Martin Gitari

Regional Program Officer - Sub Saharan Africa

Bankers without Borders
Outline
-
Introduction - BwB
Poverty Landscape - Africa
Projects Executed in Africa
AEMFI and 5 MFIs
Upcoming Projects
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Upcoming Projects
Summary
Q&A
BwB - Introduction
Bankers without Borders is Grameen Foundations Skilled Based Volunteer
initiative;
Using volunteers, we assist Microfinance Institutions (MFI), technology for
development organizations (T4D), including Grameen Foundation, and Social development organizations (T4D), including Grameen Foundation, and Social
Enterprises (SE) serving poor people to more effectively and efficiently achieve
their social missions.
J.P. Morgan $3 Million, 3-Year Commitment to Expand Program
To date:
More than 600 volunteers have served on more than 300 projects;
Donated more than 65,000 hours of service, worth more than $5 million in total;
Assisted Grameen Foundation programs and departments as well as 45 MFIs and
social enterprises in 18 countries;
Africas Poverty Landscape
23%
1%
3%
1%
44%
28%
Extreme Poverty ($1.25
PPP)
34%
9%
10%
27%
14%
Total Population
SSA is the only region where
economic conditions have not
improved over the past 30 years.
31%
2%
4%
3%
40%
20%
Poverty (<$2.50 PPP)
East Asia and Pacific Europe and Central Asia Latin America and the Caribbean
Middle East and North Africa South Asia Sub-Saharan Africa
44% 10%
6%
SSA is only 14%of the developing
worlds population yet it accounts for
20%of the poor and almost 30%of
extreme poverty.
The combination of rapid population
growth and economic stagnation has
made SSA the only region where
absolute poverty is growing.
Where We Focus
Kenya Kenya Kenya Kenya
Uganda Uganda Uganda Uganda
Ethiopia Ethiopia Ethiopia Ethiopia Ethiopia Ethiopia Ethiopia Ethiopia
Ghana Ghana Ghana Ghana
Nigeria Nigeria Nigeria Nigeria
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1. Increasing Access to Finance
for the Poor and Poorest
2. Providing Access to
Information
3. Strengthening People and
Organizations
Overview of MF sector
27 MFIs (2010)
Loans: 84.7m (USD, 2010)
A/Borrowers: 576,885 (2010)
Deposits: 57.9m (USD, 2010)
Depositor: 665,947 (2010)
Nigeria
27 MFIs (Regulated, 2010)
Loans: 1.2b (USD, 2010)
A/Borrowers: 1.2m (2010)
Deposits: 1.5b (USD, 2010)
Depositors: 7.3m (2010)
Kenya
25 MFIs
Loans: 256.5m (USD, 2010)
A/Borrowers: 279,693 (2010)
Deposits: 309.4m (USD, 2010)
Depositors: 1.6m (2010)
Uganda
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Nigeria
Kenya
Uganda
22 MFIs (2010)
Loans: 108.5m (USD, 2010)
A/Borrowers: 706, 356
(2010)
Deposits: 70.4m (USD, 2010)
Depositors: 1.2m (2010)
Ethiopia
58 MFIs (2010)
Loans: 81.2m (USD, 2010)
A/Borrowers: 212, 225
(2010)
Deposits: 69.5m (USD, 2010)
Depositors: 561,225 (2010
Ghana
Prioritization Factors for Focus Countries
Poverty Poverty Poverty Poverty
Concentration Concentration Concentration Concentration
There is a high concentration of poverty;
The business environment is conducive to
growth and innovation;
The reach of financial services are limited;
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Optimal Impact
ICT ICT ICT ICT
Opportunities Opportunities Opportunities Opportunities
Financial Financial Financial Financial
Inclusion Inclusion Inclusion Inclusion
Business Business Business Business
Environment Environment Environment Environment
The reach of financial services are limited;
Capacity exists to harness Grameen
Foundations product solutions (through
mobile technology and other services)
AppLab Uganda/Grameen Foundation - Uganda
Community Knowledge Worker (CKW) Program
Collect information
Provide information
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Volunteering in Uganda
Business Strategy Review and Implementation
Client: Applab Uganda
Region: Kampala - Uganda
Project Hours Contributed: Approx 2000 Hrs
Donated Labor Value: To Be Determined Donated Labor Value: To Be Determined
BwB Volunteers on Project: Chris Smith (Canada)
Project Scope: Review organization strategies and activities for a period of one (1) year with special focus on
Business Development, Account Management, Exit Strategy, Marketing and New Program Development.
Impact: Improved marketing communication and facilitate excellent relations with all stakeholders mainly
clients, government, donors, partners and staff
Project Status: In Progress
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Using mobile phones to increase the quantity and quality of
antenatal care in Ghana.
MOTECH Program/Grameen Foundation - Ghana
Mobile Technology for
Community Health
Funded by Bill & Melinda Gates Foundation Funded by Bill & Melinda Gates Foundation
Volunteering in Ghana
Business Development and Processes Review
Client: MOTECH Ghana
Region: Accra & Awutu Senya District
Project Hours Contributed: 1320hrs
Donated Labor Value: $96000
BwB Volunteers on Project: Lynda Barton (Switzerland) BwB Volunteers on Project: Lynda Barton (Switzerland)
Project Scope:
Re-evaluate and improve MOTECH materials and approach for training Ghana Health Service staff at the
district and health facility level on MOTECH.
Re-evaluate the call center policy and operational practices, and how these interact with field processes.
Assist the team to document lessons learned through the replication of MOTECH in another district.
Assist the team to develop a funding proposal for phase 2 of MOTECH
Impact: Smoother and more efficient support and orientation processes
Project Status: Successfully completed
Volunteers testimony:I see the developing world and its issues with a new set of eyes! The experience has
been one of the most rewarding of my life to date.
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Volunteering in Kenya
PPI Certification
Client: BOMA Project
Region: Northern Kenya
Project Hours Contributed: 85Hrs
Donated Labor Value: $ 4250
BwB Volunteers on Project: Nicolle Poian (USA) BwB Volunteers on Project: Nicolle Poian (USA)
Project Scope: Matched Volunteer will travel to Kenya to certify the use of the PPI Tool at Boma Project
Impact: Certification is offering PPI users an opportunity to be officially recognized by Grameen Foundation as
accurately administering and producing transparent PPI results. This certification will be recognized by
industry bodies and investors alike. For the organization itself this certification can lead to enhanced social
performance transparency, improve relationships with external stakeholders, recognition within the
microfinance industry, and even receiving favorable terms from socially focused investors.
Project Status: Successfully completed
Volunteer Testimonial: to see the important work being done by BOMA and the positive effects it has had
on the Laisamis community has been an inspiring, humbling and heartwarming experience
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Alliance Partnership Program
Partner: Association of Ethiopian Microfinance Institutions (AEMFI)
Location: Ethiopia
Objectives are, to:
Enhance the capacity of select MFI to reach and serve more financially excluded persons in Ethiopia;
Enhance AEMFIs capacity to serve its members;
Increase internal operational efficiency of the local institutions using improved business processes and
technology;
Train and equip MFIs with new financial forecasting tools and knowledge;
Increase use of volunteers consultants in MF sector.
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MIS Project in Ethiopia
MIS Needs Assessment AEMFI Ethiopia
Client: BwB and AEMFI
Region: Addis Ababa, Ethiopia (Sub-Saharan Africa Region)
Project Hours Contributed: 48hrs
Donated Labor Value: $3600
BwB Volunteers on Project: Nicole Iden (USA) BwB Volunteers on Project: Nicole Iden (USA)
Project Scope: Identify MIS needs and IT backgrounds of 5 MFIs in Addis Ababa. Deliver MIS Project Plan
and Report;
Impact: Defined MIS projects targeting 5 MFIs in Addis Ababa
Project Status: Successfully completed
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Project Areas in Ethiopia
Management Information System
(MIS)
Scope MIS requirements of 5 MFIs;
Help align MFIs processes to their business goals;
Define a roadmap for MIS; not implementing MIS.
Financial Projection Modeling
(FPM)
Scope FPM requirements of 5 MFIs;
Implement and offer training on FPM tool;
Improve MFIs use of internal FIN data in decision
Define a roadmap for MIS; not implementing MIS.
Improve operational efficiencies and reduce costs.
Help AEMFI recruit MIS Program Officer
Improve MFIs use of internal FIN data in decision
making;
Improve MFI sustainability and scalability goals.
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Upcoming Projects
Alliance Partnership Program:
AEMFI and 5 MFIs based in Addis Ababa, Ethiopia;
The MFIs are ADCSI, Eshet, Gasha, AVFS and Aggar MFis The MFIs are ADCSI, Eshet, Gasha, AVFS and Aggar MFis
2-MFIs, 1-SE and 1 non-profit in Kenya - Simple(<100hrs) & Complex (>101hrs) engagements;
MOTECH and AppLab in Ghana and Uganda respectively - Simple and Complex projects (onsite +
remote);
Next steps: - Check regular updates on the web or write directly to Banker without Borders.
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Summary: Our Collaborative Approach
Promote Bankers
without Borders to
employees
In some cases,
sponsor employee
involvement
Gather
requirements
Recruit
Screen, train, and
prepare
Provide oversight
Evaluate results
Bankers
without
Corporate
Partners
Provide skills profile
Donate their time skills
Cover part of their
expenses
Identifies challenge
Collaborates to
develop project scope
Provides information
and materials
Assigns Project
Manager
Evaluate results
without
Borders
Corporate
Partners
Individual
Volunteers
Client Org
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Ayeekooooo & Thank You!
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