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Budget Planner - Overview / Help

Instructions

Budge

Budge
Month
Budge

Budge
Quick

Month
Quick

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You may move from worksheet to worksheet by clicking on the dark blue buttons

By
tt
located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders: 400
Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
 Quick

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Budget Chart: Monthly
Income Frequency Amount Monthly Yearly Budget Summary
Total Income (net) 15000.00 180000.00
Salary/Wages Monthly 15000.00 15000.00 180000.00
6020
Salary/Wages (Spouse) Monthly 0.00 0.00
Other Weekly 0.00 0.00
Other Monthly 0.00 0.00
15000
Other Monthly 0.00 0.00

Spending Total: 8980.00 107760.00

8980
Transportation 680.00 8160.00
Auto Loan/Lease Monthly 0.00 0.00
Insurance Monthly 80.00 80.00 960.00 $0 $2,000 $4,000 $6,000 $8,000 $10,000 $12,000 $14,000 $16,000
Gas Weekly 100.00 433.33 5200.00
$8,980 $15,000 $6,020
Maintenance Quarterly 500.00 166.67 2000.00
Registration/Inspection Yearly 0.00 0.00
Bill's train pass Monthly 0.00 0.00
Spending Summary
Jane's bus pass Monthly 0.00 0.00
Other Monthly 0.00 0.00 680
1767
Home 5133.33 61600.00
EMI Monthly 0.00 0.00
Rent Monthly 3200.00 3200.00 38400.00 100
Maintenance Monthly 0.00 0.00
Insurance Monthly 0.00 0.00
Furniture Yearly 0.00 0.00
1000
Household Supplies Monthly 0.00 0.00
Groceries Weekly 400.00 1733.33 20800.00
Real Estate Tax Semi-Annually 0.00 0.00 300
Other Monthly 200.00 200.00 2400.00 5133
Other Monthly 0.00 0.00

Transportatio Home Utilities

Utilities 300.00 3600.00
n
Phone - Home Monthly 0.00 0.00
Health Entertainment Miscellaneou
Phone - Cell Monthly 300.00 300.00 3600.00 s
Cable Monthly 0.00 0.00
Gas Monthly 0.00 0.00
Water Monthly 0.00 0.00
Electricity Monthly 0.00 0.00
Internet Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Health 1000.00 12000.00

Dental Monthly 0.00 0.00
Medical Monthly 0.00 0.00
Medication Monthly 1000.00 1000.00 12000.00
Vision/contacts Semi-Annually 0.00 0.00
Life Insurance Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Entertainment 100.00 1200.00

Memberships Monthly 0.00 0.00
Dining out Monthly 0.00 0.00
Events Monthly 0.00 0.00
Subscriptions Monthly 0.00 0.00
Movies Monthly 100.00 100.00 1200.00
Music Monthly 0.00 0.00
Hobbies Weekly 0.00 0.00
Travel/ Vacation Yearly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Miscellaneous 1766.67 21200.00

Dry Cleaning Monthly 0.00 0.00
New Clothes Semi-Annually 2500.00 416.67 5000.00
Donations Monthly 0.00 0.00
Child Care Monthly 1000.00 1000.00 12000.00
Tuition Monthly 0.00 0.00
College Loans Monthly 0.00 0.00
Pocket Money Weekly 0.00 0.00
Gifts Monthly 100.00 100.00 1200.00
Credit Card Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 250.00 250.00 3000.00
 Budget By

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Month 3
Chart: March
Income Apr May Jun Jul Aug 0 Months Budget Summary
Oct to Date

Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.00

0
0

Salary/Wages 0.00 0

Salary/Wages (Spouse) 0.00 0

Other 0.00 0

Other 0.00 0
0
Other 0.00 0

Spending Total: 0.00 0.00 0.00 0.00 0.00 0.00 0

0

Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0

Auto Loan/Lease 0.00 0

Insurance 0.00 0
0 0 0 0 0 0 1 1 1 1 1
Gas 0.00 0
$- $- $-
Maintenance 0.00 0

Registration/Inspection 0.00 0

Bill's train pass 0.00 0

Spending Summary
Jane's bus pass 0.00 0

Other 0.00 0

Home 0.00 0.00 0.00 0.00 0.00 0.00 0

EMI 0.00 0

Rent 0.00 0

Maintenance 0.00 0

Insurance 0.00 0

Furniture 0.00 0

Household Supplies 0.00 0

Groceries 0.00 0

Real Estate Tax 0.00 0

Other 0.00 0

Other 0.00 0

Transportatio Home Utilities

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0

n
Phone - Home 0.00 0

Health Entertainmen Miscellaneou

Phone - Cell 0.00 0
t s
Cable 0.00 0

Gas 0.00 0

Water 0.00 0
Budget by Month
Electricity 0.00 0

Internet 0.00 0
1
Other 0.00 0
1
Other 0.00
1
0

Health 0.00 0.00 0.00 0.00 0.00 0.00 1

0

Dental 0.00 0
1
Medical 0.00 0
0
Medication 0.00
0
0

Vision/contacts 0.00 0

Life Insurance 0.00 0

0

Other 0.00 0
0
Other 0.00 0

0
Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 Row 16 Row 8
Apr May Jun Jul Aug
0

Memberships 0.00 0

Dining out 0.00 0

Events 0.00 0

Subscriptions 0.00 0

Movies 0.00 0

Music 0.00 0

Hobbies 0.00 0

Travel/ Vacation 0.00 0

Other 0.00 0

Other 0.00 0

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0

Dry Cleaning 0.00 0

New Clothes 0.00 0

Donations 0.00 0

Child Care 0.00 0

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 0.00 0

Credit Card 0.00 0

Other 0.00 0

Other 0.00 0

Other 0.00 0
 Trackin
g Chart: September
Income Oct Nov Dec Jan Oct to Date Actual Income/Spend Summary
Total Income (net) 0.00 0.00 0.00 0.00 0.00
Salary/Wages 0.00
Salary/Wages (Spouse) 0.00 0
Other 0.00
Other 0.00
Other 0.00 0

Spending
0
Total Spending: 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00 0 0 0 0 0 0 1 1 1 1 1
Insurance 0.00
$- $- $-
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Actuals by Month
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00
1

Home 0.00 0.00 0.00 0.00 0.00 1

EMI 0.00 1
Rent 0.00 1
Maintenance 0.00
1
Insurance 0.00
0
Furniture 0.00
Household Supplies 0.00 0
Groceries 0.00 0
Real Estate Tax 0.00 0
Other 0.00
0
Other 0.00
0
Oct Row
Nov 17 Row
Dec 8 Jan
Utilities 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00

Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00

Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00

Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00
 Compariso Compare October to Budget October
n
Income Budget Oct Actual Vs Budget Tracking vs Budget Summary
6020
Total Income (net) 15,000 0 -15,000
Salary/Wages 15000 -15,000.00 15000
Salary/Wages (Spouse) 0 0.00
Other 0 0.00 8980
Other 0 0.00
Other 0 0.00
0

Spending 0

Total Spending: 8,980 0 -8,980

0
Transportation 680 0 -680
Auto Loan/Lease 0.00 0.00 0 2,000 4,000 6,000 8,000 10,000 12,000 14,000 16,000
Insurance 80.00 -80.00
Gas 433.33 -433.33 Expense Income Balance
Maintenance 166.67 -166.67 (Savings)
Registration/Inspection 0.00 0.00
Bill's train pass 0.00 0.00
Jane's bus pass 0.00 0.00 Spending Comparison
Other 0.00 0.00
5,133
Home 5,133 0 -5,133
EMI 0.00 0.00
Rent 3,200.00 -3,200.00
Maintenance 0.00 0.00
Insurance 0.00 0.00
Furniture 0.00 0.00
Household Supplies 0.00 0.00 1767
Groceries 1,733.33 -1,733.33 1000
Real Estate Tax 0.00 0.00 680
Other 200.00 -200.00 300
100
Other 0.00 0.00
0 0 0 0 0 0
Transportati
Budget
Home Utilities
Tracking
Utilities 300 0 -300 on
Phone - Home 0.00 0.00 Health Entertainme Miscellaneou
Phone - Cell 300.00 -300.00 nt s
Cable 0.00 0.00
Gas 0.00 0.00
Water 0.00 0.00
Electricity 0.00 0.00
Internet 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Health 1,000 0 -1,000

Dental 0.00 0.00
Medical 0.00 0.00
Medication 1,000.00 -1,000.00
Vision/contacts 0.00 0.00
Life Insurance 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Entertainment 100 0 -100

Memberships 0.00 0.00
Dining out 0.00 0.00
Events 0.00 0.00
Subscriptions 0.00 0.00
Movies 100.00 -100.00
Music 0.00 0.00
Hobbies 0.00 0.00
Travel/ Vacation 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00

Miscellaneous 1,767 0 -1,767

Dry Cleaning 0.00 0.00
New Clothes 416.67 -416.67
Donations 0.00 0.00
Child Care 1,000.00 -1,000.00
Tuition 0.00 0.00
College Loans 0.00 0.00
Pocket Money 0.00 0.00
Gifts 100.00 -100.00
Credit Card 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
Other 250.00 -250.00
 Daily Spending
Record
Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00

Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
Other 0.00
Other 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00