Down
Payment and Submission of Documents for Ready to Occupy Units.
Monthly Amortization payments will start a month after the last Down Payment.
Processing Fees includes Transfer of Title for Bank Financing. Transfer of Title not yet included for In-
house financing.
Interest rate is reference only. Prevailing interest rate will apply upon loan takeout.
Bank term is up to 20 yrs maximum. 15 yrs for OFW.
Developer will process loan. Homebuyers just need to submit Requirements. Tied up with MBTC.
Bank maximum approved amount will depend on salary and age. Loan maturity is 65 yrs for Locally
Employed and 60 yrs old for OFW.

Option 2: Cash Payment Scheme
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 2,600,000.00 AND UP
Typical Selling Price Php 2,600,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 2,580,000.00
10% Discount within 7 days from the date of reservation Php 2,322,000.00
9.5% Discount within 8 to 30 days from the date of reservation Php 2,334,900.00
9% Discount within 31 to 60 days from the date of reservation Php 2,347,800.00
8.5% Discount within 61 to 90 days from the date of reservation Php 2,360,700.00
Gabrielle. Single Lancaster Estates
Getting a Gabrielle Single is as EASY as 1-2-3
(1) Reservation (2) Submission of Documents (3) House Turn-Over
Call Esperanza Obado to schedule for a
site viewing.
Choose a BLOCK and LOT, then pay the
Reservation.
Buyers Counselling to know your Rights
and Responsibilities.
Buyers are given 60 days from Reservation
to Submit the documents.
Lists of Requirements can be found in the
button below.
Bank and In-House forms are provided.
Buyers are given 60 days from Notice of
Completion to inspect their unit.
Upon acceptance. Buyer can Move-In to their
new unit.

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