Professional Documents
Culture Documents
P.R.ACHARYA
Manager [CMD]
State Bank of India,
COMMERCIAL NET WORK
Local Head Office, Bangalore.
prracharya@rediffmail.com
prracharya@yahoo.co.in
HINTS
Before starting keying in figures, please copy the programme by using Save As method.
Use TAB key to go to un-protected cells, wherein you can key in the required data.
Before keying in data in different spread sheets, go to INPUTS sheet by clicking Cell No.L31
In the INPUTS format key in the required data in WHITE coloured Cells.
INPUTS
To go to any particular sheet, please click on YELLOW coloured Cells in INPUT SHEET. In the same way, to come back to
INPUTS sheet click on the 'Back to Inputs' Cell in the respective sheet.
Please move the cursor to those Cells wherever there is a red flag in the upper right corner where you
will find hints about the Cell.
WISH YOU GOOD LUCK
All the users are requested to kindly inform the author, in case of any discrepancies for rectification.
Your suggestions and feed back will help me to improve the package.
(-o0o-)
End of Instruction sheet
INPUTS
Name of the Company
PARTWANT INDUSTRIES
Amount in
LACS
31.03.2014
PROVISIONAL
Accounting Period
31.03.2015 31.03.2016
12
12
12
INDEX to FORMATS
Operating Statement
Liabilities
Assets
Funds Flow Statement
Comparative Statement of Current
Assets and Current Liabilities
Format S Tables, W.C.Assessment,
Ratio Analysis etc.
TERM LOAN Interest Calculation
Profitability Estimations, DSCR
OPR.STMT.
Sensitivity Analysis
CRA - Simplified Liberal Method
SENSITIVITY ANALYSIS
LIABILITIES
ASSETS
FUNDS FLOW STATEMENT
COMPARATIVE STMT. OF C/A & C/L.
RATIOS
MTL - INT.
DSCR
CRA - RATING
31.03.2017
12
43.80
0.00
0.00
43.80
109.47
0.00
0.00
109.47
165.71
0.00
0.00
165.71
190.57
0.00
0.00
190.57
0.00
0.00
43.80
0.00
0.00
109.47
0.00
0.00
165.71
0.00
0.00
190.57
NA
149.93
51.37
15.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
vi] Depreciation
3.06
19.43
16.61
16.09
3.06
19.43
16.61
16.09
0.00
0.00
0.00
0.00
3.06
19.43
16.61
16.09
Sub-total
PARTWANT INDUSTRIES
ix] Deduct: Cl. stocks-in-process
x] Cost of Production
19.43
16.61
16.09
0.00
0.00
0.00
3.06
19.43
16.61
16.09
3.06
19.43
16.61
16.09
38.18
72.53
117.12
131.60
7.
SUB-TOTAL [5+6]
41.24
91.95
133.73
147.69
2.56
17.52
31.98
42.88
9. Interest
0.00
10.59
11.90
9.80
2.56
6.93
20.08
33.08
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2.56
6.93
20.08
33.08
0.26
0.71
2.07
3.41
2.30
6.22
18.01
29.67
0.00
0.00
0.00
0.00
2.30
6.22
18.01
29.67
100.00
100.00
100.00
100.00
FORM III
ANALYSIS OF BALANCE SHEET
Name: PARTWANT INDUSTRIES
LIABILITIES
CURRENT LIABILITIES
1. Short-term borrowings from
banks [incld bills purchased,
discounted & excess borrowing placed on repayment basis]
[i] From applicant Bank
LAST YEAR
10.00
CURR YEAR
PROVISIONAL ESTIMATES
0.00
31.03.2016
Rs.in LACS
31.03.2017
FOLLOWING
YEAR-PROJ
10.00
10.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
10.00
10.00
10.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
6. Dividend payable
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
8. Deposits/Instalments of term
loans/DPGs/Debentures, etc.
[payable within one year]
0.00
7.50
15.00
15.00
0.14
0.99
1.85
8.10
Sub-Total [B]
0.14
8.49
16.85
23.10
0.14
18.49
26.85
33.10
Sub-Total [A]
2. Short term borrowings from
others
PARTWANT INDUSTRIES
31.03.2014
31.03.2015
31.03.2016
31.03.2017
TERM LIABILITIES
11. Debentures [not maturing
within one year]
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
75.00
52.50
37.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
75.00
52.50
37.50
0.14
93.49
79.35
70.60
15.00
30.00
30.00
30.00
3.35
6.56
20.07
44.34
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
23 b. Others [specify]
5.00
20.00
20.00
20.00
23.35
56.56
70.07
94.34
23.48
150.06
149.43
164.94
NET WORTH
19. Ordinary share capital
ASSETS
CURRENT ASSETS
26. Cash and Bank balances
31.03.2016
Rs.in
31.03.2017
FOLLOWING
YEAR-PROJ
0.70
3.00
3.30
3.63
0.00
0.00
0.00
0.00
0.00
4.80
0.00
28.50
0.00
44.18
0.00
45.46
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
30. Inventory:
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
5.50
31.50
47.48
49.09
PARTWANT INDUSTRIES
31.03.2014
FIXED ASSETS
35. Gross Block [land & building
machinery, work-in-progress]
36. Depreciation to date
31.03.2015
31.03.2016
31.03.2017
27.01
147.01
147.01
177.01
9.03
28.46
45.06
61.16
17.98
118.56
101.95
115.86
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
23.48
150.06
149.43
164.94
23.35
56.56
70.07
94.34
5.36
13.01
20.62
15.98
40.14
1.70
1.77
1.48
0.01
1.65
1.13
0.75
0.00
1.33
0.75
0.40
PARTWANT INDUSTRIES
FORM VI
FUNDS FLOW ANALYSIS
As per balance sheet as at
31.03.2015
31.03.2016
Rs. in LACS
31.03.2017
[1]
1.
[2]
[3]
SOURCES
a] Net profit [after tax]
6.22
18.01
29.67
b] Depreciation
19.43
16.61
16.09
c] Increase in capital
15.00
0.00
0.00
75.00
0.00
0.00
0.00
0.00
0.00
12.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
127.64
34.62
45.76
a] Net Loss
0.00
0.00
0.00
0.00
22.50
15.00
120.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
30.00
0.00
0.00
0.00
0.00
4.50
5.40
120.00
27.00
50.40
e] Decrease in
i] Fixed assets
ii] Other non-current assets
Depreciation Adjustment
f] Others
g] TOTAL
2.
USES
c] Increase in
i] Fixed assets
ii] Other non-current assets
d] Dividend payment
e] Others
f] TOTAL
PARTWANT INDUSTRIES
31.03.2015
7.64
31.03.2016
7.62
31.03.2017
-4.64
26.00
15.98
1.61
8.36
8.36
6.25
17.64
7.62
-4.64
-10.00
0.00
0.00
10.00
0.00
0.00
65.67
56.24
24.86
[i] Increase/decrease in
Raw Materials
0.00
0.00
0.00
[ii] Increase/decrease in
Stocks-in-process
0.00
0.00
0.00
[iii] Increase/decrease in
Finished Goods
0.00
0.00
0.00
23.70
0.00
15.68
0.00
1.28
0.00
[v] Increase/decrease in
stores and spares
0.00
0.00
0.00
[vi] Increase/decrease in
other current assets
2.30
0.30
0.33
26.00
15.98
1.61
* Break-up of [4]
[iv] Increase/decrease in
Receivables
[a] Domestic
[b] Export
TOTAL
6/15/2014 22:55
11 IV
FORM
COMPARATIVE STATEMENT OF
CURRENT ASSETS & CURRENT LIABILITIES
As per balance sheet as at
31.03.2015
31.03.2016
31.03.2017
PARTWANT INDUSTRIES
NORMS
A. CURRENT ASSETS
1. Raw materials [including stores &
other items used in the proc.of mfg]
[a] Imported:
Amount
Month's consumption
[1]
[2]
[3]
FOLLOWING PEAK
YEAR-PROJ REQUIRMENTS
[4]
[5]
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
[b] Indigenous
Amount
Month's consumption
0.00
0.00
0.00
0.00
0.00
0.00
3. Stock-in-process
Amount
Month's cost of production
0.00
0.00
0.00
0.00
0.00
0.00
4. Finished Goods
Amount
Month's cost of Sales
0.00
0.00
0.00
0.00
0.00
0.00
28.50
3.12
44.18
3.20
45.46
2.86
[b] Indigenous:
Amount
Month's consumption
2. Other consumable spares, excldg.
those included in [1] above.
[a] Imported:
Amount
Month's consumption
12
PARTWANT INDUSTRIES
31.03.2015
6. Export receivables
[incldg.BP & BD] - Amount
Month's export sales
7. Advances to suppliers of materials
& stores/spares, consumables.
8. Other current assets including cash
& bank balances & defer receivables
due within 1 yr[specify major items]
Total
31.03.2016
31.03.2017
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3.00
3.30
3.63
3.00
0.00
3.30
0.00
3.63
0.00
0.00
0.00
0.00
31.50
47.48
49.09
31.03.2015
31.03.2016
31.03.2017
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
8.49
16.85
23.10
0.00
0.00
7.50
0.00
0.00
15.00
0.00
0.00
15.00
0.99
1.85
8.10
8.49
16.85
23.10
Total
31.03.2015
PROVISIONAL
31.50
8.49
23.01
13.01
10.00
41.29
31.75
26.97
Rs. in LACS
31.03.2016
31.03.2017
Estimates
Projection
47.48
49.09
16.85
23.10
30.62
25.98
20.62
15.98
10.00
10.00
43.44
32.56
21.06
20.37
35.50
47.06
Rs.in LACS
31.03.2016
165.71
31.03.2017
190.57
41.43
47.64
33.14
38.11
8.29
9.53
20.62
15.98
20.81
31.66
20.62
15.98
BACK TO INDEX
CALCULATION OF INTEREST ON
EXISTING & PROPOSED
TERM LOANS.
EXISTING T. L.[S]
PROPOSED T.L.
MONTH DEBITS
2006
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2007
JAN
FEB
MAR
TOTAL
MONTH DEBITS
2006
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2007
JAN
FEB
MAR
TOTAL
MONTH DEBITS
2007
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2008
JAN
FEB
MAR
TOTAL
MONTH DEBITS
2008
APR
MAY
JUN
JUL
AUG
SEP
15.00
Rate of Interest:
INSTALMENTS BALANCE
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
MONTH DEBITS
2007
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2008
JAN
FEB
MAR
TOTAL
MONTH DEBITS
2008
APR
MAY
JUN
JUL
AUG
SEP
0.00
0.00
0.00
OCT
NOV
DEC
2009
JAN
FEB
MAR
TOTAL
MONTH DEBITS
2009
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2010
JAN
FEB
MAR
TOTAL
MONTH DEBITS
2010
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2011
JAN
FEB
MAR
TOTAL
MONTH DEBITS
2011
APR
MAY
JUN
JUL
AUG
SEP
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
OCT
NOV
DEC
2009
JAN
FEB
MAR
TOTAL
0.00
MONTH DEBITS
2009
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2010
JAN
FEB
MAR
TOTAL
0.00
MONTH DEBITS
2010
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2011
JAN
FEB
MAR
TOTAL
0.00
MONTH DEBITS
2011
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2012
JAN
FEB
MAR
TOTAL
MONTH DEBITS
2012
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2013
JAN
FEB
MAR
TOTAL
MONTH DEBITS
2013
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2014
JAN
FEB
MAR
TOTAL
MONTH DEBITS
2014
APR
MAY
JUN
JUL
AUG
SEP
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
OCT
NOV
DEC
2012
JAN
FEB
MAR
TOTAL
0.00
MONTH DEBITS
2012
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2013
JAN
FEB
MAR
TOTAL
0.00
MONTH DEBITS
2013
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2014
JAN
FEB
MAR
TOTAL
0.00
MONTH DEBITS
2014
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2015
JAN
FEB
MAR
TOTAL
MONTH DEBITS
2015
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2016
JAN
FEB
MAR
TOTAL
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
OCT
NOV
DEC
2015
JAN
FEB
MAR
TOTAL
0.00
MONTH DEBITS
2015
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
2016
JAN
FEB
MAR
TOTAL
0.00
SED T.L.
13.00
Rate of Interest:
INSTALMENTS BALANCE
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INSTALMENTS BALANCE
INTEREST
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
22
Rs. in
PARTWANT INDUSTRIES
PROFITABILITY ESTIMATION
31.03.2016 31.03.2017
Capacity Utilisation
Net Sales
165.71
190.57
Cost of Raw Materials[+consumables]
0.00
0.00
Power & Fuel
0.00
0.00
Direct Labour
0.00
0.00
Depreciation
16.61
16.09
Other Mfg.expenses
0.00
0.00
Op.stock-Cl.stock of SFG+FG
0.00
0.00
16.61
16.09
117.12
131.60
Total Expenses
133.73
Operating Profit/Loss
Interest
Cost of Production
0.00
0.00
0.00
0.00
0.00
0.00
0.00
147.69
0.00
0.00
0.00
0.00
0.00
0.00
0.00
31.98
42.88
0.00
0.00
0.00
0.00
0.00
0.00
0.00
11.90
9.80
0.00
0.00
0.00
0.00
20.08
33.08
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2.07
3.41
18.01
29.67
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
18.01
29.67
0.00
0.00
0.00
0.00
0.00
0.00
0.00
23
18.01
29.67
0.00
0.00
0.00
0.00
0.00
0.00
0.00
16.61
16.09
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
34.62
45.76
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
#DIV/0!
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash Accruals
Interest on Term Loan
Existing
Proposed
[A] Total
T.L. Repayment obligations
Existing
Proposed
Interest on Term Loan
Existing
Proposed
[B] Total
DSGCR [A/B]
AVERAGE DSCR[GROSS]
34.62
45.76
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
34.62
45.76
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
#DIV/0!
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
24
PARTWANT INDUSTRIES
DEBT SERVICE COVERAGE RATIO
PROJECT - [NET]
31.03.2016 31.03.2017
18.01
29.67
0.00
0.00
0.00
0.00
0.00
0.00
0.00
16.61
16.09
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
34.62
45.76
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
#DIV/0!
Cash Accruals
Interest on Term Loan
[A] Total
T.L. Repayment obligations
Interest on Term Loan
[B] Total
DSGCR [A/B]
AVERAGE DSCR[GROSS - PROJECT]
34.62
45.76
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
34.62
45.76
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
#DIV/0!
25
LACS
0.00
0.00
0.00
0.00
0.00
0.00
26
0
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
27
0
0.00
0.00
0.00
0.00
0.00
0.00
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
SENSITIVITY ANALYSIS
A.
B.
C.
D.
E.
F.
SENSITIVITY ANALYSIS
A.
B.
C.
D.
E.
F.
31.03.2016
165.71
0.00
165.71
145.63
20.08
145.63
5 % decrease in
volum of sales
157.42
0.00
157.42
145.63
11.79
145.63
5 % decrease in
selling price
157.42
0.00
157.42
145.63
11.79
145.63
5 % increase in
variable cost
190.57
0.00
190.57
157.49
33.08
157.49
5 % decrease in
volum of sales
181.04
0.00
181.04
157.49
23.55
157.49
5 % decrease in
selling price
181.04
0.00
181.04
157.49
23.55
157.49
5 % increase in
variable cost
5 % decrease in
volum of sales
5 % decrease in
selling price
31.03.2017
190.57
0.00
190.57
157.49
33.08
157.49
0
SENSITIVITY ANALYSIS
A.
B.
C.
D.
E.
F.
5 % increase in
variable cost
165.71
0.00
165.71
145.63
20.08
145.63
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
29
VALUE
RISK LEVEL SCORE
1.70
5
25
1.65
5
25
3.49
3
6
5.68
3
6
24.62
5
10
94
5
20
92
61
RISK LEVEL
RISK LEVEL
SCORE
NA
SCORE
NA
Rate of Interest
Manager[Credit]
6/15/2014 22:55
92
RATING
PRICING
SB-1
Chief Manager[CB]
10.50 % p.a.
Asst.General Manager
30
PARTWANT INDUSTRIES
Based on ESTIMATED financials of
31.03.2016
VALUE
1.77
1.13
4.08
10.87
32.51
96
NA
NA
100
RATING
SB-1
31
PARTWANT INDUSTRIES
Based on PROJECTED financials of
31.03.2017
VALUE
1.48
0.75
6.02
15.57
35.75
86
NA
NA
100
RATING
SB-1