UCOBANK has international presence for over 50 years

now. UCO presently has four overseas branches in two

important international financial centres in Singapore and
Hong Kong and representative office at Kuala Lumpur,
Malaysia and Guangzhou, China.

The international linkage from India is supported by a large

Indian network through Integrated Treasury Branch and
Authorised Forex Branches. Our other branches in India
also provide international banking facilities through the
Authorised Branches of our bank.This international network
is further augmented by correspondent arrangements with
leading Banks at all important world centres in various
countries.Thus UCO has a true global presence and can
offer a variety of international banking products, services
and financial solutions to all cross-section of clients, tailor-
made to their banking requirements through one of the
best international banking relationship networks both in
terms of strength and spread.

1. PRODUCTS & SERVICES

The international banking services in India is provided for

the benefit of Indian customers, corporates, NRIs,
Overseas Corporate Bodies, Foreign Companies/
Individuals as well as Foreign Banks etc. by our
International Banking Branches, Authorised Forex Branches
and Integrated Treasury Branch. Our other branches in
India also provide international banking facilities through
the aforesaid network of our branches.

All the facilities are subject to the prevalent rules &

guidelines of the Bank and RBI. Brief details of
services provided are as under:-

1. NRI Banking (Please visit NRI Corner)

2. Foreign Currency Loans

3. Finance/Services to Exporters

4. Finance/Services to Importers

5. Remittances

6. Forex & Treasury Services

7. Resident Foreign Currency (Domestic) Deposits

 8. Correspondent Banking Services

9. All General Banking Services (Please visit Domestic

Banking Sections)

2. FOREIGN CURRENCY LOANS

a) In India (FCNR 'B' Loans):

The foreign currency denominated loans in India are

granted out of the pool of foreign currency funds of the
Bank in FCNR(B) Deposit etc. accounts as permitted by
Reserve Bank of India. These loans are commonly known
as FCNR(B) Loans.

UCO has a broad base of NRI customers/depositors.

Therefore, with the resource base of FCNR(B) deposits etc.
UCO is in a position to offer the Foreign Currency Loans in
India to our customers as an alternative to loans in
Rupees.

These loans are denominated in foreign currency such as

US Dollars and are offered as short term loans. The
interest is fixed with a reasonable spread over LIBOR

UCO also allows loans in foreign currency to NRIs

against their FCNR(B) Deposits at the Indian
Branches. The details are available in NRI Banking
section.

b) From Outside India:

With presence at two major financial centers of the world,

UCO has foreign currency resources to arrange /grant
Foreign Currency Loans to Indian as well as multinational
corporates at the competitive rates.

The foreign currency denominated loans are granted by

our overseas branches to Indian Corporates as per
External Commercial Borrowing (ECB) Policy of Govt. of
India/RBI.

3. FINANCE/SERVICES TO EXPORTERS

UCOGOLD CARD FOR EXPORTERS

UCO launches Goldcard for creditworthy exporters -

Simplified access to export credit on very good terms: