what is the frequency of Stock and Receivables Audit for all
exposures above ` 1 crore and upto ` 25 crores. Fortnightly Monthly Quarterly Half Yearly Yearly 5 what is the frequency of Stock and Receivables Audit for all exposures above ` 25 crores. Fortnightly Monthly Quarterly Half Yearly Yearly 4 All other accounts of ` 5 crores and above with Credit Rating of SB-8 and below, or accounts where slippage in Credit Rating is by two notches or more, irrespective of the rating, will also be subjected to Stock and Receivables Audit at ...................... intervals. Fortnightly Monthly Quarterly Half Yearly Yearly 4 priority sector target for the domestic commercial banks is .. per cent of Adjusted Net Bank Credit (ANBC) or credit equivalent amount of Off-Balance Sheet Exposure, whichever is higher. 25% 32% 40% 50% 60% 3 priority sector target for the Foreign banks is .. per cent of Adjusted Net Bank Credit (ANBC) or credit equivalent amount of Off- Balance Sheet Exposure, whichever is higher. 25% 32% 40% 50% 60% 2 Accounts in which interest / installment has not been paid for .days is treated as Special Mention Account (Category I). 15 days 60 days 90 Days 30 days 180 days 4 As per prudential Credit Exposure Norms of RBI, max exposure allowed for a single borrower is % of capital funds. 5% 10% 15% 20% 25% 3 As per prudential credit exposure norms of RBI, max exposure allowed for a group borrower is% of capital funds. 40% 30% 20% 25% 15% 1 Which among the following ratios is helpful in ascertaining whether the unit will be able to repay its debts? Current Ratio DSCR TOL/TNW PBDIT/Intere st ROCE 2 Funding pattern under SGSY scheme between Central Govt / State Govt is in the ratio of : 25:75 50:00 75:25 40:60 40:00 3 As per prudential credit exposure norms of RBI, max exposure allowed for a single borrower for infrastructure lending is % of capital funds. 20% 40% 30% 50% 10% 1 As per prudential credit exposure norms of RBI, max exposure allowed for a group borrower for infrastructure lending is % of capital funds. 20% 40% 30% 50% 10% 4 Receivables in a Balance Sheet refers to _____ Current asset Current liability Term liability Fixed asset Sundry Debtors 5 What is SME-11 Document? Revival letter Link letter Loan agreement TIR Mortgage deed 1 Facility Rating (FR) will be applicable only for exposures covered under the model. Simplified Regular Both Term loan Cash Credit 2 Under SME car loan What is the service charges paid for the business sourced by the dealers? 1.00% of loan amount 1.5% of loan amount 1.25% of loan amount 1.75% of loan amount 2.00% of loan amount 2 Under SME car Loan scheme what is the Incentive to Dealers Sales Executives (DSE) for business sourced by them? 0.25% of the loan amount (maximum Rs 5,000/-) 0.50% of the loan amount (maximum Rs 3,000/-) 0.50% of the loan amount (maximum Rs 5,000/-) 0.25% of the loan amount (maximum Rs 3,000/-) 1.00% of the loan amount (maximum Rs 10,000/-) 4 what is the name of the new variant of power Jyoti account? New Power Fee power Collection power regular power Power Jyoti PUL (Pre Up Load) 5 what is the maximum limit that can be sanctioned under Weaver Credit Card scheme. ` 2.00 lacs ` 1.00 lacs ` 5.00 lacs ` 10.00 lacs ` 25.00 lacs 1 what type of facilities are sanctioned under weaver credit card scheme? Term Loan Terl Loan and CC cash Credit Demand loan Bank Guarantee 2 what is the validity period of credit card under weaver credit card scheme? 2 years 4 years 3 years 1 years 5 years 3 what is the procesing fe under weaver credit card scheme? 0.25% 0.50% 1.00% 1.25% Nil 5 Maximum loan that may be sanctioned under Auto Clean for conversion of petrol operated auto rickshaws to CNG/LPG operated vehicles is.. ` 10000 ` 20000 ` 25000 ` 50000 ` 100000 3 Maximum Loan amount that may be sanctioned in Construction Equipment Loan (CEL) JCB India scheme is ` .. 100.00 lacs 25.00 lacs 50.00 lacs 500.00 lacs 750.00 lacs 1 In case of buyers already having more than 9 JCB machines, then margin requirement in Construction Equipment Loan- JCB India scheme is 5% 10% 15% 20% 25% 1 Maximum loan that can be sanctioned to corporate at metro centre under doctor plus scheme is `.. 1.00 crore 10.00 crore 2.00 crore 5.00 crore 25.00 crore 2 The validity of sanction in the case of Traders Easy Loan (TEL) is _______ years. 1 2 3 4 5 2 Under Express Vendor Discount Scheme (EVDS) the sanctioned limit is generally valid for a period of ________years. 4 3 2 1 6 months. 4 Under SBI Shoppe Plus Scheme two accounts will be opened with _____________ facility. Both Cash Credit A/cs Both Term Loan A/cs One Cash Credit One Term Loan A/c Both 1 & 2 above. All 1, 2 & 3 above. 2 Which type of unit can get assistence under Dal Mill Plus Scheme? Profit making existing Dal mill units. Profit making existing Dal mill units with CRA rating of SB6 & above. Profit making existing Dal mill units with CRA rating of SB5 & above. Profit making existing Dal mill units with CRA rating of SB4 & above. Profit making existing Dal mill units with CRA rating of SB3 & above. 4 The Open Term Loan for services sector can be availed for .. expansion / modernisatio n substitution of high cost debt of other banks / FIs Upgradation of technology Acquisition of software, hardware, consumables, All 1, 2 & 3 above. 5 Existing SSI, C&I units and exporting units may avail limit under Standby Line Of Credit only if rated ________. SB7 or above. SB8 or above. SB 9 or above. SB 10 or above. SB 11 or above. 1 Under Swarojgar Credit Card the term loan component may be repaid in installments within ______years. 1 2 3 4 5 5 Any unit for availing limit under SME Credit Card must get _____ score (out of 60). 36 40 50 55 60 1 What is the full form of CGTMSE? Credit Guarantee Trust for Micro & Small Enterprises Credit Guarantee Team for Micro & Small Enterprises Credit Guarantee Fund To Micro & Small Enterprises Credit Guarantee Total Fund for Micro & Small Enterprises Credit Guarantee Fund Trust for Micro & Small Enterprises 5 Which of the parameter is not defined in Credit Scoring Model under SME Smart Score? Business Score Greenfield Ventures Collateral Conditions Value statement Personal 4 SME customers can issue Multi City Cheque (MCC) for a maximum amount of Rs.______ lacs. Rs.2.00 lacs Rs.10.00 lacs Rs.5.00 lacs Rs.3.00 lacs Rs.2.00 lacs 2 Surabhi Deposit Account can be opened in _________ branches. Only branches having SME business. Only branches having SME & C& I business. Only branches having Agri business. Only Specialised business branches. All branches. 5 Which of the facility is not provided under SME Sahaj Current account ? provide basic banking facility to the low profile business community. Drawings per cheque is limited to Rs.15,000/- Each cheque. Cash withdrawal is permitted up to Rs.15000/- at the cash counter at the branch. The account holder may withdraw cash up to permissible limit of Rs.15,000/- through ATM. None of the above. 3 What is the full form of SBI- SMILE ? Small and Micro Interest-free Loan for Enterprises Small and Medium Interest-free Loan for Enterprises Small and Micro Interest-free Limit For Enterprises Small and Medium Interest-free Loan as Equity Small and Micro Interest- free Loan as Equity 5 Power Jyoti Current account is opened__________ To provide collection facility for institutions Usual fee collection for educational institutions Competitive examination fee collection Donor collections for charitable organisations All of the above. 5 Bank has statred to finance franchisees of _______for setting up clinics for Diagnostics, Preventive health checks, a 24 hour phamacy. Apollo Health. Lifestyle Ltd Reliance Health Care Both 1 & 2 above. None of the above. 4 What is the min/max amount that can be given to eligible borrowers under Artisen Credit Card. Min. No celling / & Max Rs.2.00 lakhs Min Rs.25000/ & Max Rs.2.00 lakhs Min Rs.5000/ & Max Rs.5.00 lakhs Min Rs.10000/ & Max Rs.2.00 lakhs None of the above. 1 A limit sanctioned under SMECC may be annually reviewed only if the credit summation in the account should not less than _________% of projected turn oveer. 40% 45% 50% 60% 75% 3 The validity of sanction is _______ years in the case of Traders Easy Loan (TEL) subject to annual review. 2 3 4 5 None of the above. 1 What is the margin to be taken for financing above Rs.25000/- under Artisen Credit Card. 10% 15% 20% 25% 30% 4 A limit sanctioned under SME Credit Plus (in Rice Mill Plus scheme) can be availed for a maximum period of ______ months. 2 3 4 5 6 5 Point out the name of the scheme available for C & I units & exporting units similar with SME Credit Plus. SMECC SMESS SLC CGTMSE TEL 3 What is minimum & maximum amount that can be sanction under Construction Equipment Loan-JCB Machines? Min. Rs.10.00 lakhs / & Max Rs.50.00 lakhs Min. Rs.15.00 lakhs / & Max Rs.50.00 lakhs Min. Rs.10.00 lakhs / & Max Rs.100.00 lakhs Min. Rs.15.00 lakhs / & Max Rs.100.00 lakhs Min. Rs.25.00 lakhs / & Max Rs.100.00 lakhs 4 What is minimum & maximum amount that can be sanction under SME- Construction Equipment Loan in places other then Metros, Hyderabad and Bangaloru? Min. Rs.10.00 lakhs / & Max Rs.5.00 Crore Min. Rs.15.00 lakhs / & Max Rs.5.00 Crore. Min. Rs.10.00 lakhs / & Max Rs.25.00 Crore. Min. Rs.15.00 lakhs / & Max Rs.25.00 Crore. Min. Rs.25.00 lakhs / & Max Rs.25.00 Crore. 5