Orange County

Financial Planning Day

SATURDAY, OCTOBER 8, 2011
BROUGHT TO YOU BY

Welcome
Welcome and thank you for attending todays Financial Planning Day!
Dear Financial Planning Day attendee,
You may have come across the term financial planning and wondered what
it means. You may have decided to start your own financial plan but youre not
sure how to begin. Or you may have a specific question about your personal
financial planning situation and feel its time you went to a financial planner for
some professional advice. No matter what category you are in, todays Financial
Planning Day can help you get the information you need.
We are very pleased to welcome you to this special event. Over the years, our
organizations have seen up close the economic challenges people are facing
across our nation. Many have pressing financial questions that need answers, and
unfortunately, many have not had the opportunity to discuss those questions with
professional financial planners. This has presented usthe financial planning
community and local governments nationwidewith a shared vision to unite our
collective resources and bring you Financial Planning Days.
Todays Financial Planning Day is an opportunity to get your financial questions
answered by professional financial planners. These professionals include those
who have earned the prestigious CERTIFIED FINANCIAL PLANNER certification
and experts from the Financial Planning Association. Your conversations are
confidentialthere will be no sale of products or services and not even a business
card will be offered. In other words, there are no strings attached. In addition to
the one-on-one advice, youll be able to attend educational workshops addressing
popular financial topics.
We hope that todays Financial Planning Day will provide you with first-hand
experience on how financial planning can improve your life. And to help you get
started with your own financial plan after todays event, be sure to pick up the free
publications and resources.
Sincerely,
Certified Financial Planner Board of Standards
Financial Planning Association
Foundation for Financial Planning
The United States Conference of Mayors

Schedule
10:00am

Public registration opens

10:00am10:10am

Room 111

Welcome address
Orange County Supervisor William Campbell
10:00am4:00pm

Ask-aplanner
clinic

Rooms 108 & 110

4:00pm Conclusion

Workshops
Session 1 Session 2 Session 3 Session 4
Room 111A Room 111B Room 111C Room 102
10:10am
10:50am

Forging
Your
Financial
Future

Choosing
the Right
Insurance
for Every
Stage in
Life

Reverse
Mortgages:
Why and
How

11:00am
11:50am

Elder Care
Planning
for
Caregivers

Medicare
Update

Real World Understanding

Retirement Credit
Planning
Reports &
Scores

12:00pm
12:05pm

A representative from the office of the Honorable Jim

Silva, California Assemblyman, 67th District, will present
members of the OC FPD Steering Committee with a
California Legislature Assembly Resolution recognizing
Financial Planning Week
Room 111

12:05pm
12:50pm

Estate
Planning:
What
Everyone
Needs To
Know

1:00pm
1:50pm

Investing
Basics: Be
a Smart
Investor

Tax
Planning
in a
Changing
World

Raising
Financially
Aware Kids

2:00pm
2:50pm

Investing
in
Uncertain
Markets

Social
Security
Update

A Lifetime
of
Financial
Security

The Truth
About
Estate
Planning

Understanding
Credit
Reports &
Scores

Volunteers
Linda Barlow, CFP
2700 N. Main St. # 850
Santa Ana, Ca 92705
714-953-1232
wealthmanagers@earthlink.net
Paul Bednarski, CFP
71 Summerstone
Irvine, CA 92614
949-923-0380
paul@socalfiduciary.com
www.socalfiduciary.com
Robert Bubnovich, CFP
24 Starlight
Irvine, CA 92603
949-241-3065
bubbrrasil@yahoo.com
www.riofinancialadvisors.com
Spanish, Portuguese
Brad Callen, CFP
1700 W. Katella Ave
Orange, CA 92867
714-628-5200
bcallen@bbgraham.com
Ken Charlton, CFP
4199 Campus Dr Ste 550
Irvine, CA 92612
949-509-6578
kc@charltonfp.com
www.charltonfp.com
Carolanne Chavanne, CFP
19001 S Western Ave, T106
Torrance, CA 90501
310-618-5370
carolanne.chavanne@western.org
Patrick Chu, CFP
610 Newport Center Dr, Suite 950
Newport Beach, CA 92660
949-760-6215
patrick.chu@mullintbgadvisors.com

Delia Fernandez, MBA, CFP

5212 Katella Avenue, Suite 205
Los Alamitos, CA 90720
562.594.4454
delia@fernandezllc.com
www.fernandezllc.com
Robert Foley, CFP
17542 E. 17th St., Suite 110
Tustin, CA 92780
714-617-7966
robert.foley@raymondjames.com
www.foleyfinancialgroup.com
Fred Giron
1820 E 1st St, Suite 500
Santa Ana, CA 92705
714-569-2709
fred-giron@leavitt.com
pridemark-everest.com
Spanish
Gary Grinsell, CPA
19132 Mesa Drive
Villa Park, CA 92861
714-595-8630
ggrins8317@aol.com
Ryan Gunn, CFP
2629 Townsgate Rd Ste 245
Thousand Oaks, CA 91361
805-444-7106
rkgunn@gmail.com
Spanish
Heather Hackett, CFP
2286 N. State College Blvd.
Fullerton, CA 92831
714-798-4015
hhackett@newcastlefa.com
www.newcastlefa.com

For your convenience, contact information for financial planners who have volunteered at todays
Financial Planning Day is included in this directory, along with additional languages they speak other
than English. Please note that we have verified only that each volunteer holds CFP certification; other
designations listed are provided at the request of the individual and have not been verified.

Volunteers continued

Cindy Havenhill, CFP

3000 E. Birch St. Suite 103
Brea, CA 92821
714.801.8473
cindy.havenhill@lpl.com
www.cindyhavenhill.com
Ryan Hawkins, CFP
2400 E. Katella Ave., Suite 1000
Anaheim, CA 92806
7149403119
ryan.hawkins@wfadvisors.com
www.ryanhawkins.com
Emily Hermeno, CFP
3100 Bristol St, Suite 125
Costa Mesa, CA 92626
714-241-0212
emily@financial-advocates.com
Kaitlin Hewell, CFP
Po Box 1047
Laguna Beach, CA 92652
949-715-7675
kate@lagunafinancial.com
www.lagunafinancial.com
Julie Holmes-Grady, CFP, MBA, CPA
15392 Cherbourg Avenue
Irvine, CA 92604
949 551 5359
jholmescpa@cox.net
Kevin Howard, CFP
19800 MacArthur Blvd. Suite 1400
Irvine, CA 92612
949-862-1282
kevin.howard@wellsfargoadvisors.com
https://home.wellsfargoadvisors.com/kevin.
howard
Stanley Hutchinson, JD
7755 Center Ave. Ste.1100
Huntington Beach, CA 92647
(714) 964-0103
stanley@stanlaw.net
www.stanlaw.net

Andi Kang, CFP

17011 Beach Blvd., #680
Huntington Beach, CA 92647
714 962 1800
akang@crownwm.com
www.crownwm.com
Korean
Brandt Kuhn, CFP
787 N. Palm Canyon Dr.
Palm Springs, CA 92262
760 969 7102
brandt@iwmgmt.com
www.iwmgmt.com
Marie Liu, CFP
211 Imperial Hwy., Ste. 103
Fullerton, CA 92835
(714) 521-7600
marie.w.liu@ampf.com
www.ameripriseadvisors.com/marie.w.liu
Cantonese, Mandarin
Andy McVay, CFP
500 N sttate college blvd suite 1100
Orange, ca 92867
7149124272
andy@avalonfa.com
www.avalonfa.com
Gary Miller, CFP
30101 Town Center Dr, Ste 100
Laguna Niguel, CA 92677
949-249-2057
gary@trustedfinancial.com
Saurin Munshaw, CFP
3920 E. Coronado St., Ste. 111
Anaheim, CA 92807
714-238-9220
saurin.munshaw@axa-advisors.com
www.saurinmunshaw.com
Gujarati, Hindi
Dwight Nakata, CFP
18000 Studebaker Road, Suite 695
Cerritos, CA 90703
714 329 5022
dwight.nakata@genworthrr.com
www.smartwealthadvice.com

Volunteers continued

Tim Neuville, CFP , ChFC , CLU

15707 Rockfield #245
Irvine, CA 92618
9492961161 103
tneuville@psfin.com
www.timneuville.com

Jason Owyang, CFP

65 Enterprise
Aliso Viejo, CA 92656
949-330-6030
jason@kairosmail.com
Kari Pel, CFP
110 E Wilshire Ave Suite G-8
Fullerton, CA 92832
714-526-2668
klpel@unitedplanners.com
www.pelandassociates.com
Balaji Rao
695 Town Center Dr
Costa Mesa, CA 92626
949 981 3981
brao@wradvisors.com
www.balajirao.wrfa.com
Chip Rathmell, CFP
2677 N. Main Street Suite 1000
Santa Ana, CA 92705
714-648-3483
chip.rathmell@mssb.com
http://fa.morganstanleyindividual.com/charles.
rathmell.ii
Richard Reimers, CFP
30448 Rancho Viejo Rd. #110
San Juan Capistrano, CA 92675
949-234-2340
reimersr@stifel.com
www.reimerswealthadvisorygroup.com

Millie Rhodes, CFP

28241 Crown Valley Pkwy, F-419
Laguna Niguel, CA 92677
949-347-7258
millie@rhodesltc.com
www.rhodesltc.com
Donald Riggs, CFP
1 Park Plaza, Suite 470
Irvine, CA 92614
714-439-9876
donriggscfs@yahoo.com
Blake Rose, CFP
2900 Bristol Street, A107
Costa Mesa, CA 92626
714-263-0301 19
brose@cfiemail.com
www.centaurusfinancial.com
John Rumbold, CFP, EA
3 Winterhaven
Irvine, CA 92614
714-425-7202
jrumbold@rfta.biz
www.rfta.biz
Edward Runyon, CLU
4695 MacArthur Ct #1100
Newport Beach, CA 92656
949-460-0342
ed@waypointwp.com
www.waypointwp.com
Andrew Scammon
3030 Old Ranch Pkwy; Suite 450
Seal Beach, CA 90740
5627430111
ascammon@metlife.com
www.longbeachreversemortgage.com
Jerry Schmitt, CFP
18400 Von Karman Ave - 400
Irvine, CA 92660
949 474-6827
Jerry.Schmitt@LFG.com
www.LFA-Sagemark.com

Volunteers continued

Jacob Shen, CFP

2 Park Plaza, Suite 1120
Irvine, CA 92614
9496600044
jkmail44@att.net
www.ameripriseadvisors.com/jacob.x.shen
Chinese
Bonnie Stramer, CFP
16361 Fairway Ln.
Huntington Beach, CA 92649
714-840-2080
HB.Taxlady@verizon.net
www.hbtaxlady.com
Aileen Suzuki, CFP
4701 Teller Ave Ste 101
Newport Beach, CA 92660
(949)261-8630 120
aileen.suzuki@lifeplans-financial.com
www.lifeplans-financial.com
Marva Thomas, CIC
4 Veroli Ct
Newport Coast, CA 92657
949-235-9100
marva519@a.com
www.capstanins.com

Corvi Urling
26895 Aliso Creek Rd #563
Aliso Viejo, CA 92656
9493716213
corvi@corvijurling.com
www.corvijurling.com
Bryan Ward, CFP
77 Kyle Court
Ladera Ranch, CA 92694
9493787677
bryanward@cox.net
www.moneywrites.com
Michael Wittick, JD
7700 Irvine Center Drive, Suite 800
Irvine, CA 92618
949-858-5970
mwittick@witticklaw.com
www.witticklaw.com
Mandy Woo, CFP
2 Park Plaza, Ste 820
Irvine, CA 92614
949.387.8057
mandy.m.woo@ampf.com
www.ameripriseadvisor.com/mandy.m.wu
Chinese, English

Helen H Timpe, CFP

800 Newport Center Drive, ste 700
Newport Beach, CA 92660
949-760-2401
helen.timpe@mssb.com
www.morganstanley.com/fa/thetimpegroup
Caleb Tsang, CFP
8450 Garvey Avenue, Suite 230
Rosemead, CA 91770
626-248-6880
ctsang@vinepointwm.com
www.vinepointwm.com
Mandarin, Cantonese

Our sincere appreciation for all our volunteers who have helped make
this day a success and beneficial for all!

Topics
General financial
planning

Planning your financial future

College planning
Debt reduction & credit repair
Money management & budgeting

Special circumstances

Job loss and job change

Foreclosure assistance
Change in marital status

Investment planning

Investment strategies
Asset accumulation
Generating investment income

Retirement planning

Building a retirement fund

401(k) and 403(b) plans
IRA accounts
Social Security

Income tax planning

Tax reduction strategies

Charitable contributions
Small business taxation

Estate planning

Building an inheritance
Wills and trusts
Estate tax strategies

Insurance planning

Life insurance coverage

Disability insurance
Long-term care planning

Employee benefits

Managing health insurance

Health savings accounts
Pension benefits

Notes

Notes

Notes

Acknowledgments
Orange County Financial Planning Day is presented by

Financial Planning Association of Orange County

Certified Financial Planner Board of Standards
Foundation for Financial Planning
The United States Conference of Mayors

Additional support has been provided by

California Jump$tart Coalition

California State Assembly, 67th District, Mr. Jim Silva
Consumer Credit Counseling Services of Orange County
Fernandez Financial Advisory, LLC
Orange County Supervisor, Third District, Mr. Bill Campbell
Orange County Treasurer, Ms. Shari Freidenrich

Steering committee

Carolanne Chavanne, FPA of Orange County

Julie Holmes-Grady, FPA of Orange County
Andi Kang, FPA of Orange County
Edward Mora, FPA of Orange County
Ralph Adamo, FPA of Orange County
Wesley Gunter, FPA of Orange County
Juna Chang, FPA of Orange County

National media sponsor

For additional resources and to learn about future events, visit

www.FinancialPlanningDays.org