Panacea for Finance Abbreviations

ABL: Allied Bank Limited

ACAC: Agriculture Credit Advisory Committee
ACBL: Askari Commercial Bank Limited
ACU: Asian Clearing Unit
Ads: Authorized Dealers
ADB: Asian Develoment Bank
ADBP: Agriculture Develoment Bank of Pakistan !"o# $%BL&
ADD: Authorized Derivatives Dealer
ADFC: Agricultural Develomental Finance Cororation
A'(: Annual 'eneral (eeting
ALC): Asset*Liability (anagement Committee
AL(: Asset * Liability (anagement
A(L: Anti (oney Laundering
A(U: Asian (onetary Unit
A)F: Account oening form
A)A: Articles of Association
AP'(L: Asia*Pacific 'rou on (oney Laundering
A+(: Ad,ustable +ate (ortgages
A%(: Automated %eller (achine
BAFL: Bank Al Falah Limited
BBA: Basic Banking Account
BBF-: Borro#ers Basic Fact -heet
BCB-: Basel Committee on Banking -uervision
BCP: Business Contingency Plan
BC): Banking Comanies )rdinance
B./: Bill of /0change
B/L: Bankers /1uity Limited
B.L: Bill of Lading
BLC): Branch Line Comliance )fficer
B(: Branch (anager
B(+: Balancing2 (odernization and +elacement
B)D: Board of Directors
B)3: Board of 3nvestment
B)P: Balance of Payment
B)%: Balance of %rade
B-C: Banking -ervices Cororation
B4: Book 4alue
CA/L-: Caital2 Assets 5uality2 /arnings2 Li1uidity and -ensitivity
CA(/L-*-: Caital2 Assets 5uality2 (anagement2 /arning2 Li1uidity2 -ensitivity
and -ystems 6 Controls
CAD: Credit Administration Deartment
CAD: Cash Against Documents
CAF: Cost And Freight
C 6 F: Cost and Freight
CA+: Caital Ade1uacy +atio
CB: Commercial Bank
CB+: Central Board of +evenue
CD: Certificate of Deosit
CDC: Central Deository Comany !of Pakistan Limited&
CDD: Customer Due Diligence
CD"-: Central Directorate of "ational -avings
C/): Chief /0ecutive )fficer
CF-: Continuous Funding -ystem
CF%: Combating the Financing of %errorism
C 6 3: Cost and 3nsurance
C3B: Credit 3nformation Bureau
C3F: Cost2 3nsurance and Freight
C3+C: Cororate and 3ndustrial +estructuring Cororation
C)D: Certificate of Deosit
C)D: Cash )n Delivery
C)3s: Certificates of 3nvestment
C)%: Carry )ver %ransactions
CPD: Consumer Protection Deartment
CP3: Consumer Price 3nde0
C+CP: Consumer +ights Commission of Pakistan
C+F: Committee on +ural Finance
C+-3U: Committee for +evival of -ick 3ndustrial Units
C+(: Customer +elationshi (anager
C+): Customer +elationshi )fficer
C-/s: Customer -ervice /0ecutives
C-(: Customer -ervice (anager
C-): Customer -ervice )fficer
C4%: Caital 4alue %a0
C7: Calendar 7ear
DAC: Disbursement Authorization Certificate
DAP: Documents against ayment
DD: Demand Draft
DF3: Develoment Finance 3nstitution
DF-D: Develoment Finance -uort Deartment
D3-: Deosit 3nsurance -ystem
DPD: Days Past Due
D+P: Disaster +ecovery Plan
D-C: Defense -aving Certificates
/B3%: /arning Before 3nterest and %a0es
eC3B: /lectronic Credit 3nformation Bureau
/C"/C: /0ecutive Committee of the "ational /conomic Council
//-: /mloyee /ngagement -urvey
/F-: /0ort Finance -cheme
/F%: /lectronic Funds %ransfer
/)B3: /mloyees )ld Age Benefit 3nstitution
/)L: /0cess )ver Limit
/PF: /1uity Particiation Fund
/P$A: /0ort Processing $ones Authority
FA%F: Financial Action %ask Force
FA5: Fre1uently Asked 5uestions
FB: Foreign Bank
FB+: Federal Board of +evenue
FDB+: Financial Derivatives Business +egulations
FD3: Foreign Direct 3nvestment
F//L: Foreign /0change /0osure Limit
F3s: Financial 3nstitutions
F3B: Federal 3nvestment Bond
F(U: Financial (onitoring Unit
F)B: Free on Board
F)BC: Foreign )ut#ard Bill for Collection
FPCC3: Federation of Pakistan Chamber of Commerce 6 3ndustry
F+A: For#ard +ate Agreement
F-AP: Financial -ector Assessment Program
F-4: Forced -ale 4alue
Fore0: Foreign /0change
F8BL: First 8omen Bank Limited
F9: Foreign /0change
F7: Fiscal 7ear
'A%%: 'eneral Agreement on %ariffs and %rade
'BP: 'reat Britain Pound
'DD-: 'eneral Data Dissemination -ystem
'DP: 'ross Domestic Product
'FCF: 'ross Fi0ed Caital Formation
'L: 'eneral Ledger
'"P: 'ross "ational Product
'-%: 'eneral -ales %a0
:BL: :abib Bank Limited
:BFC: :ouse Building Finance Cororation
:-BC: :ong ;ong -hanghai Banking Cororation
3AD3: 3nternational Association of Deosit 3nsurers
3A3B: 3nternational Association of 3slamic Banks
3A3-: 3nternational Association of 3nsurance -uervisors
3A-C: 3nternational Accounting -tandards Committee
3A-s: 3nternational Accounting -tandards
3BC: 3n#ard Bill For Collection
3BD: 3slamic Banking Deartment
3B3: 3slamic Banking 3nstitution
3BP: 3nstitute of Bankers Pakistan !%he 3nstitute of Bankers Pakistan&
3CP: 3nvestment Cororation of Pakistan
3DB: 3slamic Develoment Bank
3DBP: 3ndustrial Develoment Bank of Pakistan
3FB: 3nvitation for Bids
3(F: 3nternational (onetary Fund
3)(: 3nter )ffice (emorandum
3)U: 3 o#e you
3P)s: 3nitial Public )fferings
3+AF: 3nstitutional +isk Assessment Frame#ork
3+B: 3nternal +atings Based
3+-: 3nterest +ate -#a
3-/: 3slamabad -tock /0change
<C+A: <aan Credit +ating Agency
;A-B: ;hadum Ali -hah Bukhari
;3B)+: ;arachi 3nter*bank )ffered +ate
;+3: ;ey +isk 3ndicators
;-/: ;arachi -tock /0change
;7C: ;no# 7our Customer
LAF: Loan Alication Form
LC: Letter of Credit
LCAC: Local Credit Advisory Committee
LDCs: Least Develoed Countries
L': Letter of 'uarantee
L3B)+: London 3nter*bank )ffered +ate
LPB: Local Private Bank
L-/: Lahore -tock /0change
L-(: Large -cale (anufacturing
L%FF: Long %erm Financing Facility
L%F*/)P: Long %erm Financing for the /0ort )riented Pro,ects
(CB: (uslim Commercial Bank !"o# (CB Bank Ltd=&
(C+: (inimum Caital +e1uirement
(FB: (icro Finance Bank
()A: (emorandum of Association
(%: (ail %ransfer
(%B: (arket %reasury Bill
"BFC: "on*Banking Finance Comany
"BP: "ational Bank )f Pakistan
"CCC: "ational Credit Consultative Council
"DLC: "ational Develoment Leasing Cororation
"FC: "ational Finance Cororation
"3BAF: "ational 3nstitute of Banking and Finance
"3(: "et 3nterest (argin
"3+C: "ational 3ndustrial +elations Commission
"3%: "ational 3nvestment %rust
"(3: "on (arket (aker Financial 3nstitution
""P: "et "ational Product
")P: "et )en Position
"PF: "on Performing Finance
"PL: "on Performing Loan
"-C: "ational -aving Certificates
"-C: "ational -aving Centre
"--: "ational -avings -chemes
)BC: )ut#ard Bill for collection
)D: )verdraft
)/CD: )rganization for /conomic Co*oeration and Develoment
)'+A: )il 6 'as +egulatory Authority
)3C: )rganization of 3slamic Conference
)(): )en (arket )erations
)%C: )ver the Counter
PAC+A: Pakistan Credit +ating Agency
PA7/: Pay as you earn
PBA: Pakistan Banks Association=
PCC: Price Check Committee
P/Ps: Politically /0osed Persons=
P3Bs: Pakistan 3nvestment Bonds
P3C3C: Pakistan 3ndustrial Credit and 3nvestment Cororation
P3DC: Pakistan 3ndustrial Develomental Cororation
P3D/: Pakistan 3nstitute of Develoment /conomics
P3U: Produce 3nde0 Units
PL-: Profit 6 Loss -haring
P3": Personal 3dentification "umber
P)- terminal: Point on -ale %erminal
PPCBL: Pun,ab Provincial Cooerative Bank Limited
P+: Prudential +egulation
P+'F: Poverty +eduction 6 'ro#th Facility
P-CB: Public -ector Commercial Bank
P-/: Public -ector /nterrise
P-Us: Public -ector Undertakings
P%C: Particiation %erm Certificate
5AU: 5uality Assurance Unit
+eo: +e*urchase Agreement
+(((: +isk (itigation2 (onitoring 6 (anagement
+)A: +eturn on Assets
+)/: +eturn on /1uity
+-A: +ate -ensitive Asset
+-L: +ate -ensitive Liability
+%C: +uee %ravelers Che1ue=
+%'-: +eal %ime 'ross -ettlement
+8A: +isk 8eighted Assets
-A: -hariah Advisor
-A/U: -outh Asian /conomic Union
-AF%A: -outh Asia Free %rade Area
-AP%A: -outh Asia Preferential %rading Agreement
-B: -ecialized Bank
-BP: -tate Bank of Pakistan
-BLC: -tand by LC
-CB: -tandard Chartered Bank
-C+A: -ecial Convertible +uee Account
-D+: -ecial dra#ing rights
-/CP: -ecurities and /0change Commission of Pakistan
-(/: -mall and (edium /nterrise
-P3: -ensitive Price 3nde0
--C: -ecial -avings Certificates
--3: -ocial -ecurity 3nstitution
-%+: -usicious %ransaction +eort
-83F%: -ociety for 8orld*#ide 3nterbank Financial %elecommunication
%B: %rial balance
%*Bill: %reasury Bill
%D: %ime Deosit
%D+: %erm Deosit +eceit
%FC: %erm Finance Certificate
%)+: %erms of +eference
%+3P-: %rade +elated Asects of 3ntellectual Proerty +ights
%P+: %rade Policy +evie#
%%: %elegrahic %ransfer
UBL: United Bank Limited
U"): United "ations )rganization
U-D: United -tates Dollar !>&
4A+: 4alue at risk
4A%: 4alue Added %a0
8B: 8orld Bank
8/BC)P: 8orkers 6 /mloyers Bilateral Council of Pakistan
8P3: 8holesale Price 3nde0
8PPF: 8orkers Profit Particiation Fund
8%): 8orld %rade )rganization
88F: 8orkers 8elfare Fund
7o7: 7ear on 7ear
7%D: 7ear to Date
$%BL: $arai %ar1iati Bank Limited