Credit Rating Grades - MicroRate Microfinance Ratings and Services For Microfinance Institutions, MFIs and MIVs, Microfinance Fund and Microfinance Investment Analysis
Credit Rating Grades _ MicroRate │ Microfinance Ratings and Services for Microfinance Institutions , MFIs and MIVs , Microfinance Fund and Microfinance Investment analysis
Credit Rating Grades - MicroRate Microfinance Ratings and Services For Microfinance Institutions, MFIs and MIVs, Microfinance Fund and Microfinance Investment Analysis
English Join Our Mailing List Client Login About Press Videos Careers Contact Credit Rating Grades Return to Previous Page Scale MicroRate rates financial capacity for institutions by emitting an opinion about its financial strength and its ability to repay financial obligations. A+ A A- Financial institutions that display High Capacity to pay their obligations according to the terms and conditions agreed upon. Minimal sensibility to deterioration caused by potential changes in its sector, context, or the institution itself. B+ B B- Financial institutions that display Good Capacity to pay their obligations according to the terms and conditions agreed upon. Low sensibility to deterioration caused by potential changes in its sector, context, or the institution itself. C+ C C- Financial institutions that display Sufficient Capacity to pay their obligations according to the terms and conditions agreed upon. Moderate sensibility to deterioration caused by potential changes in its sector, context, or the institution itself. D+ D Financial institutions that display Insufficient Capacity to pay their obligations. High sensibility to deterioration caused by potential changes in the sector, context, or the institution itself. High risk of failure to repay its Ratings List Products & Services Research Latin America 7/22/2014 Credit Rating Grades | MicroRate Microfinance Ratings and Services for Microfinance Institutions , MFIs and MIVs , Microfinance Fund and Microfinance Investment analysis http://www.microrate.com/mfis/credit-rating/credit-rating-grades 2/2 Join Our Mailing List MicroRate P.O. Box 7767 Arlington, VA 22207 United States 703-243-5340 inf o@microrate.com RATINGS Ratings List PRODUCTS & SERVICES MFI Rating Process MFI Product Comparison MFI Rating Subscriptions Specialized MFI Evalutaions Fund Analysis RESEARCH MicroRate Research Industry Research Microf inance News About Microf inance Microf inance Investment ABOUT Overview Mission & Vision History People Partners Videos Press CONTACT Locations Request Inf o Mailing List Careers Internships Volunteering D D- caused by potential changes in the sector, context, or the institution itself. High risk of failure to repay its obligations. E Financial institutions with not enough information to be rated and/or Inability to repay its obligations.
Rated Institutions financial strength gradation Positive or negative gradation reflects the strength of the assigned grade. That is, if at least one of the subgrades for the rated areas is above the general rating, the gradation could be positive. In the same way, if at least one of the subgrades for the evaluated areas is below the general rating, the gradation could be negative. An A+ rating will be assigned if the necessary efforts to exceed the weaknesses of the institution are minimal in comparison with the A rating assigned. Example of problems to be overcome quickly can be the absence of an independent director in the Board, limited internal auditing staff, changes in incentives policy, etc. Copyright 2014 MicroRate. No reproduction in part or in whole without written permission Powered by Threshold Technologies, Inc. Honduras: Retos de la inclusin financiera El porcentaje de la poblacin mayor a 15 aos con una cuenta en una institucin f inanciera f ormal asciende a 22% en Honduras Read Microfinance News