Asset Based Financing In Canada : Dont Miss Out On The ABL Business

Finance Solution Because You Didnt Know

Need A Secial Os Tea! To "#o$ide You %ith A Business Asset Based C#edit Line&
O'()'I(% * In+o#!ation on ABL asset ,ased +inancing which #o$ides a line o+
c#edit solution uni-ue to ,usiness +inance needs and lines o+ c#edit in Canada
Business finance in Canada often requires asset ,ased +inancing in the form of a c#edit
line. One alternative to the traditional Canadian chartered bank solution is the ABL credit
facility. Let's dig in.
The other day one of Canada major business nes!a!ers had an interesting article around
the need to treat certain as!ects of business needs as a / S"(CIAL O"S/ assignment "
focusing on issues such as understanding the mission# the value of success# the training
and info needed so things don't go rong ... $s it just us but that's a solid analogy to
addressing the need for business credit lines.
The / ABL 01asset ,ased lending2 solution is a fundamental game changer in Canadian
business financing. $t's s!eciali%ed lending &'&# alloing any business that has to key
assets ()ales and business assets* to moneti%e that into a revolving line of credit.
The even better nes is that de!ending in your circumstances other asset categories such
as equi!ment and your business commercial real estate ( if the latter is a!!licable * can be
easily combined together to give you tremendous borroing !oer relative to the
ongoing value of your sales and business assets . $ts one time hen ' groth is good +#
giving you the ability to remove the concern around running out of ongoing cash flo
needs.
$t's im!ortant to revie ABL +inancing in the conte,t of short term borroing !oer and
not the dreaded ' debt ' ord. -es# its true cash flo could be alleviated in some form by a
orking ca!ital term loan or me%%anine.cash flo financing " yet these solutions
involved fi,ed !ayments# longer amorti%ations# etc. $n the case of a bank credit line# or in
our situation# ' ABL ' you ill be re!aying the facility constantly as your sales and
receivables come to maturity. /aturally that is all !art of hat the finance folks call you
o!erating cycle " the travel of a dollar through your business from materials !urchase to
inventory to receivable to... finally... CA)0.
1irms of all risk !rofiles are eligible for ABL asset ,ased +inance solutions. Those
solutions can be uniquely just in$ento#34 o# A5)4 or a combo of both. $f you have the
collateral ABL has the solution. 2,!erienced business oners kno that bank financing
in the form of credit facilities requires a holy grail of !rofits# cash flo# and balance
sheets.income statements that satisfy bank ratios. 3reat for some# but not accessible for
all.
$n many cases this ty!e of Canadian business financing allos you to acquire a
com!etitor through the use of asset finance# and is also used by many firms as an interim '
restructuring' strategy.
$f you're looking for some )42C$AL O4') assistance in the form of availability in a
business credit line via ABL seek out and s!eak to a
t#usted4 c#edi,le and e6e#ienced Canadian ,usiness Financing Ad$iso# with a t#ac7
#eco#d o+ success ho can ensure you aren't missing out on one of the most available
solutions that you might have not knon even e,isted.
Stan "#o7o " 8 "a#7 A$enue Financial :
htt:55www.8a#7a$enue+inancial.co!
Business financing for Canadian 1irms # s!eciali%ing in orking ca!ital# cash flo# asset
based financing # 2qui!ment Leasing # franchise finance and Cdn. Ta, Credit 1inance .
1ounded 5''6 " Com!leted in e,cess of 7' 8illion 9 of financing for Canadian
cor!orations . $nfo .Contact :
8 "A)K A'(N9( FINANCIAL : CANADIAN ASS(T BAS(D L(NDIN; AND
B9SIN(SS C)(DIT LIN( (<"()TIS(
=a$e A >uestion 5Co!!ent On Ou# Blog O# Canadian Business Financing
Alte#nati$es &
CONTACT:
8 "a#7 A$enue Financial
)outh )heridan 2,ecutive Centre
57&' )outh )heridan ;ay
)uite <'&
Oakville# Ontario
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Di#ect Line A 6&= <&7 B?=7
O++ice A 7'B @57 5=B<
(!ail : s!roko!C?!arkavenuefinancial.com
/ Canadian Business Financing %ith The Intelligent 9se O+ (6e#ience
Stan "#o7o