7 Ways to Buy Property at

True Wholesale Prices &

Instantly Pocket up to
$100,000 in Equity NOW!






The busy persons blueprint to safely
create wealth with investment property
even during a market downturn!
By Greg Morris
EQUITY PROPERTY GROUP
(07) 5510 4734 www.equityproperty.com.au






1. The Truth About Where The Money Is Being Made In
The Property Market Today

3
2. What Every Investor Should Know Before They
Begin Their Investment Journey

6
3. How To Buy Property At True Wholesale Prices &
Pocket The Equity Now

14
4. Who Relies On Us to Assist Them

22
5. Do You Qualify to Become a Successful Property
Investor

27
6. Questions You Must Answer Before You Invest A
Cent Of Your Money

30
7. Why Should I Trust Greg Morris & the Equity Now
Program

35
Equity Now Membership & Workshop
Application Forms

40











EQUITY PROPERTY
GROUP
Level 9, Corportate Centre 2
1 Corporate Court, Bundall, Qld 4217
(07) 5510 4734
info@equityproperty.com.au
www.equityproperty.com.au



Table of Contents

i


















Dear Investor

My name is Greg Morris and after more than 17 years within the property industry
working with some of the biggest names in the business, Im very excited to be sharing
with you, an investment success story for everyday Australians known as Equity Now.

I wanted to take a moment to let you know about an exciting opportunity and future
thats awaiting every property investor even in this current economic climate. As you will
discover in this information package, with the right knowledge, now is the best time in
the last decade to be investing in real estate.

That doesnt mean that everything is simple ad easy and all you need to do is go down
to your local real estate agency, spend five minutes scanning the listings in their window
and hey presto! youre on a ticket to easy street. If you inclined to think this way then
respectfully, its probably best to close this package now and good luck to you. We are
really not suited to working together.

The property market is very different today from a few years ago when anyone could of
made money by simply being in the market. Today it takes a special set of skills and
knowledge that when applied consistently can yield exceptional results. And no, you
dont need any special abilities nor do you have to be a risk taker to reap the rewards.
We certainly arent that way inclined and if youre out for some get rich quick scheme,
then respectfully again, please close the package as we wish you all the best.
The information, knowledge and strategies contained in this package, which we teach
our clients through the Equity Now program, are very real and powerful processes that
have been passed on to me by some of the most successful people in the property and
investment industries today. They are not based on hype or untested theories. They are
the very same strategies I have used to purchase more than $320Million worth of
wholesale property for my clients over the last 3 years alone.
For the first time the Equity Now program exposes how the property investment
industry really works. It exposes the part of the industry that the general public knows
nothing about. In fact less than 1% of real estate agents and mortgage brokers know
anything about how it works.



The Truth About Where The Money Is
Being Made In The Property Market Today


1

Its a world where thousands of properties are being bought and sold every year without
ever making it to the open market. Its a world where developers, agents, middlemen,
marketers, brokers and financiers are making millions of dollars in profits despite there
being a property market downturn. Its a world where every property has been $30,000
and $100,000 profit built into that the unsuspecting investor is paying for by not knowing
this vital information.

The good news is however once you understand how the industry works and whos
doing what to make the money, you can apply this knowledge so you can immediately
profit every time you buy a property and not be reliant on normal market movements to
make money.

The Equity Now program teaches our clients exactly how to buy property at true
wholesale prices and pocket the equity immediately, allowing them to continue to build
their property portfolio no matter if the market is going up, down or sideways.

Apart from teaching our clients how to safely buy property for immediate profit, one of
the other biggest differences that sets us apart from the rest of the property industry
is

! We dont sell or promote property through this program; And

! We dont get paid commissions from developers or vendors.

Unlike nearly every other company advising on investment property in Australia who gets
paid by developers and vendors to promote their property (which we believe is a conflict
of interest), we dont receive any money from commissions. Instead we earn money in
two ways:

1. Through our Equi t y Now educat i on courses that teach property investors
how to avoid the common and costly mistakes of property investment and how you
can consistently purchase property at true wholesale prices.

This program teaches every thing you need to know to be able to safely buy
property for between 10% to 20% off valuation prices. No catches and no holes
barred. We 100% guarantee the program that if you dont make at least $20,000 of
profit form your first deal I will pay you double your course fee back no questions
asked! And












2. A propert y f i nder and f aci l i t at i on f ee Many of our clients lead extremely
busy lives (by choice) and dont have the time or inclination to actively apply our
system. So we offer a Wholesale Property Finders and Facilitation Service where we
do the entire process for you.

We research, identify, negotiate, package and present each property for our clients
approval. Our unique process eliminates any investment risk and clearly
demonstrates the exact profit you will make on each purchase prior to committing
to an investment decision. Our fee is a small portion of the profit we make our
clients on each purchase so again there is no risk or downside to doing business
with us.

We only make money when you make money after purchasing property with
immediate equity. We cant be any fairer than that, can we?

Sound too good to be true? I urge you to take a few minutes to read this information
package and evaluate the system for yourself. I know if youre thinking about starting, or
continuing investing in property it will be the most important and profitable information
you ever gain.

Even if you dont end up doing business with us I know the information contained in this
package could save you from being ripped off by tens or even hundreds of thousands of
dollars. Youll be made aware of the numerous scam artists and conmen lurking within
the industry who cleverly disguise huge fees and commissions by promoting the benefits
of tax minimization and mortgage elimination techniques.

Im certain you will find this information both interesting and mind opening. I wish you
the best and hope we can work together to help you secure a more successful financial
future in what is an exciting time for building wealth through property.

Yours sincerely,


Greg Morris


Now before I reveal some of the proven strategies we teach and use to purchase
property at true wholesale prices, its Improtant to know where most people go
wrong when investing in property, so you dont make the same mistakes




Before you begin your property
investment journey, we believe its
Improtant for all investors to be
aware of the most common and
costly mistakes most people make
when first starting out





























What Every Investor Should Know Before
They Begin Their Investment Journey


2
For an obligation FREE discussion or details on some of the
instant Equity Now Property opportunities we currently have
please contact us now by:
Call (07) 5510 4734 or
Email info@equityproperty.com.au
















Unfortunately while everyone begins their property investment journey with the best
intentions and the thought that making money through property investment will be easy,
the statistics convey a vastly different story.

Today in Australia 1.2million people own an investment property. Yet less than 14,000
people ever own 5 properties or more, which equates to less than 0.06% of the
population. An even more frightening set of statistics was released back in 1990 that
said the ABS surveyed a group of 25 year olds in regard to their financial position when
they reach the age of 65. It stated the following:

! 62% of them were broke and living on the pension
! 29% of them were dead
! 5% of then were still working
! 3%% of them were self reliant
! Only 1% of them were wealthy

The survey went on to say the ABS considers Wealthy to be people earning $800 per
week or more. And that 79.6% of our 2 million retirees live on less than $330 per week.

Whats even more concerning however, today more than 20 years later, the statistics
had not changed at all!

So how is it that so many people fail despite starting out with the best intentions?

Through our research we have identified only 4 real reasons:



Reason # 1. No Defined Plan or Goals


This may seem quit obvious however, the vast majority of people never take the time to
develop a set of goals or a plan around their financial well being. And this is particularly
true when it comes to having a property investment strategy.

It has been estimated nearly 90% of investors purchased a property with 5 to 10
kilometers of where they live through a general real estate agent because they thought it
was just what you do.





I like to use the analogy of property investment
being similar to playing a game of pool. A novice
will simply have a crack and hit something (buying
a property for the sake of buying a property).
Where a professional player will have the second
and third shot in mind before he begins (A property
portfolio strategy). He might not know what the
fifth or six shot will be but he knows he will be a lot
closer to winning by having a well thought out plan
rather than simply hitting and hoping for the best.


Before you begin, its Improtant to ask these basic questions?

1. What is your motivation for investment? Is it to build a portfolio and fund your
retirement? Or is it to provide cash flow to pay down your debts?
2. What are your financial goals?
3. How much do you need for retirement?
4. How long do you have? 3, 5, 10 or 20 Years?
5. How much do you need to make each year to build a sufficient asset base to
provide a passive income to achieve your goals?
7. How do you plan to make it? What type of assets will you acquire and how will you
purchase them?

Once you start getting specific around these questions you can start to work out a plan
to achieve your goals.

When it comes to investing, you really only have four options:

1. Cash or fixed interest products
2. Shares
3. Property; and
4. Business

I believe it comes down to the individual to which one is better as each seems to suit
different people for different reasons. Personally, I have chose property as my main
wealth creation vehicle for three main reasons:

Fist, Better Leverage Because banks will allow you to borrow up to 90% of a
propertys value is means will less money down you can control more property to get
leverage allowing you to accelerate your wealth creation strategy. The fact that the bank
will lend 90% of the value of a property also says something about their belief in the
safety and security of property as an investment asset. As opposed to shares where
they will only lend up to 50%. And if you trying to borrow money for business the bank
will ask for your property as security;

Secondly, through the strategies we use and teach we know exactly how much money
is to be made from each property purchased before we entre into the deal. The only
other investment I know of that gives this much certainty are Term Deposits but, when
you consider a term deposit return of between 4% and 5% as opposed to a 100%
return from a property purchase within a similar time frame, there is no comparison as
far as I am concerned.


Thirdly, We are also not reliant on what happens with normal real estate market
movements to increase wealth as we only rely on factors that are within our control to
build equity now.


Reason # 2. Lack of Knowledge


As the say goes, you dont know what you dont know! Your investment decisions are
only as good as the knowledge you posses. And the knowledge you possess is only as
good as the information you receive. But lets think about this for a moment Where do
most people get their information from when it comes to the property market?

The most common ways people are informed are:

The Medi a - Newspapers, TV, radio and magazines. Unfortunately given the nature of
the media business these mediums tent to sensationalize everything to sell more. Its a
well-known fact and scientifically proven that people react to bad news more that good
news. The property related stories in the news tend to be more about people and
market reactions rather than real fundamental market drivers. By the time information
hits the mainstream media it also means that everyone now has this information and its
usually too late to be of use or value. We call this media lag as out lined by the diagram
below.


Media Lag Why most people miss real price movements


Advisors These include real estate agents, mortgage brokers, financial planners,
lawyers and accountants. In most cases these people will nearly always have their own
bias and agendas as to the advice and information they convey. And this is usually to
lead you towards a product or service that will benefit them personally.

Another advisor who can potentially be the most dangerous of all are the ones we call,
those with best intentions but questionable credentials. These include family, friends
and colleagues.

Research from ASIC indicates up to 78% of investors
received no advice at all prior to making a purchase
decision. Instead it was only after the fact they received
advice on what they should of done. This can often turn
into a very difficult and costly learning experience.





Isnt it amazing, whenever you start thinking or talking about buying a property everyone
seems to automatically become a property expert? Everyone has their own opinions and
horror stories to share with you about making money with property. Usually they think
they are acting in your best interest.

We advise our clients to ask two questions before accepting any investment advice from
a professional or otherwise:

1. How much wealth have you created from property? And

2. How do you earn your money and what do you charge for advice?

There is no such thing as free advice! There is always a cost. If there is no fee for service
up front then you can be absolutely sure there will be commissions loaded into the
property that will end up costing you a whole lot more.

A commission taken out of the property can be ok if its a reasonable amount but,
always ensure you have full disclosure about what the full costs are. The property should
be one of your choosing and not one thats been preselected for you.

Be warned: Even if the commissions are disclosed on the contract or disclosure
documents there is no guarantee this is the full amount involved. There are numerous
ways in which commissions can be hidden within the property cost, fees and charges.

If you have been telemarked by a company promoting tax deduction or mortgage
minimization services, the average cost of a sale generated from this process is between
$12,000 to $16,000. The average normal sale commissions on a $400,000 property is
approximately $10,000. As this is less that the cost of sale you can be absolutely sure
there is higher fees and commissions built into the property somewhere. These are
some of the fees we teach our clients to negotiate back out of the deal to go into their
pocket as opposed to the marketer or promoter.

Internet The Internet now provides a fantastic and powerful tool to gather information
when doing your research and due diligence. The only problem is, with the vast
amounts of information publicly available, unless you know what youre looking for, its
unlikely youll ever trip over the information required to make an informed and educated
decision. We teach our clients a step-by-step process to use the Internet to clearly
identify areas of opportunity well before the general public is notified through the
mainstream media.







Market Analyst & Research Companies There is a myriad of avenues to gain quality
property information for free and through paid subscriptions. Through our network we
have 12 full time research staff nationally continually monitoring the market through our
own research and publications as well as continually monitoring other research sources.
These include:

Michael Matusik, Terry Rider (Hot Spotting), Tim Lawless (RP Data), Bill Morris (Midwood
Report), RP Data Rismark, SQM Research, Australian Property Monitors, Residex,
Deloitte Accee Economics, Australian Bureau of Statistics, Savills, Urbis, Price Finder,
Realestate.com.au, Domoain, CBRE and Colliers are all excellent sources of property
market information.




Reason # 3. Lack of Consistency


No one has ever succeeded in life long term or in any endeavour for that matter without
consistently applying a pattern for success. Otherwise know as a system! With out a
system that can be continually applied any success will more likely be a derivative of
luck. You may get lucky a few times but eventually luck will go against you.
Unfortunately bad luck or a poor decision when dealing with property can cost you
dearly.

To succeed in property investment it is no different. A system must be applied and
followed to ensure success. We teach our clients to follow a system and process that
has been applied and proven by some of the most successful investors of the industry.

The worlds first ever millionaire was a man by the name
of John Astor who made some money trading furs back
in the early 1800s. He then saw the security of real
estate and bought all he could. His advice to his family?
Buy every foot of land on the island of Manhattan.













Reason # 4. Failure to Take Action


By far the number one reason people dont succeed in creating wealth through property
is simply due to the lack to taking any action at all. This is usually only caused by two
things:

Fear. Its one of the most negative and destructive of all human emotions. It drives so
many of our decisions. It has been said that FEAR is really an acronym...

False Expectations Appearing Real.

Think back to all those times in your life when you have been fearful of what might
happen. Then you went ahead with whatever it was you were going to do...and just how
many of those fears actually came to pass? None? A couple? Why? Because they were
False Expectations Appearing Real...but they werent! You did it and probably did it very
well and wondered what all the fuss was about?

Its the same with investing and creating financial freedom. FEAR plays a huge part in
peoples decision making and clouds their judgment. It literally freezes them and they do
nothing except continue to live in frustration. Now, dont get me wrong. Under no
circumstances am I suggesting reckless, ill-thought through, careless or risky investing.
If that type of thing is for you, please close this package now, you will not find what you
are looking for here.

The type of thing I am talking about is the common fears that really cloud clear thinking
and stops people in their tracks. Things like:

! Fear of failure
! Fear of not knowing what to do
! Fear of taking a step into the unknown
! Fear of losing money you cant afford to lose
! Fear of being ripped off by unscrupulous operators
! Fear youll make a mistake and look foolish to friends and family
! Fear of feeling overwhelmed by all the new terms and unfamiliar paperwork
! Fear of borrowing to invest
! Fear of how you might change and become greedy
! Fear about what might happen if you cant make a loan repayment
! Fear that youll lose whatever leisure time you now enjoy
! Fear that it really is just too darn hard

If you related to any of the above, relax, youre not alone, these are common fears most
investors face. Thing is though those who are successful are able to deal with these
fears, realise they are just False Expectations and push on to create the financial future
they desire.

If it was really too hard there never, ever would be any wealthy people, no everyday
mum and dad investor success stories and everyone would struggle week to week to
pay their bills. But you know this isnt the case dont you? You know many people in this

country have levels of wealth that range from comfortable to obscene. You realise it
can be done.

The truth is that for most people with equity in their homes, investing really isnt that
difficult, nor does it present an unacceptable risk.

Procrastination - is the second reason people fail to act. Im sure youd have to agree
weve all be guilty at one time or another of putting off till tomorrow what we should have
done today. Unfortunately investing is one of those things that many people put off till
tomorrow. But as we know tomorrow never comes! Or by the time it does, weve left
it too late to have enough time required to create the wealth we require to do those
things we want to do in retirement.


So the secret to success in property investment is...

1. Clearly define your goals and develop a plan;

2. Improve your knowledge through ongoing learning
and developing a trusted and proven advisory
team around you; And

3. Take action by applying a proven system

then your success is inevitable!











I say this with one
caveat however... The
level of your success is
directly proportional to
the quality of your
plans, knowledge and
action!


$
Quality





To be able to buy property at wholesale
prices you need to understand where
the margins are to be made and how
property increases in value without
relying on normal real estate market
movements.
Every property goes through the same
process








How To Buy Property At True Wholesale
Prices & Pocket The Equity Now

3
For an obligation FREE discussion or details on some of the
instant Equity Now Property opportunities we currently have
please contact us now by:
Call (07) 5510 4734 or
Email info@equityproperty.com.au


















Initially all real estate starts as raw land. Then the council zoning of the land is changed
allowing you to build on that land. This initial Material Change of Use (MCU) process will
make the land more valuable. A development application is applied for and granted by
council, which again gives the property another rise in value.

The property is then improved or built upon which gives it the largest increase in value.
This is normally when most people purchase a property. Or what we refer to as the
normal Retail Buy In Point.

We teach our clients how to safely buy in at the Wholesale Property Buy In Point and
pocket between 10% to 20% of the uplift in value as profit or equity (as outlined in the
diagram above).


Now Im sure you probably thinking, does this mean you asking me to become a
property developer? The answer is No! Whilst in many cases we do some property
improvement or building the same as a developer would, there is a clear distinction
between a Property Developer and a Professional Investor:



A Propert y Devel oper - Needs to sell their properties.

There is usually only one reason a developers gets into is financial trouble and that is
because he cannot sell the property in time or for the price required to make a profit.


A Prof essi onal I nvest or Does not need to sell and only sells when he wants to.

The majority of the time our clients enter into a deal to hold on to the property at the end
of the building or improvement process to continue building their portfolio. Of course
you can sell at any time you wish to but, typically you can hold indefinitely because we
teach you how to turn the property into a cash flow positive or neutral position from day
one. Let me explain

Typically a bank will lend 90% of the value of a property and as a loan (debt) and you
provide the 10% deposit (equity). Our goal is to maximize the equity in the property and
minimize our debt as quickly as possible.

Because we manufacture an increase in property value when we purchase, typically
between 10% to 20%, we utilize this value as the deposit so the bank lends the balance.
This means we have not needed to put any of our own money into the deal.

If we use a typical house and land example in todays market it would work like this: The
land would be $200,000 and the house would also be about $200,000 totaling a
$400,000 house and land package which would rent out for approximately $420/wk.

In round figures if we were to negotiate 10% off the valuation price in this scenario we
would have a $360,000 loan with a bank, which at 6% interest, would cost $415 per
week. If we receive $420 per week rent the property will be cash flow positive with
$40,000 in equity from day one.

Lets take a look at some real life examples

Please Note: These figures shown in the following examples for Yearly Tax Saved and Weekly Return are
based on an assumption of an individual on a taxable income of $120,000 P.A. Figures will vary depending
on the individual personal circumstances.




Example 1. Typical House and Land Scenario

Property Valuation $420,000
Land Price
$180,000
(Discount $20,000)
Build Price
$189,000
(Discount $31,000)
I mmedi at e Equi t y
on Set t l ement
$51, 000
( 12. 2%)
Tax Saved PA
($120K)
$4,850
Return Wk +$14



This property was purchase in Augustine Heights in Brisbane. We were able to negotiate
$20,000 discount off the land and a wholesale build rate that delivered $31,000 for a
total equity position of $51,000 at settlement. This is a typical example of what our
clients are doing in numerous locations around Brisbane today.



Example 2. Hot Spotting


Capital growth, or the increase in price of properties, occurs as a result of the interaction of
supply and demand. In economics, supply and demand describes market relations
between prospective sellers and buyers of real estate. The supply and demand model
determines price and quantity sold in the market.

We teach our clients a step-by-step process to identify and measure the key
fundamental drivers that contribute to supply and demand factors and subsequent
upward property price movements.

The key Demand and Supply driver and indicators we monitor include:

Demand Drivers Supply Drivers
1. Population Growth
2. Infrastructure Projects
3. Employment and Income Growth
4. Changing House hold structures
5. Lending Criteria

1. Development Finance Availability
2. Town Planning and Zoning
3. Development Site Availability
4. Development/Build Costs
5. Council Attitude

Demand Indicators Supply Indicators
1. Vacancy Rates
2. Buyer Activity
3. Auction Clearance Rates
4. New Building Starts
1. Development Applications
2. Stock on Market
3. Rates of Sale


An example of a property we identified by using our Hot Spotting process was Whyalla,
South Australia at the beginning of 2011. We could see the demand was going to
increase substantially due the huge level of infrastructure projects going into the region
and the level of anticipated residential development was not adequate to cope with the
impending demand.



Property Valuation $320,000
Land Price
$80,000
(Discount $20,000)
Build Price
$174,000
(Discount $30,000)
I mmedi at e Equi t y
on Set t l ement
$66, 000
( 21%)
Tax Saved PA($120K) $1,851
Return Wk +$69


We were able to negotiate $20,000 off the land and $30,000 off the build. On completion
the completed property value had also risen giving our client a total equity position of
21%.



Example 3. Price Disparity


Part of our process is to identify areas where there will be a disparity between our costs
and the propertys valuation on settlement. This property is in Collinsville, which is
approximately one hour south west of Bowen, Queensland. We purchased every vacant
block of land within the town we could buy at the time for $50,000. The houses cost
$235,000 for a total cost of $285,000. On settlement the properties valued for $380,000
delivering an equity position of $95,000 or 22% of the total property value. These
properties rented for approximately $650 per week making them positively geared by over
$150 per week from day one.

Property Valuation $380,000
Land Price
$50,000
(Discount $0)
Build Price $235,000
I mmedi at e Equi t y
on Set t l ement
$95, 000
( 22%)
Tax Saved PA($120K) $1,090
Return Wk +$189






Example 4. Developer Pre Finance Approval

Banks are continually raising the bar on pre-sale requirements that developers need to
achieve before they will give them the funding to develop the project. To ensure they meet
their pre-sales commitments developers will often do exceptional deals to ensure they meet
their funding requirements. Sometimes this will even be to the point where they could be
prepared to make very little or no money on some of their properties so they can at least
make some profit off the rest of them.

This deal in Calliope, just outside of Gladstone, Queensland was done on house and land
packages however this strategy works equally as well for multi unit projects like
townhouses and apartments. In this situation we purchased early and received an capital
gain from buying low as well as a upward market movement with virtually no holding cost
over an 18 month period.

Property Valuation $495,000
Land Price
$200,000
(Discount $15,000)
Build Price
$195,000
(Discount $30,000)
+ 18mth Growth
I mmedi at e Equi t y
on Set t l ement
$100, 000
( 20%)
Tax Saved PA($120K) $1,896
Return Wk +$131


Example 5. Typical Unit or Townhouse Deals

Typically apartment or townhouse deals have more margin (approximately 20%) within
each deal but these situations usually require either a larger initial investment amount or,
alternatively needs a number of investors to group together and buy at the same time.

This typically happens in two ways. Similarly to what was explained in the previous example
within the pre finance approval stage for developers to ensure pre sales commitments are
met for the banks. Or alternatively we put a group together to take out the entire project
where our investors receive a share in the development profit.

Proeprty Valuation $355,000
Cost Price $270,000
I mmedi at e Equi t y
on Set t l ement
$85, 000
( 24%)
Tax Saved PA($120K) $3,789
Return Wk +$22



This was a townhouse project in Doollandalla, Brisbane where there was $85,000
equity or 24% in each individual property.


Example 6. Completed Property

From time to time developers need to quit a project and get out. This could be a for a
number of reasons but usually comes down to the need to free up some cash to move
on to their next project or possibly the banks changing there funding ratios.

Mortgage Valuation $470,000
Discount
$95,000
(20%)
I mmedi at e Equi t y
on Set t l ement
$95, 000
( 20%)
Plus Furniture Pack ($26,000)
Total Gain $100k+



We purchased these properties on behalf of our clients in Townsville where the
developer needed to move on quickly. We were able to buy completed waterfront units
at a 20% discount off bank valuation with a furniture pack thrown in as well. Our clients
immediate gain was in excess of $100,000.

There has been much talk in recent time about property in the hands of receivers and
administrators. People wrongly believe that receivers are always good to purchase
property from cheaply. The reality is receivers are regulated by APRA, a government
body that oversees the process to ensure the right thing is done and all parties are
treated fairly. This means that the receivers have a duty of care to ensure properties are
sold for a fair market value. Its for this reason the best deals are normally done directly
with the developer prior to them entering into administration.


Example 7. Using Your Super to Buy


While this one isnt a buying strategy as such, I make mention of it as we find many
people still do not realize they can utilize their super to buy property directly. Theres no
mystery why more and more people are taking advantage of the recent legislation
changes.

Post the GFC, with continued volatility in global equity markets and the subsequent poor
performance of industry funds more than 1200 people every month have been setting
up SMSFs primarily to borrow to invest into property. Sine 2007 Self Managed Super
Funds have been allowed to borrow to invest and as a result many of our clients are
choosing to take advantage of these changes to maximize their wealth creation
strategies.

These are just some of the profit generating property investment strategies we teach
and implement for our clients through our unique system and services.



Our unique Equity Now System & Process

You have 3 Options to begin your journey right now

1. Attend one of our FREE 90 Minute Introductory
Information Sessions:
How to Purchase cash Flow Positive Property at True Wholesale Prices and Pocket
the Equity Now!

These introductory sessions are conducted regularly around the country.

Contact Equity Property Group for Dates and Venues via
Email info@equityproperty.com.au or
Call (07 5510 4734.


2. Attend Our One-Day Intensive Equity Now
Workshop - $495 (Inc. 2
nd
Ticket Free)

We require all our clients to attend our One day intensive Equity Now Workshop.
Over this day we cover absolutely everything you need to know about the property
investment industry. By the end of the days you will have the knowledge and skill of
a professional investor and the confidence to safely invest and purchase property at
wholesale prices.

Should you wish to continue working with us after the workshop the information you
received over the day will give you a complete understand our process and system
so youll feel completely confident in knowing your on the right path to financial
success.

The Workshops are run throughout the year around the country. Please check with
our office for an update of Dates and Locations for upcoming workshops.

( Equi t y Now Workshop Course Out l i ne and Regi st rat i on Form can be
f ound at t he back of t hi s Report)


3. Book a One on One Personal Appointment with the
Equity Now Team

Simply contact Equity Property Group Team directly on (07) 5510 4734 or return
the Priority Consultation Form at the back of this Report to arrange a time to
discuss your various options moving forward with the Equity Now Program.









Meet some of the types of people
that rely on us to help them to buy
property at wholesale prices and
build a portfolio and take control of
their financial security without
having to rely on normal real estate
market movements.




Who Relies On Us to Assist Them


4

For an obligation FREE discussion or details on some of the
instant Equity Now Property opportunities we currently have
please contact us now by:
Call (07) 5510 4734 or
Email info@equityproperty.com.au


Everyday Mum and
Dads Who Dream of
Paying Off The Dreaded
Mortgage and Being
Debt Free

Why? Because you need, what can be
a time-consuming and complicated
process, made simple, easy and
painless...so you can finally achieve
your dream: paying off the mortgage
and safeguarding your financial
future.




Most Mums and Dads these days barely have time to live their lives, let alone take time
off to do in depth market research, shop around from bank to bank sorting finance,
consult with solicitors, accountants and government bureaucracy.

Theres work, running the kids to sport and music, supporting school and local
clubs...fitting in family gatherings, helping parents and siblings, overtime, special
projects, household chores and maintenance, shopping...most just crash come
Friday before the weekend rush starts!

Leisure time? No chance!

Who then has time left over to think about investing? Not many. Who has the energy
to drive around hunting for that bargain? Very few.

I mean, no one wants to be sold a lemon...everyone is rightfully cautious about
handing over their hard-earned cash...but many Mums and Dads also realise the plain
common sense in this day and age of planning for the kids future.

Its not a lack of desire, or even a lack of knowledge that holds many back...its simply a
matter of time. Time to think. Time to plan. Time to research. Time to do the necessary
due diligence and homework. Time to KNOW. Time to have confidence that the right
decision has been made.

This is where Equity Poperty Group and the Equity Now program comes in. Their insider
knowledge and experience takes the stress and worry away from Mums and Dads as
you embark on what you know should be done to secure your future. The system
provides the hand holding assurance that cuts the time taken to invest with
confidence in half! Simple. Easy. Efficient.

Pays off your mortgage and secures your future. Just imagine how that will feel.



High Income Earners Wanting
to Reduce their Tax

Why? Because youre sick of giving away
such a large slice of your hard earned
income two to the taxman!

Your skills and hard work are rewarded
appropriately and youve decided to
build wealth through a forced saving
that legally minimises your tax.



Using the Equity Now program saves you time you dont have and does all the leg
work for you.

It really is the win-win youre seeking providing you with security and leverage, and
keeping more of your hard-earned dollars in your pocket, where it belongs.


Professional Investors
and Entrepreneurs

Why? Because youre never too old or
too clever to learn. And because youve
got so much on the go, youre busy
making money that a done for you
style arrangement is just perfect for your
next project.

Even if youve bought and sold
numerous properties in the past,
teaming with Equity Property Group can
take you to the next level. And with little
effort and time on your part.


Consider the time and effort you go to in the researching, costing and due diligence
phases of any project. At the end of the day for all the hours, days, weeks and
sometimes months you spend on your money-making projects, is the Return on
Investment (ROI) all you thought it would be...every time?

As a pro in the investing game you are always looking for the next project and that
whats next question is always bubbling away in your mind.

With the Equity Now system, you know what youre up for, in terms of time and effort,
you know youre not flying solo with this one. Imagine while this one is under way the
freedom youll have to put your mind to the whats next question...your mind will just
bubble away as its not cluttered with all the details as the Equity Now system is
taking care of it all. Happy days!!!
Self Funded Retirees


Why? Because another income stream will
add so much to your lifestyle and besides,
youve earned it!

Youve paid taxes all your life, youre self
sufficient, havent relied on the government
or anybody else to take care of you and
youre not about to start now. Youve also
put the hard yards in over a very successful
career and you wouldnt mind a little
boost.







Another income source will give you just that little extra peace of mind in these
uncertain times. And you KNOW there is security in property. However youre not
about to start work again, your time is precious and youre not about to swap your
social and recreational lifestyle rewards for another J-O-B.

With the Equity Now system youll be drawing on the expertise of proven investors
with a simple and easy to follow success formula. Your time will be yours, your future
will be secure and youll have plenty more to talk about with family and friends over
that next cuppa!


Business Owners

Why? Because you understand the power of
multiple sources of income.

Youve worked darn hard building your
enterprise. Youve taken the risks, laid it all on
the line and now its time to reap the rewards.
Safely.

The only problem is you probably dont have
the time to do it properly and you sure as
heck arent going to risk anything with a stab
in the dark investment or some wild get rich
quick scheme.


Broadening your asset base and setting the family up for when you want to move on
should be and can be a painless and fast process with Equity Now. You wont be
spending hours pouring over the Saturday morning property guide or rolling your eyes
at the spiel of a real estate agent. Lets face it, you have neither the time nor inclination
for this.

Problem solved! The Equity Now system allows you to be either as active or as
passive a partner as you choose in securing your future and reaping the rewards you
deserve.
First Time Buyers (&

Parents Wanting to Assist
Their Kids into Their First
Home)

Why? Because when youre doing it for the
first time you dont know about
the pitfalls, roadblocks and out and out
crooks and shonks ready to part you from
your money!








Lets face it. Doing anything for the first time is often difficult. Sure its fun but it can
also be daunting and frustrating and the only way to learn is through trial and error.

In this game the error part can lead you to the pain and embarrassment of losing
money. Your hard-earned money. Thats why first time investors turn to Equity
Property Group and the Equity Now program.

There is nothing more re-assuring than a shoulder to lean on when you are unsure.
Expert advice is just a phone call away. Security is at hand. Whenever you need it. No
trial. No error, just professional advice suited to your profile.











Take This Questionnaire
To Find Out





Do You Qualify to Become a Successful
Property investor

5
For an obligation FREE discussion or details on some of the
instant Equity Now Property opportunities we currently have
please contact us now by:
Call (07) 5510 4734 or
Email info@equityproperty.com.au


























SET A: Mindset Questions True Wealth Begins With the Right Thought Processes


1. Do you want more from life? YES [ ] NO [ ]
2. Do you want to be independently wealthy? YES [ ] NO [ ]
3. Are you unsure about how to achieve these goals? YES [ ] NO [ ]
4. Do you feel stuck or that your wheels are spinning or
that youre going nowhere?
YES [ ] NO [ ]
5. Are you open to new ideas and skills to build wealth? YES [ ] NO [ ]
6. Do you believe you deserve to be wealthy? YES [ ] NO [ ]


SET B: The Numbers Questions The Maths Must Work In Your Favour


1. Do you have a stable job and income? YES [ ] NO [ ]
2. Do you have equity in your family home or access to
equity in another property that you can draw on?
YES [ ] NO [ ]
3. Do you already own an investment property but are
going nowhere financially?
YES [ ] NO [ ]
4. Do you have cash flow per week to put to work on an
investment (even, say, $100)
YES [ ] NO [ ]
5. Do you have a good credit history rating? YES [ ] NO [ ]




SET C: The Experience Questions Where Do You Fit on The Experience Scale?


1. Do you understand negative gearing? YES [ ] NO [ ]
2. Do you understand cashflow positive investments? YES [ ] NO [ ]
3. Have you or do you currently own an investment
property?
YES [ ] NO [ ]
4. Do you understand that working for money is vastly
different to having money work for you?
YES [ ] NO [ ]
5. Are you aware that there are many taxation benefits
available to property investors?
YES [ ] NO [ ]
6. Are you prepared to listen to and act on advice? YES [ ] NO [ ]


Your Results:


SET A Mindset: If you answered YES to 5 of these 6 questions your mindset is
predisposed to creating wealth. Well done, thats the first step!

SET B Numbers: If you answered YES to at least 4 of these 5 questions then there is a
good chance you are a prime candidate for becoming a property millionaire. Your
numbers, as defined by this questionnaire, put you at a distinct advantage compared
to many other hopeful investors. So far so good!

SET C Experience: If you answered YES to at least 3 of these 6 questions you have a
good grounding in investment basics and it should be relatively easy for you to build a
property portfolio that will allow you to create generational wealth and achieve financial
independence. If you struggled with these questions it does not preclude you from
property investing or becoming wealthy, everyone starts somewhere and you are
capable of success if you follow a proven formula.

Thank you for taking the time to complete this questionnaire. Taking immediate action is
one trait that all successful, wealthy people possess. So well done. The question now
is, what will your next step be?



If you are serious about creating wealth and being financially free then dont delay, contact
us today by:

Email info@equityproperty.com.au or
Call (07 5510 4734.









Heres a list of the most frequently
asked questions and our answers
to them. These answers should
assist you to make the right
decision towards investing in your
future with Equity Property Group
and the Equity Now Program.





























Questions You Must Answer Before You
Invest A Cent Of Your Money

6
















Questions Every Property Investor should ask before
you spend a cent of your hard earned money


1. Who are you and why should I listen?

2. Do I need to attend your Equity Now Workshop before we
can work together?

3. How does your Double Guarantee work?

4. I dont have a lot of spare time, will it still work for me?

5. With all the bad economic news from around the world, is
this really a good time to be investing?

6. Im really nervous about interest rates, what happens if
they skyrocket?

7. Will having an investment property aid my personal tax
situation?

8. What if my property is unoccupied?

9. What if the tenant trashed the property?



#1 Who are you and why should I listen?


Great question and one all savvy investors should ask

Greg Morris is the creator of the Equity Now program, which is a culmination of
more than 20 years experience and insider knowledge within the Property and
Finance sectors. Over this time Greg has been exposed to nearly every area
within these industries and has been fortunate enough to of worked with some
of the most successful people in the game.

I began in research learning to identify key fundamental drivers, identify gaps in
the market and working project feasibly analysis. I've worked with and
consulted to a number of publicly listed builders and developers of both house
and land and apartment complexes. I have run a chain of real estate agencies
on behalf of a publicly listed company. I have owned a financial planning
business specializing in SMSFs specifically for property investment and I
started a project marketing company and sold it to a merchant bank all by the
time I was 36.

Greg currently consults to a wide range of both corporate and individual clients
that includes Savills Australia, Ray White, Titanium Financial Services and FTI,
to name a few. Through these groups Greg deals with many of the largest
property developers in Australia. Over the last four years alone Greg has
personally purchased more than $320 million worth of property at wholesale
rates on behalf of his clients.


#2 Do I need to attend your Equity Now Workshop
before we can work together?

No but it will definitely help to understand the insider strategies and techniques
we use in our Equity Now system. In certain circumstances, if you have
extensive investment knowledge. The initial workshop is however, an important
part of the system, as it will show you the exact process we use to research,
identify and negotiate every property we purchase ourselves and on behalf of
our clients. It will provide you a strong foundation and insider knowledge to
ensure your long-term property investment success. It will allow you to have
complete confidence in the investment properties and opportunities we select
on behalf of our clients. Whether you choose to work with us long tern or not,
we believe the workshop will be the most valuable and profitable day of your
life.


#3 How does your Double Guarantee work?

Heres how it works: I take the risk totally away from you and place it squarely,
100% on my shoulders.

1. If by the last hour of the last day of the Equity Now Workshop for any
reason you believe you cannot participate in any of the strategies or
opportunities presented by Equity Now will make you money for any
reason we will refund your course fee in full no questions asked! And


2. If you do not make at least $20,000 from your first deal you may request
a refund of 2 times the price you paid to attend the course.

This way you can be absolutely confident that we ensure our success is liked to
yours!


#4 I dont have a lot of spare time, will it still work
for me?

Absolutely Yes! This is the best part! Many of our clients lead extremely busy
lives (by choice) and choose to have us find the deals for them. Once you have
learned the process and principles we teach, you have the option of doing it
yourself or alternatively, having us do it all for you. We are continually
researching and identifying new opportunities on a national basis that will
provide immediate equity upside. Through our process we lock in the margin
on every deal so you know exactly what your profit potential will be prior to
agreeing to invest into each deal.

#5 With all the bad economic news from around
the world, is this really a good time to be
investing?

An emphatic Yes! to this one too! The doomsayers may give vague
generalisations about tough times but consider the facts:

mortgage rates are near their lowest in 45 years

industry reports maintain that Australia has a housing shortage of
150,000 homes

average Australian rentals increased over 8% in the past two years
coupled with a softening in house prices...cheaper properties fetching
higher returns...you do the maths!

You also might want to consider the question, If not now, then when? when
things pick up? when the times just right? Lets face it, there never has been
a time when everything was right...and there never will be, thats just life. But
what we can say for sure is that the conditions mentioned above will not be
around forever...now is the time to invest...If not now...Can you afford to wait
again and for what?

Most importantly however, the processes and strategies we apply means we
are not reliant on external market movements or conditions. We manufacture
equity and profit when we buy (not when we sell) so we make money no mater
if the market is going up, down or sideways.


#6 Im really nervous about interest rates, what
happens if they skyrocket?

People have memories of the 1980s when interest rates went as high as 18%.
This is highly unlikely to happen again as the banks have been de-regulated

since this time and rates are market driven. With rates at their current low levels
most understand that some rises are inevitable. What youre not told by the
media hype is that when interest rates rise, so do rents. What you must be
aware of is your ability to maintain repayments if interest rates increase, and as
part of the Equity Now process, cash flow modeling clearly identifies what
level of commitment you can maintain.


#7 Will having an investment property aid my
personal tax situation?

Yes, it will decrease the amount of tax you pay through your income. However,
please be aware, every investors situation is unique and will vary depending on
personal circumstances.


#8 What if my property is unoccupied?

In Australia, the current annual vacancy rate is 2%. There are 7 million people in
Australia who are permanent renters, so its a very big market. We always
select locations with favourable infrastructure close by
(shopping/schools/transport) as these are the properties most demanded by
renters, and this helps to keep vacancies to a bare minimum.

We also ensure all the properties we purchase are new or near new. Newer
properties will always rent ahead of older properties if prices competitively with
the market.


#9 What if the tenant trashes my property?

We select experienced and skilled Property Managers whose brief is to select
A class tenants. Of course we teach you about protecting yourself and
recommend landlord insurance which covers repairs and loss of rent.

So there you have it. If youre serious about attaining financial freedom then it
will require some action on your part. And your first small step is to pick up the
phone and get the ball rolling. Call 1800 224 825 or visit
www.realpropertymillionaires.com and get set for a brighter financial future.






















How Can I Be Certain Im Not
Being Sucked in to Another One
of Those Scams, Failed
Investment Clubs or Dodgy
Multi-tiered Marketing
Schemes?















Why Should I Trust Greg Morris & the
Equity Now Program

7
For an obligation FREE discussion or details on some of the
instant Equity Now Property opportunities we currently have
please contact us now by:
Call (07) 5510 4734 or
Email info@equityproperty.com.au




Security knowing we only take a fee from the clear profit
we create for you in each property purchase.

Through the Equity Now program we are not hear to promote or sell you any property.
Our entire process revolves purely around education and research and teaching you what
you need to know about how to safely property investment to achieve an equity gain or
profit immediately on purchase. A large part of our education process teaches our clients
how to identify the numerous scams and multi tiered marketing that catch thousands of
unsuspecting Australians every year.

For those clients that choose to work with us further by having us purchase properties on
their behalf we take a small portion of the equity profit we make them so again there is no
risk or downside to doing business with us. All figures, fees and costs are fully disclosed
prior to any transaction taking place.

Of course, not having worked with us before you may not be sure how this all really works
and whether or not it all seems too easy there must be catch or risk Im not telling you. This
is understandable.

Let me assure you, you are covered right from the outset in two powerful ways:

#1 Equity Property Groups Equity Now Industry Expert Advisory Team contains some
of the industrys most trusted Companies and individual advisors:

! Savills property services via our National network and sector divisions
! Vincents Chartered Accountants
! McCullough Robinson Lawyers
! Independent Residential Finance Brokers who is a licensed member of the
Mortgage and Finance Association of Australia (MFAA)
! Independent Financial Planners and SMSFs experts



#2 Our unique to the Real Estate industry, ironclad Double Guarantee.

1. If by the last hour of the last day of the Equity Now Workshop for any reason you
believe you cannot participate in any of the strategies or opportunities presented by
Equity Now will make you money for any reason we will refund your course fee in full
no questions asked! And

2. If you do not make at least $20,000 from your first deal you may request a refund of 2
times the price you paid to attend the course.

We cant be any fairer than that now can we?

Are you serious about creating generational wealth you and your partner can be proud of?
If so, it will take ACTION on your part.

Heres how:

Contact Equity Property Group for Dates and Venues via
Email info@equityproperty.com.au or
Call (07 5510 4734.


Mai l the Registration Form to: Equity Property Group - PO Box 582, Surfers Paradise,
Queensland, 4217.

So what are you waiting for? You know that wealth creation takes action on your part.
You also understand that small first steps are what gets the momentum going and its this
momentum that gathers pace and drives your future. Imagine what it would be like to never
worry about bills again. Think of the confidence about the future you will have knowing you
dont have that nagging worry over money anymore. Is that a future you want for your
kids... and grandkids? Well, it all starts here, with that first step to gathering the team of
experts around you as you forge confidently ahead.

A Brighter Financial Future Awaits You! ACT NOW!


For an obligation FREE discussion or details on some of the
instant Equity Now Property opportunities we currently have
please contact us now by:
Call (07) 5510 4734 or
Email info@equityproperty.com.au


7 Reasons You Should Act Immediately And Not Wait
Any Longer to Begin Your Journey to Financial Freedom


i. Receive Equity Now
The Equity Now Program teaches you how to purchase property for immediate equity
gain so you dont have to wait and youre not relying on normal market movements to
profit from the property market.

ii. Lowest Interest Rates in over three decades
Near lowest mortgage interest rates in over three decades. Thats despite the Reserve
Banks recent rises. Yes, interest rates are still at historically lower levels.

iii. Rising rents
Average Australian rentals have increased over 8% in the past 2 years. Perth has
increased over 10% in that same period. So investors are now experiencing greater
returns.

iv. Reduced purchase prices from the peak of the property boom.
While property prices are still strong, the heat is now out of the market making it much
more buyer friendly than it has been at any time over the last 7 years.

v. Increasing housing supply
Current Industry Reports indicate a housing shortage in Australia of 150,000 homes
and growing!

vi. Stock market volatility
Stock market has caused investors to seek the predictability and reliability of bricks and
mortar. Rising Rents and Lowering of Interest Rates.

vii. Rising Rents & lowering interest rates
With rising rents, lowering of interest rates, available tax deductions and the way we
purchase nearly every property will now be cash flow neutral or even cash flow positive.



Rarely have all 7 cards lined up like this. Now is the time to get into property, if you know
what you are doing. so dont delay, get Equity Property Group and the Equity Now
Program on your side now and start building a strong financial future for you and your family.

Contact Equity Property Group via
Email info@equityproperty.com.au or
Call (07 5510 4734.











Equity Now Workshop

Heres a sample of some of the content covered in Equity Now Workshops:

Property & Investment Industry Overview
! How the industry works
! Who are the players, what are their purposes and
how everyone gets paid
! Investment strategy options
! Common mistakes and pitfalls to avoid

1. Defining Your Investment Strategy
! Smart Subconscious Goals Setting
! Choosing the right strategy for your interests and
capabilities
! Setting your game plan and exit strategy
! How to build your team of experts for success

2. Purchasing Entities, Protection & Tax
Structures for Professional Investors
! Tax applicable to Property Investment and
development
! Options to minimize capital gains, land tax and
stamp duties
! Purchasing structure entities and considerations
! Cash flow mechanics
! Understanding negative gearing and putting it into
perspective

3. Hot Spot Identification System
Step-by-Step Research Techniques
! Understating fundamental market drivers
! Where to access information and indicators on
market drivers
! Using an information funnel to narrow down a short
list of hot spots
! Quickly verify there is upside potential in shortlisted
locations
! Identifying what type of property will perform best in
each location

4. Borrowing & Funding Options
! Understanding lending industry overview personal
and commercial funding
! How to work out your borrowing capacity
! Understanding banks and lenders processes
! Different types of loan and loan structures
! Borrowing and building property with SMSFs

5. Investment Due Diligence Process
! How to identify profitable project opportunities
! Developing an effective due diligence system
! Understanding property zonings restrictions
! Understand project and building costs
! Calculating project feasibilities and profit upside
potential
! Identifying potential risks and what to avoid
! Understanding valuations and how to use them

6. Purchasing Strategies & Negotiations
! Project acquisition and negotiation techniques
! How to negotiate with developers, builders and
agents
! Buying completed properties at discount
! Understanding developer pressure points and
constraints
! How to package and add value to property from day
one
! Legal processes for contracts and agreements

7. Property Settlement & Management
! Ensuring the property is ready for settlement
! Exit strategies - rent or sell?
! How to sell? Agent, planners and marketers
! Selecting a proactive asset manager
! Maximizing your rental returns
! Preparing to reinvest and continue building your
portfolio









Field Trip and Site Inspections

Ask about our regular property field trips. Well take you to visit some of the properties and
projects that we have purchased over the last few years as well as the projects we have identified
now. This trip accelerates the learning through practical application and physical inspection.

You will also have the opportunity to participate in some of the preselected opportunities our
clients are investing in right now.
EQUITY PROPERTY GROUP
Level 9, Corportate Centre 2
1 Corporate Court, Bundall, Qld 4217
P 07 5510 4734
E info@equityproperty.com.au
www.equityproperty.com.au







Equity Now Membership & Workshop Registration
Contact Details
First Name
Last Name
Email
Phone
Postal Address
Equity Now Workshop Inclusions:
! 2 Tickets to Equity Now One-Day Workshop
! Equity Now Course Manual
! 12 Months Mentoring & Support

Upcoming Dates:
Please contact EPG for up coming dates or indicate below for notification:
" Please notify me on up coming course dates.


Payment Options (Please Tick)
" Equity Now Inner Circle Membership
(Inc. Priority Deal Notification Options & 2 tickets to all workshops) $990
" Equity Now Standard Membership $495
" Equity Now Workshop $495
Credit Card Details
Card Type: Visa / MasterCard
Name On Card

Card Number

Expiry Date

CSV Number

Signature

Name For Invoice

Terms & Conditions
All offers are strictly limited and are not available publicly at these prices;
The Equity Now Double Workshop Guarantee:
1. If by the last hour of the last day for any reason you believe you cannot participate in any of the strategies or opportunities presented
by Equity Now will make you money for any reason we will refund your course fee in full no questions asked!
2. If you do not make at least $20,000 from your first deal you may request a refund of 2 times the price you paid to attend the course.
This first deal must be approved and verified by Greg Morris prior to commencement or signing of purchase contracts. Failure to do
so will void this guarantee.
Prior to the workshop if the participant/s are unable to attend, a substitute participant is welcome to attend. Alternatively you may attend
a workshop on an alternative date. Partners are required to attend the workshop together.

Please sign to agree to the terms and conditions: __________________________________
EQUITY PROPERTY GROUP
Level 9, Corportate Centre 2
1 Corporate Court, Bundall, Qld 4217
P 07 5510 4734
E info@equityproperty.com.au
www.equityproperty.com.au



LEGAL STATEMENT AND DISCLAIMER, TERMS & CONDITIONS, PRIVACY POLICY NOTICE

Disclaimer

The information in this document is for marketing purposes only. It has, except as otherwise indicated, been supplied to us
by or on behalf of the vendor. We have not verified the information nor have we sought to have the information independently
verified thus have no opinion as to its truth or falsity. Equity Property Group will not be liable for any loss (in tort, contract or
otherwise) suffered as a result of relying on the information contained herein. We therefore strongly recommend that
independent enquiries and investigations are undertaken prior to any purchase decisions. The information in this document
does not form part of any offer or contract. All images are for illustrative purposes only. This document shall not be copied,
reproduced or distributed by any other person or corporation at any time without the prior consent of Equity Property Group.

Copyright

Copyright exists on this document and its content including but not limited to designs, images, copy, specification etc. Other
than for the purposes of and subject to the conditions described under the Copyright Act 1968 (Cth), the document or any
part thereof may not in any form or by any means (including but not limited to electronic, mechanical, micro-copying,
photocopying, recording or otherwise) be reproduced without our prior written consent. The recipient understands,
acknowledges, agrees and accepts that consent to reproduce the document or any part thereof including but not limited to
designs, images, copy, specifications etc is not implied.

Privacy

We have a commitment to your privacy and the protection of your information. If you have received a mailing from us then
your address is either listed with us as someone who has expressly shared this address for the purpose of receiving
information in the future (opt-in), or you have previously purchased or expressed interest in our products or services.

We will never share, sell, or rent individual personal information with anyone without your advance permission or unless
ordered by a court of law. Information submitted to us is only available to employees managing this information for the
purposes of contacting you based on your request for information and to contracted service providers for the purposes of
providing services relating to our communications with you. If you wish to cease receiving correspondence from us, or to
change your details, please contact us accordingly.

We also collect and retain personal information relating to recipients for the purpose of conducting our business and providing
ongoing services. The recipient acknowledges agrees and accepts that completion of any forms contained in this document
or the provision of information to us (including but not limited to email addresses, names, personal details, telephone
numbers, etc) via return mail or by our website or otherwise is deemed to provide us with consent (until subsequently
withdrawn by you) to communicate with the recipient (via telephone, sms, email or writing) as well as use the information for
marketing, statistics or our ordinary business.

We retain personal information in a secure manner and would only disclose this information to a third party for use in the
ordinary course of our business or if required to do so by law. The recipient may request access to any of the personal
information we hold relating to the recipient. In most instances a summary for personal information such as your name and
address details and your contact telephone numbers are freely available to you by telephoning our office.
We may be required by law to retain your personal information for a period of time after you have ceased your relationship
with us. After the required time has passed we may attend to the destruction or deletion of your personal information.

Further information

Further information about anything contained in this legal statement and disclaimer may be available by telephoning our office
or writing to us.
EQUITY PROPERTY GROUP
Level 9, Corportate Centre 2
1 Corporate Court, Bundall, Qld 4217
P 07 5510 4734
E info@equityproperty.com.au
www.equityproperty.com.au