www.lifeisgreat.com.

my
The Road to Happiness
ISSUE 1 2011
KDN No: PP12520 / 06 / 2011 (028641)
Dear valued customers,
In linewith thehealthy economic growth of 7%achieved by thecountry last
year, Great Eastern LifeAssurance(Malaysia) Berhad has achieved a Total
Weighted New Business Premium of RM938 million, representing a very
strong double-digit growth. And wehaveall of you, our dearest customers,
to thank for theremarkableachievement.
2010 has indeed been an exciting year for all of us. Wehaveseen
tremendous breakthroughs in our operations such as 100%in
e-Submission, an onlineproposal submission programme; 73%growth
in New Business Investment-Linked Sales, our acquisition of theFamily
Takaful licence, as well as thelaunching of our Smart Early Payout
CriticalCare thefirst medical rider of its kind in Malaysia.
However, theemphasis on customer satisfaction remains thetop priority at
Great Eastern. Wearealways striving to enhanceour relationship with our
customers. To ensurethat wecan achievethat promise, wehaveconducted
theBuilding Emotional Engagement (BEE) Programmenationwideto
inculcatea ServiceExcellence culturein every individual, including the
Senior Management Team of thecompany.
On top of that, wehavealso been gearing-up for thecentralisation of all
calls from our branches throughout thenation to our Customer ServiceCall
Centreat theHead Office. A new milestonewas achieved when weofficially
launched thecentralised customer call centreservicein January, along with
our new Customer ServiceCareline.
In challenging times likethese, it would bewiseto not hopefor thebest
but rather to preparefor theworst. Opt for a regular investment-linked
insuranceplan if your focus is on protecting you against lifes unexpected
events, or get an endowment plan if basic insurancecoveragecombined with
a savings element is what you arelooking for.
On a final note, weat Great Eastern would liketo express our heartfelt
appreciation to all of our customers for your unwavering trust and
relentless support. Thank you, onceagain for being a part of the
Great Eastern family. Welook forward to serving you even better
and help you tap into new engines of growth together in thefuture.
Warmest regards,
Koh Yaw Hui
Director and Chief ExecutiveOfficer
Great Eastern LifeAssurance(Malaysia) Berhad
2
CEOs Message
Takaful lic
CriticalCar
However, th
Great Easte
customers.
theBuildin
inculcatea
Senior Man
On top of th
calls from
Centreat th
launched t
our new Cu
In challeng
but rather t
insurancep
events, or g
a savings e
On a final
appreciation
relentless s
Great Easte
and help yo
Warmest re
Koh Yaw
Director an
Great Easte
There are so many ways you can, essentially, enhance
your Great IncomeEnhancer plan.
Tag on a rider such as the Waiver of Premium on DD Rider 2,
that waives your premium in the event of Dread Disease of the
life assured, or Payer Benefit Rider Plus 2, to waive premiums
should Death, TPD or Dread Disease occur to the payer.
Even without adding on these riders, youre entitled to a lump sum
payment of the sum assured, accumulated survival benefit (if any),
accumulated cash bonuses (if any) and terminal bonus (if any) should
death or TPD (before 65 years next birthday) happen.
But were hoping everything will go well, and youre healthy enough
to enjoy the benefits when your plan matures at age 70 next birthday,
whereupon you will receive a lump sum of 150% of the original sum
assured, accumulated survival benefit (if any), accumulated cash
bonuses (if any), final year survival benefit and terminal bonus (if any).
So you can live more, and worry less.
Your life,
enhanced.
Life is meant to be enjoyed to the fullest.
Now, with the new Great IncomeEnhancer, you can experience maximum
protection and comprehensive savings for you to get the most out of life.
Great IncomeEnhancer is a limited pay endowment plan that also
provides protection against Death and Total and Permanent Disability
(TPD), while providing you with cash payments to enhance your lifestyle.
The long and short of it.
For 15 to 20 years of premium payment, you enjoy life protection up till age
70 next birthday! Plus, you enjoy guaranteed survival benefit payments from
the end of the 10
th
policy year onwards if you opt for a 15-year payment plan,
or from the end of the 15
th
policy year onwards with a 20-year payment plan.
A short investment period, for long-term benefits that you can use to
experience the life that you want.

Policy Year
Premium Payment Term
20 Years 15 Years
% of Basic Sum Assured
1 - 9
10 - 14
20 - 24
25 - Maturity
15 - 19
-
16.5%
7.0%
4.0%
4.0%
-
-
14.0%
7.0%
4.0%
Additional Sum Assured
(% of the Basic Sum Assured)
Policy Year
1
st
to 2
nd
Policy Year
3
rd
to 4
th
Policy Year
5
th
to 6
th
Policy Year
7
th
to 8
th
Policy Year
9
th
to 10
th
Policy Year
11
th
Policy Year until maturity
Nil
10%
20%
30%
40%
50%
Its always nice to have a little extra.
With Great IncomeEnhancer, you wont just
receive a guaranteed survival benefit, but also be
rewarded with cash bonuses (if any) from the end
of the first policy year. Its additional income for
you to spend on the things that are important to
you, like buying your dream home or saving up
for your childs education.
Should death or TPD (before age 65 next
birthday) occur unexpectedly, your loved ones
will receive an additional percentage of the
total basic sum assured.
This ensures that even in the face of adversity, you
and your loved ones can have the peace of mind
knowing that your financial position is secured.
Cashing out
without cashing in.
Great IncomeEnhancer is a great way to stay protected and increase
your savings while paying premiums for a shorter period, and is available
for those aged between 30 days attained age and 55 years next birthday.
So enhance your life now by contacting your friendly Great Eastern
agent or calling our Customer Service Careline at 1300 1300 88.
More protection,
more benefits,
less worrying.
3
Great File
Cover Story
Family First
A loving family is the key to enduring and sustainable happiness.
However, those who are driven to excel in their work often have
the tendency to over-invest in their careers while under-investing
in their families. Sure, expending time and energy into climbing
the corporate ladder provides a sense of achievement, but is it
really worth neglecting your loved ones for?
Think about it; if something were to happen to you tomorrow,
your boss could easily replace you with another person
possessing the same capabilities, but your family will never
ever have a child, parent or sibling like you.
Start putting your family first today by:
Sharing how you feel.
Dont take your family for granted. As often as possible, show
them how much you love and appreciate everything theyve done
for you. When you have a solid foundation at home, youre likely
to have better relationships in other aspects of your life as well.
Making time.
Every minute you spend with your family is precious.
Always look for opportunities to just be with your loved ones;
it could be 30 minutes at breakfast, or an hour after dinner.
Better yet, deliberately create chunks of time to spend
with them. Do something leisurely to connect with them,
like going shopping, doing an activity together or just lazing
around at home watching television!
Planning vacations in advance.
Or do one better. Pay them in full and make sure they are
non-refundable. This makes it easier to compel yourself
to guarantee the vacation happens, no matter what!
The Art of
Managing
Happiness.
Everything we do in life should lead to
some form of happiness, joy and fulfillment.
No one starts out to deliberately get stuck
in the rut, but this is a common result when
we dont strike a balance between lifes
many different aspects. There will always be
challenges in our lives, from financial woes
and stress at the workplace to friction in
the family and other relationship issues.
However, each of these challenges presents
us with an opportunity to improve the way
we live, but only when we allow ourselves
to take things positively and learn from
our mistakes.
So what does it take to manage your life,
and your happiness? Here are some tips
to help you make your life great!
Build a
Rewarding Career
Youll be spending an average of 48 hours a week at work,
so why not make it a source of happiness rather than stress?
Your job shouldnt be just about clocking in the hours; it should
provide you with the right amount of challenge and fulfillment
to ensure you look forward to turning up at the workplace every
single day.
Here are a few things you can do to start off right:
Develop a positive attitude.
Criticism is meant to be constructive. Take it in stride and let go
of negative thinking. This will help make you less judgmental
and more accepting of others perspectives. Youll find its easier
for you to learn and enrich yourself!
Resolve conflicts.
Malaysians have a tendency to avoid confrontation. But what
starts out as a spark can turn into a raging fire, leading to
explosive blow-ups that cause irreparable damage. So deal with
negative situations quickly. Usually, all it takes is to allow cooler
heads to prevail; discuss the problem objectively and look for
a win-win solution. You wont just solve the issue, but build
a better work environment as well!
Understand and accept differences.
If there are people you dont see eye-to-eye with at work, try a
little empathy. Look at things from their perspective, and you may
discover something new. This often leads to better understanding
of each other, and a healthier working relationship.
- What l ies beyond t he per f ect beginning?
4
Start a budget
1
.
This isnt as complicated as it sounds. Just think of it as a smart plan
on how to spend your money. First, define your goals, needs and
wants. Goals are things you want to achieve; buying your first home,
setting up a business, and starting a family. Devote a maximum of
40% of your income to these.
Next, figure out what you need, and what you want. Needs are
things you cant do without, and wants are those items that
you desire, but should only get if you can truly afford them.
Then start listing down your total income and your fixed expenses.
Fixed expenses are those that dont change from month to month,
like your car installment or rent. All other expenses are considered
variable; for instance your phone and electricity bills, which change
every month.
Now, youll need to keep track on how you are spending your
money. Write down what you buy and how much each item costs.
Try it out for the next 30 days, and youll find out exactly what you
use your money for. Then you can effectively plan your budget,
and be on your way to properly managing your finances.
Prioritise your spending
2
.
In the early stages of your career, youll find that, by the end of the
month, you would have exhausted all your finances. The excitement
of receiving your first pay cheque is understandable, but youll
want to start prioritising so you dont end up with zero savings
at the end of the day.
The first thing to do is to pay yourself. Put in the same sum every
month into your savings, and turn it into a habit. In principle,
Put Your Finances in Order
Contrary to popular belief, money isnt the root of all evil; rather, its the lack of it that gives rise to many problems. If you dont take
steps to manage your finances, this could begin affecting just about every aspect of your life. There are no secret formulas to doing this,
but here are some ways you can start with:
you should save at least 10% of your total income. After that,
pay all your necessary bills first. Stretching your bills throughout
the month will help in ensuring they arent all due on the same day.
Next, make a list and plan ahead before going shopping. Buy things
on sale, and always get the things you need before moving on to
things you want. Stay away from impulse buying, because thats
exactly the way most people end up in debt!
This way, you can stick to your budget, and even have some money
set aside for a rainy day!
Invest in your future.
Once youve become accustomed to spending wisely and saving
regularly, you can take more advanced steps in creating financial
security for yourself.
Investing in fixed deposit is a great way to supplement your savings,
and it can work roughly the same way. Just dedicate a certain sum
every month to be put into this investment.
Better yet, get an investment-linked insurance plan. These plans
both provide you and your loved ones with insurance coverage
and allow you to invest to enhance your financial position.
There are many solid investment-linked insurance products in the
market, some with very low entry-level premiums, such as Great
Easterns SmartProtect Essential Insurance 2 where you can start
with just RM100.
Sources:
1. Setting a Budget, www.akpk.org.my
2. The Rainy Day Fund, www.akpk.org.my
A True Story About
Managing Happiness.
Emily and Kelvin, like most happily engaged couples, dreamed of all the
beautiful things marriage would bring. That was before they realised that
getting married comes with a price.
Planning a wedding with absolutely no savings was tough, and they had
to resort to selling off their prized possessions to bring the wedding of their
dreams to life. Being resourceful individuals, they set up a blog shop where
they auctioned off their favourite things, updated on a weekly basis. One
by one, they bid farewell to over a hundred items that they held dear, from
electronics and toys, to clothes and perfume. However, they did manage
to raise well over RM10,000, with which they used to fund their wedding.
The wedding was an overwhelming success, but Emily and Kelvin learned
a valuable lesson on the repercussions of unnecessary spending, which
resulted in them not having savings to depend on. They realised that
it was a very risky decision to start planning their life together without any
financial backup. They know it was a close call raising enough money
for their wedding, and have thus resolved to begin financial planning
immediately in order to manage their lives, and their happiness.
- Her e s one t o t he gr eat l if e ahead!
5
IS THIS THE RIGHT
POLICY FOR ME?
We get it. With so many types of insurance plans available in the market, deciding on a plan
that best suits your needs can be a little overwhelming at times. But dont worry; here is how
you can go about it with a little help from your Great Eastern Life Planning Advisor!
At Great Eastern, we make it a priority to ensure that each and every one of our customers
has the right insurance solution for his or her needs. We are dedicated to finding the right
policy for you, so you can rest assured that you are in good hands!
you can go about it with a little help from your Great Eastern Life Planning Advisor!
I am new to the whole idea of having an insurance plan. Where do I start?
You can start by contacting a Great Eastern Life Planning Advisor. Our Life Planning Advisors are professionally trained to guide you
through a Customer Fact Finding (CFF) and Financial Needs Analysis (FNA) process, which will help you get a much clearer picture
of the insurance plan that you need!
In the full CFF process, you will be providing your Life Planning Advisor with essential financial information that will help
determine your current financial health. Do you have an existing insurance plan? And what are your financial goals in life?
Your Life Planning Advisor will also assess your priorities whether protection is required for life, medical, education or
retirement needs. In addition, in whichever areas of the FNA, you will then agree on a set of applicable variables for
computation purposes, such as inflation, interest and duration.
through a Customer Fact Finding (CFF) and Financial Needs Analysis (FNA) process, which will help you get a much clearer picture
of the insurance plan that you need!
In the full CFF process, you will be providing your Life Planning Advisor with essential financial information that will help
determine your current financial health. Do you have an existing insurance plan? And what are your financial goals in life?
Your Life Planning Advisor will also assess your priorities whether protection is required for life medical education or
How does the Customer Fact Finding (CFF) and Financial Needs Analysis (FNA) work?
retirement needs. In addition, in whichever areas of the FNA, you will then agree on a set of applicable variables for
computation purposes, such as inflation, interest and duration.
I know what I want, but how can I know which plan offers the coverage that I need?
While we offer a wide choice of plans, we also understand that each customer is unique! Our Life Planning Advisors are trained in
fundamental areas such as income protection, family security, healthcare planning, education planning, retirement planning and
even basic investment planning. They will be able to advise you on the precise form and extent of coverage that you require.
For instance, if its an investment-linked insurance plan that adapts to your lifestyle that you are looking for SmartProtect Essential
Insurance 2 could be just the plan for you! It provides you with comprehensive and affordable insurance, starting with only
RM100 per month.
Insurance 2 could be just the plan for you! It provides you with comprehensive and affordable insurance, starting with only
RM100 per month.
I would like to upgrade an existing insurance plan. How can I improve my insurance protection?
You may enhance your insurance protection by attaching riders to your existing insurance plan.
There are various types of insurance riders available to better enhance your protection.
Your Great Eastern Life Planning Advisor will be able to recommend you the riders that will
best reflect your needs.
For example, do you already possess a regular premium investment-linked insurance plan from
Great Eastern? Are you looking for coverage against Critical Illness? Smart Early Payout CriticalCare
may then be a top recommendation. Its Malaysias first plan that pays you during the early stages
of critical illness, functioning as a monetary buffer to help you support your financial
commitments while you recover in peace.
6
Ask Great Eastern
e
Performance from 20 January 2006 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
200
180
160
140
120
100
80
J
a
n
-
0
6
A
p
r
-
0
6
J
u
l-
0
6
O
c
t
-
0
6
J
a
n
-
0
7
A
p
r
-
0
7
J
u
l-
0
7
O
c
t
-
0
7
J
a
n
-
0
8
A
p
r
-
0
8
J
u
l-
0
8
O
c
t
-
0
8
J
a
n
-
0
9
A
p
r
-
0
9
J
u
l-
0
9
O
c
t
-
0
9
J
a
n
-
1
0
A
p
r
-
1
0
J
u
l-
1
0
O
c
t
-
1
0
F
e
b
-
1
1
Weighted Benchmark Lion Strategic Fund Benchmark - FBM100
Notice: Past Performance of the fund is not an indication of its future performance.
Lion Strategic Fund Performance to 28 February 2011
* Weighted Benchmark is derived from 50% weight on 12-month Fixed Deposit return and 50% weight on FBM100 index return.
** Prior to 1/7/09 is KLCI, thereafter is FBM100.
Source: Bloomberg - FBM100 - Bursa Malaysia 12mth Conventional FD - Maybank.
Percentage Return (NAV to NAV) YTD 3-mth 6-mth 1Y 3Y Since Inception
Lion Strategic Fund 0.8% 4.3% 11.9% 18.9% 23.7% 84.6%
Weighted Benchmark* (0.5%) 1.0% 4.4% 11.0% 12.0% 43.4%
Benchmark** (FBM100) (1.5%) 1.2% 7.4% 19.6% 12.8% 69.1%
Investment Objective
A fund which invests in a mixture of equities, fixed
income securities and money market instruments.
There is flexibility in asset allocation as this fund
may invest solely in fixed income securities or
equities. This fund seeks to provide medium to
long-term capital appreciation, with a moderate
level of volatility.
Investment Strategy
This fund shall be actively managed, investing in
a mixture of Malaysian equities and fixed income
securities with good fundamentals and growth
potential. The fund aims to provide stable long-
term return.
Summary of Bond Market Activities
Sovereign Market:
The Sovereign market started February with
inflationary fears in market plays. However,
headlines on Middle East and North Africa
(MENA) capped losses as safe haven assets
regained its luster in the second half of the
month. The indicative sovereign yield curve
ended the month bear flattening, with indicative
3-year benchmark yields increasing by 15bps,
whilst longer-dated bonds (10 years and above)
saw yields increasing by a smaller quantum
(between 1 to 6bps) by the end of the month.
Government Investment Issues (GII) saw its
yields increasing across the curve between
1 to 8bps.

Total transaction volumes decreased by 14.7%
from RM36.5 bil to RM31.1 bil on seasonal
factor (9-year historical average of RM26.2 bil).
Transactions for the month weighted on shorter
tenured papers (5 years and below) with 72%
of total volumes (56% in January) due to trading
interest in the newly issued 3.5-year benchmark
MGS 08/14.

In the primary market, the scheduled auctions
were well supported by the market. Despite
the new 3.5-year benchmark MGS 08/14 at
RM4.5 bil (vs. RM3.0 - 3.5 bil market estimate),
the auction saw decent bid-to-cover ratio of
2.2 times with successful bids being within a
tight band of 3.420% and 3.440%, averaging
at 3.434%. Similarly, the new 7.5-year GII 08/18
drew a strong bid-to-cover ratio of 2.42 times
with successful bids coming in strong, ranging
3.857% - 3.878%, and averaging at 3.872%.
Post-auction, both issuances continued to be
actively traded, ending the month at 3.35%
and 3.86%, respectively.
Corporate Bonds Market:
For February, corporate activities decreased by
31.9% to RM4.2 bil (RM6.8 bil historical average
since 2002). Stronger credits dominated flows,
with AAA contributing 63.3% of total volumes
(39.4% in January) as a result of trading in new
primary issuances. Short tenured papers along
the up to 3 years category was the focus of
trades, contributing 42.9% of total trades within
the corporate segment. The corporate yield
curve ended the month relatively unchanged
despite the weakness in the Sovereign segment.
Activities in the primary market tapered off on
holiday seasonal factor. The only major primary
issuance was the privately placed Government
Guaranteed Govco Holdings Berhad (RM8.8 bil
Islamic MTNs issued RM3.0 bil).
Market and Interest Rate Outlook:
Despite earlier expectation of no interest rate
increase by the central bank within the first half
of 2011, inflationary expectations on global
economic recovery continue to exert upward
pressure on yields. Current turmoil in MENA
was sufficient to cause a decline in equity
markets and a rally in debt markets due to
concerns about the threat from rising oil prices
(resulting from MENA unrests) to global growth
and economic recovery.
Although the unrest in MENA will affect global
risk appetite and be supportive of debt markets
in the short-term, the long-term outlook for
local sovereign bond yields remains bearish on
the back of inflationary pressures and positive
growth prospects. The risk of outflows as
recovery gain momentum in advanced
economies and reversal of carry trade on
interest rate differential plays may result in
potential sell down, potentially sending
sovereign yields higher.
For March, the Government scheduled two
auctions: re-opening of 5.5-year MGS 09/16
and a new 3.5-year GII 09/14. For corporates,
the new issuance pipeline is expected to remain
robust as issuers take advantage of the low
interest rate to lock-in borrowing costs.
However, market may stay defensive and target
short-term corporate papers for yield pickup.
Selected bonds may outperform given their
positioning on the AA credits. Primary
issuances are expected predominantly on
the Government Guaranteed front, so pure
corporates are expected to outperform. Debt
markets continue to be best played by spread
compression of lower quality corporate names
to higher rated names as modest upward
pressure on yields should continue.
Equities:
Market Review:
February was tough for Malaysia and regional
markets due to reversal in fund flows from
emerging markets back to developed markets
and political concerns from MENA countries
driving up oil prices. The major results season
in February appeared to follow patterns of
the past 3-4 quarters - more companies
disappointed on the upside. For the month,
the FBM KLCI fell 29 points or 1.9% to close
at 1,491 points. The broader markets
performance was weaker than the KLCI with
the FBM Emas declining 2.4% to 10,216
points. Smaller caps also underperformed the
KLCI as seen by the FBM Small cap, which
plunged 4.4% to 12,413 points and the FBM
ACE which was down 4.1% to 4,118 points.
Average value traded on Bursa in February
eased 15% m-o-m to RM2.26 bil per day.
On the regional front, The Straits Times Index
went down by 5.3% and the Hang Seng
weakened by 0.5%. Japans Nikkei 225
improved by 3.8% and the Shanghai
Composite index advanced by 4.1%. The
Dow Jones improved by 2.8% in February.
For the month, oil prices rose to a high of
USD112.29/bbl at end-February. The
commodities sector was buoyed by concerns
of supply shortage. Companies benefited from
improved sentiments were SapuraCrest and
Kencana Petroleum on contract awards to jointly
develop and operate the Berantai marginal field
and Dayang Enterprise from a RM802m contract
by Petronas Carigali. But shortage of supply of
coal from the Australian front had prompted
Tenaga Nasional to issue a statement that it is
seeking out new sources of the commodity to
avoid operational disruptions.
M&A news flow was also prevalent in February
with the continued deadlock of the EON Capital
& Hong Leong Bank merger. EON Capitals CEO,
Micheal Lor announced his resignation while
Bank Negara approved RHB Capitals proposed
acquisition for a 80%-stake in PT Bank Mestika
Dharma.
Market Outlook:
We expect the market to be volatile as investor
confidence remains rattled by the political
uncertainties in MENA and the risk of a
disruption in global oil supply. Corporate
earnings suffer margin pressures during this
reporting season, and such pressure is likely
to prevail in coming months. We still favour
equities over the other asset classes, and
will look for buying opportunities on sharp
pullbacks. The Funds will stay weighted but
will be selective and may switch out of some
high beta bets until sentiments improve.
INVESTMENT REVIEW
Fund Performance Report
Fund Data
Inception 20 Jan 2006
Fund Size (RM) @ 28 Feb 2011 325,302,561
Risk Profile Moderate
7
Cash & Deposits
18.7%
Oil & Gas
16.8%
Financial Services
15.9%
Agriculture & Mining
14.1%
Building Materials &
Construction
8.1%
Construction
7.0%
Motor
4.5%
Property
3.6%
Media
3.6%
Others
7.7%
8
Lion Progressive Fund Performance to 28 February 2011
Performance from 1 November 2001 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
320
300
280
260
240
220
200
180
160
140
120
100
80
N
o
v
-
0
1
A
p
r
-
0
2
S
e
p
-
0
2
F
e
b
-
0
3
J
u
l-
0
3
D
e
c
-
0
3
M
a
y
-
0
4
O
c
t
-
0
4
M
a
r
-
0
5
A
u
g
-
0
5
J
a
n
-
0
6
J
u
n
-
0
6
N
o
v
-
0
6
A
p
r
-
0
7
S
e
p
-
0
7
F
e
b
-
0
8
J
u
l-
0
8
D
e
c
-
0
8
M
a
y
-
0
9
O
c
t
-
0
9
M
a
r
-
1
0
A
u
g
-
1
0
F
e
b
-
1
1
Lion Progressive Fund Benchmark - FBM100
Notice: Past Performance of the fund is not an indication of its future performance.
Percentage Return (NAV to NAV) YTD 3-mth 6-mth 1Y 3Y 5Y 7Y
Lion Progressive Fund 1.5% 4.3% 8.3% 16.7% 22.5% 84.7% 91.0%
Benchmark* (FBM100) (1.5%) 1.2% 7.4% 19.6% 12.8% 64.8% 74.1%
* Prior to 1/7/09 is KLCI, thereafter is FBM100.
Source: Bloomberg - FBMKLCI & FBM100 - Bursa Malaysia.
Investment Objective
A fund which invests in a mixture of equities
(ranging from 50% to 90%) and fixed income
securities. This fund seeks to provide medium
to long-term capital appreciation, with a
moderate-to-high level of volatility.
Investment Strategy
This fund shall be actively managed, investing
mainly in Malaysian equities with good
fundamentals and growth potential. The fund
may switch partially into fixed income securities
during periods of uncertainty. The aim of this
fund is to provide consistent long-term return
above the benchmark.
Fund Data
Inception 1 Nov 2001
Fund Size (RM) @ 28 Feb 2011 455,925,683
Risk Profile High
Lion Balanced Fund Performance to 28 February 2011
Performance from 3 January 2000 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
300
275
250
225
200
175
150
125
100
75
50
J
a
n
-
0
0
J
u
l-
0
0
J
a
n
-
0
1
J
u
l-
0
1
J
a
n
-
0
2
J
u
l-
0
2
J
a
n
-
0
3
J
u
l-
0
3
J
a
n
-
0
4
J
u
l-
0
4
J
a
n
-
0
5
J
u
l-
0
5
J
a
n
-
0
6
J
u
l-
0
6
J
a
n
-
0
7
J
u
l-
0
7
J
a
n
-
0
8
J
u
l-
0
8
J
a
n
-
0
9
J
u
l-
0
9
J
a
n
-
1
0
J
u
l-
1
0
F
e
b
-
1
1
Lion Balanced Fund Benchmark - FBM100 Weighted Benchmark
Notice: Past Performance of the fund is not an indication of its future performance.
Percentage Return (NAV to NAV) YTD 3-mth 6-mth 1Y 3Y 5Y 7Y
Lion Balanced Fund 0.7% 3.9% 8.8% 16.4% 27.2% 98.9% 104.5%
Weighted Benchmark* (0.5%) 1.0% 4.4% 11.0% 12.0% 41.2% 51.0%
Benchmark** (FBM100) (1.5%) 1.2% 7.4% 19.6% 12.8% 64.8% 74.1%
* Weighted Benchmark is derived from 50% weight on 12-month Fixed Deposit return and 50% weight on FBM100 index return.
** Prior to 1/7/09 is KLCI, thereafter is FBM100.
Source: Bloomberg - FBM100 - Bursa Malaysia 12mth Conventional FD - Maybank.
Investment Objective
A fund which invests in a mixture of equities
(ranging from 40% to 60%) and fixed income
securities. This fund seeks to provide medium to
long-term capital appreciation, with a moderate
level of volatility.
Investment Strategy
This fund shall be actively managed, investing in
a mixture of Malaysian equities and fixed income
securities with good fundamentals and growth
potential. The fund aims to provide stable long-
term return.
Fund Data
Inception 3 Jan 2000
Fund Size (RM) @ 28 Feb 2011 87,917,118
Risk Profile Moderate Notice: Past Performance of the fund is not an indication of its future performance.
Lion Growth Fund Performance to 28 February 2011
Performance from 3 January 2000 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
210
190
170
150
130
110
90
70
50
30
J
a
n
-
0
0
J
u
l-
0
0
J
a
n
-
0
1
J
u
l-
0
1
J
a
n
-
0
2
J
u
l-
0
2
J
a
n
-
0
3
J
u
l-
0
3
J
a
n
-
0
4
J
u
l-
0
4
J
a
n
-
0
5
J
u
l-
0
5
J
a
n
-
0
6
J
u
l-
0
6
J
a
n
-
0
7
J
u
l-
0
7
J
a
n
-
0
8
J
u
l-
0
8
J
a
n
-
0
9
J
u
l-
0
9
J
a
n
-
1
0
J
u
l-
1
0
F
e
b
-
1
1
Benchmark - FBM100 Lion Growth Fund
Notice: Past Performance of the fund is not an indication of its future performance.
Percentage Return (NAV to NAV) YTD 3-mth 6-mth 1Y 3Y 5Y 7Y
Lion Growth Fund 0.7% 4.0% 9.6% 18.9% 18.6% 77.5% 62.6%
Benchmark* (FBM100) (1.5%) 1.2% 7.4% 19.6% 12.8% 64.8% 74.1%
* Prior to 1/7/09 is KLCI, thereafter is FBM100.
Source: Bloomberg - FBMKLCI & FBM100 - Bursa Malaysia.
Investment Objective
A fund where 70% to 100% of the investment
instruments are equities, which may be volatile
in the short term. This fund seeks to provide
medium to long-term capital appreciation.
Investment Strategy
This fund shall be actively managed, investing
in Malaysian equities with good fundamentals
and growth potential. The fund aims to provide
consistent long-term return above the benchmark.
Fund Data
Inception 3 Jan 2000
Fund Size (RM) @ 28 Feb 2011 497,629,275
Risk Profile High
Fund Performance Report
Cash & Deposits
35.3%
Oil & Gas
18.0%
Fixed Income
Securities
9.8%
Agriculture
& Mining
9.1%
Building Materials &
Construction
7.0%
Media
5.1%
Motor
3.4%
Transport
2.7%
Others - Mfg
2.5%
Others
7.1%
Oil & Gas
18.8%
Telecommunication
11.5%
Agriculture
& Mining
11.1%
Gaming /
Leisure
8.5%
Cash & Deposits
7.5%
Property
5.8%
Financial Services
14.7%
Building Materials &
Construction
5.7%
Motor
5.3%
Others
11.1%
Oil & Gas
17.0%
Financial Services
16.6%
Telecommunication
10.8%
Fixed Income
Securities
7.6%
Gaming /
Leisure
6.7%
Cash & Deposits
6.5%
Media
6.1%
Motor
5.8%
Building Materials &
Construction
5.4%
Others
17.5%
Note: This fund is no longer available for new business policies.
Source: All benchmarks, and LionGlobal Asia Pacific Fund - Morningstar.
Bloomberg source: 12mth Conventional FD - Maybank.
Sources: Bloomberg - FBM100 - Bursa Malaysia.
Lion Fixed Income Fund Performance to 28 February 2011
Performance from 1 January 2002 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
190
180
170
160
150
140
130
120
110
100
D
e
c
-
0
1
A
p
r
-
0
2
A
u
g
-
0
2
D
e
c
-
0
2
A
p
r
-
0
3
A
u
g
-
0
3
D
e
c
-
0
3
A
p
r
-
0
4
A
u
g
-
0
4
D
e
c
-
0
4
A
p
r
-
0
5
A
u
g
-
0
5
D
e
c
-
0
5
A
p
r
-
0
6
A
u
g
-
0
6
D
e
c
-
0
6
A
p
r
-
0
7
A
u
g
-
0
7
D
e
c
-
0
7
A
p
r
-
0
8
A
u
g
-
0
8
D
e
c
-
0
8
A
p
r
-
0
9
A
u
g
-
0
9
D
e
c
-
0
9
A
p
r
-
1
0
A
u
g
-
1
0
D
e
c
-
1
0
F
e
b
-
1
1
Lion Fixed Income Fund Benchmark - 12 Months FD
Notice: Past Performance of the fund is not an indication of its future performance.
Percentage Return (NAV to NAV) YTD 3-mth 6-mth 1Y 3Y 5Y 7Y
Lion Fixed Income Fund 0.7% 0.9% 2.2% 7.4% 17.4% 39.6% 60.5%
Benchmark (12 Months FD) 0.5% 0.7% 1.4% 2.8% 9.3% 17.8% 26.9%
Investment Objective
A fund which invests in fixed income securities
for example government and corporate bonds
(ranging from 40% to 95%) with the balance
invested in cash and cash equivalents. This fund
seeks to provide consistent return at low levels
of volatility.
Investment Strategy
A fund which is actively managed to outperform
the benchmark.
Fund Data
Inception 8 Mar 2000
Fund Size (RM) @ 28 Feb 2011 265,594,668
Risk Profile Low
Fund Performance Report
Lion Enhanced Equity Fund Performance to 28 February 2011
Performance from 15 April 2010 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
127
122
117
112
107
102
97
92
1
5
-
A
p
r
-
1
0
3
0
-
A
p
r
-
1
0
1
5
-
M
a
y
-
1
0
3
0
-
M
a
y
-
1
0
1
4
-
J
u
n
-
1
0
2
9
-
J
u
n
-
1
0
1
4
-
J
u
l-
1
0
2
9
-
J
u
l-
1
0
1
3
-
A
u
g
-
1
0
2
8
-
A
u
g
-
1
0
1
2
-
S
e
p
-
1
0
2
7
-
S
e
p
-
1
0
1
2
-
O
c
t
-
1
0
2
7
-
O
c
t
-
1
0
1
1
-
N
o
v
-
1
0
2
6
-
N
o
v
-
1
0
1
1
-
D
e
c
-
1
0
2
6
-
D
e
c
-
1
0
1
0
-
J
a
n
-
1
0
2
5
-
J
a
n
-
1
0
9
-
F
e
b
-
1
1
2
8
-
F
e
b
-
1
1
Lion Enhanced Equity Fund Benchmark - FBM100
Notice: Past Performance of the fund is not an indication of its future performance.
Percentage Return (NAV to NAV) YTD 1-mth 3-mth 6-mth 1Y Since Inception
Lion Enhanced Equity Fund 1.3% (2.7%) 4.3% 11.3% n/a 18.5%
Benchmark - (FBM100) (1.5%) (2.2%) 1.2% 7.4% 19.6% 12.8%
Investment Objective
A fund where 80% to 100% of the investments
are in equities, which may be volatile in the short
term. This fund seeks to achieve medium to
long-term capital appreciation. Although the fund
invests mainly in Malaysia (50% to 100%), it may
also partially invest in Singapore (up to 25%) and
Hong Kong (up to 25%), if and when necessary,
to enhance the funds returns.
Investment Strategy
This fund shall be actively managed, investing
mainly in Malaysian equities with good
fundamentals and growth potential. The fund
may also invest in equities in Singapore and
Hong Kong to enhance its returns. The fund
aims to provide consistent long-term return
above the benchmark.
Fund Data
Inception 15 Apr 2010
Fund Size (RM) @ 28 Feb2011 24,862,130
Risk Profile High
Lion Asia Pac Fund Performance to 28 February 2011
Performance from 15 April 2010 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
121
118
115
112
109
106
103
100
97
94
91
88
85
1
5
-
A
p
r
-
1
0
2
9
-
A
p
r
-
1
0
1
3
-
M
a
y
-
1
0
2
7
-
M
a
y
-
1
0
1
0
-
J
u
n
-
1
0
2
4
-
J
u
n
-
1
0
8
-
J
u
l-
1
0
2
2
-
J
u
l-
1
0
5
-
A
u
g
-
1
0
1
9
-
A
u
g
-
1
0
2
-
S
e
p
-
1
0
1
8
-
S
e
p
-
1
0
3
0
-
S
e
p
-
1
0
1
4
-
O
c
t
-
1
0
2
8
-
O
c
t
-
1
0
1
1
-
N
o
v
-
1
0
2
5
-
N
o
v
-
1
0
9
-
D
e
c
-
1
0
2
3
-
D
e
c
-
1
0
8
-
J
a
n
-
1
1
2
0
-
J
a
n
-
1
1
2
8
-
F
e
b
-
1
1
Lion Asia Pac Fund (MYR) Benchmark - MSCI AC AP ex Japan (MYR)
Notice: Past Performance of the fund is not an indication of its future performance.
Percentage Return (NAV to NAV) YTD 1-mth 3-mth 6-mth 1Y Since Inception
Lion Asia Pac Fund (MYR) (5.0%) (2.0%) (3.7%) 3.4% n/a 5.2%
Benchmark - MSCI AC AP ex Japan (MYR) (4.0%) (2.0%) (0.2%) 13.5% 8.2% 5.3%
LionGlobal Asia Pacific Fund (SGD) (5.6%) (2.8%) (3.8%) 5.6% 4.6% (4.7%)
Benchmark - MSCI AC AP ex Japan (SGD) (3.8%) (2.4%) (0.4%) 9.5% 9.2% 2.1%
Investment Objective
A feeder fund that aims to achieve long-term
capital appreciation by investing primarily in the
equities markets of the Asia Pacific (ex-Japan)
region. The Fund invests in emerging and
developed markets. There is no target industry
or sector.
Investment Strategy
This fund will feed into LionGlobal Asia
Pacific Fund.
Fund Data
Inception 15 Apr 2010
Fund Size (RM) @ 28 Feb 2011 1,151,921
Risk Profile High
Cash & Deposits
8.7%
Government
17.1%
Financial
21.3%
Highway
15.9%
Water
9.8%
Property
6.6%
Power
6.3%
Cagamas
5.7%
Construction
4.3%
Leisure
3.9%
Utilities
0.4
Oil & Gas
24.6%
Agriculture & Mining
12.9%
Building Materials &
Construction
12.3%
Cash & Deposits
10.2%
Property
7.2%
Telecommunication
6.9%
Media
5.4%
Financial Services
5.2%
Motor
4.0%
Others
11.3%
9
Source: 12mth Mudharabah Deposit - Hong Leong Bank.
Source: Bloomberg - FBMS - Bursa Malaysia.
Source: Bloomberg - FBMS - Bursa Malaysia.
Dana Gemilang Performance to 28 February 2011
Performance from 15 April 2010 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
125
120
115
110
105
100
95
90
1
5
-
A
p
r
-
1
0
2
9
-
A
p
r
-
1
0
1
3
-
M
a
y
-
1
0
2
7
-
M
a
y
-
1
0
1
0
-
J
u
n
-
1
0
2
4
-
J
u
n
-
1
0
8
-
J
u
l-
1
0
2
2
-
J
u
l-
1
0
5
-
A
u
g
-
1
0
1
9
-
A
u
g
-
1
0
2
-
S
e
p
-
1
0
1
6
-
S
e
p
-
1
0
3
0
-
S
e
p
-
1
0
1
4
-
O
c
t
-
1
0
2
8
-
O
c
t
-
1
0
1
1
-
N
o
v
-
1
0
2
5
-
N
o
v
-
1
0
9
-
D
e
c
-
1
0
2
3
-
D
e
c
-
1
0
6
-
J
a
n
-
1
1
2
0
-
J
a
n
-
1
1
3
-
F
e
b
-
1
1
2
8
-
F
e
b
-
1
1
Dana Gemilang Benchmark - FBMS
Notice: Past Performance of the fund is not an indication of its future performance.
Percentage Return (NAV to NAV) YTD 1-mth 3-mth 6-mth 1Y Since Inception
Dana Gemilang (0.1%) (2.9%) 3.6% 9.1% n/a 14.4%
Benchmark - FTSE Msia Emas Shariah (FBMS) (0.6%) (2.0%) 1.8% 8.1% 15.8% 10.1%
Investment Objective
A fund where 80% to 100% of the investments
are in equities, which may be volatile in the short
term. This fund seeks to achieve medium to
long-term capital appreciation. Although the fund
invests mainly in Malaysia (50% to 100%), it may
also partially invest in Singapore (up to 25%) and
Hong Kong (up to 25%), if and when necessary,
to enhance the funds returns. The fund only
invests in Shariah-approved securities.
Investment Strategy
This fund shall be actively managed, investing
mainly in Malaysian Shariah-approved equities
with good fundamentals and growth potential.
The fund may also invest in Shariah-approved
equities in Singapore and Hong Kong to enhance
its returns. The fund aims to provide consistent
long-term return above the benchmark.
Fund Data
Inception 15 Apr 2010
Fund Size (RM) @ 28 Feb 2011 10,998,268
Risk Profile High
270
250
230
210
190
170
150
130
110
90
70
50
J
a
n
-
0
0
J
u
l-
0
0
J
a
n
-
0
1
J
u
l-
0
1
J
a
n
-
0
2
J
u
l-
0
2
J
a
n
-
0
3
J
u
l-
0
3
J
a
n
-
0
4
J
u
l-
0
4
J
a
n
-
0
5
J
u
l-
0
5
J
a
n
-
0
6
J
u
l-
0
6
J
a
n
-
0
7
J
u
l-
0
7
J
a
n
-
0
8
J
u
l-
0
8
J
a
n
-
0
9
J
u
l-
0
9
J
a
n
-
1
0
J
u
l-
1
0
F
e
b
-
1
1
Performance from 3 January 2000 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
Dana Restu Benchmark - FBMS
Notice: Past Performance of the fund is not an indication of its future performance.
170
160
150
140
130
120
110
100
O
c
t
-
0
2
M
a
r
-
0
3
A
u
g
-
0
3
J
a
n
-
0
4
J
u
n
-
0
4
N
o
v
-
0
4
A
p
r
-
0
5
S
e
p
-
0
5
F
e
b
-
0
6
J
u
l-
0
6
D
e
c
-
0
6
M
a
y
-
0
7
O
c
t
-
0
7
M
a
r
-
0
8
A
u
g
-
0
8
J
a
n
-
0
9
J
u
n
-
0
9
N
o
v
-
0
9
A
p
r
-
1
0
S
e
p
-
1
0
F
e
b
-
1
1
Performance from 1 November 2002 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
Dana Sejati Benchmark - 12 Mth Mudharabah Deposit
Notice: Past Performance of the fund is not an indication of its future performance.
Dana Sejati Performance to 28 February 2011
Dana Restu Performance to 28 February 2011
Fund Performance Report
Percentage Return (NAV to NAV) YTD 3-mth 6-mth 1Y 3Y 5Y 7Y
Dana Restu 0.2% 3.2% 8.9% 15.2% 7.5% 64.2% 62.0%
Benchmark - FTSE Msia Emas Shariah (FBMS) (0.6%) 1.8% 8.1% 15.8% 0.6% 66.0% 58.8%
Percentage Return (NAV to NAV) YTD 3-mth 6-mth 1Y 3Y 5Y 7Y
Dana Sejati 0.9% 1.4% 2.9% 8.7% 17.3% 38.2% 60.0%
Benchmark (12m Mudharabah Deposit) 0.5% 0.7% 1.4% 2.9% 9.6% 17.9% 26.8%
Investment Objective
A fund where 70% to 100% of the investment
instruments are equities, which may be volatile in
the short term. This fund seeks to provide medium
to long-term capital appreciation. Dana Restu
invests in Shariah-approved securities.
Investment Strategy
The fund shall be actively managed, investing in
Malaysian Shariah-approved equities with good
fundamentals and growth potential. The Fund
aims to provide consistent long-term return
above the benchmark.
Investment Objective
A fund which invests in fixed income securities,
for example government and corporate bonds
(ranging from 40% to 95%) with the balance
invested in cash and cash equivalents. This fund
seeks to provide consistent return at low levels
of volatility. Dana Sejati invests in Shariah-
approved securities.
Investment Strategy
A fund which is actively managed to outperform
the benchmark.
Fund Data
Inception 31 Oct 2002
Fund Size (RM) @ 28 Feb 2011 47,257,402
Risk Profile Low
Fund Data
Inception 1 Jan 2000
Fund Size (RM) @ 28 Feb 2011 526,318,721
Risk Profile High
10
Oil & Gas
23.6%
Agriculture & Mining
16.3%
Building Materials &
Construction
15.4%
Cash & Deposits
9.6%
Telecommunication
8.0%
Utilities / Infrastructure
4.9%
Motor
4.4%
Media
3.4%
Technology /
IT services
3.4%
Others
11.0%
Oil & Gas
22.3%
Agriculture & Mining
17.2%
Telecommunication
11.5%
Building Materials &
Construction
9.5%
Cash & Deposits
9.0%
Utilities / Infrastructure
5.9%
Motor
5.1%
Conglomerate
4.4%
Technology
4.0%
Others
11.1%
Government
13.8%
Cash & Mudharabah Deposit
5.3%
Highway
35.8%
Water
19.9%
Power
12.4%
Construction
6.6%
Property
6.2%
Note: This fund is no longer available for new business policies.
11
Lion UK-I Fund Performance to 28 February 2011
Performance from 1 June 2006 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
130
120
110
100
90
80
70
60
50
J
u
n
-
0
6
S
e
p
-
0
6
D
e
c
-
0
6
M
a
r
-
0
7
J
u
n
-
0
7
S
e
p
-
0
7
D
e
c
-
0
7
M
a
r
-
0
8
J
u
n
-
0
8
S
e
p
-
0
8
D
e
c
-
0
8
M
a
r
-
0
9
J
u
n
-
0
9
S
e
p
-
0
9
D
e
c
-
0
9
M
a
r
-
1
0
J
u
n
-
1
0
S
e
p
-
1
0
D
e
c
-
1
0
F
e
b
-
1
1
Lion UK-I Fund Benchmark - FTSE 100 Index
Fund Performance Report
Notice: Past Performance of the fund is not an indication of its future performance.
Lion US-I Fund Performance to 28 February 2011
Performance from 1 June 2006 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
140
130
120
110
100
90
80
70
60
50
40
J
u
n
-
0
6
S
e
p
-
0
6
D
e
c
-
0
6
M
a
r
-
0
7
J
u
n
-
0
7
S
e
p
-
0
7
D
e
c
-
0
7
M
a
r
-
0
8
J
u
n
-
0
8
S
e
p
-
0
8
D
e
c
-
0
8
M
a
r
-
0
9
J
u
n
-
0
9
S
e
p
-
0
9
D
e
c
-
0
9
M
a
r
-
1
0
J
u
n
-
1
0
S
e
p
-
1
0
D
e
c
-
1
0
F
e
b
-
1
1
Lion US-I Fund Benchmark - S&P 500 Index
Notice: Past Performance of the fund is not an indication of its future performance.
Lion AU-I Fund Performance to 28 February 2011
Performance from 1 June 2006 - 28 February 2011
Price (NAV-to-NAV) Performance VS Benchmark
160
150
140
130
120
110
100
90
80
70
60
50
J
u
n
-
0
6
S
e
p
-
0
6
D
e
c
-
0
6
M
a
r
-
0
7
J
u
n
-
0
7
S
e
p
-
0
7
D
e
c
-
0
7
M
a
r
-
0
8
J
u
n
-
0
8
S
e
p
-
0
8
D
e
c
-
0
8
M
a
r
-
0
9
J
u
n
-
0
9
S
e
p
-
0
9
D
e
c
-
0
9
M
a
r
-
1
0
J
u
n
-
1
0
S
e
p
-
1
0
D
e
c
-
1
0
F
e
b
-
1
1
Lion AU-I Fund Benchmark - S&P / ASX 200 Index
Notice: Past Performance of the fund is not an indication of its future performance.
Percentage Return (NAV to NAV) YTD 3-mth 6-mth 1Y 3Y Since Inception
Lion UK-I Fund (MYR) 4.7% 7.5% 14.8% 7.3% (9.4%) (13.7%)
Benchmark - FTSE 100 Index (GBP) 1.6% 8.4% 14.7% 11.9% 0.5% 2.8%
Benchmark* - FTSE 100 Index (MYR) 5.4% 9.2% 17.7% 7.1% (21.6%) (25.0%)
Percentage Return (NAV to NAV) YTD 3-mth 6-mth 1Y 3Y Since Inception
Lion US-I Fund (MYR) 3.9% 6.5% 19.3% 6.9% (5.5%) (10.3%)
Benchmark - S&P 500 Index (USD) 5.5% 12.4% 26.5% 20.2% (3.0%) 4.5%
Benchmark* - S&P 500 Index (MYR) 5.1% 8.4% 22.5% 7.7% (7.6%) (13.2%)
* Adjusted internally to MYR using point to point end of day currency rates source from Bloomberg. This is not independently verified.
Bloomberg source: S&P 500 Index - NYSE, AMEX and NASDAQ.
* Adjusted internally to MYR using point to point end of day currency rates source from Bloomberg. This is not independently verified.
Source: Bloomberg - FTSE 100 Index - London Stock Exchange.
Percentage Return (NAV to NAV) YTD 3-mth 6-mth 1Y 3Y Since Inception
Lion AU-I Fund (MYR) 0.0% 6.9% 22.0% 10.0% (2.2%) 15.7%
Benchmark - S&P / ASX 200 Index (AUD) 1.8% 5.4% 9.7% 4.2% (14.5%) (4.8%)
Benchmark* - S&P / ASX 200 Index (MYR) 0.9% 8.0% 21.5% 6.3% (12.4%) 8.3%
* Adjusted internally to MYR using point to point end of day currency rates source from Bloomberg. This is not independently verified.
Source: Bloomberg - S&P/ ASX 200 Index - Australian Securities Exchange.
Investment Objective
A fund which is passively managed and aims
to track the performance of FTSE100 over
the medium to long term (indexing strategy),
which may be volatile in the short term.
This fund seeks to provide medium to
long-term capital appreciation.
Investment Strategy
The fund shall be passively managed, investing
in a foreign Exchange Traded Fund (ETF)
that tracks the performance of FTSE100 Index.
Investment Objective
A fund which is passively managed and aims
to track the performance of S&P500 over
the medium to long term (indexing strategy),
which may be volatile in the short term.
This fund seeks to provide medium to
long-term capital appreciation.
Investment Strategy
The fund shall be passively managed, investing
in a foreign Exchange Traded Fund (ETF) that
tracks the performance of the S&P500 Index.
Investment Objective
A fund which is passively managed and aims
to track the performance of S&P/ASX200 over
the medium to long term (indexing strategy),
which may be volatile in the short term.
This fund seeks to provide medium to
long-term capital appreciation.
Investment Strategy
The fund shall be passively managed, investing
in a foreign Exchange Traded Fund (ETF) that
tracks the performance of the S&P/ASX200 Index.
Fund Data
Inception 1 Jun 2006
Fund Size (RM) @ 28 Feb 2011 10,551,686
Risk Profile High
Fund Data
Inception 1 Jun 2006
Fund Size (RM) @ 28 Feb 2011 2,984,215
Risk Profile High
Fund Data
Inception 1 Jun 2006
Fund Size (RM) @ 28 Feb 2011 2,072,660
Risk Profile High
Cash in Hand
2.8%
ISHARES PLC - ISHARES FTSE 100
97.2%
Cash in Hand
2.4%
SPDR TRUST SERIES 1 S&P 500
97.6%
Cash in Hand
8.3%
SPDR - S&P/ASX 200
91.7%
Anyone who wants insurance coverage and a savings plan. Many people purchase endowment plans that mature
when they reach retirement age to supplement their income.
A quick guide to
endowment plans.
Endowment plan? Whats that?
An endowment plan provides life insurance coverage over a
specified period of time, for instance, 20 years. At the end
of this period, the policy matures and youll receive a lump
sum payment in addition to any other bonuses or
guaranteed additions due to you. You can also cash it in at
any time and receive a surrender value depending on how
much youve invested in the plan.
Who should get an endowment plan?
For one, endowment plans are long-term savings plans that act as a form
of forced savings because a fixed amount is paid for premiums on a
regular basis. This ensures that money is saved instead of spent on other
things. Plus, additional bonuses that come with endowment plans may
help increase the maturity benefit, leading to a bigger payout at the end
of the policy term.
How does an endowment
plan boost my savings?
Why should I get an
endowment plan instead
of regular insurance?
What types of endowment
plans are there?
Regular insurance plans focus on protecting you against lifes
unexpected events, while endowment plans are meant to provide
basic insurance coverage combined with a savings element.
Endowment plans are best for those who want a form of regular
savings with the potential for higher returns than conventional savings.
Find out more about endowment plans from Great Eastern by
calling 1300 1300 38, logging on to www.lifeisgreat.com.my or
speaking to your friendly Great Eastern Life Planning Advisor.
There are various types of endowment plans that you
can choose from to suit your budget and needs. Broadly
speaking, here are a few common ones in the market:
Endowment Plan With Survival Benefits
These plans usually offer a survival benefit in the form
of guaranteed cash payments over the policy term. These
payments are usually equivalent to a percentage of the
basic sum assured of the policy, and paid out at regular
intervals (eg. annually). On top of that, you may also
receive cash bonuses if the Company performs well. The
basic sum assured is paid out upon maturity of the policy.
Normal Endowment Plan
These plans are similar to endowment plans with survival
benefits, without the guaranteed cash payment feature.
As such, they are suitable for those looking for a more
affordable plan that offers both protection and savings.
Investment-Linked Endowment Plan
Premiums are invested in unit funds, and the total investment
value of the policy depends on the current value of the units
in the policy. Typically, the total investment value is paid out
when the policy matures.
Understanding Insurance